NZ Business Owners
By Ryan J Melton
From the deep-seated beliefs and values that guide these entrepreneurs to the strategies they use to navigate the twists and turns of success, we dive into the depths of the human experience.
Whether you're interested in business, personal growth, or just curious about what it takes to succeed, join us on this journey of self-discovery and explore the many facets of the human spirit.
NZ Business OwnersJan 27, 2022
Warwick Walker: Police, Intergenerational Wealth, Investing & Business
Guest Warwick Walker: https://foxplan.nz/advisers
Takeaways
- Being a police officer is both rewarding and stressful, and it teaches valuable life lessons such as the importance of teamwork and the ability to influence and listen to people.
- Many people go into policing because they want to make a difference in their community and help others in times of crisis.
- Transitioning from a career in policing to financial planning requires following a system and process, investing in education, and building relationships with clients and other professionals.
- Referrals are a key aspect of growing a financial planning business, and trust, credibility, and reliability are essential in building client relationships.
- Business owners who have accumulated wealth need to navigate the challenges of transitioning out of their businesses and preserving and enhancing their wealth, which requires working with a team of professionals and developing a mindset of saving and investing.
Chapters
00:00 Introduction and First Jobs
03:10 Life as a Policeman
09:46 Challenges and Changes in Policing
14:08 Transition to Financial Planning
16:09 Following a System and Process
27:31 The Importance of Professional Partnerships
33:28 Helping Business Owners Transition
41:21 Balancing Wealth and Family
44:59 The Importance of Saving and Investing
Marc Hamilton: Hate, Happiness, Dark Humour & Big Pharma
Guest Details Marc Hamilton: https://coveryours.co.nz/about/
Takeaways
- Music and comedy can evoke emotions and create a sense of connection.
- Authenticity is important in creative endeavors and can attract like-minded individuals.
- Universal themes in storytelling and music resonate with people across cultures and time.
- Constructing a set or a song involves considering the emotional journey and engaging the audience.
- Dealing with hate or criticism requires thick skin and the ability to not take it personally.
- Finding humor in absurd or anger-inducing situations can be a source of comedy.
- The creative process involves finding inspiration in everyday experiences and emotions. Crafting comedy takes time and practice, and it's important to learn from failures and keep refining jokes.
- Art, including comedy, has the power to eloquently convey the harshness of the world in a socially acceptable way.
- The ability to shock and offend depends on the context and the audience, and it's important to understand the crowd and adapt accordingly.
- Working with troubled youth requires empathy, understanding, and the ability to separate their actions from their identity.
- Asking for help and finding someone to talk to can make a significant difference in difficult situations.
Chapters
00:00 Introduction and Background
04:03 Finding Joy in Work and Life
07:07 The Power of Music
10:15 Humor and Writing Songs
16:17 The Emotional Impact of Music
25:07 Dealing with Criticism and Hate
27:18 The Craft of Comedy
29:20 The Process of Crafting Comedy
30:18 The Art of Comedy
31:37 Navigating Different Audiences
32:31 The Consequences of Offensive Comedy
34:09 Favorite Comedians
35:16 First Attempt at Comedy and Worst Bomb
36:31 Creating Original Material
37:28 Different Crowds and Testing Material
38:11 The Influence of Comedians
39:48 The Power and Influence of Individuals
40:24 The Role of Soft Power
42:45 Empathy and Understanding
43:16 Previous Work with Troubled Youth
47:44 Pharmaceutical Sales and Dark Humor
51:19 Dealing with Horrific Experiences
56:23 Seeking Help and Support
5 Insurance Industry SECRETS They Don't Want You To Know! - Jon-Paul Hale
Guest Jon-Paul Hale: https://www.willowgroveinsurance.co.nz/about-us/about-us-j-p-hale-menu
Takeaways
- The insurance industry can be complex and challenging, with various pitfalls and potholes that individuals may encounter.
- Understanding the client's needs and providing tailored solutions is crucial in the insurance industry.
- Underwriters play a significant role in assessing risks and determining coverage terms.
- Trust, education, and personalized advice are essential in the insurance industry. Insurance companies consider both medical and financial information when underwriting policies.
- Advisors play a crucial role in guiding clients through the application process and ensuring accurate disclosure.
- The misconception that insurance companies do not pay out claims is refuted, with statistics showing a high percentage of claims being paid.
- The current application process can be inefficient and time-consuming, and there is a need for improvements, such as allowing insurance companies to access medical notes with client consent.
Chapters
00:00 Understanding the Challenges in Business
03:37 Approaching Insurance Sales
07:51 Building Rapport and Understanding Client Needs
09:25 Motivational Interviewing and Client Engagement
10:33 Empowering Clients to Make Decisions
11:53 The Difference Between Sales and Advice
14:29 Developing Skills and Personalizing Delivery
15:31 Setting Boundaries for Advisors
18:15 Staying Educated in the Insurance Industry
26:47 The Role of Underwriters in Insurance
30:59 Underwriting and Financials
32:14 Predicting Mortality
34:30 Role of Advisors and Brokers
36:19 Reinsurance and Risk Spreading
38:39 Financial Strength Ratings
41:17 Misconceptions about Insurance Payouts
44:30 Buying Insurance Online
45:58 Application Process and Claim Rates
51:15 Improving the Application Process
53:38 Value of Advice and Automation
Martin Robinson: Camaraderie, Surf Life Saving, Passion & Personal Growth
Guest Martin Robinson: https://sharenz.com/advisers/martin-robinson/
Takeaways
- Defining success: Martin defines success as having the time, money, and health to attend any sporting or cultural event.
- Financial planning: Martin humorously defines good financial planning as when your payment to the undertaker bounces.
- Lessons from surf life saving: Martin emphasizes the value of meeting new people, learning from mentors, and staying physically active.
- Finding joy in passions: Martin's love for football and surf life saving has brought him joy and lifelong connections.
- Learning from experiences: Martin shares stories from his career in finance, highlighting the importance of perseverance and adaptability. Computerization revolutionized the mortgage industry, making it easier to track and manage mortgages.
- Commission rates for mortgages in the late 1980s were high, with advisors earning a significant amount per mortgage.
- Diversification is crucial in the mortgage industry to mitigate risks and avoid relying on a single client or industry.
- Building relationships with real estate companies can be an effective way to find prospects and convert them into clients.
- The formation of Apex Financial and its transformation into Share demonstrates the power of collaboration and camaraderie in the financial advisory industry.
Chapters
00:00 Definition of 'having made it'
03:29 The significance of football in Martin's life
04:51 The definition of good financial planning
06:33 Martin's experience in debt collecting
09:06 The role of surf life saving in Martin's life
11:28 Working at General Finance and IFC
13:33 Working in factoring and financing invoices
15:55 Working at General Finance and Olly Newland's company
19:44 Martin's achievements in surf life saving
20:46 Staying agile and competing in surf life saving at an older age
21:38 Building relationships in the mortgage advisory business
24:00 Starting a mortgage advisory business and dealing with challenges
24:29 Early Days of Mortgage Brokering
26:56 Approach to Getting Mortgages Across the Line
30:08 Formation of Apex Financial
38:03 Formation of Share
42:37 Size and Success of Share
43:33 Factors Contributing to Success
45:27 Passion for Sports and Cultural Events
Aaron D'Souza: Dance, Aging, Parenting, Stress Reduction, & Meditation
Guest Aaron D'Souza: https://www.lesafs.com/
Takeaways
- Maintaining a healthy lifestyle requires discipline and finding strategies to make exercise and healthy eating easier.
- As we age, it becomes more important to prioritize our health and be proactive in maintaining a healthy weight and staying active.
- Dancing can be a fun and enjoyable way to stay active and express oneself creatively.
- India has undergone significant growth and development, with improvements in infrastructure and a focus on becoming a developed country.
- Learning how to swim is an important skill that can save lives and provide a sense of confidence and safety in water. Water polo is a challenging and impressive sport that requires strength, endurance, and skill.
- Being present and supportive as a parent is crucial for building a strong connection with children.
- Self-improvement and learning from mistakes are essential for personal growth.
- Meditation can help reduce stress and improve clarity of thought.
- Taking action is key to making progress and achieving goals.
- Being aware of one's thoughts and reactions can lead to better decision-making and emotional well-being.
