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The Educated HomeBuyer

The Educated HomeBuyer

By The Educated HomeBuyer

Welcome to The Educated Homebuyer where we educated you on how to buy right, borrow smart and build wealth through real estate ownership.
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Welcome to The Educated HomeBuyer

The Educated HomeBuyerFeb 14, 2022

00:00
01:24
LIVE Q & A - Housing Affordability Is Getting Worse

LIVE Q & A - Housing Affordability Is Getting Worse

House Prices Just Increased nearly 6% year over year while mortgage rates remain near 7%. When will housing affordability improve? When will house prices and mortgage come down? Should you buy now or wait? In this live episode, we are going to discuss the latest regarding inflation, the Federal Reserve, as well the latest employment and economic data while helping you understand how that affects you as a buyer or seller in the 2024 housing market.

Tonight's Slides - https://docs.google.com/presentation/d/1x_hqjk7_Hu_gm3k2Krw3qkMVY5CkOlq5komoyyJ_vQk/edit?usp=sharing


✅ - Get connected with us or to a local expert in your market, http://www.theeducatedhomebuyer.com/expert


🎙- The Educated Home Buyer Podcast -

Spotify - https://open.spotify.com/show/3Ho4sTORqrLYlkBwWUkSBA

Apple - https://podcasts.apple.com/us/podcast/the-educated-homebuyer/id1611226020

YouTube - http://www.youtube.com/@theeducatedhomebuyer

Instagram - http://www.instagram.com/theeducatedhomebuyer


Connect with me 👇 Jeb Smith (huntington beach Realtor/orange county real estate) DRE 01407449 Coldwell Banker Realty ➡I N S T A G R A M ➳ https://www.instagram.com/jebsmith ➡Y O U T U B E ➳https://www.youtube.com/c/JebSmith


Connect with me 👇 Josh Lewis (Huntington Beach Certified Mortgage Expert) DRE 01209148 Buywise Mortgage M:714-916-5727 E: josh@buywisemortgage.com ➡I N S T A G R A M ➳ https://www.instagram.com/joshlewiscmc ➡Y O U T U B E ➳https://www.youtube.com/c/buywiseborrowsmart


📩 - info@theeducatedhomebuyer.com

Mar 29, 202401:03:22
EP110 - Home Buyer Commissions Just FLIPPED The Housing Market

EP110 - Home Buyer Commissions Just FLIPPED The Housing Market

The National Association Of Realtor Just Settled NOT only changing the housing market forever but making it more expensive for first time home buyers to buy a home. What does this settlement mean for a first time home buyer in the 2024 housing market? How will this impact house prices moving forward? Are commissions dead for buyers agents? In this episode, we take a deep dive into Real Estate Commissions and what you should expect when buying a house as we help you become The Educated HomeBuyer.


✅ - Get connected with us or to a local expert in your market, http://www.theeducatedhomebuyer.com/expert


🎙- The Educated Home Buyer Podcast - Spotify - https://open.spotify.com/show/3Ho4sTORqrLYlkBwWUkSBA Apple - https://podcasts.apple.com/us/podcast/the-educated-homebuyer/id1611226020 YouTube - http://www.youtube.com/@theeducatedhomebuyer Instagram - http://www.instagram.com/theeducatedhomebuyer Connect with me 👇 Jeb Smith (huntington beach Realtor/orange county real estate) DRE 01407449 Coldwell Banker Realty ➡I N S T A G R A M ➳ https://www.instagram.com/jebsmith ➡Y O U T U B E ➳https://www.youtube.com/c/JebSmith

Connect with me 👇 Josh Lewis (Huntington Beach Certified Mortgage Expert) DRE 01209148 Buywise Mortgage M:714-916-5727 E: josh@buywisemortgage.com ➡I N S T A G R A M ➳ https://www.instagram.com/joshlewiscmc ➡Y O U T U B E ➳https://www.youtube.com/c/buywiseborrowsmart


📩 - info@theeducatedhomebuyer.com

Mar 26, 202439:15
LIVE Q & A - Don't Wait | The Costs To Buy A House Are Going Up

LIVE Q & A - Don't Wait | The Costs To Buy A House Are Going Up

The National Association Of Realtor Just Settled NOT only changing the housing market forever but making it more expensive to buy a home. What does this settlement mean for a home buyer in the 2024 housing market? Should you buy now or wait? In this live episode, we are going to discuss the latest regarding inflation, the Federal Reserve, as well the latest employment and economic data while helping you understand how that affects you as a buyer or seller in the 2024 housing market.

✅ - Get connected with us or to a local expert in your market, http://www.theeducatedhomebuyer.com/expert

Tonight's Slides - https://docs.google.com/presentation/d/1vwKKwIDb716-J5gtIH4Zie0iqjYlIoPAtFHipJKYUKc/edit?usp=sharing 🎙- The Educated Home Buyer Podcast -

Spotify - https://open.spotify.com/show/3Ho4sTORqrLYlkBwWUkSBA

Apple - https://podcasts.apple.com/us/podcast/the-educated-homebuyer/id1611226020

YouTube - http://www.youtube.com/@theeducatedhomebuyer

Instagram - http://www.instagram.com/theeducatedhomebuyer


Connect with me 👇 Jeb Smith (huntington beach Realtor/orange county real estate) DRE 01407449 Coldwell Banker Realty ➡I N S T A G R A M ➳ https://www.instagram.com/jebsmith ➡Y O U T U B E ➳https://www.youtube.com/c/JebSmith


Connect with me 👇 Josh Lewis (Huntington Beach Certified Mortgage Expert) DRE 01209148 Buywise Mortgage M:714-916-5727 E: josh@buywisemortgage.com ➡I N S T A G R A M ➳ https://www.instagram.com/joshlewiscmc ➡Y O U T U B E ➳https://www.youtube.com/c/buywiseborrowsmart


📩 - info@theeducatedhomebuyer.com

Mar 22, 202401:04:48
EP109 - Which Low Down Mortgage Is Right For You?

EP109 - Which Low Down Mortgage Is Right For You?

Are you a first time home buyer wondering which loan down mortgage is right for you in the 2024 housing market? What are the differences in FHA, VA, Conventional and USDA? What are the down payment requirements, credit requirements, DTI requirements, income requirements and mortgage insurance requirements for the FHA Loan, Conventional Loan, VA Loan and USDA Loan. Which loan program offers the lowest mortgage interest rates? In this episode, we discuss the differences between each loan program while comparing your loan down payment options to become The Educated HomeBuyer


✅ - Get connected with us or to a local expert in your market, http://www.theeducatedhomebuyer.com/expert


🎙- The Educated Home Buyer Podcast - Spotify - https://open.spotify.com/show/3Ho4sTORqrLYlkBwWUkSBA Apple - https://podcasts.apple.com/us/podcast/the-educated-homebuyer/id1611226020 YouTube - http://www.youtube.com/@theeducatedhomebuyer Instagram - http://www.instagram.com/theeducatedhomebuyer Connect with me 👇 Jeb Smith (huntington beach Realtor/orange county real estate) DRE 01407449 Coldwell Banker Realty ➡I N S T A G R A M ➳ https://www.instagram.com/jebsmith ➡Y O U T U B E ➳https://www.youtube.com/c/JebSmith

Connect with me 👇 Josh Lewis (Huntington Beach Certified Mortgage Expert) DRE 01209148 Buywise Mortgage M:714-916-5727 E: josh@buywisemortgage.com ➡I N S T A G R A M ➳ https://www.instagram.com/joshlewiscmc ➡Y O U T U B E ➳https://www.youtube.com/c/buywiseborrowsmart


📩 - info@theeducatedhomebuyer.com

Mar 19, 202438:04
LIVE Q & A - The Housing Inventory Will Grow 40% In 2024

LIVE Q & A - The Housing Inventory Will Grow 40% In 2024

Housing Inventory Is 21% Higher Than 2023 and continuing to climb as Mortgage Rates remain above 7%. The belief is if mortgage interest rates continue to climb then inventory will also climb and could reach 40% more homes by July unless mortgage rates fall from these levels. In this live episode, we are going to discuss the latest regarding inflation, the Federal Reserve, as well the latest employment and economic data while helping you understand how that affects you as a buyer or seller in the 2024 housing market. Tonight's Slides - https://docs.google.com/presentation/d/1OkHavG0r3YwX5cPeFybzVN1T0_9RqtRcljncSALQc24/edit?usp=sharing ✅ - Want to get connected with us or to a local expert in your market, please reach out at http://www.theeducatedhomebuyer.com/expert

Connect with Jeb 👇

Jeb Smith (huntington beach Realtor/orange county real estate) DRE 01407449 Coldwell Banker Realty ➡I N S T A G R A M ➳ https://www.instagram.com/jebsmith ➡Y O U T U B E ➳https://www.youtube.com/c/JebSmith

Connect with Josh 👇

Josh Lewis (Huntington Beach Certified Mortgage Expert) DRE 01209148 Buywise Mortgage M:714-916-5727 E: josh@buywisemortgage.com ➡I N S T A G R A M ➳ https://www.instagram.com/joshlewisCMC ➡Y O U T U B E ➳https://www.youtube.com/c/joshlewisCMC


📩 - info@theeducatedhomebuyer.com


🙏 If you found any value today, please be sure to rate and review us. Follow us on social media. Thanks for listening.

Mar 15, 202401:06:50
EP108 - Expert Advice For First Time Home Buyers In 2024 | Your Concerns Addressed

EP108 - Expert Advice For First Time Home Buyers In 2024 | Your Concerns Addressed

Are you a first time home buyer with questions and concerns about buying a house in the 2024 housing market? How much should you put down? What type of loan should you do? How much are the closing costs? We gathered input from over 4,000 inquires from first time home buyers who have put an inquiry on my website and digested it down to the most common concerns that home buyers have so we can help you become The Edcuated HomeBuyer.


✅ - Get connected with us or to a local expert in your market, http://www.theeducatedhomebuyer.com/expert


🎙- The Educated Home Buyer Podcast - Spotify - https://open.spotify.com/show/3Ho4sTORqrLYlkBwWUkSBA Apple - https://podcasts.apple.com/us/podcast/the-educated-homebuyer/id1611226020 YouTube - http://www.youtube.com/@theeducatedhomebuyer Instagram - http://www.instagram.com/theeducatedhomebuyer Connect with me 👇 Jeb Smith (huntington beach Realtor/orange county real estate) DRE 01407449 Coldwell Banker Realty ➡I N S T A G R A M ➳ https://www.instagram.com/jebsmith ➡Y O U T U B E ➳https://www.youtube.com/c/JebSmith

Connect with me 👇 Josh Lewis (Huntington Beach Certified Mortgage Expert) DRE 01209148 Buywise Mortgage M:714-916-5727 E: josh@buywisemortgage.com ➡I N S T A G R A M ➳ https://www.instagram.com/joshlewiscmc ➡Y O U T U B E ➳https://www.youtube.com/c/buywiseborrowsmart


📩 - info@theeducatedhomebuyer.com


The responses to the question about concerns with buying a home or getting a mortgage can be categorized into several key areas: 1. Financial Preparedness and Credit Issues: Many respondents expressed concerns about their credit scores, debt-to-income ratios, and the impact of existing debts, including student loans, on their ability to qualify for a mortgage. There's also apprehension about saving enough for a down payment. - https://youtu.be/QHL28wYGWBQ 2. Loan Types and Eligibility: Questions about qualifying for specific types of loans, such as FHA, VA, and conventional loans, were common. Respondents were interested in understanding which loan would be best for their situation and how to navigate the eligibility requirements. - https://youtu.be/sxhGc1zaL0o 3. Mortgage Process and Costs: Concerns about the overall mortgage process, including getting pre-approved, understanding loan estimates, interest rates, closing costs, and monthly payments, were frequently mentioned. Many are looking for transparency and guidance through this process. - https://www.youtube.com/watch?v=5-kmdsF6omo 4. First-Time Homebuyer Programs and Assistance: There's a noticeable interest in programs for first-time homebuyers, down payment assistance, and other forms of financial aid. Respondents are seeking information on how to access these programs and the benefits they offer. 5. Property Concerns: Beyond financing, respondents are also concerned about finding the right home that meets their needs in terms of size, location, and price, without becoming "house poor." Issues related to the property itself, like meeting the needs of a family or including specific features, are also mentioned. - https://youtu.be/c2EecxbSMvI 6. Income and Employment Concerns: The stability and sufficiency of income, especially for self-employed individuals or those with variable incomes, were mentioned as concerns related to mortgage approval and affordability. - https://youtu.be/-WVxJBM879o 7. Interest Rates and Market Conditions: Some respondents are worried about navigating current market conditions, including interest rates, and how they affect the affordability of mortgages and homes. - https://youtu.be/NMYIB9YhX_A 8. Personal Circumstances: A variety of personal situations, such as being a first-time buyer, a veteran, dealing with a divorce, or relocating, influence concerns about the home buying process and the desire for tailored advice and support.

