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The Frug Life

The Frug Life

By Ricky Hirschi
Welcome to the Frug Life, a podcast on Frugal living and business. There are a lot of business podcasts and a lot of frugal living podcasts, why does the world need another one? Well, I am tired of the same interview format podcast many of these programs take. So instead, I created a structured podcast where I can share my thoughts about Frugal living, the economy, and business.


Also follow us at www.facebook.com/TheFrugLife
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Update on Birthdays and the Podcast
The show will be taking a brief hiatus in preparation for the new season of The Frug Life. Also, if you get the "birthday" Slams from Denny's you probably want to listen to this episode.  Newsletter: http://www.thefruglife.com/p/join.html OG Birthday episode, a classic https://anchor.fm/thefruglife/episodes/Birthdays-and-San-Francisco-on-the-cheap-e3ua05 https://www.bradsdeals.com/blog/free-birthday-meals Simbi: https://simbi.com/ricky-h/welcome Want more Frugal Content? Follow me on: Twitter: https://twitter.com/thefruglife Facebook: https://www.facebook.com/TheFrugLife/ Instagram: https://www.instagram.com/the_frug_life_podcast Get a free stock when you sign up for WeBull and deposit $100. Use my link below: https://act.webull.com/i/TwIJ8klybvIo Music Credit The Purple Planet
07:59
May 4, 2021
Letting Go
Sometimes we make mistakes in life and in our finances. I made some mistakes this week. Let me tell you about it.  Sponsored by https://www.podgo.co/ Want more Frugal Content? Follow me on: Twitter: https://twitter.com/thefruglife Facebook: https://www.facebook.com/TheFrugLife/ Instagram: https://www.instagram.com/the_frug_life_podcast Get a free stock when you sign up for WeBull and deposit $100. Use my link below: https://act.webull.com/i/TwIJ8klybvIo Music Credit The Purple Planet
06:56
April 20, 2021
Choosing a Major and a Career
What major should I pick, which career should I pick? Should I go to college? I discuss all this, as well as a special musical appearance.  Thank you Rocky Paterra for allowing me to use your song, I'm an accountant, and for Lindsay for financing and procuring the rights to the song, this episode would not be here without you! Want more Frugal Content? Follow me on: Twitter: https://twitter.com/thefruglife Facebook: https://www.facebook.com/TheFrugLife/ Instagram: https://www.instagram.com/the_frug_life_podcast Get a free stock when you sign up for WeBull and deposit $100. Use my link below: https://act.webull.com/i/TwIJ8klybvIo Music Credit (Intro only this this) The Purple Planet
08:29
April 13, 2021
The Survey
In this episode I discuss my results to a survey about my investing personality. Here is a link if you want to try it yourself. https://survey.positivly.com Note, this does not constitute investment advice and the survey does contain sponsored material. Link to Charles Schwab http://www.schwab.com/public/schwab/nn/refer-prospect.html?refrid=REFER49W2JGJM Make a qualifying net deposit of cash or securities and earn a Bonus Award if you make a deposit within 45 days of enrolling. Net Deposit           Bonus Award $1,000–$24,999      $100 $25,000–$49,999    $200 $50,000–$99,999    $300 $100,000+              $500 Want more Frugal Content? Follow me on: Twitter: https://twitter.com/thefruglife Facebook: https://www.facebook.com/TheFrugLife/ Instagram: https://www.instagram.com/the_frug_life_podcast Get a free stock when you sign up for WeBull and deposit $100. Use my link below: https://act.webull.com/i/TwIJ8klybvIo Music Credit The Purple Planet
08:10
April 6, 2021
How to Pay Down Debt
In this episode, five guests discuss their top tips for getting out of debt.  In order of appearance. Fiscal Therapy Fc @fiscaltherapyfc (Facebook and IG) Filip Finance @FilipFinance (Twitter) https://www.filipfinance.com/ Latina on a Budget @latina_on_a_budget  (Instagram) Chris aka Myfirstmillion @Myfirstmillion3 (twitter and IG) The Disciplined Life @disciplined2021 Wise Juander Motivation @WiseJuander (facebook, twitter, instagram) https://www.wisejuander.com/ Want more Frugal Content? Follow me on: Twitter: https://twitter.com/thefruglife Facebook: https://www.facebook.com/TheFrugLife/ Instagram: https://www.instagram.com/the_frug_life_podcast Get a free stock when you sign up for WeBull and deposit $100. Use my link below: https://act.webull.com/i/TwIJ8klybvIo Music Credit The Purple Planet
