That Broke Pinay Podcast

Maraming pera. May negosyo Magaling sa math and computation?

Tita Alanis Morrisette once said "I'm Broke but I'm HAPPY" to which I ask...HAPPY NGA BA? Baka naman happy now, iyak later especially kung lumipad ang pinaghirapan mong pera by just buying random stuff without ROI. On this episode, we have Nik Madriñan, a personal and money mindset coach who was once a shopaholic and we talked about her journey - from misconceptions on money to career change and many more. 

Listen now.

Everything starts at home - mabuting asal, culture & traditions; our basic principles in life and yes, even our behaviour when it comes with money dahil our family will always have an influence on us. But I also realised that telling a loved one to save is different from teaching them how to actually do it. Kaya naman on this episode, I invited Ms. Mayette Dela Cruz-Cinco, an entrepreneur, a wife and a mother of two, and she will share her story and tips on how you can teach your kids how to save.

In this episode of That Broke Pinay Podcast, sasamahan tayo ni Kring Lacson of The Greener Side Podcast and she will share her top 3 financial learnings after becoming an OFW.

To celebrate our 1st anniversary, I will share the top 5 Lessons that I picked up from the book, The Psychology of Money, by Morgan Housel. 

Ang gastos sa buhay comes in seasons, too. Minsan sabay-sabay, minsan one-at-a-time. At alam mo bang ang pagreregalo ay subject to budget rin?  Yes, mga mam/sir! Pwede kang maging giving without being broke! ahuh! In this episode, pinag-usapan namin ang ilang budget guides tfor different occasion - mfrom pakimkim to abuloy. 

Madalas ka bang mabudol? Madalas ka bang mapagastos? Well, my friend…here’s another episode worth listening to.
This week, I invited Jeric Defante of Langga Speaks podcast and he shared his financial journey and tips on how you can wisely spend on the things that you fancy. Listen now.

Emotional spending is not just when you're sad. It can also happen when we're overjoyed, overwhelmed or excited! Kaya naman I invited my beautiful guest, Hasmin so she can share her stories, learnings and tips on how to handle our impulse buys. Listen now.

What happens when you thought that you are LIVING THE LIFE only to realise na unti-unti ka na palang nababaon sa utang pero kailangan mo pa ring ituloy ang buhay para sa sarili mo at dahil may umaasa rin sa'yo?

On this episode, sasamahan tayo ni Emil and he shared how his financial difficulty helped him become a responsible adult. At possible nga ba ang mabuhay ng walang credit card??!

Planning to start your freelance career or leaving your corporate job to be self-employed? Better listen here. In this episode, Cara Eriguel-Rabat shared here stories, experiences and the FINANCIAL REALITIES of being a freelancer/self-employed. LISTEN NOW!

Paano nga ba rumaket without burning out? I invited Em Villanueva on the show and she shared her journey and tips on how to be on top of your hustles. We also briefly discussed the ABUNDANCE MINDSET and how to attract money in your life. Gusto mo yern?! LISTEN NOW! 

Yung G na G ka sa mga outing at biglaang coffee dates pero nung kinailangan mong magpadentista or magpagawa ng nasirang tubo, aba! wala kang budget? Don't worry, hindi ka namin ijujudge! In this episode, nakipagkwentuhan ako kay Janjan Regala of OFE and aside from sharing his own stories & struggles eh binigyan niya rin tayo ng tips on how we can prepare for real-life emergencies. Listen now.

Budgetting is a skill that everyone must have regardless of gender or social status. In this episode, Alex Pedron joined me and for the first time ever! he shared some of his personal stories that lead him to become more aware of his personal finances. Listen now.  

Ang katagang may epektong daig pa ang bagyo! Maka-ilang ulit na nakasira ng samahan! Nakasira ng pagkakaibigan! Mga katagang kinatatakutan... (Telege be?)

Mayaman o mahirap - these are the concepts that are unfamiliar to kids. In fact, they don't care. We didn't care, too! Pero at some point while growing up, we slowly understood the disparity of coming from a rich or poor family.
Ikaw, kailan mo nalaman na hindi pala kayo yayamanin? Kailan mo na-realise na hindi pala kayo pamilya ng mga dugong-bughaw kayo?
Join me and my special guest, Marga Sayo, as we share our memories and the realisations that made us say "AY! HINDI PALA KAMI MAYAMAN?!"

Listen now.

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Is living alone for you? Why or why not? For this episode, I invited Rasta Gutierrez and we talked about the gastos of living independently. Worth it nga ba? Listen now.

Saving money is a responsibility that we don't usually enjoy. Ginagawa natin because we have to. Pero alam mo rin ba na  nakakapagod rin ang pag-iipon? SAVINGS BURNOUT - I invited Mark Huiden of Overseas Filipino Entrepreneurs at pinagusapan namin ang mga senyales at sintomas ng savings burnout/fatigue. Listen now.

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"WALA AKONG PERA" "HINDI KO AFFORD YAN" or "Pang-mayaman lang yan" are just some examples of what you can hear from a person who has the so-called POVERTY MENTALITY. Maniniwala ka ba na kung ganyan ang laging ibinubuka ng bibig mo ay may effect rin siya overall quality ng buhay mo, especially your relationship with money? 

On this episode, I've invited JPaul Hernandez on the show and we talked about this subject and we shared tips on how you can change it. Listen now.

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Episode 2 is all about financial discipline and we have Karl Trovela Alam of Overseas Filipino Entrepreneurs (OFE) and he shared his waldas stories, while YOLO-ing like a true and full-blown millennial that he is. #minsansiyangnagingyolo Listen as he shares his stories, challenges & tips on how to YOLO responsibly.

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Paano ba kasi nag-umpisa ang lahat? May alam ba kayong mga karansan or kasabihan tungkol sa pag-iipon na narinig or isinabuhay niyo noong araw? Kami kasi, meron! Listen to our first episode and learn from our stories on the wrong notions about saving money. 

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Why am I doing this? What is the significance of this show? These and more on this pilot episode. Yes, Direk! Handa na ako sa mature roles! Charot! But I'm taking these brave steps and using one of my biggest  weaknesses to drive the whole show and at the same time, become a better person. No shame on that. Join me on this journey and hit that SUBSCRIBE button!

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