Mar 12, 202430:18
LIVE Q & A - The UNAFFORDABLE Housing Market Is On FIRE

LIVE Q & A - The UNAFFORDABLE Housing Market Is On FIRE

The 2024 Housing Market Is Starting To Gain Traction as we head into the spring housing market. When will we see more inventory? When will mortgage rates go down? In this live episode, we are going to discuss the latest regarding inflation, the Federal Reserve, as well the latest employment and economic data while helping you understand how that affects you as a buyer or seller in the 2024 housing market. Tonight's Slides - https://bit.ly/4c74Q80 ✅ - Want to get connected with us or to a local expert in your market, please reach out at http://www.theeducatedhomebuyer.com/expert

Connect with Jeb 👇

Jeb Smith (huntington beach Realtor/orange county real estate) DRE 01407449 Coldwell Banker Realty ➡I N S T A G R A M ➳ https://www.instagram.com/jebsmith ➡Y O U T U B E ➳https://www.youtube.com/c/JebSmith

Connect with Josh 👇

Josh Lewis (Huntington Beach Certified Mortgage Expert) DRE 01209148 Buywise Mortgage M:714-916-5727 E: josh@buywisemortgage.com ➡I N S T A G R A M ➳ https://www.instagram.com/joshlewisCMC ➡Y O U T U B E ➳https://www.youtube.com/c/joshlewisCMC


📩 - info@theeducatedhomebuyer.com


🙏 If you found any value today, please be sure to rate and review us. Follow us on social media. Thanks for listening.

Mar 08, 202401:07:05
EP107 - How The 2024 Election Will Impact The Housing Market

EP107 - How The 2024 Election Will Impact The Housing Market

The Presidential Election Is Around The Corner And Could Have A HUGE Impact On the Housing Market. Should you buy now or wait to see what happens with the election results? How does a change in presidency impact housing? Do politics have any impact on housing affordability? In this episode, we discuss why the election between Donald Trump and Joe Biden may be a non issue when it comes to the future of the housing market in order to help you become The Edcuated HomeBuyer.


✅ - Get connected with us or to a local expert in your market, http://www.theeducatedhomebuyer.com/expert


🎙- The Educated Home Buyer Podcast - Spotify - https://open.spotify.com/show/3Ho4sTORqrLYlkBwWUkSBA Apple - https://podcasts.apple.com/us/podcast/the-educated-homebuyer/id1611226020 YouTube - http://www.youtube.com/@theeducatedhomebuyer Instagram - http://www.instagram.com/theeducatedhomebuyer Connect with me 👇 Jeb Smith (huntington beach Realtor/orange county real estate) DRE 01407449 Coldwell Banker Realty ➡I N S T A G R A M ➳ https://www.instagram.com/jebsmith ➡Y O U T U B E ➳https://www.youtube.com/c/JebSmith

Connect with me 👇 Josh Lewis (Huntington Beach Certified Mortgage Expert) DRE 01209148 Buywise Mortgage M:714-916-5727 E: josh@buywisemortgage.com ➡I N S T A G R A M ➳ https://www.instagram.com/joshlewiscmc ➡Y O U T U B E ➳https://www.youtube.com/c/buywiseborrowsmart


📩 - info@theeducatedhomebuyer.com

Mar 05, 202427:41
LIVE Q & A - House Prices Reach A NEW All Time High In 2024

LIVE Q & A - House Prices Reach A NEW All Time High In 2024

The median home price reached an all-time high for the month of January as the housing market remains strong due to low inventory and strong buyer demand. When is the best time to buy a home? What factors do you need to consider when buying a house in 2024? In this live episode, we are going to discuss the latest regarding inflation, the Federal Reserve, as well the latest employment and economic data while helping you understand how that affects you as a buyer or seller in the 2024 housing market. Tonight's Slides - https://bit.ly/TEHB_022824 ✅ - Want to get connected with us or to a local expert in your market, please reach out at http://www.theeducatedhomebuyer.com/expert

Connect with Jeb 👇

Jeb Smith (huntington beach Realtor/orange county real estate) DRE 01407449 Coldwell Banker Realty ➡I N S T A G R A M ➳ https://www.instagram.com/jebsmith ➡Y O U T U B E ➳https://www.youtube.com/c/JebSmith

Connect with Josh 👇

Josh Lewis (Huntington Beach Certified Mortgage Expert) DRE 01209148 Buywise Mortgage M:714-916-5727 E: josh@buywisemortgage.com ➡I N S T A G R A M ➳ https://www.instagram.com/joshlewisCMC ➡Y O U T U B E ➳https://www.youtube.com/c/joshlewisCMC


📩 - info@theeducatedhomebuyer.com


🙏 If you found any value today, please be sure to rate and review us. Follow us on social media. Thanks for listening.

Mar 01, 202401:08:04
EP106 - The Risk Of Waiting To Buy A House | Buy Now or Wait?

EP106 - The Risk Of Waiting To Buy A House | Buy Now or Wait?

Should You Buy Now Or Wait for The Housing Market To Improve? What are the risks of buying a house in 2024? What is the risk of not buying a house in 2024? In this episode, we discuss why right now might be the best time to buy a house in the 2024 housing market.


✅ - Get connected with us or to a local expert in your market, http://www.theeducatedhomebuyer.com/expert


🎙- The Educated Home Buyer Podcast - Spotify - https://open.spotify.com/show/3Ho4sTORqrLYlkBwWUkSBA Apple - https://podcasts.apple.com/us/podcast/the-educated-homebuyer/id1611226020 YouTube - http://www.youtube.com/@theeducatedhomebuyer Instagram - http://www.instagram.com/theeducatedhomebuyer Connect with me 👇 Jeb Smith (huntington beach Realtor/orange county real estate) DRE 01407449 Coldwell Banker Realty ➡I N S T A G R A M ➳ https://www.instagram.com/jebsmith ➡Y O U T U B E ➳https://www.youtube.com/c/JebSmith

Connect with me 👇 Josh Lewis (Huntington Beach Certified Mortgage Expert) DRE 01209148 Buywise Mortgage M:714-916-5727 E: josh@buywisemortgage.com ➡I N S T A G R A M ➳ https://www.instagram.com/joshlewiscmc ➡Y O U T U B E ➳https://www.youtube.com/c/buywiseborrowsmart


📩 - info@theeducatedhomebuyer.com

Feb 27, 202427:26
LIVE Q & A - This Is Having The BIGGEST Impact On The Housing Market

LIVE Q & A - This Is Having The BIGGEST Impact On The Housing Market

House Prices are a function of supply and demand. Currently demand still outweighs supply in most US Housing Markets. Will 2024 be better or worse than the 2023 housing market? Should you buy now or wait? In this live episode, we are going to discuss the latest regarding inflation, the Federal Reserve, as well the latest employment and economic data while helping you understand how that affects you as a buyer or seller in the 2024 housing market. Tonight's Slides - https://docs.google.com/presentation/d/176ddDaiEAy0XKfLOyaLU9j-Db0WUablj06pzI0NKiFQ/edit?usp=sharing ✅ - Want to get connected with us or to a local expert in your market, please reach out at http://www.theeducatedhomebuyer.com/expert

Connect with Jeb 👇

Jeb Smith (huntington beach Realtor/orange county real estate) DRE 01407449 Coldwell Banker Realty ➡I N S T A G R A M ➳ https://www.instagram.com/jebsmith ➡Y O U T U B E ➳https://www.youtube.com/c/JebSmith

Connect with Josh 👇

Josh Lewis (Huntington Beach Certified Mortgage Expert) DRE 01209148 Buywise Mortgage M:714-916-5727 E: josh@buywisemortgage.com ➡I N S T A G R A M ➳ https://www.instagram.com/joshlewisCMC ➡Y O U T U B E ➳https://www.youtube.com/c/joshlewisCMC


📩 - info@theeducatedhomebuyer.com


🙏 If you found any value today, please be sure to rate and review us. Follow us on social media. Thanks for listening.

Feb 23, 202401:08:02
EP105 - What You REALLY Need To Know About An FHA Loan

EP105 - What You REALLY Need To Know About An FHA Loan

Are you a first time home buyer considering buying a home in 2024 but unsure about using an FHA Loan because of something you heard? Is FHA a bad loan? Which loan program is right for you? What are the fha loan requirements? In this conversation, Josh Lewis and Jeb Smith debunk the top myths and misconceptions about FHA loans to help you become The Educated HomeBuyer.


✅ - Get connected with us or to a local expert in your market, http://www.theeducatedhomebuyer.com/expert


🎙- The Educated Home Buyer Podcast - Spotify - https://open.spotify.com/show/3Ho4sTORqrLYlkBwWUkSBA Apple - https://podcasts.apple.com/us/podcast/the-educated-homebuyer/id1611226020 YouTube - http://www.youtube.com/@theeducatedhomebuyer Instagram - http://www.instagram.com/theeducatedhomebuyer Connect with me 👇 Jeb Smith (huntington beach Realtor/orange county real estate) DRE 01407449 Coldwell Banker Realty ➡I N S T A G R A M ➳ https://www.instagram.com/jebsmith ➡Y O U T U B E ➳https://www.youtube.com/c/JebSmith

Connect with me 👇 Josh Lewis (Huntington Beach Certified Mortgage Expert) DRE 01209148 Buywise Mortgage M:714-916-5727 E: josh@buywisemortgage.com ➡I N S T A G R A M ➳ https://www.instagram.com/joshlewiscmc ➡Y O U T U B E ➳https://www.youtube.com/c/buywiseborrowsmart


📩 - info@theeducatedhomebuyer.com

Feb 20, 202435:46
LIVE Q & A - Interest Rates Are In Trouble | The Fed Rate Cuts Are OVER

LIVE Q & A - Interest Rates Are In Trouble | The Fed Rate Cuts Are OVER

Inflation just came in hotter than expected sending interest rates to the highest levels we have seen in months. How will this affect the Housing Market? In this live episode, we are going to discuss the latest regarding inflation, the Federal Reserve, as well the latest employment and economic data while helping you understand how that affects you as a buyer or seller in the 2024 housing market. Tonight's Slides - https://docs.google.com/presentation/d/1HJabCYFflf1j_BPdiYy6ZuR-sHDb31AoPg5YKaCgMO4/edit?usp=sharing ✅ - Want to get connected with us or to a local expert in your market, please reach out at http://www.theeducatedhomebuyer.com/expert

Connect with Jeb 👇

Jeb Smith (huntington beach Realtor/orange county real estate) DRE 01407449 Coldwell Banker Realty ➡I N S T A G R A M ➳ https://www.instagram.com/jebsmith ➡Y O U T U B E ➳https://www.youtube.com/c/JebSmith

Connect with Josh 👇

Josh Lewis (Huntington Beach Certified Mortgage Expert) DRE 01209148 Buywise Mortgage M:714-916-5727 E: josh@buywisemortgage.com ➡I N S T A G R A M ➳ https://www.instagram.com/joshlewisCMC ➡Y O U T U B E ➳https://www.youtube.com/c/joshlewisCMC


📩 - info@theeducatedhomebuyer.com


🙏 If you found any value today, please be sure to rate and review us. Follow us on social media. Thanks for listening.

