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Retirement Lifestyle Show 
with Roshan Loungani, Erik Olson & Adrian Nicholson

Retirement Lifestyle Show with Roshan Loungani, Erik Olson & Adrian Nicholson

By Roshan Loungani, Erik Olson & Adrian Nicholson
With Roshan Loungani, Adrian Nicholson, and Erik Olson. The Retirement Lifestyle Show shows how to optimize retirement, investments, taxes, insurance, college funding, building your legacy, and more. You'll learn the strategies and tactics to navigate toward a fuller, higher impact, and more joyful life.
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RL123 - Bullish or Bearish
Today on the Retirement Lifestyle Show, Erik Olson and Adrian Nicholson decode whether the current market environment is bullish or bearish. They talk about structured notes, the yield curve, the prospect of an imminent recession, and how to invest depending on whether the markets move up, down, or sideways. [03:32] Introduction [07:15] Macroeconomic Factors and the Current Investing Environment [09:50] Are We In a Recessionary Environment? [15:15] The Yield Curve: A Recessionary Signal? [17:00] The Relationship Between a Bond's Price and Yield to Maturity [22:45] Market Declines and Future Projections [26:38] Length of Market Recovery and Making Investment Decisions [29:20] Policy Responses and Inflation Fighting Tools [34:30] Growth Versus Value Stocks in the Current Market Environment [42:20] Ideas About Allocations [49:43] Opportunities in the Current Market Environment [50:54] Structured Notes and How They Work [55:50] Parting Thoughts Roshan can be reached at roshan.loungani@aretewealth.com or at 202-536-4468.  Erik can be reached at erik.olson@aretewealth.com or 815-940-4652. Adrian can be reached at adrian.nicholson@aretewealth.com or at 703-915-8905. Follow Us At: Website: https://retirementlifestyleshow.com/ https://www.retirewithroshan.com https://youtu.be/hKVzI87v0tA https://twitter.com/RoshanLoungani https://www.linkedin.com/in/roshanloungani/ https://www.facebook.com/retirewithroshan/ https://www.linkedin.com/in/financialerik/ https://www.linkedin.com/in/adrian-nicholson-74b82b13b/ #retirementlifestylepodcast #fire #podcast #FI #Retire #retirewithroshan #BAM #BusinessAsMission #ImpactInvesting All opinions expressed by podcast hosts and guests are solely their own. While based on information they believe is reliable, neither Arete Wealth nor its affiliates warrant its completeness or accuracy, nor do their opinions reflect the opinion of Arete Wealth. This podcast is for general informational purposes only and should not be regarded as specific advice or recommendations for any individual. Before making any decisions, consult a professional.
59:18
June 29, 2022
RL122 – Healing from the Past with Jeff Konfara
Today on the Retirement Lifestyle Show, Roshan Loungani, Erik Olson, and Adrian Nicholson talk to Jeff Konfara, a Licensed Professional Counselor serving the entire State of Michigan via telehealth services. Jeff provides counseling services to individuals, couples, and families and has been doing so for over 15 years. They talk about why people seek counseling, what to look for in a counselor, and the tell-tale signs you might need therapy. [02:17] Getting to Know Jeff Konfara [04:54] Why Do People Seek Counseling? [08:21] The Reason Why More People Went Into Therapy Post Covid [10:07] Why You Need to Let Go of Past Hurt and Embrace Healing [14:22] Tell-Tale Signs You Might Need Counseling Help [17:00] Qualities to Look For When Choosing a Counselor [20:25] Jeff's Interactions with Marriage-related Relationship Issues [22:47] What to Expect on Your First Meeting with a Counselor [26:37] How to Prevent Healed Trauma From Coming Back [29:12] The Wellness Wheel and Why It's Important [33:42] Everyday Activities To Help Protect Your Mental Health [35:20] The Eight Components of the Wellness Wheel [36:14] The Rising Rates of Loneliness Post Covid [39:15] Is Technology Making Us Lonely? [43:36] How Jeff Got Into Counselling [46:05] Parting Thoughts Roshan can be reached at roshan.loungani@aretewealth.com or at 202-536-4468.  Erik can be reached at erik.olson@aretewealth.com or 815-940-4652. Adrian can be reached at adrian.nicholson@aretewealth.com or at 703-915-8905. Follow Us At: Website: https://retirementlifestyleshow.com/ https://www.retirewithroshan.com https://youtu.be/hKVzI87v0tA https://twitter.com/RoshanLoungani https://www.linkedin.com/in/roshanloungani/ https://www.facebook.com/retirewithroshan/ https://www.linkedin.com/in/financialerik/ https://www.linkedin.com/in/adrian-nicholson-74b82b13b/ #retirementlifestylepodcast #fire #podcast #FI #Retire #retirewithroshan #BAM #BusinessAsMission #ImpactInvesting All opinions expressed by podcast hosts and guests are solely their own. While based on information they believe is reliable, neither Arete Wealth nor its affiliates warrant its completeness or accuracy, nor do their opinions reflect the opinion of Arete Wealth. This podcast is for general informational purposes only and should not be regarded as specific advice or recommendations for any individual. Before making any decisions, consult a professional.
