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Retirement Lifestyle Show 
with Roshan Loungani, Erik Olson & Adrian Nicholson

Retirement Lifestyle Show with Roshan Loungani, Erik Olson & Adrian Nicholson

By Roshan Loungani, Erik Olson & Adrian Nicholson
Retirement Planning is more than Investing. The Retirement Lifestyle Show discusses various changes in retirement, estate planning, long term care planning, insurance planning, tax planning, the science of happiness and more. We explore the Behavioral, Psychological and Social Changes to navigate listeners to their ideal retirement. The predecessor podcast was called Financial Independence.

In Season 2, we help you design and build your own financial plan.

In Season 1, we review Your Money Or Your Life by Vicki Robin, Joe Dominguez, and Mr. Money Mustac
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RL008 - Retirement Lifestyle: Staying Healthy During The Lockdown

Retirement Lifestyle Show with Roshan Loungani, Erik Olson & Adrian Nicholson

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RL074 - Retirement Lifestyle: Impact Investing with Dignity Coconuts and Erik D. Olson
Today on the Retirement Lifestyle Show, Roshan Loungani, Erik Olson, and Adrian Nicholson talk to Erik Olson in the fourth installment of the value investing series. Erik is the president of Dignity Coconuts, a social enterprise that seeks to affirm dignity by ending poverty and slavery in the Philippines. They talk about modern-day slavery, the challenges of launching businesses in third-world countries, and the current state of socially responsible investing. [07:58] Fighting Sex Trafficking Through Coconut Oil [10:44] Creating Income-Generating Activities to Combat Trafficking [12:31] Coconut Oil Benefits, Nutrition, and Popular Uses [14:15] Erik's Journey into the Nonprofit World [20:02] Challenges Facing Socially Responsible Investing in the Philippines [28:53] Why it's Important to Know Where Products are Manufactured [31:20] Business Success and Authentic Social Impact [38:02] How Erik and his Team Successfully Built and Scaled their Business [42:35] The Current State of Impact Investing [46:40] Risks and Costs of Impact Investing [52:30] Benefits of Using Coconut-Based Lip Balms [54:50] Investment and Relationship Opportunities in Dignity Coconuts Roshan can be reached at roshan.loungani@aretewealth.com or at 202-536-4468.  Erik can be reached at erik.olson@aretewealth.com or 815-940-4652. Adrian can be reached at adrian.nicholson@aretewealth.com or at 703-915-8905. Follow Us At: https://www.retirewithroshan.com https://youtu.be/hKVzI87v0tA https://twitter.com/RoshanLoungani https://www.linkedin.com/in/roshanloungani/ https://www.facebook.com/retirewithroshan/ https://www.linkedin.com/in/financialerik/ https://www.linkedin.com/in/adrian-nicholson-74b82b13b/ #retirementlifestylepodcast #fire #podcast #FI #Retire #retirewithroshan #BAM #BusinessAsMission #ImpactInvesting All opinions expressed by podcast hosts and guests are solely their own. While based on information they believe is reliable, neither Arete Wealth nor its affiliates warrant its completeness or accuracy, nor do their opinions reflect the opinion of Arete Wealth. This podcast is for general informational purposes only and should not be regarded as specific advice or recommendations for any individual. Before making any decisions, consult a professional.
01:00:09
July 21, 2021
RL073 - Retirement Lifestyle: Growth vs. Value—Titanic Struggle or False Narrative?
Today on the Retirement Lifestyle Show, Roshan Loungani, Erik Olson, and Adrian Nicholson dissect two distinct styles of investing: growth and value investing. They differentiate the two investing strategies, analyze their historical patterns, and explain which one is more suited to your portfolio. [08:20] Growth Versus Value Investing [14:05] Characteristics of Growth and Value Stocks [17:04] The Difference Between Price and Value [22:01] The Salad Oil Scandal [26:55] Cigar Butt Investing [33:50] Historical Analysis of Value and Growth Investing [35:58] Nifty Fifty Investing [39:20] Long Term Trends in Value and Growth Stocks [48:30] Dissecting the Hegemonic Framework of Thinking [51:05] The Efficient Market Hypothesis [53:55] Active Versus Passive Investing [01:00:01] Blending Growth and Value Stocks Roshan can be reached at roshan.loungani@aretewealth.com or at 202-536-4468.  Erik can be reached at erik.olson@aretewealth.com or 815-940-4652. Adrian can be reached at adrian.nicholson@aretewealth.com or at 703-915-8905. Follow Us At: https://www.retirewithroshan.com https://youtu.be/hKVzI87v0tA https://twitter.com/RoshanLoungani https://www.linkedin.com/in/roshanloungani/ https://www.facebook.com/retirewithroshan/ https://www.linkedin.com/in/financialerik/ https://www.linkedin.com/in/adrian-nicholson-74b82b13b/ #retirementlifestylepodcast #fire #podcast #FI #Retire #retirewithroshan #BAM #BusinessAsMission #ImpactInvesting All opinions expressed by podcast hosts and guests are solely their own. While based on information they believe is reliable, neither Arete Wealth nor its affiliates warrant its completeness or accuracy, nor do their opinions reflect the opinion of Arete Wealth. This podcast is for general informational purposes only and should not be regarded as specific advice or recommendations for any individual. Before making any decisions, consult a professional.
01:07:28
July 14, 2021
RL072 - Retirement Lifestyle: Tips for a Healthy Lifestyle from Integrative Nutrition Health Coach Jill Myers
Today on the Retirement Lifestyle Show, Roshan Loungani, Erik Olson, and Adrian Nicholson welcome back Jill Myers, an Integrative Nutrition Health Coach. Jill's work focuses on highlighting and addressing overlooked health aspects to facilitate people's optimal health and well-being. They talk about healthy habits for a healthy retirement, why healthy living is cheaper long term, and facts about calories during weight loss.   Jill can be reached at jill@yodayawellness.com. [03:02] Healthy Habits for a Healthy Retirement [05:45] Health and Wellness Advice for 20-Year-Olds [12:30] What does the CDC say about Obesity? [15:24] Myths and Facts About Calories During Weight Loss [20:10] How to Increase the Number of Calories Burned [23:37] How to Jump-Start Healthy Lifestyle Changes [29:40] Why You Need an Accountability Partner for Healthy Living [33:20] The Link Between Sugar Consumption and Chronic Disease Risk Factors [38:45] Why Eating Healthy is Cheaper Long Term [41:30] Is it Okay to Indulge Once in a While When Dieting? [46:20] The 12 Components of the Cycle of Life [50:05] Warning Signs That You're Unhealthy [52:20] Do You Really Need To Take Vitamin Supplements? [56:20] How to Spot Hidden Sugar in Food [59:38] Why You Should Take Care of Your Body and Health Roshan can be reached at roshan.loungani@aretewealth.com or at 202-536-4468.  Erik can be reached at erik.olson@aretewealth.com or 815-940-4652. Adrian can be reached at adrian.nicholson@aretewealth.com or at 703-915-8905. Follow Us At: https://www.retirewithroshan.com https://youtu.be/hKVzI87v0tA https://twitter.com/RoshanLoungani https://www.linkedin.com/in/roshanloungani/ https://www.facebook.com/retirewithroshan/ https://www.linkedin.com/in/financialerik/ https://www.linkedin.com/in/adrian-nicholson-74b82b13b/ #retirementlifestylepodcast #fire #podcast #FI #Retire #retirewithroshan #BAM #BusinessAsMission #ImpactInvesting All opinions expressed by podcast hosts and guests are solely their own. While based on information they believe is reliable, neither Arete Wealth nor its affiliates warrant its completeness or accuracy, nor do their opinions reflect the opinion of Arete Wealth. This podcast is for general informational purposes only and should not be regarded as specific advice or recommendations for any individual. Before making any decisions, consult a professional.
01:04:53
July 7, 2021
RL071 - Retirement Lifestyle: 9 foundational rules for financial success
Today on the Retirement Lifestyle Show, Roshan Loungani, Erik Olson, and Adrian Nicholson get back to the basics of personal finance. They each share three proven fundamental principles and other practical tips that can impact your financial situation for the better. Personal Finance Principles: These tried and tested tips can improve your financial situation and help you have a happier and healthier relationship with money [06:03] Monitor Cash Inflow and Outflow [09:03] Save 20% of Your Earnings [15:35] The Four Uses of Money [21:09] Create Short and Long Term Goals [26:23] Avoid Credit Card Debt [27:59] Have a Good Philosophy about Money [37:52] Use Technology in Your Finances [43:24] Learn to Invest Early [47:50] Improve Your Financial Situation from “Struggling” to “Surplus” [52:38] Summary of Tips Roshan can be reached at roshan.loungani@aretewealth.com or at 202-536-4468.  Erik can be reached at erik.olson@aretewealth.com or 815-940-4652. Adrian can be reached at adrian.nicholson@aretewealth.com or at 703-915-8905. Follow Us At: https://www.retirewithroshan.com https://youtu.be/hKVzI87v0tA https://twitter.com/RoshanLoungani https://www.linkedin.com/in/roshanloungani/ https://www.facebook.com/retirewithroshan/ https://www.linkedin.com/in/financialerik/ https://www.linkedin.com/in/adrian-nicholson-74b82b13b/ #retirementlifestylepodcast #fire #podcast #FI #Retire #retirewithroshan #BAM #BusinessAsMission #ImpactInvesting All opinions expressed by podcast hosts and guests are solely their own. While based on information they believe is reliable, neither Arete Wealth nor its affiliates warrant its completeness or accuracy, nor do their opinions reflect the opinion of Arete Wealth. This podcast is for general informational purposes only and should not be regarded as specific advice or recommendations for any individual. Before making any decisions, consult a professional.
58:20
July 2, 2021
RL070 - Retirement Lifestyle: Stock market bubble? - What you need to know.
Today on the Retirement Lifestyle Show, Roshan Loungani, Erik Olson, and Adrian Nicholson dissect Ray Dalio's stock market bubble article. They analyze the low-interest-rate environment, the retail investor's role in the stock market, and the difference between risk tolerance and risk capacity. [05:49] Ray Dalio's Stock Market Bubble [11:43] Emerging Tech Stocks and the Stock Market Bubble [17:31] The Effects of Interest Rate Policies on Stock Market Bubbles [20:22] Valuation Models to Measure Bubble Level of Stock Prices [24:40] The Low-Interest Rate Environment [33:53] Understanding the Difference Between Risk Tolerance and Risk Capacity [34:47] Dissecting Recent Market Pullbacks [45:47] How to Capitalize on Market Bubbles [48:10] Are we in a Stock Market Bubble? [53:42] The Ever-rising Influence of Retail Investors in the Stock Market Roshan can be reached at roshan.loungani@aretewealth.com or at 202-536-4468.  Erik can be reached at erik.olson@aretewealth.com or 815-940-4652. Adrian can be reached at adrian.nicholson@aretewealth.com or at 703-915-8905. Follow Us At: https://www.retirewithroshan.com https://youtu.be/hKVzI87v0tA https://twitter.com/RoshanLoungani https://www.linkedin.com/in/roshanloungani/ https://www.facebook.com/retirewithroshan/ https://www.linkedin.com/in/financialerik/ https://www.linkedin.com/in/adrian-nicholson-74b82b13b/ #retirementlifestylepodcast #fire #podcast #FI #Retire #retirewithroshan #BAM #BusinessAsMission #ImpactInvesting All opinions expressed by podcast hosts and guests are solely their own. While based on information they believe is reliable, neither Arete Wealth nor its affiliates warrant its completeness or accuracy, nor do their opinions reflect the opinion of Arete Wealth. This podcast is for general informational purposes only and should not be regarded as specific advice or recommendations for any individual. Before making any decisions, consult a professional.
01:02:16
June 23, 2021
RL069 - Retirement Lifestyle: The secrets of endowment-style investing revealed
Today on the Retirement Lifestyle Show, Roshan Loungani, Erik Olson, and Adrian Nicholson talk about the return potential and diversifying power of alternative investing. They explain the role alternative investing can play in a portfolio, the illiquid nature of these types of investments, and the risks versus rewards of endowment-style investing. [07:41] What are Alternative Investments? [15:17] Dissecting Non-Fungible Tokens [18:08] Real Estate as an Alternative Asset Class [25:20] Alternative Investment Options During a Pandemic [30:50] The Illiquid Nature of Alternative Investments [40:50] Assessing the Value of Alternative Investment Options [42:35] Market Environments and Opportunities in Endowment-Style Investing [45:20] Cryptocurrencies as Alternative Asset Classes [52:20] Why you need to Manage Your Expectations in Alternative Investing [59:53] Where to Find Alternative Investment Opportunities. Roshan can be reached at roshan.loungani@aretewealth.com or at 202-536-4468.  Erik can be reached at erik.olson@aretewealth.com or 815-940-4652. Adrian can be reached at adrian.nicholson@aretewealth.com or at 703-915-8905. Follow Us At: https://www.retirewithroshan.com https://youtu.be/hKVzI87v0tA https://twitter.com/RoshanLoungani https://www.linkedin.com/in/roshanloungani/ https://www.facebook.com/retirewithroshan/ https://www.linkedin.com/in/financialerik/ https://www.linkedin.com/in/adrian-nicholson-74b82b13b/ #retirementlifestylepodcast #fire #podcast #FI #Retire #retirewithroshan #BAM #BusinessAsMission #ImpactInvesting All opinions expressed by podcast hosts and guests are solely their own. While based on information they believe is reliable, neither Arete Wealth nor its affiliates warrant its completeness or accuracy, nor do their opinions reflect the opinion of Arete Wealth. This podcast is for general informational purposes only and should not be regarded as specific advice or recommendations for any individual. Before making any decisions, consult a professional.
01:07:38
June 16, 2021
RL068 - Retirement Lifestyle: Impact Investing BAM with Buddy Rathmell
Today on the Retirement Lifestyle Show, Roshan Loungani, Erik Olson and Adrian Nicholson talk to Buddy Rathmell who is a coach and trainer for the Business as Mission (BAM) movement. Currently, he is in the process of launching BAM School with the goal of developing impactful disciple-leaders in business. He is also the host of the BAM School Podcast. Buddy shares the stories of successful BAM businesses and the opportunities, risks, and potential returns of investing in BAM companies. [03:55] Introducing Buddy Rathmell [07:03] Business as Mission Movement [10:28] How Buddy Got Involved with BAM [13:01] Impact Investing and its Four P’s [18:10] BAM Investors and Involved Groups [21:10] Businesses as Tools for Positive Change [25:27] Unique Investment Risks to BAM Investing [30:23] Where to find BAM Investment Opportunities [33:19] About BAM School [37:18] Returns from BAM Investing [42:11] BAM Opportunities for Entrepreneurs and Business Builders [48:05] Find Purpose by Getting Involved [50:09] What are Other Ways to Make an Impact? [57:04] Stop Slavery: Fighting against Human Trafficking Roshan can be reached at roshan.loungani@aretewealth.com or at 202-536-4468.  Erik can be reached at erik.olson@aretewealth.com or 815-940-4652. Adrian can be reached at adrian.nicholson@aretewealth.com or at 703-915-8905. Follow Us At: https://www.retirewithroshan.com https://youtu.be/hKVzI87v0tA https://twitter.com/RoshanLoungani https://www.linkedin.com/in/roshanloungani/ https://www.facebook.com/retirewithroshan/ https://www.linkedin.com/in/financialerik/ https://www.linkedin.com/in/adrian-nicholson-74b82b13b/ #retirementlifestylepodcast #fire #podcast #FI #Retire #retirewithroshan #BAM #BusinessAsMission #ImpactInvesting All opinions expressed by podcast hosts and guests are solely their own. While based on information they believe is reliable, neither Arete Wealth nor its affiliates warrant its completeness or accuracy, nor do their opinions reflect the opinion of Arete Wealth. This podcast is for general informational purposes only and should not be regarded as specific advice or recommendations for any individual. Before making any decisions, consult a professional.
01:02:33
June 11, 2021
RL067 - Retirement Lifestyle: Biden’s Tax Plan. Winners and Losers.
On this episode of the Retirement Lifestyle Show, Roshan Loungani, Erik Olson, and Adrian Nicholson talk about the second phase of President Joe Biden's Build Back Better agenda: The American Jobs plan. They analyze how the project affects your investment portfolio, impacts on long-term capital gains, and propose tax strategies to lower your taxable income. [06:50] The Build Back Better Agenda [13:35] Analyzing the American Jobs Plan [15:10] Individual Income tax and Estate Taxes [24:49] How to Lower your Taxable Income [27:05] Impacts on Long-term Capital Gains and Qualified Dividends [31:54] The 10:31 Exchange in Real Estate [37:10] Explaining the Step-Up Basis on Inherited Assets [44:50] The Corporate Tax Rate Proposal [51:30] The Winners and Losers of the American Jobs Plan Roshan can be reached at roshan.loungani@aretewealth.com or at 202-536-4468.  Erik can be reached at erik.olson@aretewealth.com or 815-940-4652. Adrian can be reached at adrian.nicholson@aretewealth.com or at 703-915-8905. Follow Us At: https://www.retirewithroshan.com https://youtu.be/hKVzI87v0tA https://twitter.com/RoshanLoungani https://www.linkedin.com/in/roshanloungani/ https://www.facebook.com/retirewithroshan/ https://www.linkedin.com/in/financialerik/ https://www.linkedin.com/in/adrian-nicholson-74b82b13b/ #retirementlifestylepodcast #fire #podcast #FI #Retire #retirewithroshan All opinions expressed by podcast hosts and guests are solely their own. While based on information they believe is reliable, neither Arete Wealth nor its affiliates warrant its completeness or accuracy, nor do their opinions reflect the opinion of Arete Wealth. This podcast is for general informational purposes only and should not be regarded as specific advice or recommendations for any individual. Before making any decisions, consult a professional.