Feb 16, 202401:06:12
EP104 - Boost Your Credit Score FAST | How Credit Impacts The Home Buying Process

EP104 - Boost Your Credit Score FAST | How Credit Impacts The Home Buying Process

Credit scores are the most important piece of the home buying process as it affects your interest rate, housing payment and ultimately how much home you can afford to purchase. In this episode, we discuss the relationship between credit scores and interest rates, as well as the different loan options available based on credit scores. The conversation also covers the importance of compensating factors and how to improve credit scores for home buying. It delves into the concept of credit utilization and the benefits of becoming an authorized user on someone else's account. The conversation also addresses the impact of paying off collections and the option to add non-traditional credit as we help you become The Educated HomeBuyer.


✅ - Get connected with us or to a local expert in your market, http://www.theeducatedhomebuyer.com/expert


🎙- The Educated Home Buyer Podcast - Spotify - https://open.spotify.com/show/3Ho4sTORqrLYlkBwWUkSBA Apple - https://podcasts.apple.com/us/podcast/the-educated-homebuyer/id1611226020 YouTube - http://www.youtube.com/@theeducatedhomebuyer Instagram - http://www.instagram.com/theeducatedhomebuyer Connect with me 👇 Jeb Smith (huntington beach Realtor/orange county real estate) DRE 01407449 Coldwell Banker Realty ➡I N S T A G R A M ➳ https://www.instagram.com/jebsmith ➡Y O U T U B E ➳https://www.youtube.com/c/JebSmith

Connect with me 👇 Josh Lewis (Huntington Beach Certified Mortgage Expert) DRE 01209148 Buywise Mortgage M:714-916-5727 E: josh@buywisemortgage.com ➡I N S T A G R A M ➳ https://www.instagram.com/joshlewiscmc ➡Y O U T U B E ➳https://www.youtube.com/c/buywiseborrowsmart


📩 - info@theeducatedhomebuyer.com

Feb 13, 202438:34
LIVE Q & A - No Fed Pivot In Sight For The 2024 Housing Market

LIVE Q & A - No Fed Pivot In Sight For The 2024 Housing Market

The FED just signaled that Interert Rate Cuts Aren't Coming Anytime Soon! Should you BUY NOW or WAIT for Lower Mortgage Rates? What does these mean for house prices? When will housing affordability improve? In this live episode, we are going to discuss the latest regarding inflation, the Federal Reserve, as well the latest employment and economic data while helping you understand how that affects you as a buyer or seller in the 2024 housing market. Tonight's Slides - https://docs.google.com/presentation/d/13yFjQTtkeFP7BDuBSPqA-QVMMEssk3swx8tESZaNbeI/edit?usp=sharing ✅ - Want to get connected with us or to a local expert in your market, please reach out at http://www.theeducatedhomebuyer.com/expert

Connect with Jeb 👇

Jeb Smith (huntington beach Realtor/orange county real estate) DRE 01407449 Coldwell Banker Realty ➡I N S T A G R A M ➳ https://www.instagram.com/jebsmith ➡Y O U T U B E ➳https://www.youtube.com/c/JebSmith

Connect with Josh 👇

Josh Lewis (Huntington Beach Certified Mortgage Expert) DRE 01209148 Buywise Mortgage M:714-916-5727 E: josh@buywisemortgage.com ➡I N S T A G R A M ➳ https://www.instagram.com/joshlewisCMC ➡Y O U T U B E ➳https://www.youtube.com/c/joshlewisCMC


📩 - info@theeducatedhomebuyer.com


🙏 If you found any value today, please be sure to rate and review us. Follow us on social media. Thanks for listening.

Feb 09, 202401:01:07
EP103 - When Will The FED Cut Interest Rates?

EP103 - When Will The FED Cut Interest Rates?

The Fed's restrictive policies continue to impact the housing market which has led to a lack of supply and high prices. When will the fed lower interest rates? In this conversation, Jeb Smith and Josh Lewis discuss the current housing market conditions and why the Fed has not made a pivot yet. They explore the impact of real interest rates and the Fed funds rate on the economy. The conversation delves into the restrictive policies of the Fed and their impact on the housing market. They also discuss the dual mandate of the Fed and the importance of employment data. The conversation concludes with advice for buyers on what to pay attention to and the timing of buying a home in order to help you become The Educated HomeBuyer


✅ - Want to get connected with us or to a local expert in your market, please reach out at http://www.theeducatedhomebuyer.com/expert


🎙- The Educated Home Buyer Podcast - Spotify - https://open.spotify.com/show/3Ho4sTORqrLYlkBwWUkSBA Apple - https://podcasts.apple.com/us/podcast/the-educated-homebuyer/id1611226020 YouTube - http://www.youtube.com/@theeducatedhomebuyer Instagram - http://www.instagram.com/theeducatedhomebuyer Connect with me 👇 Jeb Smith (huntington beach Realtor/orange county real estate) DRE 01407449 Coldwell Banker Realty ➡I N S T A G R A M ➳ https://www.instagram.com/jebsmith ➡Y O U T U B E ➳https://www.youtube.com/c/JebSmith

Connect with me 👇 Josh Lewis (Huntington Beach Certified Mortgage Expert) DRE 01209148 Buywise Mortgage M:714-916-5727 E: josh@buywisemortgage.com ➡I N S T A G R A M ➳ https://www.instagram.com/joshlewiscmc ➡Y O U T U B E ➳https://www.youtube.com/c/buywiseborrowsmart


📩 - info@theeducatedhomebuyer.com

Feb 06, 202434:57
LIVE Q&A - The Fed Just Screwed The Housing Market

LIVE Q&A - The Fed Just Screwed The Housing Market

Another Fed meeting with lots of words but no action. Powell and the Fed say they like what they see on the inflation front but they need to see more.

  • What does it mean for the housing market that they Fed does not plan to cut rates at the March meeting?
  • Will rates stay elevated?
  • Will sellers NOT list their homes and keep supply tight pushing prices higher?

Tune in as we go through all the info you need to know to become The Educated Homebuyer!

Tonight's Slides - https://bit.ly/TEHB-013124 ✅ - Want to get connected with us or to a local expert in your market, please reach out at http://www.theeducatedhomebuyer.com/expert

Connect with Jeb 👇

Jeb Smith (huntington beach Realtor/orange county real estate) DRE 01407449 Coldwell Banker Realty ➡I N S T A G R A M ➳ https://www.instagram.com/jebsmith ➡Y O U T U B E ➳https://www.youtube.com/c/JebSmith

Connect with Josh 👇

Josh Lewis (Huntington Beach Certified Mortgage Expert) DRE 01209148 Buywise Mortgage M:714-916-5727 E: josh@buywisemortgage.com ➡I N S T A G R A M ➳ https://www.instagram.com/joshlewisCMC ➡Y O U T U B E ➳https://www.youtube.com/c/joshlewisCMC


📩 - info@theeducatedhomebuyer.com


🙏 If you found any value today, please be sure to rate and review us. Follow us on social media. Thanks for listening.

Feb 02, 202447:09
EP102 - Buying A House Just Got Way More EXPENSIVE

EP102 - Buying A House Just Got Way More EXPENSIVE

The Cost To Buy A House Is About To Go Up as the the recent NAR lawsuit is redefining seller-paid commission structures. This change is going to have implications for buyers, sellers, and real estate professionals and likely make the process more complicated when buying a house in 2024. In this episode, we delve into the challenges of buyer representation, especially when the listing agent is involved, and the limitations it brings to home buyers in the 2024 housing market as we help you become The Educated HomeBuyer. ✅ - Want to get connected with us or to a local expert in your market, please reach out at http://www.theeducatedhomebuyer.com/expert


🎙- The Educated Home Buyer Podcast - Spotify - https://open.spotify.com/show/3Ho4sTORqrLYlkBwWUkSBA Apple - https://podcasts.apple.com/us/podcast/the-educated-homebuyer/id1611226020 YouTube - http://www.youtube.com/@theeducatedhomebuyer Instagram - http://www.instagram.com/theeducatedhomebuyer Connect with me 👇 Jeb Smith (huntington beach Realtor/orange county real estate) DRE 01407449 Coldwell Banker Realty ➡I N S T A G R A M ➳ https://www.instagram.com/jebsmith ➡Y O U T U B E ➳https://www.youtube.com/c/JebSmith

Connect with me 👇 Josh Lewis (Huntington Beach Certified Mortgage Expert) DRE 01209148 Buywise Mortgage M:714-916-5727 E: josh@buywisemortgage.com ➡I N S T A G R A M ➳ https://www.instagram.com/joshlewiscmc ➡Y O U T U B E ➳https://www.youtube.com/c/buywiseborrowsmart


📩 - info@theeducatedhomebuyer.com

Jan 30, 202437:21
LIVE Q & A - Where Are House Prices Headed In 2024?

LIVE Q & A - Where Are House Prices Headed In 2024?

Will the Housing Market become more affordable in 2024? Should you BUY NOW or WAIT for Lower House Prices? Will we continue to see house prices set record highs or will we see the Housing Market slow down as mortgage interest rates hover around 7%? Will it be easier as a first time home buyer? In this live episode, we are going to discuss the latest regarding inflation, the Federal Reserve, as well the latest employment and economic data while helping you understand how that affects you as a buyer or seller in the 2024 housing market. Tonight's Slides - https://docs.google.com/presentation/d/1xCxyskVGSO9e_FcL2-6JfnYbYhCuRKq91_De61pY6JE/edit?usp=sharing ✅ - Want to get connected with us or to a local expert in your market, please reach out at http://www.theeducatedhomebuyer.com/expert

Connect with Jeb 👇

Jeb Smith (huntington beach Realtor/orange county real estate) DRE 01407449 Coldwell Banker Realty ➡I N S T A G R A M ➳ https://www.instagram.com/jebsmith ➡Y O U T U B E ➳https://www.youtube.com/c/JebSmith

Connect with Josh 👇

Josh Lewis (Huntington Beach Certified Mortgage Expert) DRE 01209148 Buywise Mortgage M:714-916-5727 E: josh@buywisemortgage.com ➡I N S T A G R A M ➳ https://www.instagram.com/joshlewisCMC ➡Y O U T U B E ➳https://www.youtube.com/c/joshlewisCMC


📩 - info@theeducatedhomebuyer.com


🙏 If you found any value today, please be sure to rate and review us. Follow us on social media. Thanks for listening.

