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Real Talk with QHT - Life, Business, and everything related to the NYC Real Estate Market

Real Talk with QHT - Life, Business, and everything related to the NYC Real Estate Market

By NY Home Teams at Keller Williams Realty

A look at life and real estate through the eyes of some of the top real estate agents in Queens and NYC. Here we cover a wide range of topics with the intention to educate people so that they can better navigate life, and the complex real estate market in Queens and NYC.
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Ep. 13.2: Mortgage Basics with special guest Rafael Reyes of Loan Depot (pt 2 of 3)

Real Talk with QHT - Life, Business, and everything related to the NYC Real Estate MarketDec 22, 2020

00:00
28:48
Zillow 2024 Market Predictions + What Happens if an Appraiser has to Come Back to the House? + How to Prevent Home Fires

Zillow 2024 Market Predictions + What Happens if an Appraiser has to Come Back to the House? + How to Prevent Home Fires

Need Help? Contact us at: 718-968-5538 or info@nyhometeams.com


Our Listings:     

https://search.queenshometeam.com/idx/featured       


Sign up to Receive our NYC Homeowner Newsletter:   

https://www.queenshometeam.com/nychomeownerconnect    


Sign up to Receive our NYC Homebuyer Newsletter:   

https://www.queenshometeam.com/nychomebuyerconnect    


Free Home Valuation:         

http://www.queenshometeam.com/freehomevaluation              


Connect with us online:   

http://www.instagram.com/queenshometeam   

http://www.facebook.com/queenshometeam                        


Subscribe to our Podcast:          

https://podcasters.spotify.com/pod/show/nyhometeams      


Read our Latest Market Report:         

https://www.queenshometeam.com/queens-real-estate-market-2024/ 

Mar 20, 202435:44
How to Challenge your NYC Property Taxes + Tips to Prevent House Fires in your Home + 2023 Market Wrap Up

How to Challenge your NYC Property Taxes + Tips to Prevent House Fires in your Home + 2023 Market Wrap Up

Need Help? Contact us at: 718-968-5538, info@queenshometeam.com, or https://www.queenshometeam.com/help     


Queens Real Estate Market Report: Q3 2024

https://www.queenshometeam.com/blog/queens-real-estate-market-report-q4-2023/


Our Listings:     

https://search.queenshometeam.com/idx/featured       


Sign up to Receive our NYC Homeowner Newsletter:   

https://www.queenshometeam.com/nychomeownerconnect    


Sign up to Receive our NYC Homebuyer Newsletter:   

https://www.queenshometeam.com/nychomebuyerconnect    


Free Home Valuation:         

http://www.queenshometeam.com/freehomevaluation              

Connect with us online:   

http://www.instagram.com/queenshometeam   

http://www.facebook.com/queenshometeam                        


Subscribe to our Podcast:          

https://podcasters.spotify.com/pod/show/queenshometeam           


Read our Latest Market Report:         

https://www.queenshometeam.com/queens-real-estate-market-report-2023 

Jan 27, 202428:32
How do you know if a Neighborhood is Nice? + How Long does it Take to get an Inspection report Back? + Challenging your 2024 NYC Property Taxes

How do you know if a Neighborhood is Nice? + How Long does it Take to get an Inspection report Back? + Challenging your 2024 NYC Property Taxes

Need Help? Contact us at: 718-968-5538, info@queenshometeam.com, or https://www.queenshometeam.com/help     

Our Listings:     

https://search.queenshometeam.com/idx/featured       

Sign up to Receive our NYC Homeowner Newsletter:   

https://www.queenshometeam.com/nychomeownerconnect    

Sign up to Receive our NYC Homebuyer Newsletter:   

https://www.queenshometeam.com/nychomebuyerconnect    

Free Home Valuation:         

http://www.queenshometeam.com/freehomevaluation              

Connect with us online:   

http://www.instagram.com/queenshometeam   

http://www.facebook.com/queenshometeam                        

Subscribe to our Podcast:          

https://podcasters.spotify.com/pod/show/queenshometeam           

Read our Latest Market Report:         

https://www.queenshometeam.com/queens-real-estate-market-report-2023 

Jan 12, 202438:15
Is this a Rational Offer or am I Lowballing? + Landlord Tips for Screening Tenants + Queens Real Estate Deals

Is this a Rational Offer or am I Lowballing? + Landlord Tips for Screening Tenants + Queens Real Estate Deals

Need Help? Contact us at: 718-968-5538 or https://www.queenshometeam.com/help     


Contact Geraldine at: 929-732-8507 or geraldine@queenshometeam.com


Contact Chris at: 347-489-4994 or chris@queenshometeam.com


Our Listings:     

https://search.queenshometeam.com/idx/featured       


Sign up to Receive our NYC Homeowner Newsletter:   

https://www.queenshometeam.com/nychomeownerconnect    


Sign up to Receive our NYC Homebuyer Newsletter:   

https://www.queenshometeam.com/nychomebuyerconnect    


Free Home Valuation:         

http://www.queenshometeam.com/freehomevaluation              

Connect with us online:   

http://www.instagram.com/queenshometeam   

http://www.facebook.com/queenshometeam                        


Subscribe to our Podcast:          

https://podcasters.spotify.com/pod/show/queenshometeam           


Read our Latest Market Report:         

https://www.queenshometeam.com/queens-real-estate-market-report-2023 

Nov 24, 202334:59
FHA Loan with Waived Inspection + Service Animal vs Emotional Support Animal + Mortgage Rates hit 8%