01:04:42
June 4, 2021
RL066 - Developing an Investment Philosophy—Examples from Our Journeys, Part 2
On this episode of the Retirement Lifestyle Show, Roshan Loungani, Erik Olson, and Adrian Nicholson present part two of the backstory behind their investment philosophies. They share how their expectations evolved after the 2008 financial collapse, the development of their investment strategies, and explain the cyclically adjusted price to earnings ratio. [10:40] Life After the Modern Portfolio Theory [15:47] The Value Investing Strategy [19:23] The Value Tracking Process [23:40] The Evolution of Behavioural Finance [27:25] The Cyclically Adjusted Price to Earnings Ratio [29:32] The Warren Buffett Indicator [33:40] Catching the Falling Knife [41:47] Analyzing the Performance of Multi-Factor Investing [47:20] Pros and Cons of Implementing Several Strategies [01:00:20] Alternative Investment Opportunities Roshan can be reached at roshan.loungani@aretewealth.com or at 202-536-4468.  Erik can be reached at erik.olson@aretewealth.com or 815-940-4652. Adrian can be reached at adrian.nicholson@aretewealth.com or at 703-915-8905. Follow Us At: https://www.retirewithroshan.com https://youtu.be/hKVzI87v0tA https://twitter.com/RoshanLoungani https://www.linkedin.com/in/roshanloungani/ https://www.facebook.com/retirewithroshan/ https://www.linkedin.com/in/financialerik/ https://www.linkedin.com/in/adrian-nicholson-74b82b13b/ #retirementlifestylepodcast #fire #podcast #FI #Retire #retirewithroshan All opinions expressed by podcast hosts and guests are solely their own. While based on information they believe is reliable, neither Arete Wealth nor its affiliates warrant its completeness or accuracy, nor do their opinions reflect the opinion of Arete Wealth. This podcast is for general informational purposes only and should not be regarded as specific advice or recommendations for any individual. Before making any decisions, consult a professional.
01:05:15
May 26, 2021
RL065 - Developing an Investment Philosophy—Examples from Our Journeys, Part 1
Today on the Retirement Lifestyle Show, Roshan Loungani, Erik Olson, and Adrian Nicholson discuss the backstory behind their investment philosophies. They tackle modern portfolio theory, data-driven investing, and determining your investment personality. [06:15] Making Sense of your Investment Strategies [12:00] Pros and cons of diversifying your portfolio [16:50] The Buy and Hope Strategy [18:50] The Modern Portfolio Theory (MPT) [24:22] Why the Modern Portfolio Theory Fared in the '08 Crash [30:03] MPT as an Art [34:23] Data-Driven Investing [44:40] Modifying the Modern Portfolio Theory [50:34] Determining your Investing Personality Roshan can be reached at roshan.loungani@aretewealth.com or at 202-536-4468.  Erik can be reached at erik.olson@aretewealth.com or 815-940-4652. Adrian can be reached at adrian.nicholson@aretewealth.com or at 703-915-8905. Follow Us At: https://www.retirewithroshan.com https://youtu.be/hKVzI87v0tA https://twitter.com/RoshanLoungani https://www.linkedin.com/in/roshanloungani/ https://www.facebook.com/retirewithroshan/ https://www.linkedin.com/in/financialerik/ https://www.linkedin.com/in/adrian-nicholson-74b82b13b/ #retirementlifestylepodcast #fire #podcast #FI #Retire #retirewithroshan All opinions expressed by podcast hosts and guests are solely their own. While based on information they believe is reliable, neither Arete Wealth nor its affiliates warrant its completeness or accuracy, nor do their opinions reflect the opinion of Arete Wealth. This podcast is for general informational purposes only and should not be regarded as specific advice or recommendations for any individual. Before making any decisions, consult a professional.
54:42
May 19, 2021
RL064 - Retirement Lifestyle: Tax-Efficient Investing, Part 2. What These 5 Client Cases Show About Tax-Smart Asset Allocation
Today on the Retirement Lifestyle Show, Roshan Loungani, Erik Olson, and Adrian Nicholson continue their discussion on tax allocation by focusing on 5 client cases. They analyze proper asset allocation strategies, delaying social security, and the factor of life expectancy when planning for retirement. Roshan can be reached at roshan.loungani@aretewealth.com or at 202-536-4468.  Erik can be reached at erik.olson@aretewealth.com or 815-940-4652. Adrian can be reached at adrian.nicholson@aretewealth.com or at 703-915-8905. Follow Us At: https://www.retirewithroshan.com https://youtu.be/hKVzI87v0tA https://twitter.com/RoshanLoungani https://www.linkedin.com/in/roshanloungani/ https://www.facebook.com/retirewithroshan/ https://www.linkedin.com/in/financialerik/ https://www.linkedin.com/in/adrian-nicholson-74b82b13b/ #retirementlifestylepodcast #fire #podcast #FI #Retire #retirewithroshan All opinions expressed by podcast hosts and guests are solely their own. While based on information they believe is reliable, neither Arete Wealth nor its affiliates warrant its completeness or accuracy, nor do their opinions reflect the opinion of Arete Wealth. This podcast is for general informational purposes only and should not be regarded as specific advice or recommendations for any individual. Before making any decisions, consult a professional.
01:21:08
May 14, 2021
RL063 - Retirement Lifestyle: Tax-Efficient Investing, Part 1
Today on the Retirement Lifestyle Show, Roshan Loungani, Erik Olson, and Adrian Nicholson address one of the least understood yet important principles of outsmarting the tax code-- tax allocation. They analyze the different tax brackets, the concept of asset allocation, and the tax-efficient investment strategy. [06:05] The Concept of Asset Allocation [10:24] It's Never too Late to Think About a Tax-Efficient Portfolio [15:31] Analyzing the Different Tax Brackets [19:54] Stocks Versus Mutual Funds [23:40] Differentiating a Tax-Deferred Account from a Tax-Free Account [26:30] How to Strategically Switch Through Different Tax Accounts [28:50] Portfolio Items Commonly Found in the Tax-Free Account [37:04] Summary of the Tax-Efficient Investment Strategy Roshan can be reached at roshan.loungani@aretewealth.com or at 202-536-4468.  Erik can be reached at erik.olson@aretewealth.com or 815-940-4652. Adrian can be reached at adrian.nicholson@aretewealth.com or at 703-915-8905. Follow Us At: https://www.retirewithroshan.com https://youtu.be/hKVzI87v0tA https://twitter.com/RoshanLoungani https://www.linkedin.com/in/roshanloungani/ https://www.facebook.com/retirewithroshan/ https://www.linkedin.com/in/financialerik/ https://www.linkedin.com/in/adrian-nicholson-74b82b13b/ #retirementlifestylepodcast #fire #podcast #FI #Retire #retirewithroshan All opinions expressed by podcast hosts and guests are solely their own. While based on information they believe is reliable, neither Arete Wealth nor its affiliates warrant its completeness or accuracy, nor do their opinions reflect the opinion of Arete Wealth. This podcast is for general informational purposes only and should not be regarded as specific advice or recommendations for any individual. Before making any decisions, consult a professional.
40:40
May 6, 2021
RL062 - Retirement Lifestyle: 7 Questions to Consider about Inflation and Your Portfolio
On this episode of the Retirement Lifestyle Show, Roshan Loungani, Erik Olson, and Adrian Nicholson focus on one of the most talked-about financial topics right now: inflation. They analyze whether the Feds can control it, its effect on the average investor, and the role of price expectation in inflation. [06:34] Real-life Inflation Example [09:10] Defining Inflation [11:15] Dissecting Inflation from a Core Versus Headline Perspective [16:34] The M2 Money Velocity [26:00] Do you Need to Worry About Inflation? [34:30] The Role of Price Expectation in Inflation [44:50] Pros and Cons of Deficit Spending [50:34] How Investors Should Respond to Inflation [55:43] The Link Between Cryptocurrency and Inflation Links and Resources Credit and Liquidity Programs and the Balance Sheet, Underlying Inflation Dashboard, Inflation Expectations from the Federal Reserve Bank of New York, Survey of Professional Forecasters, The 5-Year Breakeven Inflation Rate, M2 Money Stock, Personal Consumption Expenditures Excluding Food and Energy, JPMorgan’s Guide to the Markets, Daily Treasury Yield Curve Rates, Federal Deficit Trends over Time, Dangerous Monetary Manipulations and Fiscal Follies Roshan can be reached at roshan.loungani@aretewealth.com or at 202-536-4468.  Erik can be reached at erik.olson@aretewealth.com or 815-940-4652. Adrian can be reached at adrian.nicholson@aretewealth.com or at 703-915-8905. Follow Us At: https://www.retirewithroshan.com https://youtu.be/hKVzI87v0tA https://twitter.com/RoshanLoungani https://www.linkedin.com/in/roshanloungani/ https://www.facebook.com/retirewithroshan/ https://www.linkedin.com/in/financialerik/ https://www.linkedin.com/in/adrian-nicholson-74b82b13b/ #retirementlifestylepodcast #fire #podcast #FI #Retire #retirewithroshan All opinions expressed by podcast hosts and guests are solely their own. While based on information they believe is reliable, neither Arete Wealth nor its affiliates warrant its completeness or accuracy, nor do their opinions reflect the opinion of Arete Wealth. This podcast is for general informational purposes only and should not be regarded as specific advice or recommendations for any individual. Before making any decisions, consult a professional.
01:11:41
April 30, 2021
RL061 - Retirement Lifestyle: Values-Based Investing with Jason Myhre, Director of Advocacy, Eventide Funds
Today on the Retirement Lifestyle Show, Roshan Loungani, Erik Olson and Adrian Nicholson talk to Jason Myhre, managing partner and director of advocacy at Eventide about values-based investing: the misconceptions around it and practical strategies you can apply. [00:03:32] Investing that Makes the World Rejoice [00:07:18] How Jason Got into Values-based Investing [00:12:44] Avoid, Embrace, Engage [00:17:21] The Trend Towards Values-based Investing [00:19:43] Can I Profit from Values-based Investing? [00:23:25] Engaging a Business to Change its Practice [00:29:45] Pre-IPO Placement [00:37:05] How Secondary Markets Shape Businesses [00:42:51] Values-based Investments are Long Term Partnerships [00:49:22] Financial Advisors as Stewards of Values [00:51:28] The Effect of Exclusionary Screening [00:56:01] Identifying Secular Growth Themes and Company Values [01:01:55] Industries to Look Out For [01:05:45] Values-based Investing is Hard Work Roshan can be reached at roshan.loungani@aretewealth.com or at 202-536-4468.  Erik can be reached at erik.olson@aretewealth.com or 815-940-4652. Adrian can be reached at adrian.nicholson@aretewealth.com or at 703-915-8905. Follow Us At: https://www.retirewithroshan.com https://youtu.be/hKVzI87v0tA https://twitter.com/RoshanLoungani https://www.linkedin.com/in/roshanloungani/ https://www.facebook.com/retirewithroshan/ https://www.linkedin.com/in/financialerik/ https://www.linkedin.com/in/adrian-nicholson-74b82b13b/ #retirementlifestylepodcast #fire #podcast #FI #Retire #retirewithroshan All opinions expressed by podcast hosts and guests are solely their own. While based on information they believe is reliable, neither Arete Wealth nor its affiliates warrant its completeness or accuracy, nor do their opinions reflect the opinion of Arete Wealth. This podcast is for general informational purposes only, and should not be regarded as specific advice or recommendations for any individual. Before making any decisions, consult a professional. Roshan can be reached at roshan.loungani@aretewealth.com or at 202-536-4468.  Erik can be reached at erik.olson@aretewealth.com or 815-940-4652.
01:11:49
April 22, 2021
RL060 - Retirement Lifestyle: Retirement Paycheck Smackdown!
The Retirement Lifestyle Show discusses a hypothetical client's retirement plans. They debate on when the client should take social security, which portions of her wealth she should draw from first and analyze the taxable portions of her portfolio. [02:28] Transitioning into retirement [06:15] Maintaining your taxable income below the Social Security limit [14:30] Converting money from a traditional IRA into a Roth IRA [29:35] The pros and cons of converting at a higher tax rate [40:20] Timing Social Security withdrawals [43:30] Analyzing the taxable portion of one's portfolio Roshan can be reached at roshan.loungani@aretewealth.com or at 202-536-4468.  Erik can be reached at erik.olson@aretewealth.com or 815-940-4652. Adrian can be reached at adrian.nicholson@aretewealth.com or at 703-915-8905. Check out the Retire with Roshan website, the Retire with Roshan Facebook page, Roshan’s Twitter, Roshan’s LinkedIn, Erik’s LinkedIn, and Adrian’s LinkedIn. All opinions expressed by podcast hosts and guests are solely their own. While based on information that they believe is reliable, neither Arete Wealth nor its affiliates warrant its completeness or accuracy, nor do their opinions reflect the opinion of Arete Wealth. This podcast is for general informational purposes only, and should not be regarded as specific advice or recommendations for any individual. Before making any decisions, consult a professional.
51:42
April 15, 2021
RL059 - Retirement Lifestyle: Financial Finish Lines
Today on the Retirement Lifestyle Show, Erik Olson and Adrian Nicholson talk about financial finish lines and how to set them. They tackle the question of “how much is enough?” from economic, social, and cultural points of view. [03:57] Financial Finish Lines [08:58] Absolute vs. Relative Wealth [15:20] Can Money Buy Happiness? [18:03] Greatest Predictor of Health & Happiness [22:50] What to Do beyond a Financial Finish Line? [26:22] Four Questions to Help You Set Financial Finish Lines [30:13] Transition from Coveting to Contentment [35:10] Make Generosity a Part of Your Plan. How Much Income is “Enough”? A study was conducted by Kahneman and Deaton in 2010 that wanted to find out how much income is enough to assure a sense of well-being. They found that well-being did not significantly improve beyond an annual income of 75,000 USD, which is equivalent to 92,000 USD today. A longitudinal study by Harvard that spanned almost 80 years found that relationships contributed the most to happiness. At age 50, the best predictor of health in your 80s is the quality of your relationships. Watch Robert Waldinger’s TED Talk about the longest study of happiness here. Check out the Retire with Roshan website, the Retire with Roshan Facebook page, Roshan’s Twitter, Roshan’s LinkedIn, Erik’s LinkedIn, and Adrian’s LinkedIn. All opinions expressed by podcast hosts and guests are solely their own. While based on information that they believe is reliable, neither Arete Wealth nor its affiliates warrant its completeness or accuracy, nor do their opinions reflect the opinion of Arete Wealth. This podcast is for general informational purposes only, and should not be regarded as specific advice or recommendations for any individual. Before making any decisions, consult a professional 
43:05
April 7, 2021
RL058 – Retirement Lifestyle: Options 101: Portfolio hedges, or instruments of self-destruction?
This episode of the Retirement Lifestyle show centered around options. Option buyers can have the option, but not the obligation to buy or sell something at a preset price within a preset period of time. They can reduce risk for a price of course, but use recklessly they can be instruments of financial self destruction. We discuss how they work, what the opportunities are, what the risks are, and what your next steps might be in learning more. All that and more. Right now on the Retirement Lifestyle Show. Roshan can be reached at roshan.loungani@aretewealth.com or at 202-536-4468.  Erik can be reached at erik.olson@aretewealth.com or 815-940-4652. Adrian can be reached at adrian.nicholson@aretewealth.com or at 703-915-8905. Check out the Retire with Roshan website, the Retire with Roshan Facebook page, Roshan’s Twitter, Roshan’s LinkedIn, Erik’s LinkedIn, and Adrian’s LinkedIn. All opinions expressed by podcast hosts and guests are solely their own. While based on information that they believe is reliable, neither Arete Wealth nor its affiliates warrant its completeness or accuracy, nor do their opinions reflect the opinion of Arete Wealth. This podcast is for general informational purposes only, and should not be regarded as specific advice or recommendations for any individual. Before making any decisions, consult a professional.
55:03
March 31, 2021
RL057 – Retirement Lifestyle: How Smart Investors Use Roth Conversions To Supercharge Tax-Free Wealth
Today on the Retirement Lifestyle Show, Roshan Loungani, Erik Olson, and Adrian Nicholson talk about Roth conversions and Tax rates. They discuss withdrawal and Roth conversion strategies, how to intelligently grow your tax-free assets, and how tax rates can affect your retirement plans. [04:38] Difference between Roth IRA and traditional IRA [14:10] Why tax rates and Roth conversions are important [19:27] How to ensure Roth conversions are as inexpensive as possible [25:28] Analyzing different Roth conversions strategies [34:50] Cons of implementing Roth conversions [37:12] Assessing the current tax brackets [44:11] Effects of combining a withdrawal strategy and Roth conversions [48:55] How to intelligently grow the tax-free portion of your portfolio Check out the mentioned withdrawal strategies and Roth IRA conversions. Also, check out the Retire with Roshan website, the Retire with Roshan Facebook page, Roshan's Twitter, Roshan's LinkedIn, Erik's LinkedIn, and Adrian's LinkedIn. All opinions expressed by podcast hosts and guests are solely their own. While based on information that they believe is reliable, neither Arete Wealth nor its affiliates warrant its completeness or accuracy, nor do their opinions reflect the opinion of Arete Wealth. This podcast is for general informational purposes only, and should not be regarded as specific advice or recommendations for any individual. Before making any decisions, consult a professional.
