Fintech Ki Baat
By by Shreyas Jani
Fintech Ki BaatSep 03, 2021
Investment ReImagined : Nikhil Aggarwal Explores Alternative to Traditional Assets
Tune into "Fintech Ki Baat" for an exclusive deep dive with Nikhil Aggarwal, founder of @GripInvest as he explores the transformative world of alternative investments. In this episode, Nikhil unravels the innovative financial products reshaping investor portfolios, from the foundational ideas behind Grip Invest's unique offerings like LoanX and Leasex, to the broader impact of new age asset classes on wealth creation and the economy. 🔍 Key Highlights: Grip on Control: The origin story behind the name Grip Invest and its philosophy of empowering investors. Alternative Investments Demystified: Understanding the risk-reward dynamics and the value proposition compared to traditional investments. Innovative Products Spotlight: Deep dive into Grip's unique products, LoanX and Leasex, and how they offer diversified, attractive returns. Ensuring Safety: The role of credit rating agencies in securing democratized asset classes. Overcoming Barriers: Strategies for increasing adoption of new investment products through transparency and education. Technological Impact: How platforms like ONDC and account aggregators are set to revolutionize the financial services industry. Chapters: 00:01 - Introduction to Grip Invest 03:11 - Understanding Alternate Investment Classes 07:00- Highlighting Favorite New Age Investment Asset Classes 11:06 - Ensuring Safety in Democratized Asset Classes 13:12- Overcoming Adoption Challenges 15:00 - Demystifying the Lonex Product 16:29 - Introducing LoanX and Leasex 19:00 - Exploring the Leasex Product 22:26 - Impact of New Age Asset Classes on the Economy 26:27 - Effects on Individual Investor Strategies 30:07 - The Role of Emerging Technologies in Finance 33:57 - Predicting the Future of Financial Services Whether you're a seasoned investor looking for the next big thing or a newcomer curious about alternative investments, this episode provides a wealth of knowledge and practical insights. Subscribe to "Fintech Ki Baat" for more engaging conversations that help you stay ahead in the fast-evolving world of fintech.
Nikhil Aggarwal on Building Grip Invest: Lessons in Entrepreneurship and Resilience |
Join us on this inspiring episode of "Fintech Ki Baat," where Shreyas Jani sits down with Nikhil Aggarwal, the visionary founder and CEO of Grip Invest. Nikhil shares his unique journey from navigating multiple school changes to breaking ground in finance and investment banking, leading up to his entrepreneurial venture with Grip Invest. This episode delves into the significance of diverse experiences, the relentless pursuit of building a lasting legacy, and the intricacies of customer acquisition in a B2C model. Discover Nikhil's insights on prioritizing product excellence, the art of customer effort for organic growth, selecting aligned investors, and the critical importance of mental health for founders. 🔍 Key Highlights: Varied Experiences: How diverse career paths can be a foundation for entrepreneurship. Legacy Building: The motivation to create something enduring. Product Excellence: Prioritizing great products over rapid scaling. Customer Acquisition: Strategies for the B2C model and the role of organic growth. Investor Alignment: Finding investors that share your vision and expectations. Simplification for Success: Making complex financial products understandable. Founder Well-being: The importance of managing stress and focusing on mental health. Chapters: 00:0 - Introduction and Background 06:23 - Journey From Varied Experiences to Entrepreneurship 12:21 - The Drive to Build Something That Lasts 14:51 - The Crucial Role of a Great Product 18:19 - Celebrating Key Milestones and Validation 18:26 - Emphasizing Customer Effort and Organic Growth 21:21 - The Quest for the Right Investors 23:11 - Simplifying Complex Financial Products 28:05 - The Founder's Mental Health Journey Whether you're an aspiring entrepreneur, a seasoned business owner, or simply interested in the fintech space, Nikhil's story offers valuable lessons on resilience, strategic thinking, and the essence of innovation. Subscribe to "Fintech Ki Baat" for more enlightening conversations that empower and educate the fintech community.
Exploring the VC Universe with Shashank Randev Founder of 100XVC
Join us for a captivating episode of Fintech Ki Baat featuring Shashank Randev, a distinguished VC and founder of 100xVC. From engineering to leading one of the most dynamic VC firms, Shashank shares his journey and deep insights into the venture capital industry. Don't miss these highlights: 01:25 - Discover who Shashank is and what ignited his passion for venture capital. 05:15 - The founding story of 100x VC and its mission. 09:25 - Shashank's perspective on the US economy vs. the Indian ecosystem and their similarities. 12:11 - Evaluating early-stage startups: Shashank's approach. 16:21 - Top 3 tips for early-stage founders pitching to a VC. 21:35 - The standout quality Shashank looks for in founders. 27:03 - Navigating the Indian VC landscape: Local vs. global VC approach. 32:38 - The impact of FOMO on VCs and how it influences decisions. 37:50 - Shashank's fintech focus areas for investment. 40:20 - B2B vs. B2C: Shashank's stance and strategic advice. Whether you're an aspiring entrepreneur, a startup enthusiast, or simply curious about the venture capital world, this episode offers invaluable insights directly from one of the industry's best. Dive into the discussion and unlock the secrets of successful VC engagement with Shashank Randev.