FHA Loan with Waived Inspection + Service Animal vs Emotional Support Animal + Mortgage Rates hit 8%

Need Help? Contact us at: 718-968-5538, info@queenshometeam.com, or https://www.queenshometeam.com/help     


Our Listings:     

https://search.queenshometeam.com/idx/featured       


Sign up to Receive our NYC Homeowner Newsletter:   

https://www.queenshometeam.com/nychomeownerconnect    


Sign up to Receive our NYC Homebuyer Newsletter:   

https://www.queenshometeam.com/nychomebuyerconnect    


Free Home Valuation:         

http://www.queenshometeam.com/freehomevaluation              


Connect with us online:   

http://www.instagram.com/queenshometeam   

http://www.facebook.com/queenshometeam                        


Subscribe to our Podcast:          

https://podcasters.spotify.com/pod/show/queenshometeam           

Read our Latest Market Report:         

https://www.queenshometeam.com/queens-real-estate-market-report-2023 

Oct 23, 202329:11
I Inherited a Home, do I have to go through Probate? + Moving to Queens, when should we get Pre-Approved? + Tip for Buying in a High Rate Environment

I Inherited a Home, do I have to go through Probate? + Moving to Queens, when should we get Pre-Approved? + Tip for Buying in a High Rate Environment

Need Help? Contact us at: 718-968-5538, info@queenshometeam.com, or https://www.queenshometeam.com/help     

Our Listings:     

https://search.queenshometeam.com/idx/featured       

Sign up to Receive our NYC Homeowner Newsletter:   

https://www.queenshometeam.com/nychomeownerconnect    

Sign up to Receive our NYC Homebuyer Newsletter:   

https://www.queenshometeam.com/nychomebuyerconnect    

Free Home Valuation:         

http://www.queenshometeam.com/freehomevaluation              

Connect with us online:   

http://www.instagram.com/queenshometeam   

http://www.facebook.com/queenshometeam                        

Subscribe to our Podcast:          

https://podcasters.spotify.com/pod/show/queenshometeam           

Read our Latest Market Report:         

https://www.queenshometeam.com/queens-real-estate-market-report-2023 

Aug 13, 202323:01
Is it easy to get rid of PMI once you reach 20% Equity? + Selling a House Now, Good or Bad Idea? + Tip for knowing whether Moisture is coming from Inside or Outside
Aug 05, 202337:02
Should you Accept an Offer before your Property hits the Market? + Who sends the 1099 when you Sell a Home? + How to Find out when a Tax Abatement in NYC Expires
Jul 27, 202319:42
Too early for a Pre-Approval? + Understanding Dual Agency + How to Avoid Rental Scams

Too early for a Pre-Approval? + Understanding Dual Agency + How to Avoid Rental Scams

Need help? Contact us at 718-968-5538 or info@queenshometeam.com


New Listings:

https://search.queenshometeam.com/idx/featured?per=100&srt=newest?ob=open-bridge/events&sp=1-100&srt=newest


Free Home Valuation:

https://www.queenshometeam.com/freehomevaluation/


Free Consultation:

https://www.queenshometeam.com/freeconsultation/


Mortgage Rates:

https://www.mortgagenewsdaily.com/mortgage-rates

Apr 29, 202334:18
Q&A w/QHT: Buydown vs Lender Credit? + Seller wants to cancel after Accepted Offer + Question about Capital Gains

Q&A w/QHT: Buydown vs Lender Credit? + Seller wants to cancel after Accepted Offer + Question about Capital Gains

Need help? Contact us at 718-968-5538 or info@queenshometeam.com


Our Listings:

https://search.queenshometeam.com/idx/featured


Free Home Valuation:

https://www.queenshometeam.com/freehomevaluation/


Connect with Us:

https://www.instagram.com/queenshometeam/

https://www.youtube.com/queenshometeam

Apr 08, 202326:12
Selling a House, is there anything that's in Poor Taste to not do or Leave Behind? + What to know about Capital Gains Taxes on Real Estate + Bank Troubles and what it Means for the Real Estate Market

Selling a House, is there anything that's in Poor Taste to not do or Leave Behind? + What to know about Capital Gains Taxes on Real Estate + Bank Troubles and what it Means for the Real Estate Market

Need Help? Contact us at 718-968-5538 or info@queenshometeam.com


https://www.queenshometeam.com/


More on Capital Gains Taxes:

https://www.investopedia.com/ask/answers/06/capitalgainhomesale.asp


Our Listings:

https://search.queenshometeam.com/idx/featured


Contact Us:

https://www.queenshometeam.com/help/


Mar 19, 202328:19
Are there Tax Implications when Renting out one's Apartment in a 2 Family? + What are the Cons of Overpricing a Home? + Why you need Multiple Home Pros on Speed Dial

Are there Tax Implications when Renting out one's Apartment in a 2 Family? + What are the Cons of Overpricing a Home? + Why you need Multiple Home Pros on Speed Dial

Need Help? Contact us at 718-968-5538 or info@queenshometeam.com 


Our Listings: 

https://search.queenshometeam.com/idx/featured 


Free Home Valuation: 

https://www.queenshometeam.com/freehomevaluation/ 

Mar 10, 202330:24
Why is my Assessed Value different than what a Broker or Bank would say it's Worth? + SONYMA Income & Purchase Price Limits increased for 2023 + Simple Tip to Make your Home more Energy Efficient