52:51
March 26, 2021
RL056 – Retirement Lifestyle: Investing aligned with your values
This episode of the Retirement Lifestyle Show focuses on sustainable investing. What is sustainable investing? How can you incorporate it into your portfolio? These are among the topics and more that we discuss to see how investing along with your values can fit into your financial future [04:55] EGS as a Subset of Value-Based Investing [09:10] Components of EGS Investing [13:24] How to Implement EGS investing [17:30] Risk Versus Returns [28:39] Practical Examples of how Sustainable Investing Affects our Communities. [33:18] Investment opportunities in the EGS Space [41:50] How Tech Firms Perform in the EGS Space [45:55] Impact Versions of Private Investments Roshan can be reached at roshan.loungani@aretewealth.com or at 202-536-4468.  Erik can be reached at erik.olson@aretewealth.com or 815-940-4652. Adrian can be reached at adrian.nicholson@aretewealth.com or at 703-915-8905. Check out the Retire with Roshan website, the Retire with Roshan Facebook page, Roshan’s Twitter, Roshan’s LinkedIn, Erik’s LinkedIn, and Adrian’s LinkedIn. All opinions expressed by podcast hosts and guests are solely their own. While based on information that they believe is reliable, neither Arete Wealth nor its affiliates warrant its completeness or accuracy, nor do their opinions reflect the opinion of Arete Wealth. This podcast is for general informational purposes only, and should not be regarded as specific advice or recommendations for any individual. Before making any decisions, consult a professional.
53:53
March 17, 2021
RL055 - Retirement Lifestyle Battle of the Plans III, Part 2—Investments
Roshan Loungani, Erik Olson, and Adrian Nicholson are back with the second installment of Battle of the Plans III, Part 2. They continue the discussion to see the different investment tactics a hypothetical couple can implement in their plan. In Part I, the hosts discussed optimal withdrawal strategies, the couple’s spending levels, and how they can manage the risk of long-term care. In this episode, Roshan and Erik examine the couple’s investment portfolio. They debate how best to balance managing volatility and seeking growth and how much cash the couple should hold in reserve. They also present the potential tax benefits of variable and fixed annuities, the tax implications of Roth IRA conversions, and how the couple can optimally allocate their portfolio across taxable, tax-deferred, and tax-free accounts. [03:03] Background [04:47] Determining Risk Tolerance [19:47] Conservative, Moderate and Aggressive Asset Allocations [22:58] Asset Allocation, Roth IRAs and Tax Efficient Investments [31:32] Variable and Fixed Annuities: Opportunity Cost, Tax Deferral and Living Benefit Riders [50:42] Refinance vs. Reverse Mortgage [59:48] Diversifying a Portfolio Outside of Conventional Asset Classes Roshan can be reached at roshan.loungani@aretewealth.com or at 202-536-4468.  Erik can be reached at erik.olson@aretewealth.com or 815-940-4652. Adrian can be reached at adrian.nicholson@aretewealth.com or at 703-915-8905. Check out the Retire with Roshan website, the Retire with Roshan Facebook page, Roshan’s Twitter, Roshan’s LinkedIn, Erik’s LinkedIn, and Adrian’s LinkedIn. All opinions expressed by podcast hosts and guests are solely their own. While based on information that they believe is reliable, neither Arete Wealth nor its affiliates warrant its completeness or accuracy, nor do their opinions reflect the opinion of Arete Wealth. This podcast is for general informational purposes only, and should not be regarded as specific advice or recommendations for any individual. Before making any decisions, consult a professional.
01:04:27
March 12, 2021
RL054 - Retirement Lifestyle: Battle of the Plans III, Part 1
On this episode of the Retirement Lifestyle Show, Erik Olson, and Adrian Nicholson present the third installment of Battle The Plans, which covers planning for retirement, risk tolerance, and the ideal social security withdrawal strategy.  They take a look at a couples hypothetical financial situation to determine if they are on track for retirement.   [05:41] Planning for Retirement [13:33] Why People Nearing Retirement Start Stockpiling Cash [21:23] Filling in The Gaps [28:53] Risk Tolerance [24:48] When to Start Claiming Your Social Security [36:30] The Ideal Social Security Strategy [44:30] Balancing Fixed and Discretionary expenses [49:20] Long-term Care Roshan can be reached at roshan.loungani@aretewealth.com or at 202-536-4468.  Erik can be reached at erik.olson@aretewealth.com or 815-940-4652. Adrian can be reached at adrian.nicholson@aretewealth.com or at 703-915-8905. Check out the Retire with Roshan website, the Retire with Roshan Facebook page, Roshan’s Twitter, Roshan’s LinkedIn, Erik’s LinkedIn, and Adrian’s LinkedIn. All opinions expressed by podcast hosts and guests are solely their own. While based on information that they believe is reliable, neither Arete Wealth nor its affiliates warrant its completeness or accuracy, nor do their opinions reflect the opinion of Arete Wealth. This podcast is for general informational purposes only, and should not be regarded as specific advice or recommendations for any individual. Before making any decisions, consult a professional.
59:02
March 5, 2021
RL053 - Retirement Lifestyle: Investing, Trading, Speculating
On this episode of the Retirement Lifestyle Show, Erik Olson and Adrian Nicholson talk about the distinction between investing, trading, and speculating, each strategy holding the potential to make your money work for you in the financial market. They discuss the time and risk elements of each and the overall results you can expect from each option. They also talk about ways to implement the strategies and help you understand the differences to prevent you from misapplying the selection and management principles of one strategy to another.  These are lessons to help you in 2021 and beyond! Roshan can be reached at roshan.loungani@aretewealth.com or at 202-536-4468.  Erik can be reached at erik.olson@aretewealth.com or 815-940-4652. Adrian can be reached at adrian.nicholson@aretewealth.com or at 703-915-8905. [04:50] The Definition of Investing [06:26] The Time Element of Investing [09:04] Why People Invest [12:24] The Definition of Trading [14:40] Swing Trading [21:41] Risk Controls in Investing, Trading, and Speculating [31:25] The Definition of Speculation [37:16] The Similarities between Investing, Trading, and Speculating Check out the Retire with Roshan website, the Retire with Roshan Facebook page, Roshan’s Twitter, Roshan’s LinkedIn, Erik’s LinkedIn, and Adrian’s LinkedIn. All opinions expressed by podcast hosts and guests are solely their own. While based on information that they believe is reliable, neither Arete Wealth nor its affiliates warrant its completeness or accuracy, nor do their opinions reflect the opinion of Arete Wealth. This podcast is for general informational purposes only, and should not be regarded as specific advice or recommendations for any individual. Before making any decisions, consult a professional. Meta Description The distinction between investing, trading, and speculating Erik and Adrian examine the strategies of making your money work for you in the financial market. They define important distinctions to prevent you from misapplying principles of one to another and discuss the time and risk elements of each strategy.
43:45
February 24, 2021
RL052 - Retirement Lifestyle: 10 Cybersecurity Tactics to Wall Off Your Data
On this episode of the Retirement Lifestyle Show, Roshan Loungani and Adrian Nicholson talk about cybersecurity and data protection. They discuss why it's essential to be safe online, tactics used by scammers to steal your information, and how to protect yourself from potential attacks. The good news is, there are simple steps that you can incorporate into the online space that will protect you from potential threats, and we're here to guide you throughout the process. [06:20] Cybersecurity and Data Protection [09:58] Creating Strong Passwords [12:01] Having Two-Step Verification Logins [14:50] Think Before You Act [20:30] Adjusting Your Privacy Settings on Social Media [22:15] Up to date Security Software [30:40] The Importance of Using Default Firewall Security on Your Computer [34:12] Security Software Scams [35:43] Lottery Scams [37:10] Catfishing Scams Check out the Retire with Roshan website, the Retire with Roshan Facebook page, Roshan’s Twitter, Roshan’s LinkedIn, Erik’s LinkedIn, and Adrian’s LinkedIn. Links and References The Ultimate Internet Safety Guide for Seniors 10 Cybersecurity Best Practices For Older Adults Roshan can be reached at roshan.loungani@aretewealth.com or at 202-536-4468.  Erik can be reached at erik.olson@aretewealth.com or 815-940-4652. Adrian can be reached at adrian.nicholson@aretewealth.com or at 703-915-8905. Follow Us At: https://www.retirewithroshan.com https://youtu.be/hKVzI87v0tA https://twitter.com/RoshanLoungani https://www.linkedin.com/in/roshanloungani/ https://www.facebook.com/retirewithroshan/ https://www.linkedin.com/in/financialerik/ https://www.linkedin.com/in/adrian-nicholson-74b82b13b/ #retirementlifestylepodcast #fire #podcast #FI #Retire #retirewithroshan All opinions expressed by podcast hosts and guests are solely their own. While based on information they believe is reliable, neither Arete Wealth nor its affiliates warrant its completeness or accuracy, nor do their opinions reflect the opinion of Arete Wealth. This podcast is for general informational purposes only, and should not be regarded as specific advice or recommendations for any individual. Before making any decisions, consult a professional.
44:01
February 17, 2021
RL051 - Retirement Lifestyle: Smart Education Planning For Children and Grandchildren
On this episode of the Retirement Lifestyle Show, Roshan Loungani, Erik Olson and Adrian Nicholson talk about college funding. They discuss conventional and unconventional approaches to college funding, the upward trend of college tuition fees, and the cost-benefit considerations of a college education. The hosts also discuss the strengths and weaknesses of using 529 state plans, standard investment accounts, and Roth IRAs to finance college for your kids and grandkids. 01:21] The Varied Approaches to College Funding [06:40] The Tax Benefits of 529 Plans and Prepaid Tuition Plans [18:52] Standard Investment Accounts and Roth IRAs [27:26] UTMA, UGMA, and Coverdell Education Savings Accounts [29:48] Structuring Your Assets to Qualify for Financial Aid [34:22] Cost-Benefit Analysis of College Education Check out the Retire with Roshan website, the Retire with Roshan Facebook page, Roshan’s Twitter, Roshan’s LinkedIn, Erik’s LinkedIn, and Adrian’s LinkedIn. Resources: Savingforcollege.com Roshan can be reached at roshan.loungani@aretewealth.com or at 202-536-4468.  Erik can be reached at erik.olson@aretewealth.com or 815-940-4652. Adrian can be reached at adrian.nicholson@aretewealth.com or at 703-915-8905. Follow Us At: https://www.retirewithroshan.com https://youtu.be/hKVzI87v0tA https://twitter.com/RoshanLoungani https://www.linkedin.com/in/roshanloungani/ https://www.facebook.com/retirewithroshan/ https://www.linkedin.com/in/financialerik/ https://www.linkedin.com/in/adrian-nicholson-74b82b13b/ #retirementlifestylepodcast #fire #podcast #FI #Retire #retirewithroshan All opinions expressed by podcast hosts and guests are solely their own. While based on information they believe is reliable, neither Arete Wealth nor its affiliates warrant its completeness or accuracy, nor do their opinions reflect the opinion of Arete Wealth. This podcast is for general informational purposes only, and should not be regarded as specific advice or recommendations for any individual. Before making any decisions, consult a professional.
54:29
February 10, 2021
RL050 - Retirement Lifestyle: Crypto Wall Street: Bitcoin, Blockchain and Crypto
On this episode of the Retirement Lifestyle Show, Roshan Loungani, Erik Olson, and Adrian Nicholson talk about Blockchain, Cryptocurrencies, and how to incorporate them into your portfolio. They also dissect how heavily shorted retail stocks have been taking the market by storm lately, with individual investors clashing with big institutional investors. Roshan can be reached at roshan.loungani@aretewealth.com or at 202-536-4468.  Erik can be reached at erik.olson@aretewealth.com or 815-940-4652. Adrian can be reached at adrian.nicholson@aretewealth.com or at 703-915-8905. Follow Us At: https://www.retirewithroshan.com https://youtu.be/hKVzI87v0tA https://twitter.com/RoshanLoungani https://www.linkedin.com/in/roshanloungani/ https://www.facebook.com/retirewithroshan/ https://www.linkedin.com/in/financialerik/ https://www.linkedin.com/in/adrian-nicholson-74b82b13b/ #retirementlifestylepodcast #fire #podcast #FI #Retire #retirewithroshan All opinions expressed by podcast hosts and guests are solely their own. While based on information they believe is reliable, neither Arete Wealth nor its affiliates warrant its completeness or accuracy, nor do their opinions reflect the opinion of Arete Wealth. This podcast is for general informational purposes only, and should not be regarded as specific advice or recommendations for any individual. Before making any decisions, consult a professional. Roshan can be reached at roshan.loungani@aretewealth.com or at 202-536-4468.  Erik can be reached at erik.olson@aretewealth.com or 815-940-4652.
01:01:34
February 3, 2021
RL049 - Retirement Lifestyle: 12 Points From Biden's American Rescue Plan Explained
On this episode of the Retirement Lifestyle Show, Roshan Loungani, Erik Olson, and Adrian Nicholson talk about President Biden's proposed stimulus plan to help battle the virus and alleviate the economic toll it has taken. They also analyze the potential benefits, drawbacks, and feasibility of some of these proposed plans and how it affects you. Roshan can be reached at roshan.loungani@aretewealth.com or at 202-536-4468.  Erik can be reached at erik.olson@aretewealth.com or 815-940-4652. Follow Us At: https://www.retirewithroshan.com https://youtu.be/hKVzI87v0tA https://twitter.com/RoshanLoungani https://www.linkedin.com/in/roshanloungani/ https://www.facebook.com/retirewithroshan/ https://www.linkedin.com/in/financialerik/ https://www.linkedin.com/in/adrian-nicholson-74b82b13b/ #retirementlifestylepodcast #fire #podcast #FI #Retire #retirewithroshan All opinions expressed by podcast hosts and guests are solely their own. While based on information they believe is reliable, neither Arete Wealth nor its affiliates warrant its completeness or accuracy, nor do their opinions reflect the opinion of Arete Wealth. This podcast is for general informational purposes only, and should not be regarded as specific advice or recommendations for any individual. Before making any decisions, consult a professional. Roshan can be reached at roshan.loungani@aretewealth.com or at 202-536-4468.  Erik can be reached at erik.olson@aretewealth.com or 815-940-4652.
01:22:14
January 28, 2021
RL048 - Retirement Lifestyle: 2021 Economic and Market Outlook
On this episode of the Retirement Lifestyle Show, Roshan Loungani, Erik Olson, and Adrian Nicholson talk about the 2021 outlook on the market and the economy. They analyze the possible outcomes post-pandemic and explain why emerging markets are becoming popular among investors. They also discuss how consumers will affect the 2021 economy and look at the changes and opportunities present in the current market. Past performance is not indicative of future results. Roshan can be reached at roshan.loungani@aretewealth.com or at 202-536-4468.  Erik can be reached at erik.olson@aretewealth.com or 815-940-4652. Follow Us At: https://www.retirewithroshan.com https://youtu.be/hKVzI87v0tA https://twitter.com/RoshanLoungani https://www.linkedin.com/in/roshanloungani/ https://www.facebook.com/retirewithroshan/ https://www.linkedin.com/in/financialerik/ https://www.linkedin.com/in/adrian-nicholson-74b82b13b/ #retirementlifestylepodcast #fire #podcast #FI #Retire #retirewithroshan All opinions expressed by podcast hosts and guests are solely their own. While based on information they believe is reliable, neither Arete Wealth nor its affiliates warrant its completeness or accuracy, nor do their opinions reflect the opinion of Arete Wealth. This podcast is for general informational purposes only, and should not be regarded as specific advice or recommendations for any individual. Before making any decisions, consult a professional. Roshan can be reached at roshan.loungani@aretewealth.com or at 202-536-4468.  Erik can be reached at erik.olson@aretewealth.com or 815-940-4652.
01:07:54
January 20, 2021
RL047 - Retirement Lifestyle: How To Win The Healthy Living War In 2021 With Jill Myers
Today on the Retirement Lifestyle Show, Roshan Loungani and Erik Olson talk to Jill Myers, an integrative nutrition health coach. Jill’s work focuses on highlighting and addressing the aspects of our health that are often overlooked to facilitate the optimal health and wellbeing of her clients. Roshan and Erik talk to Jill about living a happy and healthy life, addressing behavioral factors that impede your physical health goals and how coaching can remove those impediments. Roshan can be reached at roshan.loungani@aretewealth.com or at 202-536-4468.   Erik can be reached at erik.olson@aretewealth.com or 815-940-4652. Follow Us At: https://www.retirewithroshan.com https://www.youtube.com/channel/UC0ZZPM3xk6onXNpb1ceAkCg https://twitter.com/RoshanLoungani https://www.linkedin.com/in/roshanloungani/ https://www.facebook.com/retirewithroshan/ https://www.linkedin.com/in/financialerik/ https://www.linkedin.com/in/adrian-nicholson-74b82b13b/ #retirementlifestylepodcast #fire #podcast #FI #Retire #retirewithroshan All opinions expressed by podcast hosts and guests are solely their own. While based on information they believe is reliable, neither Arete Wealth nor its affiliates warrant its completeness or accuracy, nor do their opinions reflect the opinion of Arete Wealth. This podcast is for general informational purposes only, and should not be regarded as specific advice or recommendations for any individual. Before making any decisions, consult a professional. Roshan can be reached at roshan.loungani@aretewealth.com or at 202-536-4468.  Erik can be reached at erik.olson@aretewealth.com or 815-940-4652.
