Retire While You Work

Retire While You Work

By David Adams
Financial advisor and radio host David Adams is a CERTIFIED FINANCIAL PLANNER™ professional and CPA in Nashville, Tennessee. As President of David Adams Wealth Group, LLC, an Independent practice offering securities through Raymond James Financial Services, Inc., David is dedicated to helping his clients live well and retire, too. For more than 15 years, David has been committed to the financial well-being of his clients, and now more than ever, David is dedicated to changing an industry he feels is broken.
More places to listen

More places to listen

Retirement & Life Balance
David discusses how the financial industry is broken when it comes to retirement. Most people think they will never have enough to retire comfortably, so they keep working and ignoring other aspects of their life. Or, people stop working because they want to retire or physically no longer able to work. In this episode, David shares how he would like to change the industry mentality and outdated view of retirement. To hear more from David, listen each week as he shares excerpts from his book, The Currency of Time: A Three Bucket Approach To Live Now And Retire While You Work. 
03:26
September 18, 2019
Meaningful Experiences Not Things
In this episode, David discusses the importance of meaningful experiences, not things. When people become ultra-wealthy and accumulate stuff, they become a slave to those things and become less connected to people. Ultimately people need to find a way to enjoy our lives and relationships without money. To hear more from David, listen each week as he shares excerpts from his book, The Currency of Time: A Three Bucket Approach To Live Now And Retire While You Work. 
04:34
September 18, 2019
The Currency of Time: How Do You Spell Love?
David gives an intro and some personal meaning behind to his book "The Currency of Time: A Three Bucket Approach To Live Now And Retire While You Work."  From personal meaning on how his father encouraged him to spell "Love" T-I-M-E, a total "dad-ism" but one that holds a ton of meaning and is applied and explained in the book, to the concept of leaving the word "retirement" behind. This podcast is an intro to the new season coming, where David will give his take on chapters from the book, as well as drop new concepts and updates in. Thanks for listening!
07:06
August 25, 2019
A Caregivers Story: Insight into Balancing Daily Life (ft. Kathryn Russ, Visual Artist)
In this week’s Retire While You Work episode, featured guest, Kathryn X Russ, established music television producer and visual artist, shares her story of a recent health scare with her 90-year old father that caused her to reevaluate the priorities in her life. Chevonne Farler, COO and one of our wealth management advisors, and David Adams, CFP® and President of David Adams Wealth Group discuss the tough transition of being a caretaker while juggling the daily responsibilities of life. David and Chevonne then head into our popular segment “Ask David” segment where David and Chevonne answer questions from listeners. Raymond James is not affiliated with Kathryn Russ and/or iHeart Radio or WLAC 1510.
40:34
September 21, 2017
Avoid Wear and Tear on Your Mind and Body (ft. Leah King, Kali Yuga Yoga)
Tune into this week’s episode, as special guest, Leah King, owner of East Nashville studio, Kali Yuga Yoga, talks about staying current with yoga trends and how she approaches running her business. Chevonne Farler, COO and one of our wealth management advisors, and David Adams, CFP® and President of David Adams Wealth Group discuss how to live the Retire While You Work dream, having the mindset to avoid wearing your body and mind out doing something you have no passion for. David and Chevonne then head into our two popular segments, “Know Your Dough!” financial trivia and the “Ask David” segment where David and Chevonne answer questions from listeners nation-wide. Raymond James is not affiliated with Leah King, Kali Yuga Yoga and/or iHeart Radio or WLAC 1510. The S&P 500 is an unmanaged index of 500 widely held stocks that is generally considered representative of the U.S. stock market. The Dow Jones Industrial Average (DJIA) is a price-weighted average of 30 significant stocks traded on the New York Stock Exchange (NYSE) and the NASDAQ. Inclusion of these indexes is for illustrative purposes only. Keep in mind that individuals cannot invest directly in any index, and index performance does not include transaction costs or other fees, which will affect actual investment performance. Individual investor’s results will vary. Past performance does not guarantee future results.
39:57
August 28, 2017
Melissa Hogan’s Project Alive: Raising Millions for Hunter’s Syndrome
In this week’s episode, Melissa Hogan, dear friend of ours and founder of the non-profit Saving Case, shares her journey of leaving her career as an attorney to focus on taking care of her son, Case, who suffers from Hunter’s syndrome. Melissa is a mother of 3 boys and wife to best-selling author and radio personality on the Dave Ramsey show, Chris Hogan. Chevonne Farler, COO and one of our wealth management advisors, and David Adams, CFP® and President of David Adams Wealth Group answer a wide range of financial questions and situations using our Retire While You Work mindset. Then, we jump into our two popular segments, “Know Your Dough!” financial trivia and the “Ask David” segment where David and Chevonne answer questions from listeners. Raymond James is not affiliated with Melissa Hogan and/or iHeart Radio or WLAC 1510.
