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Retirement Lifestyle Show 
with Roshan Loungani, Erik Olson & Adrian Nicholson

Retirement Lifestyle Show with Roshan Loungani, Erik Olson & Adrian Nicholson

By Roshan Loungani, Erik Olson & Adrian Nicholson

With Roshan Loungani, Adrian Nicholson, and Erik Olson. The Retirement Lifestyle Show shows how to optimize retirement, investments, taxes, insurance, college funding, building your legacy, and more. You'll learn the strategies and tactics to navigate toward a fuller, higher impact, and more joyful life.
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FI003 - Your Money or Your Life - Chapter 3 Review

Retirement Lifestyle Show with Roshan Loungani, Erik Olson & Adrian NicholsonJul 24, 2019

00:00
31:09
RL199 — Peter Lynch's Golden Rules for Investing: Smart Strategies

RL199 — Peter Lynch's Golden Rules for Investing: Smart Strategies

In this episode, Roshan and Adrian explore Peter Lynch's 25 golden rules for investing, starting with a discussion on research and speculative investing pitfalls. They delve into Lynch's timeless principles, highlighting the importance of understanding companies and industries, and contrarian strategies. They offer valuable insights for investors of all levels, concluding with a reflection on the correlation between company success and stock performance, emphasizing informed decision-making in the investment world.

Roshan can be reached at roshan.loungani@aretewealth.com or at 202-536-4468.  Erik can be reached at erik.olson@aretewealth.com or 815-940-4652. Adrian can be reached at adrian.nicholson@aretewealth.com or at 703-915-8905.

Follow Us At:

Website: https://retirementlifestyleshow.com/

https://www.retirewithroshan.com

https://youtu.be/hKVzI87v0tA

https://twitter.com/RoshanLoungani

https://www.linkedin.com/in/roshanloungani/

https://www.facebook.com/retirewithroshan/

https://www.linkedin.com/in/financialerik/

https://www.linkedin.com/in/adrian-nicholson-74b82b13b/

#retirementlifestylepodcast #fire #podcast #FI #Retire #retirewithroshan #retirement #investing

Chapters 00:00 Introduction and Excitement about Peter Lynch's 25 Golden Rules 02:01 Investing is Fun and Exciting, but Dangerous if You Don't Do Any Work 06:12 Your Investor's Edge is Not Something You Get from Wall Street Experts 11:13 Ignoring the Herd Can Help Amateur Investors Beat the Market 13:44 Behind Every Stock is a Company, Find Out What It's Doing 21:42 Know What You Own and Why You Own It 24:39 Long Shots Almost Always Miss the Mark 25:04 Long Shots and Risk-Reward 26:40 Owning Stocks and Position Sizing 27:22 Diversification and Concentration 28:21 Finding Attractive Companies 29:47 Understanding Company Finances 33:47 Investing in Troubled Industries 44:36 Waiting for Small Companies to Turn Profitable 48:57 Avoiding Hot Stocks and Industries 51:29 Investing in Troubled Industries All opinions expressed by podcast hosts and guests are solely their own. While based on information they believe is reliable, neither Arete Wealth nor its affiliates warrant its completeness or accuracy, nor do their opinions reflect the opinion of Arete Wealth. This podcast is for general informational purposes only and should not be regarded as specific advice or recommendations for any individual. Before making any decisions, consult a professionals.

Mar 20, 202455:33
RL198 — Buffett Wisdom: Investing, Business, Wealth

RL198 — Buffett Wisdom: Investing, Business, Wealth

In this episode, Roshan Loungani and Adrian Nicholson discuss Warren Buffett's annual letter and the key takeaways from it. They highlight the importance of Munger's advice to Buffett, which led to a shift in this investment strategy. They emphasize the value of focusing on business quality rather than price alone. The hosts also discuss the significance of patience and avoiding permanent loss of capital in investing. They stress the importance of ignoring market pundits and making sound investment decisions. Additionally, they discuss Berkshire Hathaway's strengths and its ability to take advantage of market declines.


Roshan can be reached at roshan.loungani@aretewealth.com or at 202-536-4468.  Erik can be reached at erik.olson@aretewealth.com or 815-940-4652. Adrian can be reached at adrian.nicholson@aretewealth.com or at 703-915-8905.

Follow Us At:

Website: https://retirementlifestyleshow.com/

https://www.retirewithroshan.com

https://youtu.be/hKVzI87v0tA

https://twitter.com/RoshanLoungani

https://www.linkedin.com/in/roshanloungani/

https://www.facebook.com/retirewithroshan/

https://www.linkedin.com/in/financialerik/

https://www.linkedin.com/in/adrian-nicholson-74b82b13b/

#retirementlifestylepodcast #fire #podcast #FI #Retire #retirewithroshan #retirement #investing

Takeaways

Focus on business quality rather than price alone.

Be patient and avoid permanent loss of capital.

Ignore market pundits and avoid speculation.

Minimize risk and optimize returns.

Chapters

00:00 Introduction

01:09 Buffett's Annual Letter and Munger's Advice

04:57 Patience and Avoiding Permanent Loss of Capital

07:48 Looking for Strong Businesses

08:35 Avoiding Permanent Loss of Capital

09:45 Never Risk a Permanent Loss of Capital

10:29 Ignoring the Pundits

12:25 Long-Term Focus and Avoiding Market Speculation

15:11 Finding Good Businesses and Holding Onto Them

25:16 Berkshire Hathaway's Strengths and Resilience

29:54 Taking Advantage of Market Declines

31:24 Avoiding Feverish Activity and Serious Mistakes

36:14 Minimizing Risk and Optimizing Returns

39:31 Conclusion

 

All opinions expressed by podcast hosts and guests are solely their own. While based on information they believe is reliable, neither Arete Wealth nor its affiliates warrant its completeness or accuracy, nor do their opinions reflect the opinion of Arete Wealth. This podcast is for general informational purposes only and should not be regarded as specific advice or recommendations for any individual. Before making any decisions, consult a professionals


Mar 07, 202441:47
RL197 — Financial Guide for a Better Tomorrow

RL197 — Financial Guide for a Better Tomorrow

In this episode, Roshan and Adrian discuss the foundational steps to take when planning for your financial future. They cover topics such as saving in a 401k to the match, building cash and paying off consumer debt, insurance needs, home down payment, education savings, and retirement savings. They emphasize the importance of setting goals, managing cash flow, and being tax-efficient in your investments. By following these steps, you can build a solid financial foundation and achieve your long-term goals.

Roshan can be reached at roshan.loungani@aretewealth.com or at 202-536-4468.  Erik can be reached at erik.olson@aretewealth.com or 815-940-4652. Adrian can be reached at adrian.nicholson@aretewealth.com or at 703-915-8905.

Follow Us At:

Website: https://retirementlifestyleshow.com/

https://www.retirewithroshan.com

https://youtu.be/hKVzI87v0tA

https://twitter.com/RoshanLoungani

https://www.linkedin.com/in/roshanloungani/

https://www.facebook.com/retirewithroshan/

https://www.linkedin.com/in/financialerik/

https://www.linkedin.com/in/adrian-nicholson-74b82b13b/

#retirementlifestylepodcast #fire #podcast #FI #Retire #retirewithroshan #retirement #investing

Chapters

00:00 Introduction

01:27 Building a Financial Foundation

04:19 Saving in a 401k to the Match

14:28 Building Cash and Paying off Consumer Debt

19:19 Insurance Needs

23:45 Home Down Payment

25:20 Education Savings

30:16 Retirement Savings

35:34 Conclusion

All opinions expressed by podcast hosts and guests are solely their own. While based on information they believe is reliable, neither Arete Wealth nor its affiliates warrant its completeness or accuracy, nor do their opinions reflect the opinion of Arete Wealth. This podcast is for general informational purposes only and should not be regarded as specific advice or recommendations for any individual. Before making any decisions, consult a professionals

Feb 21, 202437:02
RL196 — Small Cap Insights: Key Investment Takeaway

RL196 — Small Cap Insights: Key Investment Takeaway

In this episode, Roshan and Adrian discuss the potential opportunities and challenges of investing in small cap stocks. They start by reviewing the performance of small caps in 2023 and the factors that have contributed to their underperformance. They then explore the potential catalysts that could drive small cap stocks in the upcoming year, such as interest rate cuts and favorable valuations. The hosts also discuss the risks and challenges associated with investing in small caps, including volatility and the need for thorough research. They provide insights on how to evaluate small cap stocks and different ways to implement small cap investments, such as individual stocks, mutual funds, or ETFs. The episode concludes with a reminder to do thorough research and seek professional advice before making investment decisions.

Chapters

00:00 Introduction and Topic Overview

01:55 Performance of Small Cap Stocks in 2023

04:04 Factors Affecting Small Cap Performance

05:22 Opportunities for Small Cap Stocks

08:28 Considerations for Investing in Small Cap Stocks

09:24 Valuation and Catalysts for Small Cap Stocks

11:33 Potential Risks and Challenges

12:26 Expert Opinions on Small Cap Stocks

15:54 Key Metrics for Evaluating Small Cap Stocks

20:15 Implementing Small Cap Investments

21:58 Conclusion and Actionable Insights

26:48 Closing Remarks

Roshan can be reached at roshan.loungani@aretewealth.com or at 202-536-4468.  Erik can be reached at erik.olson@aretewealth.com or 815-940-4652. Adrian can be reached at adrian.nicholson@aretewealth.com or at 703-915-8905.

Follow Us At:

Website: https://retirementlifestyleshow.com/

https://www.retirewithroshan.com

https://youtu.be/hKVzI87v0tA

https://twitter.com/RoshanLoungani

https://www.linkedin.com/in/roshanloungani/

https://www.facebook.com/retirewithroshan/

https://www.linkedin.com/in/financialerik/

https://www.linkedin.com/in/adrian-nicholson-74b82b13b/

#retirementlifestylepodcast #fire #podcast #FI #Retire #retirewithroshan #retirement #investing

All opinions expressed by podcast hosts and guests are solely their own. While based on information they believe is reliable, neither Arete Wealth nor its affiliates warrant its completeness or accuracy, nor do their opinions reflect the opinion of Arete Wealth. This podcast is for general informational purposes only and should not be regarded as specific advice or recommendations for any individual. Before making any decisions, consult a professional.

Feb 07, 202426:13
RL195 — How to Supercharge Your Problem-Solving Skills?

RL195 — How to Supercharge Your Problem-Solving Skills?

In this episode, Roshan and Adrian explore critical thinking's significance in personal and professional spheres, defining it as the ability to analyze information for informed decisions. They delve into enhancing critical thinking through continuous learning, exposure to diverse perspectives, and address the impact of technology, emphasizing the importance of intentional thinking in a stimulus-filled world.

Chapters:

00:00 Introduction and Discussion Topic 02:53 Definition of Critical Thinking 04:04 Importance of Critical Thinking in Personal and Professional Life 05:34 Ways to Improve Critical Thinking 08:31 Challenges to Critical Thinking 10:59 The Impact of Technology on Critical Thinking 12:35 Critical Thinking in Social Settings and Relationships 14:16 Tips for Improving Critical Thinking 21:34 Additional Tips for Improving Critical Thinking 27:38 Conclusion and Importance of Time to Think

Roshan can be reached at roshan.loungani@aretewealth.com or at 202-536-4468.  Erik can be reached at erik.olson@aretewealth.com or 815-940-4652. Adrian can be reached at adrian.nicholson@aretewealth.com or at 703-915-8905.

Follow Us At:

Website: https://retirementlifestyleshow.com/

https://www.retirewithroshan.com

https://youtu.be/hKVzI87v0tA

https://twitter.com/RoshanLoungani

https://www.linkedin.com/in/roshanloungani/

https://www.facebook.com/retirewithroshan/

https://www.linkedin.com/in/financialerik/

https://www.linkedin.com/in/adrian-nicholson-74b82b13b/

#retirementlifestylepodcast #fire #podcast #FI #Retire #retirewithroshan #retirement #investing

All opinions expressed by podcast hosts and guests are solely their own. While based on information they believe is reliable, neither Arete Wealth nor its affiliates warrant its completeness or accuracy, nor do their opinions reflect the opinion of Arete Wealth. This podcast is for general informational purposes only and should not be regarded as specific advice or recommendations for any individual. Before making any decisions, consult a professional.


Jan 24, 202429:18
RL194 — The Bull and Bear Investment Debate

RL194 — The Bull and Bear Investment Debate

In this episode, the hosts discuss the bull and bear case for the markets in 2024. The bull case includes factors such as potential rate cuts, momentum from the previous year, and continued growth in the tech and consumer discretionary sectors. On the other hand, the bear case highlights concerns about back-to-back big years, uncertainty surrounding elections, and potential inflationary risks.

00:00

Introduction and Holiday Season

01:50

Topic: Bull and Bear Case for the Markets

02:43

Bull Case: Rate Cuts and Momentum

04:28

Bear Case: Back-to-Back Big Years

07:05

Bull Case: Continued Momentum in Tech and Consumer Discretionary

07:34

Bull Case: Lower Borrowing Costs and Shift to Stocks

09:21

Bull Case: No Recession and Soft Landing

10:24

Bear Case: Uncertainty of Elections

11:31

Bear Case: Fear of the Unknown and Unpredictability

13:23

Bear Case: Rolling Recession and Sector-Specific Impact

18:20

Bear Case: Consumer Spending Fatigue and Lack of Resources

21:16

Bear Case: Inflationary Risk and Fed Rate Cuts

24:16

Bear Case: Impact of Tension and Supply Chain Disruption

25:39

Conclusion: Nobody Knows, Long-Term Investing, and Research Augmentation

Roshan can be reached at roshan.loungani@aretewealth.com or at 202-536-4468.  Erik can be reached at erik.olson@aretewealth.com or 815-940-4652. Adrian can be reached at adrian.nicholson@aretewealth.com or at 703-915-8905.

Follow Us At:

Website: https://retirementlifestyleshow.com/

https://www.retirewithroshan.com

https://youtu.be/hKVzI87v0tA

https://twitter.com/RoshanLoungani

https://www.linkedin.com/in/roshanloungani/

https://www.facebook.com/retirewithroshan/

https://www.linkedin.com/in/financialerik/

https://www.linkedin.com/in/adrian-nicholson-74b82b13b/

#retirementlifestylepodcast #fire #podcast #FI #Retire #retirewithroshan #retirement #investing

All opinions expressed by podcast hosts and guests are solely their own. While based on information they believe is reliable, neither Arete Wealth nor its affiliates warrant its completeness or accuracy, nor do their opinions reflect the opinion of Arete Wealth. This podcast is for general informational purposes only and should not be regarded as specific advice or recommendations for any individual. Before making any decisions, consult a professional.