48:39
June 23, 2022
RL121 - Walking the Way of St. James with Greg Alexander
Today on the Retirement Lifestyle Show, Roshan Loungani, Erik Olson, and Adrian Nicholson welcome Greg Alexander, a retired chemical engineer who recently tackled the El Camino de Santiago pilgrimage. They discuss the benefits of going on the pilgrimage, how to prepare for it, and the best times to tackle the voyage when there’s less traffic. [10:41] Getting to Know Greg Alexander [03:30] Why Greg Wanted to Go on the Camino de Santiago [10:45] Trekking 260Km Through the Portuguese Route [11:30] Planning for The Pilgrimage [14:58] Greg’s Most Memorable Moments on the Voyage [19:29] How to Get Certified After Tackling the El Camino [23:55] Seasonality of the Trekk and the Number of People That Take on the Voyage [28:20] What To Do A Couple of Weeks Before Leaving for the Journey [32:20] How to Physically Prepare For the Journey [37:05] Emotionally Prepare for the Tough Journey [43:03] What to Do When You Feel Like Quitting Midway [48:13] Key Takeaways From Greg’s Journey [52:10] Parting Thoughts Roshan can be reached at roshan.loungani@aretewealth.com or at 202-536-4468.  Erik can be reached at erik.olson@aretewealth.com or 815-940-4652. Adrian can be reached at adrian.nicholson@aretewealth.com or at 703-915-8905. Follow Us At: Website: https://retirementlifestyleshow.com/ https://www.retirewithroshan.com https://youtu.be/hKVzI87v0tA https://twitter.com/RoshanLoungani https://www.linkedin.com/in/roshanloungani/ https://www.facebook.com/retirewithroshan/ https://www.linkedin.com/in/financialerik/ https://www.linkedin.com/in/adrian-nicholson-74b82b13b/ #retirementlifestylepodcast #fire #podcast #FI #Retire #retirewithroshan #BAM #BusinessAsMission #ImpactInvesting All opinions expressed by podcast hosts and guests are solely their own. While based on information they believe is reliable, neither Arete Wealth nor its affiliates warrant its completeness or accuracy, nor do their opinions reflect the opinion of Arete Wealth. This podcast is for general informational purposes only and should not be regarded as specific advice or recommendations for any individual. Before making any decisions, consult a professional.
57:05
June 16, 2022
RL120 - Generosity and Charitable Giving with Jeffrey Wallace
Today on the Retirement Lifestyle Show, Roshan Loungani, Erik Olson, and Adrian Nicholson talk to Jeff Wallace, the Vice President and Relationship Manager for National Christian Foundation, a non-profit organization that assists donors in donating to charitable causes. They talk about the benefits of charitable giving, how donor-advised funds operate, and how generosity can lead to real happiness in life. [01:50] Getting to Know Jeff Wallace [05:50] Living an Impact-Led Life [07:40] The Relationship Between Generosity and Happiness [10:19] How to Be More Intentional with Your Generosity [16:45] What is a Charitable Checking Account? [18:39] Jeff's Background and How Generosity Has Impacted His Life [24:35] The Benefits of Raising a Family that Understands Charitable Giving [31:20] Building Generous Communities [34:10] How Charitable Giving Positively Impacts Your Taxes [36:39] Donor-advised Funds and How They Operate [39:51] Why You Never Want to Donate Cash to a Charity [45:45] Why Real Estate Is Such a Powerful Charitable Gift [50:04] Pros and Cons of Setting Up a Private Foundation [55:41] Key Differences Between a Charity and a Business [01:05:40] When to Start Investing in a Donor Advised Fund [01:10:09] Parting Thoughts Roshan can be reached at roshan.loungani@aretewealth.com or at 202-536-4468.  Erik can be reached at erik.olson@aretewealth.com or 815-940-4652. Adrian can be reached at adrian.nicholson@aretewealth.com or at 703-915-8905. Follow Us At: Website: https://retirementlifestyleshow.com/ https://www.retirewithroshan.com https://youtu.be/hKVzI87v0tA https://twitter.com/RoshanLoungani https://www.linkedin.com/in/roshanloungani/ https://www.facebook.com/retirewithroshan/ https://www.linkedin.com/in/financialerik/ https://www.linkedin.com/in/adrian-nicholson-74b82b13b/ #retirementlifestylepodcast #fire #podcast #FI #Retire #retirewithroshan #BAM #BusinessAsMission #ImpactInvesting All opinions expressed by podcast hosts and guests are solely their own. While based on information they believe is reliable, neither Arete Wealth nor its affiliates warrant its completeness or accuracy, nor do their opinions reflect the opinion of Arete Wealth. This podcast is for general informational purposes only and should not be regarded as specific advice or recommendations for any individual. Before making any decisions, consult a professional.
