The Script-Notes Show

Are You Buying Assets? Or Liabilities?

An episode of The Script-Notes Show

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By Matt Tilmann
The Script-Notes Show was founded under the premise of helping others improve their life's script by highlighting ways to save both time and money with some of the best stories, tips and advice in technology, personal finance, current events and more.
Available on 12 platforms
How To Become More Financially Organized
Social media.  Bank accounts.  Subscriptions.  Credit cards.  You name it, you probably have a log in for it.  Here’s food for thought though.  While none of us ever want to ponder what might happen after we leave this mortal coil, there will be those left behind that may have the inevitable task of needing to handle your finances, log ins and more.  The question is, do you have all this documented?  More than likely not.  Enter the My Lifetime Financial Organizer - listen in for more! Also, while most would argue that it would make a lot more sense to pay off your debt first, particularly if it’s a high interest credit card debt, could a case be made to also increase your savings as well? Finally, Starbucks is rolling out changes to their rewards program in participating locations.  Do you think you'll visit the chain more?  Less?  What are some of your other favorite loyalty programs?  Send a comment with your thoughts! It's spring, and with that can come some rainy days inside.  So why not curl up with Audible and get a free day 30 trial and book today?   As mentioned, Anchor has a great listener support feature - and if you make a contribution, you'll get a shout out on the show as well as the chance to be a co host if interested!  If you have a small business with a product or service that saves consumers time and money, we'd love to highlight you!
14:23
March 21, 2019
Bonus: Amplify Your $1.80 Strategy With This Web App
I recently wrote a piece about the web app dollareighty.com, and how it can really help expedite your social media strategy, particularly when it comes to Instagram.  The main goal is that you're leaving your "two cents" on posts that are within your niche or brand, but nothing "spammy." Actual, meaningful posts.  Listen in for more, and how this might be able to help you. Also, the podcast has a new website!  I'm really excited about its initial features and launch, with more to come down the road!   Finally, I'd like to ask are there more topics you'd like to hear about?  How can I help you?  Contact us and let us know!   Have a great weekend!
06:57
March 10, 2019
How To Make Your Weekend More Refreshing
Does it ever feel like you have a “case of the Mondays”? Does the weekend ever feel like it flies by “way too fast”? If that sounds familiar, you’re definitely not alone for one thing. What about though, if it was just a matter of changing your mindset about the weekend, that could potentially make weekends a little more tolerable? Listen in for more. Our thanks to this week’s sponsor – Audible. Get a free 30 day trial, and a book of your choice when you click here today.   Finally, have you heard about the FI/RE Movement, a hot phrase within the personal finance circle lately? What’s your take? Leave a voice message if listening in via Anchor, otherwise, send a message to our Facebook page or Instagram with your thoughts! The premise of retiring early may sound nice to everyone, but it certainly has its critics, as well as books singing its praises. Thank you listeners for your time, and certainly if there are additional topics you might like to hear about, let us know. And certainly if you would ever like to be a part of the podcast, and would enjoy sharing your take and time and money saving tips, we’d love to hear it! 
09:35
March 5, 2019
Credit Card Debt is Creeping Back Up
From the blog this week, we shared an article about a recent survey from Bankrate that says that 3 in 10 Americans have more credit card debt than emergency savings.  Which leads to the question, what are your financial priorities?  Is it saving?  Paying down debt first?  Saving, then paying down debt?  Send an email and let us know! Finally, make sure to follow along on social on Facebook, Instagram and Twitter, as deals and savings will be shared there that don't always make it to the site or podcast in time - such as this week's eHarmony deal for Valentine's Day! Sponsored by: Audible - Get a free audiobook with a 30-day trial.
08:35
February 19, 2019
Super Bowl Ads - Have They Lost Their Way Creatively?