Jan 10, 202435:11
RL193 — 2023 Key Events and Lessons

RL193 — 2023 Key Events and Lessons

In this episode of the Retirement Lifestyle Show, Roshan Loungani and Adrian Nicholson discuss the key events and investment lessons from 2023. They talk about the themes that shaped the investment landscape in 2023, why volatility is an investor’s best friend, and what the stock market taught us in 2023. 

[00:00] Introduction

[01:36] The Benefits of Becoming a Disciplined Investor

[03:16] How Inflation and Rates Set the Tone For 2023

[05:25] Failing Banks and the Available Opportunities

[06:52] Why 2023 Was a Big Year for AI

[09:52] Things That Helped Us Avoid a Recession in 2023

[10:23] The Crypto Winter is Finally Over

[13:15] Rate Hikes and the Bond Market

[15:16] What the Stock Market Taught Us in 2023

[18:47] Don’t Fed Watch and Don’t Buy the Hype

[23:28] What’s Happening in the Macro-Economic Environment

[25:51] Why Volatility is an Investor’s Best Friend

[29:53] Investment Lessons Learned in 2023

[33:59] Is Your Liquid Cash Making You Money?

[34:58] Own What You Feel Comfortable Owning in Downtimes

[38:07] How to Use Options Wisely

[41:18] Parting Thoughts

Roshan can be reached at roshan.loungani@aretewealth.com or at 202-536-4468.  Erik can be reached at erik.olson@aretewealth.com or 815-940-4652. Adrian can be reached at adrian.nicholson@aretewealth.com or at 703-915-8905.

Follow Us At:

Website: https://retirementlifestyleshow.com/

https://www.retirewithroshan.com

https://youtu.be/hKVzI87v0tA

https://twitter.com/RoshanLoungani

https://www.linkedin.com/in/roshanloungani/

https://www.facebook.com/retirewithroshan/

https://www.linkedin.com/in/financialerik/

https://www.linkedin.com/in/adrian-nicholson-74b82b13b/

#retirementlifestylepodcast #fire #podcast #FI #Retire #retirewithroshan #retirement #investing

All opinions expressed by podcast hosts and guests are solely their own. While based on information they believe is reliable, neither Arete Wealth nor its affiliates warrant its completeness or accuracy, nor do their opinions reflect the opinion of Arete Wealth. This podcast is for general informational purposes only and should not be regarded as specific advice or recommendations for any individual. Before making any decisions, consult a professional.

Dec 27, 202344:15
RL192 — Market Outlook 2024

RL192 — Market Outlook 2024

In this episode of the Retirement Lifestyle Show, Roshan Loungani and Adrian Nicholson discuss the market outlook for 2024. They talk about the opportunities you should look out for in 2024, the benefits of balancing risk with optimism when investing, and whether the S&P 500 is overvalued on a price-to-earnings basis.

[00:00] Introduction

[01:09] The Benefits of Balancing Risk with Optimism

[02:34] Thoughts on Inflation Risk

[04:54] Shelter Inflation and the Available Opportunities

[07:20] Equities in Large Public Companies

[09:11] What Does Margin Expansion Mean?

[11:55] Why Cash Rates Look Good

[15:37] Bonds and Higher Interest Rates

[17:48] The Benefits of Diversifying Your Bond Portfolio

[24:35] Thoughts on Potential Credit Risk

[28:10] Is the S&P 500 Overvalued on a Price-to-Earnings Basis?

[30:36] The Future of Anti-Globalization

[34:01] Parting Thoughts

Roshan can be reached at roshan.loungani@aretewealth.com or at 202-536-4468.  Erik can be reached at erik.olson@aretewealth.com or 815-940-4652. Adrian can be reached at adrian.nicholson@aretewealth.com or at 703-915-8905.

Follow Us At:

Website: https://retirementlifestyleshow.com/

https://www.retirewithroshan.com

https://youtu.be/hKVzI87v0tA

https://twitter.com/RoshanLoungani

https://www.linkedin.com/in/roshanloungani/

https://www.facebook.com/retirewithroshan/

https://www.linkedin.com/in/financialerik/

https://www.linkedin.com/in/adrian-nicholson-74b82b13b/

#retirementlifestylepodcast #fire #podcast #FI #Retire #retirewithroshan #retirement #investing

All opinions expressed by podcast hosts and guests are solely their own. While based on information they believe is reliable, neither Arete Wealth nor its affiliates warrant its completeness or accuracy, nor do their opinions reflect the opinion of Arete Wealth. This podcast is for general informational purposes only and should not be regarded as specific advice or recommendations for any individual. Before making any decisions, consult a professional.

Dec 13, 202335:18
RL191 — 10 Practical Steps to Wealth Building Success.

RL191 — 10 Practical Steps to Wealth Building Success.

In this episode of the Retirement Lifestyle Show, Roshan Loungani and Adrian Nicholson go through the 10 seeds of wealth building. They cover the benefits of being frugal, ways to beat inflation, and how to get the most out of compound interest.

[00:00] Introduction

[02:53] Think Wealth

[06:47] Why You Need to Start Being Frugal

[08:10] Rich People Stay Rich By Living Like the are Broke

[10:57] Wealth is Built on Profit-Ability

[15:23] Get Out of Debt

[20:35] The Difference Between Good and Bad Debt

[23:28] Don't Just Save, Save Urgently

[27:25] Consistently Track Your Net Worth

[29:26] How to Beat Inflation

[31:15] Minimize Risk and Reduce Your Odds of Losing Money

[33:32] Taking Advantage of the Power of Compound Interest

[35:12] The Average Holding Period of US Stocks in 2022

[39:48] The Ultimate Goal of Being Wealthy

[42:11] Parting Thoughts

Roshan can be reached at roshan.loungani@aretewealth.com or at 202-536-4468.  Erik can be reached at erik.olson@aretewealth.com or 815-940-4652. Adrian can be reached at adrian.nicholson@aretewealth.com or at 703-915-8905.

Follow Us At:

Website: https://retirementlifestyleshow.com/

https://www.retirewithroshan.com

https://youtu.be/hKVzI87v0tA

https://twitter.com/RoshanLoungani

https://www.linkedin.com/in/roshanloungani/

https://www.facebook.com/retirewithroshan/

https://www.linkedin.com/in/financialerik/

https://www.linkedin.com/in/adrian-nicholson-74b82b13b/

#retirementlifestylepodcast #fire #podcast #FI #Retire #retirewithroshan #retirement #investing

All opinions expressed by podcast hosts and guests are solely their own. While based on information they believe is reliable, neither Arete Wealth nor its affiliates warrant its completeness or accuracy, nor do their opinions reflect the opinion of Arete Wealth. This podcast is for general informational purposes only and should not be regarded as specific advice or recommendations for any individual. Before making any decisions, consult a professional.



Nov 29, 202344:59
RL190 — Balancing Finances in Life, Career, and Retirement

RL190 — Balancing Finances in Life, Career, and Retirement

In this episode of the Retirement Lifestyle Show, Roshan Loungani and Adrian Nicholson go through the key investing tips for the different stages of life. They cover ways to balance finances in all stages of life, how to get the most out of your peak earning years, and what to do to guarantee a comfortable retirement.

 [00:00] Introduction

[01:35] Key Investing Tips For Different Stages of Life

[03:18] How to Invest When You Start Making Money

[06:42] Why You Should Invest In Yourself

[10:13] How to Build a Strong Investing Foundation

[12:05] Getting the Most Out of Your Peak Earning Years

[15:23] Understand That Everybody's Situation is Different

[17:57] Investing in the Pre-Retirement Stage

[21:51] The Benefits of Consistently Reviewing Your Portfolio

[23:00] The Retirement Stage

[26:43] Why is Retirement Planning so Important?

[30:08] Parting Thoughts

Roshan can be reached at roshan.loungani@aretewealth.com or at 202-536-4468.  Erik can be reached at erik.olson@aretewealth.com or 815-940-4652. Adrian can be reached at adrian.nicholson@aretewealth.com or at 703-915-8905.

Follow Us At:

Website: https://retirementlifestyleshow.com/

https://www.retirewithroshan.com

https://youtu.be/hKVzI87v0tA

https://twitter.com/RoshanLoungani

https://www.linkedin.com/in/roshanloungani/

https://www.facebook.com/retirewithroshan/

https://www.linkedin.com/in/financialerik/

https://www.linkedin.com/in/adrian-nicholson-74b82b13b/

#retirementlifestylepodcast #fire #podcast #FI #Retire #retirewithroshan #retirement #investing

All opinions expressed by podcast hosts and guests are solely their own. While based on information they believe is reliable, neither Arete Wealth nor its affiliates warrant its completeness or accuracy, nor do their opinions reflect the opinion of Arete Wealth. This podcast is for general informational purposes only and should not be regarded as specific advice or recommendations for any individual. Before making any decisions, consult a professional.




Nov 16, 202332:14
RL189 — Erik’s Big Announcement

RL189 — Erik’s Big Announcement

In this episode of the Retirement Lifestyle Show, Roshan Loungani, Erik Olson, and Adrian Nicholson review their podcasting journey together. They share the highs and lows of building the Retirement Lifestyle Show, as well as some big news from Erik and what to expect from the podcast in the future.

Roshan can be reached at roshan.loungani@aretewealth.com or at 202-536-4468.  Erik can be reached at erik.olson@aretewealth.com or 815-940-4652. Adrian can be reached at adrian.nicholson@aretewealth.com or at 703-915-8905.

Follow Us At:

Website: https://retirementlifestyleshow.com/

https://www.retirewithroshan.com

https://youtu.be/hKVzI87v0tA

https://twitter.com/RoshanLoungani

https://www.linkedin.com/in/roshanloungani/

https://www.facebook.com/retirewithroshan/

https://www.linkedin.com/in/financialerik/

https://www.linkedin.com/in/adrian-nicholson-74b82b13b/

#retirementlifestylepodcast #fire #podcast #FI #Retire #retirewithroshan #retirement #investing

All opinions expressed by podcast hosts and guests are solely their own. While based on information they believe is reliable, neither Arete Wealth nor its affiliates warrant its completeness or accuracy, nor do their opinions reflect the opinion of Arete Wealth. This podcast is for general informational purposes only and should not be regarded as specific advice or recommendations for any individual. Before making any decisions, consult a professional.



Nov 01, 202324:42
RL188 — The Rulebook for Trading and Investing Success

RL188 — The Rulebook for Trading and Investing Success

In this episode of the Retirement Lifestyle Show, Roshan Loungani and Adrian Nicholson break down Jim Paul and Brendan Moynihan’s book - What I Learned Losing a Million Dollars. They cover the 5 essential elements for successful investing, dealing with losses as an investor, how disciplined consistency can make you a successful investor, and much more.

[00:00] Introduction

[02:41] Deciding What Type of Investor You Want To Be

[05:29] 5 Crucial Steps in a Solid Decision-Making Process

[08:11] The Difference Between a Successful and an Unsuccessful Investor

[12:27] How to Select Your Preferred Method of Analysis

[16:27] Are Controls Important For Successful Investing?

[21:58] When to Treat Investing as a Game

[23:50] Taking Losses is Part of Investing

[27:01] How to Formulate Your Investing Plan

[30:17] Control, Stop Price, and Price Objective

[34:12] Being Right Versus Being Profitable

[37:10] Focus on What the Market is Doing, Not Why the Market is Moving

[39:57] Disciplined Consistency is the Key to Success in the Markets

[41:29] Parting Thoughts

Roshan can be reached at roshan.loungani@aretewealth.com or at 202-536-4468.  Erik can be reached at erik.olson@aretewealth.com or 815-940-4652. Adrian can be reached at adrian.nicholson@aretewealth.com or at 703-915-8905.

Follow Us At:

Website: https://retirementlifestyleshow.com/

https://www.retirewithroshan.com

https://youtu.be/hKVzI87v0tA

https://twitter.com/RoshanLoungani

https://www.linkedin.com/in/roshanloungani/

https://www.facebook.com/retirewithroshan/

https://www.linkedin.com/in/financialerik/

https://www.linkedin.com/in/adrian-nicholson-74b82b13b/

#retirementlifestylepodcast #fire #podcast #FI #Retire #retirewithroshan #retirement #investing

All opinions expressed by podcast hosts and guests are solely their own. While based on information they believe is reliable, neither Arete Wealth nor its affiliates warrant its completeness or accuracy, nor do their opinions reflect the opinion of Arete Wealth. This podcast is for general informational purposes only and should not be regarded as specific advice or recommendations for any individual. Before making any decisions, consult a professional.


Oct 25, 202343:49
RL187 — Exploring Oil, Inflation, and the Secrets of Blue Zones

RL187 — Exploring Oil, Inflation, and the Secrets of Blue Zones

In this episode of the Retirement Lifestyle Show, Roshan Loungani and Adrian Nicholson discuss how oil affects inflation and the lifestyle habits that will help you live past 100. They cover topics like the risk of another rate hike coming, and what you can start doing today to become a centenarian.

[00:00] Introduction

[00:53] Inflation and Oil Prices

[03:31] Is There Another Rate Hike Coming?

[06:44] The Longevity Secrets From the Blue Zones

[09:02] What Are the Blue Zones?

[09:43] People Who Live to 100 Share These 12 Lifestyle Patterns

[17:17] Ikigai - Finding Your Reasons For Living

[22:04] The Benefits of Being Part of a Tribe

[23:42] Parting Thoughts 

Roshan can be reached at roshan.loungani@aretewealth.com or at 202-536-4468.  Erik can be reached at erik.olson@aretewealth.com or 815-940-4652. Adrian can be reached at adrian.nicholson@aretewealth.com or at 703-915-8905.