19:05
March 30, 2021
My Thoughts on The Total Money Makeover
My thoughts on Dave Ramsey's Book, the Total Money Makeover.  Want more Frugal Content? Follow me on: Twitter: https://twitter.com/thefruglife Facebook: https://www.facebook.com/TheFrugLife/ Instagram: https://www.instagram.com/the_frug_life_podcast Get a free stock when you sign up for WeBull and deposit $100. Use my link below: https://act.webull.com/i/TwIJ8klybvIo https://www.daveramsey.com/dave-ramsey-7-baby-steps Music Credit The Purple Planet
17:31
March 23, 2021
Ramit Sethi's 10 Money Rules
I got an email from Ramit Sethi today with his 10 rules on money. Here are the rules and what I think My episode on I will teach you to be rich.  https://open.spotify.com/episode/7tVBsiO4wKbzi4aR4LA1FL Want more Frugal Content? Follow me on: Twitter: https://twitter.com/thefruglife Facebook: https://www.facebook.com/TheFrugLife/ Instagram: https://www.instagram.com/the_frug_life_podcast Get a free stock when you sign up for WeBull and deposit $100. Use my link below: https://act.webull.com/i/TwIJ8klybvIo Music Credit The Purple Planet
08:22
March 16, 2021
February update, what is Mturk?
How much did Mr. Frug make in February unrelated to investments and his job? Find out here! Clickworker A micro task site, I like it because the tasks take very little attention, ideal to do while watching youtube. Webull a stock trading app Get a free stock when you sign up for WeBull and deposit $100. When you use my link. Capital One my preferred credit card the quicksilver card is simple and get 1.5% cash back. No fiddling with categories. Other ways I earn that didn’t appear it todays episode: Inbox dollars "Beer Money" type site, I enjoy using doing the daily polls, the paid emails, and the search function. Sofi Invest my trading app of choice. Get $50 when you invest $1,000. Yotta Savings, Remember to use my Referral code Richard45 for bonus tickets! Link to my Book, A Real Money Book Link to my store on Redbubble Music Credit The Purple Planet Want more Frugal Content? Follow me on: Twitter: https://twitter.com/thefruglife Facebook: https://www.facebook.com/TheFrugLife/ Instagram: https://www.instagram.com/the_frug_life_podcast Earnings breakdown: $19.06 webull $11.64 credit card points $5.71 Clickworker $2.28 Mtutk $3.63 We are 8 $0.26 Blog Ads Sources: https://thehustle.co/making-money-on-amazon-mechanical-turk/ https://en.wikipedia.org/wiki/The_Turk
06:27
March 9, 2021
Invest Like a Cow
In this episode of the show, I talk about a newsletter I got from Robert Kiyosaki where he talks about cows and how cash flow investing is better than capital gains investing. Sign up for the Newsletter: https://www.thefruglife.com/p/join.html Want more Frugal Content? Follow me on: Twitter: https://twitter.com/thefruglife Facebook: https://www.facebook.com/TheFrugLife/ Instagram: https://www.instagram.com/the_frug_life_podcast Get a free stock when you sign up for WeBull and deposit $100. Use my link below: https://act.webull.com/i/TwIJ8klybvIo Music Credit The Purple Planet
09:05
March 2, 2021
Should you avoid MLMs?
In this episode I talk about features of MLMs (multi-level marketing) vs pyramid schemes. Want more Frugal Content? Follow me on: Twitter: https://twitter.com/thefruglife Facebook: https://www.facebook.com/TheFrugLife/ Instagram: https://www.instagram.com/the_frug_life_podcast Get a free stock when you sign up for WeBull and deposit $100. Use my link below: https://act.webull.com/i/TwIJ8klybvIo Sources: https://www.consumer.ftc.gov/articles/0065-multi-level-marketing-businesses-and-pyramid-schemes https://consumer.sd.gov/fastfacts/marketing.aspx#:~:text=Multi%2Dlevel%20Marketing%20(MLM),of%20mouth%20and%20direct%20sales.&text=The%20difference%20between%20a%20pyramid,sold%20in%20a%20pyramid%20scheme. https://www.ftc.gov/system/files/documents/public_comments/2006/07/522418-12684.pdf https://www.ftc.gov/sites/default/files/documents/public_comments/trade-regulation-rule-disclosure-requirements-and-prohibitions-concerning-business-opportunities-ftc.r511993-00008%C2%A0/00008-57281.pdf?fbclid=IwAR3hDR81NUgznApRhXF_WhLAx-lasIOtjGG3KD1E2FvmoQQ-B1Kp6tnlaBc https://www.youtube.com/c/AlwaysMarcoTV/videos https://www.thrillist.com/eat/nation/girl-scout-cookie-equivalents-grocery-store-alternatives-to-thin-mints-samoas-tagalongs Music credit the purple Planet.