01:02:11
January 8, 2021
RL046 - Retirement Lifestyle: No Holds Barred Look at 2020
On this episode of the Retirement Lifestyle Show, Roshan Loungani, Erik Olson, and Adrian Nicholson review the highs and lows of the year. They discuss the different trends that made it to the headlines, the most searched terms, and effects of the pandemic on our social and financial wellbeing. The pandemic might have affected your normal way of living, but a new year is just around the corner. Roshan can be reached at roshan.loungani@aretewealth.com or at 202-536-4468.  Erik can be reached at erik.olson@aretewealth.com or 815-940-4652. Follow Us At: https://www.retirewithroshan.com https://www.youtube.com/channel/UC0ZZPM3xk6onXNpb1ceAkCg https://twitter.com/RoshanLoungani https://www.linkedin.com/in/roshanloungani/ https://www.facebook.com/retirewithroshan/ https://www.linkedin.com/in/financialerik/ https://www.linkedin.com/in/adrian-nicholson-74b82b13b/ #retirementlifestylepodcast #fire #podcast #FI #Retire #retirewithroshan All opinions expressed by podcast hosts and guests are solely their own. While based on information they believe is reliable, neither Arete Wealth nor its affiliates warrant its completeness or accuracy, nor do their opinions reflect the opinion of Arete Wealth. This podcast is for general informational purposes only, and should not be regarded as specific advice or recommendations for any individual. Before making any decisions, consult a professional. Roshan can be reached at roshan.loungani@aretewealth.com or at 202-536-4468.  Erik can be reached at erik.olson@aretewealth.com or 815-940-4652.
48:17
December 30, 2020
RL045 - Retirement Lifestyle: Navigating The Current Seller's Market In Housing
On this episode of the Retirement Lifestyle Show, Roshan Loungani, Erik Olson and Adrian Nicholson talk about the real estate market. They discuss whether it's a buyer’s vs. seller’s market as well as important data points and what you can do about it. Your home purchase is one of the biggest decisions you will ever make so planning it well and considering all the financial and personal factors can help you achieve a higher net worth and greater wealth along your way. Additionally, if you are looking at real estate as an investor, Roshan, Erik and Adrian provide valuable information to help you decide what to consider when buying or not. Roshan can be reached at roshan.loungani@aretewealth.com or at 202-536-4468.   Erik can be reached at erik.olson@aretewealth.com or 815-940-4652. Follow Us At: https://www.retirewithroshan.com https://www.youtube.com/channel/UC0ZZPM3xk6onXNpb1ceAkCg https://twitter.com/RoshanLoungani https://www.linkedin.com/in/roshanloungani/ https://www.facebook.com/retirewithroshan/ https://www.linkedin.com/in/financialerik/ https://www.linkedin.com/in/adrian-nicholson-74b82b13b/ #retirementlifestylepodcast #fire #podcast #FI #Retire #retirewithroshan All opinions expressed by podcast hosts and guests are solely their own. While based on information they believe is reliable, neither Arete Wealth nor its affiliates warrant its completeness or accuracy, nor do their opinions reflect the opinion of Arete Wealth. This podcast is for general informational purposes only, and should not be regarded as specific advice or recommendations for any individual. Before making any decisions, consult a professional. Roshan can be reached at roshan.loungani@aretewealth.com or at 202-536-4468.  Erik can be reached at erik.olson@aretewealth.com or 815-940-4652.
48:20
December 22, 2020
RL044 - Retirement Lifestyle: 8 Dynamic Outlooks On Financial Independence
On this episode of the Retirement Lifestyle Show we discuss the varying opinions of retirement. We ask 8 people what the definition of retirement means to them and learn an interesting fact!  The concept of Financial Independence is also brought into the conversation to challenge the traditional concept of retirement. Listen in to gain insight on the current trends of retirement. Roshan can be reached at roshan.loungani@aretewealth.com or at 202-536-4468.  Erik can be reached at erik.olson@aretewealth.com or 815-940-4652. Follow Us At: https://www.retirewithroshan.com https://twitter.com/RoshanLoungani https://www.linkedin.com/in/roshanloungani/ https://www.facebook.com/retirewithroshan/ https://www.linkedin.com/in/financialerik/ https://www.linkedin.com/in/adrian-nicholson-74b82b13b/ #retirementlifestylepodcast #fire #podcast #FI #Retire #retirewithroshan All opinions expressed by podcast hosts and guests are solely their own. While based on information they believe is reliable, neither Arete Wealth nor its affiliates warrant its completeness or accuracy, nor do their opinions reflect the opinion of Arete Wealth. This podcast is for general informational purposes only, and should not be regarded as specific advice or recommendations for any individual. Before making any decisions, consult a professional. Roshan can be reached at roshan.loungani@aretewealth.com or at 202-536-4468.  Erik can be reached at erik.olson@aretewealth.com or 815-940-4652.
43:36
December 16, 2020
RL043 - Retirement Lifestyle: 7 Tax Secrets Of Smart Givers
On this episode of the Retirement Lifestyle Show, Roshan Loungani, Erik Olson, and Adrian Nicholson talk about charitable giving and how to get the best out of your philanthropic efforts. They discuss the different strategies that can help you receive the total tax benefits from your charitable giving. As a parting shot, they highlight the more significant benefits that come with charitable giving. Roshan can be reached at roshan.loungani@aretewealth.com or at 202-536-4468.  Erik can be reached at erik.olson@aretewealth.com or 815-940-4652. Follow Us At: https://www.retirewithroshan.com https://twitter.com/RoshanLoungani https://www.linkedin.com/in/roshanloungani/ https://www.facebook.com/retirewithroshan/ https://www.linkedin.com/in/financialerik/ https://www.linkedin.com/in/adrian-nicholson-74b82b13b/ #retirementlifestylepodcast #fire #podcast #FI #Retire #retirewithroshan All opinions expressed by podcast hosts and guests are solely their own. While based on information they believe is reliable, neither Arete Wealth nor its affiliates warrant its completeness or accuracy, nor do their opinions reflect the opinion of Arete Wealth. This podcast is for general informational purposes only, and should not be regarded as specific advice or recommendations for any individual. Before making any decisions, consult a professional. Roshan can be reached at roshan.loungani@aretewealth.com or at 202-536-4468.  Erik can be reached at erik.olson@aretewealth.com or 815-940-4652.
01:04:22
December 11, 2020
RL042 - Retirement Lifestyle: The Pros And Cons Of Working Longer
Today on the Retirement Lifestyle Show, Roshan Loungani, Erik Olson and Adrian Nicholson talk about timing your retirement.  They weigh financial factors, social needs and personal goals and how they may impact when you choose to retire.  These are lessons to help you in 2020 and beyond! Roshan can be reached at roshan.loungani@aretewealth.com or at 202-536-4468.  Erik can be reached at erik.olson@aretewealth.com or 815-940-4652. Follow Us At: https://www.retirewithroshan.com https://www.youtube.com/channel/UC0ZZPM3xk6onXNpb1ceAkCg/videos https://twitter.com/RoshanLoungani https://www.linkedin.com/in/roshanloungani/ https://www.facebook.com/retirewithroshan/ https://www.linkedin.com/in/financialerik/ https://www.linkedin.com/in/adrian-nicholson-74b82b13b/ #retirementlifestylepodcast #fire #podcast #FI #Retire #retirewithroshan All opinions expressed by podcast hosts and guests are solely their own. While based on information they believe is reliable, neither Arete Wealth nor its affiliates warrant its completeness or accuracy, nor do their opinions reflect the opinion of Arete Wealth. This podcast is for general informational purposes only, and should not be regarded as specific advice or recommendations for any individual. Before making any decisions, consult a professional. Roshan can be reached at roshan.loungani@aretewealth.com or at 202-536-4468.  Erik can be reached at erik.olson@aretewealth.com or 815-940-4652.
49:14
December 8, 2020
RL041 - Retirement Lifestyle: 101 (Almost) Homerun Gift Ideas For Kids
On this episode of the Retirement Lifestyle Show, Roshan Loungani, Erik Olson, and Adrian Nicholson talk about gift ideas and gift planning for Christmas. They discuss presents for different age groups: children, teenagers, and adults. During the high impact life segment, they mention organizations and causes that you can give back to this holiday season. Roshan can be reached at roshan.loungani@aretewealth.com or at 202-536-4468.  Erik can be reached at erik.olson@aretewealth.com or 815-940-4652. Follow Us At: https://www.retirewithroshan.com https://twitter.com/RoshanLoungani https://www.linkedin.com/in/roshanloungani/ https://www.facebook.com/retirewithroshan/ https://www.linkedin.com/in/financialerik/ https://www.linkedin.com/in/adrian-nicholson-74b82b13b/ #retirementlifestylepodcast #fire #podcast #FI #Retire #retirewithroshan All opinions expressed by podcast hosts and guests are solely their own. While based on information they believe is reliable, neither Arete Wealth nor its affiliates warrant its completeness or accuracy, nor do their opinions reflect the opinion of Arete Wealth. This podcast is for general informational purposes only, and should not be regarded as specific advice or recommendations for any individual. Before making any decisions, consult a professional. Roshan can be reached at roshan.loungani@aretewealth.com or at 202-536-4468.  Erik can be reached at erik.olson@aretewealth.com or 815-940-4652.
57:09
December 2, 2020
RL040 - Retirement Lifestyle: 5 Savvy Year-End Tax Strategies
Gearing up for the end of 2020 we discuss year-end tax strategies.  Managing the tax side of your financial life can help you save additional funds for retirement.  Tax-loss harvesting, Roth conversion, and charitable giving are tax strategies we analyze in this episode of the Retirement Lifestyle Show! Roshan can be reached at roshan.loungani@aretewealth.com or at 202-536-4468.  Erik can be reached at erik.olson@aretewealth.com or 815-940-4652. Follow Us At: https://www.retirewithroshan.com https://twitter.com/RoshanLoungani https://www.linkedin.com/in/roshanloungani/ https://www.facebook.com/retirewithroshan/ https://www.linkedin.com/in/financialerik/ https://www.linkedin.com/in/adrian-nicholson-74b82b13b/ #retirementlifestylepodcast #fire #podcast #FI #Retire #retirewithroshan All opinions expressed by podcast hosts and guests are solely their own. While based on information they believe is reliable, neither Arete Wealth nor its affiliates warrant its completeness or accuracy, nor do their opinions reflect the opinion of Arete Wealth. This podcast is for general informational purposes only, and should not be regarded as specific advice or recommendations for any individual. Before making any decisions, consult a professional. Roshan can be reached at roshan.loungani@aretewealth.com or at 202-536-4468.  Erik can be reached at erik.olson@aretewealth.com or 815-940-4652.
55:36
November 24, 2020
RL039 - Retirement Lifestyle: What You Must Know Before Building Your Incapacity Plan With Alfred Lee
A power of attorney is an important cornerstone of incapacity planning.  This legal document can enable someone to provide healthcare or financial decisions on your behalf and much more.  A well organized estate plan that is up-to-date can elevate the emotional stress that unexpected emergencies bring.  We discuss this and more with our guest Alfred Lee. Alfred Lee obtained his law degree from the University of Notre Dame and is currently an Estate Attorney for Pluymert, MacDonald, Hargrove & Lee, Ltd.  Al concentrates his practice in the areas of estate planning, administration and asset protection/bankruptcy  Alfred can be reached at alee@lawpmh.com Roshan & Erik are here to help and taking on new clients.   If you would like to review your personal financial situation, they would be happy to speak to you.   Roshan can be reached at roshan.loungani@aretewealth.com  or at 202-536-4468.  Erik can be reached at erik.olson@aretewealth.com or 815-940-4652. Resources: https://www.lawpmh.com/attorney-profiles/alfred-s-lee/ Follow Us At: https://www.retirewithroshan.com/ https://youtu.be/O7737YNZMzU https://twitter.com/RoshanLoungani https://www.linkedin.com/in/roshanloungani/ https://www.facebook.com/retirewithroshan/ https://www.linkedin.com/in/financialerik/ https://www.linkedin.com/in/adrian-nicholson-74b82b13b/ #retirementlifestylepodcast #fire #podcast #FI #Retire #retirewithroshan All opinions expressed by podcast hosts and guests are solely their own. While based on information they believe is reliable, neither Arete Wealth nor its affiliates warrant its completeness or accuracy, nor do their opinions reflect the opinion of Arete Wealth. This podcast is for general informational purposes only, and should not be regarded as specific advice or recommendations for any individual. Before making any decisions, consult a professional.
52:42
November 18, 2020
RL038 - Retirement Lifestyle: Medicare Open Enrollment - What To Consider?
There are a number of factors to consider before making your Medicare open enrollment decision.  People have the option to choose from a wide variety of Medicare health plans.  Deciding what plan works the best for you and your budget is crucial.  We discuss the different types of Medicare plans and there cost structures to help see what your options are. Medicare Open enrollment provides Medicare users a choice to reevaluate their coverage. Roshan can be reached at roshan.loungani@aretewealth.com or at 202-536-4468.  Erik can be reached at erik.olson@aretewealth.com or 815-940-4652. Follow Us At: https://www.retirewithroshan.com https://twitter.com/RoshanLoungani https://www.linkedin.com/in/roshanloungani/ https://www.facebook.com/retirewithroshan/ https://www.linkedin.com/in/financialerik/ https://www.linkedin.com/in/adrian-nicholson-74b82b13b/ #retirementlifestylepodcast #fire #podcast #FI #Retire #retirewithroshan All opinions expressed by podcast hosts and guests are solely their own. While based on information they believe is reliable, neither Arete Wealth nor its affiliates warrant its completeness or accuracy, nor do their opinions reflect the opinion of Arete Wealth. This podcast is for general informational purposes only, and should not be regarded as specific advice or recommendations for any individual. Before making any decisions, consult a professional.Roshan can be reached at roshan.loungani@aretewealth.com or at 202-536-4468.  Erik can be reached at erik.olson@aretewealth.com or 815-940-4652.
41:42
November 11, 2020
RL037 - Retirement Lifestyle: We React To 6 Early Retirement Lies
The decision to retire early contains a mix of self-discovery and opportunity. We discuss the 6 biggest lies about early retirement in order to shine a new light on common misconceptions. In the science of happiness we discuss how one act of kindness can create a ripple effect. The article we reference can be accessed by the following link: https://www.cnbc.com/2020/07/23/biggest-early-retirement-lies-says-retired-millionaire-who-quit-job-at-34.html Roshan can be reached at roshan.loungani@aretewealth.com or at 202-536-4468.  Erik can be reached at erik.olson@aretewealth.com or 815-940-4652. Follow Us At: https://www.retirewithroshan.com https://www.youtube.com/channel/UC0ZZPM3xk6onXNpb1ceAkCg https://twitter.com/RoshanLoungani https://www.linkedin.com/in/roshanloungani/ https://www.facebook.com/retirewithroshan/ https://www.linkedin.com/in/financialerik/ https://www.linkedin.com/in/adrian-nicholson-74b82b13b/ #retirementlifestylepodcast #fire #podcast #FI #Retire #retirewithroshan All opinions expressed by podcast hosts and guests are solely their own. While based on information they believe is reliable, neither Arete Wealth nor its affiliates warrant its completeness or accuracy, nor do their opinions reflect the opinion of Arete Wealth. This podcast is for general informational purposes only, and should not be regarded as specific advice or recommendations for any individual. Before making any decisions, consult a professional.Roshan can be reached at roshan.loungani@aretewealth.com or at 202-536-4468.  Erik can be reached at erik.olson@aretewealth.com or 815-940-4652.
42:08
November 4, 2020
RL036 - Retirement Lifestyle: Happy Hour or Hangover? How This Election May Affect Your Portfolio
We discuss the U.S. election’s effect on the market and economy Roshan can be reached at roshan.loungani@aretewealth.com or at 202-536-4468.  Erik can be reached at erik.olson@aretewealth.com or 815-940-4652. Follow Us At: https://www.retirewithroshan.com https://twitter.com/RoshanLoungani https://www.linkedin.com/in/roshanloungani/ https://www.facebook.com/retirewithroshan/ https://www.linkedin.com/in/financialerik/ https://www.linkedin.com/in/adrian-nicholson-74b82b13b/ Resources: https://www.alliancebernstein.com/library/how-trump-and-biden-stack-up-on-the-big-issues.htm https://www.cato.org/publications/commentary/bidens-policy-agenda-shows-just-how-far-democrats-have-lurched-leftwards https://www2.deloitte.com/content/dam/Deloitte/us/Documents/Tax/us-tax-biden-trump-POV.pdf http://www.goodmaninstitute.org/economic-analysis-of-the-biden-tax-plan/ https://www.aei.org/research-products/report/an-analysis-of-joe-bidens-tax-proposals-october-2020-update/ https://www.moodysanalytics.com/-/media/article/2020/the-macroeconomic-consequences-trump-vs-biden.pdf https://www.hoover.org/research/analysis-vice-president-bidens-economic-agenda-long-run-impacts https://www.taxpolicycenter.org/publications/updated-analysis-former-vice-president-bidens-tax-proposals https://www.cbo.gov/system/files/2020-09/56517-Budget-Outlook.pdf https://www.ntu.org/foundation/detail/biden-build-back-better-plan-would-be-13-trillion-annual-spending-increase https://taxfoundation.org/joe-biden-tax-plan-2020/ All opinions expressed by podcast hosts and guests are solely their own. While based on information they believe is reliable, neither Arete Wealth nor its affiliates warrant its completeness or accuracy, nor do their opinions reflect the opinion of Arete Wealth. This podcast is for general informational purposes only, and should not be regarded as specific advice or recommendations for any individual. Before making any decisions, consult a professional.Roshan can be reached at roshan.loungani@aretewealth.com or at 202-536-4468.  Erik can be reached at erik.olson@aretewealth.com or 815-940-4652.