Follow Us At:

Website: https://retirementlifestyleshow.com/

https://www.retirewithroshan.com

https://youtu.be/hKVzI87v0tA

https://twitter.com/RoshanLoungani

https://www.linkedin.com/in/roshanloungani/

https://www.facebook.com/retirewithroshan/

https://www.linkedin.com/in/financialerik/

https://www.linkedin.com/in/adrian-nicholson-74b82b13b/

#retirementlifestylepodcast #fire #podcast #FI #Retire #retirewithroshan #retirement #investing

All opinions expressed by podcast hosts and guests are solely their own. While based on information they believe is reliable, neither Arete Wealth nor its affiliates warrant its completeness or accuracy, nor do their opinions reflect the opinion of Arete Wealth. This podcast is for general informational purposes only and should not be regarded as specific advice or recommendations for any individual. Before making any decisions, consult a professional.


Oct 12, 202325:36
RL186 — Breaking Down the Impact of 'Higher for Longer' Interest Rates

RL186 — Breaking Down the Impact of 'Higher for Longer' Interest Rates

In this episode of the Retirement Lifestyle Show, Roshan Loungani and Adrian Nicholson break down the impact of higher interest rates on people's financial lives. They cover topics like natural market reactions to higher interest rates, the impact of higher rates on American households, and what the Fed is doing to combat inflation. 

[00:00] Introduction

[01:30] Why the Fed Raises Rates as Fast as They Do

[02:32] Impact of Higher Interest Rates at the Household Level

[06:00] What to Expect From Mortgages Going Foward

[08:03] What Are the Golden Handcuffs?

[09:30] Natural Market Reactions to Higher Interest Rates

[12:53] Interest Rates and Student Loans

[14:22] People Living on a Fixed Income

[15:40] How Rising Rates Impact Companies

[18:17] The Type of Companies You Should Consider Investing In

[21:54] The Current State of Commercial Real Estate

[24:30] Do Interest Rates Affect Real Estate Investment Trusts?

[26:26] The True Cost of Government Debt

[30:41] Parting Thoughts 


Roshan can be reached at roshan.loungani@aretewealth.com or at 202-536-4468.  Erik can be reached at erik.olson@aretewealth.com or 815-940-4652. Adrian can be reached at adrian.nicholson@aretewealth.com or at 703-915-8905.

Follow Us At:

Website: https://retirementlifestyleshow.com/

https://www.retirewithroshan.com

https://youtu.be/hKVzI87v0tA

https://twitter.com/RoshanLoungani

https://www.linkedin.com/in/roshanloungani/

https://www.facebook.com/retirewithroshan/

https://www.linkedin.com/in/financialerik/

https://www.linkedin.com/in/adrian-nicholson-74b82b13b/

#retirementlifestylepodcast #fire #podcast #FI #Retire #retirewithroshan #retirement #investing

All opinions expressed by podcast hosts and guests are solely their own. While based on information they believe is reliable, neither Arete Wealth nor its affiliates warrant its completeness or accuracy, nor do their opinions reflect the opinion of Arete Wealth. This podcast is for general informational purposes only and should not be regarded as specific advice or recommendations for any individual. Before making any decisions, consult a professional.

Oct 04, 202332:43
RL185 — 11 Year-End Financial Planning and Investing Tips

RL185 — 11 Year-End Financial Planning and Investing Tips

In this episode of the Retirement Lifestyle Show, Roshan Loungani and Adrian Nicholson go through 11 year-end financial planning and investing tips to ensure you end the year on a high. They cover topics like the benefits of having a financial calendar, tax-efficient routes to charitable donations, and things to consider when reviewing your portfolio.

[00:00] Introduction

[01:22] The Benefits of Reviewing Your Financial Plan

[05:37] Why You Need to Start Maximizing Your 401Ks

[08:23] Saving Money on Taxes

[12:18] Check on Your Health and Insurance Coverage

[13:21] Year-End Tax Review

[16:20] The Dos and Don'ts of Making Charitable Donations

[18:15] Gifting and Financial Planning

[20:28] Always Ensure You Have Enough Cash at Hand

[25:29] Planning and Reviewing Your RMDs

[27:39] The Benefits of Creating a Financial Calendar

[28:58] Portfolio Review and Why It's Important

[31:04] Parting Thoughts

Roshan can be reached at roshan.loungani@aretewealth.com or at 202-536-4468.  Erik can be reached at erik.olson@aretewealth.com or 815-940-4652. Adrian can be reached at adrian.nicholson@aretewealth.com or at 703-915-8905.

Follow Us At:

Website: https://retirementlifestyleshow.com/

https://www.retirewithroshan.com

https://youtu.be/hKVzI87v0tA

https://twitter.com/RoshanLoungani

https://www.linkedin.com/in/roshanloungani/

https://www.facebook.com/retirewithroshan/

https://www.linkedin.com/in/financialerik/

https://www.linkedin.com/in/adrian-nicholson-74b82b13b/

#retirementlifestylepodcast #fire #podcast #FI #Retire #retirewithroshan #retirement #investing

All opinions expressed by podcast hosts and guests are solely their own. While based on information they believe is reliable, neither Arete Wealth nor its affiliates warrant its completeness or accuracy, nor do their opinions reflect the opinion of Arete Wealth. This podcast is for general informational purposes only and should not be regarded as specific advice or recommendations for any individual. Before making any decisions, consult a professional.


Sep 20, 202333:30
RL184 — The Essential Component for Planning Your Retirement Explained

RL184 — The Essential Component for Planning Your Retirement Explained

In this episode of the Retirement Lifestyle Show, Roshan Loungani and Adrian Nicholson discuss the most essential component of retirement planning. They cover the benefits of planning for retirement, the average life expectancy in the US, and how to ensure you don't outlive your money in retirement.

[00:00] Introduction

[01:21] Life Expectancy in Retirement Planning

[02:47] Quiz on the Average Life Expectancy in the US

[06:23] What is Longevity Literacy?

[07:56] You Cannot Plan Without a Goal

[09:40] Know Retirement Information in Advance

[13:39] Preparing For the Later Stages of Your Life

[14:56] Healthcare - The Big Retirement Expense

[18:10] The Biggest Driver of Retirement Spending

[19:19] The Benefits of Planning Your Retirement

[21:25] The Longevity Illustrator

[25:12] Parting Thoughts

Roshan can be reached at roshan.loungani@aretewealth.com or at 202-536-4468.  Erik can be reached at erik.olson@aretewealth.com or 815-940-4652. Adrian can be reached at adrian.nicholson@aretewealth.com or at 703-915-8905.

Follow Us At:

Website: https://retirementlifestyleshow.com/

https://www.retirewithroshan.com

https://youtu.be/hKVzI87v0tA

https://twitter.com/RoshanLoungani

https://www.linkedin.com/in/roshanloungani/

https://www.facebook.com/retirewithroshan/

https://www.linkedin.com/in/financialerik/

https://www.linkedin.com/in/adrian-nicholson-74b82b13b/

#retirementlifestylepodcast #fire #podcast #FI #Retire #retirewithroshan #retirement #investing

All opinions expressed by podcast hosts and guests are solely their own. While based on information they believe is reliable, neither Arete Wealth nor its affiliates warrant its completeness or accuracy, nor do their opinions reflect the opinion of Arete Wealth. This podcast is for general informational purposes only and should not be regarded as specific advice or recommendations for any individual. Before making any decisions, consult a professional.

Sep 06, 202326:49
RL183 — 10 Financial Beliefs Debunked

RL183 — 10 Financial Beliefs Debunked

In this episode of the Retirement Lifestyle Show, Roshan Loungani and Adrian Nicholson debunk 10 conventional beliefs about investing and financial planning. They cover the best time to take Social Security, paying off debt versus investing, what to do when the market is down, and much more.

[00:00] Introduction

[01:05] Diversify Your Investments

[04:20] Understanding Portfolio Diversification

[06:09] Wait to Take Social Security

[09:37] When the Market is Down, Do Nothing

[13:48] You Need a Budget to Determine Your Cash Flow

[16:00] You Will Spend Less In Retirement

[18:54] Money Will Undermine Your Child’s Work Ethic

[21:30] What to Do When Volatility Strikes

[23:27] Pay Off Debt Before Saving and Investing

[27:37] You Should Always Have a Mortgage

[30:24] Practice Doesn’t Always Make Perfect

[31:40] Parting Thoughts

Roshan can be reached at roshan.loungani@aretewealth.com or at 202-536-4468.  Erik can be reached at erik.olson@aretewealth.com or 815-940-4652. Adrian can be reached at adrian.nicholson@aretewealth.com or at 703-915-8905.

Follow Us At:

Website: https://retirementlifestyleshow.com/

https://www.retirewithroshan.com

https://youtu.be/hKVzI87v0tA

https://twitter.com/RoshanLoungani

https://www.linkedin.com/in/roshanloungani/

https://www.facebook.com/retirewithroshan/

https://www.linkedin.com/in/financialerik/

https://www.linkedin.com/in/adrian-nicholson-74b82b13b/

#retirementlifestylepodcast #fire #podcast #FI #Retire #retirewithroshan #retirement #investing

All opinions expressed by podcast hosts and guests are solely their own. While based on information they believe is reliable, neither Arete Wealth nor its affiliates warrant its completeness or accuracy, nor do their opinions reflect the opinion of Arete Wealth. This podcast is for general informational purposes only and should not be regarded as specific advice or recommendations for any individual. Before making any decisions, consult a professional.

Aug 30, 202334:06
RL182 — Facing the Realities of Retirement Head-On

RL182 — Facing the Realities of Retirement Head-On

In this episode of the Retirement Lifestyle Show, Roshan Loungani, Erik Olson, and Adrian Nicholson explore the critical aspects of retirement: uncovering the required savings, sharing inspiring quotes for your journey, and addressing the unforeseen challenge of medical costs. Join us to better prepare for a secure retirement ahead.

[00:00] Introduction

[01:04] Are We In a Retirement Crisis?

[03:17] Consumer Finances For the Average American

[06:25] Know Your Number and What You Need to Retire

[10:02] The Value of Good Planning For Retirement 

[14:40] 5 Catchphrases on How to Take Control of Your Retirement

[19:52] The Power of Gratitude

[22:01] Learning to Let Go

[25:05] Easily Overlooked Categories of Spending

[29:45] Breaking Down People's Healthcare Expenses

[33:20] What You Need to Retire Comfortably

[36:35] Parting Thoughts

Roshan can be reached at roshan.loungani@aretewealth.com or at 202-536-4468.  Erik can be reached at erik.olson@aretewealth.com or 815-940-4652. Adrian can be reached at adrian.nicholson@aretewealth.com or at 703-915-8905.

Follow Us At:

Website: https://retirementlifestyleshow.com/

https://www.retirewithroshan.com

https://youtu.be/hKVzI87v0tA

https://twitter.com/RoshanLoungani

https://www.linkedin.com/in/roshanloungani/

https://www.facebook.com/retirewithroshan/

https://www.linkedin.com/in/financialerik/

https://www.linkedin.com/in/adrian-nicholson-74b82b13b/

#retirementlifestylepodcast #fire #podcast #FI #Retire #retirewithroshan #retirement #investing

All opinions expressed by podcast hosts and guests are solely their own. While based on information they believe is reliable, neither Arete Wealth nor its affiliates warrant its completeness or accuracy, nor do their opinions reflect the opinion of Arete Wealth. This podcast is for general informational purposes only and should not be regarded as specific advice or recommendations for any individual. Before making any decisions, consult a professional.



Aug 23, 202337:31
RL181 — Crucial Investment Takeaways Amid Recent Markets

RL181 — Crucial Investment Takeaways Amid Recent Markets

In this episode of the Retirement Lifestyle Show, Roshan Loungani, Erik Olson, and Adrian Nicholson break down crucial investment takeaways in the recent markets. They cover topics like the timing aspect of investing, how down markets define who you are as an investor, and why fighting the Fed is never a good idea. 

[00:00] Introduction

[03:13] The Timing Aspect of Investing

[07:09] Why You Need to Stop Focusing Too Much on Market Direction

[10:38] Wasting Time Researching Markets From the Past

[12:38] The Multi-Variant Linear Regression

[13:50] Subjective Versus Rule-Based Investing 

[16:58] The Benefits of Having Multiple Strategies in Your Portfolio

[19:12] How to Add Adaptivity to Your Portfolio

[21:27] Stop Putting Yourself on a Clock

[26:14] Following the Rules Every time You Invest

[32:20] Emotional Attachments to an Investment

[35:40] What to do When Concerned About the Markets

[37:48] Hedging Versus Going to Cash

[41:00] How Down Markets Help Define Who You Are as an Investor

[45:17] The Role of a Monetary Policy

[47:06] Remember, Don't Fight the Fed

[50:11] Parting Thoughts

Roshan can be reached at roshan.loungani@aretewealth.com or at 202-536-4468.  Erik can be reached at erik.olson@aretewealth.com or 815-940-4652. Adrian can be reached at adrian.nicholson@aretewealth.com or at 703-915-8905.

Follow Us At:

Website: https://retirementlifestyleshow.com/

https://www.retirewithroshan.com

https://youtu.be/hKVzI87v0tA

https://twitter.com/RoshanLoungani

https://www.linkedin.com/in/roshanloungani/

https://www.facebook.com/retirewithroshan/

https://www.linkedin.com/in/financialerik/

https://www.linkedin.com/in/adrian-nicholson-74b82b13b/

#retirementlifestylepodcast #fire #podcast #FI #Retire #retirewithroshan #retirement #investing

All opinions expressed by podcast hosts and guests are solely their own. While based on information they believe is reliable, neither Arete Wealth nor its affiliates warrant its completeness or accuracy, nor do their opinions reflect the opinion of Arete Wealth. This podcast is for general informational purposes only and should not be regarded as specific advice or recommendations for any individual. Before making any decisions, consult a professional.



Aug 18, 202350:35
RL180 — 5 Tools For Your Self Care Toolkit with Jill Daniels Myers of Yodaya Wellness

RL180 — 5 Tools For Your Self Care Toolkit with Jill Daniels Myers of Yodaya Wellness

Today on the Retirement Lifestyle Show, Roshan Loungani welcomes back Jill Myers to the podcast. Jill is an integrative nutrition health coach whose work addresses overlooked health aspects to facilitate people’s optimal health and well-being. They break down the five most important tools for your self-care tool kit.  

The information shared in "The 5 Tools For Your Self-Care Toolkit" podcast is for educational purposes only and is not medical advice. Consult a healthcare professional for personalized guidance.

[00:00] Introduction

[00:53] Investing in Your Health and Wellness

[04:36] Learning to Breathe

[06:55] One-Minute Live Breathing Exercise

[10:58] Can Breathing Fix Your Sleeping Issues?

