Skip to main content
Optimistic Investor

Optimistic Investor

By Southwest Investment
Review of the previous week financial and general investing concepts
Listen on
Where to listen
Apple Podcasts Logo

Apple Podcasts

Breaker Logo

Breaker

Google Podcasts Logo

Google Podcasts

Overcast Logo

Overcast

Pocket Casts Logo

Pocket Casts

RadioPublic Logo

RadioPublic

Spotify Logo

Spotify

Market Insights November 30th 2020
The market has been going up for 124 years. How can that be and what can we learn from how it stays relevant.
07:01
November 30, 2020
Update on the 4% Rule
Advisors live by the 4% rule when it comes to taking money out of retirement assets on a yearly basis. We talk about if this is still valid and see if it is changing.
07:03
November 18, 2020
Southwest Investment Advisors Optimism
We are always optimistic on the market. Even now with the volatility that we have seen we are optimistic and we go into reasons why.
08:06
November 13, 2020
Consumer Spending to Save the Day
The third quarter of 2020 earnings reports are coming out and what we are seeing is that the consumer spending has been strong. What else do we see?
05:07
November 11, 2020
Market Insights November 9th
Today opened almost 1800 points up, Why is that? Is this going to continue? We dig into those things today.
05:24
November 9, 2020
Ruin Retirement Series - Ignoring Real Risks
Sometimes we overlook risks that we just assume are taken care of, but are they. We will talk about ways to mitigate things that you sometimes can't see.
05:57
November 7, 2020
Ruin Retirement Series - Relying Too Heavily on Social Security
Is social security the building block of your retirement or is it a supplement?  We know what it should be, let discuss.
07:09
November 6, 2020
Ruin Retirement Series - Neglecting Your Estate Plan
How many of you have a will? or other directives that tell others what to do when the unthinkable happens? Let's talk about it.
07:17
November 5, 2020
Ruin Retirement Series - Obsessing Over Market Movements
Are you constantly checking your 401k balance and tweaking (or wanting to) the holdings? You could be doing more damage than good and creating a bit of stress for you.  
07:07
November 4, 2020
Ruin Retirement Series - Not Investing Early Enough
In this series we talk about ways and things you can do that could be detrimental to your retirement. In this episode we talk about needing to invest early.
07:10
November 3, 2020
Real Estate in 2020
I was speaking with my son about his desire to buy a house right now. We go over all the things beyond the payment that one needs to think about.
07:30
November 2, 2020
Reversion Returns?
Will we return to a position where companies are taking their profits internationally or stay here in the states?
07:00
October 30, 2020
Amazon Prime Day in 2020
What is the difference in Amazon Prime Day this year versus last year or the years before?
06:36
October 26, 2020
8 Types of Insurance that you Need to Know about
How much life insurance has always been the go to question, but do you really know enough about insurance in general?  We talk about 8 different types of insurance and give you the highlights of what you need to know. 
10:37
October 24, 2020
Who wants to be a Millionaire
We go through what it takes and the different ways that people have become millionaires.
11:20
October 22, 2020
Market Insights October 21st, 2020
What does the 3rd quarter earning going to say for us this year? Hopefully better than what the 2nd quarter had.
07:18
October 21, 2020
Healthcare in 2020
Double!! Really? We pay double for our healthcare than other places and why is that?
05:40
October 20, 2020
Working Longer
We talk about working longer. What does working to 70 do to your options with Social Security?
07:16
October 16, 2020
Retirement Plan Risks
The COVID makes us think about our retirement and if we are doing the right things. There are many WRONG things that you can be doing and we are going to cover them here.
07:25
October 14, 2020
Cash as Contrarian Indicator
There is A LOT of money sitting on the sidelines as the pandemic got many people and institutions out of the market. What does that mean?
05:55
October 13, 2020
Transports Lead the Way
The transports is an index that is watched and considered a leading indicator of where the economy is going. Let's talk about it.
04:12
October 12, 2020
Paying for that dinner with your face
FINTECH has brought about a lot of changes in the past few years to decades and that is not about to change now. How about having facial recognition help you pay for things.  We find out how.
07:39
October 9, 2020
Election Year Performance
Combine a few shows from the past to have a different perspective of the possible outcome of the elections.
05:48
October 8, 2020
Do you Dress for Success?