40:05
August 21, 2017
The Philosophy Behind “Retiring While You Work”
In this week’s episode, Chevonne Farler, COO and one of our wealth management advisors, and David Adams, CFP® and President of David Adams Wealth Group discuss the nitty gritty of how our practice approaches wealth management. We dive into how the Retiring While You Work mindset can fit into a lifestyle. Then, we have a blast with our two popular segments, “Know Your Dough!” financial trivia and the “Ask David” segment where David and Chevonne answer questions from listeners. Raymond James is not affiliated with iHeart Radio or WLAC 1510. 401(k) plans are long-term retirement savings vehicles. Withdrawal of pre-tax contributions and/or earnings will be subject to ordinary income tax and, if taken prior to age 59 1/2, may be subject to a 10% federal tax penalty. Matching contributions from your employer may be subject to a vesting schedule. Please consult with your financial advisor for more information. Guarantees are based on the claims paying ability of the issuing company. Long Term Care Insurance or Asset Based Long Term Care Insurance Products may not be suitable for all investors. Surrender charges may apply for early withdrawals and, if made prior to age 59 ½, may be subject to a 10% federal tax penalty in addition to any gains being taxed as ordinary income. Please consult with a licensed financial professional when considering your insurance options. May be subject to state, local, and alternative minimum tax.
40:01
August 14, 2017
Tips for a Healthier Vibrant Lifestyle (ft. Frankie Boyer, Lifestyle Guru)
In this week’s episode, we have award-winning talk show host, Frankie Boyer. Her radio show focuses on how to have a healthier vibrant lifestyle. We had her on the show over a month ago and in this episode, we continue to discuss how a healthy life aligns with our work life balance here on Retire While You Work. Then, we have some fun with our two popular segments, “Know Your Dough!” financial trivia and the “Ask David” segment where David Adams, CFP® and Chevonne Farler, COO and one of our wealth management advisors, answer questions from listeners. Raymond James is not affiliated with Frankie Boyer and/or iHeart Radio or WLAC 1510.
40:01
July 24, 2017
Nashville’s Growth: The Effects on our Community (ft. Former Mayor, Karl Dean)
In this week’s episode, Former Mayor of Nashville, Karl Dean, discusses the growth here in Nashville and how it effects our community. Throughout the episode, Mr. Dean answers questions regarding work/life balance in the political arena. His pragmatic approach to leadership as former Mayor with a focus on jobs, education and public safety is discussed. Then, we have some fun with our two popular segments, “Know Your Dough!” financial trivia and the “Ask David” segment where David Adams, CFP® and Chevonne Farler, COO and one of our wealth management advisors, answer questions from listeners. Raymond James is not affiliated with Karl Dean and/or iHeart Radio or WLAC 1510. Raymond James and its advisors do not offer tax or legal advice. You should discuss any tax or legal matters with the appropriate professional.
40:12
July 17, 2017
Public Success May Not Always Equal Money in the Bank (ft. Jamie Floyd, Songwriter)
In this week’s episode, David Adams discusses how “Public Success May Not Always Equal Money in the Bank.” Special guest, Jamie Floyd, Grammy-winning songwriter based in Nashville discusses her journey through the music industry and her struggle and the reality behind her recent success. Then, we have some fun with our two popular segments, “Know Your Dough!” financial trivia and the “Ask David” segment where David and Chevonne Farler, COO and one of our wealth management advisors, answer questions from listeners. Raymond James is not affiliated with Jamie Floyd and/or iHeart Radio or WLAC 1510. Raymond James and its advisors do not offer tax or legal advice. You should discuss any tax or legal matters with the appropriate professional.
40:08
June 26, 2017
Live Healthy & Retire While You Work: Epigenetics, Nutrition (ft. Frankie Boyer, Lifestyle Guru)
In this week’s episode, David Adams, CFP interviews Special Guest, Frankie Boyer, Lifestyle and Holistic talk radio show host, on the topic of epigenetics, nutrition, and how to stay healthy to enjoy retiring while you work. Then, we have a blast with “Know Your Dough!” financial trivia and the “Ask David” segment where David and Chevonne Farler, COO and wealth manager, answer questions from listeners. Raymond James is not affiliated with Frankie Boyer and/or iHeart Radio or WLAC 1510.Raymond James and its advisors do not offer tax or legal advice. You should discuss any tax or legal matters with the appropriate professional.