Chapters
00:00 Building Healthy Habits
02:37 The Challenge of Eating Healthy
03:32 Cravings and Dietary Changes
04:32 Health, Aging, and Staying Active
05:31 Dancing and Performing
06:44 Theater and Behind the Scenes
09:43 Dance and Western Influence in India
11:30 Sports and Childhood Memories
12:47 Changes in India Over Time
13:50 India's Political and Infrastructure Development
14:56 Swimming and Overcoming Embarrassment
22:25 Water Polo and Competitive Sports
24:54 Balancing Family and Personal Fulfillment
27:59 Building a Strong Relationship with Children
30:12 Effective Communication with Children
33:33 The Power of Books and Personal Development
36:31 Taking Action and Learning from Mistakes
41:13 The Benefits of Meditation
46:50 Observing Thoughts and Responding vs Reacting
I Raised Another Man's Baby
Guest Keanan Beyers: https://www.lifetime.co.nz/find-an-adviser/view/keanan-beyers/
Takeaways
- Living in Cape Town can be challenging due to crime and the need to be constantly vigilant.
- A diagnosis of type 1 diabetes can have a significant impact on one's life and requires careful management.
- Growing up in challenging circumstances can shape one's perspective and behavior.
- Finding a balance between enjoying life and making responsible decisions is important.
- Partying and a carefree lifestyle can sometimes be an attempt to fill a void or mask deeper issues.
- Maturity often comes from facing difficult circumstances and making tough decisions. Strict upbringings can limit a person's ability to explore their identity and enjoy their youth.
- Rebellious phases and partying may provide temporary escape, but they do not solve underlying issues.
- Discovering that you are not the biological parent of a child can be emotionally devastating and lead to a loss of trust.
- Betrayal and financial struggles can be challenging, but holding on and staying focused can lead to positive change.
- Patience and perseverance are key in overcoming difficult situations and finding a better path forward.
Chapters
00:00 Growing Up in Cape Town
01:28 New Chapter
04:52 Overcoming Adversity and Leaving South Africa
07:48 Living with Type 1 Diabetes
09:49 Early Life Challenges and Wrong Choices
13:35 Navigating Boarding School and Cultural Differences
17:34 Struggles at Home and Financial Constraints
24:32 Finding Balance and Making Life Choices
25:41 Filling a Void and Seeking Maturity
27:42 Strict Upbringing and Lack of Freedom
28:48 Limited Independence and Struggles with Expression
31:05 Party Lifestyle and Avoidance of Responsibility
35:25 False Paternity Claim and Betrayal
38:20 Moving Forward and Starting Fresh
43:26 Saying Goodbye to the Pretend Son
47:51 Deception and Manipulation
49:18 Words of Encouragement
Jane Benton: Modern Love, Divorce, Commitment, Resilience & Forgiveness
Guest Jane Benton: https://g3freedom.co.nz/
Takeaways
- The sense of community and connection in rural areas can provide a fulfilling and meaningful life.
- Prioritizing personal relationships and family over work can lead to greater happiness and fulfillment.
- Financial planning is important for providing security, peace of mind, and the ability to pursue goals and dreams.
- Resilience is necessary to navigate challenges and setbacks in life.
- Commitment is essential in modern relationships to build trust and create lasting connections. Forming genuine connections and relationships can be challenging in the digital age.
- Online dating apps may not accurately portray a person's true self.
- Commitment is essential for building lasting relationships.
- Forgiveness and maintaining a positive perspective are crucial for personal growth and moving forward.
- Quality time and meaningful conversations are key to maintaining strong bonds in long-term relationships.
Chapters
00:00 Introduction and Childhood in Rural Southwest England
01:35 The Value of Community and Connection
05:50 Creating a Supportive Work Environment
07:33 Questioning Traditional Work Structures
09:51 Negotiating Work-Life Balance
10:58 Balancing Career and Family
13:52 Uncovering Financial Goals and Values
19:51 Preparing for Market Volatility and Losses
21:52 Personal Resilience and Making Life Changes
24:28 Commitment and Modern Love
25:56 The Importance of Connection
26:53 The Challenges of Online Dating
27:51 The Role of Hormones in Dating
28:46 The Importance of Commitment
29:46 Maintaining a Long-Term Relationship
30:51 Determining the Worth of a Relationship
32:11 Forgiveness and Moving On
33:57 Putting Life in Perspective
35:50 Maintaining Civil Relationships
37:12 Making the Most of Life
39:01 Dealing with Tragedy and Loss
40:43 The Perception of Success
Ian Dallas: Apartheid, Rugby Refereeing, Empathy & Self-Control
Ian Dallas: https://www.linkedin.com/in/iandallasnz/?originalSubdomain=nz
Takeaways
- There is a movie centered around refereeing that is dramatic and intense.
- The experience of a referee in rugby involves managing people and effectively communicating with them.
- Upbringing plays a significant role in shaping personal attributes and values.
- Acknowledging and listening to people's concerns and objections is crucial in insurance sales.
- Building trust with clients requires empathy and open communication. Ask clients what is important in their lives and what could put those things at risk to understand their insurance needs.
- Estate planning and enduring powers of attorney are important aspects of risk management.
- Being honest, empathetic, and providing value to clients builds trust and long-term relationships.
- Vulnerability and open communication can lead to deeper connections and understanding.
- Mistakes are opportunities for growth and learning. Admitting and discussing them with others can help in finding solutions.
- The compounding effect of goodwill and consistent content creation can lead to long-term success in professional services.
Chapters
00:00 Introduction and Movie Discussion
02:28 Experiences in South Africa
04:06 Police Encounters in South Africa
06:14 The Importance of Self-Control as a Referee
08:16 Managing People as a Referee
09:42 The Role of Upbringing in Refereeing
11:06 Recognizing Talent in Referees
12:29 The Importance of Stillness and Self-Control
13:55 The Impact of Upbringing on Self-Control
14:24 Dealing with Criticism as a Referee
16:31 Effective Communication in Arguments
19:55 Addressing Objections in Insurance Sales
21:59 Creating Comfort and Trust in Insurance Sales
24:33 Aligning Insurance with Life Goals
25:03 Understanding the Drivers for Insurance
26:10 Identifying Risks and Needs
27:19 The Importance of Estate Planning
28:34 Providing Value Beyond Insurance
30:13 Building Relationships and Trust
31:08 Retaining Clients through Understanding
33:50 The Power of Authenticity and Vulnerability
35:02 The Benefits of Acting with Integrity
36:22 Overcoming the Fear of Judgment
40:29 The Secret to Youth
41:24 Long-Term View and Adaptability
42:03 Living Longer and Embracing Change
43:00 Learning from Mistakes and Being Vulnerable
46:27 Unraveling Personal Challenges
Simon O'Neill: Separation, Tragedy, Resilience, Balance & Vunerability
Guest Simon O'Neill: velocityfinancial.co.nz Takeaways
- Show up and be present as a father, especially during the early years of a child's life.
- Find a balance between protecting your children and allowing them to face challenges and develop resilience.
- Learn from difficult experiences and use them as opportunities for personal growth and strength.
- Build a support network of friends and family who can provide guidance and understanding during tough times. Everyone has their own story and experiences, both good and bad.
- Encouraging men to be vulnerable and open up requires creating a safe environment and sharing personal stories.
- Regular check-ins and meaningful conversations are important for maintaining strong relationships.
- Staying strong during separations involves allowing oneself to grieve and seeking support from helplines or online groups.
- Strong emotions towards others often stem from past experiences and can be observed rather than reacted to.
- Building resilience and a positive mindset takes time and practice.
Chapters
00:00 Origin Story
03:07 School and Resilience
05:32 Parenting and Family Dynamics
09:03 The Importance of Fatherhood
10:11 Lessons from Resilience
14:06 The Power of Vulnerability
18:44 Finding Hope in Tragic Endings
27:56 Encouraging Vulnerability in Men
32:40 Overcoming Separation and Loss
36:04 Taking Small Steps in Vulnerability
41:03 Dealing with Relationship Challenges
43:01 The Power of Surroundings and Mindset
43:31 Observing Thoughts and Emotions
44:41 Road Rage and State of Mind
45:47 Projections and Emotional Reactions
46:26 Understanding Strong Emotions
47:23 Resilience and Priorities
48:17 Insecurities and Perceptions
49:13 Personal Growth and Support Network
Jonathan Marshall: God, Love, Guns & Masculinity
Jonathan Marshall: https://www.linkedin.com/in/jonathan-marshall-aab05418/?originalSubdomain=nz
Takeaways
Starting a church can be driven by a desire to serve the community and provide a place of belonging.
Belonging should come before belief and behavior in a church community.
The Bible resonates with people because it has been tried and tested over generations and offers inspirational words for moral guidance.
Living by faith and accepting the grace of God is more important than trying to justify oneself through works.
The relationship between guns and nature can provide a sense of connection to the primal state and a responsibility to the environment.
Meaningful conversations and connections can be fostered in the context of hunting and outdoor activities. Outdoor activities like hunting provide unique experiences and challenges that can teach responsibility and help individuals appreciate life in different ways.