Do you dress up for work even though no one sees you? What about those pesky online video meetings. Maybe you should.
06:32
October 7, 2020
Durable Goods Index
What does this leading indicator tell us and should we watch it closely?
04:58
October 6, 2020
Stock picking is out, For us it always was.
We have always maintained that performance is the real indicator of choosing an active vs passive fund. We talk about a recent article here.
11:22
October 5, 2020
The supply of meat has increased to prices have fallen
The price of meats has come down, some dramatically as the supply has been replenished at the stores, but also as people have begun to eat less of it. How will this change?
05:56
October 2, 2020
Market Insights October 1, 2020
The performance in election years as we run up to the election date is normally showing a downward trend. This should not worry you
05:11
October 1, 2020
Real Estate Market in 2020
How hot is the real estate market and who is driving it?
05:42
September 30, 2020
Rough Outlook for Bonds
With the Fed keeping interest rates low, the bond market is going to struggle for awhile. How long is the real question.
07:31
September 28, 2020
Wills in Review
Have you looked into a will for yourself. Do you know what to look for. We talk about the options and what you want to look for in a quick summary.
08:59
September 25, 2020
Economic Result for each political party while in president, house and senate
An interesting episode talking about the actual result of the different options that come up after an election. A democratic  president with republican house and senate? What does that mean to you?
05:27
September 23, 2020
Political Forecast
This episode is giving our ideas on what are the likely items that are driving volatility in the weeks leading up to the election.
06:26
September 21, 2020
Building Wealth Part 3
How to build wealth in your 40's and 50's.
06:28
September 17, 2020
Building Wealth Part 2
In this episode of Building Wealth we talk about specific strategies to employ while you are still in your 20's and 30's.  Even if you are older, you may want to take notice as well.
05:09
September 16, 2020
Building Wealth Part 1
In this first part we talk about the concepts that are important when just starting to build wealth.
05:32
September 15, 2020
The largest 20%
The dow industrials and S&P have grown dramatically in 2020. Where is it all coming from?
05:08
September 14, 2020
What Actually is the Dow Jones Industrial Average
We hear this every day, but what does it mean and where does it come from?
05:59
September 11, 2020
Walmart vs. Amazon
Walmart just introduced Walmart plus, will it be enough to take on Amazon?
06:11
September 4, 2020
Consumer Spending
Where are people spending their money with this pandemic going on?
06:27
September 3, 2020
Market Insights September 2nd 2020
The Dow has hit new highs. How long will it last.
07:41
September 2, 2020
Layoffs
The US has been able to stay away from the mass permanent layoffs, but we are seeing them come now. What does that mean?
07:02
September 1, 2020
How much to keep in Savings
We get this questions all the time. What is the right amount to keep in my savings account. It depends.
05:05
August 31, 2020
The K Recovery
We have heard of the V, W, and the square root recovery.  Now, let us tell you a little about the K recovery.
08:03
August 29, 2020
Happy Birthday Warren Buffet
Many investors hold Warren Buffet as the Oracle of Omaha. Did you realize 99% of his net worth was earned after his 50th birthday? He turns 90 tomorrow. We talk about the value of investing over time.
06:24
August 28, 2020
Stocks into new highs, are you taking part?
Stocks are higher, are all people participating. No, lets see how many and what they are missing.
05:04
August 26, 2020
Market Insights August 24th 2020
The S&P 500 tops its most recent high, again.
07:03
August 24, 2020
Oil, where have you been?
With so many other things happening, have we forgot about oil. We talk more about oil in this episode.
06:11
August 21, 2020
Going Private
There are unlimited amount of stocks in the stock market for us to choose from....uh, not really. We cover what it means to be public, and our thoughts on going private as well as what the economy is tracking when comparing it to the public markets.
07:25
August 19, 2020
Eiffel Tower Situation
What happens when something goes up really quickly? Usually it does the same things just as quick or relatively quickly. We explore this idea.
03:37
August 18, 2020
Concentration and Diversification
With the drive of growth stocks, many portfolios are getting concentrated in that area. In fact, many newer investors are only investing in those same growth stocks. What does that mean, and how can you combat it?
06:48
August 14, 2020
Laid Off workers not wanting to go back