Jan 26, 202401:02:15
EP101 - Preparing To Buy A House In 2024

EP101 - Preparing To Buy A House In 2024

DO NOT BUY A HOUSE Without Preparing First. This conversation covers the step-by-step process of buying a home, emphasizing the importance of preparation and working with professionals. It starts with the decision to become a homeowner and the need for pre-approval. The conversation then moves on to writing an offer, negotiating the terms, and understanding contingencies in the 2024 housing market. The signing of loan documents and the closing process are discussed, along with the importance of homeowners insurance. The conversation concludes with a reminder to be patient and trust the professionals guiding the process as we help you become The Educated HomeBuyer.


✅ - Want to get connected with us or to a local expert in your market, please reach out at http://www.theeducatedhomebuyer.com/expert


🎙- The Educated Home Buyer Podcast - Spotify - https://open.spotify.com/show/3Ho4sTORqrLYlkBwWUkSBA Apple - https://podcasts.apple.com/us/podcast/the-educated-homebuyer/id1611226020 YouTube - http://www.youtube.com/@theeducatedhomebuyer Instagram - http://www.instagram.com/theeducatedhomebuyer Connect with me 👇 Jeb Smith (huntington beach Realtor/orange county real estate) DRE 01407449 Coldwell Banker Realty ➡I N S T A G R A M ➳ https://www.instagram.com/jebsmith ➡Y O U T U B E ➳https://www.youtube.com/c/JebSmith

Connect with me 👇 Josh Lewis (Huntington Beach Certified Mortgage Expert) DRE 01209148 Buywise Mortgage M:714-916-5727 E: josh@buywisemortgage.com ➡I N S T A G R A M ➳ https://www.instagram.com/joshlewiscmc ➡Y O U T U B E ➳https://www.youtube.com/c/buywiseborrowsmart


📩 - info@theeducatedhomebuyer.com

Jan 23, 202438:38
LIVE Q & A - Price Cuts Are DROPPING As Housing Inventory Rises

LIVE Q & A - Price Cuts Are DROPPING As Housing Inventory Rises

Housing Inventory Is Growing and Price Reductions Are Dropping Which Is Exactly What We Would Expect For This Time Of Year! Should you buy now or wait? In this live episode, we are going to discuss the latest regarding inflation, the Federal Reserve, as well the latest employment and economic data while helping you understand how that affects you as a buyer or seller in the 2024 housing market. Tonight's Slides - https://docs.google.com/presentation/d/1QwCB977ahgGngNYleloqvs0TyG8lOWQ5Tkt2eGCmPqs/edit?usp=sharing ✅ - Want to get connected with us or to a local expert in your market, please reach out at http://www.theeducatedhomebuyer.com/expert

Connect with Jeb 👇

Jeb Smith (huntington beach Realtor/orange county real estate) DRE 01407449 Coldwell Banker Realty ➡I N S T A G R A M ➳ https://www.instagram.com/jebsmith ➡Y O U T U B E ➳https://www.youtube.com/c/JebSmith

Connect with Josh 👇

Josh Lewis (Huntington Beach Certified Mortgage Expert) DRE 01209148 Buywise Mortgage M:714-916-5727 E: josh@buywisemortgage.com ➡I N S T A G R A M ➳ https://www.instagram.com/joshlewisCMC ➡Y O U T U B E ➳https://www.youtube.com/c/joshlewisCMC


📩 - info@theeducatedhomebuyer.com


🙏 If you found any value today, please be sure to rate and review us. Follow us on social media. Thanks for listening.

Jan 19, 202401:02:39
EP100 - The House Market Is UNPREDICTABLE | Lessons Learned from Over 100 Episodes

EP100 - The House Market Is UNPREDICTABLE | Lessons Learned from Over 100 Episodes

The Housing Market Has A Lot Of Lessons to teach first time home buyers. n this episode, Jeb Smith and Josh Lewis reflect on their two years of consistently providing valuable insights on mortgages, real estate, and life lessons. They discuss the unpredictability of the market and the importance of analyzing data to make informed decisions when buying a house in this crazy housing market. They also emphasize the need to avoid biases and maintain a positive mindset when navigating the housing market. Additionally, they highlight the significance of seeking quality information and surrounding oneself with knowledgeable advisors in order to help you become The Educated HomeBuyer.


✅ - Want to get connected with us or to a local expert in your market, please reach out at http://www.theeducatedhomebuyer.com/expert


🎙- The Educated Home Buyer Podcast - Spotify - https://open.spotify.com/show/3Ho4sTORqrLYlkBwWUkSBA Apple - https://podcasts.apple.com/us/podcast/the-educated-homebuyer/id1611226020 YouTube - http://www.youtube.com/@theeducatedhomebuyer Instagram - http://www.instagram.com/theeducatedhomebuyer Connect with me 👇 Jeb Smith (huntington beach Realtor/orange county real estate) DRE 01407449 Coldwell Banker Realty ➡I N S T A G R A M ➳ https://www.instagram.com/jebsmith ➡Y O U T U B E ➳https://www.youtube.com/c/JebSmith

Connect with me 👇 Josh Lewis (Huntington Beach Certified Mortgage Expert) DRE 01209148 Buywise Mortgage M:714-916-5727 E: josh@buywisemortgage.com ➡I N S T A G R A M ➳ https://www.instagram.com/joshlewiscmc ➡Y O U T U B E ➳https://www.youtube.com/c/buywiseborrowsmart


📩 - info@theeducatedhomebuyer.com

Jan 16, 202429:46
LIVE Q & A - Get READY For The 2024 Housing Market

LIVE Q & A - Get READY For The 2024 Housing Market

Are you a first time home buyer wondering what the 2024 housing market has in store? Will we see house prices continue to climb upward or is 2024 the year of the housing crash? Should you buy now or wait? In this live episode, we are going to discuss the latest regarding inflation, the Federal Reserve, as well the latest employment and economic data while helping you understand how that affects you as a buyer or seller in the 2024 housing market. Tonight's Slides - https://docs.google.com/presentation/d/1QwCB977ahgGngNYleloqvs0TyG8lOWQ5Tkt2eGCmPqs/edit?usp=sharing ✅ - Want to get connected with us or to a local expert in your market, please reach out at http://www.theeducatedhomebuyer.com/expert

Connect with Jeb 👇

Jeb Smith (huntington beach Realtor/orange county real estate) DRE 01407449 Coldwell Banker Realty ➡I N S T A G R A M ➳ https://www.instagram.com/jebsmith ➡Y O U T U B E ➳https://www.youtube.com/c/JebSmith

Connect with Josh 👇

Josh Lewis (Huntington Beach Certified Mortgage Expert) DRE 01209148 Buywise Mortgage M:714-916-5727 E: josh@buywisemortgage.com ➡I N S T A G R A M ➳ https://www.instagram.com/joshlewisCMC ➡Y O U T U B E ➳https://www.youtube.com/c/joshlewisCMC


📩 - info@theeducatedhomebuyer.com


🙏 If you found any value today, please be sure to rate and review us. Follow us on social media. Thanks for listening.

Jan 12, 202401:01:03
EP99 - 2024 Housing Market Forecast

EP99 - 2024 Housing Market Forecast

Where is the housing market headed into 2024? Is this the year of lower rates and more inventory or a housing market crash? In this episode, Jeb Smith and Josh Lewis discuss their forecast for the housing market in 2024. They analyze factors such as wage growth, interest rates, inflation, and inventory levels to determine the direction of home sales and prices. They expect wage growth to increase and interest rates to decrease, improving affordability. They project a moderate increase in home sales, with a range of 4 to 4.5 million transactions. They also anticipate a 3-5% appreciation in home prices, driven by limited inventory. Overall, they provide a cautious but optimistic outlook for the housing market in 2024. The conversation discusses the projected home price appreciation for the next year and beyond, expert forecasts, and the continued trends in the housing market to help you become The Educated HomeBuyer.

✅ - Want to get connected with us or to a local expert in your market, please reach out at http://www.theeducatedhomebuyer.com/expert


🎙- The Educated Home Buyer Podcast - Spotify - https://open.spotify.com/show/3Ho4sTORqrLYlkBwWUkSBA Apple - https://podcasts.apple.com/us/podcast/the-educated-homebuyer/id1611226020 YouTube - http://www.youtube.com/@theeducatedhomebuyer Instagram - http://www.instagram.com/theeducatedhomebuyer Connect with me 👇 Jeb Smith (huntington beach Realtor/orange county real estate) DRE 01407449 Coldwell Banker Realty ➡I N S T A G R A M ➳ https://www.instagram.com/jebsmith ➡Y O U T U B E ➳https://www.youtube.com/c/JebSmith

Connect with me 👇 Josh Lewis (Huntington Beach Certified Mortgage Expert) DRE 01209148 Buywise Mortgage M:714-916-5727 E: josh@buywisemortgage.com ➡I N S T A G R A M ➳ https://www.instagram.com/joshlewiscmc ➡Y O U T U B E ➳https://www.youtube.com/c/buywiseborrowsmart


📩 - info@theeducatedhomebuyer.com

Jan 09, 202447:59
EP98 - 2024 California Housing Forecast With Steven Thomas

EP98 - 2024 California Housing Forecast With Steven Thomas

What will the 2024 California Housing Market Look like? Steven Thomas discusses the unique benefits of utilizing semi-private data from the multiple listing service, providing a more accurate and forward-looking view of the real estate market. He emphasizes the importance of frequent data compilation and the impact of interest rates on inventory and affordability. Steven also addresses market performance in different regions, including the Bay Area, Phoenix, and Las Vegas. He concludes with a forecast for 2024, highlighting the potential slowdown of the economy and the need for buyers to take advantage of current market conditions to help you become The Educated HomeBuyer. Want to Sign Up For Reports On Housing? https://reportsonhousing.com/subscribe/


✅ - Want to get connected with us or to a local expert in your market, please reach out at http://www.theeducatedhomebuyer.com/expert


🎙- The Educated Home Buyer Podcast - Spotify - https://open.spotify.com/show/3Ho4sTORqrLYlkBwWUkSBA Apple - https://podcasts.apple.com/us/podcast/the-educated-homebuyer/id1611226020 YouTube - http://www.youtube.com/@theeducatedhomebuyer Instagram - http://www.instagram.com/theeducatedhomebuyer Connect with me 👇 Jeb Smith (huntington beach Realtor/orange county real estate) DRE 01407449 Coldwell Banker Realty ➡I N S T A G R A M ➳ https://www.instagram.com/jebsmith ➡Y O U T U B E ➳https://www.youtube.com/c/JebSmith

Connect with me 👇 Josh Lewis (Huntington Beach Certified Mortgage Expert) DRE 01209148 Buywise Mortgage M:714-916-5727 E: josh@buywisemortgage.com ➡I N S T A G R A M ➳ https://www.instagram.com/joshlewiscmc ➡Y O U T U B E ➳https://www.youtube.com/c/buywiseborrowsmart


📩 - info@theeducatedhomebuyer.com

Jan 02, 202429:53
LIVE Q & A - 2024 | The Year Of Lower Mortgage Rates and Higher Prices

LIVE Q & A - 2024 | The Year Of Lower Mortgage Rates and Higher Prices

The 2024 housing market will be driven by lower mortgage interest rates and higher house prices. Should you buy now or wait? In this live episode, we are going to discuss the latest regarding inflation, the Federal Reserve, as well the latest employment and economic data while helping you understand how that affects you as a buyer or seller in the 2024 housing market.