Why is my Assessed Value different than what a Broker or Bank would say it's Worth? + SONYMA Income & Purchase Price Limits increased for 2023 + Simple Tip to Make your Home more Energy Efficient

Need help? Contact us at 718-968-5538 or http://www.queenshometeam.com/help 


SONYMA Mortgage Info: 

https://hcr.ny.gov/sonyma-programs 


SONYMA Regional Income Limits: 

https://hcr.ny.gov/system/files/documents/2022/07/20220725_income_pp_limits_atd.pdf 


Our Listings: 

https://search.queenshometeam.com/idx/featured

Feb 20, 202336:32
How To Choose the Right List Price for your Manhattan or Brooklyn Property

How To Choose the Right List Price for your Manhattan or Brooklyn Property

Selecting the right list price to get your Manhattan or Brooklyn property sold is an art more than a science, and it involves a lot more than just looking at recent sales or current listings! Learn what we do with each and every seller to help them select the right list price for their Manhattan or Brooklyn apartment to help them sell and get the most the market will bear.

Feb 13, 202318:32
How is the Queens Real Estate Market in 2023? + Quickest way to Boost your Credit + What you need to know about Queens' Addresses + Mortgage Rates fall below 6%

How is the Queens Real Estate Market in 2023? + Quickest way to Boost your Credit + What you need to know about Queens' Addresses + Mortgage Rates fall below 6%

Need help? Contact us at 718-968-5538 or info@queenshometeam.com 


How to read Queens Addresses: 

https://www.queenshometeam.com/blog/read-addresses-queens-new-york/ 


Today's rates: 

https://www.bankrate.com/mortgages/mortgage-rates/?cs=0&fico=740&loan=400000&market=2&perc=5&points=All&prods=1&propertyvalue=500000&type=newmortgage&zip=11370 

Feb 08, 202325:59
Ep. 57: Manhattan Real Estate Market -- Q4 2022 and 2023 forecasts

Ep. 57: Manhattan Real Estate Market -- Q4 2022 and 2023 forecasts

Daniel goes over the 4th quarter results for the Manhattan real estate market and what the 2023 market might hold for us. Make sure to download the full report for all the data at https://www.queenshometeam.com/blog/manhattan-real-estate-market-report-q4-2022/

Make sure to visit www.queenshometeam.com for all our blog posts!

Jan 29, 202321:37
Ep. 56: What steps should I take to prepare my Home or Sale? + What is a Zero Lot Line Building? + Post Closing Tips for Homebuyers + Mortgage Applications up 28% in one week

Ep. 56: What steps should I take to prepare my Home or Sale? + What is a Zero Lot Line Building? + Post Closing Tips for Homebuyers + Mortgage Applications up 28% in one week

Need help? Contact us at 718-968-5538 / info@queenshometeam.com / https://queenshometeam.com/help 


Zero Lot Line Building Info: 

https://fontanarchitecture.com/detached-semi-detached-attached-buildings/ 


To request our Final Walkthrough and Post Close Checklist contact us at 718-968-5538 


Mortgage Apps up 28% in one Week: 

https://www.cnbc.com/2023/01/18/mortgage-demand-jumps-interest-rates-drop.html

Jan 21, 202332:33
Ep. 55: Special Edition "Our Story" pt. 1 - George and Abi, founders of QHT

Ep. 55: Special Edition "Our Story" pt. 1 - George and Abi, founders of QHT

We talk a lot about real estate on this channel, but we don't talk very much about ourselves. We thought it might be interesting for everyone to hear our personal stories: where we're from, other things we've done in our lives, our passions, hobbies, aspirations, and how we came to be agents on the team. In this series, Listing Specialist and podcast co-host Daniel Akerman interviews each team member and discusses all these things and more so you can get to know us as people. The human touch is foundational to our team's whole approach to service and business, and we want to share that with everyone. 

For part 1 of this special series, it was only natural to start at the beginning with the team founders, husband and wife George and Abigail Herrera. Daniel talks with them about how they met, their background as prominent figures in the break-dancing scene, and their journey to getting into real estate and eventually founding the Queens Home Team and growing it into one of the most successful teams in the area! We hope you'll listen and learn about who we are.

Jan 14, 202301:08:17
Ep. 54: 2023 Market Predictions + What Happens if an Executor can't Perform their Duties + Rule of Thumb for Buyer Closing Costs + December Jobs Report

Ep. 54: 2023 Market Predictions + What Happens if an Executor can't Perform their Duties + Rule of Thumb for Buyer Closing Costs + December Jobs Report

Need help? Contact us at 718-968-5538 or info@queenshometeam.com 

For all your real estate needs, visit http://www.queenshometeam.com 


What is an Executor? 

https://www.investopedia.com/terms/e/executor.asp 


Buyer Closing Costs in NYC: 

https://www.brickunderground.com/blog/2015/03/closing_costs


Stocks rally after December Jobs Report: 

https://finance.yahoo.com/news/stock-market-news-live-updates-january-6-2023-125139275.html 

Jan 06, 202332:27
Ep. 53: 9 Benefits of Homeownership + What to ask yourself when Considering an ARM Loan + 10 Year Treasury drops to 3.5% and Mortgage Rates come down over 1%

