Solve my World

Solve my World

By Joseph
Finding interesting ways to make our lives, and everyone's lives better.
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Best Virtual Keyboard
Leave some feedback or ask a question Video of the keyboard in action https://youtu.be/NK0LddWJ6oY?t=49 To install the keyboard go to this link https://cobalt232.github.io/blackberrymanager/ click "Download" You might need to give permission to install it When it is installed, open it up and find blackberry keyboard from the list Install that (you might need to give it permission) Follow the instructions Let me know if you have any questions or issues
20:54
February 21, 2020
Peer-to-Peer Charity
Leave some feedback or ask a question The thing that stops many people from giving to charity is not knowing who they should give the money too. I believe that most people would give a share of their money to help people in need if they were only aware of the people that most needed it. Many people say that the governments should do more "charitable" things. But charity is supposed to be about helping each other, not having our money stolen (which makes us angry) and then given to someone else from the government (which makes them feel entitled and ungrateful). It should be about you giving money from your own free will (which makes you feel good) and someone receiving help from you. (Which makes them feel grateful) This last month there was a girl in my small town that got in a snowboarding accident. She ended up in a coma and needing brain surgery. A few members of our community put together a fundraiser. They asked local business for donations of food and products for a silent action. Many members of the community baked desserts and had a bake sale. They were able to raise thousands of dollars to help this family. How do you think we all felt as we participated in this event? How do you think the family felt when they saw the community getting together to support them. It became about more than just the money. This is how it should work. We could've just raised taxes and then sent them a check from our town. It would've been the same amount of money spread across the community. But how different would that've felt? I have often thought about how we could better bring together the people who need charity with people that want to help. I think that with blockchain technology we now have the tools to make this a reality. We could have an organization where people can request donations for themselves or others who are in need. Then people can join by donating every month and choosing which people/organizations would get their money. Then based on who you are donating to the platform could suggest other causes that you might be interested in supporting.
23:19
February 21, 2020
The Permanent Portfolio - Automating your Investing
Leave some feedback or ask a question Decide which assets you want to hold Assign each asset a percentage of your portfolio A permanent portfolio is composed of equal parts stocks, bonds, gold, and cash. Periodically rebalance your portfolio The idea is that when one asset class goes up and another goes down, you harvest profits from the one and put it in the other. This way you are always buying low and selling high. Suggested to rebalance once a year I have an algorithm that rebalances constantly Algorithm to determine what price you should buy or sell the item for You need an average of what the price normally is The more you have of an asset the lower your price will go The less you have of an asset the higher your price will go Your buy and sell prices should have a spread. Mine is at 5% right now. The lower the spread, the more you will be buying and selling. But you make more money on the swings The higher the spread, the less you will be buying and selling. You make less money on swings
29:06
February 17, 2020
Chore Program with Automatic Pricing
Leave some feedback or ask a question I share a few updates to my chore system. Here is the link to the blog post that introduces the idea.
18:26
February 14, 2020
Automation - How big of a problem will it be and what to do about it
Leave some feedback or ask a question People are worried that automation means that we will lose so many jobs that we will have to create a UBI just so that people won’t starve. We should stop automation because people won’t have anything to do What will likely happen is automation will keep taking people’s jobs just like it always has Automation is just using a natural process to get something done without human time being spent. By natural I don’t necessarily mean “nature” but the natural laws of the universe. If we build a computer that can solve a problem that means that we have used natural laws to create a process that gives us the desired outcome without spending human time. We created the process and now it just works, over and over without additional cost. People will need to be adaptable as the job market changes Value = how much time someone takes to do it * how much expertise (expertise is just another way to say time because it takes time to get the expertise) Automation can decrease these two variables which means it will make things cheaper Anything we pay for is to get another human to do something for us. Robots don’t need to be paid. If robots really did everything then everything would be free and we wouldn’t need jobs anyway. So this means there is nothing to worry about? No, many people will probably lose their jobs as the jobs become obsolete. We need to make sure that our skills are flexible so that if our jobs become obsolete we will have other options.
33:52
February 12, 2020
Keeping Commitments to Others and Yourself - Or be a Liar!