Tonight's Slides - https://docs.google.com/presentation/d/1Lldv6xFSIhnxs7xGIaGb0PdaQJJjhykvrHhSK5eWlJE/edit?usp=sharing

Article Based On The Title - Redfin Predicts 2024 Will Be the Year Homebuyers Catch a Break, With Home Prices Falling and New Listings Rising - https://investors.redfin.com/news-events/press-releases/detail/1014/redfin-predicts-2024-will-be-the-year-homebuyers-catch-a ✅ - Want to get connected with us or to a local expert in your market, please reach out at http://www.theeducatedhomebuyer.com/expert

Connect with Jeb 👇

Jeb Smith (huntington beach Realtor/orange county real estate) DRE 01407449 Coldwell Banker Realty ➡I N S T A G R A M ➳ https://www.instagram.com/jebsmith ➡Y O U T U B E ➳https://www.youtube.com/c/JebSmith

Connect with Josh 👇

Josh Lewis (Huntington Beach Certified Mortgage Expert) DRE 01209148 Buywise Mortgage M:714-916-5727 E: josh@buywisemortgage.com ➡I N S T A G R A M ➳ https://www.instagram.com/joshlewisCMC ➡Y O U T U B E ➳https://www.youtube.com/c/joshlewisCMC


📩 - info@theeducatedhomebuyer.com


🙏 If you found any value today, please be sure to rate and review us. Follow us on social media. Thanks for listening.

Dec 29, 202301:04:07
EP97- 2024 Housing Market Forecast With Logan Mohtashami

EP97- 2024 Housing Market Forecast With Logan Mohtashami

What does the 2024 Housing Market Look like? Logan Mohtashami, an economist with Housingwire, discusses the dynamics of the housing market, including the impact of mortgage rates and the Federal Reserve's policy. He explains the concept of real rates and the Fed's rate cuts. Logan also shares his forecast for mortgage rates in 2024 and the potential impact on mortgage applications and sales. He addresses the challenges in increasing housing inventory and debunks housing crash predictions. Finally, he provides advice for homebuyers in a competitive market and highlights resources for further information to help you become The Educated HomeBuyer.


✅ - Want to get connected with us or to a local expert in your market, please reach out at http://www.theeducatedhomebuyer.com/expert


🎙- The Educated Home Buyer Podcast - Spotify - https://open.spotify.com/show/3Ho4sTORqrLYlkBwWUkSBA Apple - https://podcasts.apple.com/us/podcast/the-educated-homebuyer/id1611226020 YouTube - http://www.youtube.com/@theeducatedhomebuyer Instagram - http://www.instagram.com/theeducatedhomebuyer Connect with me 👇 Jeb Smith (huntington beach Realtor/orange county real estate) DRE 01407449 Coldwell Banker Realty ➡I N S T A G R A M ➳ https://www.instagram.com/jebsmith ➡Y O U T U B E ➳https://www.youtube.com/c/JebSmith

Connect with me 👇 Josh Lewis (Huntington Beach Certified Mortgage Expert) DRE 01209148 Buywise Mortgage M:714-916-5727 E: josh@buywisemortgage.com ➡I N S T A G R A M ➳ https://www.instagram.com/joshlewiscmc ➡Y O U T U B E ➳https://www.youtube.com/c/buywiseborrowsmart


📩 - info@theeducatedhomebuyer.com

Dec 26, 202341:31
LIVE Q & A - 6% Mortgage Rates Are Back!!!

LIVE Q & A - 6% Mortgage Rates Are Back!!!

Mortgage Interest Rates Just Cooled To The Lowest Level Since July After Hitting 23 Year Highs In October. This dip in interest rates has caused buyer demand to jump but the Housing Market still needs more inventory in addition to further stability. Should you buy now or wait? In this live episode, we are going to discuss the latest regarding inflation, the Federal Reserve, as well the latest employment and economic data while helping you understand how that affects you as a buyer or seller in the 2024 housing market. Tonight's Slides - https://docs.google.com/presentation/d/1Bg7oY3nXEO6MgISRin6VDx0vzVCVqQzK8qqTQnYDHyM/edit?usp=sharing

Article Based On The Title - Redfin Predicts 2024 Will Be the Year Homebuyers Catch a Break, With Home Prices Falling and New Listings Rising - https://investors.redfin.com/news-events/press-releases/detail/1014/redfin-predicts-2024-will-be-the-year-homebuyers-catch-a ✅ - Want to get connected with us or to a local expert in your market, please reach out at http://www.theeducatedhomebuyer.com/expert

Connect with Jeb 👇

Jeb Smith (huntington beach Realtor/orange county real estate) DRE 01407449 Coldwell Banker Realty ➡I N S T A G R A M ➳ https://www.instagram.com/jebsmith ➡Y O U T U B E ➳https://www.youtube.com/c/JebSmith

Connect with Josh 👇

Josh Lewis (Huntington Beach Certified Mortgage Expert) DRE 01209148 Buywise Mortgage M:714-916-5727 E: josh@buywisemortgage.com ➡I N S T A G R A M ➳ https://www.instagram.com/joshlewisCMC ➡Y O U T U B E ➳https://www.youtube.com/c/joshlewisCMC


📩 - info@theeducatedhomebuyer.com


🙏 If you found any value today, please be sure to rate and review us. Follow us on social media. Thanks for listening.

Dec 22, 202301:04:45
EP96 - The War On Homeownership

EP96 - The War On Homeownership

Are you a first time home buyer wondering if the dream of homeownership is dead? Is the Housing Market Stable or will 2024 be the year of a housing crash? What has to change for housing affordability to improve? What should you consider when buying a house in the 2024 housing market? In this episode, we discuss the current housing market and what you should be thinking about when buying a home in order to help you become The Educated HomeBuyer


✅ - Want to get connected with us or to a local expert in your market, please reach out at http://www.theeducatedhomebuyer.com/expert


🎙- The Educated Home Buyer Podcast - Spotify - https://open.spotify.com/show/3Ho4sTORqrLYlkBwWUkSBA Apple - https://podcasts.apple.com/us/podcast/the-educated-homebuyer/id1611226020 YouTube - http://www.youtube.com/@theeducatedhomebuyer Instagram - http://www.instagram.com/theeducatedhomebuyer Connect with me 👇 Jeb Smith (huntington beach Realtor/orange county real estate) DRE 01407449 Coldwell Banker Realty ➡I N S T A G R A M ➳ https://www.instagram.com/jebsmith ➡Y O U T U B E ➳https://www.youtube.com/c/JebSmith

Connect with me 👇 Josh Lewis (Huntington Beach Certified Mortgage Expert) DRE 01209148 Buywise Mortgage M:714-916-5727 E: josh@buywisemortgage.com ➡I N S T A G R A M ➳ https://www.instagram.com/joshlewiscmc ➡Y O U T U B E ➳https://www.youtube.com/c/buywiseborrowsmart


📩 - info@theeducatedhomebuyer.com

Dec 19, 202336:45
LIVE Q & A - Redfin Predicts Home Prices Will Fall And New Listings Will Rise IN 2024

LIVE Q & A - Redfin Predicts Home Prices Will Fall And New Listings Will Rise IN 2024

Redfin believes there will be a shift in the 2024 housing market with home prices falling 1%, new listings ticking up along with mortgage rates declining and home sales increasing 5% by year end. Should you buy now or wait? In this live episode, we are going to discuss the latest regarding inflation, the Federal Reserve, as well the latest employment and economic data while helping you understand how that affects you as a buyer or seller in the 2024 housing market. Tonight's Slides - https://docs.google.com/presentation/d/1FmyRR33E3y6y7skFPrPx9JFHxg3VBy29o4Xa6hnZUFs/edit?usp=sharing

Article Based On The Title - Redfin Predicts 2024 Will Be the Year Homebuyers Catch a Break, With Home Prices Falling and New Listings Rising - https://investors.redfin.com/news-events/press-releases/detail/1014/redfin-predicts-2024-will-be-the-year-homebuyers-catch-a ✅ - Want to get connected with us or to a local expert in your market, please reach out at http://www.theeducatedhomebuyer.com/expert

Connect with Jeb 👇

Jeb Smith (huntington beach Realtor/orange county real estate) DRE 01407449 Coldwell Banker Realty ➡I N S T A G R A M ➳ https://www.instagram.com/jebsmith ➡Y O U T U B E ➳https://www.youtube.com/c/JebSmith

Connect with Josh 👇

Josh Lewis (Huntington Beach Certified Mortgage Expert) DRE 01209148 Buywise Mortgage M:714-916-5727 E: josh@buywisemortgage.com ➡I N S T A G R A M ➳ https://www.instagram.com/joshlewisCMC ➡Y O U T U B E ➳https://www.youtube.com/c/joshlewisCMC


📩 - info@theeducatedhomebuyer.com


🙏 If you found any value today, please be sure to rate and review us. Follow us on social media. Thanks for listening.

Dec 15, 202301:01:41
EP95 - The True Cost Of Buying A House

EP95 - The True Cost Of Buying A House

Are you a first time home buyer wondering what the "real" cost is when buying a house? What things do you need to consider outside of down payment and closing costs when going through the homebuying process? In this episode, we discuss tthe true cost of buying a house to help you think beyond the basics in order to help you become The Educated HomeBuyer.


✅ - Want to get connected with us or to a local expert in your market, please reach out at http://www.theeducatedhomebuyer.com/expert


🎙- The Educated Home Buyer Podcast - Spotify - https://open.spotify.com/show/3Ho4sTORqrLYlkBwWUkSBA Apple - https://podcasts.apple.com/us/podcast/the-educated-homebuyer/id1611226020 YouTube - http://www.youtube.com/@theeducatedhomebuyer Instagram - http://www.instagram.com/theeducatedhomebuyer Connect with me 👇 Jeb Smith (huntington beach Realtor/orange county real estate) DRE 01407449 Coldwell Banker Realty ➡I N S T A G R A M ➳ https://www.instagram.com/jebsmith ➡Y O U T U B E ➳https://www.youtube.com/c/JebSmith

Connect with me 👇 Josh Lewis (Huntington Beach Certified Mortgage Expert) DRE 01209148 Buywise Mortgage M:714-916-5727 E: josh@buywisemortgage.com ➡I N S T A G R A M ➳ https://www.instagram.com/joshlewiscmc ➡Y O U T U B E ➳https://www.youtube.com/c/buywiseborrowsmart


📩 - info@theeducatedhomebuyer.com

Dec 12, 202331:14
LIVE Q & A - Housing Affordability Will IMPROVE In 2024

LIVE Q & A - Housing Affordability Will IMPROVE In 2024

Mortgage Rates Have Dropped 1% And Buyer Demand Has Risen for 5 Straight Weeks as Housing Affordability Improves. Will This Trend Continue into The 2024 Housing Market? Should you buy now or wait? In this live episode, we are going to discuss the latest from the Federal Reserve, the latest employment and economic data while helping you understand how that affects you as a buyer or seller in the 2024 housing market. Tonight's Slides - https://docs.google.com/presentation/d/1vmr_-xdQqrx5coaHcAkjx74EkMUv14Zsg3FuFKSuK8w/edit?usp=sharing

✅ - Want to get connected with us or to a local expert in your market, please reach out at http://www.theeducatedhomebuyer.com/expert

Connect with Jeb 👇

Jeb Smith (huntington beach Realtor/orange county real estate) DRE 01407449 Coldwell Banker Realty ➡I N S T A G R A M ➳ https://www.instagram.com/jebsmith ➡Y O U T U B E ➳https://www.youtube.com/c/JebSmith

Connect with Josh 👇

Josh Lewis (Huntington Beach Certified Mortgage Expert) DRE 01209148 Buywise Mortgage M:714-916-5727 E: josh@buywisemortgage.com ➡I N S T A G R A M ➳ https://www.instagram.com/joshlewisCMC ➡Y O U T U B E ➳https://www.youtube.com/c/joshlewisCMC


📩 - info@theeducatedhomebuyer.com


🙏 If you found any value today, please be sure to rate and review us. Follow us on social media. Thanks for listening.