That is what the news is saying, but is it really happening and what is the impact?
05:07
August 12, 2020
Market Insights -August 11th 2020
Today we revisit the market performance with specifics on growth stock and how they are continuing their trend.
05:40
August 11, 2020
NASDAQ on a tear!
NASDAQ is going wild right now, can it last?
05:15
August 10, 2020
Market Insights August 7th 2020
August has typically produced less than stellar numbers, what does 2020 have for us?
06:34
August 7, 2020
Military Drawdown and its economic impact
This is not about the choice of moving military units, but what the impact to the local economy is.
05:35
August 3, 2020
Three Things
When investing you want the most for your money, but really can only make the choice of two of the three basics.  After listening, tell us what do you prefer?
05:34
July 31, 2020
State Shortfalls
The federal government seems to be doing ok because they can print money, but how are states doing? We visit that in this episode
06:03
July 27, 2020
Market Insights July 23rd 2020
Bart and Rick give you an idea of what they think about how money is flowing from one investment type to another.
05:58
July 23, 2020
Bull Market 2.0
We had quite the bull market ending in March. Now it appears like the bull has returned?
06:37
July 20, 2020
Mid Year 2020 Review
Bart goes through some of the highlights of our broker dealer ideas for the mid year 2020
06:16
July 17, 2020
Market Insights July 13th 2020
Bart and Rick give you an idea of what they think the market is doing for the past 6 months and what to look forward to.
05:04
July 14, 2020
Venturing Out
What is happening out there in the economy. Let's talk about it.
05:09
July 13, 2020
Elections
We rarely stray into politics and we continue that here, but we do talk about how the markets affect the elections. Yep, not the other way around. That happens too, but we will talk when to start watching.
04:36
July 10, 2020
Changing Times, Changing Names
Aunt Jemima, Uncle Bens and others have been under attack for years, but only now are things changing. What will be the outcome of these changes?
04:11
July 7, 2020
Market Insights for July 6th 2020
Today we cover something that I found very interesting the first time I dug into the financial markets. Growth vs Value stocks.  In high school when I learned about investing or looked at the Wall Street Journal, I just saw prices. Here we go into what growth and value stocks are defined as.
06:37
July 6, 2020
Market Insights for July 2nd 2020
In this episode we talk about digital money.  Not bitcoins like what you might think, but instead, what the fed does to increase the money supply.
06:05
July 2, 2020
Hedge Funds
Hedge Fund Billionaires are in the news all the time and sometimes you may wonder if you should be invested in them as well. Bart and Rick dig into what they are and if you should be in them or not.
05:14
July 1, 2020
Repatriation
A lot of talk has been around companies that don’t pay their fair share of taxes and the explanation sometimes comes around the large companies profits being in other countries. As of late, those profits are now coming back to the US. We explain what that all means here
05:00
June 26, 2020
Market Insights for June 22nd 2020
In this episode we talk about schema.  Actually, “Flawed Schema” and how it affects the financial markets.
09:59
June 22, 2020
Market Insights for June 15th 2020
The market volatility is markedly more than expected. What could be driving this. We go into some unexpected answers.
06:22
June 15, 2020
Contrarian Indicator
Most people get things wrong when it comes to the market. When a lot of people do it, that is when we get a Contrarian Indicator. Let us explain.
03:50
June 11, 2020
Market Insights for June 8th 2020
Announced today was the official start date of a recession. What does that mean and what will be done. Come find out.
05:22
June 8, 2020
Playing Catch Up
Can you catchup to retirement loss you have had in the past? We will talk about it here.
06:59
June 5, 2020
Bear Market Types
Let’s look at the last few bear markets and how soon after were we right back to where we started.
03:45
June 5, 2020
Market Insights for June 4th 2020
What has the market done since the mid March lows? Quite a bit.
06:59
June 4, 2020
Key Reversal
We are going to talk about something that is a bit different than what we normally do, a Key Reversal.
05:14
June 3, 2020
Cash Poor
How can one be so rich, but not have any money. This is the case of many entrepreneurs that have all their money tied up in businesses they own. We look at Elon Musk and how he deals with things.
06:05
June 1, 2020
Black Swan Events
Black swan event is something that is very unexpected and can critically effect situations around use. We are going to talk how this Covid-19 is being considered just such of an event.
05:29
May 25, 2020
Pandemics