[12:28] The Benefits of Proper Hydration

[17:30] Lemon Water Versus Regular Water First Thing in the Morning

[18:44] The Food That We Eat

[24:00] How to Help Your Body Prepare For Digestion

[27:07] The Problem with Eating Too Fast

[28:40] Functional Movement For Health and Wellness

[33:40] The 3 Most Important Functional Movements

[36:30] Movement For Flexibility

[38:27] Health-Span Versus Lifespan 

[40:16] Ways to Reset Your Mind and Shift Your Perspective

[46:38] How to Move From Pessimistic to Optimistic Thinking

[51:02] Live a Life of Gratitude

[53:09] What to Expect From Jill’s Coaching Program 

[58:00] Parting Thoughts 

The 5 Tools For Your Self-Care Toolkit

1. Learning to Breathe

We all breathe to survive, but most people don’t breathe intentionally. According to Jill, mindful breathing and bringing your attention to the present can help break the pattern of negative, stressful thoughts by evoking a relaxation response.

2. Proper Hydration

A lot of us live our lives in a dehydrated state. Jill explains that staying hydrated is one of the best things you can do for your overall health. Simply drinking at least eight cups of water a day can help support physical performance, prevent constipation, regulate our temperature, lubricate joints, and protect organs and tissues. However, too much water can also be a bad thing. 

3. The Food That We Eat

Food is an essential component of the self-care kit. Your goal should be to focus on eating well. Staying away from processed foods, including sugar, is key.

4. Functional Movements For Health

Not only does exercise improve your physical health, but it also helps improve your mental state over time.

5. Reset Your Mind.

You are what you think. The energy you send out – your thoughts, words, and feelings – creates your experience. Your thoughts are the only thing standing in your way. They are your biggest blocks. So look at them – are they true, or do you have false thoughts on repeat?

Links and Resources

Jill’s LinkedIn

The Yodaya Wellness Website

Jill’s Instagram

FutureLink

Jill’s past appearances on the podcast

Check out the Retire with Roshan website, the Retire with Roshan Facebook pageRoshan’s TwitterRoshan’s LinkedInErik’s LinkedIn, and Adrian’s LinkedIn.

All opinions expressed by podcast hosts and guests are solely their own. While based on information that they believe is reliable, neither Arete Wealth nor its affiliates warrant its completeness or accuracy, nor do their opinions reflect the opinion of Arete Wealth. This podcast is for general informational purposes only, and should not be regarded as specific advice or recommendations for any individual. Before making any decisions, consult a professional.

Aug 11, 202301:00:06
RL179 — 5 Investing Mega Trends

RL179 — 5 Investing Mega Trends

In this episode of the Retirement Lifestyle Show, Roshan Loungani and Adrian Nicholson break down 5 investing megatrends. They cover topics like the current state of the banking industry, what an aging population means to your investments, and why it’s the perfect time to reassess your portfolio.

[00:00] Introduction

[01:45] Digital Disruption and AI

[05:17] Reasses, Rebalance Your Portfolio

[06:27] What is the Rate Hiking Cycle?

[08:06] We Are Headed Towards a Fragmenting World

[10:20] Outside Forces Affecting Your Investments

[12:45] The Low Carbon Transition

[15:50] Economic Issues of an Aging Population

[19:14] What's Going On with Banks

[21:15] Bonds - Higher Rates and Historical Averages

[25:19] Summary

[27:42] Parting Thoughts 

Roshan can be reached at roshan.loungani@aretewealth.com or at 202-536-4468.  Erik can be reached at erik.olson@aretewealth.com or 815-940-4652. Adrian can be reached at adrian.nicholson@aretewealth.com or at 703-915-8905.

Follow Us At:

Website: https://retirementlifestyleshow.com/

https://www.retirewithroshan.com

https://youtu.be/hKVzI87v0tA

https://twitter.com/RoshanLoungani

https://www.linkedin.com/in/roshanloungani/

https://www.facebook.com/retirewithroshan/

https://www.linkedin.com/in/financialerik/

https://www.linkedin.com/in/adrian-nicholson-74b82b13b/

#retirementlifestylepodcast #fire #podcast #FI #Retire #retirewithroshan #retirement #investing

All opinions expressed by podcast hosts and guests are solely their own. While based on information they believe is reliable, neither Arete Wealth nor its affiliates warrant its completeness or accuracy, nor do their opinions reflect the opinion of Arete Wealth. This podcast is for general informational purposes only and should not be regarded as specific advice or recommendations for any individual. Before making any decisions, consult a professional.



Aug 02, 202328:45
RL178 — Exploring the Art vs. Science Debate in Investing

RL178 — Exploring the Art vs. Science Debate in Investing

In this episode of the Retirement Lifestyle Show, Roshan Loungani and Adrian Nicholson debate whether investing is an art or a science. They cover topics like the magic formula of investing, the efficient market theory, and how to use both the art and the science elements to make investment decisions.

[00:00] Introduction

[01:45] Investing is an Art

[02:32] The Subjective Part of Investing

[07:05] Why Creativity is Important for Successful Investing 

[10:12] The Greatest Scientific Discoveries in History

[13:07] Following Your Gut

[15:50] The Power of Timing and Precision

[18:03] Risk and Reward

[21:50] The Efficient Market Theory 

[23:30] Is There a Magic Formula for Investing

[27:30] Using Quantitative Investment Strategies

[29:26] Investing is Both an Art and a Science

[33:51] Proof That Investing is an Art

[35:58] Keys to Solid Investment Experience

[39:34] Parting Thoughts 

Roshan can be reached at roshan.loungani@aretewealth.com or at 202-536-4468.  Erik can be reached at erik.olson@aretewealth.com or 815-940-4652. Adrian can be reached at adrian.nicholson@aretewealth.com or at 703-915-8905.

Follow Us At:

Website: https://retirementlifestyleshow.com/

https://www.retirewithroshan.com

https://youtu.be/hKVzI87v0tA

https://twitter.com/RoshanLoungani

https://www.linkedin.com/in/roshanloungani/

https://www.facebook.com/retirewithroshan/

https://www.linkedin.com/in/financialerik/

https://www.linkedin.com/in/adrian-nicholson-74b82b13b/

#retirementlifestylepodcast #fire #podcast #FI #Retire #retirewithroshan #retirement #investing

All opinions expressed by podcast hosts and guests are solely their own. While based on information they believe is reliable, neither Arete Wealth nor its affiliates warrant its completeness or accuracy, nor do their opinions reflect the opinion of Arete Wealth. This podcast is for general informational purposes only and should not be regarded as specific advice or recommendations for any individual. Before making any decisions, consult a professional.


Jul 27, 202341:29
RL177 — Lessons For A Successful Retirement

RL177 — Lessons For A Successful Retirement

In this episode of the Retirement Lifestyle Show, Roshan Loungani and Adrian

Nicholson break down a recent article on what it takes to achieve a

happy and successful retirement. They cover lessons on how to retire better according

to retirees who learned the hard way, as well as ways retirement can lead to loss of

identity. 

[00:00] Introduction

[03:09] What Retirees Regret Most About Retirement 

[05:55] The Foundations of a Successful Retirement

[08:33] How to Start Planning For Retirement 

[09:29] How Retirement Can Lead to Loss of Identity and Self-Worth

[11:05] Why You Need to Test-Drive Your Retirement 

[13:02] The Science of Happiness

[16:51] Timing and Transitioning to Retirement

[21:45] Understand That Everyone's Situation is Different 

[24:13] Retirement is Longer That You Think

[26:16] When to Start Taking Social Security

[29:20] Parting Thoughts

Roshan can be reached at roshan.loungani@aretewealth.com or at 202-536-4468.  Erik can be reached at erik.olson@aretewealth.com or 815-940-4652. Adrian can be reached at adrian.nicholson@aretewealth.com or at 703-915-8905.

Follow Us At:

Website: https://retirementlifestyleshow.com/

https://www.retirewithroshan.com

https://youtu.be/hKVzI87v0tA

https://twitter.com/RoshanLoungani

https://www.linkedin.com/in/roshanloungani/

https://www.facebook.com/retirewithroshan/

https://www.linkedin.com/in/financialerik/

https://www.linkedin.com/in/adrian-nicholson-74b82b13b/

#retirementlifestylepodcast #fire #podcast #FI #Retire #retirewithroshan #retirement #investing

All opinions expressed by podcast hosts and guests are solely their own. While based on information they believe is reliable, neither Arete Wealth nor its affiliates warrant its completeness or accuracy, nor do their opinions reflect the opinion of Arete Wealth. This podcast is for general informational purposes only and should not be regarded as specific advice or recommendations for any individual. Before making any decisions, consult a professional.

Jul 19, 202332:31
RL176 — 2023 Recession Debate

RL176 — 2023 Recession Debate

In this episode of the Retirement Lifestyle Show, Roshan Loungani and Adrian Nicholson tackle the 2023 recession debate. They look at arguments against and for a recession as well as what the job numbers, manufacturing, and credit can tell us about a possible rich-cession.

[00:00] Introduction

[01:15] Are We in a Recession Yet?

[03:09] What is an Inverted Yield Curve

[06:28] Rolling Recession Explained

[10:20] Sending and Credit Card Debt

[12:04] Arguments Against a Recession

[15:16] Talk of a Mild/No Recession at All

[17:00] How Labor Typically Responds to Recessions 

[19:53] Rich-cession: A New Kind of Recession 

[22:19] Arguments for an Upcoming Recession

[25:14] The Leading Economic Index

[28:31] How Recessions Impact Long-Term Investors

[32:05] Parting Thoughts 


Roshan can be reached at roshan.loungani@aretewealth.com or at 202-536-4468.  Erik can be reached at erik.olson@aretewealth.com or 815-940-4652. Adrian can be reached at adrian.nicholson@aretewealth.com or at 703-915-8905.

Follow Us At:

Website: https://retirementlifestyleshow.com/

https://www.retirewithroshan.com

https://youtu.be/hKVzI87v0tA

https://twitter.com/RoshanLoungani

https://www.linkedin.com/in/roshanloungani/

https://www.facebook.com/retirewithroshan/

https://www.linkedin.com/in/financialerik/

https://www.linkedin.com/in/adrian-nicholson-74b82b13b/

#retirementlifestylepodcast #fire #podcast #FI #Retire #retirewithroshan #retirement #investing

All opinions expressed by podcast hosts and guests are solely their own. While based on information they believe is reliable, neither Arete Wealth nor its affiliates warrant its completeness or accuracy, nor do their opinions reflect the opinion of Arete Wealth. This podcast is for general informational purposes only and should not be regarded as specific advice or recommendations for any individual. Before making any decisions, consult a professional.


Jul 12, 202334:08
RL175 — Financial Confidence And Banking Expertise

RL175 — Financial Confidence And Banking Expertise

In this episode of the Retirement Lifestyle Show, Roshan Loungani and Adrian Nicholson break down two very important subjects in the investment world today - Financial Confidence and opportunities in the banking industry. They cover topics like contributors of financial stress, how to become financially confident, and the biggest opportunities in banks right now. 

[00:00] Introduction

[01:01] What is Financial Confidence?

[03:54] How Stressed Are You About Your Finances?

[05:12] Contributors of Financial Stress

[09:16] Do You Have Emergency Funds Stashed Off?

[11:14] How Much Money Would Bring You Financial Comfort?

[12:50] Ways to Improve Your Financial Confidence

[16:28] Take Control and Achieve Your Goals

[17:56] Banking Industry Outlook

[21:10] How to Assess the Value of a Bank

[25:17] The Primary Issue with Silicon Valley Bank

[28:57] The Biggest Issue with Banking Today

[32:09] An Overview of Commercial Loans

[37:20] Takeaways From the Current Banking Situation

[39:50] Parting Thoughts 


Roshan can be reached at roshan.loungani@aretewealth.com or at 202-536-4468.  Erik can be reached at erik.olson@aretewealth.com or 815-940-4652. Adrian can be reached at adrian.nicholson@aretewealth.com or at 703-915-8905.

Follow Us At:

Website: https://retirementlifestyleshow.com/

https://www.retirewithroshan.com

https://youtu.be/hKVzI87v0tA

https://twitter.com/RoshanLoungani

https://www.linkedin.com/in/roshanloungani/

https://www.facebook.com/retirewithroshan/

https://www.linkedin.com/in/financialerik/

https://www.linkedin.com/in/adrian-nicholson-74b82b13b/

#retirementlifestylepodcast #fire #podcast #FI #Retire #retirewithroshan #retirement #investing

All opinions expressed by podcast hosts and guests are solely their own. While based on information they believe is reliable, neither Arete Wealth nor its affiliates warrant its completeness or accuracy, nor do their opinions reflect the opinion of Arete Wealth. This podcast is for general informational purposes only and should not be regarded as specific advice or recommendations for any individual. Before making any decisions, consult a professional.

Jul 05, 202342:02
RL174 — Comparing Commercial Real Estate Sectors and Investment Options in 2023

RL174 — Comparing Commercial Real Estate Sectors and Investment Options in 2023

In this episode of the Retirement Lifestyle Show, Erik Olson and Adrian Nicholson break down the ins and outs of commercial real estate investing. They cover factors driving the commercial real estate market, how to stay up-to-date on trends, and the investment options that could do well in your portfolio. 

[00:00] Introduction

[02:00] Investing in Commercial Real Estate

[04:48] What is Commercial Real Estate?

[06:14] Vacancy Rates and People Working from Home

[11:55] Factors Affecting Retail Space in 2023

[14:36] Industrial and Warehouse Space

[16:35] Housing Shortage and Multi-Family Residential

[19:31] Multi-Family Investments That Make Sense

[21:08] The Hospitality and Hotel Space

[26:25] Converting Urban Offices into Residential Buildings 

[29:07] Taking Retail Locations and Converting Them into Storage 

[31:20] The Four Ways to Invest in Commercial Real Estate

[32:54] Direct Individual Investing 

[39:13] Real Estate Investment Trust

[42:00] Commercial Real Estate Funds

[46:54] When to Consider Alternative Investing

[51:58] Parting Thoughts 

Roshan can be reached at roshan.loungani@aretewealth.com or at 202-536-4468.  Erik can be reached at erik.olson@aretewealth.com or 815-940-4652. Adrian can be reached at adrian.nicholson@aretewealth.com or at 703-915-8905.