56:04
October 28, 2020
RL035 - Retirement Lifestyle: Battle of the Plans 2 part 2
We evaluate a person's hypothetical financial situation and discuss the importance of asset allocation/tax diversification.  We take a look at three important tax categories that play significant role in this persons financial plan.  We also discuss different investing methodologies and Roth conversion that help create a pool of tax free wealth Roshan can be reached at roshan.loungani@aretewealth.com or at 202-536-4468.  Erik can be reached at erik.olson@aretewealth.com or 815-940-4652.  Follow Us At: https://www.retirewithroshan.com https://twitter.com/RoshanLoungani https://www.linkedin.com/in/roshanloungani/ https://www.facebook.com/retirewithroshan/ https://www.linkedin.com/in/financialerik/ https://www.linkedin.com/in/adrian-nicholson-74b82b13b/ #retirementlifestylepodcast #fire #podcast #FI #Retire #retirewithroshan All opinions expressed by podcast hosts and guests are solely their own. While based on information they believe is reliable, neither Arete Wealth nor its affiliates warrant its completeness or accuracy, nor do their opinions reflect the opinion of Arete Wealth. This podcast is for general informational purposes only, and should not be regarded as specific advice or recommendations for any individual. Before making any decisions, consult a professional.Roshan can be reached at roshan.loungani@aretewealth.com or at 202-536-4468.  Erik can be reached at erik.olson@aretewealth.com or 815-940-4652.
49:09
October 21, 2020
RL034 - Retirement Lifestyle: Battle of the Plans 2 part 1
We evaluate a person's hypothetical financial situation and discuss how they can pass the maximum amount of their wealth to charity.  In this case the question is not sufficiency its about efficiency since the person has built up a large amount of assets.  There are a number of considerations and approaches we analyze in order to help this person achieve their end goal.   Roshan can be reached at roshan.loungani@aretewealth.com or at 202-536-4468.  Erik can be reached at erik.olson@aretewealth.com or 815-940-4652. Follow Us At: https://www.retirewithroshan.com https://twitter.com/RoshanLoungani https://www.linkedin.com/in/roshanloungani/ https://www.facebook.com/retirewithroshan/ https://www.linkedin.com/in/financialerik/ https://www.linkedin.com/in/adrian-nicholson-74b82b13b/ #retirementlifestylepodcast #fire #podcast #FI #Retire #retirewithroshan All opinions expressed by podcast hosts and guests are solely their own. While based on information they believe is reliable, neither Arete Wealth nor its affiliates warrant its completeness or accuracy, nor do their opinions reflect the opinion of Arete Wealth. This podcast is for general informational purposes only, and should not be regarded as specific advice or recommendations for any individual. Before making any decisions, consult a professional.Roshan can be reached at roshan.loungani@aretewealth.com or at 202-536-4468.  Erik can be reached at erik.olson@aretewealth.com or 815-940-4652.
01:05:01
October 21, 2020
RL033 - Retirement Lifestyle: Jim Stanard Journey From Insurance Executive to Musician
Jim Stanard has transitioned from a successful career in the business world to a creative musical artist. Jim Stanard's second album Color Outside The Lines once again showcases the Florida/Colorado-based troubadour's distinctive song craft, vivid storytelling and unmistakably authentic voice - the same qualities that made listeners and critics take notice of his acclaimed 2018 debut Bucket List. We discuss life transitions, financial independence, music and much more with Jim Stanard  Jim Stanard will release his sophomore album, Color Outside The Lines, on October 16th Roshan & Erik are here to help and taking on new clients.   If you would like to review your personal financial situation, they would be happy to speak to you.   Roshan can be reached at roshan.loungani@aretewealth.com or at 202-536-4468.  Erik can be reached at erik.olson@aretewealth.comor 815-940-4652. Resources: https://www.amazon.com/dp/B08H6M8RGK/ref=tsm_1_tp_tc https://www.jimstanardmusic.com/ https://www.youtube.com/channel/UC8r7SShpVrThRb_LkDi3IAQ  Follow Us At: https://www.retirewithroshan.com/ https://twitter.com/RoshanLoungani https://www.linkedin.com/in/roshanloungani/ https://www.facebook.com/retirewithroshan/ https://www.linkedin.com/in/financialerik/ https://www.linkedin.com/in/adrian-nicholson-74b82b13b/ #retirementlifestylepodcast #fire #podcast #FI #Retire #retirewithroshan All opinions expressed by podcast hosts and guests are solely their own. While based on information they believe is reliable, neither Arete Wealth nor its affiliates warrant its completeness or accuracy, nor do their opinions reflect the opinion of Arete Wealth. This podcast is for general informational purposes only, and should not be regarded as specific advice or recommendations for any individual. Before making any decisions, consult a professional.
52:44
October 14, 2020
RL032 - Retirement Lifestyle: Divorce Mediation with Robin Graine
During a divorce, you and your spouse are faced with a lot of tough decisions. On top of that divorce can be extremely costly both emotionally & relationally. Divorce mediation provides an alternative to litigation that can fit your financial needs. We discuss the financial aspects of divorce mediation with Robin Graine. Robin Graine is a highly-rated divorce mediator with 17+ years experience in family law, custody, child support, alimony, property settlement agreements | VA Supreme Court Certified Divorce Mediator | Certified Divorce Financial Analyst. Robin can be reach at: robin@grainemediation.com Fairfax: 571-220-1998 Tysons: 571-758-7444 Alexandria: 571-655-1719 Richmond: 571-655-7477 Roshan & Erik are here to help and taking on new clients.   If you would like to review your personal financial situation, they would be happy to speak to you.   Roshan can be reached at roshan.loungani@aretewealth.com  or at 202-536-4468.  Erik can be reached at erik.olson@aretewealth.com or 815-940-4652. Resources: https://www.grainemediation.com/ Follow Us At: https://www.retirewithroshan.com/ https://twitter.com/RoshanLoungani https://www.linkedin.com/in/roshanloungani/ https://www.facebook.com/retirewithroshan/ https://www.linkedin.com/in/financialerik/ https://www.linkedin.com/in/adrian-nicholson-74b82b13b/ #retirementlifestylepodcast #fire #podcast #FI #Retire #retirewithroshan All opinions expressed by podcast hosts and guests are solely their own. While based on information they believe is reliable, neither Arete Wealth nor its affiliates warrant its completeness or accuracy, nor do their opinions reflect the opinion of Arete Wealth. This podcast is for general informational purposes only, and should not be regarded as specific advice or recommendations for any individual. Before making any decisions, consult a professional.
49:43
October 7, 2020
RL031 - Retirement Lifestyle: How To Be A Smart Car Buyer
Buying a car is one of the biggest purchases people make today.  Researching the different attributes that come with a car and deciding whether to get a new vs used car is a good starting point.  Then comes the next big question how are you going to pay for it?  We discuss helpful tips on the decision making process and financing options when it comes to buying a car.  These are lessons to help you become a smart car buyers in 2020 and beyond!    Roshan can be reached at roshan.loungani@aretewealth.com or at 202-536-4468.  Erik can be reached at erik.olson@aretewealth.com or 815-940-4652. Follow Us At: https://www.retirewithroshan.com https://www.youtube.com/channel/UC0ZZPM3xk6onXNpb1ceAkCg https://twitter.com/RoshanLoungani https://www.linkedin.com/in/roshanloungani/ https://www.facebook.com/retirewithroshan/ https://www.linkedin.com/in/financialerik/ https://www.linkedin.com/in/adrian-nicholson-74b82b13b/ #retirementlifestylepodcast #fire #podcast #FI #Retire #retirewithroshan All opinions expressed by podcast hosts and guests are solely their own. While based on information they believe is reliable, neither Arete Wealth nor its affiliates warrant its completeness or accuracy, nor do their opinions reflect the opinion of Arete Wealth. This podcast is for general informational purposes only, and should not be regarded as specific advice or recommendations for any individual. Before making any decisions, consult a professional.Roshan can be reached at roshan.loungani@aretewealth.com or at 202-536-4468.  Erik can be reached at erik.olson@aretewealth.com or 815-940-4652.
41:44
September 30, 2020
RL030 - Retirement Lifestyle: 6 Tips To Invest In Retirement
In this episode, we will share 6 tips to help you invest in your retirement.  These are tips to help you become more informed when it comes to making financial decisions in retirement.  Roshan can be reached at roshan.loungani@aretewealth.com or at 202-536-4468.  Erik can be reached at erik.olson@aretewealth.com or 815-940-4652. Follow Us At: https://www.retirewithroshan.com https://twitter.com/RoshanLoungani https://www.linkedin.com/in/roshanloungani/ https://www.facebook.com/retirewithroshan/ https://www.linkedin.com/in/financialerik/ https://www.linkedin.com/in/adrian-nicholson-74b82b13b/ #retirementlifestylepodcast #fire #podcast #FI #Retire #retirewithroshan All opinions expressed by podcast hosts and guests are solely their own. While based on information they believe is reliable, neither Arete Wealth nor its affiliates warrant its completeness or accuracy, nor do their opinions reflect the opinion of Arete Wealth. This podcast is for general informational purposes only, and should not be regarded as specific advice or recommendations for any individual. Before making any decisions, consult a professional.
45:47
September 23, 2020
RL029 - Retirement Lifestyle: Battle of the Plans 1
In this episode we evaluate a person's hypothetical financial situation and discuss our approach.  We begin by analyzing the person's financial constraints and suitability.  Then we challenge each-others strategies and ideas to determine the best course of action for this person.   Roshan can be reached at roshan.loungani@aretewealth.com or at 202-536-4468.  Erik can be reached at erik.olson@aretewealth.com or 815-940-4652. Follow Us At: https://www.retirewithroshan.com https://twitter.com/RoshanLoungani https://www.linkedin.com/in/roshanloungani/ https://www.facebook.com/retirewithroshan/ https://www.linkedin.com/in/financialerik/ https://www.linkedin.com/in/adrian-nicholson-74b82b13b/ #retirementlifestylepodcast #fire #podcast #FI #Retire #retirewithroshan All opinions expressed by podcast hosts and guests are solely their own. While based on information they believe is reliable, neither Arete Wealth nor its affiliates warrant its completeness or accuracy, nor do their opinions reflect the opinion of Arete Wealth. This podcast is for general informational purposes only, and should not be regarded as specific advice or recommendations for any individual. Before making any decisions, consult a professional.
01:06:30
September 16, 2020
RL028 - Retirement Lifestyle: Choosing Your Investing Building Blocks (2 0f 2)
Continuing on with choosing your investing building blocks here is part 2 of our discussion.  The main focus here are exchange traded funds and decision making about which building blocks to incorporate into your portfolio.  We also analyze mutual funds, open ended mutual funds and closed end funds.  These are strategies and tools that can make portfolios well rounded in any market environemtn. Roshan can be reached at roshan.loungani@aretewealth.com or at 202-536-4468.  Erik can be reached at erik.olson@aretewealth.com or 815-940-4652. Follow Us At: https://www.retirewithroshan.com https://twitter.com/RoshanLoungani https://www.linkedin.com/in/roshanloungani/ https://www.facebook.com/retirewithroshan/ https://www.linkedin.com/in/financialerik/ https://www.linkedin.com/in/adrian-nicholson-74b82b13b/ #retirementlifestylepodcast #fire #podcast #FI #Retire #retirewithroshan All opinions expressed by podcast hosts and guests are solely their own. While based on information they believe is reliable, neither Arete Wealth nor its affiliates warrant its completeness or accuracy, nor do their opinions reflect the opinion of Arete Wealth. This podcast is for general informational purposes only, and should not be regarded as specific advice or recommendations for any individual. Before making any decisions, consult a professional.
38:18
September 15, 2020
RL027 - Retirement Lifestyle: Opportunistic Approaches For The Election
Here is the final episode in our political election series where we discuss strategies to capitalize on gains in the event of a market decline.  We review these topics and more to help you be more proactive when it comes to your portfolio during times of political uncertainty! Roshan can be reached at roshan.loungani@aretewealth.com or at 202-536-4468.  Erik can be reached at erik.olson@aretewealth.com or 815-940-4652. Follow Us At: https://www.retirewithroshan.com https://twitter.com/RoshanLoungani https://www.linkedin.com/in/roshanloungani/ https://www.facebook.com/retirewithroshan/ https://www.linkedin.com/in/financialerik/ https://www.linkedin.com/in/adrian-nicholson-74b82b13b/ #retirementlifestylepodcast #fire #podcast #FI #Retire #retirewithroshan All opinions expressed by podcast hosts and guests are solely their own. While based on information they believe is reliable, neither Arete Wealth nor its affiliates warrant its completeness or accuracy, nor do their opinions reflect the opinion of Arete Wealth. This podcast is for general informational purposes only, and should not be regarded as specific advice or recommendations for any individual. Before making any decisions, consult a professional.
01:16:39
September 9, 2020
RL026 - Retirement Lifestyle: Defensive Strategies Before The Election
Continuing on with election related topics we discuss defensive strategies that can protect your portfolio. We take a look at the pros and cons of tactical and passive investing along with risk-adjusted returns.  Remember there are always ways to express your opinion in the markets.  We discuss these topics and more to help you prepare your portfolio through times of political uncertainty! Roshan can be reached at roshan.loungani@aretewealth.com or at 202-536-4468.  Erik can be reached at erik.olson@aretewealth.com or 815-940-4652. Follow Us At: https://www.retirewithroshan.com https://twitter.com/RoshanLoungani https://www.linkedin.com/in/roshanloungani/ https://www.facebook.com/retirewithroshan/ https://www.linkedin.com/in/financialerik/ https://www.linkedin.com/in/adrian-nicholson-74b82b13b/ #retirementlifestylepodcast #fire #podcast #FI #Retire #retirewithroshan All opinions expressed by podcast hosts and guests are solely their own. While based on information they believe is reliable, neither Arete Wealth nor its affiliates warrant its completeness or accuracy, nor do their opinions reflect the opinion of Arete Wealth. This podcast is for general informational purposes only, and should not be regarded as specific advice or recommendations for any individual. Before making any decisions, consult a professional.
01:06:60
August 31, 2020
RL025 - Retirement Lifestyle: Choosing Your Investing Building Blocks (1 of 2)
Understanding the composition of your portfolio is important when it comes to retirement.  In part 1 of 2 we dig into stocks and bonds as they relate to portfolio construction.  We also discuss tools that aggregate stocks and bonds into packages that investors can use alternatively.  These are lessons that will help you in 2020 and beyond. Roshan can be reached at roshan.loungani@aretewealth.com or at 202-536-4468.  Erik can be reached at erik.olson@aretewealth.com or 815-940-4652. Follow Us At: https://www.retirewithroshan.com https://twitter.com/RoshanLoungani https://www.linkedin.com/in/roshanloungani/ https://www.facebook.com/retirewithroshan/ https://www.linkedin.com/in/financialerik/ https://www.linkedin.com/in/adrian-nicholson-74b82b13b/ #retirementlifestylepodcast #fire #podcast #FI #Retire #retirewithroshan All opinions expressed by podcast hosts and guests are solely their own. While based on information they believe is reliable, neither Arete Wealth nor its affiliates warrant its completeness or accuracy, nor do their opinions reflect the opinion of Arete Wealth. This podcast is for general informational purposes only, and should not be regarded as specific advice or recommendations for any individual. Before making any decisions, consult a professional.
46:59
August 26, 2020
RL024 - Retirement Lifestyle: Portfolio Adjustments Before The Election
Have you considered how the upcoming election can impact your portfolio? We discuss historical data relating to the markets during a presidential cycle.  We also look at different market sectors and their performance overtime.   These are lessons to help your portfolio navigate through times of political uncertainty  Roshan can be reached at roshan.loungani@aretewealth.com or at 202-536-4468.  Erik can be reached at erik.olson@aretewealth.com or 815-940-4652. Follow Us At: https://www.retirewithroshan.com https://twitter.com/RoshanLoungani https://www.linkedin.com/in/roshanloungani/ https://www.facebook.com/retirewithroshan/ https://www.linkedin.com/in/financialerik/ https://www.linkedin.com/in/adrian-nicholson-74b82b13b/ #retirementlifestylepodcast #fire #podcast #FI #Retire #retirewithroshan All opinions expressed by podcast hosts and guests are solely their own. While based on information they believe is reliable, neither Arete Wealth nor its affiliates warrant its completeness or accuracy, nor do their opinions reflect the opinion of Arete Wealth. This podcast is for general informational purposes only, and should not be regarded as specific advice or recommendations for any individual. Before making any decisions, consult a professional.
01:04:58
August 24, 2020
RL023 - Retirement Lifestyle: Market and Economic Implications of A Democratic Sweep (part 2 of 2)
Welcome to a special multi-part series on the economic and market implications under a full sweep of the White House, Senate and House of Representatives by the Democratic Party.  We discuss historical data, market sectors, and specific steps you can adopt for your portfolio to prepare for the upcoming elections in November of 2020.  These are lessons that can help navigate you through the current economic and political climate. Roshan can be reached at roshan.loungani@aretewealth.com or at 202-536-4468.  Erik can be reached at erik.olson@aretewealth.com or 815-940-4652. Follow Us At: https://www.retirewithroshan.com https://twitter.com/RoshanLoungani https://www.linkedin.com/in/roshanloungani/ https://www.facebook.com/retirewithroshan/ https://www.linkedin.com/in/financialerik/ https://www.linkedin.com/in/adrian-nicholson-74b82b13b/ #retirementlifestylepodcast #fire #podcast #FI #Retire #retirewithroshan All opinions expressed by podcast hosts and guests are solely their own. While based on information they believe is reliable, neither Arete Wealth nor its affiliates warrant its completeness or accuracy, nor do their opinions reflect the opinion of Arete Wealth. This podcast is for general informational purposes only, and should not be regarded as specific advice or recommendations for any individual. Before making any decisions, consult a professional.