40:33
June 19, 2017
The 5 Steps to Becoming an Entrepreneur (ft. Tom Truitt, Music Row Search)
In this week’s episode, David discusses “The 5 Steps to Becoming an Entrepreneur.” Special guest, Tom Truitt, founder of MusicRow Search (which partners executive recruitment within the entertainment industry) and also founder of Who Knew Nashville (which shares Ted Talk-type presentations from top executives around town) shares his near-death experience and life-changing career switch that followed. Then, we have some fun with our two popular segments, “Know Your Dough!” financial trivia and the “Ask David” segment where David and Chevonne, COO and one of our wealth management advisors, answer questions from listeners. Raymond James is not affiliated with Tom Truitt and/or iHeart Radio or WLAC 1510. Raymond James and its advisors do not offer tax or legal advice. You should discuss any tax or legal matters with the appropriate professional.
41:52
June 12, 2017
Big Paychecks & Professional Athletes (ft. Brad Hopkins, NFL)
In this week’s episode, David interviews Special Guest, Brad Hopkins, former NFL player of 13 seasons, on the topic of money management as a professional athlete. In the last segment, Brad will talk about how he managed his money while playing professional football, and provide some advice for any young athletes listening today. Raymond James is not affiliated with Brad Hopkins and/or iHeart Radio or WLAC 1510.Raymond James and its advisors do not offer tax or legal advice. You should discuss any tax or legal matters with the appropriate professional.
39:51
May 22, 2017
The Art of the 2nd Career (ft. Sherod Robertson, Music Row Magazine)
In this week’s episode, David discusses the art of transitioning into a second career. Special guest and owner of MusicRow Magazine, Sherod Robertson, talks about his decision to acquire Music Row Magazine and the process and emotions behind this transition from the financial world into the music business industry. Great questions from listeners this week, including a songwriter anticipating high revenue streams from a number one hit, looking for expertise on ways they might invest the advance. Raymond James is not affiliated with Sherod Robertson and/or iHeart Radio or WLAC 1510.Raymond James and its advisors do not offer tax or legal advice. You should discuss any tax or legal matters with the appropriate professional.
40:42
May 8, 2017
The Right Amount of Money to Retire (ft. Helen Rogers, Divorce Attorney)
In this week’s episode, David addresses the common question “how much money do I need in retirement?” from several different angles. Special guest, Divorce Attorney Helen Rogers, discusses how much money you may need to retire comfortably.
40:07
April 17, 2017
How Much Can Money Equal Happiness? (ft. Jessica Davis, Designer)
In this week’s episode, David discusses happiness and money and how the two can coincide. Special guest and local designer, Jessica Davis, talks about ways you can make your space your own on a budget. Questions from listeners include receiving an inheritance and ways on how to invest that money, how to begin saving for retirement, and large age difference between spouses and how to help plan for that.
40:21
April 10, 2017
The Top 5 Life Regrets (ft. Dr. Angela Thompson, PhD)
In this week’s show, David discusses living a balanced life and engaging in self-care; truly keeping a holistic Retire While You Work mindset. Special guest, Dr. Angela Thompson, therapist/counselor located in Nashville, talks about common life regrets. Questions from listeners include making the tough transition from working for 40 years into retirement, market correction, and the different buckets you may have in an investment plan.
40:42
March 27, 2017
T-I-M-E Spells Love (ft. Wayne Adams)
David gives a quick 2017 market update then moves on to the main part of the show: the important lessons his father has taught him in life. Our guest is David’s father, Wayne Adams. In our last segment, he discusses what it was like to work in the same industry for 40 years and life after retirement including some of the obstacles and successes he has experienced. Questions from our listeners include financial advisors offering “guaranteed returns,” the potential benefits of transitioning from a full-time job to part-time leading to retirement, and Medicare.
40:58
March 22, 2017
How to Write Your “I Love You” Letter (ft. John Mabry, Williamson County Addiction Campuses)
In this week’s episode, David discusses how doing a firedrill‐type exercise can be beneficial when preparing your family for life events. Special guest, John Mabry, Manager of Strategic Partnerships at Addiction Campuses talks about addiction recovery with an emphasis on addiction in teens of Williamson County. Questions from listeners include purchasing a vehicle, age differences between spouses and the financials behind that scenario, and paying off student loans.
39:32
March 13, 2017
Healthy Living (ft. Christi Bowling, Nutritionist)
In this week’s show, David discusses four things that matter to investors – asset allocation, diversification, rebalancing, and staying in the market. Special guest, health expert, Christi Bowling, talks about the importance of healthy living and eating. Question from listeners include real estate investment, paying off your mortgage, and social security. Keep in mind that there is no assurance that any strategy will ultimately be successful or profitable nor protect against a loss. Any charitable organizations mentioned in this podcast are not affiliated with Raymond James. Any opinions are those of David Adams and not necessarily those of Raymond James. Expressions of opinion are as of this date and are subject to change without notice. The information contained in these pod-casts do not purport to be a complete description of the securities, markets, or developments referred to in this material. The information has been obtained from sources considered to be reliable, but we do not guarantee that the foregoing material is accurate or complete. Raymond James is not affiliated with and does not endorse the opinions or services of News Radio WLAC 1510. Raymond James is not affiliated with and does not endorse the opinions or services of any non-Raymond James speakers. Investments mentioned may not be suitable for all investors. Every investor’s situation in unique and you should consider your investment goals, risk tolerance, and time horizon before making any investment. Prior to making an investment decision, please consult with your financial advisor about your individual situation. Any hypothetical examples are for illustration purposes only. Actual investor results will vary. Links are being provided for information purposes only. Raymond James is not affiliated with and does not endorse, authorize, or sponsor any of the listed websites or their respective sponsors. Raymond James is not responsible for the content or the collection or use of information regarding any website’s users and/or members. Raymond James is not affiliated with and does not endorse the opinions or services of Christi Bowling. Diversification and asset allocation do not ensure a profit or protect against a loss.