09:47
February 23, 2021
Thoughts on the Market from Personal Finance Pros
In this episode I have some amazing guests speaking about the market right now. Guests in Order of Appearance: Andre @ Canoosa Finance @canoosafinance (instagram) The Financial Wolverine @3FinanWolverine (twitter) Nile Holding Investments  @nile_holdings_inv (instagram) Future Rich Podcast @futurerichpodcast (instagram) Music Credit The Purple Planet Want more Frugal Content? Follow me on: Twitter: https://twitter.com/thefruglife Facebook: https://www.facebook.com/TheFrugLife/ Instagram: https://www.instagram.com/the_frug_life_podcast
15:06
February 16, 2021
January 2021 Monthly earnings update
How much did Mr. Frug make in January unrelated to investments and his job? Find out here! Clickworker A micro task site, I like it because the tasks take very little attention, ideal to do while watching youtube.  Inbox dollars "Beer Money" type site, I enjoy using doing the daily polls, the paid emails, and the search function. Sofi Invest my trading app of choice. Get $50 when you invest $1,000. Capital One my preferred credit card the quicksilver card is simple and get 1.5% cash back. No fiddling with categories.  Yotta Savings, Remember to use my Referral code Richard45 for bonus tickets! Link to my Book, A Real Money Book Link to my store on Redbubble Music Credit The Purple Planet Want more Frugal Content? Follow me on: Twitter: https://twitter.com/thefruglife Facebook: https://www.facebook.com/TheFrugLife/ Instagram: https://www.instagram.com/the_frug_life_podcast Earnings breakdown: 100.00 sofi money signup bonus 50.00 sofi ambassador 24.70 credit card rewards 22.44 firsttrade 15.00 inbox dollars 10.97 clickworker 10.00 bing rewards 8.53 bitmoon 4.92 1/18-1/24 yotta 1.58 Ads on Blog 0.42 redbuble 0.39 1/11-1/17 yotta
07:45
February 9, 2021
The Sticker
In this episode I give an update on Investing in China. I talk about a very expensive Banana sticker and some of the history of large denomination bills in the US.   Want more Frugal Content? Follow me on: Twitter: https://twitter.com/thefruglife Facebook: https://www.facebook.com/TheFrugLife/ Instagram: https://www.instagram.com/the_frug_life_podcast Get a free stock when you sign up for WeBull and deposit $100. Use my link below: https://act.webull.com/i/TwIJ8klybvIo Resources: https://www.investopedia.com/6-famous-discontinued-and-uncommon-u-s-currency-denominations-4773302#100000-bill https://en.wikipedia.org/wiki/Large_denominations_of_United_States_currency#:~:text=Although%20they%20are%20still%20legal,to%20'lack%20of%20use'. https://nomadcapitalist.com/2018/02/02/largest-value-banknotes-world/ https://www.delish.com/food-news/a35280805/del-monte-banana-20-bill/ https://www.usinflationcalculator.com/ https://www.rt.com/business/513216-china-stock-market-millions-investors/#:~:text=China's%20Shenzhen%20component%20surged%2038.7,by%2027.2%20percent%20in%202020. https://moneyfortherestofus.com/328-underweight-chinese-stocks/ Music Credit the Purple Planet
07:47
February 2, 2021
Life Insurance: Term vs Permanent
In this episode, I talk about permanent and term life insurance why you might pick one over the other. My episode on Money Master the Game https://anchor.fm/thefruglife/episodes/My-thoughts-on-Money-Master-the-Game-ec0a5o Resources: https://www.investopedia.com/articles/personal-finance/022615/how-age-affects-life-insurance-rates.asp#:~:text=Your%20age%20is%20one%20of,you're%20over%20age%2050. https://www.entrepreneur.com/article/310731 Learn and earn rewards on Zogo! You can help me earn a gift card by using my code RICKYH3 when you make an account! https://zogo.app.link/Vtx2wQjF9cb Want more Frugal Content? Follow me on: Twitter: https://twitter.com/thefruglife Facebook: https://www.facebook.com/TheFrugLife/ Instagram: https://www.instagram.com/the_frug_life_podcast Get a free stock when you sign up for WeBull and deposit $100. Use my link below: https://act.webull.com/i/TwIJ8klybvIo Music Credit to The Purple Planet
