Plant. Harvest. Prosper.

Plant. Harvest. Prosper Quick Win episodes target precise answers to timely topics. Episode 26's Quick Win features two targeted videos from Financial Harvest's CEO, David Witter. David provides clear guidance on:

• How to protect your assets from being unjustly taken
• The importance of how you title your assets
• The role of trusts, irrevocable trusts and limited liability partnerships
• What an umbrella policy does and why you may need one
• Who benefits from tenancy by the entireties

In only ten minutes this Quick Win topic will help equip you for better navigating the today's climate of unjust ligiations.

Be sure to listen as Financial Harvest Wealth Advisor founder and CEO David Witter shares strategies for charitable giving. You’ll come to understand why we say, “Friends don’t let friends give cash to charity.”

Welcome to Episode 15 of the Plant Harvest, Prosper Podcast with host Kellen Williams, CERTIFIED FINANCIAL PLANNER™. As with every episode of our podcast, we focus on helping our listeners make wise decisions with their money and encouraging them to live purposefully toward prosperity. In this episode, we look at how to fund education or college effectively, efficiently, and with flexibility. We’ll also discuss the recent passing of Secure Act 2.0 and how it impacts educational savings.

We invite you to join us for another exceptional episode of the Plant. Harvest. Prosper. Podcast with host Kellen Williams, CERTIFIED FINANCIAL PLANNER™ and a Licensed Investment Advisor here at Financial Harvest Wealth Advisors. Kellen’s special guest today is Lacey Huebel, CFA® Head of Responsible Investment, North America and Portfolio Manager at Dimensional Fund Advisors.

CERTIFIED FINANCIAL PLANNER™ Kellen Williams welcomes you to the tenth episode of the Plant. Harvest. Prosper. Podcast, where he looks at what a recession means for your wealth.

An economic recession is typically defined by a duration of time. In other words, one day or one week of slow or negative growth in the Gross Domestic Product (GDP) does not qualify as a recession. In Episode 10, Kellen discusses what the parameters are for defining a recession. He also shares the typical duration of a recession (good news—they don’t last forever).

Tune to Episode 10 of the Podcast and Learn:

1. What defines a recession
2. Are we in one?
3. If not, are we headed for one?
4. Is a recession abnormal?
5. What is the relationship between the markets and a recession?
6. And most importantly, what you can do personally to Plant. Harvest. Prosper, helping you remain intentional, grounded, and stewardship driven.

Kellen Williams CFP™ invites you to join him on a special episode of Plant. Harvest. Prosper. with guest speaker David Witter, Founder, and CEO of Financial Harvest Wealth Advisors.

In less than ten minutes, you can go from wondering what cryptocurrency is all about to feeling confident that you know if and how it could factor in your investment planning and wealth-building strategies. You’ll also learn where and how to read David’s most recent article that digs deeper into the topic, helping you better understand the concept, the function, and the drawbacks of cryptocurrencies.

To read David’s recent article about Cryptocurrency, visit financialharvest.com/bitcoin

Welcome to the Plant. Harvest. Prosper. Podcast, Episode 8, hosted by Kellen Williams, Wealth Advisor and CERTIFIED FINANCIAL PLANNER® at Financial Harvest Wealth Advisors. The purpose of the PHP podcast, which stands for Plant. Harvest. Prosper. is to help you make wise decisions about money and live your life with prosperity. And as always, this advice and these insights are completely objective.

In less than 15 minutes, you’ll understand Meme Investing. What is it, why has it become so popular in the past year and a half, and how can it serve you as an individual or couple who is seeking to make wise decisions about money and live purposefully toward prosperity.

Learn to recognize if your financial investment decisions are influenced by FOMO or “fear of missing out”.

Kellen explains the two key factors that contributed to the birth of meme stocks. In relatable and easy-to-understand ways, Kellen teaches both concepts and discusses how they are impacting investors and investing trends. And be sure to send your questions to info@financialharvest.com. They may become the featured topic of an upcoming episode.

All information is intended to be used for educational purposes only and does not constitute tax, legal, or investment advice.

