saysjoecole
By Joe Cole
More resources and citations can be located on my main site: saysjoecole.wordpress.com/
saysjoecoleDec 22, 2021
#28 Book Review: Guns, Germs, and Steel by Jared Diamond
#27 Save time and money with batch processes
More resources: https://saysjoeygraziano.com/
#26 What do you feed yourself?
#25 The envelope hack that saved me hundreds
Original post pasted below:
https://saysjoeygraziano.com/2018/03/23/the-envelope-hack-that-saved-me-hundreds/
#24 Manual labor an wealth generation are friends
Original post pasted below.
https://saysjoeygraziano.com/2018/02/20/manual-labor-and-wealth-generation-are-buddies/
#23 Goal setting leveraging hedonic adaptation
Original post posted below.
#22 Retire early with the 4% rule
#21 A lesson on contentment
#20 Invest in repossessed homes and become rich!
Original post pasted below:
https://saysjoeygraziano.com/2017/11/11/house-update-the-home-is-complete-how-much-money-did-i-spend/
#19 Active income versus passive income
Original post pasted below:
https://saysjoeygraziano.com/2017/10/26/active-income-vs-passive-income-they-are-not-the-same-2/
#18 Should I invest in gold?
#17 Kill your mortgage tax deduction and become rich!
Keep the mortgage for the tax deduction or pay it off?
Let’s assume that you make $60,000 a year and you have a $10,000 tax write-off from your mortgage interest home loan, that means you pay taxes on $50,000. If you don’t have a mortgage, you would have to pay taxes on your full income of $60,000. Since you’re in a 25% tax bracket. Twenty-five percent of $10,000 is $2,500. Your tax bill just went up by $2,500 because you don’t have a mortgage. However, you are no longer wasting $10,000 on mortgage interest! Your tax bill went up by $2,500, but you saved $10,000. Which means you have a net savings of $7,500. That is, a savings of $7,500 every year. Shown on the chart pasted below, you can easily convert this savings of $7,500 into almost a million dollars by investing it in an index fund. Again, details in the original post.
Link to original post: https://saysjoeygraziano.com/2017/08/31/kill-your-mortgage-tax-deduction-and-become-rich/
#16 The death of college and intro to frugal U
Original post here.
#15 How ditching the car saves me hundreds of hours
Original post here.
#14 Social Media Warning: Depression is expensive
Original post here.
#13 Can I save money being a one car family?
Original post here
#12 Gifts that save your bank account and the environment
Original post here
#11 My frugal phone bill (less than $20 per month)
#10 The myth of the forever home
Original post: The Myth of the Forever Home
#9 Real Estate Investing: Lessons on repossessed homes
Original post here
#8 Top 5 things that will help me read 36 books this year
Original post here
#7 The Feds Raised the interest rates?!?!
Original post here
#6 Lessons from the handicapped
Original post here
#5 Careful, cultural norms can make you poor
Original post here
#4 Yawn, Brexit did nothing
Original post here
#3 Acting ignorant can teach you a lot!
Original post with references here
#2 Why work hard when we can work smart
Original post here
#1 Why do things the hard way?
Hello world this is my very first "podcast". While I learn how to do this, I really appreciate your patience and honesty along the way. For more resources, visit my main website at: https://saysjoeygraziano.com/