The Ultimate Guide to Fundraising an Insider's Perspective by Osborne Saldanha Principal at EMVC
🔍 What You’ll Learn:
• EMVC’s approach to global fintech investments, with a spotlight on financial services in India.
• The essential qualities for aspiring VCs: curiosity and humility.
• The impact of FOMO on VC decisions and how to navigate it.
• Strategic factors influencing fintech investments in 2023.
• Insights into evaluating startups without an MVP and the key metrics that matter in a pitch.
• Future fintech trends: Where to place your bets in wealth product manufacturing and small business credit.
Whether you’re a fintech enthusiast, an investor, or an entrepreneur, this episode is packed with foresight, strategy, and stories that enlighten and inspire.
Chapters
[00:00] - Introduction to funding eligibility for startups.
[01:02] - Insights into regulatory risks in financial services.
[01:55] - Introduction to VC Unfiltered series.
[02:48] - Welcome and introduction of Mr. Osan Salana, principal at EMVC.
[03:25] - EMVC's investment philosophy and focus.
[05:07] - Detailed strategy on fintech and financial infrastructure investments.
[07:50] - Osborn's journey to becoming a VC and advice for aspiring VCs.
[09:33] - Importance of unique insights for fintech startups.
[11:15] - Evaluating startups without an MVP.
[12:28] - Importance of considering risk factors in business scaling.
[13:40] - Predictions for key fintech investment areas over the next 5 years.
[15:50] - What investors look for in founders' pitches.
[17:33] - Discussion on metrics and pitfalls in startup presentations.
[18:25] - Elaboration on regulatory risks and compliance.
[19:10] - Navigating the regulatory landscape in fintech.
[20:05] - Strategies for creating FOMO among investors.
[21:22] - Influence of FOMO on investment decisions.
[22:40] - Reflections on changes in the investment climate.
[24:15] - Future investment landscape predictions.
[25:30] - Investing in non-MVP startups and market understanding.
[26:50] - Examples of successful pivots based on feedback.
[28:05] - Fintech sectors poised for growth.
[29:40] - Innovation in customer experience and financial inclusion.
[31:20] - Final advice for fintech startups on resilience and adaptability.
[32:45] - Closing advice for seeking investment and scaling.
[34:10] - Summary and closing remarks from the hosts and guest.
🚀 Key Takeaways:
• Unique insights and product-market fit are paramount for early-stage fintech startups.
• The complex dance of investment decisions amidst market uncertainties and political landscapes.
• The evolving focus areas in fintech that are promising lucrative returns in the coming years.
💡 Stay ahead of the fintech curve by subscribing to our channel and never miss an episode of “Fintech Ki Baat.” Share your thoughts, questions, or feedback in the comments below!
#FintechInvestment #StartupAdvice #VCInsights #EMVC #FintechTrends #Entrepreneurship #FintechKiBaat #VentureCapital #StartupFunding #FinancialServices #Innovation
"Decoding Supply Chain Finance with Ram Iyer Founder & CEO of Vayana Network
Join us as we dive into the world of supply chain finance with Ram Iyer, the visionary founder of Vayana Network, India's leading supply chain finance company. Discover the inspiration behind the name 'Vayana' and explore the intricacies of supply chains as vital living organisms. Key Highlights: 01:25- The Origin of 'Vayana': Ram Iyer shares the unique story behind the name 'Vayana' and his perspective on supply chains as comprehensive, living systems. 15:25- Unraveling Supply Chain Processes: A detailed explanation of the supply chain process, shedding light on its complexity and importance in today's economy. 23:20 -The Journey of an Invoice: An insightful look into the lifecycle of an invoice within the supply chain financing ecosystem. 29:21-Authenticating Invoices: Ram discusses the mechanisms in place for verifying the authenticity of invoices, a critical step in supply chain finance. 32:20- Blockchain's Impact: Iyer's take on how blockchain technology can transform supply chain finance, enhancing transparency and security. 36:48 -AI in Underwriting: Exploring the relevance of AI technology in the underwriting process and its potential to revolutionize supply chain financing. Conclusion: Dive deeper into the fascinating world of supply chain finance with Ram Iyer and discover how Vayana Network is leading the charge in innovation. Don't miss out on this insightful episode for a comprehensive understanding of the future of finance.