12:23
January 26, 2021
Frugal Stories: The Soup, the Fire
I share a few stories of frugal things I have done recently. https://www.thefruglife.com/2019/02/are-you-frugal-or-just-plain-ole-cheap.html Want more Frugal Content? Follow me on: Twitter: https://twitter.com/thefruglife Facebook: https://www.facebook.com/TheFrugLife/ Instagram: https://www.instagram.com/the_frug_life_podcast Get a free stock when you sign up for WeBull and deposit $100. Use my link below: https://act.webull.com/i/TwIJ8klybvIo Music Credit, the Purple Planet
06:53
January 19, 2021
Be Aware of Incentives
In this episode I talk about incentives. Have you considered the incentives of those you work with? Are people really motivated to put your best interests at heart? Note this is not investment advice. Want more Frugal Content? Follow me on: Twitter: https://twitter.com/thefruglife Facebook: https://www.facebook.com/TheFrugLife/ Instagram: https://www.instagram.com/the_frug_life_podcast Get a free stock when you sign up for WeBull and deposit $100. Use my link below: https://act.webull.com/i/TwIJ8klybvIo Referenced Material https://www.unshakeable.com/podcast/ Music Credit to the Purple Planet
08:29
January 12, 2021
2020 and Beyond
I talk about the metrics of the Show in 2020 as well as a goal for 2021. Millionaire habits  Want more Frugal Content? Follow me on: Twitter: https://twitter.com/thefruglife Facebook: https://www.facebook.com/TheFrugLife/ Instagram: https://www.instagram.com/the_frug_life_podcast Get a free stock when you sign up for WeBull and deposit $100. Use my link below: https://act.webull.com/i/TwIJ8klybvIo Music Credit The purple Planet
08:10
January 5, 2021
Wealth Building Today is Different
Wealth building today is different. In times past, particularly in the US you could go, work at the local gm plant or other blue collar job and make a living. Now days, I think that is less true. Sources https://www2.census.gov/programs-surveys/decennial/tables/time-series/coh-values/values-unadj.txt https://archive.curbed.com/2018/4/10/17219786/buying-a-house-mortgage-government-gi-bill Want more Frugal Content? Follow me on: Twitter: https://twitter.com/thefruglife Facebook: https://www.facebook.com/TheFrugLife/ Instagram: https://www.instagram.com/the_frug_life_podcast Get a free stock when you sign up for WeBull and deposit $100. Use my link below: https://act.webull.com/i/TwIJ8klybvIo Music Credit, the Purple Planet
06:56
December 22, 2020
What is OTC and should you trade it?
First, what is a stock exchange? A stock exchange is a place where you can buy and sell stocks. The New York Stock Exchange and Nasdaq are examples.  But you can trade stocks that aren't listed on either.  OTC stocks are not traded on a traditional exchange, but rather but individual broker dealers.  I own only one OTC stock, iconsumer, which you can get free stocks for here by signing up. https://www.iconsumer.com/Fsx0j6Y I also mention a competitor, honey, which you can check out here. You also can get rewards for shopping by signing up here. https://www.joinhoney.com/ref/i3h8tj Sources https://www.schwab.com/stocks/understand-stocks/otc-stock https://www.investopedia.com/terms/o/otc.asp#:~:text=Stocks%20that%20trade%20on%20exchanges,by%20phone%20using%20the%20OTCBB.
