Real Estate NOW Pros!
By Gena Schaublin
Where we keep you informed on everything happening in Arizona Real Estate!
Each week we’ll keep you on the cutting edge of Real Estate by bringing you Industry experts to cover the latest market information and trends. We'll talk about all aspects of this exciting and ever changing industry that keeps a roof over all of our heads!
We're your hosts, Gena Schaublin and Laura Dillion and we're thrilled to bring you REAL ESTATE NOW!
Real Estate NOW Pros!Jul 31, 2021
The Process Every Homeowner Should Be Aware Of.......with Veronica Beckum of Property Preservation Services
Come listen to what happens during the process of a homeowner defaulting on their mortgage payments. Veronica's firm handles the entire process and walks us through the loopholes of how to keep your home if you just communicate with the bank BEFORE it's too late.
www.TotalPresenceLLC.com
VeronicaB@totalpresencellc.com
623-210-9134
Look Up "NICHE Real Estate Expert" in the Dictionary and you'll find a picture of OldTownJon
Meet Jon Blangiardo, your Old Town Scottsdale Real Estate Professional! He knows every condo property, their staff and the HOA rules. He can tell you the best place to get a beer, have your car worked on and where to golf and hike. Me is a locals, local. He is a firm believer in building a strong team to make sure that his clients get a 5 star experience and goes the extra Scottsdale mile to ensure satisfaction. This interview is a 2-fer! You also get to meet his Preferred Lender, Reagan Wichman. Look up #1 ASU fan in the dictionary and you'll see his pic!
Jon Blangiardo, Realtor
Blangiardo Real Estate
(480) 840-7210
IG: @OLDTOWNJON
JON@BLANGIARDOREALESTATE.COM
Regan Wichman
Fairway Mortgage
NMLS #1277057
Office:
602-339-2300
Email:
reagan.wichman@fairwaymc.com
Going With The Flow, But Planning for the Future In This Crazy 2021 AZ Market - The Kelli Grant Group @ High Street Keller Williams
Join us as we drill down on the years of experience Kelli Grant and Melissa Croaker share in this unique market in AZ. If you'd like to work with Kelli and Melissa, they can be reached at:
Kelli Grant, Realtor
602-799-5420
www.KelliGrantGroup.kw.com
Melissa Croacker, Realtor
602-510-3777
You've Got To Be a Lion, Or a Lioness In This Market! Meet Laurel Devere, The Lioness of Real Estate
Laurel has been navigating the Real Estate jungle for many years. From residential to new home sales to the luxury high-rises market, she's done it all. Come listen to her magic mindset and positive outcomes from kids to marriage to her magnificent career!
Laurel Devere, Real Estate LionessAZ Realtor® SA544138000
Powered by Berkshire Hathaway Home Services AZ Properties
623-670-1979
8852 E. Pinnacle Peak Rd., Suite J-4
Scottsdale,AZ85255
www.LaurelDevere.com
Being Social Is The Key To Creating So Much More....with Nikkie Byers Soto, Owner of Creating So Much More
This episode dives into the art of outsourcing.....that's right....outsourcing your social media marketing so you have more time for family, other business and anything else you want to do! Listen to how Nikkie makes it easy to delegate your social media and sit back and watch her bring you business!
Check out her services at sociatap.com/nikkiemarketing
Consistency Is The Magic Bullet says Amy Angelo, The Angelo Group @ North & Co.
Our first guest of the New Year is the fabulous Amy Angelo! Our friend and Top Real Estate Team Agent, Amy Angelo will share her tips and insights that led to her teams success in 2020. Click and listen to her magical method that has kept her team growing and strong for almost 20 years and the year to come!
You don’t want to miss this episode.
If you are looking for a team with a combine 40 years of experience, statewide connections and negotiations skills that are second to none, you'll want to reach out to this team:
Amy Angelo 602-790-8284
John Angelo 602-616-1455
TheAngeloGroup.com
Happy New Year 2021 from Your Hosts Gena & Laura
So excited for another year of the Real Estate Now Podcast! We'll be sharing our vision for 2021 and who will be speaking, hot tips and our plan for the PPP.....listen to find out that definition!