Follow Us At:

Website: https://retirementlifestyleshow.com/

https://www.retirewithroshan.com

https://youtu.be/hKVzI87v0tA

https://twitter.com/RoshanLoungani

https://www.linkedin.com/in/roshanloungani/

https://www.facebook.com/retirewithroshan/

https://www.linkedin.com/in/financialerik/

https://www.linkedin.com/in/adrian-nicholson-74b82b13b/

#retirementlifestylepodcast #fire #podcast #FI #Retire #retirewithroshan #retirement #investing

All opinions expressed by podcast hosts and guests are solely their own. While based on information they believe is reliable, neither Arete Wealth nor its affiliates warrant its completeness or accuracy, nor do their opinions reflect the opinion of Arete Wealth. This podcast is for general informational purposes only and should not be regarded as specific advice or recommendations for any individual. Before making any decisions, consult a professional.


Jun 29, 202352:40
RL173 — The Power of Few: Exploring the Impact of Narrow Market Rallies

RL173 — The Power of Few: Exploring the Impact of Narrow Market Rallies

In this episode of the Retirement Lifestyle Show, Roshan Loungani, Erik Olson, and Adrian Nicholson shine a spotlight on a significant concern for investors: weak market breadth. They uncover the implications of narrow market participation, dissect the potential risks, and discuss strategies to navigate the market disruption caused by AI.

[00:00] Introduction

[02:41] What is a Weak Market Breadth?

[06:15] Forecasting Stock Price Movements

[08:13] The Magnificent 7 Stocks

[12:50] Stocks Above the 200-day Moving Averages

[14:38] Indicators That Track Publicly Traded Stocks

[20:37] The Global Impact of AI

[24:39] Ways Innovation Could Change the World

[27:17] Business Models That Will Be Crushed By AI

[30:58] Valuations of Tech Companies

[33:30] Why It Makes Sense to Stay Diversified

[37:17] Parting Thoughts  

Roshan can be reached at roshan.loungani@aretewealth.com or at 202-536-4468.  Erik can be reached at erik.olson@aretewealth.com or 815-940-4652. Adrian can be reached at adrian.nicholson@aretewealth.com or at 703-915-8905.

Follow Us At:

Website: https://retirementlifestyleshow.com/

https://www.retirewithroshan.com

https://youtu.be/hKVzI87v0tA

https://twitter.com/RoshanLoungani

https://www.linkedin.com/in/roshanloungani/

https://www.facebook.com/retirewithroshan/

https://www.linkedin.com/in/financialerik/

https://www.linkedin.com/in/adrian-nicholson-74b82b13b/

#retirementlifestylepodcast #fire #podcast #FI #Retire #retirewithroshan #retirement #investing

All opinions expressed by podcast hosts and guests are solely their own. While based on information they believe is reliable, neither Arete Wealth nor its affiliates warrant its completeness or accuracy, nor do their opinions reflect the opinion of Arete Wealth. This podcast is for general informational purposes only and should not be regarded as specific advice or recommendations for any individual. Before making any decisions, consult a professional.

 

Jun 21, 202337:46
RL172 — Transforming lives and communities through impact investing with David Simms

RL172 — Transforming lives and communities through impact investing with David Simms

In this episode of the Retirement Lifestyle Show, Erik Olson and Adrian Nicholson sit down with David Simms to discuss the extraordinary Faith-Centered Approach to Sustainable Investments by Talanton Fund. David is the Managing Partner & Founder of Talanton, a firm on a mission to end poverty through job creation in Sub-Saharan Africa.

[00:00] Introduction

[03:10] David's Professional Background

[05:33] Why David Founded Talanton LLC

[07:20] Financing and How Talanton Was Born

[10:35] What it Means to be an Impact Investor

[13:01] The Dignity and Respect of Having a Job

[18:16] You Can Only Create Wealth Through Business

[19:31] Risks of Impact Investing

[24:51] How Talanton is Transforming the Lives of Small-Scale Farmers

[27:58] Africa's Poverty and Malaria Problem

[30:40] Providing Jobs and Income for Disabled People

[34:46] Talanton's Structure and Business Model

[37:50] What Are Public Benefit Companies?

[44:00] Why Venture Debt is Attractive to Company Founders

[45:22] How to Recognize and Assess an Opportunity 

[48:46] Africa Has Failed to Eradicate Extreme Poverty

[52:55] What Africa is Lagging in Poverty Eradication

[57:54] Parting Thoughts 

Roshan can be reached at roshan.loungani@aretewealth.com or at 202-536-4468.  Erik can be reached at erik.olson@aretewealth.com or 815-940-4652. Adrian can be reached at adrian.nicholson@aretewealth.com or at 703-915-8905.

Follow Us At:

Website: https://retirementlifestyleshow.com/

https://www.retirewithroshan.com

https://youtu.be/hKVzI87v0tA

https://twitter.com/RoshanLoungani

https://www.linkedin.com/in/roshanloungani/

https://www.facebook.com/retirewithroshan/

https://www.linkedin.com/in/financialerik/

https://www.linkedin.com/in/adrian-nicholson-74b82b13b/

#retirementlifestylepodcast #fire #podcast #FI #Retire #retirewithroshan #retirement #investing

All opinions expressed by podcast hosts and guests are solely their own. While based on information they believe is reliable, neither Arete Wealth nor its affiliates warrant its completeness or accuracy, nor do their opinions reflect the opinion of Arete Wealth. This podcast is for general informational purposes only and should not be regarded as specific advice or recommendations for any individual. Before making any decisions, consult a professional.

Jun 14, 202359:26
RL171 — Artificial Intelligence (AI) & The Banking Sector Revisited

RL171 — Artificial Intelligence (AI) & The Banking Sector Revisited

In this episode of the Retirement Lifestyle Show, Roshan Loungani and Adrian Nicholson break down AI and the banking sector's impact on the economy. They cover topics like the AI boom versus the Dot Com bubble burst, job displacements caused by AI, and the type of banking stocks you should consider investing in. 

[00:00] Introduction

[01:30] Is AI Worth All the Hype?

[05:11] AI Burst Versus the Dot Com Bubble

[07:20] AI's Impact on the Economy

[11:55] What are Moving Averages?

[13:50] Job Displacements and Opportunities with AI

[15:40] Bubbles, Markets, and Banking Stocks

[20:55] Investing in the Right Banking Opportunities

[25:13] Book Value per Share for Banks: Is It a Good Measure?

[28:39] When to Double Down Your Research on a Bank

[32:15] Parting Thoughts  

Roshan can be reached at roshan.loungani@aretewealth.com or at 202-536-4468.  Erik can be reached at erik.olson@aretewealth.com or 815-940-4652. Adrian can be reached at adrian.nicholson@aretewealth.com or at 703-915-8905.

Follow Us At:

Website: https://retirementlifestyleshow.com/

https://www.retirewithroshan.com

https://youtu.be/hKVzI87v0tA

https://twitter.com/RoshanLoungani

https://www.linkedin.com/in/roshanloungani/

https://www.facebook.com/retirewithroshan/

https://www.linkedin.com/in/financialerik/

https://www.linkedin.com/in/adrian-nicholson-74b82b13b/

#retirementlifestylepodcast #fire #podcast #FI #Retire #retirewithroshan #retirement #investing

All opinions expressed by podcast hosts and guests are solely their own. While based on information they believe is reliable, neither Arete Wealth nor its affiliates warrant its completeness or accuracy, nor do their opinions reflect the opinion of Arete Wealth. This podcast is for general informational purposes only and should not be regarded as specific advice or recommendations for any individual. Before making any decisions, consult a professional.

Jun 07, 202333:38
RL170 — Inflation Conundrum: Assessing the Economic Landscape

RL170 — Inflation Conundrum: Assessing the Economic Landscape

In this episode of the Retirement Lifestyle Show, Erik Olson, Roshan Loungani, and Adrian Nicholson talk about inflation and if the battle with a sustained high-level of inflation has been won. They cover the signs of the good things to come, what the inflation numbers mean for the economy, and whether we’re done with rate hikes. 

[00:00] Introduction

[01:19] The Inflation Battle

[03:32] The Current State of Inflation and Who’s to Blame

[07:55] What the Inflation Numbers Mean For the Economy

[11:40] Labor Market, Wage Pressure and Inflation

[14:45] Are We Done with Rate Hikes?

[16:40] Percentage Change in the Consumer Price Index

[20:30] Signs of Good Things to Come

[23:21] Why the Fed Keeps Adjusting Rates

[25:02] Parting Thoughts 

Roshan can be reached at roshan.loungani@aretewealth.com or at 202-536-4468.  Erik can be reached at erik.olson@aretewealth.com or 815-940-4652. Adrian can be reached at adrian.nicholson@aretewealth.com or at 703-915-8905.

Follow Us At:

Website: https://retirementlifestyleshow.com/

https://www.retirewithroshan.com

https://youtu.be/hKVzI87v0tA

https://twitter.com/RoshanLoungani

https://www.linkedin.com/in/roshanloungani/

https://www.facebook.com/retirewithroshan/

https://www.linkedin.com/in/financialerik/

https://www.linkedin.com/in/adrian-nicholson-74b82b13b/

#retirementlifestylepodcast #fire #podcast #FI #Retire #retirewithroshan #retirement #investing

All opinions expressed by podcast hosts and guests are solely their own. While based on information they believe is reliable, neither Arete Wealth nor its affiliates warrant its completeness or accuracy, nor do their opinions reflect the opinion of Arete Wealth. This podcast is for general informational purposes only and should not be regarded as specific advice or recommendations for any individual. Before making any decisions, consult a professional.

May 31, 202325:30
RL169 — Banking Crisis Opportunities: Key Metrics for Smart Decisions

RL169 — Banking Crisis Opportunities: Key Metrics for Smart Decisions

In this episode of the Retirement Lifestyle Show, Roshan Loungani and Adrian Nicholson explore the opportunities you can take advantage of in the banking crisis. They discuss what to look for, the type of banks you should consider investing in, and the risks associated with drastically depreciating stocks. 

[00:00] Introduction

[03:15] Return on Equity and Why It's Important

[07:41] Risk Assessment and Poor Management

[09:15] What is Net Interest Income?

[12:23] Net Interest Margins and the Profitability Ratio

[15:43] The Capital Adequacy Ratio

[20:02] Proper Time Management

[22:45] Risks and Catching a Falling Knife

[24:30] The Dead Cat Drop

[26:20] Risks with Uninsured Deposits

[29:25] Opportunities in Commercial Real Estate

[32:38] Capital Invested in Held-to-Maturity Loans

[36:20] Banks You Need to Research and Why


Roshan can be reached at roshan.loungani@aretewealth.com or at 202-536-4468.  Erik can be reached at erik.olson@aretewealth.com or 815-940-4652. Adrian can be reached at adrian.nicholson@aretewealth.com or at 703-915-8905.

Follow Us At:

Website: https://retirementlifestyleshow.com/

https://www.retirewithroshan.com

https://youtu.be/hKVzI87v0tA

https://twitter.com/RoshanLoungani

https://www.linkedin.com/in/roshanloungani/

https://www.facebook.com/retirewithroshan/

https://www.linkedin.com/in/financialerik/

https://www.linkedin.com/in/adrian-nicholson-74b82b13b/

#retirementlifestylepodcast #fire #podcast #FI #Retire #retirewithroshan #retirement #investing

All opinions expressed by podcast hosts and guests are solely their own. While based on information they believe is reliable, neither Arete Wealth nor its affiliates warrant its completeness or accuracy, nor do their opinions reflect the opinion of Arete Wealth. This podcast is for general informational purposes only and should not be regarded as specific advice or recommendations for any individual. Before making any decisions, consult a professional.


May 17, 202339:36
RL168 — The Debt Ceiling Crisis: What You Need to Know

RL168 — The Debt Ceiling Crisis: What You Need to Know

In this episode of the Retirement Lifestyle Show, Erik Olson, Roshan Loungani, and Adrian Nicholson break down the debt ceiling crisis in the US. They discuss how government debt should inform your investment decisions, the risks of the US Treasury not raising the debt ceiling, and what to expect in the coming months. 

[00:00] Introduction

[02:20] What is the Debt Ceiling?

[04:35] Risk of Not Raising the Debt Ceiling Fast Enough

[08:50] Government Debt Vs. the Country’s GDP

[11:50] The Time and Place for a Debt Conversation

[15:56] What to Expect When the US Hits Its Debt Limit

[19:31] Interest Rates and Borrowing Costs

[22:45] Is Cash Now King?

[24:34] Parting Thoughts  

Roshan can be reached at roshan.loungani@aretewealth.com or at 202-536-4468.  Erik can be reached at erik.olson@aretewealth.com or 815-940-4652. Adrian can be reached at adrian.nicholson@aretewealth.com or at 703-915-8905.

Follow Us At:

Website: https://retirementlifestyleshow.com/

https://www.retirewithroshan.com

https://youtu.be/hKVzI87v0tA

https://twitter.com/RoshanLoungani

https://www.linkedin.com/in/roshanloungani/

https://www.facebook.com/retirewithroshan/

https://www.linkedin.com/in/financialerik/

https://www.linkedin.com/in/adrian-nicholson-74b82b13b/

#retirementlifestylepodcast #fire #podcast #FI #Retire #retirewithroshan #retirement #investing

All opinions expressed by podcast hosts and guests are solely their own. While based on information they believe is reliable, neither Arete Wealth nor its affiliates warrant its completeness or accuracy, nor do their opinions reflect the opinion of Arete Wealth. This podcast is for general informational purposes only and should not be regarded as specific advice or recommendations for any individual. Before making any decisions, consult a professional.

May 10, 202326:06
RL167 — Trimming the Budget Fat: 13 Tips for Success

RL167 — Trimming the Budget Fat: 13 Tips for Success

In this episode of the Retirement Lifestyle Show, Erik Olson and Adrian Nicholson break down 13 money hacks to help you trim the fat from your budget and save more money. They cover topics like when to consider buying generic products, how to reduce your energy bill, and why you should consider cooking your own meals instead of dining out. 