42:21
August 19, 2020
RL022 - Retirement Lifestyle: Market and Economic Implications of A Democratic Sweep (part 1 of 2)
Welcome to a special multi-part series on the economic and market implications under a full sweep of the White House, Senate and House of Representatives by the Democratic Party.  We discuss historical data, market sectors, and specific steps you can adopt for your portfolio to prepare for the upcoming elections in November of 2020.  These are lessons that can help navigate you through the current economic and political climate.   Roshan can be reached at roshan.loungani@aretewealth.com or at 202-536-4468.  Erik can be reached at erik.olson@aretewealth.com or 815-940-4652. Follow Us At: https://www.retirewithroshan.com https://twitter.com/RoshanLoungani https://www.linkedin.com/in/roshanloungani/ https://www.facebook.com/retirewithroshan/ https://www.linkedin.com/in/financialerik/ https://www.linkedin.com/in/adrian-nicholson-74b82b13b/ #retirementlifestylepodcast #fire #podcast #FI #Retire #retirewithroshan All opinions expressed by podcast hosts and guests are solely their own. While based on information they believe is reliable, neither Arete Wealth nor its affiliates warrant its completeness or accuracy, nor do their opinions reflect the opinion of Arete Wealth. This podcast is for general informational purposes only, and should not be regarded as specific advice or recommendations for any individual. Before making any decisions, consult a professional.
41:11
August 12, 2020
RL021 - Retirement Lifestyle: Financially Savvy Kids
Financial habits can be passed down to younger generations through a variety of different ways.  We discuss commonly used methods to teach kids how to be smart when it comes to their finances.  These are lessons to help you prepare your kids or grandkids to be financially savy adults one day. Roshan can be reached at roshan.loungani@aretewealth.com or at 202-536-4468.  Erik can be reached at erik.olson@aretewealth.com or 815-940-4652. Follow Us At: https://www.retirewithroshan.com https://twitter.com/RoshanLoungani https://www.linkedin.com/in/roshanloungani/ https://www.facebook.com/retirewithroshan/ https://www.linkedin.com/in/financialerik/ https://www.linkedin.com/in/adrian-nicholson-74b82b13b/ #retirementlifestylepodcast #fire #podcast #FI #Retire #retirewithroshan All opinions expressed by podcast hosts and guests are solely their own. While based on information they believe is reliable, neither Arete Wealth nor its affiliates warrant its completeness or accuracy, nor do their opinions reflect the opinion of Arete Wealth. This podcast is for general informational purposes only, and should not be regarded as specific advice or recommendations for any individual. Before making any decisions, consult a professional.
57:55
July 29, 2020
RL020 - Retirement Lifestyle: Social Security
Social Security is a federal insurance program that provides economic security for millions of Americans.  Determining at what age to take social security is circumstantial.  We discuss what you should consider before taking social security. Roshan can be reached at roshan.loungani@aretewealth.com or at 202-536-4468.  Erik can be reached at erik.olson@aretewealth.com or 815-940-4652. Follow Us At: https://www.retirewithroshan.com https://twitter.com/RoshanLoungani https://www.linkedin.com/in/roshanloungani/ https://www.facebook.com/retirewithroshan/ https://www.linkedin.com/in/financialerik/ https://www.linkedin.com/in/adrian-nicholson-74b82b13b/ #retirementlifestylepodcast #fire #podcast #FI #Retire #retirewithroshan All opinions expressed by podcast hosts and guests are solely their own. While based on information they believe is reliable, neither Arete Wealth nor its affiliates warrant its completeness or accuracy, nor do their opinions reflect the opinion of Arete Wealth. This podcast is for general informational purposes only, and should not be regarded as specific advice or recommendations for any individual. Before making any decisions, consult a professional.
49:30
July 22, 2020
RL019 - Retirement Lifestyle: Estate Planning with Alfred Lee
Wills, trusts and other estate planning documents can protect and preserve assets for individuals and businesses.  A properly structured estate plan can shield against unforeseen liabilities such as a lawsuit  We discuss the importance of estate planning with Alfred Lee. Alfred Lee obtained his law degree from the University of Notre Dame and is currently an Estate Attorney for Pluymert, MacDonald, Hargrove & Lee, Ltd.  Al concentrates his practice in the areas of estate planning, administration and asset protection/bankruptcy  Alfred can be reached at alee@lawpmh.com Roshan & Erik are here to help and taking on new clients.   If you would like to review your personal financial situation, they would be happy to speak to you.   Roshan can be reached at roshan.loungani@aretewealth.com  or at 202-536-4468.  Erik can be reached at erik.olson@aretewealth.com or 815-940-4652. Resources: https://www.lawpmh.com/attorney-profiles/alfred-s-lee/ Follow Us At: https://www.retirewithroshan.com/ https://twitter.com/RoshanLoungani https://www.linkedin.com/in/roshanloungani/ https://www.facebook.com/retirewithroshan/ https://www.linkedin.com/in/financialerik/ https://www.linkedin.com/in/adrian-nicholson-74b82b13b/ #retirementlifestylepodcast #fire #podcast #FI #Retire #retirewithroshan All opinions expressed by podcast hosts and guests are solely their own. While based on information they believe is reliable, neither Arete Wealth nor its affiliates warrant its completeness or accuracy, nor do their opinions reflect the opinion of Arete Wealth. This podcast is for general informational purposes only, and should not be regarded as specific advice or recommendations for any individual. Before making any decisions, consult a professional.
01:05:59
July 15, 2020
RL018 - Retirement Lifestyle: Are You Ready To Retire?
There are a lot of important categories and topics people should consider before they retire.  What's your personal life mission?  Are you financially ready? Do you have a plan, from a health perspective? How long are you going to continue to work for your employer or business?  How will you spend your time in retirement?  We discuss these questions and more to help you prepare to make a decision on when to retire! Roshan & Erik are here to help and taking on new clients.   If you would like to review your personal financial situation, they would be happy to speak to you.   Roshan can be reached at roshan.loungani@aretewealth.com or at 202-536-4468.  Erik can be reached at erik.olson@aretewealth.com or 815-940-4652. Follow Us At: https://www.retirewithroshan.com https://twitter.com/RoshanLoungani https://www.linkedin.com/in/roshanloungani/ https://www.facebook.com/retirewithroshan/ https://www.linkedin.com/in/financialerik/ https://www.linkedin.com/in/adrian-nicholson-74b82b13b/ #retirementlifestylepodcast #fire #podcast #FI #Retire #retirewithroshan All opinions expressed by podcast hosts and guests are solely their own. While based on information they believe is reliable, neither Arete Wealth nor its affiliates warrant its completeness or accuracy, nor do their opinions reflect the opinion of Arete Wealth. This podcast is for general informational purposes only, and should not be regarded as specific advice or recommendations for any individual. Before making any decisions, consult a professional.
52:39
July 8, 2020
RL017 - Retirement Lifestyle: Should I Invest Now?
Welcome to the Retirement Lifestyle Show!  Determining when and how to invest your hard earned dollars in order to get your money working for you can be complex.  We discuss two investing strategies called dollar cost averaging and a lump-sum amount. We analyze historic market data from 1927 to present time.  High Impact life discusses organizations and opportunities that allow people to volunteer to teach languages to a diverse group of people. These are lessons that can be helpful in 2020 and beyond! Roshan & Erik are here to help and taking on new clients.   If you would like to review your personal financial situation, they would be happy to speak to you.   Roshan can be reached at roshan.loungani@aretewealth.com or at 202-536-4468.  Erik can be reached at erik.olson@aretewealth.com or 815-940-4652. Follow Us At: https://www.retirewithroshan.com https://twitter.com/RoshanLoungani https://www.linkedin.com/in/roshanloungani/ https://www.facebook.com/retirewithroshan/ https://www.linkedin.com/in/financialerik/ https://www.linkedin.com/in/adrian-nicholson-74b82b13b/ https://personal.vanguard.com/pdf/ISGDCA.pdf https://awealthofcommonsense.com/2018/05/the-lump-sum-vs-dollar-cost-averaging-decision/ https://ofdollarsanddata.com/dollar-cost-averaging-vs-lump-sum/ #retirementlifestylepodcast #fire #podcast #FI #Retire #retirewithroshan All opinions expressed by podcast hosts and guests are solely their own. While based on information they believe is reliable, neither Arete Wealth nor its affiliates warrant its completeness or accuracy, nor do their opinions reflect the opinion of Arete Wealth. This podcast is for general informational purposes only, and should not be regarded as specific advice or recommendations for any individual. Before making any decisions, consult a professional.
48:18
July 1, 2020
RL016 - Retirement Lifestyle: Seven Retirement Questions
Welcome to the Retirement Lifestyle Show!  We discuss seven common retirement questions people currently have. The Science of Happiness takes a look at the World Happiness Report for 2020 to see what country ranks the highest. Lastly, we answer some questions our listeners have in our new segment called Ask The Experts. Following are links to some of the items we discussed: https://worldhappiness.report/ed/2020/#read https://www.thrillist.com/travel/nation/why-scandinavians-are-happiest-people-in-the-world Erik’s Life Expectancy Assessment https://www.heifer.org/ Roshan & Erik are here to help and taking on new clients.   If you would like to review your personal financial situation, they would be happy to speak to you.   Roshan can be reached at roshan.loungani@aretewealth.com or at 202-536-4468.  Erik can be reached at erik.olson@aretewealth.com or 815-940-4652. Follow Us At: https://www.retirewithroshan.com https://twitter.com/RoshanLoungani https://www.linkedin.com/in/roshanloungani/ https://www.facebook.com/retirewithroshan/ https://www.linkedin.com/in/financialerik/ https://www.linkedin.com/in/adrian-nicholson-74b82b13b/ #retirementlifestylepodcast #fire #podcast #FI #Retire #retirewithroshan All opinions expressed by podcast hosts and guests are solely their own. While based on information they believe is reliable, neither Arete Wealth nor its affiliates warrant its completeness or accuracy, nor do their opinions reflect the opinion of Arete Wealth. This podcast is for general informational purposes only, and should not be regarded as specific advice or recommendations for any individual. Before making any decisions, consult a professional.
01:01:05
June 24, 2020
RL015 - Retirement Lifestyle: Real Estate Lifestyle Decisions
This we week have Priti Malhotra, Real Estate Consultant, share her expertise.   She discusses how to approach real estate during the pandemic,  supply and demand, sellers market vs. buyers market, the interest rate environment and the important trends you need to know in 2020 and beyond. Priti Malhotra is an experienced Real Estate Consultant with extensive experience in marketing, home staging, contract negotiation and investment properties.  Priti Malhotra can be reached at Priti@lounganirealestategroup.com  or at  703-628-4212. Roshan & Erik are here to help and taking on new clients.   If you would like to review your personal financial situation, they would be happy to speak to you.   Roshan can be reached at roshan.loungani@aretewealth.com  or at 202-536-4468.  Erik can be reached at erik.olson@aretewealth.com or 815-940-4652. Follow Us At: https://pritimalhotra.kw.com/ https://www.retirewithroshan.com/ https://twitter.com/RoshanLoungani https://www.linkedin.com/in/roshanloungani/ https://www.facebook.com/retirewithroshan/ https://www.linkedin.com/in/financialerik/ https://www.linkedin.com/in/adrian-nicholson-74b82b13b/ https://www.lifeandworktransitions.com/ #retirementlifestylepodcast #fire #podcast #FI #Retire #retirewithroshan All opinions expressed by podcast hosts and guests are solely their own. While based on information they believe is reliable, neither Arete Wealth nor its affiliates warrant its completeness or accuracy, nor do their opinions reflect the opinion of Arete Wealth. This podcast is for general informational purposes only, and should not be regarded as specific advice or recommendations for any individual. Before making any decisions, consult a professional.
49:34
June 17, 2020
RL014 - Retirement Lifestyle: Peace of Mind
Prioritizing your goals and creating a plan to achieve them can sometimes be complex.  Advisors can create detailed plans and educate you when it comes to important topics in your life to help you obtain peace of mind.  The Science of Happiness discusses an exercise that can make individuals happier and bring change to their daily routine.  High Impact life examines a business that supports its community by providing a place to live for homeless people. Roshan & Erik are here to help and taking on new clients.   If you would like to review your personal financial situation, they would be happy to speak to you.   Roshan can be reached at roshan.loungani@aretewealth.com  or at 202-536-4468.  Erik can be reached at erik.olson@aretewealth.com or 815-940-4652. Follow Us At: https://www.retirewithroshan.com/ https://twitter.com/RoshanLoungani https://www.linkedin.com/in/roshanloungani/ https://www.facebook.com/retirewithroshan/ https://www.linkedin.com/in/financialerik/ https://www.linkedin.com/in/adrian-nicholson-74b82b13b/ #retirementlifestylepodcast #fire #podcast #FI #Retire #retirewithroshan Music by: audionautix.com All opinions expressed by podcast hosts and guests are solely their own. While based on information they believe is reliable, neither Arete Wealth nor its affiliates warrant its completeness or accuracy, nor do their opinions reflect the opinion of Arete Wealth. This podcast is for general informational purposes only, and should not be regarded as specific advice or recommendations for any individual. Before making any decisions, consult a professional.
42:48
June 10, 2020
RL013 - Retirement Lifestyle: Erik's Financial Plan?
Join us to discuss a Erik's financial plan in real time!   This will show you how you can adjust your financial plan and accomplish your goals regardless of what is happening in the market.   The Science of Happiness addresses the question what do you want to accomplish with the rest of your life? High Impact life examines the organization known as Habitat for Humanity and the role it plays in communities.  We discuss these topics and more. Roshan & Erik are here to help and taking on new clients.   If you would like to review your personal financial situation, they would be happy to speak to you.   Roshan can be reached at roshan.loungani@aretewealth.com  or at 202-536-4468.  Erik can be reached at erik.olson@aretewealth.com or 815-940-4652. Follow Us At: https://www.retirewithroshan.com/ https://twitter.com/RoshanLoungani https://www.linkedin.com/in/roshanloungani/ https://www.facebook.com/retirewithroshan/ https://www.linkedin.com/in/financialerik/ https://www.linkedin.com/in/adrian-nicholson-74b82b13b/ #retirementlifestylepodcast #fire #podcast #FI #Retire #retirewithroshan https://personal.vanguard.com/pdf/ISGDCA.pdf https://awealthofcommonsense.com/2018/05/the-lump-sum-vs-dollar-cost-averaging-decision/ https://ofdollarsanddata.com/dollar-cost-averaging-vs-lump-sum/ Music by: audionautix.com All opinions expressed by podcast hosts and guests are solely their own. While based on information they believe is reliable, neither Arete Wealth nor its affiliates warrant its completeness or accuracy, nor do their opinions reflect the opinion of Arete Wealth. This podcast is for general informational purposes only, and should not be regarded as specific advice or recommendations for any individual. Before making any decisions, consult a professional.
49:43
June 3, 2020
RL012 - Retirement Lifestyle: Is This Recovery Real?
Welcome to the Retirement Lifestyle Show!  Can the current market rally continue?  We discuss various investment style approaches and analyze the current market trends.  We examine the common patterns market recoveries can form.  These are lessons that can be helpful in 2020 and beyond. Roshan & Erik are here to help and taking on new clients.   If you would like to review your personal financial situation, they would be happy to speak to you.   Roshan can be reached at roshan.loungani@aretewealth.com  or at 202-536-4468.  Erik can be reached at erik.olson@aretewealth.com or 815-940-4652. Follow Us At: https://www.retirewithroshan.com/ https://twitter.com/RoshanLoungani https://www.linkedin.com/in/roshanloungani/ https://www.facebook.com/retirewithroshan/ https://www.linkedin.com/in/financialerik/ https://www.linkedin.com/in/adrian-nicholson-74b82b13b/ #retirementlifestylepodcast #fire #podcast #FI #Retire #retirewithroshan Music by: audionautix.com All opinions expressed by podcast hosts and guests are solely their own. While based on information they believe is reliable, neither Arete Wealth nor its affiliates warrant its completeness or accuracy, nor do their opinions reflect the opinion of Arete Wealth. This podcast is for general informational purposes only, and should not be regarded as specific advice or recommendations for any individual. Before making any decisions, consult a professional.
59:39
May 27, 2020
RL011 - Retirement Lifestyle: Turn Your Vision Into Goals
We discuss how to turn your vision for retirement into goals.  Creating goals allows the opportunity to take action in achieving your ideal retirement. Detailed planning can help you accomplish your goals to bring you one step closer to your vision.  These are lessons to set you on the path for the retirement of your dreams. Roshan & Erik are here to help and taking on new clients.   If you would like to review your personal financial situation, they would be happy to speak to you.   Roshan can be reached at roshan.loungani@aretewealth.com  or at 202-536-4468.  Erik can be reached at erik.olson@aretewealth.com or 815-940-4652. Follow Us At: https://www.retirewithroshan.com/ https://twitter.com/RoshanLoungani https://www.linkedin.com/in/roshanloungani/ https://www.facebook.com/retirewithroshan/ https://www.linkedin.com/in/financialerik/ https://www.linkedin.com/in/adrian-nicholson-74b82b13b/ #retirementlifestylepodcast #fire #podcast #FI #Retire #retirewithroshan All opinions expressed by podcast hosts and guests are solely their own. While based on information they believe is reliable, neither Arete Wealth nor its affiliates warrant its completeness or accuracy, nor do their opinions reflect the opinion of Arete Wealth. This podcast is for general informational purposes only, and should not be regarded as specific advice or recommendations for any individual. Before making any decisions, consult a professional.