If you'd like to be a guest on our show, please reach out to either one of us:
GenaSchaublin.com
LauraDillion.com
Your Personality Makes Your Personal Reality! Read That Again!
Tax Or Not To Be Taxed! That is the Question!
From Zero To 10 In No Time Flat! Meet The West Desert Group!
What The HECM Is A Reverse Mortgage? See What We Did There? Bill Cave, Reverse Mortgage Planner
Today we interview Bill Cave and he breaks down the myths about HECM/Reverse Mortgages.
In the early 1960s, when reverse mortgage loans were first introduced, they did not have any government
programs backing it. It wasn’t until 1983 when the Senate approved the proposal of having the Federal Housing
Administration (FHA) to insure reverse mortgages. The Federal Housing Administration has been guaranteeing
HECM mortgages ever since it was passed into law in 1988 by President Reagan. Since then FHA and HUD
have made many amendments to the program to improve consumer protections.
It is our job to give you the best education available with the most up-to-date facts so you can make a bright
and educated decision. Our Reverse Mortgage Planners are well trained and very experienced with a variety of
senior, real estate, and retirement issues so you can feel much more secure about making a decision with one
of your most valuable assets: your home. Some of the most common myths that we hear are below.
Most, but not all, reverse mortgages today are federally insured through the Federal Housing Administration’s Home Equity Conversion
Mortgage (HECM) Program. This blog talks about HECM loans only.
#1 MYTH: I could lose my house and be forced to move.
FACT: As long as all loan terms are met, you cannot be forced to sell the home and move. Terms include living in the house as your
primary residence, maintaining the home, and paying home expenses such as taxes and insurance. Some circumstances will cause the
loan to mature and the balance to become due and payable. Credit is subject to age, property and some limited debt qualifications.
Program rates, fees, terms, and conditions are not available in all states and subject to change
#2 MYTH: Your home will be taken away when you pass away, and the family loses the right to the property.
FACT: When you permanently move out of the home, whether you sell it or pass away, neither you, your estate nor your heirs are
responsible for paying the deficit if the balance owed on your reverse mortgage exceeds the home value. However, should your heirs
want to keep your home, they may purchase it for 95% of the current appraised value. *
#3 MYTH: Your house must be debt-free to qualify for a reverse mortgage.
FACT: The amount of money you qualify for a reverse mortgage varies based on the down payment you will need to bring to closing
(ranges from 30 – 74%), which will be determined based on your age, or age of non-borrowing spouse, if applicable, current interest
rates and the sales price (or appraised value, whichever is less) of the home you are buying. You must live in the house as your primary
residence (live there 6+ months per year). Some income, property, and credit qualifications apply to ensure you can pay taxes and
insurance and maintain the home.
#4 MYTH: The safest thing is a house “free and clear.”
FACT: In the event of an extended nursing home stay or a lawsuit, all your home equity can be lost that you spent your whole life to
create. A reverse mortgage loan can unlock that equity and allow you to manage it for the benefit of your family properly. Talk to your
financial advisor about how a reverse mortgage can help you do this, including helping you pay for longer-term expenses such as
medical and nursing home expenses.
Learn more by contacting Bill Cave directly at 623-341-6334 are at Bill.Cave@FairwayMC.com
www.FairwayReverseAZ.com
Favorite Charity: https://alzfdn.org/
Build The Value And The Business Will Follow, Laura Dillion and Traci Greenhow with Pioneer Title Agency
Today we interview and learn more about our co-host, Laura Dillion and her team at Pioneer Title Agency.
Laura's and Traci Greenhow, Branch Manager at the Tatum and Shea Branch have built a Dream Team with over 60 years of combined experience in the title and escrow space. Their culture of delivering World Class Service is second nature and second to none! From the way they answer the phones, to the way they execute title and escrow documents to the way they help their Realtors gain market share by hosting events, tours and social media training.
www.PioneerTitleAgency.com
Open escrow with TraciGreenhow@PTAAZ.com or call her directly at 480-237-4261
Want to put your listing on tour or learn social media tips and tricks, reach out to Laura at 602-573-4371
The Other "F" Word, with Gena Schaublin, MBA - Schaub Mortgage Group at Watermark Home Loans
Today we get down and dirty and talk with our Co-Host, Gena Schaublin about her years in finance, mortgage and the other "F" word......FICO. Gena's 23+ years in the financial industry allows her to not only get clients a mortgage, but increase their FICO credit scores, coach them on money management and position them for the future.