[00:00] Introduction

[02:45] Why Cutting Down Fat in Your Budget is Important

[04:30] Credit Card Debt and High-Interest Rates

[08:50] Have a Shopping List and Stick to it

[10:30] Consider Buying Generic Products

[11:57] Reduce the Number of Times You Dine Out

[15:08] Find and Cancel Unwanted Subscriptions

[17:05] Reduce Your Energy Bill

[18:36] Cut Transportation Costs 

[24:49] Learning to Avoid ATM Fees

[26:47] Using Cash Instead of Credit Cards

[29:37] Buy During Sales or Events

[30:54] Rent or Borrow Items

[32:40] Consider Switching to a More Affordable Cell phone 

[37:43] Reduce Entertainment Costs

[38:41] Save Money When Travelling

[41:53] Parting Thoughts 

Roshan can be reached at roshan.loungani@aretewealth.com or at 202-536-4468.  Erik can be reached at erik.olson@aretewealth.com or 815-940-4652. Adrian can be reached at adrian.nicholson@aretewealth.com or at 703-915-8905.

Follow Us At:

Website: https://retirementlifestyleshow.com/

https://www.retirewithroshan.com

https://youtu.be/hKVzI87v0tA

https://twitter.com/RoshanLoungani

https://www.linkedin.com/in/roshanloungani/

https://www.facebook.com/retirewithroshan/

https://www.linkedin.com/in/financialerik/

https://www.linkedin.com/in/adrian-nicholson-74b82b13b/

#retirementlifestylepodcast #fire #podcast #FI #Retire #retirewithroshan #retirement #investing

All opinions expressed by podcast hosts and guests are solely their own. While based on information they believe is reliable, neither Arete Wealth nor its affiliates warrant its completeness or accuracy, nor do their opinions reflect the opinion of Arete Wealth. This podcast is for general informational purposes only and should not be regarded as specific advice or recommendations for any individual. Before making any decisions, consult a professional.

May 03, 202343:39
RL166 — Stages of a bear market and where are we now

RL166 — Stages of a bear market and where are we now

In this episode of the Retirement Lifestyle Show, Roshan Loungani and Adrian Nicholson break down the main stages of a Bear market. They discuss the characteristics of a Bear market, how to effectively navigate market downturns, and the only time you should consider buying during a bear market.  

[00:00] Introduction

[02:13] The Distribution Phase

[05:53] What Stage in the Bear Market Are We Currently In?

[09:10] Positive Signals Before a Market Decline

[10:55] Characteristics of the Confirmation Phase

[14:12] Panic Selling and the Despair Phase

[16:33] The Difference Between Investors and Traders

[18:04] The Capitulation Phase

[22:58] Understand That a Stage Can Last Several Years

[25:08] Investing is All About Taking Risks

[27:04] The Bonus Phase

[31:02] Do the Markets Always Recover?

[35:50] Parting Thoughts 

Roshan can be reached at roshan.loungani@aretewealth.com or at 202-536-4468.  Erik can be reached at erik.olson@aretewealth.com or 815-940-4652. Adrian can be reached at adrian.nicholson@aretewealth.com or at 703-915-8905.

Follow Us At:

Website: https://retirementlifestyleshow.com/

https://www.retirewithroshan.com

https://youtu.be/hKVzI87v0tA

https://twitter.com/RoshanLoungani

https://www.linkedin.com/in/roshanloungani/

https://www.facebook.com/retirewithroshan/

https://www.linkedin.com/in/financialerik/

https://www.linkedin.com/in/adrian-nicholson-74b82b13b/

#retirementlifestylepodcast #fire #podcast #FI #Retire #retirewithroshan #retirement #investing

All opinions expressed by podcast hosts and guests are solely their own. While based on information they believe is reliable, neither Arete Wealth nor its affiliates warrant its completeness or accuracy, nor do their opinions reflect the opinion of Arete Wealth. This podcast is for general informational purposes only and should not be regarded as specific advice or recommendations for any individual. Before making any decisions, consult a professional.




Apr 26, 202336:55
RL165 — 2023 Market and Economic Update

RL165 — 2023 Market and Economic Update

In this episode of the Retirement Lifestyle Show, Eric Olson, Roshan Loungani and Adrian Nicholson go through recent updates in employment numbers, inflation, and interest rates. They discuss what to expect from the current investment landscape and how investors can use this information to be prepared.

[00:00] Introduction

[02:31] News From the Bureau of Labor and Statistics

[07:56] How High-Interest Rates Lower Money Supply

[11:10] Relationship Between Inflation and Interest Rates

[14:20] Recession Risk and Mixed Signals

[16:22] How Markets Respond to Good News

[21:18] Thoughts on a Possible Recession

[25:21] Why You Need to be Adding Money to the Markets 

[27:10] Should You Take Money Out of the Markets?

[32:45] Profit Forecasts

[37:20] Strongest Performers in the Markets

[42:12] Morningstar's Second Quarter Outlook

[45:26] The Benefits of Having a Diversified Portfolio

[47:20] Banking Risk and the Banking Crisis

[51:30] Current State of the Federal Reserve

[54:23] Parting Thoughts 

Roshan can be reached at roshan.loungani@aretewealth.com or at 202-536-4468.  Erik can be reached at erik.olson@aretewealth.com or 815-940-4652. Adrian can be reached at adrian.nicholson@aretewealth.com or at 703-915-8905.

Follow Us At:

Website: https://retirementlifestyleshow.com/

https://www.retirewithroshan.com

https://youtu.be/hKVzI87v0tA

https://twitter.com/RoshanLoungani

https://www.linkedin.com/in/roshanloungani/

https://www.facebook.com/retirewithroshan/

https://www.linkedin.com/in/financialerik/

https://www.linkedin.com/in/adrian-nicholson-74b82b13b/

#retirementlifestylepodcast #fire #podcast #FI #Retire #retirewithroshan #retirement #investing

All opinions expressed by podcast hosts and guests are solely their own. While based on information they believe is reliable, neither Arete Wealth nor its affiliates warrant its completeness or accuracy, nor do their opinions reflect the opinion of Arete Wealth. This podcast is for general informational purposes only and should not be regarded as specific advice or recommendations for any individual. Before making any decisions, consult a professional.



Apr 19, 202356:38
RL164 — Long Term Care, Psychology of Money, and De-Dollarization

RL164 — Long Term Care, Psychology of Money, and De-Dollarization

It's "Bring Your Own Topic Day" on the Retirement Lifestyle Show. In this episode, Roshan Loungani, Erik Olson, and Adrian Nicholson discuss topics they feel would benefit the audience's investment decisions. They talk about the benefits of having long-term care insurance, the de-dollarization of global trade, and the psychology behind people's money mindsets.

[00:00] Introduction

[03:35] What is Long-Term Care Insurance Coverage 

[06:10] The True Cost of Long-Term Care

[08:50] People's Psychology Around Long-Term Care Insurance

[14:10] How to Choose the Right Insurance Cover

[19:05] Available Options for Long-Term Care

[28:31] When to Start Saving for Long-Term Care

[29:57] The Psychology of Money

[31:43] The Common Types of Money Mindsets

[35:36] Why and How People Develop Money Mindsets

[40:15] How to Develop a Healthy Money Mindset

[43:40] The Benefits of Having a Positive Money Mindset

[47:09] How to Change the Way You Think and Feel About Money

[48:22] The De-Dollarization of Global Trade

[53:31] What to Expect from the De-Dollarization Train

[56:50] Investment Opportunities in Response to the De-Dollarization

[59:55] Parting Thoughts 

Roshan can be reached at roshan.loungani@aretewealth.com or at 202-536-4468.  Erik can be reached at erik.olson@aretewealth.com or 815-940-4652. Adrian can be reached at adrian.nicholson@aretewealth.com or at 703-915-8905.

Follow Us At:

Website: https://retirementlifestyleshow.com/

https://www.retirewithroshan.com

https://youtu.be/hKVzI87v0tA

https://twitter.com/RoshanLoungani

https://www.linkedin.com/in/roshanloungani/

https://www.facebook.com/retirewithroshan/

https://www.linkedin.com/in/financialerik/

https://www.linkedin.com/in/adrian-nicholson-74b82b13b/

#retirementlifestylepodcast #fire #podcast #FI #Retire #retirewithroshan #retirement #investing

All opinions expressed by podcast hosts and guests are solely their own. While based on information they believe is reliable, neither Arete Wealth nor its affiliates warrant its completeness or accuracy, nor do their opinions reflect the opinion of Arete Wealth. This podcast is for general informational purposes only and should not be regarded as specific advice or recommendations for any individual. Before making any decisions, consult a professional.


Apr 17, 202301:02:15
RL163 — Longevity And Retirement Income Planning

RL163 — Longevity And Retirement Income Planning

In this episode of the Retirement Lifestyle Show, Roshan Loungani and Adrian Nicholson break down a recent Andrew Welsch article titled: "Why Your Retirement Plan Should Include Ice Cream." They discuss the factors you must consider during retirement planning to guarantee a long and fulfilling retirement. 

[00:00] Introduction]

[01:13] Why Your Retirement Plan Should Include Ice Cream 

[04:50] The Benefits of Auditing Your Retirement Plan

[08:28] The 3 Phases You Need to Consider During Retirement Planning

[13:43] How Technology is Shaping People's Retirement 

[17:37] How Inclusion Can Impact Your Retirement Plans

[18:33] Do You Need to Lower Your Retirement Withdrawals?

[20:20] The Two Types of Retirees 

[23:23] Why You Need Flexibility in Your Retirement Plan

[27:31] Tax-Efficient Withdrawals

[31:26] How to Extend Your Money in Retirement 

[36:04] Parting Thoughts 

Roshan can be reached at roshan.loungani@aretewealth.com or at 202-536-4468.  Erik can be reached at erik.olson@aretewealth.com or 815-940-4652. Adrian can be reached at adrian.nicholson@aretewealth.com or at 703-915-8905.

Follow Us At:

Website: https://retirementlifestyleshow.com/

https://www.retirewithroshan.com

https://youtu.be/hKVzI87v0tA

https://twitter.com/RoshanLoungani

https://www.linkedin.com/in/roshanloungani/

https://www.facebook.com/retirewithroshan/

https://www.linkedin.com/in/financialerik/

https://www.linkedin.com/in/adrian-nicholson-74b82b13b/

#retirementlifestylepodcast #fire #podcast #FI #Retire #retirewithroshan #retirement #investing

All opinions expressed by podcast hosts and guests are solely their own. While based on information they believe is reliable, neither Arete Wealth nor its affiliates warrant its completeness or accuracy, nor do their opinions reflect the opinion of Arete Wealth. This podcast is for general informational purposes only and should not be regarded as specific


Apr 05, 202338:50
RL162 — Exploring the Role of Venture Capital in Impact Investing with Wesley Lyons

RL162 — Exploring the Role of Venture Capital in Impact Investing with Wesley Lyons


In this episode of the Retirement Lifestyle Show, Roshan Loungani, Erik Olson, and Adrian Nicholson welcome Wesley Lyons to the podcast. Wes is a Co-Founder and General Partner of two faith-based private equity funds: WayMaker Real Estate, a Christ-centered multi-family real estate investment fund, and Eagle Venture Fund, investing in early-stage companies solving tough problems like modern-day slavery and healthcare for the poor through software and financial technology. Wes has a background in wealth management and founded FaithBasedInvesting.co, a platform to help investors connect with advisors who specialize in faith-based investing.   

[00:00] Introduction

[02:33] Eagle Venture Fund and What They Focus on

[04:10] The Holy Grail of an Investment Portfolio

[08:23] Wesley's Background and Journey to Venture Capital

[12:15] Examples of Great Impact Investing Efforts

[14:28] How the US Indirectly Funds Human Trafficking

[17:10] Why Wesley Chose to Focus on Impact Investing

[19:59] Understanding the True Purpose of Business

[21:29] How to Uncover the Best Companies to Invest in

[23:50] Balancing Great Profit with Great Impact

[29:20] Impact Investing and the Redemptive Outcomes They Produce

[34:50] Investing in Values-Drives Founders

[39:02] Common Challenges with Impact Investing

[42:10] Eagle Venture University and What They Are All About

[44:00] How to Attract and Retain Top Talent

[46:04] The First Step to Investing in Venture Capital

[52:40] It's Tough to Be a Founder: The Founder Care Process 

[56:25] Choosing to Invest in Transformational Companies

[59:55] Parting Thoughts 

Roshan can be reached at roshan.loungani@aretewealth.com or at 202-536-4468.  Erik can be reached at erik.olson@aretewealth.com or 815-940-4652. Adrian can be reached at adrian.nicholson@aretewealth.com or at 703-915-8905.

Follow Us At:

Website: https://retirementlifestyleshow.com/

https://www.retirewithroshan.com

https://youtu.be/hKVzI87v0tA

https://twitter.com/RoshanLoungani

https://www.linkedin.com/in/roshanloungani/

https://www.facebook.com/retirewithroshan/

https://www.linkedin.com/in/financialerik/

https://www.linkedin.com/in/adrian-nicholson-74b82b13b/

#retirementlifestylepodcast #fire #podcast #FI #Retire #retirewithroshan #retirement #investing

All opinions expressed by podcast hosts and guests are solely their own. While based on information they believe is reliable, neither Arete Wealth nor its affiliates warrant its completeness or accuracy, nor do their opinions reflect the opinion of Arete Wealth. This podcast is for general informational purposes only and should not be regarded as specific advice or recommendations for any individual. Before making any decisions, consult a professional.

Mar 31, 202301:03:24
RL161 — Silicon Valley Bank Collapse: Lessons Learned and Actionable Steps for Investors

RL161 — Silicon Valley Bank Collapse: Lessons Learned and Actionable Steps for Investors

In this episode of the Retirement Lifestyle Show, Roshan Loungani, Erik Olson, and Adrian Nicholson discuss the recent Silicon Valley Bank collapse. They break down why the bank failed, the factors that led to its collapse, and whether your money is safe at Silicon Valley Bank. 

[00:00] Introduction

[02:56] Is Your Money Okay in Silicon Valley Bank?