Do you recall the Hong Kong Flu? We will remind you of past events that you may not know.
06:50
May 20, 2020
Rebalance
Today we explain the concept of rebalancing your portfolio. Why it is important and what it does.
07:21
May 15, 2020
Market Insights for May 13th 2020
We have seen some really big drops in some financial areas. In this video we talk about the GDP drop and the increase in unemployment.
04:35
May 13, 2020
Modern Monetary Policy
Today we explain the concept of Modern Monetary Policy. Something that many people do not know about, but could become very important in the near future.
05:30
May 11, 2020
Unintended Consequences Part 2
Good intentions are always top of mind, but what happens when we don’t see what could happen. We get unintended consequences. Our first episode that covered this was widely appreciated so we are bringing you another one.
04:16
May 7, 2020
Market Insights for May 2nd 2020
We talk about the winners and losers in this current market.
03:44
May 2, 2020
Market Insights for April 29th 2020
We talk about how the market is forward seeing. That the price or value that the market is at is what people are predicting is going to happen in the future.  Let’s dig in.
03:19
April 29, 2020
Ripple Effects
We talk about how the entire economy is being effected by the coronavirus.
05:54
April 23, 2020
Oil Impact
The price of oil has hit historic lows today. Negative infact showing that the storage of the oil is the real problem for some people. We dig into some of these details here.
05:10
April 21, 2020
Market Insights for April 20th 2020
What you can be doing with the stimulus money. Let us count the ways!
08:05
April 20, 2020
Stop Digging
When something bad is happening you want to stop that process by doing less of it.  Eventually less and less will turn and become positive. This is one of those things that you hear of flattening of the curve. The curve will turn at some point. We dig into that process and how the markets are effected.
07:24
April 15, 2020
Market Insights for April 7th 2020
The market has dropped a lot over the past couple weeks. Is it time to really get into the markets?
05:56
April 7, 2020
Market Insights for March 31st 2020
The market has dropped and when can we expect things to come back?
04:48
March 31, 2020
End of a Bull Market
There was never a bull market quite like the past ten years. We talk a little about returns and what we have to look forward to now.
05:08
March 25, 2020
CARES Individual Concepts
The CARES act is now passed so let’s go over some of the details.
05:37
March 19, 2020
Zero Commissions
You may be enticed to look at a zero commission plan. We look into some of the leaders and give you some things to concern yourself with.
08:03
March 12, 2020
Market Insights for February 24th, 2020
We talk about market volatility and how the markets deal with it.
04:17
February 24, 2020
Market Insights for February 3rd 2020
We talk about earnings on stocks and how the markets price it into the individual stock price.
05:10
February 4, 2020
Market Insights for January 27th 2020
With market uncertainty how can we tell what is going to happen....you can't
03:52
January 27, 2020
Market Insights for January 13th 2020
What is the difference in Growth versus Value stocks
03:15
January 13, 2020
Market Insights for December 30th, 2019
SECURE Act and what are the benefits for retirees.
04:37
December 30, 2019
Market Insights for December 23rd, 2019
More information on the SECURE act
06:15
December 23, 2019
Market Insights for December 16th, 2019
Retail sales and the effect of the trade war with China
04:12
December 16, 2019
Market Insights for December 9th, 2019
What "Job Numbers" mean.
02:35
December 9, 2019
Market Insights for December 3rd, 2019
Lets learn more about the SECURE act.
02:16
December 3, 2019
Market Insights for November 25th, 2019
Lets talk a little about predictions. Where will we end up.
03:07
November 25, 2019
Cost of Waiting
In today’s video we explore how starting early in your savings career will make a HUGE impact on your total amount. Bart and Rick go through who is going to be better off and I think you will be surprised!
03:08
November 21, 2019
Market Insights for November 18th, 2020
When will the next down happen in the stock market?
03:43
November 18, 2019
Bond Ladders
We explore the concept of bond laddering.  Both the reason and how to do it.
03:11
November 15, 2019
Market insights for November 11th, 2019
November 11th week in review specifically talking about emotions and the market.  Fear and Greed..or now it is called Risk On and Risk Off
02:22
November 11, 2019
Market Insights for October 14th, 2019
Historical perspective on the current economic expansion as of October 14th 2019. Average  economic expansion is 60.1 months and average recession is 13.3 months. 
03:23
October 14, 2019