The absence of a father figure in a child's life can have a significant impact, as evidenced by the high percentage of prisoners who come from fatherless homes.
Society should embrace individuality and diversity, rather than trying to make everyone conform to the same standards and beliefs.
The LGBTQ+ movement raises complex issues, and while it is important to respect individual choices and lifestyles, there is a need for open and honest discussions about the consequences and challenges associated with certain decisions.
Empathy plays a crucial role in understanding and supporting others, even when their experiences or perspectives differ from our own.
Belonging and social connection are essential for human well-being, and society should strive to create an inclusive environment where everyone feels accepted and supported.
Chapters
00:00 Introduction and Background
00:38 Getting Involved in the Church
02:00 Starting a New Church
03:13 Approach to Church and Belonging
04:05 Denominations and Rules
05:17 Beliefs and Values
07:52 Running a Church as a Career
08:40 Values of God in Society
10:07 The Bible and its Resonance
11:21 Favorite Stories from the Bible
15:22 Hunting and its Significance
22:11 Individuality and Unity in Society
30:07 Teaching Kids and Acceptance
37:04 LGBTQ+ Movement and Belonging
44:30 Teaching Values to Children
46:06 Acceptance and Understanding
47:10 Support for LGBTQ+ Youth
48:09 Being Gay Today
50:17 Empathy and Understanding
51:11 The Importance of Belonging
Why Integrity is the Ultimate Sales Tool
Carie Townley mortgage broker at https://adviser.loanmarket.co.nz/whangarei/
Takeaways
- Investing in the potential of clients without expectation and serving their problems is key to success as a mortgage broker.
- Building relationships and partnerships with referral sources is crucial for business growth.
- Storytelling can be a powerful tool in the mortgage application process, helping to engage clients and improve the likelihood of approval.
- Fear and addiction can be overcome by understanding their underlying causes and developing strategies to deal with them.
- Maintaining integrity in the face of adversity is important for long-term success.
- Doing the right thing for clients and putting their interests first leads to more successful settlements.
Chapters
00:00 Introduction and Ranking
02:00 Competition and Fair Assessment
04:07 Fear and Overcoming Obstacles
06:14 Unusual Expenses and Interesting Stories
07:33 Dealing with Addiction and Gambling
08:59 The Pillars of a Fulfilling Life
10:32 Understanding Addiction and Fulfillment
12:39 Helping Customers Achieve Homeownership
14:31 Leadership and Positive Reinforcement
15:35 Lessons Learned and Personal Development
17:33 Taking Responsibility and Building Relationships
19:34 The Power of Storytelling in Applications
21:17 Understanding the Cost of Living
24:45 The Influence of Role Models and Generational Patterns
27:31 Maintaining Integrity in Adversity
30:16 The Value of Genuine Relationships
32:02 Building a Business and Finding Customers
36:47 Treating People with Respect and Integrity
40:46 Maintaining Humility and Self-Awareness
45:49 Advice for Young People and Mortgage Brokers
Is New Zealand's Financial Industry Less Secure Than the UK?
Nigel Elson Founder of https://www.friendlyfinance.nz/
Takeaways
- Being an expat himself, Nigel has a natural connection with expat clients and understands their financial needs.
- Traveling and experiencing different cultures makes people more open-minded and focused on enjoying life in the present.
- Planning for both the present and the future is crucial for financial success.
- Communication and compromise are key in relationships and business partnerships. Effective communication is crucial in financial advising to ensure understanding and build trust.
- Reading people's facial expressions can help gauge their level of comprehension.
- Addressing insecurities and concerns is important to make clients comfortable with the financial plan.
- Tailoring communication based on age and background is essential for effective communication.
Chapters
00:00 Introduction
00:20 Feeling Like You Don't Belong
03:18 The Experience of Traveling and Living Abroad
05:01 The Challenges of Integrating into a Local Community
05:57 Unusual Life Experiences
07:05 The Differences Between the Ultra Wealthy and the Aristocracy
08:22 Attributes Required for Success
09:21 Instilling Work Ethic in the Next Generation
10:58 Maintaining a Long-Term Partnership
12:12 Effective Communication in Relationships
14:16 Understanding and Empathy in Arguments
19:00 Finding a Life Partner
21:01 Maintaining a Good Bond in a Relationship
22:27 Effective Communication in Sales
24:41 Simplifying Statement of Advice Documents
29:18 The Requirements for a Michelin Star Restaurant
32:27 Providing Service in the Financial Planning Industry
36:29 The Need for Higher Qualifications in New Zealand
44:52 Number of Insurance Advisors in New Zealand
45:33 Challenges in Reaching Remote Areas
47:13 Perception and Competency of Financial Advisors
48:22 Access to Financial Advice and Education
49:16 Importance of Life Insurance and Investments
51:00 Convincing People of the Importance of Insurance
Being Real in A Fake World with Nicola Shirley
Guest Details: vegalend.co.nz/nicola-shirley
00:00 Introduction
00:39 Exploring the Impact of Authenticity on Business and Personal Connections
00:46 Navigating the Complex World of Leads and Referrals
04:10 The Art of Building Meaningful Client Relationships
05:01 Navigating Client Expectations and the Importance of Trust
07:03 The Delicate Balance of Knowledge, Ego, and Client Service
12:59 The Intricacies of Financial Advising and Building Trust
17:14 Understanding the Banking System and Navigating Financial Uncertainties
20:59 Navigating the Changing Landscape of Financial Advisory
22:15 The Shift to Modern Financial Practices
23:18 Client Relationships and the Importance of Regular Check-Ins
24:25 Adapting to the Evolving World of Lending
28:50 The Power of Networking and Authentic Relationships
33:58 Referrals: The High Bar of Trust and Authenticity
42:52 The Critical Role of Insurance in Financial Planning
46:51 Concluding Thoughts on the Financial Advisory Profession
From One-Hit Wonder to Timeless Brand: How Social Media Can Future-Proof Your Business (or Music Career!)
Guest Details: www.squidgroup.co.nz/
Chapters
00:00 Introduction
01:03 The Journey to Niche Marketing Success
03:14 Exploring Global Opportunities and Lifestyle Balance
04:42 Mastering Niche Marketing Strategies
14:17 The Art of Promoting Music and Events
18:42 Leveraging Brand Experience and Social Proof
25:54 Unlocking the Secrets of Effective Advertising
26:43 Mastering Facebook Ads: Strategies and Insights
30:15 The Art of Crafting Compelling Hooks
33:08 Exploring the Psychology Behind Purchases
35:54 Debunking Facebook Ads: A Deep Dive
38:20 Navigating the Complexities of Retargeting Campaigns
43:37 The Power of Broad Targeting and Dynamic Creatives
47:29 The Debate on Retargeting: Efficiency vs. Engagement
52:57 Concluding Thoughts on Marketing Strategies
The Shocking Truth About Financial Advice in NZ - Lara Maloney
Guest Details: myfutureplan.co.nz/
Chapters
00:00 Introduction
01:10 The Meaning of Life and Self-Actualization
03:08 A Personal Journey: From Burger King to Financial Freedom
05:15 The Traditional Life vs. A Better Way to Live
07:41 The Power of Passive Income
11:08 Understanding Managed Funds and Investment
12:33 The Challenges of Financial Planning
21:19 Understanding the Emotional Aspect of Finance
21:42 The Gap in Financial Education
22:39 Personal Financial Struggles and Lessons
23:08 The Importance of Financial Planning
23:23 The Misconceptions about Mortgages
24:26 The Role of a Financial Advisor
25:07 The Value of a Financial Advisor
25:48 The Different Types of Financial Advisors
27:31 The Future of Financial Advising
31:56 The Challenges in the Financial Advising Business Model
39:32 The Importance of Building Relationships with Clients
41:43 Overcoming Bottlenecks in Financial Advising
The Most Bizarre Thing I've Ever Seen at Sea
Guest Details: ilender.co.nz/
Chapters:
00:00 Introduction
00:31 Becoming a Coast Guard Volunteer
01:42 Life as a Coast Guard Volunteer
03:42 Training and Challenges in the Coast Guard
05:39 Respect and Leadership in the Coast Guard
07:53 Rescue Operations and Challenges
11:33 Survival Tips and Stories from the Sea
15:38 Unusual Rescue Stories