[04:38] Bank Run: What is it and Why it Happens

[06:45] Bank Deposit Programs and Insurance Coverage

[10:03] Why Silicon Valley Bank Collapsed 

[11:53] How Silicon Valley Bank was Uniquely Positioned to Crash

[14:40] The Massive Increase in Deposits at Silicon Valley Bank

[17:18] The Inverse Relationship Between Bond Prices and Interest Rates

[20:50] Comparing the SVB Collapse to the 2008 Crash

[26:88] Government Involvement in the Private Sector

[28:10] The Unintended Consequences of Government Stimulus

[30:43] Problem with Banks Having Deep Concentrations in One Area

[36:14] Investing in a High-Interest Rate Environment 

[41:17] Opportunities and Risks After the SVB Collapse 

[44:30] Where to Look For Opportunities During Uncertain Times

[49:02] Why Patience is Key to Investing Success

[51:50] Parting Thoughts 

Roshan can be reached at roshan.loungani@aretewealth.com or at 202-536-4468.  Erik can be reached at erik.olson@aretewealth.com or 815-940-4652. Adrian can be reached at adrian.nicholson@aretewealth.com or at 703-915-8905.

Follow Us At:

Website: https://retirementlifestyleshow.com/

https://www.retirewithroshan.com

https://youtu.be/hKVzI87v0tA

https://twitter.com/RoshanLoungani

https://www.linkedin.com/in/roshanloungani/

https://www.facebook.com/retirewithroshan/

https://www.linkedin.com/in/financialerik/

https://www.linkedin.com/in/adrian-nicholson-74b82b13b/

#retirementlifestylepodcast #fire #podcast #FI #Retire #retirewithroshan #retirement #investing

All opinions expressed by podcast hosts and guests are solely their own. While based on information they believe is reliable, neither Arete Wealth nor its affiliates warrant its completeness or accuracy, nor do their opinions reflect the opinion of Arete Wealth. This podcast is for general informational purposes only and should not be regarded as specific advice or recommendations for any individual. Before making any decisions, consult a professional.

Mar 22, 202356:18
RL160 — Unlocking the Hidden Potential of Reverse Mortgages

RL160 — Unlocking the Hidden Potential of Reverse Mortgages

In this episode of the Retirement Lifestyle Show, Erik Olson and Adrian Nicholson break down reverse mortgages and their use in retirement planning. They discuss the different types of reverse mortgages, ways to extend the life of your portfolio, and the mechanics of an efficient reverse mortgage.

[00:00] Introduction

[01:47] Challenges Retirees Face When Planning for Retirement

[04:37] What is a Reverse Mortgage?

[07:55] The Different Types of Reverse Mortgages

[09:20] Biggest Drawback of Taking on a Reverse Mortgage

[12:15] Erik Shares an Actual Use Case of Reverse Mortgages

[17:33] Practical Ways You Could Use a Reverse Mortgage

[24:08] When to Start and How Reverse Mortgages Work

[26:29] How to Extend the Life of Your Portfolio

[28:33] Reasons for People Holding Bonds in Their Portfolios

[30:45] Pros and Cons of a Reverse Mortgage

[38:47] Mechanics of an Efficient Reverse Mortgage

[40:05] Resources on How to Apply for Home Equity Loan

[43:50] Parting Thoughts

Roshan can be reached at roshan.loungani@aretewealth.com or at 202-536-4468.  Erik can be reached at erik.olson@aretewealth.com or 815-940-4652. Adrian can be reached at adrian.nicholson@aretewealth.com or at 703-915-8905.

Follow Us At:

Website: https://retirementlifestyleshow.com/

https://www.retirewithroshan.com

https://youtu.be/hKVzI87v0tA

https://twitter.com/RoshanLoungani

https://www.linkedin.com/in/roshanloungani/

https://www.facebook.com/retirewithroshan/

https://www.linkedin.com/in/financialerik/

https://www.linkedin.com/in/adrian-nicholson-74b82b13b/

#retirementlifestylepodcast #fire #podcast #FI #Retire #retirewithroshan #retirement #investing

All opinions expressed by podcast hosts and guests are solely their own. While based on information they believe is reliable, neither Arete Wealth nor its affiliates warrant its completeness or accuracy, nor do their opinions reflect the opinion of Arete Wealth. This podcast is for general informational purposes only and should not be regarded as specific advice or recommendations for any individual. Before making any decisions, consult a professional.

Mar 16, 202348:29
RL159 — Bring Your Own Topic: "The Outsiders," ChatGPT, and Smarter Giving

RL159 — Bring Your Own Topic: "The Outsiders," ChatGPT, and Smarter Giving

It's "Bring Your Own Topic Day" on the Retirement Lifestyle Show. In this episode, Roshan Loungani, Eric Olson, and Adrian Nicholson discuss topics they feel would benefit the audience's investment decisions. They talk about AI use in financial planning, how to make charitable contributions tax-free, and some intriguing insights from William N. Thorndike's Book "The Outsiders."

[00:00] Introduction

[02:05] William Thorndike's Book "The Outsiders"

[05:02] The Main Focus of The Book "The Outsiders"

[09:17] Returning Value to Shareholders and Reasons not to Pay Dividends

[11:41] The Dividend Growth Strategy

[15:28] How to Run a Business in a Tax-Efficient Way

[17:06] When Companies Invest in Secondary Markets

[20:29] How to Determine the Long-term Value of a Company

[25:07] CEOs with a Larger-Than-Life Persona

[27:52] Why Unconventional CEOs Focus on Cash Flow

[32:51] Using ChatGPT and AI to Make Informed Financial Decisions

[35:28] Asking ChatGPT to Inform Your Retirement

[42:40] Will ChatGPT Take Over the Search World?

[45:07] Ways to Use AI in Podcasting

[51:30] Planning For Qualified Charitable Distributions

[55:07] The Problem with Most Financial Planning Software

[58:39] Why Financial Planning is an Art, Not a Science

[59:39] Parting Thoughts

Roshan can be reached at roshan.loungani@aretewealth.com or at 202-536-4468.  Erik can be reached at erik.olson@aretewealth.com or 815-940-4652. Adrian can be reached at adrian.nicholson@aretewealth.com or at 703-915-8905.

Follow Us At:

Website: https://retirementlifestyleshow.com/

https://www.retirewithroshan.com

https://youtu.be/hKVzI87v0tA

https://twitter.com/RoshanLoungani

https://www.linkedin.com/in/roshanloungani/

https://www.facebook.com/retirewithroshan/

https://www.linkedin.com/in/financialerik/

https://www.linkedin.com/in/adrian-nicholson-74b82b13b/

#retirementlifestylepodcast #fire #podcast #FI #Retire #retirewithroshan #retirement #investing

All opinions expressed by podcast hosts and guests are solely their own. While based on information they believe is reliable, neither Arete Wealth nor its affiliates warrant its completeness or accuracy, nor do their opinions reflect the opinion of Arete Wealth. This podcast is for general informational purposes only and should not be regarded as specific advice or recommendations for any individual. Before making any decisions, consult a professional.

Mar 08, 202301:01:38
RL158 — 15 money milestones

RL158 — 15 money milestones

Today on the Retirement Lifestyle Show, Roshan Loungani and Adrian Nicholson break down a recent Washington Post article that categorised common questions people have according to age. They cover retirement and financial planning topics including credit scores, when to get a credit card, when to pay off your mortgage, and ways savers can learn to spend during retirement.

[00:00] Introduction

[02:39] 20s - How Much to Put Into a Retirement Account

[05:26] 20s - When to Get a Credit Card

[07:51] Building a Cash Reserve and Thinking About Your First Home Purchase

[12:30] 40s - Talking to Aging Parents About Their Retirement Plans

[16:00] 40s - What's the Best Way to Save for College

[18:32] 50s - Is it Time to Get a Will?

[19:55] Can You Really Afford to Retire?

[24:58] 60s - When to Start Taking Social Security

[28:26] 60s - Should I Pay off my Mortgage?

[31:33] 70s - How Savers Can Learn How to Spend

[36:40] 70s - What You Need to Know About RMDs

[40:14] Health and Planning for Long-Term Care

[40:51] 80s - How to Protect Your Financial Legacy

[43:25] Understanding the Different Stages of Retirement

[45:15] Parting Thoughts

Roshan can be reached at roshan.loungani@aretewealth.com or at 202-536-4468.  Erik can be reached at erik.olson@aretewealth.com or 815-940-4652. Adrian can be reached at adrian.nicholson@aretewealth.com or at 703-915-8905.

Follow Us At:

Website: https://retirementlifestyleshow.com/

https://www.retirewithroshan.com

https://youtu.be/hKVzI87v0tA

https://twitter.com/RoshanLoungani

https://www.linkedin.com/in/roshanloungani/

https://www.facebook.com/retirewithroshan/

https://www.linkedin.com/in/financialerik/

https://www.linkedin.com/in/adrian-nicholson-74b82b13b/

#retirementlifestylepodcast #fire #podcast #FI #Retire #retirewithroshan #retirement #investing

All opinions expressed by podcast hosts and guests are solely their own. While based on information they believe is reliable, neither Arete Wealth nor its affiliates warrant its completeness or accuracy, nor do their opinions reflect the opinion of Arete Wealth. This podcast is for general informational purposes only and should not be regarded as specific advice or recommendations for any individual. Before making any decisions, consult a professional.

Mar 02, 202348:12
RL157 — The Art of Long-Term Investing, Part 2: Key Business Factors to Consider

RL157 — The Art of Long-Term Investing, Part 2: Key Business Factors to Consider

Today on the Retirement Lifestyle Show, Roshan Loungani, Erik Olson, and Adrian Nicholson continue their discussion on the art of long-term investing - part 2. They break down the key features you must consider in a business before investing in it.

[00:00] Introduction

[03:01] Recap of the Art of Long-Term Investing Part 1

[04:57] The Benefits of Reviewing a Company's Business Model

[07:08] Market Share and Room to Grow

[12:07] Why You'd Want to Invest in a Company with a Sustainable Competitive Advantage

[19:39] How to Conduct a Business Model Examination

[23:33] You Must Understand Where the Company is Investing It's Cashflow

[27:00] Assess Management Quality Before Buying Stocks

[33:00] Median Market Capitalization

[34:10] The Big Question: What Could Go Wrong?

[40:03] Have Some Knowledge of the Company You're Investing In

[42:38] Price Evaluation Metrics

[46:20] Valuation Assessments and the Margin of Safety

[52:30] Holding a Stock For At Least 2 Years

[55:55] Question: Why am I Right and Why is the Market Wrong?

[58:23] What Percent to Buy in a Company

[01:02:10] What to Sell to Buy a More Lucrative Stock

[01:09:42] Why Roshan Settled on This Particular Process

[01:11:03] Parting Thoughts

Roshan can be reached at roshan.loungani@aretewealth.com or at 202-536-4468.  Erik can be reached at erik.olson@aretewealth.com or 815-940-4652. Adrian can be reached at adrian.nicholson@aretewealth.com or at 703-915-8905.

Follow Us At:

Website: https://retirementlifestyleshow.com/

https://www.retirewithroshan.com

https://youtu.be/hKVzI87v0tA

https://twitter.com/RoshanLoungani

https://www.linkedin.com/in/roshanloungani/

https://www.facebook.com/retirewithroshan/

https://www.linkedin.com/in/financialerik/

https://www.linkedin.com/in/adrian-nicholson-74b82b13b/

#retirementlifestylepodcast #fire #podcast #FI #Retire #retirewithroshan #retirement #investing

All opinions expressed by podcast hosts and guests are solely their own. While based on information they believe is reliable, neither Arete Wealth nor its affiliates warrant its completeness or accuracy, nor do their opinions reflect the opinion of Arete Wealth. This podcast is for general informational purposes only and should not be regarded as specific advice or recommendations for any individual. Before making any decisions, consult a professional.

Feb 24, 202301:15:17
RL156 — The Art of Long-Term Investing: Tips for Identifying Stocks to Hold Forever

RL156 — The Art of Long-Term Investing: Tips for Identifying Stocks to Hold Forever

Today on the Retirement Lifestyle Show, Roshan Loungani, Erik Olson, and Adrian Nicholson go through tips on researching stocks you can hold for the indefinite future. They break down Roshan's approach for researching, screening, and picking stocks for long-term investments and the amount of time it takes to identify such stocks.

[00:00] Introduction

[02:33] Screening and the First Step to Picking a Stock

[05:26] Why Roshan Screens for Companies With a Billion Dollar Valuation

[09:46] Sorting and Choosing the Type of Screens to Work with

[12:50] Time Spent Versus Time Wasted Researching a Company

[17:28] Getting Too Attached To a Stock

[26:03] Researching Companies with Profitable Growth

[28:00] Figuring Out Where to Spend Most of Your Time

[31:03] Number of Companies to Start with When Researching Where to Invest

[34:27] Rules For Research and Sorting

[38:10] Roshan's Approach Compared to Buffett's Approach

[41:32] Valuation Measures and Deciding Which Companies to Sell

[44:31] Good Investors Learn From Other Good Investors

[47:23] How to Make Efficient Use of Your Time When Investing

[54:30] Reviews and Benefits of Having an Investment Checklist

[58:53] How to Replace a Stock After Finding Something Better

[01:02:12] Parting Thoughts

Roshan can be reached at roshan.loungani@aretewealth.com or at 202-536-4468.  Erik can be reached at erik.olson@aretewealth.com or 815-940-4652. Adrian can be reached at adrian.nicholson@aretewealth.com or at 703-915-8905.

Follow Us At:

Website: https://retirementlifestyleshow.com/

https://www.retirewithroshan.com

https://youtu.be/hKVzI87v0tA

https://twitter.com/RoshanLoungani

https://www.linkedin.com/in/roshanloungani/

https://www.facebook.com/retirewithroshan/

https://www.linkedin.com/in/financialerik/

https://www.linkedin.com/in/adrian-nicholson-74b82b13b/

#retirementlifestylepodcast #fire #podcast #FI #Retire #retirewithroshan #retirement #investing

All opinions expressed by podcast hosts and guests are solely their own. While based on information they believe is reliable, neither Arete Wealth nor its affiliates warrant its completeness or accuracy, nor do their opinions reflect the opinion of Arete Wealth. This podcast is for general informational purposes only and should not be regarded as specific advice or recommendations for any individual. Before making any decisions, consult a professional.

Feb 16, 202301:05:57
RL155 — Factor-Based Investing

RL155 — Factor-Based Investing

Today on the Retirement Lifestyle Show, Roshan Loungani, Erik Olson, and Adrian Nicholson break down Factor investing and why it's such an effective investment strategy. They cover topics like the basics of Factor investing, the diverse approaches to multi-factor investing, and smart investing approaches to help you beat the market and maximize returns.

[00:00] Introduction

[04:48] Why Most People are Research-based Investors

[07:00] What is Factor Investing?