10:51
December 15, 2020
Update on Yotta Savings
Yotta bank in lowering its APY on deposit balances over 25k Expected rates for first 25k is still 1.65% APY however,  for money over 25k is .44% APY Martin's Guest post: https://www.thefruglife.com/2020/12/getting-started-with-side-hustle.html Want more Frugal Content? Follow me on: Twitter: https://twitter.com/thefruglife Facebook: https://www.facebook.com/TheFrugLife/ Instagram: https://www.instagram.com/the_frug_life_podcast Get a free stock when you sign up for WeBull and deposit $100. Use my link below: https://act.webull.com/i/TwIJ8klybvIo Sources: https://www.doctorofcredit.com/yotta-savings-review-get-steady-interest-lottery-chances-at-big-win/ Music Credit, the Purple Planet
07:36
December 8, 2020
Inflation and You
In this Episode I talk about inflation and the price of bitcoin. I also discuss TIPS, gold, silver, and real estate as methods of avoiding inflation risk.  I talk about one type of inflation, which is caused by an increase in the supply of money, while good and services remain constant.  Join the Frug life newsletter: https://www.thefruglife.com/p/join.html Music Credit to the Purple Planet Sources: https://fred.stlouisfed.org/series/M2 https://www.treasury.gov/resource-center/data-chart-center/interest-rates/Pages/TextView.aspx?data=realyield https://www.wsj.com/articles/SB10001424052970203917304574415193376917198#:~:text=A%20long%2Dstanding%20rule%20of,%2Dthe%2Dline%20toga.) Want more Frugal Content? Follow me on: Twitter: https://twitter.com/thefruglife Facebook: https://www.facebook.com/TheFrugLife/ Instagram: https://www.instagram.com/the_frug_life_podcast Get a free stock when you sign up for WeBull and deposit $100. Use my link below: https://act.webull.com/i/TwIJ8klybvIo
11:27
December 1, 2020
No podcast episode, but a brand new YT video is up
There is no podcast episode this week, instead I have a YT video. It will be released at the normal time, 6pm on Monday. https://youtu.be/SOtTY4z7Tgs Want more Frugal Content? Follow me on: Twitter: https://twitter.com/thefruglife Facebook: https://www.facebook.com/TheFrugLife/ Instagram: https://www.instagram.com/the_frug_life_podcast Get a free stock when you sign up for WeBull and deposit $100. Use my link below: https://act.webull.com/i/TwIJ8klybvIo
00:29
November 23, 2020
By The Book: Who Moved My Cheese?
Join my newsletter: https://www.thefruglife.com/p/join.html In this episode I talk about the Podcast “By the Book” and the Book, Who Moved my Cheese.  The book offers an interesting story about 2 mice and two humans who explore a maze with cheese in it. One day the cheese has moved, and the character must take action. The book offers the following tips: Change Happens. They Keep Moving The Cheese. Anticipate Change. Get Ready For The Cheese To Move. Monitor Change. Smell The Cheese Often So You Know When It Is Getting Old. Adapt To Change Quickly. Change. Enjoy Change! Be Ready to Change Quickly And Enjoy It Again and Again. References https://www.stitcher.com/podcast/stitcher/by-the-book/e/67966209 https://psychcentral.com/blog/who-moved-my-cheese-keep-moving-the-cheese/ Music Credit, the Purple Planet Want more Frugal Content? Follow me on: Twitter: https://twitter.com/thefruglife Facebook: https://www.facebook.com/TheFrugLife/ Instagram: https://www.instagram.com/the_frug_life_podcast Get a free stock when you sign up for WeBull and deposit $100. Use my link below: https://act.webull.com/i/TwIJ8klybvIo
09:00
November 17, 2020
Capital gains and losses and timing
Thank you Podcorn for sponsoring this episode of the Frug Life, Check them out at podcorn.com. What is a capital loss or a capital gain? Capital gains are taxed at special rates, lower rates. At least long term capital gains are. Short term is taxed at regular rates. How can I take advantage of timing to pay less in tax now? Here near the end of the year though, you can have a bit of a timing benefit. If you have some stocks you have been meaning to sell at a loss, well you can do so now, and come tax time you will reap the benefit, which isn’t too far away. And alternatively, if you have some winning stocks and what to sell or rebalance, you can sell them in January, and then you don’t have to pay tax on it for over a year. To support the show check out http://support.thefruglife.com/ Music credit, the Purple Planet Want more Frugal Content? Follow me on: Twitter: https://twitter.com/thefruglife Facebook: https://www.facebook.com/TheFrugLife/ Instagram: https://www.instagram.com/the_frug_life_podcast Get a free stock when you sign up for WeBull and deposit $100. Use my link below: https://act.webull.com/i/TwIJ8klybvIo
