The Artful Investor - Real Estate Investing with Nancy Chillag

Most of us didn’t get much of a financial literacy lesson from our parents. Most of us are absolutely determined to teach our children about money and break the cycle of financial illiteracy, struggle, and living paycheck-to-paycheck. Today I'll teach you some ways that you can provide a financial eduction and instill monetary confidence in your kids.

Each time a recession hits, it takes us by surprise - no matter if you’ve been through a recession before or whether you’re heavily involved in market trend examinations or not. So, what happens to real estate in a recession? How much is the real estate market as a whole affected? And, the question on your mind, when is the right time to invest in real estate? Listen today for guidance.

Today we explore consolidating all your old 401(k) accounts and looking at your investment options. Once you can see the value of your combined retirement accounts and their lackluster performance, you will become interested in investment opportunities that have the potential to help you accelerate your earnings and significantly increase your retirement funds.

Choosing a singular real estate syndication deal out of the bouquet of investment opportunities at your fingertips is no small feat. Attending an investor webinar during your evaluation process can be one of the smartest moves on your part, giving you insight as to whether the deal will be successful or a flop. Today you’ll find out what to expect, why webinars are valuable toward your investment decision, when they take place, and questions you should ask.

The allure of investing in US real estate is strong, but it may be tough to find someone who would or could walk a foreign investor through the process from start to finish… until now. Taxes and other potentially confusing details can make or break the investment decision when considered for cross-border investments. Let’s run through the top seven reasons foreign investors love US Real Estate and what they need to do to invest in the US.

As a new investor, it’s common sense to believe there exists a wide range of experience levels in the real estate investment world. But when you start digging into potential investment opportunities and realize that sometimes only accredited investors are allowed into certain deals, it feels like a total slap in the face. Today we'll explore 8 ways ANYONE can invest in real estate whether you are accredited or not.

When you first learn what real estate syndications are and how passive investing works, your first question might be, “What’s the catch?” Receiving a check in the mail for doing, seemingly, nothing sounds too good to be true. Today we examine the hidden risks of investing in real estate syndications?

I think real estate syndications is the best way to invest to develop true wealth. But real estate is a big investment and it's not the perfect choice for everyone. Today we will explore the top four reasons why someone should NOT invest in real estate syndications.

One of the most powerful strategies used to successfully weather economic cycles is diversification. Even within real estate, you can diversify and maximize the long-term growth of your investments. By investing in a variety of different real estate assets, you can lower the risk overall. In this episode we explore 5 ways to do this.

Where do you want to invest? Many people think they should invest in their own backyard. And that might be a wise decision depending upon where you live. Before you decide where to invest, let's examine the factors to consider before you make your final choice.

Are you considering investing in a real estate syndication but are leery that it sounds a little too good to be true? You’re not alone. Many investors are shocked when they first learn about the potential returns they could receive through investing passively in real estate syndications. The key to putting your doubts and skepticism to rest is to understand where that cash flow comes from and how it makes its way from the asset itself to your pocket, and that’s exactly what we’ll cover in this episode.

Whenever you make an investment it is critical that you know why you are making it. What are your goals? What are you trying to accomplish? In this episode Nancy takes you through the types of goals you should be looking at with respect to real estate syndications before you invest in them.

When all of your income is derived from you working to make it, you are in a trap. You are trading your time for money and there is only so much time to go around. In this episode Nancy explains the three types of income and why earned income is not the best choice.

After you’ve become interested in a real estate syndication, but before you’re fully committed to it, you need to know several details about actually investing in these deals. As a smart investor, you’ve got to know exactly why you’re choosing a particular investment in addition to the required credentials, the process, what’s involved, and how long you should expect to wait until payout. Today we answer those questions.

What is a real estate syndication? How does a real estate syndication work? Why should I invest in a syndication deal? What would an example of a real estate syndication look like? In this episode we answer those questions.

Once you get wind of real estate syndications and you begin thinking about the possibility of investing passively in them, it’s natural to simultaneously have questions... lots of questions. Don't rely on your friends for answers. Chances are they have no idea what syndications are. Ask someone who knows. Today I'm going to answer a lot of your questions.

A real estate syndication is a group investment, yet it can feel like a lonely process at times. For security and privacy reasons, you may never meet or even know the names of the other investors, even though you’re pooling your money into the same asset alongside each other. Let’s explore exactly what it means to be a Limited Partner.

There are 5 key communications you should receive at important intervals once you invest in a real estate syndication. From the closing date, through the hold period, until the asset sale. In this episode we walk you through those communications.

Cap Rates?!? What the heck are cap rates???? If you are going to invest in commercial real estate, including multifamily syndications, you NEED TO KNOW about cap rates. Join us as Nancy explains what they are and how they work.

Patty Reddy went from being a graphic designer in the corporate world to being a short term rental host, which allowed her to get out of the rat race, eliminate long commutes and free up time for her artwork which is her passion. In this episode, Patty tells you about her journey and what it is like to be a short term rental host - the good the bad and the ugly.