Asset Allocation Made Simple: Vasanth Kamath's Guide for Beginners"
Today, we're diving into the world of investing with Vasanth Kamath, the visionary founder of smallcase. He's here to break down the complex concept of asset allocation into bite-sized pieces, so even a 5-year-old can understand. Stay tuned to master the art of smart investing! Vasanth engages the audience with a simple, interactive example to help viewers visualize how asset allocation works in real life, encouraging them to think about how they would divide their own "investment cake."
Unveiling the Success Behind Vayana with Founder Ram Iyer
01:20- Ram delves into his rich background, the inception of Vayana, and the profound meaning behind the name 'Vayana', offering a glimpse into the company's ethos.
14:30- He shares insightful perspectives on identifying the perfect moment to embark on an entrepreneurial journey, providing valuable guidance for aspiring founders.
24:20- Addressing the challenge of maintaining work-life balance, Ram discusses his strategies for juggling professional demands with personal life, an essential lesson for entrepreneurs navigating the demanding path of business ownership.
30:16- Offering sage advice to budding entrepreneurs, Ram outlines three critical 'don'ts' to avoid, laying down a roadmap for navigating the pitfalls of entrepreneurship.
This episode offers a rare peek into the mind of a successful entrepreneur who has mastered the art of leading a major company while upholding a balanced personal life, all without the conventional structures of HR. Don't miss these invaluable insights for aspiring and established entrepreneurs alike.
P2P lending, everything you need to know! - Dhandhe ki Baat
01:08 The story behind the name "Monexo."
03:25: How P2P lending differs from traditional lending methods.
07:08:Viewing P2P lending as a viable revenue avenue from a retail perspective.
12:10:The recourse for investors when the other party defaults in P2P lending.
23:00: The impact of P2P lending on the portfolios of retail investors over 5-6 years compared to non-investors.
30:00: The long-term macroeconomic effects of cultivating a credit-taking habit.
Don't miss these insights from a pioneer in the P2P lending space. Whether you're an investor, a borrower, or just curious about the future of finance, this episode is packed with valuable information.
Monexo - The Story of Building India's First P2P Lending Platform !
Join us as Mukesh Bubna, founder and CEO of Monexo, takes us through the riveting journey of building India's first P2P lending platform. From his transition across international markets to the foundational steps of starting up, Mukesh shares invaluable insights and personal anecdotes from his entrepreneurial journey. 01:35- Discover the backstory of Monexo and Mukesh's journey 21:50- Insights into startup accountability and the entrepreneurial mindset 32:54- Mukesh's transition from employee to founder (32:54) 38:00- Exploring the concept of a safety net for entrepreneurs (38:00) Dive into the lessons learned, the hurdles overcome, and the wisdom gained by a pioneer in the fintech space. Whether you're an aspiring entrepreneur or a seasoned business owner, there's something for everyone! 👉 Watch now and let us know your thoughts in the comments!
FinBox - Empowering India's Financial Future with Rajat Deshpande Founder of FinBox
Join us in this episode where we chat with Rajat Deshpande, Founder of FinBox, and dive deep into the world of Embedded Finance. Discover how Finbox is revolutionizing India's financial landscape! 🚀 Finbox in a nutshell: Finbox is a game-changer in India, redefining finance with innovative solutions. TIME STAMPS- 01:00 - The intriguing story behind the name Finbox. 12:05 - Exploring what Finbox does and its impact. 17:45 - Discover the most unique use case built by Finbox. 19:24 - A fun and simple explanation of embedded finance, even for a 5-year-old! 20:52 - Dive into the backend of Finbox's financial side - how money moves and works. 30:00 - Let's debunk some myths about Finbox. Don't miss out on this enlightening conversation about FinBox and the future of finance in India! Subscribe to our podcast now!
FinBox : An inspiring journey of revolutionising the embedded finance space!
From his initial safety nets to the invaluable lessons learned from the pitfalls along the way, Rajat lays it all out in the open, offering a rare glimpse into the life of a founder.
TIME STAMPS:-
01:15- What was the moment that convinced Rajat to leave his comfort zone and venture into the unknown?
06:00- How did Rajat's 'safety net' shape his approach to risk-taking in business?"
09:12- Most Frugal things done in the early days as Founder
16:38- When did you feel the venture is actually going to work?
20:24- How does Rajat stay sane where in the startup industry every day is like a rollercoaster ride?
22:25- Hard-earned lessons Rajat can share about the missteps that redefine a founder's path?