Usually there a couple things that go together with the Super Bowl. Food and ads. In recent years, Super Bowl ads have come under fire for being lame and boring, with only a select few making the cut of being memorable. So in today’s episode, I would like to pose the question, have the ads lost their way from a creative standpoint? Or is it because our attention spans have evolved, and thus marketers have tried to do the same?   On Instagram, I shared the quote, “marketing is enthusiasm transferred to the customer.” I am curious to know what you think about this, especially if you are in business or marketing. Or even if you’re a general consumer, what marketing techniques work to get you excited about a product or service? What has been successful for you and your business or product? If you’re listening on the Anchor app, be sure to leave a voice message with your thoughts, or send an email to matt@script-notes.com and would love to feature your take in a future episode!  On the site this week, I shared a post about tips for making sure your car remains in top shape for winter, as well as some additional ways you can pad your Acorns account. As a reminder, if you would like to consider becoming a friend of the show, and receiving a subsequent shout out, please consider our Listener Support feature!   Make sure to follow along on social on Facebook, Instagram and Twitter, as deals and savings will be shared there that don't always make it to the site or podcast in time due to being time sensitive! Have a great week!
08:45
February 6, 2019
Start Budgeting for The Holidays Now
Welcome to another episode of The Script-Notes Show! Have you gotten your credit card bill from your holiday shopping yet?  Want to avoid a repeat of this come this December?  Then start budgeting now!   If your credit card habits got the best of you, I highly recommend checking out Tally.  Check their post out here for more, and then get a $20 gift card here should you decide to sign up! Finally, you've probably heard about the Cash app on other podcasts.  Did you know though that with their Cash Card feature, you can actually add boosts to get additional savings at other retailers, like 10% off Taco Bell?  Get $5 to get started! As always, thank you for listening to the show, and if you like what you hear, please reshare and retweet!  Have a great weekend.
05:16
January 11, 2019
Happy New Year!
Happy New Year everyone! For today's episode, I wanted to reach out and see what New Year's resolutions you all have for 2019, or should we call them intentions instead?  Send us a voice message if you're listening via the Anchor app, and we'll be sure to feature you in another episode!  Or feel free to contact us here! I also highlight some great personal finance resolutions and advice from Jonathan Pond for 2019, as well as an upcoming challenge from YNAB to get your budget in order too!  If you're looking to give YNAB a free trial spin, check it out here!    Thank you again to all our listeners for your support in 2018.  We're over 3.5K in listens, that seems to increase with each week!  May you all have a great New Year, and here's to many more ways of connecting in 2019 to save you time and money! 
09:59
December 31, 2018
Stock-ing Stuffer Ideas
While the shipping deadline for online shopping might have come and gone by now for Tuesday, there's still one idea available that could be the gift that keeps on giving.   Remember the days of giving paper stock certificates?  Gone are those days (for the most part), and now with the digital age, we have Stockpile.  From their About Us page:  A few Christmases ago, our founder, Avi, thought it would be neat to give his nieces and nephews some stock in their favorite companies instead of more stuff. But the ones he wanted to give — Apple and Google — were too pricey, and the process was such a hassle that he gave up and bought more toys. He couldn’t get the idea out of his mind, though, and figured there had to be a way. And that’s how Stockpile was born.  If you are interested in getting started with $5 of stock, just shoot me an email at matt@script-notes.com, and I'll gladly refer you!   Also, gift cards to just about anywhere can make great last minute ideas.  Websites like Raise.com can offer a great way to do some last minute saving on gift cards.  I would also recommend checking out Amazon for gift card ideas as well as Gift Card Granny. Certainly as a shameless plug, if there's a Dad in your family you could use another t-shirt, we have a great offering as well. As this will probably be the last episode until after Christmas, I would like to wish everyone out there a very happy holiday, Merry Christmas, and may you share the gifts of love and joy, and feel them as well. Remember, giving presence is the best gift of all.   Thank you as always for listening!
08:56
December 23, 2018
Saturday Saving on Liquidation Sales at Sears, Lowe's and More
While it seems like the drum beat of retailer woes continue, it can also be a great time for consumers to save quite a bit of money at retailers like Lowe's, Sears and more! 