Leave some feedback or ask a question Many people make commitments either formally or informally. To meet someone for a meeting To do something Many people don’t seem to take these things seriously. If you’re a few minutes late, no big deal (no!) If you say you’re going to do something then do it! If you don’t then you are a liar! I know it sounds harsh but that is the reality. So we need to stop lying to ourselves and to others. Now there are two ways to help with this Before you make a commitment, pause and think to yourself if you can actually do it and if you are willing to actually do it. If not, it’s ok to say no. Saying no is a very freeing thing. It is much better to say no than to say yes and then not do it. If you say no, you always have the possibility of changing your mind and going and doing it later but if you say yes but then don’t do it you are making yourself a liar. So be careful committing yourself to things 28 A certain man had two sons; and he came to the first, and said, Son, go work to day in my vineyard. 29 He answered and said, I will not: but afterward he repented, and went. 30 And he came to the second, and said likewise. And he answered and said, I go, sir: and went not. 31 Whether of them twain did the will of his father? When you do make a commitment, you need to make sure that you do it. If you followed step one and really thought before you said yes then you have already decided it is possible. So now you just need to make preparations to be sure that you follow through. If you are always late to things, here are some tips. How late are you normally? Add 5 minutes to that and start preparing to leave that much before you normally do. If you really struggle try being ready to walk out the door 15 minutes before normal. That way, worst case scenario, you just have to sit and wait for 15 minutes before leaving. Sidenote: Find out when it is appropriate to arrive. For a meeting with a specific start time where people will be waiting on you it’s a good idea to be at least 5 minutes early so that you can start right on time. For some things, like parties or other gatherings where people are coming and going then being a few minutes late doesn’t really matter. When you say you are going to do something, make a way that you can remember it. Add it to your to-do list, set a reminder on your phone, add it to your calendar, etc Make sure that you can follow your commitment to get it done! Over time, people will start to be able to tell what type of person you are, whether you are the first son or the second son. They will know whether or not they can trust your word, in other words they will know that you are a liar or not. I know it sounds harsh but that’s really what is going on. You are naively lying to people. Now when you make commitments to yourself you need to follow similar guidelines. If you decide you want to start a new habit or two, make sure that you are willing to do what it takes before you commit to it fully. It’s ok to say that you are going to try to be a little better here and there until you’re ready to fully commit yourself. It’s better to not commit fully and then do it anyway than it is to commit and then not do it. When you have decided to commit to yourself to do something. Plan accordingly, like with commitments to other people, you should make sure you remember and make a plan that’s easy to follow that will allow you to get the thing done.
22:47
February 10, 2020
Current Projects - ROI of Buying Discounts
Leave some feedback or ask a question This will tie into my spreadsheet that tells me the best use of my money. If you can compare APR with buying things at discounts it can easily tell you if you should pay off a debt, buy at a discount or invest in some other way First you have to be able to determine what the average price is. Then you can see how good of a deal the item is Then you need to figure out how often you use the item If you buy 10 items that you use about 1 per month at a 50% discount: Every month you are saving 50% on the purchase of the item So each month you are basically getting a dividend payment for the price of the item for 10 months Problem is calculating real roi Compounding makes this difficult
21:25
February 7, 2020
Universal Resource Inheritance - Rethinking Property Ownership
Leave some feedback or ask a question Lots of talk about ubi. Benefits: Help the poor Get rid of current welfare systems Improve the labor market (workers have more leverage) Problems: How much should it be? Where does the money come from? -If it's paid from taxes that would be a huge tax burden with potential moral problems. -If it’s paid through inflation the rate of inflation would probably be too high I personally don’t think UBI has a good moral footing. Forcing people to pay money to others just because we think it’s a good idea. An idea that I came across that is somewhat similar is URI. (Universal Resource Inheritance) URI comes at the question from a different direction. Instead of saying that we should pay each person a certain amount per year (which is just an arbitrary number) by taking it through our morally questionable tax system, URI gets similar results from a different paradigm to property rights The earth is the inheritance of everyone. The human race shares it Current property rights says that whoever improves the land first gets it until they sell it or gift it to someone else. There is no more empty space that can be claimed. Where is the share for future generations This is not how it has always been done The Hebrew Law divides all land equally and ensuring land stays in the inheritance forever by returning the sold lands to the original owner family every 50 years. This basically means that you are never really “selling” your land. It is just being leased for no more than 50 years. This insured that the land would remain in the control of the original tribes. What if we had a similar system where everyone in the world shared ownership of the earth and collectively we leased it out to each other? This is the idea of URI All land would be taxed at 5% This would then be equally distributed to everyone on earth. This is equivalent to each person getting their share of the earth but then leasing it to the current owners. Real Estate - create shares for each piece of property and do the same as equities whoever owns 50% + 1 gets to make decisions about the property Some proponents suggest that we should do the same with equities and money, the idea here is that we are including all of the worlds wealth not just the land. Money - inflate the money supply Equities - create 5% more shares and sell them I’m not convinced that this idea should apply to equities and money because I feel like land is the thing that we are sharing while money and equities are things that people create... https://medium.com/@bytemaster/universal-resource-inheritance-505e7ca4d048 https://medium.com/@bytemaster/in-defense-of-universal-resource-inheritance-1bb760cd27c4
26:53
February 5, 2020
Don't let your phone control you!
Why do we think this is ok?! Leave some feedback or ask a question  The person in front of you is the most important at that moment If you get interrupted by a notification ignore it! Apologize if you really have to look at it and definitely don’t respond unless you have to and then tell the other person Train yourself to not look at notifications Turn off unnecessary notifications
11:50
February 3, 2020