Ep. 53: 9 Benefits of Homeownership + What to ask yourself when Considering an ARM Loan + 10 Year Treasury drops to 3.5% and Mortgage Rates come down over 1%

Need Help? Contact Us at 718-968-5538 or http://www.queenshometeam.com/help 


9 Benefits of Homeownership: 

https://www.realtrends.com/articles/agents-educate-your-customers-on-these-nine-tax-benefits-of-homeownership/


What is an ARM Loan: 

https://www.investopedia.com/terms/a/arm.asp


Active Listings: 

https://search.queenshometeam.com/idx/featured


Today's Rates: 

https://www.bankrate.com/mortgages/mortgage-rates/?cs=0&fico=740&loan=400000&market=2&perc=5&points=All&prods=1&propertyvalue=500000&type=newmortgage&zip=11370

Dec 19, 202226:31
Ep. 52: Selling a Home with an Airbnb/Vacation Rental Unit + What is a 3-2-1 Buydown Mortgage? + 10 Year Treasury drops to 3.51%

Ep. 52: Selling a Home with an Airbnb/Vacation Rental Unit + What is a 3-2-1 Buydown Mortgage? + 10 Year Treasury drops to 3.51%

Need help? Send us a message: https://anchor.fm/queenshometeam/message 


Rules & Regulations for Airbnb in NYC: 

https://news.yahoo.com/nyc-could-lose-10-000-235503460.html 


What is a 3-2-1 Buydown Mortgage? 

https://www.investopedia.com/terms/1/3-2-1_buydown.asp


Today's Rates: 

https://www.bankrate.com/mortgages/mortgage-rates/?cs=0&fico=740&loan=400000&market=2&perc=5&points=All&prods=1&propertyvalue=500000&type=newmortgage&zip=11370

Dec 07, 202221:06
E51: Buyer Access Before Closing on a Sale

E51: Buyer Access Before Closing on a Sale

Often, in the process of a sale, buyers might request to gain access to a property for various reasons. They may want to take measurements for furniture, or get estimates for repairs, or even start making repairs. In very rare instances they may request to actually occupy the property prior to the actual closing date for various reasons. In this episode, we look at some of the reasons buyer might request access to a property during the contract-to-close process, the risks involved for sellers, the obstacles for buyers, and how to navigate these requests for both the buyer and seller.

Oct 14, 202220:50
E50: The Best Kept Secret in NYC Real Estate -- Purchase CEMAs

E50: The Best Kept Secret in NYC Real Estate -- Purchase CEMAs

The best kept secret in NYC real estate also happens to be a way for both the buyer AND the seller to save on closing costs at no expense to the other party. In this episode, QHT listing specialist Daniel Akerman gives a primer on the NYC Purchase CEMA. You'll learn what it is, how it works, who can use it, and how it can save both the buyer and seller thousands of dollars in closing costs.

Oct 07, 202223:27
E49: Are Open Houses necessary to Sell a Property? + Timeline to Expect when requesting a Letter of No Objection + Mortgage Rates briefly Hit 7%

E49: Are Open Houses necessary to Sell a Property? + Timeline to Expect when requesting a Letter of No Objection + Mortgage Rates briefly Hit 7%

What is a Letter of No Objection? 

https://www1.nyc.gov/site/buildings/property-or-business-owner/letter-of-no-objection-or-completion.page 


Request a Letter of No Objection: 

https://www1.nyc.gov/assets/buildings/pdf/lno_lov_form.pdf 


New Listings: 

https://search.queenshometeam.com/idx/featured?per=100&srt=newest 


Need Help? Contact us at: 

www.queenshometeam.com/help

Oct 04, 202216:41
E48: What happens if a Seller isn't ready to Move by Closing? + How to Protect yourself from Expensive Sewer Line Repairs + 5 Tips for Real Estate Investing + Mortgage Rates just keep rising

E48: What happens if a Seller isn't ready to Move by Closing? + How to Protect yourself from Expensive Sewer Line Repairs + 5 Tips for Real Estate Investing + Mortgage Rates just keep rising

Need Help? Contact us at 718-968-5538 / info@queenshometeam.com / www.queenshometeam.com/help 


American Water Resources: 

https://www.awrusa.com/nyc/ 


New Listing (33-39 88th St): 

https://search.queenshometeam.com/idx/details/listing/b056/3431968/33-39-88th-Street-Jackson-Heights-NY-11372 


Sep 23, 202228:49
E47: What happens if something isn't working at final walk through? + How to track Mortgage Rate Trends + Inflation Print comes in Hot and Mortgage Rates break 6%... Again

E47: What happens if something isn't working at final walk through? + How to track Mortgage Rate Trends + Inflation Print comes in Hot and Mortgage Rates break 6%... Again

Need Help? Contact us at 718-968-5538 or info@queenshometeam.com

New Listings: 

https://search.queenshometeam.com/idx/featured?per=100&srt=newest 

Free Consultation:

www.queenshometeam.com/freeconsultation 

Sep 21, 202231:38
E46: When to Offer No Mortgage Contingency + New Strategy for Attracting Buyers or Getting a Lower Mortgage Rate + Cooling Down of Queens Housing Market

E46: When to Offer No Mortgage Contingency + New Strategy for Attracting Buyers or Getting a Lower Mortgage Rate + Cooling Down of Queens Housing Market

Need Help? Contact us at 718-968-5538 / info@queenshometeam.com / http://www.queenshometeam.com/help 


How Does a Mortgage Contingency Work?

https://www.rocketmortgage.com/learn/mortgage-contingency#:~:text=A%20mortgage%20contingency%20is%20a,their%20earnest%20money%20deposit%20returned. 