Welcome to the Plant. Harvest. Prosper. Podcast, Episode 7, hosted by Kellen Williams, Wealth Advisor and CERTIFIED FINANCIAL PLANNER® at Financial Harvest Wealth Advisors. The purpose of the PHP podcast, which stands for Plant. Harvest. Prosper. is to help you make wise decisions about money and live your life with prosperity. And as always, this advice and these insights are completely objective.

In Podcast 7, we discuss how war and uncertainty affect your wealth. Kellen examines 70 years of wartime and its impact on the markets and the economy.

Episode 7 opens with Kellen answering an audience question about some of the complex emotions we can all experience when the topic is money. Next, he explores “the fundamental purpose of money,” and he’ll even provide you with a checklist to know when it’s okay to go ahead and splurge.

Kellen reviews the dollar and its value throughout the years, as well as the cost of oil per barrel during times of war and uncertainty. You’ll want to tune in for the strategies provided for dealing with uncertainty, why you should think about risk, and how to adjust your financial decision-making during these difficult times.

Learn strategies that will help you get through periods of uncertainty with the potential for less anxiety and greater prosperity.

All information is intended to be used for educational purposes only and does not constitute tax, legal, or investment advice.

Welcome to the Plant. Harvest. Prosper. Podcast, Episode 6, hosted by Kellen Williams, Wealth Advisor and CERTIFIED FINANCIAL PLANNER® at Financial Harvest Wealth Advisors. The purpose of the PHP podcast, which stands for Plant. Harvest. Prosper. is to help you make wise decisions about money and live your life with prosperity. And as always, this advice and these insights are completely objective.

In Podcast 6, we are discussing the hot topics of Cryptocurrency and Gold: Should they be in your investment portfolio? Kellen explores the big questions surrounding the potential of gold or cryptocurrency to serve as a hedge against inflation.

Episode 6 opens with Kellen going over the basics of cryptocurrency. You may have asked yourself what is cryptocurrency or NFTs? Kellen runs us through the basics to help us understand if it might be a good diversification of our investments.

Some of the other questions Kellen delves into are:

· What is the underlying asset tied to crypto?

· Is cryptocurrency regulated or protected?

· What challenges the standardized use of cryptocurrency?

If you have wondered about these questions and more, you’ll want to listen to Episode 6 to get started in understanding the world of cryptocurrency.

Also in Episode 6, Kellen reviews if gold is a hedge against inflation. Once tied directly to the value of the U.S. dollar, gold has a rich history. Kellen explains that the gold standard is no longer and examines the value of gold between 1890 and 2006.

You could rightfully say that Episode 6 is a “goldmine” of information. You’ll want to find a few minutes to hear all that Kellen explains. But stay tuned all the way to the end when Kellen shares the PHP of this episode and how investors can Plant, Harvest, and Prosper.

All information is intended to be used for educational purposes only and does not constitute tax, legal, or investment advice

Welcome to the Plant. Harvest. Prosper. Podcast, Episode 5, hosted by Kellen Williams, Wealth Advisor and CERTIFIED FINANCIAL PLANNER® at Financial Harvest Wealth Advisors.

Plant. Harvest. Prosper., or PHP for short, focuses on helping you make wise decisions about money and live your life with prosperity. Our insights are objective, and our strategies are based on training, education, and experience.

In Podcast 5 we’re back on the topic of “inflation” because, let’s face it, inflation is front and center of everyone’s mind when it comes to conversations about financial wellness and the current economy. In fact, our #1 viewer question this month was, “How does inflation impact my taxes NOW?” (Thank you, listeners, for sending us your questions!)

We’ve given Podcast 5 a two-part structure. In Part 1 we dig into the hot topic of inflation, answering our viewer’s question and covering other inflation-related issues. We look at hidden costs of inflation or how inflation impacts: Taxes; plus Inflation Indexing; Mortgage Interest Deduction; Capital Gain Exclusion; SALT: State and Local Tax Deductions; Capital Losses and the Net Investment Income Surtax.

Then we shift gears, in Part 2, introducing our very special guests today, Leigh and Peter Cleeveley. Although both Parts 1 and 2 are informational, we think you’ll find Part 2 to also be inspirational.

Leigh Cleeveleyis an Associate Wealth Advisor on our team, and a valued teammate. Leigh and Peter share with us the strategy of a “Go Forward Plan” and how they use it to deal with life’s distractions and challenges in their busy daily routines that include parenting, careers, their faith, their marriage, their goals, and their passions.