51:41
May 20, 2020
RL010 - Retirement Lifestyle: Building Your Vision For Retirement
We discuss how to build a vision for retirement.  We examine a variety of ways you can create and fine-tune your vision to develop the ideal retirement.  These are lessons to set you on the path for the retirement of your dreams.  Roshan & Erik are here to help and taking on new clients.   If you would like to review your personal financial situation, they would be happy to speak to you.   Roshan can be reached at roshan.loungani@aretewealth.com  or at 202-536-4468.  Erik can be reached at erik.olson@aretewealth.com or 815-940-4652. Follow Us At: https://www.retirewithroshan.com/ https://twitter.com/RoshanLoungani https://www.linkedin.com/in/roshanloungani/ https://www.facebook.com/retirewithroshan/ https://www.linkedin.com/in/financialerik/ https://www.linkedin.com/in/adrian-nicholson-74b82b13b/ #retirementlifestylepodcast #fire #podcast #FI #Retire #retirewithroshan All opinions expressed by podcast hosts and guests are solely their own. While based on information they believe is reliable, neither Arete Wealth nor its affiliates warrant its completeness or accuracy, nor do their opinions reflect the opinion of Arete Wealth. This podcast is for general informational purposes only, and should not be regarded as specific advice or recommendations for any individual. Before making any decisions, consult a professional.
39:15
May 14, 2020
RL009 - Retirement Lifestyle: The Five Stages of Retirement
The five stages of retirement are: imagination, anticipation, liberation, reorientation, and reconciliation.  We discuss the common trends people face in these stages to help you prepare for retirement.  We examine retirement stories and strategies in order to give an in depth look at these five stages. Roshan & Erik are here to help and taking on new clients.   If you would like to review your personal financial situation, they would be happy to speak to you.   Roshan can be reached at roshan.loungani@aretewealth.com  or at 202-536-4468.  Erik can be reached at erik.olson@aretewealth.com or 815-940-4652. Follow Us At: https://www.retirewithroshan.com/ https://twitter.com/RoshanLoungani https://www.linkedin.com/in/roshanloungani/ https://www.facebook.com/retirewithroshan/ https://www.linkedin.com/in/financialerik/ https://www.linkedin.com/in/adrian-nicholson-74b82b13b/ #retirementlifestylepodcast #fire #podcast #FI #Retire #retirewithroshan All opinions expressed by podcast hosts and guests are solely their own. While based on information they believe is reliable, neither Arete Wealth nor its affiliates warrant its completeness or accuracy, nor do their opinions reflect the opinion of Arete Wealth. This podcast is for general informational purposes only, and should not be regarded as specific advice or recommendations for any individual. Before making any decisions, consult a professional.
33:18
May 7, 2020
RL008 - Retirement Lifestyle: Staying Healthy During The Lockdown
Staying at home during the quarantine can abruptly change your routine and lifestyle.  There can be both positives and negatives when it comes to staying at home during a lockdown.  We discuss healthy ways of living and strategies you can utilize to navigate through the stay-at-home order.  Roshan & Erik are here to help and taking on new clients.   If you would like to review your personal financial situation, they would be happy to speak to you.   Roshan can be reached at roshan.loungani@aretewealth.com  or at 202-536-4468.  Erik can be reached at erik.olson@aretewealth.com or 815-940-4652. Follow Us At: https://www.retirewithroshan.com/ https://twitter.com/RoshanLoungani https://www.linkedin.com/in/roshanloungani/ https://www.facebook.com/retirewithroshan/ https://www.linkedin.com/in/financialerik/ https://www.linkedin.com/in/adrian-nicholson-74b82b13b/ #retirementlifestylepodcast #fire #podcast #FI #Retire #retirewithroshan All opinions expressed by podcast hosts and guests are solely their own. While based on information they believe is reliable, neither Arete Wealth nor its affiliates warrant its completeness or accuracy, nor do their opinions reflect the opinion of Arete Wealth. This podcast is for general informational purposes only, and should not be regarded as specific advice or recommendations for any individual. Before making any decisions, consult a professional.
57:39
May 4, 2020
RL007 - Retirement Lifestyle: Emergency Readiness
Preparedness for any emergency can help minimize the harmful effects that take place. We examine a wide variety of supplies and resources that can beneficial during an emergency.  These are lessons that can navigate you through tough situations that occur in life. Roshan & Erik are here to help and taking on new clients.   If you would like to review your personal financial situation, they would be happy to speak to you.   Roshan can be reached at roshan.loungani@aretewealth.com  or at 202-536-4468.  Erik can be reached at erik.olson@aretewealth.com or 815-940-4652. PDF Download: https://www.retirewithroshan.com/downloads Follow Us At: https://www.retirewithroshan.com/ https://twitter.com/RoshanLoungani https://www.linkedin.com/in/roshanloungani/ https://www.facebook.com/retirewithroshan/ https://www.linkedin.com/in/financialerik/ https://www.linkedin.com/in/adrian-nicholson-74b82b13b/ https://www.ready.gov/ #retirementlifestylepodcast #fire #podcast #FI #Retire #retirewithroshan All opinions expressed by podcast hosts and guests are solely their own. While based on information they believe is reliable, neither Arete Wealth nor its affiliates warrant its completeness or accuracy, nor do their opinions reflect the opinion of Arete Wealth. This podcast is for general informational purposes only, and should not be regarded as specific advice or recommendations for any individual. Before making any decisions, consult a professional.
44:15
April 27, 2020
RL006 - Retirement Lifestyle: Transition Into Retirement with Dee Cascio
Retirement is a brand new stage in your life.  Creating a plan for this transition and practicing what retirement will be like for you can help you achieve the retirement of your dreams.  We discuss transitioning into retirement with our guest Dee Cascio who gives us valuable insight on how to transition into the retirement lifestyle of your desires Dee Cascio LPC, LMFT, BCC, author, speaker, Licensed Psychotherapist, Certified Life Coach, Retirement Lifestyle/ReCareer Coach, and Life and Work Transitions Strategies Coach.  Dee Cascio can be reached at Dee@lifeandworktransitions.com or at  703-435-2273.  Books By Dee Cascio: "Where Will You Retire?" & "Ready To Retire?". Roshan & Erik are here to help and taking on new clients.   If you would like to review your personal financial situation, they would be happy to speak to you.   Roshan can be reached at roshan.loungani@aretewealth.com  or at 202-536-4468.  Erik can be reached at erik.olson@aretewealth.com or 815-940-4652. Resources: https://www.retirewithroshan.com/downloads https://www.lifeandworktransitions.com/ready-retire/ https://www.lifeandworktransitions.com/where-will-you-retire/ https://wmbridges.com/about/what-is-transition/ https://www.retirementoptions.com/retirement-life/why-the-assessment/ https://www.amazon.com/Creating-Successful-Retirement-Finding-Purpose/dp/0764804979 https://www.amazon.com/Naked-Retirement-Living-Healthy-Connected-ebook/dp/B003XRE62U https://www.amazon.com/Your-Retirement-Quest-Creating-Fulfilling/dp/0981726984 https://www.amazon.com/Unretirement-Bommers-Changing-Think-Community/dp/1632863235 https://www.amazon.com/Way-Transition-Embracing-Difficult-Moments/dp/073820529X Follow Us At: https://www.retirewithroshan.com/ https://twitter.com/RoshanLoungani https://www.linkedin.com/in/roshanloungani/ https://www.facebook.com/retirewithroshan/ https://www.linkedin.com/in/financialerik/ https://www.linkedin.com/in/adrian-nicholson-74b82b13b/ https://www.lifeandworktransitions.com/ #retirementlifestylepodcast #fire #podcast #FI #Retire #retirewithroshan All opinions expressed by podcast hosts and guests are solely their own. While based on information they believe is reliable, neither Arete Wealth nor its affiliates warrant its completeness or accuracy, nor do their opinions reflect the opinion of Arete Wealth. This podcast is for general informational purposes only, and should not be regarded as specific advice or recommendations for any individual. Before making any decisions, consult a professional.
01:04:57
April 22, 2020
RL005 - Retirement Lifestyle: Dynamic Spending
Dynamic spending strategies can safeguard your portfolio in different market environment.  We critique the 4% rule and discuss withdrawal scenarios for an in depth look at dynamic spending.  These are lessons to help you maintain your income stream throughout your retirement. Roshan & Erik are here to help and taking on new clients.   If you would like to review your personal financial situation, they would be happy to speak to you.   Roshan can be reached at roshan.loungani@aretewealth.com  or at 202-536-4468.  Erik can be reached at erik.olson@aretewealth.com or 815-940-4652. Follow Us At: https://www.retirewithroshan.com/ https://twitter.com/RoshanLoungani https://www.linkedin.com/in/roshanloungani/ https://www.facebook.com/retirewithroshan/ https://www.linkedin.com/in/financialerik/ https://www.linkedin.com/in/adrian-nicholson-74b82b13b/ #retirementlifestylepodcast #fire #podcast #FI #Retire #retirewithroshan All opinions expressed by podcast hosts and guests are solely their own. While based on information they believe is reliable, neither Arete Wealth nor its affiliates warrant its completeness or accuracy, nor do their opinions reflect the opinion of Arete Wealth. This podcast is for general informational purposes only, and should not be regarded as specific advice or recommendations for any individual. Before making any decisions, consult a professional.
01:15:50
April 15, 2020
RL004 - Retirement Lifestyle: Should I Refinance My Mortgage?
 There are a number of factors on whether you should refinance your mortgage or not.  We discuss interest rate environments, closing cost, mortgage payments and the term of your mortgage. Roshan & Erik are here to help and taking on new clients.   If you would like to review your personal financial situation, they would be happy to speak to you.   Roshan can be reached at roshan.loungani@aretewealth.com or at 202-536-4468.  Erik can be reached at erik.olson@aretewealth.com or 815-940-4652. Follow Us At: https://www.retirewithroshan.com/ https://twitter.com/RoshanLoungani https://www.linkedin.com/in/roshanloungani/ https://www.facebook.com/retirewithroshan/ https://www.linkedin.com/in/financialerik/ https://www.linkedin.com/in/adrian-nicholson-74b82b13b/ #retirementlifestylepodcast #fire #podcast #FI #Retire #retirewithroshan All opinions expressed by podcast hosts and guests are solely their own. While based on information they believe is reliable, neither Arete Wealth nor its affiliates warrant its completeness or accuracy, nor do their opinions reflect the opinion of Arete Wealth. This podcast is for general informational purposes only, and should not be regarded as specific advice or recommendations for any individual. Before making any decisions, consult a professional.
01:01:49
April 8, 2020
FI208: Savings
Season 2 - Creating A Financial Plan Savings are important to the financial plan because it helps fund emergency expenses and creates financial security. We discuss the data points for retirement accounts along with highlighting the different tax treatments for each one. We also examine various saving strategies to help you reach your financial goals. In Season 2, we focus on developing your financial plan.  Each episode has a step that you need to begin this process. Roshan & Erik are here to help and taking on new clients.   If you would like to review your personal financial situation, they would be happy to speak to you.   Roshan can be reached at roshan.loungani@aretewealth.com or at 202-536-4468.  Erik can be reached at erik.olson@aretewealth.com or 815-940-4652. Follow Us At: https://twitter.com/RoshanLoungani https://www.linkedin.com/in/roshanloungani/ https://www.facebook.com/retirewithroshan/ https://www.linkedin.com/in/financialerik/ https://www.linkedin.com/in/adrian-nicholson-74b82b13b/ #financialindependencepodcast #fire #podcast #FI #Retire #retirewithroshan All opinions expressed by podcast hosts and guests are solely their own. While based on information they believe is reliable, neither Arete Wealth nor its affiliates warrant its completeness or accuracy, nor do their opinions reflect the opinion of Arete Wealth. This podcast is for general informational purposes only, and should not be regarded as specific advice or recommendations for any individual. Before making any decisions, consult a professional.
48:30
April 8, 2020
FI207: Expenses
Season 2 - Creating A Financial Plan Expenses can show you where your money is going. We breakdown the common spending categories in a financial plan.  These are lessons to help you better manage your cash flow and track your expenses! In Season 2, we focus on developing your financial plan.  Each episode has a step that you need to begin this process. Roshan & Erik are here to help and taking on new clients.   If you would like to review your personal financial situation, they would be happy to speak to you.   Roshan can be reached at roshan.loungani@aretewealth.com or at 202-536-4468.  Erik can be reached at erik.olson@aretewealth.com or 815-940-4652. Follow Us At: https://twitter.com/RoshanLoungani https://www.linkedin.com/in/roshanloungani/ https://www.facebook.com/retirewithroshan/ https://www.linkedin.com/in/financialerik/ https://www.linkedin.com/in/adrian-nicholson-74b82b13b/ #financialindependencepodcast #fire #podcast #FI #Retire #retirewithroshan All opinions expressed by podcast hosts and guests are solely their own. While based on information they believe is reliable, neither Arete Wealth nor its affiliates warrant its completeness or accuracy, nor do their opinions reflect the opinion of Arete Wealth. This podcast is for general informational purposes only, and should not be regarded as specific advice or recommendations for any individual. Before making any decisions, consult a professional.
01:29:57
April 6, 2020
FI206: Income
Season 2 - Creating A Financial Plan We discuss the important data points for income in a financial plan.  We examine the impact inflation has on your income over time.  We also explore the components of annuities and different types of distributions.  In Season 2, we focus on developing your financial plan.  Each episode has a step that you need to begin this process. Roshan & Erik are here to help and taking on new clients.   If you would like to review your personal financial situation, they would be happy to speak to you.   Roshan can be reached at roshan.loungani@aretewealth.com or at 202-536-4468.  Erik can be reached at erik.olson@aretewealth.com or 815-940-4652. Follow Us At: https://www.retirewithroshan.com/ https://twitter.com/RoshanLoungani https://www.linkedin.com/in/roshanloungani/ https://www.facebook.com/retirewithroshan/ https://www.linkedin.com/in/financialerik/ https://www.linkedin.com/in/adrian-nicholson-74b82b13b/ #financialindependencepodcast #fire #podcast #FI #Retire #retirewithroshan All opinions expressed by podcast hosts and guests are solely their own. While based on information they believe is reliable, neither Arete Wealth nor its affiliates warrant its completeness or accuracy, nor do their opinions reflect the opinion of Arete Wealth. This podcast is for general informational purposes only, and should not be regarded as specific advice or recommendations for any individual. Before making any decisions, consult a professional.
01:15:30
April 6, 2020
RL003 - Retirement Lifestyle: Market Volatility Part 3
Welcome to the Retirement Lifestyle Show!  Taking an individual-specific approach to volatility can help you capitalize on market volatility. We examine three life stages that are exposed and impacted by market volatility.  We discuss how to react and seek out opportunity through the ups and downs of the market.   These are lessons that can be helpful in 2020 and beyond. Roshan & Erik are here to help and taking on new clients.   If you would like to review your personal financial situation, they would be happy to speak to you.   Roshan can be reached at roshan.loungani@aretewealth.com or at 202-536-4468.  Erik can be reached at erik.olson@aretewealth.com or 815-940-4652. Follow Us At: https://www.retirewithroshan.com/ https://twitter.com/RoshanLoungani https://www.linkedin.com/in/roshanloungani/ https://www.facebook.com/retirewithroshan/ https://www.linkedin.com/in/financialerik/ https://www.linkedin.com/in/adrian-nicholson-74b82b13b/ #retirementlifestylepodcast #fire #podcast #FI #Retire #retirewithroshan All opinions expressed by podcast hosts and guests are solely their own. While based on information they believe is reliable, neither Arete Wealth nor its affiliates warrant its completeness or accuracy, nor do their opinions reflect the opinion of Arete Wealth. This podcast is for general informational purposes only, and should not be regarded as specific advice or recommendations for any individual. Before making any decisions, consult a professional.
01:20:52
April 1, 2020
FI205: Debt - Mortgages, Consumer Loans, Credit Cards, Student Debt
Season 2 - Creating A Financial Plan We discuss the important data points for your financial plan when it comes to debt and various loans.  We examine the question are all liabilities bad for you.  This is a lesson to help you better monitor your liabilities to protect your financial plan In Season 2, we focus on developing your financial plan.  Each episode has a step that you need to begin this process. Roshan & Erik are here to help and taking on new clients.   If you would like to review your personal financial situation, they would be happy to speak to you.   Roshan can be reached at roshan.loungani@aretewealth.com or at 202-536-4468.  Erik can be reached at erik.olson@aretewealth.com or 815-940-4652. Follow Us At: https://www.retirewithroshan.com/ https://twitter.com/RoshanLoungani https://www.linkedin.com/in/roshanloungani/ https://www.facebook.com/retirewithroshan/ https://www.linkedin.com/in/financialerik/ https://www.linkedin.com/in/adrian-nicholson-74b82b13b/ #financialindependencepodcast #fire #podcast #FI #Retire #retirewithroshan All opinions expressed by podcast hosts and guests are solely their own. While based on information they believe is reliable, neither Arete Wealth nor its affiliates warrant its completeness or accuracy, nor do their opinions reflect the opinion of Arete Wealth. This podcast is for general informational purposes only, and should not be regarded as specific advice or recommendations for any individual. Before making any decisions, consult a professional.
01:25:13
March 30, 2020
FI204: Insurance
Season 2 - Creating A Financial Plan Gathering accurate insurance data in your financial plan can show whether or not your under-insured or over-insured  We breakdown the types of insurance policies and highlight the key data points for your financial plan.  We discuss a number of important components that factor into insurance data such as premium, location, age and lifestyle.  These are lessons that can reduce the complexity of insurance! In Season 2, we focus on developing your financial plan.  Each episode has a step that you need to begin this process. Roshan & Erik are here to help and taking on new clients.   If you would like to review your personal financial situation, they would be happy to speak to you.   Roshan can be reached at roshan.loungani@aretewealth.com or at 202-536-4468.  Erik can be reached at erik.olson@aretewealth.com or 815-940-4652. Follow Us At: https://twitter.com/RoshanLoungani https://www.linkedin.com/in/roshanloungani/ https://www.facebook.com/retirewithroshan/ https://www.linkedin.com/in/financialerik/ https://www.linkedin.com/in/adrian-nicholson-74b82b13b/ #financialindependencepodcast #fire #podcast #FI #Retire #retirewithroshan All opinions expressed by podcast hosts and guests are solely their own. While based on information they believe is reliable, neither Arete Wealth nor its affiliates warrant its completeness or accuracy, nor do their opinions reflect the opinion of Arete Wealth. This podcast is for general informational purposes only, and should not be regarded as specific advice or recommendations for any individual. Before making any decisions, consult a professional.