What is a Rate Buy Down? 

https://www.lendingtree.com/home/mortgage/buydown/#:~:text=A%20mortgage%20rate%20buydown%2C%20which,rate%20and%20the%20lowered%20rate.


New Listings: 

https://search.queenshometeam.com/idx/featured?per=100&srt=newest 


Today's Rates: 

https://www.bankrate.com/mortgages/mortgage-rates/?cs=0&fico=740&loan=400000&market=2&perc=5&points=All&prods=1&propertyvalue=500000&type=newmortgage&zip=11370 


Housing Affordability nears All Time Low: 

https://www.prnewswire.com/news-releases/black-knight-as-home-affordability-nears-all-time-low-amid-spiking-interest-rates-and-still-rising-prices-borrower-behavior-and-preferred-products-changing-301537005.html


One Up on Wall Street: 

https://www.amazon.com/One-Up-Wall-Street-Already/dp/0743200403/ref=sr_1_1?keywords=one+up+on+wall+street&qid=1654701633&sprefix=one+up+on+%2Caps%2C187&sr=8-1

Jun 08, 202223:27
Ep. 45 -- Functional Obsolescense + Flood zones and Co-ops + New Listings + Book and Show recommendations

Ep. 45 -- Functional Obsolescense + Flood zones and Co-ops + New Listings + Book and Show recommendations

Between laughs and silliness, George, Abi and Dan discuss the tip of the week (Functional Obsolescence), FEMA flood zones and how they relate to co-op purchases, new listings for the team, and share their book and show recommendations. Have a listen, share a couple of laughs, and learn a couple of nuggets about real estate in NYC!

May 15, 202232:45
Ep. 44 -- Q1 2022 Review | Market is shifting | Mortgage Rates/Interest Rates

Ep. 44 -- Q1 2022 Review | Market is shifting | Mortgage Rates/Interest Rates

In this episode, George, Dan and Abi get together and review the key stats for the 1st Quarter of 2022 and discuss the rising interest and mortgage rates, how the market is shifting moving into the 2nd Quarter, and what those things might mean for buyers, sellers and agents.

May 14, 202230:37
Ep. 43 -- External Obsolescence + How tight DTI ratios can Price buyers out of the Market + Home Affordability nears All Time Low

Ep. 43 -- External Obsolescence + How tight DTI ratios can Price buyers out of the Market + Home Affordability nears All Time Low

In this week's episode, George explains the definition of External Obsolescence and how it can affect the value of a property. He then talks about a recent aha regarding debt to income ratios and how they are currently affecting loans given the sharp rise in mortgage rates. George then talks about some new listings hitting the market this week, mortgage rates, the stock market, and a recent report showing that home affordability is nearing all time lows. Take a listen and feel free to reach out if you have any questions :) 

External Obsolescence Definition: 

https://www.realtown.com/blog/External-Obsolescence 


Front End DTI vs Back End DTI: 

https://www.investopedia.com/terms/f/front-end-debt-to-income-ratio.asp


New Listings: 

https://search.queenshometeam.com/idx/featured?per=100&srt=newest


Black Knight: As Home Affordability Nears All-Time Low Amid Spiking Interest Rates and Still-Rising Prices, Borrower Behavior and Preferred Products Changing

https://www.prnewswire.com/news-releases/black-knight-as-home-affordability-nears-all-time-low-amid-spiking-interest-rates-and-still-rising-prices-borrower-behavior-and-preferred-products-changing-301537005.html 


Today's Rates: 

https://www.bankrate.com/mortgages/mortgage-rates/

 

May 09, 202216:48
Ep. 42 -- What happens if you do your Inspection after Contract Signing? + How to Find out if a Property is in a Flood Zone + Mortgage Rates break 5%

Ep. 42 -- What happens if you do your Inspection after Contract Signing? + How to Find out if a Property is in a Flood Zone + Mortgage Rates break 5%

In this week's episode, George Herrera discusses the pros and cons of waiving your inspection in NYC. He then discusses properties in flood zones and how you can check the flood zone for any given property. Then George goes over our new listings on the market this week. He then discusses mortgage rates, the economy, the stock market, etc. And lastly, he gives a new recommendation to feed your mind :) If you have any questions, feel free to reach out anytime. Thanks for listening! 

FEMA Flood Maps: 

https://msc.fema.gov/portal/home

New QHT Listings: 

https://search.queenshometeam.com/idx/featured?per=100&srt=newest 

Today's Mortgage Rates: 

https://www.bankrate.com/mortgages/mortgage-rates/?cs=0&fico=740&loan=400000&market=2&perc=5&points=All&prods=1&propertyvalue=500000&type=newmortgage&zip=11370 

 

Apr 22, 202216:07
Ep. 41 -- What happens if you can't find your Stock Certificate? + How to Handle Multiple Offers + 10 Yr Treasury breaks 2.5%

Ep. 41 -- What happens if you can't find your Stock Certificate? + How to Handle Multiple Offers + 10 Yr Treasury breaks 2.5%

In this week's episode, George answers a recent question from a coop shareholder who never received their stock certificate. What do you do in this situation? Find out here... Then George gives some tips on how to handle multiple offer situations. Whether you're an agent or a seller, this is a proven strategy that has worked for the Queens Home Team time and time again... Then George speaks about a new listing hitting the market this week. And lastly, he talks about the fact that the 10 year treasury broke 2.5% and mortgage rates are closing in on 5%. A lot of interesting stuff happening this week! 