18:36 Dangers of the Sea and Final Thoughts
28:17 Survival Tips for Being Stranded at Sea
28:57 The Importance of Carrying Water on a Boat
30:03 Survival Stories and Human Adaptability
31:07 The Irony of Being Surrounded by Water but Unable to Drink
32:12 The Art of Negotiation in Lending
35:11 Understanding Non-Bank Lenders
43:35 The Importance of Facing Financial Challenges Head-On
44:14 The Consequences of Mortgage Default
56:27 Dealing with Rejection and Negative Feedback
59:08 Final Thoughts and Wishes for a Good Summer
Why We Crave Home Ownership: Unraveling the Emotional Payoff of Residential Investments
This podcast features an insightful conversation with Stephen Robertson, the owner of My Money, a finance consultancy primarily dealing with mortgages for high-profile clients. As he details his professional journey, Stephen delves into his origin, growing up in Palmerston North, New Zealand, and his interests in fishing, boating, and the military. With numerous anecdotes from his career, he explains how his role has evolved into more than just banking, involving understanding his clients' needs, handling their anxieties, and nurturing relationships. Stephen emphasizes the importance of providing clients with quality advice they can trust, especially in challenging financial situations. The discussion also reveals the intricate connections between financial decisions and personal emotions, underscoring the necessity of identifying the real needs of clients to deliver effective service. Guest details: https://www.mymoney.net.nz/
00:00 Introduction 00:43 Personal Background and Childhood Memories 01:53 Travel Experiences and Military Interests 02:35 Passion for Boating and Fishing 04:55 School Experiences and Learning Strategies 09:00 Dealing with Stress and Anger 10:16 Lessons from Financial Advising and Sales 13:09 Understanding Client Needs and Aspirations 16:19 Understanding the Person Behind the Mortgage 16:54 The Importance of Connection in Mortgage Lending 18:15 The Role of an Advisor vs. a Bank 18:38 Navigating High Pressure Situations 20:04 The Journey to Becoming a Mortgage Broker 20:31 The Emotional Impact of Helping Clients 21:15 Dealing with Rising Mortgage Rates 21:37 The Consequences of Overpaying for a Property 24:44 The Importance of Financial Planning and Budgeting 28:03 The Dangers of Ignoring Financial Warning Signs 30:40 The Impact of Poor Financial Advice 33:51 The Joy of Helping First Home Buyers 35:21 Wrapping Up the Conversation
The Paradox of Faith: Trusting in Love When Jealousy Whispers Doubts
00:00 Introduction and Life's Meaning
01:17 The Importance of Losing and Learning
02:09 Gratitude and Reality: Striking a Balance
03:13 The Journey from Bigger to Better
05:09 Managing Stress and Emotional Balance
07:56 Empathy and Emotional Connection
09:41 The Role of Family in Emotional Support
12:18 The Struggle of Balancing Work and Personal Life
21:33 The Power of Gratitude and Connection with God
30:16 Understanding Control and Surrender
31:21 Exploring the Concept of Suffering
31:57 Discussing the Idea of Heaven
32:21 The Role of Suffering in Faith
32:52 Life's Ups and Downs: A Metaphor
33:40 The Importance of Emotional Investment
34:15 Finding Fulfillment in Life
36:35 The Power of Choices
37:01 Navigating Modern Dating and Choices
44:17 The Complexity of Trust
47:13 Dealing with Jealousy
51:17 Understanding Hate and Its Impact
54:53 Final Thoughts and Reflections
NZ Economy Exposed: Craig Pettit Navigates Banking, Property, & Interest Rates
This isn't your average dry financial talk. Craig's journey, from a young bank employee to a successful mortgage advisor, is packed with fascinating experiences and valuable insights. We'll delve into:
• The rollercoaster ride of economic climates: Craig will share his firsthand perspective on navigating various economic ups and downs, offering unique insights into the past and a glimpse into the future.
• Taming the interest rate beast: We'll explore the complexities of fluctuating interest rates and Craig's expert strategies for helping clients weather the storm.
• Unlocking the secrets of the New Zealand economy: Craig sheds light on the factors that make New Zealand's economy tick, discussing the banking system, property market, and the impact of changing interest rates on individuals.
• Beyond the numbers: personal anecdotes and investment wisdom: Get ready for a captivating blend of personal stories, practical advice, and Craig's investment strategies for navigating the current financial landscape.
Whether you're a seasoned investor or just starting out, this conversation is packed with valuable takeaways to help you navigate the world of finance with confidence.
So, grab your favorite beverage, buckle up, and get ready for an insightful and engaging discussion with Craig Pettit!
00:00 Introduction
00:13 Career Journey and Experiences
01:48 Reflections on Family Life and Moving Around
02:33 Insights into the Railways and Banking Industry
03:59 Changes in the Banking Industry and Technology
04:57 Government Involvement in Banking and Private Enterprise
05:38 Perspectives on Home Loans and Customer Characteristics
06:18 Thoughts on the Banking Industry Setup
10:15 Personal Career Journey and Transition to Mortgage Advising
10:56 Observations on the Banking Industry and Credit Scores
13:31 Discussion on the U.S. Economy and Currency
15:44 Insights into the New Zealand Banking System
18:10 Understanding the Impact of Inflation and Unemployment on Interest Rates
20:58 Reflections on Generational Differences and Property Investments
31:10 Advice for Navigating the Current Housing Market
42:29 Final Thoughts on the Robustness of the New Zealand Economy
Toast Whisperer Reveals the Secret To The Perfect Sandwich | Campbell Hastie | Ep 384
In this podcast, the host interviews Campbell Hastie, a mortgage broker, where they touch upon a variety of topics ranging from Campbell's controversial view on making a peanut butter sandwich to deep dives on the concept of consciousness. Campbell shares his unique perspective on the food he believes holds a special quality – the kind you'd catch, grow or kill yourself. He also compares the qualities of a good mortgage to a well-played game of hockey and emphasizes on trust as a major aspect of his business. Moreover, Campbell talks about his journey as a mortgage broker and how the focus on long-term rewards helped him survive during tough times. The conversation also includes an interesting take on the dynamics between life insurance and mortgage brokering.
Guests website: hastiemortgages.co.nz/
00:00 Introduction
00:22 Desert Island Meals and Food Preferences
00:57 The Magic of Self-Sourced Food
02:15 The Joy of Fishing and Hunting
02:54 Surviving in the Wild: A Reality Check
03:12 The Pleasures of YouTube and the Dilemma of TikTok
03:34 The Art and Science of Fishing
05:17 The Intriguing Life Cycle of Insects
05:56 The Thrill and Fear of Catching Fish
06:24 The Curious Case of Dolphins and Gannets
11:20 The Philosophy of Consciousness and Reincarnation
15:01 The School Life and Sports Experiences
17:37 The Art of Delivering Bad News
21:56 The Emotional Rollercoaster of Buying a House
23:31 The Art of Organizing Mortgages
24:06 The Journey of Becoming a Mortgage Broker
24:32 The Power of Word of Mouth in Business
25:09 Turning Crisis into Opportunity: Writing a Book
25:37 The Impact of PR and Media Exposure
26:49 The Importance of Consistency and Credibility
28:40 The Role of Referrals in Business Growth
29:28 The Art of Delivering a Good Job
31:53 The Importance of Trust in Business
37:56 The Power of Specialization in Business
41:30 The Value of Persistence and Resilience
50:03 The Power of Delayed Gratification
54:08 The Challenges of Compliance in the Mortgage Industry
Facebook Marketing EXPOSED Why Your Ads Are Failing And How to Fix Them
Free Insurance Advice in minutes: https://findadvice.nz/ Chapters 00:00 Introduction: The Common Mistakes in Business Marketing 00:06 Understanding Facebook Campaign Structure 00:26 The Importance of Choosing the Right Objective 01:16 Targeting the Right Audience: A New Approach 02:34 The Power and Pitfalls of Remarketing 03:30 The Misconception of Cost-Effective Leads 07:05 The Reality of Agency Marketing Strategies 08:54 My Unique Approach to Facebook Marketing 12:35 The Importance of Speed in Lead Conversion 13:56 Conclusion: The Impact of Effective Marketing Strategies
The "Self-Employed Mortgage Trap": Are You Falling Victim? (Watch Before You Apply!)