ONDC explained! in Just 5 Minutes with Rahul Handa, EVP - Strategic Initiatives, ONDC 🚀
Dive into digital commerce with Rahul Handa, Executive Vice President of Strategic Initiatives at ONDC, who recently joined us on our podcast. Rahul sheds light on what ONDC is and how it's transforming the digital commerce landscape. 🔍 In this quick, 5-minute session, gain valuable insights directly from an industry expert. Discover the inner workings, potential impact, and prospects of ONDC, an initiative poised to revolutionise online commerce.
#fintechkibaatpodcast #bestfintechpodcast #
VC Unfiltered: Unveiling High Potential Fintech Models with Mayank Jain Principal @ Stellaris VP
Decoding Kaleidofin: Insights into lending for the last mile
In this captivating episode of our podcast, we're honoured to feature Puneet Gupta, the visionary founder of Kaleidofin. Dive into the origin story of a name that's now synonymous with fintech innovation! 🔍 Puneet not only unravels the intriguing backstory of Kaleidofin's name but also delves into the core of what his startup is all about. Discover how Kaleidofin is revolutionizing the way people borrow money, with a keen focus on understanding the 'intent to pay' of its customers. 💡 Plus, get an exclusive peek into the technologies that excite Puneet and how they are shaping the future of fintech. 👉 Don't miss this blend of inspiration, innovation, and insight. Like, Share, and Subscribe for more stories behind the startups changing our world! TIME STAMPS: 00:00:00: Introduction and Insurance Insight 00:00:43: The Origin Story of Kaleidofin 00:01:34: The Concept of Kaleidofin & its Objectives 00:02:59: Understanding Kaleidofin's Services & Its Target Market 00:04:19: Who is the Primary Customer Base of Kaleidofin? 00:06:05: Insurance Penetration and its Impact 00:07:00: Understanding Loan Products for Unregular Cash Flows 00:09:00: The Persona Creation Methodology in Kaleidofin 00:11:18: Correlating Loan Paying Capacity and Income 00:12:00: Willingness to Pay and Credit scoring in Kaleidofin 00:14:00: The Challenge of Exclusion in Credit Scoring 00:19:06: Future Tech Experiments in Kaleidofin 00:20:04: The Excitement about API Banking and IoT Devices 00:21:22: Advice for Aspiring Entrepreneurs 00:22:46: Insights on entrepreneurship, finance, and personas 00:23:07: Closing remarks and thanks
Kaleidofin: Founder's Story, Building for Inclusion
In this segment, Puneet talks about his journey of building two successful businesses from scratch, Dvara and Kaleidofin.
Puneet shares anecdotes of how he garnered fresh new insights on how inclusion works during his field visits in Bihar. He also shares what inspired him to start Kaleidofin and also shares a few do's and don'ts for budding entrepreneurs!
Timestamps
The Loneliness of Being a Co-Founder: 0:04-0:35
Introducing Punit Gupta, Founder and CEO of Kaleidofin: 0:28-1:00
Background of Punit Gupta and the Genesis of Kaleidofin: 1:00-4:54
The Role of Technology and Digital Initiatives in Financial Inclusion: 3:00-4:54
Stress Management and Entrepreneurial Challenges: 13:57-15:54
The Importance of Having a Co-Founder: 15:05-16:19
Top Don'ts for Budding Entrepreneurs: 16:23-18:27
5 Minute Fintech: Types of Fundraising explained in under 5 Minutes
5 minute Fintech - P2P lending explained in under 5 mins
What is Social Investing and Why Should you care? Ft Smita and Ram- Founders - RangDe
TIME STAMPS:-
0:55 - Origin of the name RangDe.
04:51 - What is Social Investing?
08:50 - How did Rangde impact the lives of Individuals
13:47 - How does one identify the intent to pay when the cost of borrowing is going up in the formal lending
17:55 - Issues with Repayment
20:39 - A specific set of Antidotes one needs to keep in mind
23:33 - Social Investing simplified as if one is explaining to a 5 y/o
26:07 - Vision of RangDe
27:40 - Rapid Fire Round
Building India’s first P2P Social investing Platform with Smita Ram & Ramakrishna - Part - 1
Fundraising WITHOUT divulging Equity?😱 Here’s how you can do it!!
