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Professional Insight

Professional Insight

By Professional Insight

We are a group of 4 professionals that want to answer your questions related to real estate, law, financial planning, personal insurance and mortgage financing. We will be bringing you a weekly podcast where we will be answering your questions, and talking about relevant information in our industries. Josh Bond - Flett Beccario, Jeff Collins - Royal Lepage NRC Realty, Brandon Currie - CR Smith Financial, and Trevor Lindey - Lindey Financial and Your Neighbourhood Dominion Lending Centres. Find us on various social media platforms to ask your questions!
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Life during COVID

Professional InsightMay 15, 2020

00:00
27:11
Vaccines, variants and more with Sarah Ives

Vaccines, variants and more with Sarah Ives

Sarah Ives joins the guys to talk about vaccines, COVID-19 variants and takes some time to answer your questions.

Mar 30, 202248:26
Progress on the flu vaccine studies with Sarah Ives

Progress on the flu vaccine studies with Sarah Ives

Sarah Ives joins the guys to discuss progress on the flu vaccine and we finish up this episode by talking about monoclonal antibodies. 

Mar 21, 202237:45
Talking real estate with TRREB President Kevin Crigger

Talking real estate with TRREB President Kevin Crigger

Kevin Crigger, the president of the Toronto Regional Real Estate Board joins the guys to discuss all things real estate.

Mar 09, 202259:43
Cancel Culture and Employment with Rob Kivlichan

Cancel Culture and Employment with Rob Kivlichan

In this episode the guys speak with Rob Kivlichan about cancel culture specifically how it has been tied to individuals being terminated by their employers for something they shared on social media or said/done out in public and whether there is a statute of limitations associated with it.

Mar 05, 202220:46
Understanding estate law differences between Canada and the US with Hussein Kudrati

Understanding estate law differences between Canada and the US with Hussein Kudrati

Hussein Kudrati from HSK Law Firm joins the guys to discuss many of the differences in estate law between Canada and the US as well as some differences even between various states in the US.

Feb 21, 202226:06
Criminal Law with Rob Kivlichan

Criminal Law with Rob Kivlichan

In this episode Rob Kivlichan joins the guys on the podcast to talk about his article that he wrote on the DeanBlundell.com website about why Bill Cosby was released from prison after being found guilty by a jury of his peers. 

Here's the full article for you to read: 

 https://deanblundell.com/news/heres-and-easy-to-understand-legal-explanation-detailing-why-bill-cosby-is-a-free-man-2/

Feb 14, 202228:54
Q&A with Rocco Rossi

Q&A with Rocco Rossi

In this episode the guys hold a Q&A with the President of the Ontario Chamber of Commerce to answer a variety of questions. 

Feb 01, 202221:37
Ontario Chamber of Commerce with President Rocco Rossi

Ontario Chamber of Commerce with President Rocco Rossi

Rocco Rossi, president of the Ontario Chamber of Commerce joins the guys to discuss it's membership base, COVID response, and how they are offering support to its members and being a strong voice in Queens Park.

Jan 21, 202229:27
Changes Made to the Mortgage Stress Test

Changes Made to the Mortgage Stress Test

In this episode the guys talk about changes made to the stress test by OSFI and the federal government as of June 1, 2021. We break down how much this change has impacted anyone purchasing a new home regardless of the amount of money they're putting down or the purpose of the purchase.

Jan 11, 202225:07
Who is responsible for disclosures when buying a home?

Who is responsible for disclosures when buying a home?

In this episode the guys discuss who is ultimately responsible for the various disclosures when purchasing a home.

Jan 03, 202228:40
Buying vacant land

Buying vacant land

Buying a piece of vacant land for the purposes of building a new home? This is a must listen episode before you enter into a purchase and sale agreement.

Dec 20, 202123:59
Universal Flu Vaccine update with Sarah Ives

Universal Flu Vaccine update with Sarah Ives

Sarah joins the guys for another episode where she talks about her company acquisition and an update on her trials for the universal flu vaccine she's been working on.

Dec 07, 202101:16:21
Hot housing market and condition free offers

Hot housing market and condition free offers

In this episode the guys talk about the hot housing market and some important conversations to have if you are choosing to go with a condition-free offer.

Nov 29, 202114:26
Sports, Concussions and Mental Health with Brandon Cullen

Sports, Concussions and Mental Health with Brandon Cullen

Brandon Cullen joins the podcast again to talk about concussions in sports and mental health.

Nov 23, 202127:42
Personal fitness with Brandon Cullen of MADabolic

Personal fitness with Brandon Cullen of MADabolic

Brandon Cullen joins Brandon, Jeff, Josh and Trevor to discuss personal fitness, finding what works for you and the history and evolution of the MADabolic brand.