In this interview, Lillian Nguyen shares her experiences as a Vietnamese mortgage advisor and breaking into the finance industry in New Zealand. Lillian discusses how she helps self-employed clients navigate the complex mortgage process and lends advice on what to consider before buying a house. Apart from her professional life, Lillian talks about her personal experiences, including her fear of swimming and how she overcame it, her childhood days in Vietnam, and the fascinating details of her journey to New Zealand. Lillian also explores cultural differences, such as how Vietnam's street food scene compares to New Zealand's more formal dining culture. This interview is not only an insightful view into Lillian's life but provides valuable information for prospective home buyers, especially those who are self-employed. Guest details: https://www.mintfinancial.co.nz/ Chapters 00:00 Introduction 00:00 Meet Lillian: A Mortgage Advisor 00:47 Lillian's Origin Story: From Vietnam to New Zealand 01:16 Overcoming Fear: Lillian's Swimming Journey 05:30 Education Differences: Vietnam vs New Zealand 12:59 Cultural Adaptation: Fitting into a New Society 18:35 Exploring Vietnam: A Native's Perspective 24:15 Discussing the Intricacies of Tunnels 24:47 Understanding Different Cultures 25:07 Exploring Personal Education and Career Paths 26:10 The Journey from Checkout Manager to Bank Employee 28:59 Insights into Helping Self-Employed Clients 30:24 The Importance of Financial Statements and Open Communication 31:09 The Balance Between Paying Taxes and Getting a Mortgage 34:14 The Pros and Cons of Buying a House 36:52 Understanding the Current Property Market 51:08 The Debate: Renting vs Buying a House 52:45 Final Thoughts and Advice for First-Time Home Buyers
He Sold Millions in Insurance After His Wife's Shocking Diagnosis... This is His Story
In this enlightening conversation, Gerard Tilleyshort, a noteworthy insurance broker, business owner and industry veteran, unveils his journey to professional triumph starting from modest beginnings. His principles emphasize on stepping out of comfort zones, perpetual resilience, maintaining strong client relationships, and creating a network with successful entities. Gerard tackles both personal and professional challenges ranging from dealing with his wife's brain tumor diagnosis to negotiating the hurdles that come with operating a business. Tilleyshort outlines the intricacies of the insurance sector, shedding light on risk, pricing, and client-oriented services. His golden advice for budding industry players underscore the power of consistent efforts, delivering value, and fostering a customer-centric business for achieving ultimate success. 00:00 Introduction 00:00 The Power of Mindset and Stepping Out of Your Comfort Zone 01:26 The Drive Behind Success and Personal Background 02:49 Navigating School Life and Early Career 04:07 The Impact of Personal and Professional Environments on Success 10:40 The Journey into the Insurance Industry 12:12 The Role of Insurance in Life and Business 15:36 The Challenges and Rewards of the Insurance Industry 18:24 The Importance of Relationships and Trust in Business 23:15 The Future of the Insurance Industry 31:06 Growing Pains in Business 32:00 The Challenges of Small Business 33:04 The Intricacies of Insurance 34:21 The Business of Insurance 35:06 The Reality of Running a Business 35:46 The Emotional vs Logical Approach to Insurance 36:26 The Necessity of Insurance 37:15 The Value of Insurance 39:38 The Politics of Insurance 41:38 The Role of Insurance in Business 46:39 The Journey to Success 57:26 The Impact of Insurance 01:01:59 Understanding the Value of Money 01:02:15 Dealing with Grief and Business Challenges 01:02:48 Personal Experience with Health Crisis 01:03:57 The Reality of Business and Adversity 01:04:25 Navigating the Financial Advice Space 01:05:29 The Power of Networking and Collaboration 01:06:44 Entering the Insurance Industry: Challenges and Advice 01:09:06 The Importance of Relationship in Business 01:10:05 The Role of Insurance in Business 01:11:14 Innovation and Challenges in the Insurance Industry 01:12:16 The Art of Referrals in Business 01:13:18 The Journey of Growing a Business 01:14:59 Understanding the Value of Insurance 01:18:21 The Politics and Dynamics of the Insurance Industry
From Shy Student to Decathlete: The Unlikely Rise of an Introverted Mortgage Broker
In this discussion, Bruce Harnell, a former decathlete and experienced mortgage broker recounts his experiences in sports, having a long-lasting relationship, and journey as a mortgage broker. Bruce, who identifies as an introvert, shares his high school days as a jock and how he moved from sports into the banking industry. He talks candidly about how his wife has played a significant role in his life, helping him navigate through his introverted nature in a sales-driven role. He discusses how he's managed to balance affecting sales targets with meaningful client relations. During the interview, Bruce also explains the dynamics of the mortgage industry, including how banks determine loans and interest rates. He finally reflects on how his introverted nature, coupled with empathetic business approach, impacts his interaction with clients and business operations. Guests Details: https://adviser.loanmarket.co.nz/bruce-harnell Chapters 00:00 Introduction 00:00 School Days and Early Sports Involvement 00:32 Maintaining Fitness and Health in Adulthood 00:59 Reflections on Aging and Exercise 02:42 Journey into Athletics and Decathlon 05:33 Transition into Sales and Overcoming Introversion 07:09 Navigating the Challenges of Sales 09:17 Personal Growth and Relationship Building 12:11 Balancing Family, Work, and Personal Identity 18:41 The Role of Faith and Respect in Long-term Relationships 23:01 Defining Success and Prioritizing Family 24:35 Overcoming Challenges in the Financial Market 25:12 The Journey of Starting a Business 25:41 Leveraging Contacts and Building a Business 26:04 The Role of Family in Business Success 26:38 Dealing with Rejection and Building a Client Base 27:50 The Importance of Insurance in Financial Planning 28:11 The Impact of Health Issues on Financial Stability 28:33 The Role of Insurance in Risk Management 30:02 The Reality of Financial Struggles and the Importance of Planning 30:23 The Challenges and Rewards of Being a Mortgage Broker 32:51 Understanding the Impact of Interest Rates on Mortgages 34:24 The Role of Insurance in Mortgage Brokering 35:58 The Future of Mortgage Brokering 39:01 The Impact of Economic Changes on Mortgages 39:46 The Importance of Client Expectation Management in Mortgage Brokering 43:17 The Impact of Economic Changes on Mortgage Rates 44:02 The Challenges of Regulatory Compliance in Mortgage Brokering 45:56 The Challenges and Rewards of Being a Mortgage Broker 48:53 The Role of Technology in the Mortgage Industry 49:30 The Future of Mortgage Brokering 58:39 Concluding Thoughts
How a Clay House Kid Shook Up the Banking World | Ananda Kumar| Ep 377
Join us as we embark on an inspiring journey with Ananda Kumar Founder of Expert Finance, a man who defied his humble beginnings in a small village in Bihar, India, to carve his own path to success in the New Zealand mortgage industry. In this insightful podcast episode, we delve into: -Early life in rural India: Discover how Ananda's upbringing in a clay house fueled his determination for education and a better future. -Southern sojourn for knowledge: Learn about his pursuit of higher education in South India and the valuable lessons he gained. -Banking experience and entrepreneurial spirit: Explore his foray into the banking industry and the spark that ignited his passion for entrepreneurship. -MBA-powered expertise: Witness how his Master of Business Administration empowered him with practical knowledge in financial management and business operations. -Mastery of the mortgage game: Uncover his insights into the importance of meticulous loan structuring and strategic financial advice for accelerated mortgage payoff. -The dual role of a mortgage advisor: Understand how Ananda expertly navigates the dual responsibility of pre-qualifying businesses and ensuring complete transparency for his clients. -From Bihar to New Zealand: Celebrate Ananda's remarkable journey, fueled by perseverance and a commitment to helping others achieve their homeownership dreams. This episode is a must-listen for anyone seeking inspiration, practical financial advice, and a glimpse into the transformative power of education and ambition. Don't miss out as we unravel the captivating story of Ananda Kumar, the Bihaari village boy who became a Kiwi mortgage master! Guest Details: https://expertfinance.co.nz/ 00:00 Introduction 00:00 Growing Up in a Small Village in India 00:25 Pursuing Higher Education and Starting a Career 00:47 The Value of an MBA 01:35 Life in a Clay House 03:51 Family Life and Childhood Memories 05:12 Understanding Financial Struggles and the Importance of Finance 07:55 The Journey to Financial Stability 12:26 The Role of Mathematics in Life and Business 18:54 Investing and Managing Finances 28:38 The Importance of Mortgages and Financial Planning 35:30 Understanding Different Mortgage Structures 37:45 The Role of Mortgage Brokers 39:29 The Importance of Proper Loan Application 40:23 The Journey of First-Time Home Buyers 41:31 The Role of Banks in Mortgage Broking 45:08 The Future of Mortgage Broking 45:48 Understanding the Remuneration of Mortgage Brokers 55:41 The Challenges and Rewards of High Net Worth Clients 01:02:11 The Role of Investment in Mortgage Planning 01:05:47 Wrapping Up: The Complexities of Mortgage Broking
KiwiSaver Exposed By Financial Adviser Marc Proctor
Join us for an insightful conversation with Marc Proctor, CA & Financial Advisor at Blissett Wealth, as he sheds light on navigating market uncertainties, managing your KiwiSaver effectively, and achieving financial peace of mind. Key Takeaways: Market's Impact on KiwiSaver: Learn how recent market gyrations affect your retirement nest egg and what adjustments you might need to make. CA + Financial Advisor = Unique Perspective: Gain insights into Marc's dual expertise and how it shapes his approach to financial planning and risk mitigation. Building Trusting Relationships: Discover Marc's philosophy on client communication and collaboration for sound investment decisions. Beyond the Headlines: Go beyond the noise and sensationalized financial news to delve into practical planning strategies. Taming Market Volatility: Explore actionable tactics to navigate market ups and downs while safeguarding your investments and achieving your financial goals. Present vs. Future Balance: Find the sweet spot between enjoying today and making smart choices for a secure and fulfilling retirement. Bonus Content: Website: Dive deeper into Blissett Wealth's services and philosophy: https://blissettwealth.co.nz/ Resources: Download helpful guides and tools related to KiwiSaver, investing, and retirement planning. Connect with Marc: Reach out via Blissett Wealth's website or social media for a personalized consultation. 00:00 Introduction 00:00 Understanding Market Turbulence and KiwiSaver 00:23 The Dual Role of a Chartered Accountant and Financial Advisor 01:37 Challenges in Charging for Financial Advice 03:30 The Impact of Compliance Changes on Financial Advice 04:47 The Future of Financial Advice and KiwiSaver 07:25 The Importance of Financial Education and Advice 07:37 Understanding the Impact of Market Fluctuations on Investments 15:41 The Challenges of the Current Economic Climate 15:49 The Impact of Rising Mortgage Rates 20:39 The Role of Property in Investment Portfolios 24:12 Lessons Learned from Providing Financial Advice 25:41 The Importance of Planning for the Future 25:58 The Value of Advice and Making Right Decisions 26:34 Living in the Present and Dealing with Life Changes 27:49 The Importance of Enjoying Life and Pursuing Dreams 28:11 The Unpredictability of Life and the Need to Act Now 29:51 The Role of an Advisor and the Importance of Client's Interest 30:36 Helping Clients Discover Their Goals 31:08 The Influence of Parents and Early Life Experiences 34:05 The Impact of Teachers and Mentors 37:57 The Role of a Spouse in Personal and Professional Life 41:47 The Journey of Leadership and Team Management 44:03 Financial Advice and Retirement Planning 47:20 The Future of Retirement in New Zealand 49:18 Concluding Thoughts
Paperboy to CEO: Was It Work or Trauma That Made Him?