Join us as we sit down with Bhavik Vasa, the visionary Founder & CEO of GetVantage, a leading fintech startup revolutionizing access to equity-free working capital, business optimization tools, and a vibrant founders community. In this interview, Bhavik shares the fascinating origin story behind the name GetVantage. He even walks us through the customer journey once we onboard the platform. He also provides invaluable insights & antidotes for startup success, and we wrap up the conversation with a rapid-fire round of questions. ! TIME STAMPS:- 0:55 - Origin of name GetVantage 1:29 - What is GetVantage into? 07:42 - What is the customer journey once he onboards the GetVantage Platform? 11:38 - If you were to explain Fund Raising to a 5-year-old kid how would you define the term 24:55- How should one identify which type of funding to opt for? 29:19 - Unique antidots one should keep in mind 39:40 - How does Bhavik see this Industry now that it has access to sustainable non-diluted capital for the next 5 years. How do you foresee the ecosystem differently? 44:45 - Rapid Fire Round
Founder'S Story With Mr. Bhavik Vasa Founder & CEO of GetVantage
Check out our exclusive Interview with Mr. Bhavik Vasa Founder & CEO of GetVantage the leading fintech startup revolutionizing access to equity-free working capital, business optimisation tools & a thriving founders community! In this captivating conversation, Bhavik takes us on a journey through his entrepreneurial path, sharing his earliest memory of starting up & the challenges he faced along the way. From humble beginnings to a game-changing platform, Bhavik's story is one of resilience & determination. Ever wondered how Bhavik manages to stay sane amidst a fast-paced & demanding business environment? TUNE IN AS HE UNVEILS HIS SECRETS TO MAINTAINING BALANCE, STAYING FOCUSED & THRIVING IN THE FACE OF ADVERSITY. DON'T MISS OUT ON LEARNING FROM THE BRIGHTEST MIND IN THE INDUSTRY! TIME STAMPS:- 01:24 - Who & How is Bhavik Vasa as a person? 02:24 - Earliest Memory of setting foot in the world of business 06:36 - What is that drives a specific community i.e. Gujrathi, Marwadi that drives entrepreneurial bug inside them? 11:00 - What did you start with & came to a point where in you decided to end up in a startup? 25:05 - Your most humbling moment 29:13 - Go to disconnecting technique to remain sane 33:02 - One Mistake you think you could have avoided or done differently
Unravelling the Journey of will writing in India
In this segment, Vishu shares valuable insights about the will-making process in India and why Aasaanwill should be your go-to platform for all your will-related needs. Tune in now to gain a deeper understanding and make informed decisions! Vishnu also sheds light on the intricacies of the will-making process in India, making it easier for our listeners to navigate this important aspect of estate planning. From its humble beginnings to becoming a trusted name in the Industry, Aasaanwill has revolutionised the way wills are created and managed. Vishnu's unwavering commitment to providing a simple, convenient and accessible solution has made Aasaanwill the go-to platform for countless individuals and families. Don't forget to subscribe to our podcast channel and take a step towards securing your legacy today! TIMESTAMPS:- 0:29 - What's with the name and the reason for naming it as Aasasnwill 03:06 - Why choose Aasaanwill for will-making? 12:56 - What is the current will-making process in India? 17:36 - What is one's end-to-end Journey with Aasaanwill? 27:36 - How do you see yourself and Aasaanwill evolving in the world of technology?
Founder's Story with MR. Vishnu Chundi Founder & CEO of AasaanWill
Join us as we deep dive into a Captivating conversation with Vishnu Chundi, the brilliant mind behind Aasaanwill. In this episode, Vishnu shares his inspiring journey as the founder of Aasaanwill and sheds light on the importance of wills in today's world. Vishnu reflects on the fascinating differences in the mindset of customers between London & India. He even talks about the spark that ignited Vishnu's Entrepreneurial Journey. Curious about what inspired vishnu to embark on this transformative journey?? Tune in now to gain a deeper understanding of the importance of wills, the differences in customer mindset and the valuable lessons learned during the startup journey. TIME STAMPS:- 02:55 - Let's know a bit more about the founder of Aasaanwill. 05:50 - What inspired Vishnu to take the Plunge? 09:26 - Journey of building Aasaanwill & difference in building an startup in London vs. In India. 15:23 - At what point while building Aasaanwill you were sure this is going to work out pretty well. 22:40 - How do you balance out the work stress? 28:11 - What is the biggest mistake you have made so far as a founder of Aasaanwill.
Digital Transformation in Life Insurance sector, with Mr.Satishwar B, MD and CEO of Aegon Life.
