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Simple Fiscal

Simple Fiscal

By Alex Hubenthal
Helping Small Businesses Scale to 7 Figures a Year
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Self-employment taxes explained

Simple Fiscal

Self-employment taxes explained

Simple Fiscal

Self-employment taxes explained
Don't get caught flabbergasted by next year's tax bill if you are self-employed and haven't been paying your estimated quarterly taxes. That's right, even if you have a full-time job and earn a side hustle income, the IRS still requires you to cough up their share. In this week's episode, Alex and Declan share everything you need to know about self-employment taxes. Learn more at
September 30, 2021
What affects individual taxes?
Alex and Declan sit down to talk about all the different things that affect how much you pay in taxes. From earned income to child tax credit, they tackle it all. Learn more at
September 20, 2021
Good Debt vs. Bad Debt
Alex and Declan sit down with Michael O'Keefe who breaks down the difference between good debt and bad debt. Learn more at
September 14, 2021
How to get out of debt
Debt is not fun, just ask Declan who spent 16 months paying off over $33,000 worth of it. In this episode, Alex and Declan talk about getting out of debt strategies, their experience with debt, and ideas to keep you motivated during the process. Helpful links:
September 7, 2021
Rent vs Buy: What's the go/no-go on home ownership?
It's a hotly debated topic: when does it make financial sense to buy a home versus renting a place? Alex and Declan sit down with Mike O'Keefe who breaks down the go/no-go formula everyone should use to determine whether buying a home is right for them. Learn more at
August 6, 2021
Hacking Credit Card Rewards Programs—An Interview with Eli Facenda
Alex and Declan sit down with Eli Facenda who's been helping entrepreneurs and small business owners hack the world of credit cards and get the most from their rewards programs. Listen in as Eli shares his best tips and recommendations! Find Eli on Instagram @elitravelguy and learn more at
July 29, 2021
Is Bitcoin the currency of the future? - Part 2
Is Bitcoin the currency of the future? Declan and Alex discuss what would it take for cryptocurrency to become a global currency. Learn more at
July 17, 2021
Is Bitcoin the currency of the future? - Part 1
Is Bitcoin the currency of the future? Declan and Alex discuss their thoughts. Learn more at
June 28, 2021
The No-Nonsense Guide to Budgeting
On January 1, 2020 Declan faced over $33,000 worth of debt and vowed to do something about it. In this week’s episode, Declan and Alex sit down and discuss the importance of personal budgeting and how after 16 month’s worth of budgeting Declan was able to eliminate all of his debt. Declan shares his favorite budgeting tool (You Need A Budget) as well as tips and suggestions on how to get started. Read more:
June 16, 2021
Unpacking all things life insurance
In this week’s episode, we sit down with Eric Roukey, CEO and Chief Financial Strategist of PCG Financial Services, who was kind enough to give us a detailed breakdown of all things life insurance. Read more: 
May 31, 2021
Stephen Warley is teaching teens how to start a business
Stephen Warley has been self-employed long before it was even cool. Now, he's giving back and teaching teens how to start a business. In this week's podcast, we sit down with Stephen—founder of—to unpack his entrepreneurial philosophies and ask him questions like: What financial skills do young entrepreneurs lack the most? What's the most important financial skill young entrepreneurs should master to be successful in business? And, if he were to create a new curriculum for a "13th" year of school, what classes would he include? Learn more about Stephen's Summer Startup program here.
May 26, 2021
The "Magic" of Masterminds
In an ambiguous career environment, without traditional “role models” — those found in typical hierarchically structured careers — finding the support to navigate the unsteady entrepreneurial waters is hard to come by. But that doesn’t mean support isn’t there. For the past five years, Alex, Declan, Todd, and Kyle have met weekly to hold each other accountable, build deeper networks, uncover opportunities, and overall provide a safe and non-judgmental space to solve problems. I this week's episode, we unpack what has made our seemingly normal Mastermind group into a transformative tool for both our personal and business lives. Learn more about our story here:
May 18, 2021
What if your client wants to pay in Bitcoin?
It might happen sooner rather than later. You'll get asked the question: "Can I pay you in Bitcoin?" As a digital entrepreneur, you might scoff at the notion that a currency that didn't exist when you were born is now being offered as a form of payment for your services. Nevertheless, the time is coming when more digital entrepreneurs expand their services beyond the physical borders of the US of A and into the borderless realm of the interwebs. With limited country-to-country payment options and exorbitant bank fees, getting paid through conventional means is becoming less attractive compared to the secure, anonymous, peer-to-peer payment method that is cryptocurrency. So, should you say "yes"? If so, what does that mean for you and your business. In this podcast, Declan and Alex talk tax implications and much more.
May 6, 2021
Let's talk about debt
Knives are dangerous but when wielded in a safe and responsible manner they can become quite effective (have you ever tried cutting a mango without a knife?). Like knives, debt should be approached carefully. In this podcast, we’ll explore what exactly debt is, the difference between good and bad debt, and what to consider as a business operator. Learn more at
April 22, 2021
Button up your business finances
Alex and Declan discuss what financial literacy looks like for new entrepreneurs and freelancers. Together, they discuss how entrepreneurs and freelancers can set themselves up for financial success, understand relevant financial documents, and what habits are essential to business. Learn more at
April 3, 2021
The Case for S-Corp Election for Digital Entrepreneurs
You have courses to conduct, content to create, and clients to consult, the last thing on your mind as a Digital Entrepreneur is your tax burden. In this episode, Declan and Alex discuss why S-Corps are so important and how they will save you money on your taxes over the long run.
March 22, 2021