As always, if you have any questions or ideas for future episodes, feel free to contact us at http://www.queenshometeam.com/askqht 

What is a Coop Stock Certificate?: 

https://www.hauseit.com/co-op-shares-nyc-real-estate/#:~:text=Co%20op%20shares%20are%20similar,own%20and%20other%20miscellaneous%20information.

10 year Treasury rises to 2 Year High of 2.5%: 

https://www.cnbc.com/2022/03/25/us-bonds-treasury-yields-flat-friday.html 

Mar 29, 202217:03
Ep. 40 -- What happens when someone blocks your party driveway? + The one thing you need when buying a property in NYC + Average 30 yr fixed rate mortgage now Over 4%

Ep. 40 -- What happens when someone blocks your party driveway? + The one thing you need when buying a property in NYC + Average 30 yr fixed rate mortgage now Over 4%

In this week's episode, George talks about a recent situation in which a Queens homeowner had their party driveway blocked by a neighbor who put up an iron gate preventing him from using it. What do you do in this situation? Find out in this episode... George then discusses one of the most important things you should have when buying a property in NYC. In short, he talks about the important of working with an agent who is a member of multiple MLS's since here in NYC ever borough has their own MLS and agents in each one list properties in other boroughs. George then talks about two upcoming listings, current mortgage news, some comments from Lawrence Yun (Chief Economist for NAR), the 10 year treasury, and the Stock Market. As always if you have any questions, feel free to contact us at http://www.queenshometeam.com/askqht 

File a Complaint for something Blocking your Driveway: 

https://portal.311.nyc.gov/article/?kanumber=KA-01980 

OneKey MLS: 

https://www.onekeymls.com/

OLR: 

https://www.olr.com/

REBNY: 

https://www.rlsny.com/

Brooklyn MLS: 

https://www.brooklynmls.com/ 

Mortgage Rates soar past 4%: 

https://finance.yahoo.com/news/mortgage-rates-soar-past-4-percent-143733545.html?_pxl=djoxLGM6MTZiYTAxMzEzMjYxMzksYTox

Mar 21, 202214:15
Ep. 39 -- 5 Kitchens in a 2 Family + How to Use an Escalation Clause + New Listings on the Market this Week

Ep. 39 -- 5 Kitchens in a 2 Family + How to Use an Escalation Clause + New Listings on the Market this Week

In this week's episode, George answers a question from a home buyer who saw a 2 family house which had 5 kitchens and 5 electric meters. The question is, wouldn't that make it a legal 5 family? Find out in this episode. George then talks about escalation clauses and how they can be used in the Queens/NYC market when going for a competitive property. Then he talks about the new QHT listings on the market this week, and lastly he talks about the stock market, economy, mortgage rates, etc. Enjoy :)

Information on Certificate of Occupancies: 

https://www1.nyc.gov/site/buildings/property-or-business-owner/certificate-of-occupancy.page  


More information on Escalation Clauses: 

https://myhome.freddiemac.com/blog/homeownership/20210707-offer-escalation-clause


New Listings: 

Studio Coop in Kew Gardens - https://search.queenshometeam.com/idx/details/listing/b056/3379937/125-05-84th-Avenue-5H-Kew-Gardens-NY-11415

2 BR/2 BTH Coop in Harlem - https://search.queenshometeam.com/idx/details/listing/b056/3380292/102-Bradhurst-Avenue-710-New-York-NY-10039

2 BR/2 BTH House in Woodside - https://search.queenshometeam.com/idx/details/listing/b056/3381834/47-04-69th-Street-Woodside-NY-11377

3 Level 1 Family in Jackson Heights North - https://search.queenshometeam.com/idx/details/listing/b056/3381782/25-01-86th-Street-E-Elmhurst-NY-11369


Today's Rates:

https://www.bankrate.com/mortgages/mortgage-rates/?cs=0&fico=740&loan=400000&market=2&perc=5&points=All&prods=1&propertyvalue=500000&type=newmortgage&zip=11370 

Mar 15, 202214:51
Ep. 38 -- Should you do a Pre-Inspection before Selling?, Open Permits and How to Handle Them, QHT is Looking for Talent

Ep. 38 -- Should you do a Pre-Inspection before Selling?, Open Permits and How to Handle Them, QHT is Looking for Talent

In this episode, Daniel, George, and Abigail talk about the pros and cons of doing a pre home inspection, then they go over open permits and how to handle them, and lastly they discuss the current career opportunities with QHT. Below is a link to our preferred home inspector for pre-inspections as well a link to the department of buildings building information system (BIS), and a link to contact us if you are interested in joining our team :) 

Home Inspector for Pre-Inspections: 

http://www.touchstoneinspection.com/


NYC Department of Buildings Building Information System (BIS):

https://a810-bisweb.nyc.gov/bisweb/bispi00.jsp


Join the Team: 

https://www.queenshometeam.com/join/

Mar 02, 202236:10
Ep. 37 -- Minimum Down Payment for 1st Time Home Buyers, Guide to Challenging your Tax Assessment, Mortgage Rates drop to Pre-Pandemic Levels