In this Captivating episode of our podcast, we had the privilege of hosting CEO & MD of Aegon Life as he shares his personal story, shedding light on the challenges he faced and the pivotal moments that shaped his career. From his early days in the Insurance Business to his rise as a leader, his experience inspires aspiring professionals. One of the key topics that Mr. Satishwar delves into is the impact of Digitalization on the Insurance Sector and how did he go about it. He provides valuable insights into how technological advancements have revolutionised the way insurance products are offered, purchased and serviced. With a keen eye for innovation, he discusses the major challenges faced during his transformative period and how Aegon Life adapted to stay ahead of the curve. TIMESTAMPS:- 01:12 - How did your journey of Aegon Life Begin? 13:12 - Be it ICICI, BOB or Aegon Life how was your Journey of Building Aegon Life from scratch to one? 16:44 - What does it take to build a Digital Insurance business from the grounds up? 21:33 - Digitalisation started after mid covid so what are the challenges that are causing a slight lag there? 30:22 - Major Challenges stopping in a lot of startups into the Insurance Space 41:33 - How does Digitalisation play a role in changing Modern India? 51:29 - Rural vs. Urban India 59:29 - Which emerging technology excites you the most
Unravelling Digital lending and FLDG on Dhande ki baat with Akshay Mehrotra Co-Founder & CEO of Fibe
The Founder's Story with Mr. Akshay Mehrotra Co-Founder & CEO of Fibe (EarlySalary)
In our latest podcast, we had the pleasure of hosting Mr. Akshay Mehrotra the Resilient Entrepreneur who turned his dreams into reality ! He shared his remarkable journey highlighting the challenges he faced, the mistakes he made and the invaluable lessons he learnt building Fibe. From Humble beginnings to a thriving startup. Akshay recounted how he navigated the entrepreneurial landscape, even in the face of adversity. He candidly shared his experience of encountering a staggering 129 rejections before finally achieving success. His unwavering determination & refusal to give up serve as an inspiration to all aspiring entrepreneurs out there! Don't miss out on this inspiring conversation with a true trailblazer! Timestamps:- 03:50 - What made you think let's do something of your own? 09:24 - After having so many rejections at 129th what magic happened and you raised 3 successful fundraising rounds? 11:15 - Your most humbling moment 15:27 - Advice for budding entrepreneurs to cope with stress 17:38 - Your Biggest Mistake 19:44 - 3 don'ts for budding Entrepreneurs.
ONDC A DEEP DIVE - Understanding the Use Cases & Impact
Dhande Ki Baat With: Vineet Agrawal Co-Founder of Jiraaf | All about Alternative Asset Classes!
Inspiration,Tips & Humbling Moments: Founder of Jiraaf Mr Vineet Unveils His Entrepreneurial Journey
We had the pleasure of featuring Mr. Vineet Agrawal the Visionary Co-Founder of Jiraaf. Vineet shared his inspirational Journey, shedding light on what inspired him to take the plunge into the world of Fintech. Vineet talks about his inspiring journey as an entrepreneur and his experiences of raising capital for his startup. He also imparts valuable dos and don'ts for budding entrepreneurs. Join us as we delve into Vineet's Journey and gain inspiration for our own venture! TIMESTAMPS:- 01:29 - Self Introduction and What is Jiraaf Into? 04:59 - What Jiraaf does? 08:11 - What inspired you to take the Plunge? 10:28 - Experience raising 1st Round of Funding 12:04 - One tip to founders looking to raise capital at the idea stage. 14:33 - Most Humbling moment that you faced & make you challenge everything you knew about Fintech 18:30 - How do you stay sane? 21:50 - Let's talk about Sop's 23:32 - One of the Biggest mistakes 26:29 - If you had 1 Billion $ on the day you started your business what, would you have done differently? 28:42 - Top 3 don'ts for budding Entrepreneurs. Watch out the full podcast episode now and get ready to be inspired! Stay tuned for future episodes till will leave you motivated and ready to conquer your own entrepreneurial dreams!
The MSME problem,Solving for the least digitised segment across southeast Asia with Kernel Finance
Beka also shares invaluable insights into the MSME industry in India and evolving economies across India and South East Asia.
KEY TAKEAWAYS:
- In this episode, you will gain a deeper understanding of the MSME Industry, the Importance of Financial Inclusion, and the Potential economic growth of South East Asia.
Don't miss this incredible opportunity to hear out from an exceptional entrepreneur. Tune in now !!
CHAPTERS :
00:41 - What is the origin story of the name Kernal Finance?
07:23 - Global landscape with respect to the startup ecosystem
12:14 - Insights on African Economy
14:40 - Explain Working Capital, to a 5-year-old kid, 12th Grad Student
25:03 - How is Emerging technology playing a role in Digitalization?
32:50 - How is MSME Industry evolving outside India?
35:34 - Rapid Fire Round
From Georgia to India, A journey of simplifying the lives of MSMEs across the Globe
We had the privilege of hosting a remarkable entrepreneur Mr. Beka Dalakishvili the visionary founder of Kernal Finance. Beka shared his fascinating journey and what inspired him to take the plunge into the world of fintech. He affectionately refers to himself as "Finance Walla" Beka shared some invaluable tips for Budding Entrepreneurs, What made him enter into the Indian Msme Segment, and Some of his Learnings. To hear more about Beka Dalakishvili Journey and his Mission to simplify finance for business tune in to our latest podcast episode. CHAPTERS : 01:23 - What is Kernel Finance Into? 06:48 - What inspired you to take the plunge? 09:45 - What has been the most humbling moment that made you challenge everything you know? 11:40 - How did you identify it's time to shut down your previous startup? 14: 24 - How do you keep sane given a founder has to del with so much stress 17: 43 - One of your Biggest Mistake? 20:38 - If you had 1 Billion Dollar in your Account on the day 1 you started your business how would you have done things differently? 22:53 - Top 3 Don't for budding entrepreneurs?