Dec 08, 202301:06:11
EP94 - 2024 Mortgage Rate Forecast With Matt Graham

EP94 - 2024 Mortgage Rate Forecast With Matt Graham

The Future Of Mortgage Rates In 2024 Will Largely Depend On What Happens In The Economy. Have We Seen The Peak In Mortgage Interest Rates? What factors will continue to affect mortgage rates in 2024? How low can mortgage rates actually go ? How will this affect the 2024 Housing Market? In this episode, we had the pleasure to speak with Matt Graham, COO of MBS Live to discuss the future of mortgage interest rates to help you become The Educated HomeBuyer.


✅ - Want to get connected with us or to a local expert in your market, please reach out at http://www.theeducatedhomebuyer.com/expert


Matt Graham - Chief Operating Officer - Mortgage News Daily / MBS Live

A former originator, Matt fell into the rabbit hole of following the bond market in order to better understand mortgage rate movement. While the systems available at the time were useful, they barely scratched the surface. They also ran the risk of teaching originators to focus on things that didn't really matter.

So Matt set out to build something that solved both problems. In the 20 years that followed, Matt has proven to be the industry's foremost innovator in market data services designed specifically for mortgage originators. MBS Live continues to be the most trusted, most accurate, and most timely source of streaming bond prices, data and dialogue.

Matt is routinely featured in the media as a mortgage rate expert and is responsible for helping several major media outlets modernize their mortgage rate reporting. He currently lives in the Pacific Northwest where he enjoys skiing, fishing, hunting, coaching youth sports, playing in the old guy league, and most of all, spending time with his family. He owns a 220lb anvil that he loaded into the back of his truck by himself and is now recovering from back surgery. Until he figures out how to take his first weekday off (surgery was a half day, to be fair), you can always find him in the live chat window on the MBSLive.net dashboard any time the bond market is open.


🎙- The Educated Home Buyer Podcast - Spotify - https://open.spotify.com/show/3Ho4sTORqrLYlkBwWUkSBA Apple - https://podcasts.apple.com/us/podcast/the-educated-homebuyer/id1611226020 YouTube - http://www.youtube.com/@theeducatedhomebuyer Instagram - http://www.instagram.com/theeducatedhomebuyer Connect with me 👇 Jeb Smith (huntington beach Realtor/orange county real estate) DRE 01407449 Coldwell Banker Realty ➡I N S T A G R A M ➳ https://www.instagram.com/jebsmith ➡Y O U T U B E ➳https://www.youtube.com/c/JebSmith

Connect with me 👇 Josh Lewis (Huntington Beach Certified Mortgage Expert) DRE 01209148 Buywise Mortgage M:714-916-5727 E: josh@buywisemortgage.com ➡I N S T A G R A M ➳ https://www.instagram.com/joshlewiscmc ➡Y O U T U B E ➳https://www.youtube.com/c/buywiseborrowsmart


📩 - info@theeducatedhomebuyer.com

Dec 05, 202331:45
LIVE Q & A - The NEW Housing Market Is Down 18% From The Peak

LIVE Q & A - The NEW Housing Market Is Down 18% From The Peak

The Median New Home Price is Down 18% from the Peak as new home sales decrease to 679,000 in October on a seasonally adjusted basis. With that new home sales are close to pre-pandemic levels. How will this affect the 2024 housing market? Should you buy now or wait? In this live episode, we are going to discuss the latest from the Federal Reserve, the latest employment and economic data while helping you understand how that affects you as a buyer or seller in the 2024 housing market. Tonight's Slides - https://docs.google.com/presentation/d/1OvOe1FSIJx60YqOOu-gWF9tQivHY6WyeWYsBkuHe7ag/edit?usp=sharing

✅ - Want to get connected with us or to a local expert in your market, please reach out at http://www.theeducatedhomebuyer.com/expert

Connect with Jeb 👇

Jeb Smith (huntington beach Realtor/orange county real estate) DRE 01407449 Coldwell Banker Realty ➡I N S T A G R A M ➳ https://www.instagram.com/jebsmith ➡Y O U T U B E ➳https://www.youtube.com/c/JebSmith

Connect with Josh 👇

Josh Lewis (Huntington Beach Certified Mortgage Expert) DRE 01209148 Buywise Mortgage M:714-916-5727 E: josh@buywisemortgage.com ➡I N S T A G R A M ➳ https://www.instagram.com/joshlewisCMC ➡Y O U T U B E ➳https://www.youtube.com/c/joshlewisCMC


📩 - info@theeducatedhomebuyer.com


🙏 If you found any value today, please be sure to rate and review us. Follow us on social media. Thanks for listening.

Dec 01, 202301:07:47
EP93 - Accessory Dwellilng Units (ADUs)

EP93 - Accessory Dwellilng Units (ADUs)

Are you a first time home buyer wondering how to build a second home for a mother in law suite (granny flat) or for additional income? What is an ADU? Who wants Accessory Dwelling Units? Why are ADUs desirable? In this episode, we explore everything around ADU's including mortgage finanacing as we help you become The Educated HomeBuyer. ✅ - Want to get connected with us or to a local expert in your market, please reach out at http://www.theeducatedhomebuyer.com/expert


🎙- The Educated Home Buyer Podcast - Spotify - https://open.spotify.com/show/3Ho4sTORqrLYlkBwWUkSBA Apple - https://podcasts.apple.com/us/podcast/the-educated-homebuyer/id1611226020 YouTube - http://www.youtube.com/@theeducatedhomebuyer Instagram - http://www.instagram.com/theeducatedhomebuyer Connect with me 👇 Jeb Smith (huntington beach Realtor/orange county real estate) DRE 01407449 Coldwell Banker Realty ➡I N S T A G R A M ➳ https://www.instagram.com/jebsmith ➡Y O U T U B E ➳https://www.youtube.com/c/JebSmith

Connect with me 👇 Josh Lewis (Huntington Beach Certified Mortgage Expert) DRE 01209148 Buywise Mortgage M:714-916-5727 E: josh@buywisemortgage.com ➡I N S T A G R A M ➳ https://www.instagram.com/joshlewiscmc ➡Y O U T U B E ➳https://www.youtube.com/c/buywiseborrowsmart


📩 - info@theeducatedhomebuyer.com

Nov 28, 202328:42
LIVE Q & A -Home Sales Will Jump By 15% In 2024

LIVE Q & A -Home Sales Will Jump By 15% In 2024

The 2024 Housing Market Will Consist of Lower Mortgage Rates and a 15% Jump in Exising Home Sales according to NAR's Lawrence Yun. How will these changes affect House Prices? Should you buy now or wait? In this live episode, we are going to discuss the latest from the Federal Reserve, the latest employment and economic data while helping you understand how that affects you as a buyer or seller in the 2024 housing market.


Tonight's Slides - https://docs.google.com/presentation/d/1NkbaxzVl78XCxrw3U3M1RzV276AbLqq6xwrADWKB2eE/edit?usp=sharing

✅ - Want to get connected with us or to a local expert in your market, please reach out at http://www.theeducatedhomebuyer.com/expert

Connect with Jeb 👇

Jeb Smith (huntington beach Realtor/orange county real estate) DRE 01407449 Coldwell Banker Realty ➡I N S T A G R A M ➳ https://www.instagram.com/jebsmith ➡Y O U T U B E ➳https://www.youtube.com/c/JebSmith

Connect with Josh 👇

Josh Lewis (Huntington Beach Certified Mortgage Expert) DRE 01209148 Buywise Mortgage M:714-916-5727 E: josh@buywisemortgage.com ➡I N S T A G R A M ➳ https://www.instagram.com/joshlewisCMC ➡Y O U T U B E ➳https://www.youtube.com/c/joshlewisCMC


📩 - info@theeducatedhomebuyer.com


🙏 If you found any value today, please be sure to rate and review us. Follow us on social media. Thanks for listening.



Nov 24, 202301:04:53
EP92 - The Future Of Home Prices And Interest Rates With Barry Habib

EP92 - The Future Of Home Prices And Interest Rates With Barry Habib

The Future Of The 2024 Housing Market Will Largely Depend On What Happens To Mortgage Rates and Housing Affordability. Will The Housing Market Crash in 2024? Where Are Mortgage Interest Rates Headed? How will a slowing economy affect housing affordability? In this episode, we had the pleasure to speak with Barry Habib, CEO of MBS Highway to discuss the futur e of the housing market as we help you become The Educated HomeBuyer.


✅ - Want to get connected with us or to a local expert in your market, please reach out at http://www.theeducatedhomebuyer.com/expert


Barry Habib, CEO of MBS Highway, is an American entrepreneur and frequent media resource for his mortgage and housing expertise.  

  • Amazon #1 bestselling author for his book “Money in the Streets”
  • Widely credited with saving the Mortgage Industry in 2020 from Margin Calls due to Fed Actions.  His presentation to the Fed created stability at a critical time.

  • Notable Awards

  • Three-time Crystal Ball Award Winner by Zillow and Pulsenomics for the most accurate Real Estate forecasts out of 150 of the top economists in the US  
  • 2019 Mortgage Professional of the Year
  • Finalist for the Ernst & Young Entrepreneur of the Year
  • Named to Mortgage Global 100 List 
  • The St. Armand Ventures Businessman of the Year 2021
  • Named to the list of 100 People to Watch in 2023 

  • During his mortgage sales career, Barry personally originated over $2 Billion.

    He is the Lead Producer and Managing Partner for “Rock of Ages,” the 27th longest running show in Broadway history, which he also took around the world and turned into a major movie starring Tom Cruise.

    He produced Criss Angel’s “Mindfreak” at Planet Hollywood in Vegas.

    He is the highest rated speaker and trainer for over 25 years in mortgage and real estate.