Ep. 37 -- Minimum Down Payment for 1st Time Home Buyers, Guide to Challenging your Tax Assessment, Mortgage Rates drop to Pre-Pandemic Levels

In this episode, George addresses a question received from a potential home buyer who is curious what the minimum down payment is if he is a first time buyer, but his wife is already a co-signor on another property. George then talks about a recent Aha in which he learned the actual steps that must be taken in order to challenge your NYC property tax assessment. George then talks about 2 new listings that just hit the market this week (1 bedroom junior 4 condo in Forest Hills and a 2 bedroom coop in Jackson Heights) and lastly discusses what's going on in the stock market and economy. 


Step by Step Guide to Challenging your Tax Assessment: 

https://www.queenshometeam.com/blog/step-by-step-guide-on-how-to-challenge-your-nyc-property-tax-assessment/


New Listing in Forest Hills (1 BR Junior 4 Condo): 

https://search.queenshometeam.com/idx/details/listing/b056/3376539/119-49-Union-Turnpike-12A-Forest-Hills-NY-11375


New Listing in Jackson Heights (2 BR Coop): 

https://search.queenshometeam.com/idx/details/listing/b056/3378190/34-40-78th-Street-2H-Jackson-Heights-NY-11372 


Mortgage Rates drop to Pre-Pandemic Levels: 

https://fortune.com/2022/02/23/mortgage-applications-plunge-pre-pandemic-levels/ 

Feb 28, 202219:17
Ep. 36 -- Is now the right time to buy or sell in Queens? + NYC Bedroom Codes + New Listing in Kew Gardens + Market and Economy Insights

Ep. 36 -- Is now the right time to buy or sell in Queens? + NYC Bedroom Codes + New Listing in Kew Gardens + Market and Economy Insights

In this episode, George answers the question, "is now the right time to buy a property in Queens?" and "is now the right time to sell a property in Queens?". He then dives into the topic of NYC Bedroom Codes, talks about a new 1 bedroom coop listing in Kew Gardens, and then talks about the market and economy. Take a listen and drop us a line if you have any questions :) 

NYC Bedroom Code info: 

https://fontanarchitecture.com/bedroom-codes-nyc-habitable-space/ 

New Listing Details: 

https://search.queenshometeam.com/idx/details/listing/b056/3376398/118-60-Metropolitan-Avenue-5L-Kew-Garden-Hills-NY-11415

Today's Rates: 

https://www.bankrate.com/mortgages/mortgage-rates/?type=newmortgage&market=2&propertyvalue=500000&loan=400000&perc=5&prods=1&fico=740&points=All&cs=0&zip=11370

Need Help? Contact Us

https://www.queenshometeam.com/help/

 

Feb 22, 202225:37
Ep. 35 -- 2021 Brooklyn Real Estate Market review

Ep. 35 -- 2021 Brooklyn Real Estate Market review

Daniel Akerman goes over all the major stats for the Brooklyn real estate market in 2021, and specifically the 4th Quarter. He talks about the major real estate headlines for Brooklyn, what went on in the Brooklyn market, how it compared to 2020 and 2019, and provides thoughts on where the Brooklyn real estate market might be headed in 2022.

Jan 24, 202220:51
Ep. 34: 2021 Queens Market Wrap Up

Ep. 34: 2021 Queens Market Wrap Up

George walks us through all the data for the Queens real estate market at the end of 2021, detailing what happened in the Queens market in Q4 compared to the previous quarter, as well as Q4 of 2020, and he gives his opinions on what 2022 might have in store. As always, George packs this one full of great information, so pull out your notebooks! 

Jan 13, 202222:12
Ep 33: 2021 Manhattan Market Wrap-Up

Ep 33: 2021 Manhattan Market Wrap-Up

Dan reviews some of the key real estate headlines for New York City in 2021 and gives his thoughts and observations on the 2021 Manhattan real estate market and what 2022 might have in store for the Manhattan market, including stats and data from UrbanDigs.com

Jan 08, 202226:52
Ep. 32: Five easy money saving tips for home buyers and owners in NYC

Ep. 32: Five easy money saving tips for home buyers and owners in NYC

Everyone loves to have more money available. Here are 5 quick tips on how to save some dough!

Oct 21, 202123:42
Ep. 31: Basement Apartments in NYC after Hurricane Ida

Ep. 31: Basement Apartments in NYC after Hurricane Ida

With the flooding that happened in NYC as a result of rainfall from Hurricane Ida, and several deaths mostly in basement apartments, renewed scrutiny has come to the whole issue of basement apartments in NYC. Mayor De Blasio announced a period of no fines to owners of illegal basement apartments. In this episode, George and Dan go over the decision and the ramifications for NYC homeowners.