10:39
November 10, 2020
Travel Tips
In this episode I talk about Travel tips, specifically, what I did to get ready for my most recent trip. Mostly cleaning stuff out of my fridge.  Check out some of the pictures on IG https://www.instagram.com/the_frug_life_podcast I am fermenting some peppers, made some plum syrup ( I used this video for the inspiration https://www.youtube.com/watch?v=y24I91gNiTU), I just had some leftover plums to use.  At the time of recording this,  the show lost its main sponsor, so please check out some ways to support the show. One way is signing up for Yotta savings, which will get you a great interest rate of 2% on average. If use my Promo code "Richard45" you will get additional tickets, which means more chances to win. Music Credit, the Purple Planet Oh and my book on amazon: https://www.amazon.com/Real-Money-Book-Beginners-Passive-ebook/dp/B07L23SGSV Want more Frugal Content? Follow me on: Twitter: https://twitter.com/thefruglife Facebook: https://www.facebook.com/TheFrugLife/ Instagram: https://www.instagram.com/the_frug_life_podcast Get a free stock when you sign up for WeBull and deposit $100. Use my link below: https://act.webull.com/i/TwIJ8klybvIo
06:46
November 3, 2020
How to get 2% interest risk free ( when interest rates are close to zero)
In this episode, I talk about how I am earning higher interest than a traditional bank, it is with an app called Yotta Savings. You can get Yotta savings in either the App store or the Play store. https://www.withyotta.com/ Remember to use my Referral code Richard45 for bonus tickets! Referenced  material https://www.youtube.com/watch?v=Fe1uWBSnzLw https://www.youtube.com/watch?v=466P4UPXco8 Music Credit The Purple Planet Want more Frugal Content? Follow me on: Twitter: https://twitter.com/thefruglife Facebook: https://www.facebook.com/TheFrugLife/ Instagram: https://www.instagram.com/the_frug_life_podcast Get a free stock when you sign up for WeBull and deposit $100. Use my link below: https://act.webull.com/i/TwIJ8klybvIo
07:59
October 13, 2020
Reducing Food Waste
In this episode on the Frug Life, I give 4 tips on Food waste. Also I share a section from the Frugal and Thriving podcast. Check out their blog here https://www.frugalandthriving.com.au/ Tip one Cook what you have . Tip two Use the scraps Tip three Preserve what you can’t use. Or tip four, give it away Other mentioned links: https://www.youtube.com/watch?v=y24I91gNiTU http://anotherboringlifestoryblog.blogspot.com/2016/11/rickys-fried-rice.html Music Credit, the Purple Planet Want more Frugal Content? Follow me on: Twitter: https://twitter.com/thefruglife Facebook: https://www.facebook.com/TheFrugLife/ Instagram: https://www.instagram.com/the_frug_life_podcast Get a free stock when you sign up for WeBull and deposit $100. Use my link below: https://act.webull.com/i/TwIJ8klybvIo
10:38
October 6, 2020
How Am I Investing Right Now?
Join my Newsletter for tips and frugal news: https://www.thefruglife.com/p/join.html How am I investing right now? In short, I'm still investing in my 401k like usual, but I am also looking at some discretionary investments, I might not normally make.  Music Credit the Purple Planet And here are some resources I used in the show. https://ritholtz.com/2020/09/unprecedented/ https://www.youtube.com/watch?v=znIZznswGTs https://www.youtube.com/watch?v=RwSxIPfn3rA https://www.youtube.com/watch?v=aaaEy8MQOd8 https://www.youtube.com/watch?v=Vomb4G_z9lE Want more Frugal Content? Follow me on: Twitter: https://twitter.com/thefruglife Facebook: https://www.facebook.com/TheFrugLife/ Instagram: https://www.instagram.com/the_frug_life_podcast Get a free stock when you sign up for WeBull and deposit $100. Use my link below: https://act.webull.com/i/TwIJ8klybvIo
10:34
September 29, 2020
Is money everything?