04:00
December 15, 2018
Low Carb Book Gift Guide
Welcome to Episode 30! There’s no denying how popular the low carb diet has become lately. If there’s one thing that we know how to do this time of year, it’s eat. A lot. It doesn’t have to be that way though. You can still find plenty of delicious recipes to make without blowing your caloric budget out of the water. If you’re resolving to eat better in the new year, or know of loved ones or friends who may wish to do the same, check out the blog for a round up of some of the best selling low carb and keto cookbooks!
03:55
December 14, 2018
Finding The Perfect Gift with Amazon and A Blog Roundup
For this episode, we have a blog roundup of recent posts, including a link to post about how you can perfect your holiday photography. We also have tips about how to save for college, and finally a great story about how the latest Apple Watch feature may have saved someone’s life. Check out those stories and more over at the blog.  If you haven’t had a chance yet, make sure to listen to our last episode about how to win free Blue Apron!  Finally, it can be hard to find a great gift idea for your loved ones at this point of the year. Amazon has a great gift guide, as well as a section for items that have been ordered as gifts. If you’re in need of ideas, I would be more than happy to help as well!  Have you been to our store section yet?  Make sure to use the code SCRIPTPOD at checkout for free shipping! This is for podcast listeners only!  I also highlight trading platform, TastyWorks. As a numbers guy, I appreciate the fact that they highlight the probability of your making a profit on your trade, and with all of the ups and downs lately, it’s a great way to be able to figure out your chances. Check them out here.  As always, thank you for your time and for listening. Our listenership continues to increase, and we appreciate the continued support! Hopefully we’ve been able to save you some time and money along the way!
07:47
December 12, 2018
Bonus: Blue Apron IG Promo!
As a way of thanking our listeners, wanting to give back, and perhaps save you some time in the kitchen this holiday season, we have four Blue Apron promo codes to give away!  All you need to do is head to our Instagram page, follow, and then leave a comment with the hashtag mentioned in the episode!  We’ll leave this open for a week to give everyone enough time to listen to the episode and comment. Then after 9 pm EST on 12/13, four winners will be randomly chosen. Just so you are aware, Blue Apron requires an email address be used as part of the referral program.  Don’t worry, I won’t sign you up for any lists, etc. Of course, you may get something from Blue Apron, and then after that, it’s up to you to decide if you’d like to continue with the service. Open to residents of the US, and not sponsored by Blue Apron or Instagram, or other show sponsors. Hopefully though it will save you a little bit of time and effort this month with some pretty delicious recipes!
03:23
December 6, 2018
Weekly Blog Roundup
In an effort to save some time, for this episode, we recap some of the headlines that were added to the blog this week.  This time of year can mean a time for going out to eat, and needing to pay your friends back, so make sure you don't leave them hanging by using Square's simple and easy to use Cash app. Get $5 to get started today. Also, make sure to follow along on our Facebook page as we will frequently share deals and savings, when time doesn't allow for a blog post!
10:53
December 5, 2018
Be Here Now
After taking a break for the holidays, we take a moment to realize the importance of "be here now," when it comes to this time of year, and the impact it can have not just on yourself, but your loved ones. Spending on gifts can also be an anxiety ridden time for everyone. But it doesn't have to be - make sure you don't let debt get the best of you with some tips on how to save money at Christmas.  Start your YNAB Free Trial today. 
10:03
November 30, 2018
It’s Time To Vote
Just a PSA that if your state allows early voting, you may want to look into it, due to potential bad weather creeping across the country this week. Make sure you plan accordingly!  Also, I put up a post with additional voting information you might find useful, including discount codes on Uber, Lyft and Lime, in case you should need transportation assistance to the polls. If you haven't voted already, there's still plenty of time to read up on candidates and proposals for making an informed decision. The best voter is an informed one. How will that potential candidate's votes affect you directly? Or, if they're already elected, how have their votes affected you, as well as the lives of others? Lastly, just go vote, and have fun! There's no reason just because it's a mid term that turnout has to be low.