41:08
February 27, 2017
Spending Money (ft. Brenton Giesey, Photographer)
In this week’s show, David discusses spending your money on experience versus material things and the psychology behind those decisions. Special guest, Brenton Giesey, an entrepreneur and incredible photographer in Nashville talks about what it is like to forego the typical corporate mindset to follow his passions. Questions from listeners include downsizing your home, what to do with an inheritance, estate planning, and long term care insurance.
41:31
February 6, 2017
Behind the Scenes: David’s Father as His Inspiration (ft. Tatum Allsep, Music Health Alliance)
David discusses how the retirement system in America is broken and shares his father’s story and the passion behind why he began this radio show. Special guest, Tatum Allsep, Founder of Music Health Alliance, dives into the importance of advocating to offer resources for healthcare to music industry professionals. Questions from listeners this week include topics of paying off debt vs. investing an inheritance, healthcare, starting a SEP IRA, and IRS scams.
41:14
January 30, 2017
Women in Financial Planning (ft. Chevonne Farler, Wealth Management Advisor)
Special guest and wealth advisor in our office, Chevonne Farler, COO and one of our Wealth Management Advisors, talks about being a woman in the financial planning industry. David Adams discusses the cost of having a child, from a financial standpoint. Our listeners’ questions are answered including the topics of life insurance, tax free bonds, and health insurance.
40:42
January 22, 2017
Charitable Contributions (ft. Heather Powell, TN Kidney Foundation)
David discusses the role giving plays in true fulfillment and in the lives of the happiest people, as well as strategies for year-end charitable contributions.  Special guest, Heather Powell, CEO of the Tennessee Kidney Foundation, shares why kidney health is so significant as we age.
42:46
December 18, 2016
Community Service and Donations (ft. Tari Hughes, Nashville’s Center for Nonprofit Management)
In this episode we answer listeners’ questions about social security, rising interest rates, and more, and David reveals the Top 10 Places to Retire list. Special guest Tari Hughes, CEO of Nashville’s Center for Nonprofit Management, talks with David about giving and year end donations.
41:57
December 11, 2016
Post-Election Investing (ft. Teddy Pins, Real Estate Agent)
David talks post-election about investing and where to go from here, and his thoughts on the election results. Real estate expert Teddy Pins is his special guest this week discussing the biggest mistakes buyers and sellers make when listing a home. Also, great questions this week from our listeners!
40:22
December 4, 2016
Health and Wellness (ft. Rachel Holder, Healthy Living Blogger)
David shares habits of the happiest retirees and then answers your questions on various topics. Special guest Rachel Holder, avid juicer, blogger, and TV personality talks about 5 Ways to Stay Healthy after Retirement.
40:47
November 20, 2016
College Planning (ft. Karen Feamster)
David shares a heartfelt story about his father and his journey to retirement and answers the Top 5 Most Compelling Questions of the Week. Special guest, Karen Feamster, joins him to discuss ways to prepare financially for this stage of one’s life.
41:26
November 13, 2016
Post-Election Stock Market (ft. Rachel Holder, Healthy Living Blogger)
In this episode, David talks about how to find the right financial advisor for you and your parents, his thoughts on the stock market now that the election is over, and answers the Top 5 Most Compelling Questions of the Week. Also, special guest, TV regular and well-known blogger, Rachel Holder, discusses ways to stay healthy throughout the aging process.
41:56
October 30, 2016
FBI Cyber Crimes (ft. Scott Augenbaum, FBI)
Your questions of the week are answered, and David shares the flawed mindsets we often use when thinking about the market and our money and how to control them. Also, special agent from the FBI, Scott Augenbaum, discussed Cyber Security and tips to help secure your personal data.
41:01
October 23, 2016
Trusts (ft. Jeff Mobley, Estate Planning Attorney)
David discusses the importance of having the Retire While You Work mindset, and answers your top questions of the week. David interviews special guest Jeff Mobley, an estate planning attorney in Nashville about building a sound estate plan.
39:04
October 23, 2016
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