Oct 07, 202120:39
Ep. 30: Getting FEMA Assistance in NYC after Hurricane Ida

Ep. 30: Getting FEMA Assistance in NYC after Hurricane Ida

At the beginning of September, 2021, Hurricane Ida passed over New York City, dropping record amounts of rain and leading to serious flooding. In this episode, George and Dan go over how FEMA assistance works, who is eligible for it, and how to file for the available FEMA assistance. If you had flooding and damage to your property, you need this information!

https://www.fema.gov/disaster/hurricane-ida

https://www.fema.gov/disaster/4615

https://www.dfs.ny.gov/consumers/help_for_homeowners/disaster_flood/Register_FEMA


Oct 01, 202124:42
Ep. 29: George and Abi's Ahas from buying an Investment Property in NY

Ep. 29: George and Abi's Ahas from buying an Investment Property in NY

Queens Home Team team owners George and Abigail Herrera recently went into contract on an investment property and picked up a couple of nuggets about the lending process and mortgages. In this episode, we look at some tips for shopping around for lenders. We also look at the "rate lock" aspect of mortgages, and different considerations that a buyer might make when deciding on the right strategy to lock their interest rates -- or even whether to lock them at all!

Aug 25, 202124:32
Ep. 28: Quarter 2 Market Report

Ep. 28: Quarter 2 Market Report

For homeowners, potential sellers and prospective buyers, keeping up to date on the market and getting expert advice is important for many reasons. Although we're well into the 3rd quarter, we wanted to share the market stats for the 2nd quarter and give some insights into what the market is doing, some analysis on what the number mean, and some thoughts on where the market might be headed. Better late than never! 

Aug 18, 202131:50
Ep. 27: Local Law 152 - What you need to know as a Multi Family Owner in NYC

Ep. 27: Local Law 152 - What you need to know as a Multi Family Owner in NYC

What is Local Law 152? Dan hadn't even heard of it until George suggested this episode. If you're a multifamily owner in New York City, you NEED to be aware of Local Law 152 and listen to this episode -- or risk getting hit with a $10,000 fine by the city. If you own a NYC property that is a 3-family or larger, learn what it is, what it requires, and how to be in compliance in this short episode.

Aug 11, 202116:35
Ep. 26: Protecting Family Relationships when Selling a Property in Queens or NYC

Ep. 26: Protecting Family Relationships when Selling a Property in Queens or NYC

Selling a home is almost always a stressful process, no matter how smoothly it goes. That stress can often bring underlying family or relationship issues to the surface. Even when relationships are strong, if two or more people have different perspectives or priorities related to a home sale, it can quickly become tense and difficult -- especially in New York City where so much money is involved. In this episode, at Abigail Herrera's suggestion, we talk about different situations and different family relationships that we often encounter in a sale, and how families -- and agents -- can handle these situations to avoid as much tension as possible. We look at estate sales, sibling rivalries, divorces, and all sorts of other situations where potential disagreements and tensions can arise and discuss the simple, key elements to ensuring a smooth and successful sale.

Jul 21, 202125:44
Ep. 25: Cash-only Co-ops in NYC and Queens - What are they and how does it effect you?

Ep. 25: Cash-only Co-ops in NYC and Queens - What are they and how does it effect you?

Did you know there are co-ops in NYC where buyers can't get a loan and have to buy all cash? Many don't even realize that in addition to the buyer being approved for a loan, the BUILDING also needs to be approved. In some buildings, that isn't possible for various reasons, and it can have a serious impact on both buyers and sellers! Listen to this episode to learn why this happens, and how "cash-only" co-ops impact you whether you're a hopeful buyer or an owner trying to sell.

Make sure to visit us online at www.queenshometeam.com

Send in your questions and episode ideas to: george@queenshometeam.com | daniel@queenshometeam.com

Facebook: http://www.facebook.com/queenshometeam

YouTube: http://www.youtube.com/queenshometeam

Instagram: http://www.instagram.com/queenshometeam

Our Manhattan specialist: www.AkermanNYC.com

Jun 23, 202124:17
Ep 24: Macro-economics and Basic NYC Real Estate Dynamics

Ep 24: Macro-economics and Basic NYC Real Estate Dynamics

Whether you're a buyer or a seller, what's happening economically on a broad scale has an impact on your specific situation. The problem is, many of us don't understand how or see the connections. George and Dan walk us through some of the major economic indicators that are relevant to homeowners and buyers, and how they impact real estate and the real estate market. This is a great "primer" for you to gain a better understanding of how what you see on the financial news connects to you personally.

Make sure to visit us online at www.queenshometeam.com

Send in your questions and episode ideas to: george@queenshometeam.com | daniel@queenshometeam.com

Facebook: http://www.facebook.com/queenshometeam

YouTube: http://www.youtube.com/queenshometeam

Instagram: http://www.instagram.com/queenshometeam

Our Manhattan specialist: www.AkermanNYC.com

Jun 16, 202123:19
Ep. 23: Lessons From Our OWN Bathroom Renovation

Ep. 23: Lessons From Our OWN Bathroom Renovation

After the kitchen, the bathroom is the most important room in a home with regards to the home's value, and bathroom renovations remain one of the most popular -- and most expensive -- projects homeowners take on. George talks about lessons learned from not one, but TWO bathroom renovations done in his own home. We'll cover budgeting, planning, finding the right help, what not to do, and more. Make sure you listen to this one as George drops some knowledge on us!

Make sure to visit us online at www.queenshometeam.com

Send in your questions and episode ideas to: george@queenshometeam.com | daniel@queenshometeam.com

Facebook: http://www.facebook.com/queenshometeam

YouTube: http://www.youtube.com/queenshometeam

Instagram: http://www.instagram.com/queenshometeam

Our Manhattan specialist: www.AkermanNYC.com

Jun 09, 202132:08