The discussion sheds light on personal growth, leadership, and challenges of running a business. It underscores the importance of having clear aspirations, working towards them consistently, and embracing change. The conversation reveals how the dynamics in businesses, particularly in consultancy, have evolved over the years, with the emphasis on building personal relationships rather than just transactional engagements. The Elliot Royce, Director of Beyond Potential Consulting and The Urban Physio also reflects on his career journey, the roles he undertook, and how those experiences shaped his leadership skills. The latter part of the conversation focuses on the art of problem-solving in business, understanding clients, delivering quick tangible results, and the joy of helping others achieve their potential. Guest's Website: https://www.beyondpotential.co.nz/ and https://www.theurbanphysio.co.nz/ 00:00 Introduction 00:12 The Importance of Hard Work 00:29 First Job Experiences 02:22 School Life and Early Challenges 02:55 Finding Purpose and Overcoming Fear 04:58 Journey through University 07:09 Early Career in Hospitality 10:59 Transition into Business Consulting 14:44 Challenges in the Hospitality Industry 20:26 The Art of Selling Intangible Services 28:31 Creating Value and Building Relationships 29:51 Measuring Success and Setting KPIs 30:59 Personal Success Story: Coaching a Technician to GM 39:11 The Importance of Clear Vision and Direction 40:24 The Art of Coaching and Personal Growth 43:37 The Power of Specificity in Business Strategy 50:19 The Journey to Success: A Personal Perspective 54:29 Closing Thoughts: The Power of Belief and Vision
I Lost Everything
Chapters 00:00 Introduction 00:26 First Attempt at Cold Calling 01:04 Exploring the Pitch and Overcoming Rejections 01:45 Building Confidence and Improving the Pitch 03:33 Exploring Different Industries and Client Types 05:10 The Art of Negotiation and Closing Deals 06:47 Facing Technical Difficulties and Adapting 08:28 Continuing the Hustle and Making Progress 10:38 Reflections and Lessons Learned 12:17 Facing New Challenges and Adapting Strategies 14:35 Achieving Success and Final Thoughts 17:41 For Anyone Struggling Right Now
Inheritance Wars: Matthew Gilligan's Guide to Navigating Tricky Family Dynamics and Wealth Transfer
In the podcast, Matthew Gilligan, founder of Gilligan Rowe & Associates, shares his wealth of experience in the realm of property investment and management. Gilligan dives into the intricate strategies for successfully navigating the property field, discussing the importance of planning for potential failures and setting up for success. He details the considerations regarding asset protection, tax efficiency, estate planning, and the different facets of legal structures. Furthermore, he highlights the importance of peer review and the roles of lawyers and accountants in safeguarding assets. In addition, he discusses his ventures in property niches such as 'As Is' houses in Christchurch and land banking in Rotorua, and also provides valuable insights into managing the transfer of intergenerational wealth.Guest's Website: https://www.gra.co.nz/ Chapters 00:00 "Introduction" 00:20 "The Entrepreneurial Odyssey: Navigating Business Launch and Team Building" 02:05 "University to Self-Employment: A Tale of Academic Rebellion" 02:31 "Smart Hiring Strategies: The Cornerstone of Success" 03:33 "Door Knocking Chronicles: Challenges, Triumphs, and Everything In Between" 06:35 "Business Evolution and Asset Planning: Crafting Stability in Chaos" 10:06 "Legal and Financial Guardians: The Unsung Heroes of Asset Planning" 15:02 "Peer Review and Fact Finding: Building a Solid Foundation for Asset Planning" 18:23 "Planning for the Unthinkable: Lessons in Failure and Resilience" 22:24 "Navigating Trusts: Safeguarding Wealth for Generations" 25:31 "Estate Planning Essentials: Navigating Relationships and Legacies" 28:14 "Wealth Transition: The Delicate Art of Passing the Torch" 34:27 "Gravy Trotting Awareness: Cautionary Tales in Trust Management" 35:21 "Trust Wealth: The Domino Effect of Mismanagement" 37:13 "Trustees Matter: The Key Players in Wealth Safeguarding" 38:09 "Inheritance Timing and Financial Wisdom: Striking the Right Balance" 38:39 "Early Inheritance Risks: Nurturing Financial Literacy in Heirs" 39:45 "Estate Planning Revisited: A Holistic Approach to Financial Well-Being" 41:51 "Parental Guidance in Finance: Nurturing Money Smarts in Offspring" 42:21 "Strategic Insights into Property Investment: Beyond the Balance Sheet" 58:37 "Decoding Zoning: Unraveling the Impact on Property Investment" 01:02:27 "Precision in Property Investment: The Art of Perfect Timing" 01:04:17 "Unveiling GRA: Clientele and Services Demystified"
Bridges of Stories: Connecting the Unknown Moments | Dave Thomas | Ep 373
The episode takes an emotional turn as Dave recounts real stories of the profound impact insurance can have on people's lives. From navigating the complexities of trauma claims to ensuring financial security in times of uncertainty, Dave reflects on his 23-year journey in the industry. Listeners will gain valuable insights into the importance of long-term relationships built on trust, care, and a genuine commitment to making a positive difference in people's lives.
Tune in to this episode to unravel the complexities of the financial world with Dave Thomas, who not only brings expertise but also a deep passion for empowering individuals to take control of their financial futures. Whether you're a seasoned entrepreneur or just starting your business journey, this episode is packed with wisdom and real-world experiences that will leave you inspired and better informed about the financial landscape in New Zealand. Don't miss out on this engaging conversation that transcends numbers and charts to reveal the human side of financial planning.
Unveiling Market Secrets: Economic Trends, Investment Strategies | Nathan Saminathan | Ep 372
Delve into the future of property investment as Nathan discusses the importance of location, the potential for long-term gains, and the unique leverage provided by real estate. Discover the nuances of tenant selection, as Nathan breaks down the criteria for identifying reliable tenants, considering factors such as employment history, financial stability, and the ability to maintain the property.
The conversation concludes with a deep dive into the challenges faced in property management. Nathan sheds light on issues such as tenant disputes, property damage, and the ever-evolving landscape of real estate. Tune in to gain valuable insights from a seasoned expert in the field and uncover the secrets to successful property investment.
Whether you're a seasoned business owner or a budding entrepreneur, this episode is packed with practical advice and strategic tips to elevate your understanding of property investment in the dynamic New Zealand market. Don't miss out on this opportunity to learn from the best in the business – Nathan Saminathan, exclusively on NZ Business Owners.
www.linkedin.com/in/nathan-saminathan-cfp-afa-5860276/
Cash Control Odyssey: Mortgages, Investments, Mastery | Vaughn Atkin | Ep 371
Starting with a captivating discussion at 45:53, Vaughn unveils his approach to making compelling offers in the financial planning space, drawing parallels with creating a personalized 'board of directors' for individuals. Learn how he envisions the future of financial planning, emphasizing a holistic approach that goes beyond mere numbers.