01:13:31
June 08, 2022
RL119 – 8 Strategies to Take Advantage of Market Declines
Today on the Retirement Lifestyle Show, Roshan Loungani, Erik Olson, and Adrian Nicholson talk about the investment opportunities available during a down market. They discuss shorting a stock during market lows, the best times to rebalance your portfolio, and wealth transfers during a recession. [03:40] Investment Opportunities During a Down Market [05:25] Shorting a Stock During Market Lows [08:38] Dos and Don'ts of Shorting a Stock [10:30] Bonds in the Low-Interest Environment [14:46] Why It Might Be a Good Time to Rebalance Your Portfolio [19:50] When and How To Rebalance Your Portfolio [23:55] Invest Your Cash at Hand During Market Lows [27:49] The Cyclically Adjusted Price to Earnings Ratio [31:34] Understanding Tax Loss Harvesting [33:02] The Benefits of Doing a Roth Conversion Following a Big Decline [37:20] Opportunistic Investing [39:50] Wealth Transfers During a Recession [46:03] Parting Thoughts Roshan can be reached at roshan.loungani@aretewealth.com or at 202-536-4468.  Erik can be reached at erik.olson@aretewealth.com or 815-940-4652. Adrian can be reached at adrian.nicholson@aretewealth.com or at 703-915-8905. Follow Us At: Website: https://retirementlifestyleshow.com/ https://www.retirewithroshan.com https://youtu.be/hKVzI87v0tA https://twitter.com/RoshanLoungani https://www.linkedin.com/in/roshanloungani/ https://www.facebook.com/retirewithroshan/ https://www.linkedin.com/in/financialerik/ https://www.linkedin.com/in/adrian-nicholson-74b82b13b/ #retirementlifestylepodcast #fire #podcast #FI #Retire #retirewithroshan #BAM #BusinessAsMission #ImpactInvesting All opinions expressed by podcast hosts and guests are solely their own. While based on information they believe is reliable, neither Arete Wealth nor its affiliates warrant its completeness or accuracy, nor do their opinions reflect the opinion of Arete Wealth. This podcast is for general informational purposes only and should not be regarded as specific advice or recommendations for any individual. Before making any decisions, consult a professional.
48:03
June 02, 2022
RL118 - Stock Market Declines: What Should You Do Now?