ONDC Explained | Analysing The Impact on India & Bharat
In this Panel Discussion, we talk about
ONDC's significance, its impact on customers at the retail level, and its transformative role in shaping Bharat - the very essence of India.
With its accessible and seamless services, even in remote areas, ONDC is bridging the digital divide and creating new opportunities for entrepreneurs and local businesses. The result? A thriving Bharat that stands at the forefront of digital progress.
Make sure to like, share, and subscribe to our channel for more captivating discussions on cutting-edge technologies and their impact on society. Stay curious, embrace innovation, and be a part of India's remarkable digital revolution!
CHAPTERS:-
05:10 - What is ONDC?
08:24 - Impact of Interoperable Platforms / Networks on Economies like India
11:26 - How do you see Ondc's growth in a more globalized India?
14:13 - How do you look at ONDC from a transitional perspective?
19:40- How is ONDC affecting the Customers at the retail level?
25:17 - ONDC impact on end retail Consumers in Bharat.
29:19 - What are the new use cases being explored?
32:58 - What can act as a differentiator for startups who are onboarding sellers?
35:00 - What makes one believe that ONDC will be really successful given the fact there are so many e-commerce companies who have tried to work with the Bharat segment?
44:46 - How do you see the Financial Intersection of ONDC ?
51:46- Most exciting use case of ONDC.
Understanding Decentralised Digital Currencies and it’s future in India|With Sathvik-CEO - UNOCOIN
From selling Domain names to building India's oldest & largest Crypto Platform !
What does it take to make a robust collection mechanism for Bharat!- With Anand Agarwal - Credgenics
From 0-2M revenue in 6 months A Journey of building a platform that’s changing the Collections game.
In this segment, he talks about his 'entrepreneurial journey and learnings of building a startup.
To learn more about Credgencis, stay tuned for Part-2 named "Dhande Ki Baat" !!!
FinTechs as Catalysts: Boosting the Climate-Tech Movement in India
Unlocking the potential of debt for retail Investors Dhande Ki Baat with Ajinkya Kulkarni, Founder - Wint Wealth
In this episode of Fintech Ki baat podcast we have Ajinkya Kulkarni, Founder of Wint Wealth with us.
Wint Wealth is a platform for retail Investors to invest in assets that give higher fixed deposit that are less risky than equities.
In this segment "Dhande Ki Baat "- A Business Deep Dive, we talk about the evolving Indian Debt Markets, how can retail investors leverage the power of debt to attain their goal of financial freedom and how fintech is changing the industry dynamics.
How does this Indian Fintech Platform generates 9-11% fixed returns for Retail investors ? - Founder's Story with Ajinkya Kulkarni, Founder and CEO - Wint Wealth
In this segment "A Founder's Story" he talks about his roller coaster ride of an entrepreneurial Journey which is one of Perseverance, Innovation, Failures and Growth.
To learn more about Wint Wealth and what it does stay tuned for the next segment "Dhande Ki Baat" where we explore the all neew asset classes and tell you how you can invest in the same!!
The best is yet to come!
Fintech Ki baat Is a unique fintech podcast covering the fintech ecosystem in India with the aim to demystify and simplify everything fintech.
Chapters :-
00:46 Intro
01:37 Background of Ajinkya
02:10 Previous Startup
04:57 Biggest Mistakes and Learnings
05:56 Identifying the right set of co-founders
08:57 What inspired you to Start up?
10:23 How did you know this was a good idea?
11:21 Initial Validation
11:46 How to reduce CAC in a B2C Startups
12:01 Organic Growth Marketing - How and Why?
16:37 Mental Health and Well-being as a founder
21:11 The Most Humbling Moment
22:35 Take aways for Budding Entrepreneurs
Digital Asset Infrastructure and How will it change the way you borrow? Dhande Ki Baat A business Deep Dive!
Don't miss the rapid fire in the end at 22:43 !
Finsire is a Digital Asset infrastructure company that allows one to pledge any of your asset such as (Mutual fund units, FD, Gold, Shares, and more) to get a loan or credit card.
In this Segment "Dhande Ki Baat - Business Deep-Dive" we talk about Finsire and what it does stay tuned for the Part 2
of this episode!