04:05
November 5, 2018
Too Much Of A Hassle?
Happy Halloween! So here’s sort of a scary story to share for today…  A recent article mentioned that many college students didn’t want to vote, citing it was “too much of a hassle” to send back in their ballots mainly because they couldn’t find stamps. They can easily be had from the Post Office’s website, local locations, and more often than not, your local grocery store.  Also, if you’re still unsure about where to vote, make sure to check out sites like vote.org for the latest information, and what you might need on election day. Also, if you need an absentee ballot, many locations will allow you to request this online, almost up until this Saturday. Regardless of what side of the aisle you’re on, be an informed voter. This election is worth your hassle.  Be sure to check out our shirts for dads, and get an early start on your holiday shopping! 
04:40
October 31, 2018
Register To Vote!
Tuesday was a major deadline in many states to register to vote. Make sure to check and confirm your voter registration at vote.org if you haven't already as more deadlines are coming up! Even if you think you're registered, it can't hurt to make sure everything is up to date.  Here is the link for deadlines. 
03:01
October 10, 2018
Don't Get Shredded With The Envelope Budget and a "Hue"ge Deal
You've probably heard of the envelope budgeting system, where once you get paid, you put actual cash into different categorized envelopes. However, as you may have seen from a recent viral story, make sure those envelopes aren't anywhere near a paper shredder.  Home automation is becoming quite popular, and a great way to get started is with the Philips Hue Light Bulbs. Today, Amazon is running a deal for $10 off the Color Ambiance product (it is available via Amazon Prime.)  As always, thank you for listening. We're almost at 1500 downloads! If there is anything you'd like to hear more about, ways to save, and more, email me at matt@script-notes.com as I'd love to hear from you!
05:02
October 9, 2018
Ask The Listeners: How Do You Find More Time?
I don’t have enough time. There’s not enough time in the day. Who has time for that? Do those statements and questions sound familiar to you? I recently reposted an Instagram from Gary Vaynerchuk at our handle, where he said, “oh you have time, you just picked something else.” Granted, we’re all going to have different schedules and different priorities when it comes to time management. We’re all looking for life “hacks” to improve our lives. Look on Pinterest, run a Google search, and frequently you’ll see many a post a site with a plethora of ways to get things done, or improve productivity.  I’d like to open this up. What are your time management strategies? How do you find time to accomplish your priorities in the day? What are your thoughts on the above quote? If you’re listening on the Anchor platform, leave us a voice message, otherwise send an email to matt@script-notes.com and we’d be glad to share in a future episode. As always, thanks for listening!
02:54
September 25, 2018
Election Season Is In Full Swing, Stay Informed
Wow! It's hard to believe that what started as a leap of faith has now blossomed into over 1,000 downloads! Also, it's our 20th episode! That said, if your TV hasn't told you already with a litany of ads, election season is upon us. While you'll mainly hear about the "hot" topics, there are many an item getting voted on in Congress that you might not even know about. Enter Countable. Get clear, concise summaries of bills going through Congress, see what others think, then take action. Telling your reps how you feel is easier than ever with email and now video messages. Make your democracy more responsive! Visit countable.us to join today! Apps are also available in the Apple App Store as well as Google Play!  Thank you for your continued support, and if you like what you hear, please consider supporting the show via listener support! There might even be a shout out in it for you!
04:07
September 21, 2018
Ok, Google. How To Write a Good Resume?
Jobs with the search engine giant can be tough to land. But recruiters from the company share some resume writing tips that just might be able to not only help you land a job with them, but potentially score a dream job with the company you've had your eye on.  Good luck on your next interview!  Follow along on Instagram, Twitter and Facebook!  Get $15 off your first order of $60 or more at Boxed.com today!