Moving forward to46:42, Vaughn delves into his vision for an integrated business community, where individuals benefit from a network of support, events, and trusted professionals. It's not just about financial security; it's about building a community that nurtures personal and professional growth.
The conversation takes an intriguing turn at 52:11 as Vaughn shares his thoughts on navigating life transitions and finding fulfillment beyond finances. Discover how he guides clients through various life stages, offering not just financial advice but a roadmap to a purpose-driven, satisfying life.
Join Ryan and Vaughn on this episode of NZ Business Owners as they unravel the secrets to living your best life through sound financial advice. It's more than a podcast – it's a roadmap to empowerment and fulfillment!
lifefirst.co.nz/
In the Driver's Seat: Alone, Unseen, and Rising Above | Josh Camp | Ep 370
As the conversation unfolds, the duo touches on the fascinating concept of healing through awareness and forging new pathways (01:06:09). Josh provides valuable insights into the importance of self-reflection and breaking away from patterns that no longer serve us. Discover how confronting emotions and vulnerabilities can lead to transformative healing and personal growth.
Tune in to this episode to gain a fresh perspective on morality, forgiveness, and the profound impact of self-awareness. Josh Camp's wisdom will leave you inspired and equipped with valuable insights to navigate the complexities of life and business. Don't miss this enriching conversation on NZ Business Owners!
www.linkedin.com/in/joshceo/
The Kiwi Podcast: Hamish Patel's Journey: Possums, Silence, and Wisdom | Hamish Patel | Ep 369
In this episode, you'll delve into Hamish's extraordinary encounter with a possum that left a lasting impression. Discover how this seemingly random encounter sparked a reflection on the balance between nature and man.
Hamish also shares his intriguing journey to a silent retreat, providing a glimpse into the world of self-discovery and tranquility amidst the hustle and bustle of modern life. Learn about the challenges he faced, the revelations he experienced, and how this retreat played a significant role in his personal growth.
As a financial expert, Hamish delves into the complex world of inflation and the banking system. Gain a deeper understanding of how inflation can affect both the economy and personal finances. He explains why central banks aim to maintain a balance and why inflation is necessary for the functioning of the modern financial world.
Whether you're interested in unique life experiences, spiritual journeys, or financial wisdom, this episode offers a captivating blend of stories and insights. Join Ryan and Hamish on a memorable exploration of life's unexpected twists and turns.
Tune in to "The Kiwi Podcast" for a delightful conversation that will leave you entertained, informed, and inspired.
mortgagesonline.co.nz/
The Economic Impact of Flexible Work: Empowering Parents and Boosting GDP | Mela Lush | Ep 368
As a business owner herself, Mela offers valuable insights into the challenges and triumphs of running a small enterprise. She addresses the topics of burnout, delegation, and trust, emphasizing the importance of recognizing and overcoming these hurdles to achieve business success.
Join Ryan and Mela Lush in this insightful episode, as they discuss the keys to success and innovation in the ever-evolving landscape of New Zealand's business world. Whether you're an entrepreneur, a business owner, or simply someone looking to gain fresh business perspectives, this episode offers a wealth of wisdom and inspiration for you. Tune in now and get ready to unlock new possibilities for your own entrepreneurial journey.
www.jobsformums.co.nz/about-us/
Voltage in Sales: The Cold Call Controversy | Jeremy Wilson | Ep 367
Discover whether cold calls are becoming obsolete in an era dominated by digital technology, and whether the sales process is at risk of losing its human touch. Gain insights into Jeremy's perspective on how technology may shape the future of sales, and whether it will make the sales profession more relevant or push it towards obsolescence.
Get ready for an engaging discussion as Jeremy introduces the concept of motivational interviewing from psychology and shares his vision for empowering sales through a unique approach. He emphasizes the importance of building meaningful relationships with clients and providing value, challenging conventional sales methods.
Tune in to "NZ Business Owners" to explore the intriguing world of sales, relationship-building, and the innovative strategies that Jeremy Wilson has to offer. Don't miss this enlightening episode filled with fresh perspectives on the dynamics of sales in today's business landscape.
Conquer Chaos, Achieve Success: Your ADHD Blueprint | Tim Thomas | Ep 366
Join Ryan and Tim as they delve into the fascinating realm of enhancing business processes using innovative software. Tim shares his valuable insights on streamlining operations, from automating manual tasks to creating more efficient workflows. Discover how businesses can not only improve their processes but also quantify their return on investment through smart solutions.
If you're a business owner or entrepreneur looking to boost efficiency and make smarter use of your resources, this episode is a must-listen. Tim and Ryan provide practical advice and shed light on the possibilities of leveraging technology to enhance your business. Tune in to learn how you can revolutionize your processes and experience a remarkable impact on your business success.
netpotential.com/
Sustainability: The Business Goldmine - Saving the Planet and Your Pocket | Lincoln Watson | Ep 365
Lincoln also shares his thoughts on the importance of building agile corporations that can pivot and adapt rapidly to changing market dynamics. Learn how he was inspired by visionary leaders to create a dynamic business environment that encourages innovation and transformation. His experiences and wisdom provide valuable lessons for entrepreneurs, business owners, and anyone looking to navigate the ever-changing landscape of the business world.
Tune in to gain valuable insights from Lincoln Watson's remarkable journey and discover how his experiences can help you thrive as a business owner in New Zealand. Don't miss this engaging episode filled with anecdotes and advice from the world of corporate entrepreneurship.
www.esphq.com/
Unleash the Monster: Automation Revolution | Sam Hoh | Ep 364
Sam delves into the rapid rise of automation technology and its implications for the job market. He provides valuable insights into which jobs are most susceptible to automation and encourages listeners not to fear the rise of robots but to see it as an opportunity for personal growth and upskilling.
The conversation then takes a thought-provoking turn where Sam raises ethical concerns about AI and automation, particularly in areas like marketing and decision-making. He highlights the unintended consequences of AI systems and their potential dangers.
Finally, Sam envisions a future of work where automation transforms the way we approach employment. He discusses the importance of meaningful work, improved work-life balance, and the possibility of automating repetitive tasks, allowing humans to focus on tasks that truly matter.
If you're curious about the future of work, the impact of automation, and the ethical considerations surrounding AI, this episode is a must-listen. Tune in to gain valuable insights into these rapidly evolving fields with Sam Hoh, right here on "NZ Business Owners."
robot-hub.com/
Bullied in the Shadows, Shining in the Spotlight: Dare to Walk My Path? | Susan Nemeth | Ep 363
Susan delves into the significance of sales in the startup world and how it can be a game-changer for businesses aiming to grow. Discover the strategies and tactics that have worked for her, including leveraging strategic partnerships to gain a competitive edge.
The conversation also explores the delicate balance between different roles in a startup, highlighting the importance of passion and versatility when navigating the dynamic tech industry. Whether you're a tech entrepreneur, investor, or simply interested in the world of startups, Susan's journey and expertise provide valuable lessons and inspiration.
Tune in to gain a deeper understanding of the challenges and opportunities in the tech startup ecosystem and to learn how Susan Nemeth has successfully tackled them on her entrepreneurial journey. Don't miss this insightful episode of NZ Business Owners!
aportio.com/
Behind the Scenes of Success: The Unseen Struggles and the Four-Year Wait | Simon Aspden | Ep 362
Simon's journey from a software developer to an entrepreneur is nothing short of inspiring. He recalls the challenges he faced, from the idea's conception 20 years ago to the struggles of selling the solution in its early days. Despite the initial setbacks, Simon's determination and belief in his product's value kept him going. He shares insights into the world of corporate contracts, the importance of education in the sales process, and the evolution of Contract Eagle's marketing strategies.
Tune in to hear about Simon's experiences in the legal tech space, his return to New Zealand, and how Contract Eagle has become an essential tool for businesses worldwide. Whether you're a budding entrepreneur or a seasoned business owner, Simon's story offers valuable lessons on perseverance, innovation, and the importance of understanding your customers' needs.
www.contracteagle.com/
Unlocking the Mystery of Number 38: A Must-Watch Podcast! | Simon Yock | Ep 361
Simon shares his experiences working with New Zealand organizations and the challenges they face in understanding their sales processes, win probabilities, and customer differentiators. He emphasizes the importance of data-driven decision-making in sales growth.
The discussion shifts to the American model of treating sales as a science. Simon sheds light on how this approach can revolutionize the sales landscape.