Nov 15, 202131:21
GameStop and Robin Hood controversy

GameStop and Robin Hood controversy

In this episode the guys talk about the GameStop short squeeze that caused huge riffs in the trading world when the Robin Hood app shut down trading on GameStop stocks preventing people from selling their shares. 

Jun 22, 202126:11
Increasing engagement around the municipal budget with councillor Lori Littleton

Increasing engagement around the municipal budget with councillor Lori Littleton

In this episode Councillor Lori Littleton from the City of St. Catharines is on the show to talk about the municipal budget, and discussing the need for an increase in citizen engagement on how your tax dollars are being spent. 

Jun 14, 202122:04
Debrief

Debrief

In this episode the guys debrief from the last episode with Grant Lafleche.

May 04, 202118:36
Understanding COVID media reporting with Grant LaFleche

Understanding COVID media reporting with Grant LaFleche

Grant joins Brandon, Jeff and Trevor in this episode to talk about the reporting behind COVID, the research involved before publishing a story as well as the fact that other stories are still being covered but often get overlooked because of COVID being at the forefront.

Apr 15, 202156:14
How politics and elections affect the market

How politics and elections affect the market

In this episode Brandon and the guys discuss how politics and elections affect the stock market. 

Mar 29, 202121:46
Insurrection at the Capitol

Insurrection at the Capitol

This episode was recording on January 7, 2021 a day after the insurrection at the capitol in the United States. Things were still fresh, and a lot of unknowns was still the case. 

Mar 22, 202122:10
2021 Real Estate Market insight

2021 Real Estate Market insight

In this episode Jeff talks about real estate for 2021. This episode was recording in January 2021 and little did we know how crazy the market would already been!

Mar 09, 202131:01
COVID-19 Vaccines and Reopening after the 2nd wave with Dr. Hirji

COVID-19 Vaccines and Reopening after the 2nd wave with Dr. Hirji

Dr. Mustafa Hirji, Acting Medical Officer of Health for the Niagara Region sits down with Brandon, Jeff and Trevor to answer questions about the regions response to COVID-19, what's happening in LTC homes, vaccines and reopening the region after the 2nd wave. 

Feb 22, 202133:57
Reveal Magazine - Support local movement with Brandy Henderson

Reveal Magazine - Support local movement with Brandy Henderson

Brandy joins the guys to talk about Reveal Magazine through 2020, Niagara and the support local movement. 

Feb 17, 202130:06
COVID-19 Reporting with Grant LaFleche

COVID-19 Reporting with Grant LaFleche

Grant comes back on the episode to talk to the guys about the COVID-19 reporting going on in Ontario and more specifically right here in the Niagara Region. 

Jan 27, 202140:08
COVID-19 Therapeutics and vaccines with Sarah Ives

COVID-19 Therapeutics and vaccines with Sarah Ives

In this episode the guys have Sarah Ives from the Netflix DocuSeries - Pandemic back on the show where she provides us with an update to her companies universal flu vaccine as well as a discussion around various therapeutics and vaccines to treat COVID-19. This episode was recorded in October 2020.

Jan 07, 202147:14
US Election with Michael Ras

US Election with Michael Ras

In this episode the guys are joined by Michael Ras to discuss the US election. This episode was required in October approximately 20 days prior to Election Day.

Dec 02, 202026:13
Shift in government funding to skill trades with Michael Ras

Shift in government funding to skill trades with Michael Ras

In this episode we have Michael Ras on the show to discuss the shift in provincial funding towards skill labour/trades to better promote alternative vocations other than college and university educated employment opportunities.

Nov 26, 202023:17
Personal Real Estate Corporations - PREC

Personal Real Estate Corporations - PREC

In this episode we talk about the new legislation that received royal assent on October 1, 2020 allowing real estate agents across the Province of Ontario to finally be able to incorporate like so many other businesses in related fields have been able to do for years. If you are a real estate agent and not sure if a PREC is right for you give a listen and then take the time to speak with your financial planner, lawyer and accountant.

Nov 17, 202026:32
CERB transition to EI benefits

CERB transition to EI benefits

In this episode the guys talk about the government transition from CERB over to EI benefits for those that are still without employment due to the current pandemic.

Nov 11, 202022:37
New regulations coming to the financial services industry

New regulations coming to the financial services industry

The guys talk about new regulations coming to the financial services industry, one of which is the use of specific job titles so that consumers will have a better understanding what your representative is capable of and what education/background they have behind them. 

Nov 02, 202019:42
Real estate surging

Real estate surging

In this episode the guys talk about what they feel contributing factors are to the surge in our housing market. 