    🎙- The Educated Home Buyer Podcast - Spotify - https://open.spotify.com/show/3Ho4sTORqrLYlkBwWUkSBA Apple - https://podcasts.apple.com/us/podcast/the-educated-homebuyer/id1611226020 YouTube - http://www.youtube.com/@theeducatedhomebuyer Instagram - http://www.instagram.com/theeducatedhomebuyer Connect with me 👇 Jeb Smith (huntington beach Realtor/orange county real estate) DRE 01407449 Coldwell Banker Realty ➡I N S T A G R A M ➳ https://www.instagram.com/jebsmith ➡Y O U T U B E ➳https://www.youtube.com/c/JebSmith

    Connect with me 👇 Josh Lewis (Huntington Beach Certified Mortgage Expert) DRE 01209148 Buywise Mortgage M:714-916-5727 E: josh@buywisemortgage.com ➡I N S T A G R A M ➳ https://www.instagram.com/joshlewiscmc ➡Y O U T U B E ➳https://www.youtube.com/c/buywiseborrowsmart


    📩 - info@theeducatedhomebuyer.com

    Nov 21, 202334:35
    LIVE Q & A - Housing Market Affordability Is At A 39 Year Low And Getting Worse

    LIVE Q & A - Housing Market Affordability Is At A 39 Year Low And Getting Worse

    The U.S. housing market is the least affordable since 1984, requiring nearly 41% of the median household income for mortgage payments on a median-priced home, as per Intercontinental Exchange (ICE) research. This housing affordability crisis, worsened by high inflation, results in housing costs consuming a larger portion of incomes, alongside other rising expenses like gas and groceries. How will this affect the Housing Market? In this live episode, we are going to discuss the latest from the Federal Reserve, the latest employment and economic data while helping you understand how that affects you as a buyer or seller in the 2024 housing market. Tonight's Slides - https://docs.google.com/presentation/d/1V9pIyBCE5QPYQaGmCbcoBEhO27nfoCjOyE27ggL2vb0/edit?usp=sharing ✅ - Want to get connected with us or to a local expert in your market, please reach out at http://www.theeducatedhomebuyer.com/expert

    Connect with Jeb 👇

    Jeb Smith (huntington beach Realtor/orange county real estate) DRE 01407449 Coldwell Banker Realty ➡I N S T A G R A M ➳ https://www.instagram.com/jebsmith ➡Y O U T U B E ➳https://www.youtube.com/c/JebSmith

    Connect with Josh 👇

    Josh Lewis (Huntington Beach Certified Mortgage Expert) DRE 01209148 Buywise Mortgage M:714-916-5727 E: josh@buywisemortgage.com ➡I N S T A G R A M ➳ https://www.instagram.com/joshlewisCMC ➡Y O U T U B E ➳https://www.youtube.com/c/joshlewisCMC


    📩 - info@theeducatedhomebuyer.com


    🙏 If you found any value today, please be sure to rate and review us. Follow us on social media. Thanks for listening.

    Nov 17, 202301:04:31
    EP91 - House Hacking | How To Buy A Multifamily Property

    EP91 - House Hacking | How To Buy A Multifamily Property

    Are you a first time home buyer wondering how to house hack and buy a multifamily property with a minimal down payment? What mortgage options do you have when buying units while house hacking? What are the pros and cons of house hacking? In this episode, we discuss what you have to consider if you're trying to house hack to buy a multifamily home with a minimal down payment as we help you become The Educated HomeBuyer.


    ✅ - Want to get connected with us or to a local expert in your market, please reach out at http://www.theeducatedhomebuyer.com/expert


    🎙- The Educated Home Buyer Podcast - Spotify - https://open.spotify.com/show/3Ho4sTORqrLYlkBwWUkSBA Apple - https://podcasts.apple.com/us/podcast/the-educated-homebuyer/id1611226020 YouTube - http://www.youtube.com/@theeducatedhomebuyer Instagram - http://www.instagram.com/theeducatedhomebuyer Connect with me 👇 Jeb Smith (huntington beach Realtor/orange county real estate) DRE 01407449 Coldwell Banker Realty ➡I N S T A G R A M ➳ https://www.instagram.com/jebsmith ➡Y O U T U B E ➳https://www.youtube.com/c/JebSmith

    Connect with me 👇 Josh Lewis (Huntington Beach Certified Mortgage Expert) DRE 01209148 Buywise Mortgage M:714-916-5727 E: josh@buywisemortgage.com ➡I N S T A G R A M ➳ https://www.instagram.com/joshlewiscmc ➡Y O U T U B E ➳https://www.youtube.com/c/buywiseborrowsmart


    📩 - info@theeducatedhomebuyer.com

    Nov 14, 202333:18
    LIVE Q & A - Lower Mortgage Rates Headed To The Housing Market

    LIVE Q & A - Lower Mortgage Rates Headed To The Housing Market

    Mortgage Rates Just Pulled Back From 23 Year Highs after the FED signaled that rate hikes are likely over, in addition to seeing signs that the economy might be softening a bit! Are we still headed for a recession? How will this affect the Housing Market? In this live episode, we are going to discuss the latest from the Federal Reserve, the latest employment and economic data while helping you understand how that affects you as a buyer or seller in the 2024 housing market. Tonight's Slides - https://docs.google.com/presentation/d/1JwhVhf1s1ADoYapPza7JpqPsofgzHmB6T3B5YfKlTTo/edit?usp=sharing ✅ - Want to get connected with us or to a local expert in your market, please reach out at http://www.theeducatedhomebuyer.com/expert

    Connect with Jeb 👇

    Jeb Smith (huntington beach Realtor/orange county real estate) DRE 01407449 Coldwell Banker Realty ➡I N S T A G R A M ➳ https://www.instagram.com/jebsmith ➡Y O U T U B E ➳https://www.youtube.com/c/JebSmith

    Connect with Josh 👇

    Josh Lewis (Huntington Beach Certified Mortgage Expert) DRE 01209148 Buywise Mortgage M:714-916-5727 E: josh@buywisemortgage.com ➡I N S T A G R A M ➳ https://www.instagram.com/joshlewisCMC ➡Y O U T U B E ➳https://www.youtube.com/c/joshlewisCMC


    📩 - info@theeducatedhomebuyer.com


    🙏 If you found any value today, please be sure to rate and review us. Follow us on social media. Thanks for listening.

    Nov 10, 202301:05:07
    EP90 - Manual Underwriting When Getting A Mortgage

    EP90 - Manual Underwriting When Getting A Mortgage

    Are you a first time home buyer wondering what goes into the mortgage underwriting process when buying a home? What is manual underwriting and why is it important? How is different from getting automated underwriting? What happens during the manual underwriting process? What does the underwriter review when deciding on whether or not to approve your mortgage loan? In this episode, we discuss the differences between automated underwriting vs manal underwriting to help you become The Educated HomeBuyer.


    ✅ - Want to get connected with us or to a local expert in your market, please reach out at http://www.theeducatedhomebuyer.com/expert


    🎙- The Educated Home Buyer Podcast - Spotify - https://open.spotify.com/show/3Ho4sTORqrLYlkBwWUkSBA Apple - https://podcasts.apple.com/us/podcast/the-educated-homebuyer/id1611226020 YouTube - http://www.youtube.com/@theeducatedhomebuyer Instagram - http://www.instagram.com/theeducatedhomebuyer Connect with me 👇 Jeb Smith (huntington beach Realtor/orange county real estate) DRE 01407449 Coldwell Banker Realty ➡I N S T A G R A M ➳ https://www.instagram.com/jebsmith ➡Y O U T U B E ➳https://www.youtube.com/c/JebSmith

    Connect with me 👇 Josh Lewis (Huntington Beach Certified Mortgage Expert) DRE 01209148 Buywise Mortgage M:714-916-5727 E: josh@buywisemortgage.com ➡I N S T A G R A M ➳ https://www.instagram.com/joshlewiscmc ➡Y O U T U B E ➳https://www.youtube.com/c/buywiseborrowsmart


    📩 - info@theeducatedhomebuyer.com

    Nov 07, 202333:01
    LIVE Q & A - First Time Home Buyer Q & A 2024

    LIVE Q & A - First Time Home Buyer Q & A 2024

    Are you a first-time home buyer feeling overwhelmed by the thought of the 2024 housing market? Should you buy or rent? What should you consider if you're buying a house in 2024? Join us for a live Q&A session where our real estate experts will answer all your burning questions and provide you with the insights you need to make informed decisions on your journey to homeownership. In addition, we are going to discuss the latest from the Federal Reserve, the latest employment and economic data while helping you understand how that affects you as a buyer or seller in the 2024 housing market. Tonight's Slides - https://docs.google.com/presentation/d/1OWuqxl3GFLbvSZJ8w6a6dPV4nxQc7SG24V3yTm8Xygc/edit?usp=sharing ✅ - Want to get connected with us or to a local expert in your market, please reach out at http://www.theeducatedhomebuyer.com/expert

    Connect with Jeb 👇

    Jeb Smith (huntington beach Realtor/orange county real estate) DRE 01407449 Coldwell Banker Realty ➡I N S T A G R A M ➳ https://www.instagram.com/jebsmith ➡Y O U T U B E ➳https://www.youtube.com/c/JebSmith

    Connect with Josh 👇

    Josh Lewis (Huntington Beach Certified Mortgage Expert) DRE 01209148 Buywise Mortgage M:714-916-5727 E: josh@buywisemortgage.com ➡I N S T A G R A M ➳ https://www.instagram.com/joshlewisCMC ➡Y O U T U B E ➳https://www.youtube.com/c/joshlewisCMC


    📩 - info@theeducatedhomebuyer.com


    🙏 If you found any value today, please be sure to rate and review us. Follow us on social media. Thanks for listening.

    Nov 03, 202301:03:52
    EP89 - Appraisals vs. Inspections: What's the Difference?

    EP89 - Appraisals vs. Inspections: What's the Difference?

    Are you in the market to buy a home and wondering the differences between appraisal vs home inspection when buying a house? How does an appraisal work? How does a home inspection work?

    In this video we discuss how the appraisal process works along with how the home inspection process works as we help you become The Educated HomeBuyer ✅ - Want to get connected with us or to a local expert in your market, please reach out at http://www.theeducatedhomebuyer.com/expert


    🎙- The Educated Home Buyer Podcast - Spotify - https://open.spotify.com/show/3Ho4sTORqrLYlkBwWUkSBA Apple - https://podcasts.apple.com/us/podcast/the-educated-homebuyer/id1611226020 YouTube - http://www.youtube.com/@theeducatedhomebuyer Instagram - http://www.instagram.com/theeducatedhomebuyer Connect with me 👇 Jeb Smith (huntington beach Realtor/orange county real estate) DRE 01407449 Coldwell Banker Realty ➡I N S T A G R A M ➳ https://www.instagram.com/jebsmith ➡Y O U T U B E ➳https://www.youtube.com/c/JebSmith

    Connect with me 👇 Josh Lewis (Huntington Beach Certified Mortgage Expert) DRE 01209148 Buywise Mortgage M:714-916-5727 E: josh@buywisemortgage.com ➡I N S T A G R A M ➳ https://www.instagram.com/joshlewiscmc ➡Y O U T U B E ➳https://www.youtube.com/c/buywiseborrowsmart


    📩 - info@theeducatedhomebuyer.com

    Oct 31, 202345:25
    LIVE Q&A - The Housing Market Is Just The Tip Of The Iceberg

    LIVE Q&A - The Housing Market Is Just The Tip Of The Iceberg

    Housing Prices Just Peaked for the 6th Straight Month While Mortgage Demand Falls To The lowest level since 1995 as mortgage interest rates peak above 8%. This is causing home sales to slide to the lowest pace since 2010 while the interest expense on our federal debt has increased more in the last 3 years than in the last 50 years prior. How will this affect the Housing Market? In this live episode, we are going to discuss the latest from the Federal Reserve, the latest employment and economic data while helping you understand how that affects you as a buyer or seller in the 2024 housing market. Tonight's Slides - https://docs.google.com/presentation/d/1wXWHmib1P3NeRyENOi7pRp9DnUdugZJqoWUgda2572s/edit?usp=sharing ✅ - Want to get connected with us or to a local expert in your market, please reach out at http://www.theeducatedhomebuyer.com/expert

    Connect with Jeb 👇

    Jeb Smith (huntington beach Realtor/orange county real estate) DRE 01407449 Coldwell Banker Realty ➡I N S T A G R A M ➳ https://www.instagram.com/jebsmith ➡Y O U T U B E ➳https://www.youtube.com/c/JebSmith

    Connect with Josh 👇

    Josh Lewis (Huntington Beach Certified Mortgage Expert) DRE 01209148 Buywise Mortgage M:714-916-5727 E: josh@buywisemortgage.com ➡I N S T A G R A M ➳ https://www.instagram.com/joshlewisCMC ➡Y O U T U B E ➳https://www.youtube.com/c/joshlewisCMC


    📩 - info@theeducatedhomebuyer.com


    🙏 If you found any value today, please be sure to rate and review us. Follow us on social media. Thanks for listening.