Today on the Retirement Lifestyle Show, Roshan Loungani, Erik Olson, and Adrian Nicholson talk about the 2022 market decline and possible responses. They break down how the markets typically respond to historical declines, the role of inflation in market volatility, and how to handle volatility in retirement. [05:01] The Stress of Market Volatility [08:30] Market Volatility and Historical Comparisons [12:04] Historical Declines in the Bond Market [13:46] Price Movements in the S&P 500 [16:38] What To Expect After Historically Low Declines [24:24] Investor Thinking After Record Declines [28:00] Deals and Opportunities in the Current Market Environment [30:45] A Guide to Investing in the Current Market [37:50] Positive Annual Returns and Intra-year Declines [38:40] Ideas Into How to Handle Volatility [40:50] Why Volatility Matters For Retirees [44:01] How to Handle Market Volatility in Retirement [47:30] Understanding Short Positions When Investing [51:30] The Role of Inflation in Market Volatility [54:10] Why Behavioral Finance is the Key to Managing Volatility [01:01:33] Stick With Your Plan: Accept and Expect Volatility [01:04:10] Parting Thoughts Roshan can be reached at roshan.loungani@aretewealth.com or at 202-536-4468.  Erik can be reached at erik.olson@aretewealth.com or 815-940-4652. Adrian can be reached at adrian.nicholson@aretewealth.com or at 703-915-8905. Follow Us At: Website: https://retirementlifestyleshow.com/ https://www.retirewithroshan.com https://youtu.be/hKVzI87v0tA https://twitter.com/RoshanLoungani https://www.linkedin.com/in/roshanloungani/ https://www.facebook.com/retirewithroshan/ https://www.linkedin.com/in/financialerik/ https://www.linkedin.com/in/adrian-nicholson-74b82b13b/ #retirementlifestylepodcast #fire #podcast #FI #Retire #retirewithroshan #BAM #BusinessAsMission #ImpactInvesting All opinions expressed by podcast hosts and guests are solely their own. While based on information they believe is reliable, neither Arete Wealth nor its affiliates warrant its completeness or accuracy, nor do their opinions reflect the opinion of Arete Wealth. This podcast is for general informational purposes only and should not be regarded as specific advice or recommendations for any individual. Before making any decisions, consult a professional.
01:06:34
May 25, 2022
RL117 - Special Needs Planning with Ken Piercey, JD
Today on the Retirement Lifestyle Show, Roshan Loungani, Erik Olson, and Adrian Nicholson talk to Kenneth Piercey, a Trust attorney specializing in proper estate planning, estate tax elimination, asset protection, special needs planning, probate, and Medicaid. They talk about special needs planning, the benefits of setting up a third-party special needs trust, and how to avoid the scary possibility of guardianship. [01:24] Getting to Know Kenneth Piercy [04:33] Understanding Special Needs Planning [07:23] The Relative Risk of Divorce For Parents of Children With Special Needs [08:42] How Special Needs Planning Has Evolved Over the Past Decade [13:40] The Benefits of Working With a Special Needs Expert [18:00] The First Step When Setting Up a Special Needs Plan [20:27] How Often Should You Review a Special Needs Plan? [21:48] The Ever-Evolving Duty of a Trust Protector [24:37] The Biggest Mistake People Make with Special Needs Planning [27:00] Why You Need an Experienced Estate Planning Attorney [31:43] First-Party Versus Third-Party Special Needs Trusts [35:00] The Benefits of Setting Up a Third-Party Special Needs Trust [37:53] The Best Times to Get an Asset Manager [43:20] Ken's Advice to People Yet to Set Up a Special Needs Trust [45:40] Elder Law and Estate Planning [50:26] Avoiding the Scary Possibility of Guardianship [52:40] Parting Thoughts Roshan can be reached at roshan.loungani@aretewealth.com or at 202-536-4468.  Erik can be reached at erik.olson@aretewealth.com or 815-940-4652. Adrian can be reached at adrian.nicholson@aretewealth.com or at 703-915-8905. Follow Us At: Website: https://retirementlifestyleshow.com/ https://www.retirewithroshan.com https://youtu.be/hKVzI87v0tA https://twitter.com/RoshanLoungani https://www.linkedin.com/in/roshanloungani/ https://www.facebook.com/retirewithroshan/ https://www.linkedin.com/in/financialerik/ https://www.linkedin.com/in/adrian-nicholson-74b82b13b/ #retirementlifestylepodcast #fire #podcast #FI #Retire #retirewithroshan #BAM #BusinessAsMission #ImpactInvesting All opinions expressed by podcast hosts and guests are solely their own. While based on information they believe is reliable, neither Arete Wealth nor its affiliates warrant its completeness or accuracy, nor do their opinions reflect the opinion of Arete Wealth. This podcast is for general informational purposes only and should not be regarded as specific advice or recommendations for any individual. Before making any decisions, consult a professional.