Oct 26, 202026:25
Pandemic: How to prevent an outbreak docuseries with special guest Sarah Ives

Pandemic: How to prevent an outbreak docuseries with special guest Sarah Ives

In this episode the guys are very excited to welcome on Sarah Ives, one of the stars from the Netflix DocuSeries Pandemic: How to Prevent an Outbreak on the show.

Oct 19, 202001:18:16
Mortgage Penalties - Interest Rate Differential vs 3 months interest

Mortgage Penalties - Interest Rate Differential vs 3 months interest

In this episode we discuss mortgage penalties. Trevor breaks down the difference between an interest rate differential vs 3 months interest. We also give a real life example proving that your interest rate isn't everything and some lenders will use the "discount" on the rate against you. 

Oct 13, 202022:34
Real estate in Niagara - Summer 2020 Edition

Real estate in Niagara - Summer 2020 Edition

The guys talk about real estate in Niagara during the summer of 2020. What they are seeing and what they anticipate into the fall of 2020.

Sep 25, 202019:12
Reporting COVID-19 with special guest Grant LaFleche

Reporting COVID-19 with special guest Grant LaFleche

Grant LaFleche from the St. Catharines Standard joins us to talk about the reporting on COVID-19, and important statistics to pay attention to.

Sep 15, 202001:16:20
CMHC July 1, 2020 Mortgage Rule Changes

CMHC July 1, 2020 Mortgage Rule Changes

In this episode we talk about the recent CMHC mortgage rule changes. Great news for those listening, these are not federal government changes even though CMHC is a crown corporation. 

Sep 03, 202015:21
Commercial Rental with John Ikola

Commercial Rental with John Ikola

John Ikola from Flett Beccario joins us this week to discuss some of the provincial and federal government commercial rent programs during COVID and the moratorium on evictions between May 1, 2020 and September 1, 2020.

Aug 17, 202029:44
Rights and Things

Rights and Things

Understanding what happens with your income when you pass away. In this episode our special guest Henry Kielar is here to talk about "rights and things" which is money that is owed to you at the time of your passing but doesn't get paid to you until after you're gone. 

Aug 04, 202014:48
Spending your retirement in a tax efficient way

Spending your retirement in a tax efficient way

Special Guest Henry Kielar joins us for another episode where we talk about your financial plan and accumulating wealth not being the only important piece of working with the right financial advisor. 

Jul 20, 202017:34
Terminal tax returns and proper estate planning with Henry Kielar

Terminal tax returns and proper estate planning with Henry Kielar

In this episode we have Henry Kielar on the show to discuss terminal tax returns and why it's so important to have proper estate planning.

Jul 13, 202019:58
Reviewing your Q1 2020 Financial Statements

Reviewing your Q1 2020 Financial Statements

In this episode Brandon recaps Q1 statements and explains how someone should read their statement to better understand what it all means.

Jul 06, 202020:47
Keeping it light during COVID

Keeping it light during COVID

In this episode the guys have a little fun talking about life and what they're doing to get ready for work to start picking up as we open things back up.

Jun 29, 202015:25
Canada Emergency Commercial Rent Assistance Program

Canada Emergency Commercial Rent Assistance Program

In this episode we discuss the Canada Emergency Commercial Rent Assistance program (CECRA) which is designed to provide relief for small businesses experiencing financial hardship due to COVID-19. 

Jun 22, 202012:36
Basic Universal Income

Basic Universal Income

What is a Universal Basic Income?  Where did the idea originate from?  The guys discuss Universal Basic Income as more and more people are starting to talk about if Canada should implement one similar to the Canadian Emergency Relief Benefit (CERB)

Jun 15, 202024:26
Is the 5% down payment a thing of the past?

Is the 5% down payment a thing of the past?

We talk about Evan Siddall, President and CEO of CMHC's recent appearance before the House of Commons standing committee on finance where he mentioned things like possible 5% down payment changes and that our market here in Canada could be dropping by a range of 9-18% over the next 12 months. Have a listen for more professional insight...

Jun 08, 202021:45
Virtual signings

Virtual signings

In this episode we tackle the hot topic of virtual signings whether it be with lenders, insurance companies, real estate contracts or signing legal documents with your lawyer.

Jun 01, 202020:45
CERB - Canadian Emergency Response Benefit

CERB - Canadian Emergency Response Benefit

In this episode the guys talk about the CERB benefit introduced by the federal government in response to the current COVID-19 pandemic.

May 25, 202022:24
Life during COVID

Life during COVID

The boys got together virtually to record this episode as well as a number of upcoming episodes too. We talk about life during COVID.

May 15, 202027:11
Commuting a Pension

Commuting a Pension

Commuting a pension; Why you should consider doing this and what things are important to know.

May 08, 202022:35