    Oct 27, 202301:18:01
    EP88 - Will Boomers Selling Create The Next Housing Crash?

    EP88 - Will Boomers Selling Create The Next Housing Crash?

    Should you prepare for a housing market crash as Baby Boomers age, potentially flooding it with a quarter of currently owner-occupied homes over the next two decades? How will the silver tsunami affect house prices over the next decade? Should you buy now or wait? In this video we discuss housing and demographics and how that will shift the housing market as we help you become The Educated HomeBuyer ✅ - Want to get connected with us or to a local expert in your market, please reach out at http://www.theeducatedhomebuyer.com/expert


    🎙- The Educated Home Buyer Podcast - Spotify - https://open.spotify.com/show/3Ho4sTORqrLYlkBwWUkSBA Apple - https://podcasts.apple.com/us/podcast/the-educated-homebuyer/id1611226020 YouTube - http://www.youtube.com/@theeducatedhomebuyer Instagram - http://www.instagram.com/theeducatedhomebuyer Connect with me 👇 Jeb Smith (huntington beach Realtor/orange county real estate) DRE 01407449 Coldwell Banker Realty ➡I N S T A G R A M ➳ https://www.instagram.com/jebsmith ➡Y O U T U B E ➳https://www.youtube.com/c/JebSmith

    Connect with me 👇 Josh Lewis (Huntington Beach Certified Mortgage Expert) DRE 01209148 Buywise Mortgage M:714-916-5727 E: josh@buywisemortgage.com ➡I N S T A G R A M ➳ https://www.instagram.com/joshlewiscmc ➡Y O U T U B E ➳https://www.youtube.com/c/buywiseborrowsmart


    📩 - info@theeducatedhomebuyer.com

    Oct 24, 202340:05
    LIVE Q & A - Interest Rates Will BURST The Housing Market Bubble?

    LIVE Q & A - Interest Rates Will BURST The Housing Market Bubble?

    Mortgage rates have not just risen; they've exploded, toppling 7.5% for the first time since the tumultuous year of 2000, and average US mortgage payments have followed suit, skyrocketing a horrifying 46% in a single year. Home loan applications have plummeted to the lowest depths since the 1990s, reflecting a mortgage demand at its feeblest since 1996 amidst an ‘inventory crisis’. Is housing, now the largest expenditure for 33% of households, on the brink of becoming an unattainable dream for many? In this live episode, we are going to discuss the latest from the Federal Reserve, the latest employment and economic data while helping you understand how that affects you as a buyer or seller in the 2023 housing market. Tonight's Slides - https://docs.google.com/presentation/d/1-OhGWLcLHSHOgVp6yruOoDtKyZ97lJpMeNXbC3nB_90/edit?usp=sharing ✅ - Want to get connected with us or to a local expert in your market, please reach out at http://www.theeducatedhomebuyer.com/expert

    Connect with Jeb 👇

    Jeb Smith (huntington beach Realtor/orange county real estate) DRE 01407449 Coldwell Banker Realty ➡I N S T A G R A M ➳ https://www.instagram.com/jebsmith ➡Y O U T U B E ➳https://www.youtube.com/c/JebSmith

    Connect with Josh 👇

    Josh Lewis (Huntington Beach Certified Mortgage Expert) DRE 01209148 Buywise Mortgage M:714-916-5727 E: josh@buywisemortgage.com ➡I N S T A G R A M ➳ https://www.instagram.com/joshlewisCMC ➡Y O U T U B E ➳https://www.youtube.com/c/joshlewisCMC


    📩 - info@theeducatedhomebuyer.com


    🙏 If you found any value today, please be sure to rate and review us. Follow us on social media. Thanks for listening.

    Oct 20, 202301:05:09
    EP87 - Millennials vs. The Housing Market: Who Wins

    EP87 - Millennials vs. The Housing Market: Who Wins

    Navigating through the complex journey of the current housing market, particularly for millennials, can feel like an uphill battle. In today’s deep-dive, we explore the historical context of homeownership rates, the profound psychological and social implications of owning a home, and the tangible roadblocks standing in the way of unlocking that front door. From the aftermath of the 2008 financial crisis to the modern-day struggles amidst rising prices and challenging mortgage rates, we unravel the various factors at play in the current market. But it’s not all doom and gloom! Stick with us as we navigate through potential future market changes, and unpack strategies and mindset shifts that could pave the way to your future home as we help you become The Educated HomeBuyer ✅ - Want to get connected with us or to a local expert in your market, please reach out at http://www.theeducatedhomebuyer.com/expert


    🎙- The Educated Home Buyer Podcast - Spotify - https://open.spotify.com/show/3Ho4sTORqrLYlkBwWUkSBA Apple - https://podcasts.apple.com/us/podcast/the-educated-homebuyer/id1611226020 YouTube - http://www.youtube.com/@theeducatedhomebuyer Instagram - http://www.instagram.com/theeducatedhomebuyer Connect with me 👇 Jeb Smith (huntington beach Realtor/orange county real estate) DRE 01407449 Coldwell Banker Realty ➡I N S T A G R A M ➳ https://www.instagram.com/jebsmith ➡Y O U T U B E ➳https://www.youtube.com/c/JebSmith

    Connect with me 👇 Josh Lewis (Huntington Beach Certified Mortgage Expert) DRE 01209148 Buywise Mortgage M:714-916-5727 E: josh@buywisemortgage.com ➡I N S T A G R A M ➳ https://www.instagram.com/joshlewiscmc ➡Y O U T U B E ➳https://www.youtube.com/c/buywiseborrowsmart


    📩 - info@theeducatedhomebuyer.com

    Oct 17, 202324:06
    LIVE Q & A - The Mortgage Meltdown: A Tipping Point in 2023's Housing Market?

    LIVE Q & A - The Mortgage Meltdown: A Tipping Point in 2023's Housing Market?

    Mortgage rates soar to staggering 23-year highs, yet amidst this chaos, the Fed's key inflation indicator hints at a slowdown. As rates hover around 7.5%, pending home sales and prices are in the crosshairs. Join us LIVE as we break down the latest economic twists and turn, diving deep into what this means for you, whether you're buying or selling. Tonight's Slides - https://docs.google.com/presentation/d/1oMrWWwQBTaa3eLaraX9jYE0lEzg125rW-dX12bg4siQ/edit?usp=sharing ✅ - Want to get connected with us or to a local expert in your market, please reach out at http://www.theeducatedhomebuyer.com/expert

    Connect with Jeb 👇

    Jeb Smith (huntington beach Realtor/orange county real estate) DRE 01407449 Coldwell Banker Realty ➡I N S T A G R A M ➳ https://www.instagram.com/jebsmith ➡Y O U T U B E ➳https://www.youtube.com/c/JebSmith

    Connect with Josh 👇

    Josh Lewis (Huntington Beach Certified Mortgage Expert) DRE 01209148 Buywise Mortgage M:714-916-5727 E: josh@buywisemortgage.com ➡I N S T A G R A M ➳ https://www.instagram.com/joshlewisCMC ➡Y O U T U B E ➳https://www.youtube.com/c/joshlewisCMC


    📩 - info@theeducatedhomebuyer.com


    🙏 If you found any value today, please be sure to rate and review us. Follow us on social media. Thanks for listening.

    Oct 13, 202301:05:40
    EP86 - Assumable Loans 101 | The Secret Weapon of 2023's Housing Chaos

    EP86 - Assumable Loans 101 | The Secret Weapon of 2023's Housing Chaos

    In an era where mortgage interest rates are skyrocketing, assumable mortgages emerge as the underdog hero for savvy home buyers. But are they really the silver bullet solution in this tumultuous housing market? Dive into this explosive topic with us as we uncover the hidden pros and cons as we help you become The Educated HomeBuyer


    ✅ - Want to get connected with us or to a local expert in your market, please reach out at http://www.theeducatedhomebuyer.com/expert


    🎙- The Educated Home Buyer Podcast - Spotify - https://open.spotify.com/show/3Ho4sTORqrLYlkBwWUkSBA Apple - https://podcasts.apple.com/us/podcast/the-educated-homebuyer/id1611226020 YouTube - http://www.youtube.com/@theeducatedhomebuyer Instagram - http://www.instagram.com/theeducatedhomebuyer Connect with me 👇 Jeb Smith (huntington beach Realtor/orange county real estate) DRE 01407449 Coldwell Banker Realty ➡I N S T A G R A M ➳ https://www.instagram.com/jebsmith ➡Y O U T U B E ➳https://www.youtube.com/c/JebSmith

    Connect with me 👇 Josh Lewis (Huntington Beach Certified Mortgage Expert) DRE 01209148 Buywise Mortgage M:714-916-5727 E: josh@buywisemortgage.com ➡I N S T A G R A M ➳ https://www.instagram.com/joshlewiscmc ➡Y O U T U B E ➳https://www.youtube.com/c/buywiseborrowsmart


    📩 - info@theeducatedhomebuyer.com

    Oct 10, 202325:12
    LIVE Q&A - Rising Mortgage Rates Are SHIFTING The Housing Market AGAIN

    LIVE Q&A - Rising Mortgage Rates Are SHIFTING The Housing Market AGAIN

    Mortgage Rates Jump To 23 Year Highs while The Fed's favorite inflation measure, personal consumpution expenditures, is showing signs of easing.

    Mortgage rates have climbed above 7.5% putting pressure on pending home sales and house prices. Are we seeing a shift in the housing market?


    In this live episode, we are going to discuss the latest from the Federal Reserve, the latest employment and economic data while helping you understand how that affects you as a buyer or seller in the 2023 housing market.

    Tonight's Slides - https://docs.google.com/presentation/d/1SCyLJoNdRyN-LEvwJeCgBhxQjaF-x7Is4VXReMrxsC8/edit?usp=sharing


    ✅ - Want to get connected with us or to a local expert in your market, please reach out at http://www.theeducatedhomebuyer.com/expert

    Connect with Jeb 👇

    Jeb Smith (huntington beach Realtor/orange county real estate) DRE 01407449 Coldwell Banker Realty ➡I N S T A G R A M ➳ https://www.instagram.com/jebsmith ➡Y O U T U B E ➳https://www.youtube.com/c/JebSmith

    Connect with Josh 👇

    Josh Lewis (Huntington Beach Certified Mortgage Expert) DRE 01209148 Buywise Mortgage M:714-916-5727 E: josh@buywisemortgage.com ➡I N S T A G R A M ➳ https://www.instagram.com/joshlewisCMC ➡Y O U T U B E ➳https://www.youtube.com/c/joshlewisCMC


    📩 - info@theeducatedhomebuyer.com


    🙏 If you found any value today, please be sure to rate and review us. Follow us on social media. Thanks for listening.

    Oct 06, 202301:21:08