In this episode, I discuss a question submitted by Daniel Cao, the SHOW’s number one fan! HE WAS NUMBER ONE!  " Is money everything Mr. Frug? " Let's dive in. Music credit, the Purple Planet Want more Frugal Content? Follow me on: Twitter: https://twitter.com/thefruglife Facebook: https://www.facebook.com/TheFrugLife/ Instagram: https://www.instagram.com/the_frug_life_podcast Get a free stock when you sign up for WeBull and deposit $100. Use my link below: https://act.webull.com/i/TwIJ8klybvIo
07:58
September 22, 2020
What is the R&D tax credit?
This episode is part of the small business finance series I am working on.  So what is the history of the R&D credit? What is it? Learn all that today! Justin's Website: https://www.biglifefinancial.com/researchcredits Music Credit: The Purple Planet 
08:22
September 15, 2020
What is Zero based budgeting really?
 What is Zero based budgeting and what should you do it? Sources https://www.daveramsey.com/blog/how-to-make-a-zero-based-budget https://www.investopedia.com/terms/z/zbb.asp Music Credit the Purple Planet Want more Frugal Content? Follow me on: Twitter: https://twitter.com/thefruglife Facebook: https://www.facebook.com/TheFrugLife/ Instagram: https://www.instagram.com/the_frug_life_podcast Get a free stock when you sign up for WeBull and deposit $100. Use my link below: https://act.webull.com/i/TwIJ8klybvIo
07:47
September 8, 2020
Transportation Tips
I answer the question "IS a Tesla worth the price? What if it's used?" from a twitter follower, Dan.  I talk about ways to save money on transportation.  Referenced material: https://www.youtube.com/watch?v=kWvs5H32Oyc Music Credit, the Purple Planet. www.suport.thefruglife.com Get a free stock when you sign up for WeBull and deposit $100. Use my link below: https://act.webull.com/i/TwIJ8klybvIo Disclaimer: No accounting or investment advice is provided in this show. All information is for general education.  Want more Frugal Content? Follow me on: Twitter: https://twitter.com/thefruglife Facebook: https://www.facebook.com/TheFrugLife/ Instagram: https://www.instagram.com/the_frug_life_podcast
13:48
September 1, 2020
Frugal Video Games
I talk about how to save money on video games, play games for free, and even how to make some money on video games. https://www.reddit.com/r/FreeGameFindings/ https://play.google.com/store/apps/details?id=com.blast.blast&hl=en_US Cash alarm App flame Rewarded Play Music Credit, the Purple Planet. www.suport.thefruglife.com WeBull Link: https://act.webull.com/i/TwIJ8klybvIo Want more Frugal Content? Follow me on: Twitter: https://twitter.com/thefruglife Facebook: https://www.facebook.com/TheFrugLife/ Instagram: https://www.instagram.com/the_frug_life_podcast Get a free stock when you sign up for WeBull and deposit $100. Use my link below: https://act.webull.com/i/TwIJ8klybvIo
07:58
August 25, 2020
Welcome to the Frug Life
Welcome to the Frug Life, a podcast on investing, saving, and earning money.  So who am I, and why I did start a podcast? All of that and more in this re-shooting of episode one. Music Credit The Purple Planet Want more Frugal Content? Follow me on: Twitter: https://twitter.com/thefruglife Facebook: https://www.facebook.com/TheFrugLife/ Instagram: https://www.instagram.com/the_frug_life_podcast Get a free stock when you sign up for WeBull and deposit $100. Use my link below: https://act.webull.com/i/TwIJ8klybvIo
08:57
August 18, 2020
My Speculation on Real Estate
In this episode I give a “stock trading idea” and speculate wildly about real estate. https://anchor.fm/thefruglife/episodes/Reading-and-the-Country-e479uv Music Credit, the Purple Planet My stock trading app of choice, Sofi! Sign up here and get $50, when you invest $1,000. https://www.sofi.com/share/invest/2588771 Want more Frugal Content? Follow me on: Twitter: https://twitter.com/thefruglife Facebook: https://www.facebook.com/TheFrugLife/ Instagram: https://www.instagram.com/the_frug_life_podcast Get a free stock when you sign up for WeBull and deposit $100. Use my link below: https://act.webull.com/i/TwIJ8klybvIo