The basic fix-and-flip of single-family homes is pretty familiar to most people, but when it comes to hundreds of units at once, the renovation schedule and logistics aren’t as intuitive. In this episode we explore the benefits of value-add investments and the associated risks. If done right, value-add can be a powerful vehicle of wealth.

Join Nancy as she takes you behind the scenes at 23rd Street Investors - what they do, what they offer, how they work, and why you should invest with them.

Ramin is CEO and founder of Rhino Network Solutions, a full service IT consulting firm based in Silicon Valley. They specialize in helping clients achieve their strategic goals by helping them find and use the technology that works best for them and their teams. If you are managing a large real estate portfolio, it is critical that you have your network infrastructure in place so that you are not paying for something that you don't need and that you can access all your information quickly and easily. Ramin shares how he does that for his clients.

We love good returns, and those returns are a big part of why we do what we do. However, while returns are certainly important, there’s an even more important aspect that we focus on when we evaluate potential deals - capital preservation. Listen as Nancy explores the 5 capital preservation pillars.

Investing in real estate outside your local market, in an area you may never visit, and where you have no trustworthy friends on whom to call can seem absolutely terrifying, especially for new investors. However, this leap into seemingly scary territory may be the key to real estate investing success. Nancy explores the 5 reasons this makes sense.

Adam Schneider worked in corporate America. One day he decided enough was enough. He jumped into real estate by flipping houses with the help of one of the nations largest house flipping franchises. In a short period of time he expanded into lending money for real estate deals and has also acquired a number of rental properties for his portfolio. Focus and determination have paid off well for Adam and he wants to share his secrets with all of you.

If real estate investing seems interesting to you, but you’d rather avoid becoming a landlord, you’re not alone. The next logical step that many investors take is toward a real estate investment trust (REIT), but there is a better alternative. In this episode we explore the  7 biggest difference between a REIT and a real estate syndication.

They say Real Estate Syndication is a team sport. But who are the members of the team and what do they do? In this episode Nancy reviews the players and describes their roles in the syndication process.

When a project is considered "value-add" it goes through phases to add the value and reap the benefits of those additions. Each real estate syndication goes through a progression of stages with a clear beginning, middle, and end, which ensures that everything operates according to a clear business plan. In this episode, Nancy describes each of the phases of a value-add project.

Once you decide to dive into the real estate investing world, it won’t be long before you hear the term “Accredited Investor.” Even if you’re a total newbie, it’s important to know the difference between an accredited and a non-accredited investor and which one you are. In this episode Nancy explains the requirements to be an Accredited Investor and the consequences of being one.

When it comes to investing in real estate, most people are fairly familiar with the process of buying a single-family home or rental property.  However, when it comes to investing in a real estate syndication (group investment), the process can be entirely foreign, especially if you’ve never invested in syndications before.  Today we will explore the syndication process, from start to finish, so you can invest confidently in your first real estate syndication.

The ability to invest in real, physical assets without being a landlord, getting a share of the cash flow, and reaping amazing tax benefits is a pretty shockingly sweet deal. Even though these benefits seem impossible to pass up, real estate syndications aren’t for everyone. Each investor is in a different stage of life, has a different level of risk tolerance, and maintains different goals. Before investing in a real estate syndication, let's determine if they are right for you.

If you have ever owned small rental properties, you know they take a lot of work. Even if you have an awesome property manager, you still spend a lot of time and energy on them. On the flip side, there are fully passive investments in real estate - no dealing with Tenants, Toilets, and Trash. According to ​Forbes​, once investors begin to understand passive commercial real estate investments, it’s common for them to move toward syndications. In this episode we tell you why.

You like the idea of investing in real estate. You might be someone who loves the idea of buying a property and fixing it up. On the other hand, you might be someone who just wants to put their money in and be done. Regardless of which type of investor you are, there are opportunities available. But first, let's really get a handle on what type of investor you should be - it might be different than you think.

According to the Transamerica Center for Retirement Studies, the biggest fear people have about retirement is that they will outlive their savings and investments. This fear is even bigger than physical health concerns, mental decline, or feelings of isolation. In this episode we take a look at some of the traditional investments to see if they work well enough to take away this fear.

Let's set aside any preconceived notions you may have, and take an honest look at the risks associated with investing. In this podcast we will take a close look at investing in stocks versus investing in real estate, the four basic risks of investing, how commercial multifamily real estate investments mitigate risk, and why the stock market can be much riskier than real estate.

One of the biggest secrets that the wealthy tap into is the incredible power of real estate. Real estate has the ability to generate passive income and provide a path toward building wealth. Every dollar invested in real estate works for you in five awesome ways. Let us show you how.

Welcome to The Artful Investor. We thought you might want to know a little bit about the host of this podcast - Nancy Chillag. Nancy is a retired attorney, CPA, Real Estate Broker and avid real estate investor. In this episode Nancy Chillag will discuss her real estate investing journey.