08:05
September 15, 2018
Acts of Kindness
At the time of this recording, it’s September 11th in the U.S., and with a potentially devastating hurricane headed for the East Coast, I wanted to take this episode to reflect upon acts of kindness.  This morning, I shared to my social media platforms, a quote I found attributed to Aesop: “No act of kindness, no matter how small, is ever wasted.” I would love to hear your favorite story about acts of kindness. Please check out the social media handles above and like, comment, retweet and share with your story as well as share this episode. Leave a voice message if you’re listening on Anchor, or email me at matt@script-notes.com, and I would love to read and share it in another episode. Let’s get some positive vibes going today and in the coming days. You never know what positive impact your story may have, be it one, or many. As always, thank you for listening.
05:18
September 11, 2018
Staycation and Inspiration
For this episode I cover how sometimes "stay-cations" can also be the best vacations as well!  I have also taken to "re-discovering" Instagram and posting inspirational content on there as well as other life tips, food creations and more!  What inspires you? Leave us a voice message or comment on our latest post on Instagram! Who knows, you might get featured in a future blog post or episode!  Looking to order wholesale without the membership fee? Check out Boxed.com and get $15 off your first order of $60 or more!  Thank you again to all who continue to use our Listener Support feature to support the show! It helps tremendously, and certainly if you would like to contribute for less than a cup of brand name coffee, make sure to check out the link/button below!
08:31
September 7, 2018
Should You Pursue Continuing Education?
In today's episode, we cover what to consider if you're thinking of continuing your education, particularly from the financial sense.  National Foundation for Credit Counseling - www.nfcc.org
08:14
August 27, 2018
Side Hustle Tuesday
In today's quick episode, it's all about the side hustle. Head to our site for more!
03:24
August 22, 2018
It's Back To School Time!
It’s hard to believe it’s that time of year again. A big part of any parent’s (and teacher’s) budget is school supplies, so today we share a couple of techniques that will hopefully help you not have to break the bank too much! Links – Check out Cash Back Monitor for a comprehensive list of how to save at many retailers and Raise.com for a great selection of discounted gift cards.  Finally, head to our blog and search for a round up of some of the top selling back packs for the coming school year, and other personal finance headlines in the week that was. As always, thank you for listening, and your support!
08:54
August 20, 2018
Declutter Your Domain
In today's episode we talk about the importance of getting rid of the "clutter" in your life, especially when it comes to finances. Get $5 today with the Cash App and at Acorns. As always, thank you for listening, and if you'd like to become a supporter of the site and get a shoutout, check out the listener support link below. You can catch us on Twitter at @mtilmann, Facebook or at our new site. Have a great week!
09:55
August 14, 2018
Are You Buying Assets? Or Liabilities?
In today's show, we hit upon a couple personal finance mindfulness tips that I think should help you the next time you're weighing what to buy. For our ancestry enthusiasts out there, I highlight a great deal going on until August 20th. Have you heard of the kombucha tea craze? Apparently Starbucks has as well. Finally, you know how a lot of times you're listening to a great podcast that has to get interrupted for a promo read? (We all have to put food on the table right?). Well, we're hoping to help ease that up a bit, where if you're enjoying what you've been hearing, please consider visiting our Listener Support section (link below). We'd love to give you (or your business/organization) a shout out in a future episode! Thank you as always for your listenership, and make it a great week!
09:31
August 13, 2018
Are You Truly Happy in Your Role - Part 2
In this week’s episode we finish our two part series on what to do and think about if you’re unhappy in your current role, and potential steps to take. Get started in investing today with Acorns with $5 toward your account! We also talk about our site getting a makeover, so make sure you check out the all new script-notes.com today! Finally, do you own an Alexa device? Check out yesterday’s post about how you can save some serious money on smart plugs and bulbs! Thanks for listening!
09:53
August 9, 2018
It's All About Building Relationships
This week's episode focuses on the importance of building relationships with others not just in our careers but in life as well. As mentioned in the episode, the deal alert for Apple's AirPods is still ongoing, so check that out here! Be sure to like our Facebook page too, so you don't miss out on additional content! Thank you for listening!
05:19
August 6, 2018
BONUS - Deal Alert: Apple AirPods
Been looking to snag Apple's AirPods at a discount? Check them out on Amazon here!