57:19
May 20, 2022
RL116 - Navigating the New IRA Required Minimum Distribution (RMD) Maze
Today on the Retirement Lifestyle Show, Roshan Loungani, Erik Olson, and Adrian Nicholson talk about the new IRA rules on required minimum distributions (RMD). They dissect what has changed, who is affected, and some smart planning steps you could take to minimize the tax hit, both in your own lifetime and for your heirs. [03:56] The New IRA Rules on Required Minimum Distributions (RMD) [07:12] Roth Conversions and Why They Are So Important [08:50] How Your Beneficiaries Will Be Impacted By RMDs [15:10] The Glaring Mixup From The Proposed RMD Changes [19:40] Tax Penalties From Expected Minimum Withdrawals [21:42] Tax-Efficient Strategies to Get The Most Out of RMDs [23:40] Life Expectancy Changes and The 10-Year Rule [25:20] Asset Locations and RMDs [29:20] The Rules on RMDs for Inherited Beneficiaries [33:50] SECURE ACT 2.0 [38:30] The Benefits of Having a Thorough Understanding of These Rules [40:05] Parting Thoughts Roshan can be reached at roshan.loungani@aretewealth.com or at 202-536-4468.  Erik can be reached at erik.olson@aretewealth.com or 815-940-4652. Adrian can be reached at adrian.nicholson@aretewealth.com or at 703-915-8905. Follow Us At: Website: https://retirementlifestyleshow.com/ https://www.retirewithroshan.com https://youtu.be/hKVzI87v0tA https://twitter.com/RoshanLoungani https://www.linkedin.com/in/roshanloungani/ https://www.facebook.com/retirewithroshan/ https://www.linkedin.com/in/financialerik/ https://www.linkedin.com/in/adrian-nicholson-74b82b13b/ #retirementlifestylepodcast #fire #podcast #FI #Retire #retirewithroshan #BAM #BusinessAsMission #ImpactInvesting All opinions expressed by podcast hosts and guests are solely their own. While based on information they believe is reliable, neither Arete Wealth nor its affiliates warrant its completeness or accuracy, nor do their opinions reflect the opinion of Arete Wealth. This podcast is for general informational purposes only and should not be regarded as specific advice or recommendations for any individual. Before making any decisions, consult a professional.
43:41
May 11, 2022
RL115 - The Fed, Mortgage Rates, and Home Price Expectations
Today on the Retirement Lifestyle Show, Roshan Loungani, Erik Olson, and Adrian Nicholson talk about how rising interest rates will affect home prices in the US. They discuss how the Fed uses low-interest rates to combat inflation, the best economic environments to buy a house, and the historical average mortgage rates in the US. [04:40] Fed Rates and the Low-Interest Rate Environment [08:25] How the Fed Uses Interest Rates to Combat Inflation [10:10] How Interest rates Affect the Housing Markets [13:45] Impact of the Low-Interest Rate Environment on the Economy [18:44] Cutbacks on Spending and the Recession Risk [22:05] The Housing Prices Dynamic in Response to Low-Interest Rates [27:07] The Historical Average Mortgage Rates in the US [31:20] Primary Variables Affecting Home Prices [34:21] Millennials in the Housing Market [38:15] Should You Buy a Home Right Now or Wait a Year? [40:42] Adjustable Rate Mortgages [46:18] Interest Rate Speculations [48:55] Peak Inflation and How it Might Affect Mortgage Rates [50:50] How Serial Entrepreneurs are Building Impact-Led Businesses Around the World [55:40] Parting Thoughts Roshan can be reached at roshan.loungani@aretewealth.com or at 202-536-4468.  Erik can be reached at erik.olson@aretewealth.com or 815-940-4652. Adrian can be reached at adrian.nicholson@aretewealth.com or at 703-915-8905. Follow Us At: Website: https://retirementlifestyleshow.com/ https://www.retirewithroshan.com https://youtu.be/hKVzI87v0tA https://twitter.com/RoshanLoungani https://www.linkedin.com/in/roshanloungani/ https://www.facebook.com/retirewithroshan/ https://www.linkedin.com/in/financialerik/ https://www.linkedin.com/in/adrian-nicholson-74b82b13b/ #retirementlifestylepodcast #fire #podcast #FI #Retire #retirewithroshan #BAM #BusinessAsMission #ImpactInvesting All opinions expressed by podcast hosts and guests are solely their own. While based on information they believe is reliable, neither Arete Wealth nor its affiliates warrant its completeness or accuracy, nor do their opinions reflect the opinion of Arete Wealth. This podcast is for general informational purposes only and should not be regarded as specific advice or recommendations for any individual. Before making any decisions, consult a professional.