If you are in need of a mortgage check up, please reach out to Gena at 602-317-7610 or email her at Gena.Schaublin@WatermarkHomeLoans.com
If you'd like to apply for a loan, you can quickly do that at www.GenaSchaublin.com
Facebook:SchaubMortgageGroup
IG: GenaSchaublin_HomeLoans
Gena Schaublin Mortgage Banker | NMLS# 181884Gena's abundant positive energy, work ethic and people skills give her an edge in the mortgage industry. She has over a 20 yrs. of experience in the financial industry and a talent for analyzing situations and creating perfect financial solutions. Gena works closely with both her Realtors and the borrowers and is committed to helping individuals and families realize their dream of home ownership. Your unique needs and requirements make working with a professional like Gena a necessity. She provides individualized attention and the professional services you deserve. Gena has an undergraduate degree in Communications from ASU and an MBA in Business Management and Marketing from Western. She is licensed in AZ and CA and is actively working in both markets. From First Time Homebuyers to Multi-Million dollars purchases, she has a program.
Gena is a true professional
"We have worked with and recommended Gena for many years. As a Realtor, it's absolutely crucial to have a lender who's on top of things, knows their products and can communicate quickly and effectively with our clients throughout all stages of the buying process. The financial side of buying a home can be stressful for the client, and is usually where things can go sideways. We simply cannot afford to refer our clients to people who are inexperienced or don't have a strong internal back-end support system. Gena's personality, market knowledge and ability to help guide clients through the sometimes challenging process of getting their loan approved is what makes her a superstar. We highly recommend her and are confident you will be pleased with her. -Amy Angelo, Realtor" Amy A., Phoenix AZ
What Do Covid19, Manhattan Beach and The LA Kings Have In Common? Greg Geilman
As a RE/MAX® agent, I’m dedicated to helping my clients find the home of their dreams. Whether you are buying or selling a home or just curious about the local market, I would love to offer my support and services. I know the local community — both as an agent and a neighbor — and can help guide you through the nuances of our local market. With access to top listings, a worldwide network, exceptional marketing strategies and cutting-edge technology, I work hard to make your real estate experience memorable and enjoyable.
Charity Of Choice - Bullies and Buddies and you can donate at www.bulliesandbuddies.com/donate
(310) 853-3073 Office
(310) 251-7725 Cell
www.southbayresidential.com/
"Brand Equity Is On Sale Right Now!" with Travis Thom, CEO at ElevatedREM
Travis Thom is Co-Founder and CEO of Elevated REM and is an industry-wide recognized Facebook Marketing Expert. He serves as a consultant and advisor to Facebook headquarters and serves on Facebook's Real Estate advisory board. Travis’s background in Real Estate provides him an in-depth understanding of the marketing needs of Agents and he used his knowledge and experience from his Advertising Agency for Real Estate to create an national and hyper local campaigns leveraging advanced re-targeting and lead generation strategies that have helped close over half a billion in closed Real Estate sales for his clients.
NEW INSTANT FACEBOOK MARKETING ENGINE for $39 + 15% of ad cost. Check out the deets at www.WalledGardenHG.com
Additional services can be found at www.ElevatedREM.com
Travis charity of choice is KINDCAMPAIGN.COM
The Angelo Group is NO JOKE! Realtors Who Consistently Lead The Pack & Believe In Sharing Their Secrets Of Success.
PPP ~ EIDL ~ PAS All Of These Acronyms Are Not A Rap Song....We Promise! Michael Velasco with Provident Accounting Services
He’ll dive into the Cares Act for unemployment, SBA loan details and other relevant topics during this time of Covid-19.
If you'd like to talk to Michael about these programs, setting up an Sole Proprietorship, LLC or S-Corp, bookkeeping or any other accounting topic, he can be reached at 480-200-2914 or on Instagram @Provident_Accounting or visit his website at www.ProvidentAccountingServices.com.
Michael's Charity of Choice is Saint Mary's Food Bank which is where we will send any sponsorship proceeds we get from this episode.