02:27
August 2, 2018
Are You Truly Happy In Your Role?
Are you in the same career you originally went to school for? Or thought you’d be doing? Turns out, you’re not alone. I talk about my own path in this regard. It seems like everything we eat these days might be contaminated. It’s August 1st, which means it’s time to check in with your budget again. Are you on track and rolling with the punches? If you need help get a free trial to You Need a Budget! As always, be sure to connect with us at our site, or like our Facebook page! Thanks for listening!
12:26
August 2, 2018
Thursday Headlines: Saving Money In The ER
Probably most of us at some point or another have had to face the music when it comes to the dreaded medical bill. It’s even worse if you have to visit the ER. It doesn’t always have to be that way though. In today’s episode are some tips to hopefully make your next visit to the hospital or urgent care less painful than it already is when it comes to your wallet. If you’re listening via Anchor, make sure to leave us a voice message for any tips or advice you might have for others when it comes to saving on medical bills as we’d love to share it with others! If listening on other apps, feel free to connect with us on our site. For additional ways to boost your wallet, make sure to check out friend of the show, Acorns and get started today!
06:54
July 26, 2018
Changing How We Think About Money
Today's quick episode talks about reshaping how we think about the money decisions that we make. Is your 401(k) sitting idle due to being intimidated about how to make the right investment choices? Turns out you're not alone! Instead of spending your spare change on that candy you didn't need, put that pocket change into investing with Acorns today with a free $5 when you sign up! As always, thank you for listening, and remember, we all have a role to play in the script of life, what notes will you make?
03:02
July 24, 2018
Thrifty Thursday!
Welcome to another episode of The Script-Notes Show! Today we discuss how Amazon wasn't exactly Primed for Prime Day. We also open up the show for discussion as to how you plan to budget for the upcoming holiday season (be sure to leave a voice message if you're listening via Anchor, otherwise be sure to like our Facebook page and send us a message there or visit our website and be sure to subscribe to our emails. Here's the links discussed in today's show: Acorns - Get started investing today and grow your acorns a little at a time! YNAB - Follow the 4 Rules to win financially and get a free month to take it for a test drive! Cash App - Get $5 when you sign up!
10:04
July 19, 2018
Happy Post 4th of July!
Happy Post 4th of July everyone. Today we cover a story, where I had an interesting conversation with a former marine on July 3rd, how the Script-Notes show continues to expand on different platforms, and a quick recap of some different stories and headlines since our last episode. Thank you again for listening, and be sure to subscribe anywhere you listen to your favorite podcast! Link to iPhone Case.  Get a jump start on your investing with Acorns and get a bonus to your account today. As always be sure to subscribe to our emails at script-notes.com to make sure you don't miss out on any deals as well, since they can frequently expire without warning. Examples include the recent 50% off sale at The Selling Family's site!
10:18
July 12, 2018
Money Tip Monday: All About The Mortgage
In today's Money Tip Monday, we briefly cover the advantages and disadvantages of mortgages.
04:48
June 25, 2018
Grilling Time!
Ah summer - you can almost smell the grill wafting now. But are you getting tired of the same 'ol, same 'ol? Check out today's episode that highlights some tasty reads that you can add to your summer cookout library!
02:18
June 20, 2018
Introduction
Welcome to the first episode of Script-Notes! The Script-Notes Show was founded under the premise of helping others improve their life's script by highlighting ways to save both time and money with some of the best stories, tips and advice in technology, personal finance, current events and more. We hope to make this show about you, for you, and would love to answer any questions you may have? Trying to figure out what credit card to use for your upcoming trip? How to save money on the latest deals? How to budget? Info on the latest Apple products? We're looking to cover it all, and have some guests on as well! So certainly feel free to leave us a voice message on Anchor if you have any questions! Thanks for listening, and be sure to check us out at script-notes.com. Link to The Selling Family's bundle of products.
16:25
June 17, 2018
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