57:47
March 26, 2020
FI203: Inputting Financial Data
Season 2 - Creating A Financial Plan Financial plans have numerous data points and investments that determine if your on track to meet your financial goals.  We discuss how to incorporate data and investments into a financial plan.  We examine the impact inflation, rate of return, and asset classes have when building a financial plan.    In Season 2, we focus on developing your financial plan.  Each episode has a step that you need to begin this process. Roshan & Erik are here to help and taking on new clients.   If you would like to review your personal financial situation, they would be happy to speak to you.   Roshan can be reached at roshan.loungani@aretewealth.com or at 202-536-4468.  Erik can be reached at erik.olson@aretewealth.com or 815-940-4652. Follow Us At: https://twitter.com/RoshanLoungani https://www.linkedin.com/in/roshanloungani/ https://www.facebook.com/retirewithroshan/ https://www.linkedin.com/in/financialerik/ https://www.linkedin.com/in/adrian-nicholson-74b82b13b/ #financialindependencepodcast #fire #podcast #FI #Retire #retirewithroshan All opinions expressed by podcast hosts and guests are solely their own. While based on information they believe is reliable, neither Arete Wealth nor its affiliates warrant its completeness or accuracy, nor do their opinions reflect the opinion of Arete Wealth. This podcast is for general informational purposes only, and should not be regarded as specific advice or recommendations for any individual. Before making any decisions, consult a professional.
52:40
March 26, 2020
RL002 - Retirement Lifestyle: Market Volatility Part 2
Welcome to the Retirement Lifestyle Show!  We discuss strategies to help you prepare for volatility. We examine market timing, portfolio adjustments, re-balancing and systematic risk to navigate you through the ups and downs of the market.   These are lessons that can be helpful in 2020 and beyond. Roshan & Erik are here to help and taking on new clients.   If you would like to review your personal financial situation, they would be happy to speak to you.   Roshan can be reached at roshan.loungani@aretewealth.com or at 202-536-4468.  Erik can be reached at erik.olson@aretewealth.com or 815-940-4652. Follow Us At: https://www.retirewithroshan.com https://twitter.com/RoshanLoungani https://www.linkedin.com/in/roshanloungani/ https://www.facebook.com/retirewithroshan/ https://www.linkedin.com/in/financialerik/ https://www.linkedin.com/in/adrian-nicholson-74b82b13b/ #retirementlifestylepodcast #fire #podcast #FI #Retire #retirewithroshan All opinions expressed by podcast hosts and guests are solely their own. While based on information they believe is reliable, neither Arete Wealth nor its affiliates warrant its completeness or accuracy, nor do their opinions reflect the opinion of Arete Wealth. This podcast is for general informational purposes only, and should not be regarded as specific advice or recommendations for any individual. Before making any decisions, consult a professional.
49:02
March 26, 2020
RL001 - Retirement Lifestyle: Market Volatility
Welcome to the Retirement Lifestyle Show!  We discuss strategies to help you prepare for volatility. We examine behavioral finance, risk capacity, dynamic spending and historical market events to navigate you through the ups and downs of the market.   These are lessons that can be helpful in 2020 and beyond.   Roshan & Erik are here to help and taking on new clients.   If you would like to review your personal financial situation, they would be happy to speak to you.   Roshan can be reached at roshan.loungani@aretewealth.com or at 202-536-4468.  Erik can be reached at erik.olson@aretewealth.com or 815-940-4652. Follow Us At: https://www.retirewithroshan.com https://twitter.com/RoshanLoungani https://www.linkedin.com/in/roshanloungani/ https://www.facebook.com/retirewithroshan/ https://www.linkedin.com/in/financialerik/ https://www.linkedin.com/in/adrian-nicholson-74b82b13b/ #retirementlifestylepodcast #fire #podcast #FI #Retire #retirewithroshan All opinions expressed by podcast hosts and guests are solely their own. While based on information they believe is reliable, neither Arete Wealth nor its affiliates warrant its completeness or accuracy, nor do their opinions reflect the opinion of Arete Wealth. This podcast is for general informational purposes only, and should not be regarded as specific advice or recommendations for any individual. Before making any decisions, consult a professional.
01:11:34
March 20, 2020
FI202: Assumptions Used In Your Plan
Season 2 - Creating A Financial Plan Now that you developed your vision, we want to help you work toward accomplish it.   A financial has a series of assumptions that you need to make, personal data and some focus.   We help you get this information in order to build your plan. In Season 2, we focus on developing your financial plan.  Each episode has a step that you need to begin this process. Roshan & Erik are here to help and taking on new clients.   If you would like to review your personal financial situation, they would be happy to speak to you.   Roshan can be reached at roshan.loungani@aretewealth.com or at 202-536-4468.  Erik can be reached at erik.olson@aretewealth.com or 815-940-4652. Follow Us At: https://twitter.com/RoshanLoungani https://www.linkedin.com/in/roshanloungani/ https://www.facebook.com/retirewithroshan/ https://www.linkedin.com/in/financialerik/ https://www.linkedin.com/in/adrian-nicholson-74b82b13b/ #financialindependencepodcast #fire #podcast #FI #Retire #retirewithroshan All opinions expressed by podcast hosts and guests are solely their own. While based on information they believe is reliable, neither Arete Wealth nor its affiliates warrant its completeness or accuracy, nor do their opinions reflect the opinion of Arete Wealth. This podcast is for general informational purposes only, and should not be regarded as specific advice or recommendations for any individual. Before making any decisions, consult a professional.
55:53
March 5, 2020
FI201: Develop Your Vision
Season 2 - Creating A Financial Plan The first step in creating your financial plan is developing your vision.   Start with your story to determine your financial DNA, use that information to develop your vision.  In Season 2, we focus on developing your financial plan.  Each episode has a step that you need to begin this process.   Roshan & Erik are here to help and taking on new clients.   If you would like to review your personal financial situation, they would be happy to speak to you.   Roshan can be reached at roshan.loungani@aretewealth.com or at 202-536-4468.  Erik can be reached at erik.olson@aretewealth.com or 815-940-4652. Follow Us At: https://twitter.com/RoshanLoungani https://www.linkedin.com/in/roshanloungani/ https://www.facebook.com/retirewithroshan/ https://www.linkedin.com/in/financialerik/ https://www.linkedin.com/in/adrian-nicholson-74b82b13b/ #financialindependencepodcast #fire #podcast #FI #Retire #retirewithroshan All opinions expressed by podcast hosts and guests are solely their own. While based on information they believe is reliable, neither Arete Wealth nor its affiliates warrant its completeness or accuracy, nor do their opinions reflect the opinion of Arete Wealth. This podcast is for general informational purposes only, and should not be regarded as specific advice or recommendations for any individual. Before making any decisions, consult a professional.
41:06
March 5, 2020
FI009 – Your Money or Your Life Chapter 9 Review
1. We breakdown Your Money or Your Life by Vicki Robin & Joe Dominguez  Chapter 9: Where to Stash Your Cash for Long-Term Financial Freedom 2. We discuss money, the levels of misunderstanding, your life energy and finding out what makes you happy. Roshan & Erik are here to help and taking on new clients.   If you would like to review your personal financial situation, they would be happy to speak to you.   Roshan can be reached at roshan.loungani@aretewealth.com or at 202-536-4468.  Erik can be reached at erik.olson@aretewealth.com or 815-940-4652. 3. Follow Us At: 4. https://twitter.com/RoshanLoungani 5. https://www.linkedin.com/in/roshanloungani/ 6. https://www.facebook.com/retirewithroshan/ #financialindependencepodcast #fire #podcast #FI #Retire #retirewithroshan All opinions expressed by podcast hosts and guests are solely their own. While based on information they believe is reliable, neither Arete Wealth nor its affiliates warrant its completeness or accuracy, nor do their opinions reflect the opinion of Arete Wealth. This podcast is for general informational purposes only, and should not be regarded as specific advice or recommendations for any individual. Before making any decisions, consult a professional.
40:52
September 25, 2019
FI008 – Your Money or Your Life Chapter 8 Review
1. We breakdown Your Money or Your Life by Vicki Robin & Joe Dominguez Chapter 8: Catching Fire: The Crossover Point. 2. We discuss money, the levels of misunderstanding, your life energy and finding out what makes you happy. Roshan & Erik are here to help and taking on new clients.   If you would like to review your personal financial situation, they would be happy to speak to you.   Roshan can be reached at roshan.loungani@aretewealth.com or at 202-536-4468.  Erik can be reached at erik.olson@aretewealth.com or 815-940-4652. 3. Follow Us At: 4. https://twitter.com/RoshanLoungani 5. https://www.linkedin.com/in/roshanloungani/ 6. https://www.facebook.com/retirewithroshan/ #financialindependencepodcast #fire #podcast #FI #Retire #retirewithroshan All opinions expressed by podcast hosts and guests are solely their own. While based on information they believe is reliable, neither Arete Wealth nor its affiliates warrant its completeness or accuracy, nor do their opinions reflect the opinion of Arete Wealth. This podcast is for general informational purposes only, and should not be regarded as specific advice or recommendations for any individual. Before making any decisions, consult a professional.
36:43
September 19, 2019
FI007 - Your Money or Your Life Chapter 7 Review
We breakdown Your Money or Your Life by Vicki Robin & Joe Dominguez  Chapter 7: For Love or Money: Valuing Your Life Energy - Work and Income We discuss money, the levels of misunderstanding, your life energy and finding out what makes you happy. Roshan & Erik are here to help and taking on new clients.   If you would like to review your personal financial situation, they would be happy to speak to you.   Roshan can be reached at roshan.loungani@aretewealth.com or at 202-536-4468.  Erik can be reached at erik.olson@aretewealth.com or 815-940-4652. Follow Us At: https://twitter.com/RoshanLoungani https://www.linkedin.com/in/roshanloungani/ https://www.facebook.com/retirewithroshan/ #financialindependencepodcast #fire #podcast #FI #Retire #retirewithroshan All opinions expressed by podcast hosts and guests are solely their own. While based on information they believe is reliable, neither Arete Wealth nor its affiliates warrant its completeness or accuracy, nor do their opinions reflect the opinion of Arete Wealth. This podcast is for general informational purposes only, and should not be regarded as specific advice or recommendations for any individual. Before making any decisions, consult a professional.
31:17
September 11, 2019
FI006 - Your Money or Your Life Chapter 6 Review
We breakdown Your Money or Your Life by Vicki Robin & Joe Dominguez  Chapter 6: The American Dream - on a Shoestring We discuss money, the levels of misunderstanding, your life energy and finding out what makes you happy. Roshan & Erik are here to help and taking on new clients.   If you would like to review your personal financial situation, they would be happy to speak to you.   Roshan can be reached at roshan.loungani@aretewealth.com or at 202-536-4468.  Erik can be reached at erik.olson@aretewealth.com or 815-940-4652. Follow Us At: https://twitter.com/RoshanLoungani https://www.linkedin.com/in/roshanloungani/ https://www.facebook.com/retirewithroshan/ #financialindependencepodcast #fire #podcast #FI #Retire #retirewithroshan All opinions expressed by podcast hosts and guests are solely their own. While based on information they believe is reliable, neither Arete Wealth nor its affiliates warrant its completeness or accuracy, nor do their opinions reflect the opinion of Arete Wealth. This podcast is for general informational purposes only, and should not be regarded as specific advice or recommendations for any individual. Before making any decisions, consult a professional.
40:07
September 5, 2019
FI005 – Your Money or Your Life Chapter 5 Review
We breakdown Your Money or Your Life by Vicki Robin & Joe Dominguez  Chapter 2: Money Ain’t What It Used to Be – and Never Was. We discuss money, the levels of misunderstanding, your life energy and finding out what makes you happy. Roshan & Erik are here to help and taking on new clients.   If you would like to review your personal financial situation, they would be happy to speak to you.   Roshan can be reached at roshan.loungani@aretewealth.com or at 202-536-4468.  Erik can be reached at erik.olson@aretewealth.com or 815-940-4652. Follow Us At: https://twitter.com/RoshanLoungani https://www.linkedin.com/in/roshanloungani/ https://www.facebook.com/retirewithroshan/ #financialindependencepodcast #fire #podcast #FI #Retire #retirewithroshan All opinions expressed by podcast hosts and guests are solely their own. While based on information they believe is reliable, neither Arete Wealth nor its affiliates warrant its completeness or accuracy, nor do their opinions reflect the opinion of Arete Wealth. This podcast is for general informational purposes only, and should not be regarded as specific advice or recommendations for any individual. Before making any decisions, consult a professional.
37:07
August 28, 2019
FI004 – Your Money or Your Life Chapter 4 Review
We breakdown Your Money or Your Life by Vicki Robin & Joe Dominguez  Chapter 2: Money Ain’t What It Used to Be – and Never Was.    We discuss money, the levels of misunderstanding, your life energy and finding out what makes you happy. Roshan & Erik are here to help and taking on new clients.   If you would like to review your personal financial situation, they would be happy to speak to you.   Roshan can be reached at roshan.loungani@aretewealth.com or at 202-536-4468.  Erik can be reached at erik.olson@aretewealth.com or 815-940-4652. Follow Us At: https://twitter.com/RoshanLoungani  https://www.linkedin.com/in/roshanloungani/  https://www.facebook.com/retirewithroshan/  #financialindependencepodcast #fire #podcast #FI #Retire #retirewithroshan All opinions expressed by podcast hosts and guests are solely their own. While based on information they believe is reliable, neither Arete Wealth nor its affiliates warrant its completeness or accuracy, nor do their opinions reflect the opinion of Arete Wealth. This podcast is for general informational purposes only, and should not be regarded as specific advice or recommendations for any individual. Before making any decisions, consult a professional.
35:28
August 21, 2019
FI003 - Your Money or Your Life - Chapter 3 Review
 We breakdown Your Money or Your Life by Vicki Robin & Joe Dominguez  Chapter 3: Where is it All Going.    We discuss whether you need a budget, categorizing expenses, making money real etc. Roshan & Erik are here to help and taking on new clients.   If you would like to review your personal financial situation, they would be happy to speak to you.   Roshan can be reached at roshan.loungani@aretewealth.com or at 202-536-4468.  Erik can be reached at erik.olson@aretewealth.com or 815-940-4652. Follow Us At: https://twitter.com/RoshanLoungani  https://www.linkedin.com/in/roshanloungani/  https://www.facebook.com/retirewithroshan/  #financialindependencepodcast #fire #podcast #FI #Retire #retirewithroshan All opinions expressed by podcast hosts and guests are solely their own. While based on information they believe is reliable, neither Arete Wealth nor its affiliates warrant its completeness or accuracy, nor do their opinions reflect the opinion of Arete Wealth. This podcast is for general informational purposes only, and should not be regarded as specific advice or recommendations for any individual. Before making any decisions, consult a professional.
31:09
July 24, 2019
FI002 - Your Money or Your Life - Chapter 2 Review
We breakdown Your Money or Your Life by Vicki Robin & Joe Dominguez  Chapter 2: Money Ain’t What It Used to Be – and Never Was.    We discuss money, the levels of misunderstanding, your life energy and finding out what makes you happy. Roshan & Erik are here to help and taking on new clients.   If you would like to review your personal financial situation, they would be happy to speak to you.   Roshan can be reached at roshan.loungani@aretewealth.com or at 202-536-4468.  Erik can be reached at erik.olson@aretewealth.com or 815-940-4652. Follow Us At: https://twitter.com/RoshanLoungani  https://www.linkedin.com/in/roshanloungani/  https://www.facebook.com/retirewithroshan/  #financialindependencepodcast #fire #podcast #FI #Retire #retirewithroshan All opinions expressed by podcast hosts and guests are solely their own. While based on information they believe is reliable, neither Arete Wealth nor its affiliates warrant its completeness or accuracy, nor do their opinions reflect the opinion of Arete Wealth. This podcast is for general informational purposes only, and should not be regarded as specific advice or recommendations for any individual. Before making any decisions, consult a professional.
31:42
July 18, 2019
FI001 - Your Money or Your Life - Chapter 1 Review
We breakdown Chapter 1 of  The Money Trap: The Old Road Map for Money.   We review topics such as making a living or making a dying, why we are a consumer driven society and the beginning of a new road map for money.  Roshan & Erik are here to help and taking on new clients.   If you would like to review your personal financial situation, they would be happy to speak to you.   Roshan can be reached at roshan.loungani@aretewealth.com or at 202-536-4468.  Erik can be reached at erik.olson@aretewealth.com or 815-940-4652. Follow Us At:  https://twitter.com/RoshanLoungani   https://www.linkedin.com/in/roshanloungani/   https://www.facebook.com/retirewithroshan/  #financialindependencepodcast #fire #podcast #FI #Retire #retirewithroshan All opinions expressed by podcast hosts and guests are solely their own. While based on information they believe is reliable, neither Arete Wealth nor its affiliates warrant its completeness or accuracy, nor do their opinions reflect the opinion of Arete Wealth. This podcast is for general informational purposes only, and should not be regarded as specific advice or recommendations for any individual. Before making any decisions, consult a professional.
35:15
June 26, 2019