About Finsire and Shreyans:
medium.com/@shrey_finsire/journey-of-a-lifetime-sweet-and-essential-as-salt-5967b11a41b6
Finsire Website: finsire.com/
Subscribe to Fintech Ki Baat Podcast: www.youtube.com/@fintechkibaatdilse9051?sub_confirmation=1
Timestamps:
00:19 Origin of the name
01:36 The Problem Statement?
04:25 Marwadi Families and Business
06:51 Impact on Retail consumers?
09:03 Democratising Leveraging!
09:15 Impact on Distribution of Financial Services?
13:25 Why should one Leverage?
17:21 Way Forward?
22:43 Rapid Fire!!!
Follow Us :
Spotify: open.spotify.com/show/3rZRqOGWDVVxBjAanlC440
Apple Podcast: https://podcasts.apple.com/in/podcast/fintech-ki-baat/id1561667914Fintech, Fintech Podcast, Fintech explained , Startups, Startup Ideas
(Credit Card Against Assets?) Changing the way Bharat Borrows, with Shreyans Nahar Founder - Finsire, Part 1 Founder's Journey.
Finsire is a Digital Assets Infrastructure platform that allows one to pledge any of your asset such as (Mutual fund units, FD, Gold, Shares, and more) to get a loan or credit card.
In this Segment "The Founder's Story - An entrepreneurial journey" of first episode we talk more about Shreyans's entrepreneurial journey and learnings of building a fintech startup in India.
To learn More about Finsire and what it does stay tuned for the Part 2 of this episode "Dhande Ki Baat - Business Deep-Dive"
Shownotes
00:00 Intro
00:40 Founders Background
04:01 Marwadi Families and Business
06:37 Motivation to startup
13:49 What is finsire ?
14:30 Why did you build in India?
18:02 The Most Humbling moment?
21:37 How many times did you feel low?
24:26 A founder and his mental health
Host's Note for Season 2
Shreyas Jani (00:02.498)
Hello and welcome to a brand new season two of the FinTech ki Baat Dil Se podcast.
Your one stop shop for everything FinTech.
From latest news to deep dive into business models, we've got it all.
So be sure to like, share and subscribe to stay updated.
Now here's what's new. We are introducing three new segments.
Which means that each conversation that we'll have with the founders will essentially be divided into three different segments and then will be recorded and released separately. Here are the three segments.
1) The first one is called the founder story and entrepreneurial journey.
This segment essentially covers a founder's journey of building their startup from scratch and talks a lot more about their ups and downs, their lows, their successes and what inspired them to start and what motivated them to persevere to build a successful business.
This segment is geared a lot more around entrepreneurship and is ideal for budding entrepreneurs or any founders who are stuck in effects and needs of motivation.
2) The second segment is called Dhande Ki Baat, the business deep dive. In this segment, we bisect and dissect complicated fintech business models and try to understand from the founders on how these models work. So we can bring to you the answer to the most commonly asked question, "Dhanda kaise hota hai?"
3) Third Segment is the Rapid Fire Round : 5 Questions, 10 Mins and a whole lotta fun.
Stay tuned for the first episode coming out soon!!
Cheers!
From Food-preneur to Fintech tycoon. In conversation with Mr Vaibhav Joshi Founder & Ceo - Easy Pay
An Ex Banker turned Fintech Magnate in conversation with Mr. Ketan Patel CEO- Mswipe
Creating a profound impact on MSME,In conversation with Hardika Shah Founder & Ceo of Kinara Capital
Changing the way MSMEs do business One loan at a time with Mr. Mayur Modi, Cofounder - CEO Moneyboxx
Mayur talks about his entrepreneurship journey,his 1st hand experience building from scratch and some amazing customer stories.
In conversation with Mukesh Kalra, Founder and CEO of ET Money
We talk about how to look at new and emerging alternate investment classes and when and how should you invest in them.
We also get to learn about Mukesh’s entrepreneurship journey and how he came to be the founder of one of the largest Neo-wealth advisory companys in India .
In conversation with Abhishek Gandhi - Founder FatakPay
Abhishek shares his inspiring Journey of building two marquee Fintech Startups of India (Rupee Circle, FatakPay),
He also Talks about why he left his illustrious career abroad to come back to India and builds for Bharat!
Building Digital India through interoperable platforms , Part-1
In today’s episode we have with us Mr.Sanjay Jain, Partner - Bharat Innovation fund.
Mr.Sanjay has played a key role in strategising the architecture of many digital platforms such as UPI, OCEN, Account Aggregation Framework etc as a part of his time volunteering with Ispirit foundation.
In this series We discuss the thought processes behind the creation, evolution and the impact that each of this platforms have created.
Empowering the youth to fulfil their dreams, In conversation with Ankit Mehra -CEO - Gyandhan
Gyandhan helps students fulfil their dreams of getting good education by providing seamless education loans.
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