If you’ve ever had trouble sticking to your New Year’s resolutions (and who hasn’t?) felt overwhelmed or on the cusp of burnout, or simply desire to live life more fully, you will definitely want to hear Leigh and Peter share their insights on using a Go Forward Plan.

And if you’d like to see our smiling faces as well as listen, you can also catch our podcast in video format on our Wise Money Decisionsblog.

All information is intended to be used for educational purposes only and does not constitute tax, legal, or investment advice

Welcome to the Plant. Harvest. Prosper. Podcast, Episode 4, hosted by Kellen Williams, Wealth Advisor and CERTIFIED FINANCIAL PLANNER® at Financial Harvest Wealth Advisors. As we have shared before, the purpose of the PHP podcast, which stands for Plant. Harvest. Prosper. is to help you make wise decisions about money and live your life with prosperity. And as always, this advice and these insights are completely objective.

The topics today are: What is Inflation and Why Should We Care? PLUS, Am I on Track for Retirement? WOW! These are two important questions, (actually three), that you can’t run away from. Kellen will help you understand strategies to address these problems in your own life, regardless of your age or where you are financially today.

Episode 4 opens with questions that came from one of our regular Podcast followers. (Thank you, listeners!) The issues our podcast follower brought up are the same key questions we hear every week at our Winter Park, Florida financial advisory firm:

“Am I on track for retirement?”

“How much is enough?”

“And how much capital do I need working for me now to fund me through retirement?”

If you’ve ever asked these questions yourself, or realize now that you should be asking them, you’ll want to listen to Episode 4 for insights as well as a better understanding of the link between inflation today and your future retirement. But before you tune in, be warned that you will need to prepare yourself for sticker shock as Kellen factors in inflation plus taxes plus time horizon! And to make understanding the guidance you’ll be hearing easier to apply to your own life, Kellen looks at the retirement needs of a hypothetical couple, Jay and Jackie Doe.

This episode also digs into the prickly topic of inflation, which is the percentage of increase in the average price of the goods and services households use, often correlated with the CPI, Consumer Price Index. Given that supply chain shortages feed inflation as does a surge in demand, and that both supply and demand imbalances are problems in our current economy, it’s no wonder inflation is on the rise.

You’ll want to hear how Kellen examines inflation since 1916, looking at the cost of a routine household expenditure—milk!You’ll gain an eye-opening perspective on how badly inflation is eating away at your spending power and why your money in the bank is dwindling in value.

But stay tuned all the way to the end when Kellen shares the PHP of this episode and how to Plant, Harvest, and Prosper through to retirement… even in today’s inflationary economy.

All information is intended to be used for educational purposes only and does not constitute tax, legal, or investment advice

Every year our Winter Park, Florida firm, Financial Harvest Wealth Advisors, hosts a Celebration of Gratitude event. This year’s selected charity was the Camaraderie Foundation, a 501(c)(3) nonprofit organization that provides hope and healing for the invisible wounds of war through counseling, and emotional, and spiritual support for all Military Service Members, Veterans, and their families.

As we celebrate the important work done by the Camaraderie Foundation, we also honor the generosity of our firm’s clients who have, in less than 11 months donated over $570,000 to charitable causes. And just as important to note, through thoughtful and strategic planning, this half million dollars plus, has gone directly to the charities selected while also saving our clients thousands of dollars in taxes.

In this podcast, we’ll deep dive on how we can all improve and expand the traditional avenues of donations, which are cash, goods, and our time. Ready to learn more?

We invite you to listen as we share three powerful Plant. Harvest. Prosper. steps that will help you maximize your charitable giving, maximize the joy of generosity, and reduce your tax load. And best of all, we’re just getting started. You’ll want to tune into every episode of Plant. Harvest. Prosper. because we’ll be sharing other strategies and insights to help you live your best, blessed, and most profitable life.

All information is intended to be used for educational purposes only and does not constitute tax, legal, or investment advice.

Welcome to Plant. Harvest. Prosper. Episode 2, hosted by Kellen Williams, along with guest David Witter, founder of Financial Harvest Wealth Advisors.