The episode also explores the concept of hunters vs. farmers in sales. Simon explains the distinct attributes and strategies of these two types of salespeople and how businesses can leverage their strengths to optimize their sales teams.
Tune in to gain valuable insights into the dynamic world of sales, whether you're a business owner, sales professional, or simply curious about the art and science behind successful sales strategies. Don't miss this enlightening episode of NZ Business Owners with Simon Yock.
thegrowthscientist.com/
From Shy Introvert to Business Titan | Igor Anany | Ep 360
Discover how Igor and his team found unexpected success in niche app development, including their journey to becoming the number one app in their category with thousands of satisfied users. You'll also learn about their innovative approach to creating a physical device that enhances the user experience and expands their product offerings.
Whether you're an aspiring entrepreneur, a business owner, or simply interested in the world of app development and remote work, this episode offers valuable insights and inspiration. Tune in to gain a deeper understanding of how to navigate the ever-changing landscape of business and find success in unexpected places.
Don't miss this engaging conversation with Igor Anany, where you'll uncover the keys to unlocking success in your own entrepreneurial endeavors.
7glyphs.com/
Tech Visionary: Unraveling the Secrets of Custom Software! | John Halvorsen-Jones | Ep 359
Join Ryan and John as they explore the intriguing connection between self-worth and charging models, offering valuable insights into how your pricing strategy can shape the trajectory of your business. Drawing from his extensive experience, John sheds light on the importance of understanding pricing dynamics and the profound impact it can have on client satisfaction.
The conversation also takes an exciting turn towards the potential of artificial intelligence (AI). John shares his perspective on why embracing AI is not just an option but a necessity for businesses across various sectors. Learn how AI tools are poised to revolutionize productivity, streamline operations, and give your business a competitive edge.
Whether you're an established business owner or an aspiring entrepreneur, this episode offers valuable lessons, thought-provoking ideas, and actionable strategies to elevate your business to new heights. Tune in to gain a fresh perspective on business success, pricing models, and the transformative power of AI.
Don't miss this engaging and informative conversation with John Halvorsen, and get ready to unlock the secrets to a thriving business in the digital age.
applicable.co.nz/
Unlocking Love: Exploring the Mechanics of the Mind | Simone-Ellen Keller | Ep 358
Simone-Ellen Keller, a true pioneer in her field, discusses the art of selling transformation and how she's been changing lives for over a decade. She shares her experiences, challenges, and strategies for building trust with clients, all while imparting invaluable insights into the process of teaching others to use her transformational methods.
Discover how Simone-Ellen Keller's work has made a profound impact on countless individuals, helping them unlock their full potential. Her ten-year journey in developing a transformational process has yielded incredible results, and she generously shares her wisdom and experiences.
If you're interested in personal growth, business transformation, and the power of human potential, this episode is a must-listen. Simone-Ellen Keller's story is a testament to the remarkable impact one person can make on others' lives.
Tune in to this episode of NZ Business Owners for an engaging conversation that will leave you inspired and motivated to embrace transformation in your own life.
www.linkedin.com/in/simone-ellen-keller-1188763/
Millionaires' Advice They'd Never Share | John Maybury | Ep 357
In today's digital age, especially on platforms like LinkedIn, connection is the ultimate goal. Whether you're seeking a potential employer, a new customer, a strategic partner, or simply someone who can elevate your professional journey, the key lies in forming genuine connections. John delves deep into how he aids his clients and students in achieving this connection swiftly and genuinely through storytelling. This could manifest in various forms - be it content, videos, public speaking engagements, or even television appearances.
John elaborates on the FOUR primary ways he assists individuals and businesses:
Brand or Business Story: John emphasizes that most SMEs focus solely on their offerings. He conducts workshops and one-on-one sessions to help clients craft their brand's "founder's" story, ensuring a deeper connection with their audience. This narrative can be showcased on websites, social media, presentations, public speaking events, or networking sessions.
Content Storytelling: John coaches individuals to pen content that truly resonates with their target audience. He guides them in framing their content around pivotal pillars and harnessing the art of storytelling to foster a genuine connection with their tribe.
Video Training: In the visual age, video is a powerful tool. John assists clients in connecting with their ideal audience through video storytelling. From crafting the perfect narrative to delivering it professionally and filming it with just a mobile phone, John covers it all.
Storytelling Workshops for Teams: For leaders managing teams, the objective is twofold: enhancing productivity (connection) and ensuring customers truly understand the brand (clarification). John's workshops are designed to help teams craft stories that achieve both these goals, effectively changing the narrative.
For those eager to dive deeper into John's programs, he provides a direct link to his website. Additionally, he offers his contact details for anyone interested in reaching out directly.
Discover more about John's transformative storytelling approach and programs at John Maybury's Website.
Contact John Maybury:
Email: john@johnmaybury.com
Phone: +64 221 995 993
Consultation: Book Here
Tune in to this episode to gain insights into the world of authentic storytelling and learn how it can revolutionize your communication strategy.
Chapters-
Lonely at the Top: The Silent Struggle Only Business Owners Know | Ben Marris | Ep 356
Join us as we explore key takeaways from Ben's extensive experience, drawing insights from his intriguing journey and the wisdom he's gained along the way. Discover how Ben unraveled the hidden value of intangible assets and the pivotal role they play in driving business growth. Learn how he transformed chaos into consistency by mastering the art of building efficient systems, a journey that many business owners can relate to.
But that's not all; we also delve into the delicate balance between processes and innovation. Ben shares his perspective on how world-renowned companies like Amazon maintain innovation in their regimented business models. Discover practical tips and strategies to infuse innovation into your own business journey while staying committed to process improvement.
Tune in for an episode filled with valuable insights, intriguing anecdotes, and actionable advice for entrepreneurs and business enthusiasts alike. Ben Marris's expertise shines through as he provides unique perspectives on the challenges and triumphs of the business world.
If you're a business owner looking to unlock new levels of success or an aspiring entrepreneur seeking guidance from the best, this episode is a must-listen. Join us as we embark on a journey of discovery with Ben Marris on NZ Business Owners.
www.eventcreate.com/e/connectornz
Blinded by Power: When Leaders Shut Out Their Teams | Tibor Mackor | Ep 355
Tibor Mackor shares his wealth of knowledge and expertise on a unique self-firing process he has developed. This innovative approach addresses performance issues in businesses with a consultative twist. Tune in to discover how Tibor helps businesses identify problems, set expectations, and build constructive agreements that empower employees to excel.
The episode delves into leadership and the essential balance between measuring employee performance and recognizing the role of leaders in achieving collective goals. Tibor's consultative perspective shines a light on effective leadership strategies that foster productivity and personal growth within an organization.
As the conversation progresses, they touch upon the challenges of the modern digital age, particularly concerning the impact of excessive screen time on children. Tibor and Ryan share their own insights into parenting in the digital era, offering valuable advice on striking a balance between screen time and character development.
Additionally, the discussion explores the potential long-term consequences of excessive screen use, including physical health issues and social skill development. Tibor Mackor's pragmatic solutions and Ryan's thought-provoking questions make this episode a must-listen for business owners, parents, and anyone seeking to unlock their potential.
Join us for an inspiring conversation with Tibor Mackor of bbstrategies.co.nz as he shares his expertise on business strategy, leadership, and the evolving dynamics of screen time in today's world. Get ready to elevate your business and personal life with insights from "NZ Business Owners."
bbstrategies.co.nz/
The Leadership Blindspot: When One Size Fits All Leadership Misses the Mark | Josh Cox | Ep 354
Discover how Josh's unique approach to coaching and self-awareness can reshape your perspective on leadership, teamwork, and personal development. Whether you're a business owner, manager, or someone looking to maximize your own strengths, this episode offers valuable insights and practical strategies to elevate your professional and personal life.
Tune in to "Unmasking Strengths and Fulfillment with Josh Cox" to gain a fresh perspective on harnessing your strengths and creating a culture of growth and fulfillment in your workplace. Don't miss this thought-provoking conversation that promises to leave you inspired and motivated to bring out the best in yourself and those around you.
yellowumbrella.co.nz
Iran Unmasked: The End of Progress and the Rise of Control | Farbod Afshar | Ep 353
Join Ryan and Farbod as they explore how willingness to admit you could be wrong can lead to more fruitful discussions, the value of truly listening in conversations, and how, in the world of marketing, the responsibility of outcomes ultimately lies with the individual making the choices.
Farbod Afshar's experiences and perspectives will challenge your thinking and provide valuable takeaways for business owners and entrepreneurs looking to improve their communication skills and make more informed decisions. Don't miss this engaging conversation that delves deep into the intricacies of persuasion and communication. Tune in now!
avconsulting.co.nz