[12:16] Common Attributes of Factor Investing

[15:47] Understanding Multi-Factor Investing

[18:20] The Common Sense Test

[21:22] How to Protect Yourself from Risky Investing

[26:30] The Momentum with Volatility Control Strategy

[31:10] Comments on The Momentum with Volatility Control Strategy

[35:50] The Basics of the Value, Quality, Momentum, and Timing Strategy

[38:58] Unique Measures of Value

[43:27] Analyzing a Snapshot of a Morningstar Portfolio

[47:15] Weighting and Stock Analysis

[50:43] The Tremendous Outperformance of Growth Versus Value

[55:30] Why Investors Must be Willing to Endure Periods of Underperformance

[57:55] The Quality, Larger Value with Income Strategy

[01:05:55] Performance Numbers and Why Investment Strategies Behave Differently

[01:10:45] Resources for Factor Investing

[01:13:52] Parting Thoughts

Roshan can be reached at roshan.loungani@aretewealth.com or at 202-536-4468.  Erik can be reached at erik.olson@aretewealth.com or 815-940-4652. Adrian can be reached at adrian.nicholson@aretewealth.com or at 703-915-8905.

Follow Us At:

Website: https://retirementlifestyleshow.com/

https://www.retirewithroshan.com

https://youtu.be/hKVzI87v0tA

https://twitter.com/RoshanLoungani

https://www.linkedin.com/in/roshanloungani/

https://www.facebook.com/retirewithroshan/

https://www.linkedin.com/in/financialerik/

https://www.linkedin.com/in/adrian-nicholson-74b82b13b/

#retirementlifestylepodcast #fire #podcast #FI #Retire #retirewithroshan #retirement #investing

All opinions expressed by podcast hosts and guests are solely their own. While based on information they believe is reliable, neither Arete Wealth nor its affiliates warrant its completeness or accuracy, nor do their opinions reflect the opinion of Arete Wealth. This podcast is for general informational purposes only and should not be regarded as specific advice or recommendations for any individual. Before making any decisions, consult a professional.

Feb 08, 202301:16:57
RL154 — The Federal Reserve, Interest Rates, and Money Supply with Economist Bryce Gill

RL154 — The Federal Reserve, Interest Rates, and Money Supply with Economist Bryce Gill

Today on the Retirement Lifestyle Show, Erik Olson and Adrian Nicholson sit down with Bryce Gill to try and make sense of the Federal Reserve Policy. They analyze the role of the Federal Reserve in slowing down inflation, the true source of inflation, and the growth of the M2 money supply.

[00:00] Introduction

[03:48] Getting to Know Bryce Gill

[05:33] Overview of First Trust's Market Outlook for 2023

[07:36] Bryce's Thoughts on How to Tackle Inflation

[11:46] The Impact of Consistent Upward Trends in Globalization

[14:16] Are Interest Rates the True Source of Inflation?

[18:06] The Growth of the M2 Money Supply

[22:40] The Reason Behind the Recent Increase In U.S. Money Supply

[27:23] What to Expect From a Gradual Decline in Money Supply

[31:30] Unemployment Rates and What the Fed Cares About Most

[34:30] The Role of Interest Rates in the Economy

[37:10] Why Interest Rates Don't Really Mean Anything Anymore

[42:27] Why the Price of Money in the Economy Matters

[47:00] How Velocity of Money Impacts Economic Growth and Inflation

[52:20] Recession 2023: Is a Soft Landing Still Possible?

[56:19] The Interaction Between Fiscal Policy and Monetary Policy

[01:03:10] The American Economy is Still Worth the Investment

[01:05:41] Parting Thoughts

Roshan can be reached at roshan.loungani@aretewealth.com or at 202-536-4468.  Erik can be reached at erik.olson@aretewealth.com or 815-940-4652. Adrian can be reached at adrian.nicholson@aretewealth.com or at 703-915-8905.

Follow Us At:

Website: https://retirementlifestyleshow.com/

https://www.retirewithroshan.com

https://youtu.be/hKVzI87v0tA

https://twitter.com/RoshanLoungani

https://www.linkedin.com/in/roshanloungani/

https://www.facebook.com/retirewithroshan/

https://www.linkedin.com/in/financialerik/

https://www.linkedin.com/in/adrian-nicholson-74b82b13b/

#retirementlifestylepodcast #fire #podcast #FI #Retire #retirewithroshan #retirement #investing

All opinions expressed by podcast hosts and guests are solely their own. While based on information they believe is reliable, neither Arete Wealth nor its affiliates warrant its completeness or accuracy, nor do their opinions reflect the opinion of Arete Wealth. This podcast is for general informational purposes only and should not be regarded as specific advice or recommendations for any individual. Before making any decisions, consult a professional.

Feb 01, 202301:09:54
RL153 — 10 Ways to Use SECURE Act 2.0 To Your Benefit

RL153 — 10 Ways to Use SECURE Act 2.0 To Your Benefit

Today on the Retirement Lifestyle Show, Roshan Loungani, Erik Olson, and Adrian Nicholson discuss 10 ways to use SECURE Act 2.0 to your benefit. They cover topics like the latest RMD distribution rules, exciting changes in the new 529 plans, and the best tool for funding charitable giving.

[02:58] Biden Signs SECURE Act 2.0 Into Law

[04:42] What the SECURE Act 2.0 Means for Retirement Plans

[07:19] RMD Age Pushed to Age 73 Starting in 2023

[09:35] What to Expect from the New RMD Distribution Rules

[11:50] How the SECURE Act 2.0 Makes 529 Plans More Valuable

[13:06] How to Use and Get the Most Out of 529 Plans

[15:35] Exciting New Changes Coming To 529 Plans

[19:01] Advantages of Seeking Professional Financial Advice

[21:04] Understanding Employer-sponsored Retirement Accounts

[25:35] SECURE 2.0 Act and Student Loan Matching

[27:20] Retirement Planning Penalties to Avoid

[29:25] The Best Tool for Funding Charitable Giving

[32:02] The Retirement Savings Lost & Found Department

[34:47] Parting Thoughts

Roshan can be reached at roshan.loungani@aretewealth.com or at 202-536-4468.  Erik can be reached at erik.olson@aretewealth.com or 815-940-4652. Adrian can be reached at adrian.nicholson@aretewealth.com or at 703-915-8905.

Follow Us At:

Website: https://retirementlifestyleshow.com/

https://www.retirewithroshan.com

https://youtu.be/hKVzI87v0tA

https://twitter.com/RoshanLoungani

https://www.linkedin.com/in/roshanloungani/

https://www.facebook.com/retirewithroshan/

https://www.linkedin.com/in/financialerik/

https://www.linkedin.com/in/adrian-nicholson-74b82b13b/

#retirementlifestylepodcast #fire #podcast #FI #Retire #retirewithroshan #retirement #investing

All opinions expressed by podcast hosts and guests are solely their own. While based on information they believe is reliable, neither Arete Wealth nor its affiliates warrant its completeness or accuracy, nor do their opinions reflect the opinion of Arete Wealth. This podcast is for general informational purposes only and should not be regarded as specific advice or recommendations for any individual. Before making any decisions, consult a professional.

Jan 27, 202338:09
RL152 — 2023 Market Outlook

RL152 — 2023 Market Outlook

Today on the Retirement Lifestyle Show, Roshan Loungani, Erik Olson, and Adrian Nicholson discuss what investors can expect from the U.S. and global markets in 2023. They break down topics like the market outlook for 2023, the presidential election cycle theory, and the available opportunities in emerging markets.

[00:00] Introduction

[01:53] Market Outlook and Expectations For 2023

[04:53] Performance of the S&P 500 The Year Before an Election

[08:10] The Presidential Election Cycle Theory

[12:56] Remaining Uncertainty in 2023

[15:21] To What Extent are Things Priced In?

[18:16] Opportunities to Look Out For in Emerging Markets

[20:28] Factors Working in Favor of Emerging Markets

[24:18] Thoughts on Short-Term Government Bonds

[30:05] Bond Markets and Future Rates

[33:36] The Best Markets to Weather a Recession According to Blackrock

[35:02] How to Approach Mortgage-Backed Securities

[37:10] Undervalued Stocks and What to Expect

[44:10] 12 of the Best Income Investments For the New Year

[45:55] Municipal Bonds and Foreign Dividend Paying Stocks

[47:17] Parting Thoughts

Roshan can be reached at roshan.loungani@aretewealth.com or at 202-536-4468.  Erik can be reached at erik.olson@aretewealth.com or 815-940-4652. Adrian can be reached at adrian.nicholson@aretewealth.com or at 703-915-8905.

Follow Us At:

Website: https://retirementlifestyleshow.com/

https://www.retirewithroshan.com

https://youtu.be/hKVzI87v0tA

https://twitter.com/RoshanLoungani

https://www.linkedin.com/in/roshanloungani/

https://www.facebook.com/retirewithroshan/

https://www.linkedin.com/in/financialerik/

https://www.linkedin.com/in/adrian-nicholson-74b82b13b/

#retirementlifestylepodcast #fire #podcast #FI #Retire #retirewithroshan #retirement #investing

All opinions expressed by podcast hosts and guests are solely their own. While based on information they believe is reliable, neither Arete Wealth nor its affiliates warrant its completeness or accuracy, nor do their opinions reflect the opinion of Arete Wealth. This podcast is for general informational purposes only and should not be regarded as specific advice or recommendations for any individual. Before making any decisions, consult a professional.

Jan 20, 202350:38
RL151 — 2023 Economic Outlook

RL151 — 2023 Economic Outlook

Today on the Retirement Lifestyle Show, Roshan Loungani, Eric Olson, and Adrian Nicholson discuss what investors can expect from the U.S. and global economies in 2023. They break down topics like the downside of a prolonged low-interest rate environment, how the 2022 market lows will shape 2023, and what the Fed will do to keep up with inflation.

[00:00] Introduction

[02:21] 2022 Year in Review and 2023 Market Outlook

[04:01] Forecasting 2023's Inflation Rate

[07:08] Will 2023 Be a Fed-Driven Market?

[08:48] 2022: A Tale of Two Halves

[11:30] Inflation and the Labor Market

[14:45] 2022 Was The Worst Performing Economy in 40 Years

[17:28] Gen Z and Millennials Have Never Seen a 'Normal' Recession Before

[19:30] Indexed Approach to Investing

[21:40] What to Expect From a High-Interest Rate Economy

[24:04] Why Investors Will Favor Value and Quality Investing in 2023

[24:48] How Duration Affects Stocks and Bonds

[27:33] Will the Federal Reserve Pivot in 2023?

[33:10] Why Zero Percent Interest Rates Forever is Not a Good Thing

[37:10] The Global Outlook For the Economy

[39:57] How China's Foreign and Domestic Policies are Impacting Global Supply Chain

[42:15] Russia's War with Ukraine: What to Expect in 2023

[45:35] Parting Thoughts

Roshan can be reached at roshan.loungani@aretewealth.com or at 202-536-4468.  Erik can be reached at erik.olson@aretewealth.com or 815-940-4652. Adrian can be reached at adrian.nicholson@aretewealth.com or at 703-915-8905.

Follow Us At:

Website: https://retirementlifestyleshow.com/

https://www.retirewithroshan.com

https://youtu.be/hKVzI87v0tA

https://twitter.com/RoshanLoungani

https://www.linkedin.com/in/roshanloungani/

https://www.facebook.com/retirewithroshan/

https://www.linkedin.com/in/financialerik/

https://www.linkedin.com/in/adrian-nicholson-74b82b13b/

#retirementlifestylepodcast #fire #podcast #FI #Retire #retirewithroshan #retirement #investing

All opinions expressed by podcast hosts and guests are solely their own. While based on information they believe is reliable, neither Arete Wealth nor its affiliates warrant its completeness or accuracy, nor do their opinions reflect the opinion of Arete Wealth. This podcast is for general informational purposes only and should not be regarded as specific advice or recommendations for any individual. Before making any decisions, consult a professional.

Jan 11, 202348:51
RL150 — Dividend Growth vs High Dividends Now?

RL150 — Dividend Growth vs High Dividends Now?

Today on the Retirement Lifestyle Show, Roshan Loungani and Eric Olson break down high yield versus dividend growth investing and which one might be right for you. They discuss what they are, how you can potentially use them in your portfolio, and even ways to get the best of both worlds.

[00:00] Introduction

[02:57] Dividend Growth Versus High-Yield Dividend Investing

[04:58] When to Choose High Dividend Growth Investing

[06:24] Common Criticisms of High-yield Dividend Investing

[09:16] Payoffs From High-yield Investments

[12:42] Performance Comparison From the Two Investment Strategies

[16:22] The Role of Time and Timing When Investing

[19:00] Companies Doing More Stock Buybacks Than Dividend Payoffs

[22:30] What is Shareholder Yield?

[24:15] Understanding the Enterprise Value of a Business

[27:05] Eric and Roshan’s Debate: Yield or Growth - Which Is Right for You?

[34:58] Why Being a Forced Seller is the Ultimate Worst Thing For Investors

[37:00] The Big Question: Income Versus Growth in a Portfolio

[43:30] The Pros and Cons of the Two Strategies For a Retiree

[48:02] Tips for Individual Investors

[50:32] Parting Thoughts

Roshan can be reached at roshan.loungani@aretewealth.com or at 202-536-4468.  Erik can be reached at erik.olson@aretewealth.com or 815-940-4652. Adrian can be reached at adrian.nicholson@aretewealth.com or at 703-915-8905.

Follow Us At:

Website: https://retirementlifestyleshow.com/

https://www.retirewithroshan.com

https://youtu.be/hKVzI87v0tA

https://twitter.com/RoshanLoungani

https://www.linkedin.com/in/roshanloungani/

https://www.facebook.com/retirewithroshan/

https://www.linkedin.com/in/financialerik/

https://www.linkedin.com/in/adrian-nicholson-74b82b13b/

#retirementlifestylepodcast #fire #podcast #FI #Retire #retirewithroshan #retirement #investing

All opinions expressed by podcast hosts and guests are solely their own. While based on information they believe is reliable, neither Arete Wealth nor its affiliates warrant its completeness or accuracy, nor do their opinions reflect the opinion of Arete Wealth. This podcast is for general informational purposes only and should not be regarded as specific advice or recommendations for any individual. Before making any decisions, consult a professional.

Jan 06, 202352:55