With inflation and volatile markets on everyone’s mind, negativity seems to surround each of us. How do you tune it out? How do you make clear-headed decisions now that help lay the foundation for your secure future? Amidst the clamor, how do we discern what is true and false? Because, as David reminds us, “the noise that surrounds us all is distracting and not your friend.”

Addressing these concerns and more, Kellen and David explore four key and critical messages that are straightforward, relatable, and so very timely:

· Learn why you are an investor… even if you don't think of yourself as one (Hint: we all have to be investors in order to have capital down the road.)

· Understand what you should be doing and thinking about during times of increased market volatility

· Explore (and understand) the correlation between the stock markets and the economy

· Find out why and how to protect your purchasing power

This informative podcast revisits some of the guidance you may have first heard during the Financial Harvest April Virtual Lunch Chat, which featured Apollo Lupescu, Vice President Dimensional Fund Advisors, PhD in economics and finance. But even if you joined in April, with today's market and inflationary direction, you will definitely want to hear this message and guidance again.

Bonus: As David turns the table and interviews podcast host Kellen, you’ll learn more about the story of how life shaped Kellen’s servant heart. He talks candidly about his childhood, earning an economics degree at Vanderbilt University, going from football team walk-on to a starting player on scholarship, and his marriage to Char 5 years ago. And then there’s the event that makes him smile the brightest, the birth of Char and Kellen’s son on December 31, 2020. With the heart of a servant leader, Kellen serves his clients with purpose and passion.

As with every episode of the Plant. Harvests. Prosper. Podcast, the purpose of Episode 2 is to impart wisdom to help you make wise decisions and to encourage you to live with a purposeful and intentional focus on prosperity. And between podcasts, you can learn more on the Wise Money Decisions Blog

All information is intended to be used for educational purposes only and does not constitute tax, legal, or investment advice.

Join two dynamic financial strategists, who along with their team at Financial Harvest Wealth Advisors, want to help you (and other couples and families like you) achieve financial independence and stability.

In this very first episode of the Plant. Harvest. Prosper. Podcast, David and Katie Witter share their candid accounts of how each of them chose the profession of Wealth Advisor. Their stories start with the events that shaped their paths, and when their paths ultimately crossed, led to both their marriage and their business partnership.

Together, David A. Witter, CERTIFIED FINANCIAL PLANNER™ and Certified Succession Planner™, and Katie M. Witter, principal and wealth advisor and a Certified Succession Planner™ have been helping families, businesses, and individuals build and preserve wealth since 2002.

Look for most episodes of Plant. Harvest. Prosper. to feature Wealth Advisor Kellen H. Williams as host. Kellen, a CERTIFIED FINANCIAL PLANNER™ and a Licensed Investment Advisor is a key member of the team at Financial Harvest Wealth Advisors. Recognizing the critical importance of making financial education more widely available, Kellen strives to be a servant leader, helping people find their way and their purpose with their finances. His perspective helps make Kellen an insightful and informative host.

In Episode 1, David and Katie share with Kellen many of their motivations for launching Financial Harvest nearly two decades ago, as well as the values that shape their lives and their dedicated service to their clients.

Katie also talks about how the power of “compounding,” impacted her at a young age. It’s a topic rarely taught in school but one that she identifies as critical for financial stability.

David, who started his career path studying engineering, talks about the events in his personal life that inspired him to become a financial strategist, and to later co-create, with Katie, their Winter Park, Florida financial advisory firm.

Discussing their faith, their marriage, the financial philosophies, the blessings of working together, and their calling, David and Katie deliver both insights and inspiration. As David explains, “Lean in. Love on your clients and your team through the challenges and the celebrations … these are benefits and privileges I never imagined I’d experience when I started my career as a wealth strategist.”

Episode 1 is only the beginning. Look for future episodes to cover a diversity of topics from cryptocurrency to how to raise financially responsible children and much more. With each new podcast, expect Kellen and his guests to continually be framing their message in terms of:

• What seeds can you sow now to set you up for financial success? PLANT.
• How do you cultivate and take those seeds to the next level? HARVEST.
• How do you sustain it for the long run? PROSPER.

And between podcasts, you learn more from the team at Financial Harvest Wealth Advisors on the Wise Money Decisions Blog.

All information is intended to be used for educational purposes only and does not constitute tax, legal, or investment advice.