58:26
May 04, 2022
RL114 - Best Password Manager
Today on the Retirement Lifestyle Show, Roshan Loungani, Erik Olson, and Adrian Nicholson break down some of the leading password managers and explain why it might be a good idea to have a password manager. They talk about the reasons why most people don't have a password manager, the risks of reusing similar passwords, and the best password managers for business or family use. [04:30] How to Hack-Proof Your Passwords [06:40] Top Brands in the Password Manager Space [10:23] The Best Password Managers For Businesses  [12:00] Key Features of the Keeper Software Manager [13:15] Why Roshan Settled on LastPass Password Manager [15:55] The Reason Why Most People Don't Have a Password Manager  [18:27] The Risks Associated with Weak Passwords  [21:00] How to Save Your Passwords Automatically  [22:51] Password Managers, Browser Extensions, and VPN Use [30:10] Understanding the Google Authentication Tool [32:03] The Trusted Contacts and Family Feature  [38:15] Parting Thoughts Roshan can be reached at roshan.loungani@aretewealth.com or at 202-536-4468.  Erik can be reached at erik.olson@aretewealth.com or 815-940-4652. Adrian can be reached at adrian.nicholson@aretewealth.com or at 703-915-8905. Follow Us At: Website: https://retirementlifestyleshow.com/ https://www.retirewithroshan.com https://youtu.be/hKVzI87v0tA https://twitter.com/RoshanLoungani https://www.linkedin.com/in/roshanloungani/ https://www.facebook.com/retirewithroshan/ https://www.linkedin.com/in/financialerik/ https://www.linkedin.com/in/adrian-nicholson-74b82b13b/ #retirementlifestylepodcast #fire #podcast #FI #Retire #retirewithroshan #BAM #BusinessAsMission #ImpactInvesting All opinions expressed by podcast hosts and guests are solely their own. While based on information they believe is reliable, neither Arete Wealth nor its affiliates warrant its completeness or accuracy, nor do their opinions reflect the opinion of Arete Wealth. This podcast is for general informational purposes only and should not be regarded as specific advice or recommendations for any individual. Before making any decisions, consult a professional.
42:52
April 27, 2022
RL113 - Investing when inflation runs hot
Today on the Retirement Lifestyle Show, Roshan Loungani and Adrian Nicholson break down strategies investors can use to invest even when inflation is running hot. They talk about peak inflation, investment options during peak inflation, and the gold versus bitcoin debate during times of inflation. [02:55] What is Peak Inflation? [05:55] Inflation and What to Expect in 2022 [08:33] The Long-lasting Effects of Inflation [12:09] Central Bank's Target for the Fed Fund Rate [13:56] Investing in Treasury Inflation-Protected Securities [16:01] How to Buy Exchange Traded Funds [19:10] The Impact of Inflation on Commodities [22:31] Position Sizing When Dealing with Risky Assets [23:20] Gold Versus Bitcoin During Times of Inflation [26:02] Comparing Stocks to a Combined Stock and Bond Portfolio [29:10] How Real Estates are Keeping Up with Inflation [32:40] Tax Efficient Investing in an Inflationary Environment [34:57] Short-term Bonds and Cash at Hand [36:20] What are Floating Rate Loans? [38:10] How to Invest When Everything is Down [40:50] Parting Thoughts Roshan can be reached at roshan.loungani@aretewealth.com or at 202-536-4468.  Erik can be reached at erik.olson@aretewealth.com or 815-940-4652. Adrian can be reached at adrian.nicholson@aretewealth.com or at 703-915-8905. Follow Us At: Website: https://retirementlifestyleshow.com/ https://www.retirewithroshan.com https://youtu.be/hKVzI87v0tA https://twitter.com/RoshanLoungani https://www.linkedin.com/in/roshanloungani/ https://www.facebook.com/retirewithroshan/ https://www.linkedin.com/in/financialerik/ https://www.linkedin.com/in/adrian-nicholson-74b82b13b/ #retirementlifestylepodcast #fire #podcast #FI #Retire #retirewithroshan #BAM #BusinessAsMission #ImpactInvesting All opinions expressed by podcast hosts and guests are solely their own. While based on information they believe is reliable, neither Arete Wealth nor its affiliates warrant its completeness or accuracy, nor do their opinions reflect the opinion of Arete Wealth. This podcast is for general informational purposes only and should not be regarded as specific advice or recommendations for any individual. Before making any decisions, consult a professional.