07:26
August 11, 2020
Graham Stephan: "How To Make Passive Income with $500"
I discuss Graham Stephan's  video "How To Make Passive Income with $500" as well as my thoughts and experiments attempting  his recommendations. Graham’s Video https://www.youtube.com/watch?v=DajKPbotAdo Sofi Link https://www.sofi.com/share/invest/2588771 WeBull https://act.webull.com/i/TwIJ8klybvIo Robinhood http://share.robinhood.com/richarh220 Contact me Ricky@thefruglife.com Music credit the Purple Planet Want more Frugal Content? Follow me on: Twitter: https://twitter.com/thefruglife Facebook: https://www.facebook.com/TheFrugLife/ Instagram: https://www.instagram.com/the_frug_life_podcast Get a free stock when you sign up for WeBull and deposit $100. Use my link below: https://act.webull.com/i/TwIJ8klybvIo
08:41
August 4, 2020
Avoiding online Scams
I network a lot online and see a lot of online scams. How can you identify and avoid them? Ricky@thefruglife.com https://www.instagram.com/the_frug_life_podcast https://twitter.com/TheFrugLife Music credit, the Purple Planet Want more Frugal Content? Follow me on: Twitter: https://twitter.com/thefruglife Facebook: https://www.facebook.com/TheFrugLife/ Instagram: https://www.instagram.com/the_frug_life_podcast Get a free stock when you sign up for WeBull and deposit $100. Use my link below: https://act.webull.com/i/TwIJ8klybvIo
09:46
July 28, 2020
Survivorship bias
What is Survivorship bias? In essence, looking at the successful, we might have a skewed idea of what is needed to succeed.  https://www.bloomberg.com/billionaires/ https://www.youtube.com/watch?v=RrOcdnRYuo4 Music Credit, The Purple Planet Twitter @TheFruglife https://twitter.com/TheFrugLife IG https://www.instagram.com/the_frug_life_podcast/?hl=en @the_frug_life_podcast
08:05
July 21, 2020
Should I Invest in One Stock?
Is it a good idea to invest in a single stock?   Is it a good idea for me to pick individual stocks? Find out here. The Frug Life Blog https://www.thefruglife.com/ Music credit the Purple Planet Want more Frugal Content? Follow me on: Twitter: https://twitter.com/thefruglife Facebook: https://www.facebook.com/TheFrugLife/ Instagram: https://www.instagram.com/the_frug_life_podcast Get a free stock when you sign up for WeBull and deposit $100. Use my link below: https://act.webull.com/i/TwIJ8klybvIo
11:11
July 14, 2020
Charity
Giving away money and right might actually be a frugal thing to do! Sources: https://www.buzzfeednews.com/article/ryanmac/black-lives-matter-foundation-unrelated-blm-donations Music Credit, the Purple Planet Want more Frugal Content? Follow me on: Twitter: https://twitter.com/thefruglife Facebook: https://www.facebook.com/TheFrugLife/ Instagram: https://www.instagram.com/the_frug_life_podcast Get a free stock when you sign up for WeBull and deposit $100. Use my link below: https://act.webull.com/i/TwIJ8klybvIo
07:49
July 7, 2020
Scheduling Note 2
The podcast will return to full force shortly. Want more Frugal Content? Follow me on: Twitter: https://twitter.com/thefruglife Facebook: https://www.facebook.com/TheFrugLife/ Instagram: https://www.instagram.com/the_frug_life_podcast Get a free stock when you sign up for WeBull and deposit $100. Use my link below: https://act.webull.com/i/TwIJ8klybvIo
00:39
June 30, 2020
Systemic Poverty
What is Systemic Poverty? I talk about race and wealth, how wealth is traditionally built in America and more. Sources: https://www.washingtonpost.com/opinions/dont-deny-the-link-between-poverty-and-single-parenthood/2018/03/18/e6b0121a-2942-11e8-b79d-f3d931db7f68_story.html https://www.pbs.org/wgbh/frontline/article/how-poverty-can-follow-children-into-adulthood/ https://www.youtube.com/watch?v=xvQ1V2WLJt0&feature=share&fbclid=IwAR3MsdnuaK8nGCrj71JeGl-GKsltUOcCM69adyAOXGrBkZOdPm7tbrYpXoQ https://www.facebook.com/watch/?v=2529359743953445 Music the Purple Planet Want more Frugal Content? Follow me on: Twitter: https://twitter.com/thefruglife Facebook: https://www.facebook.com/TheFrugLife/ Instagram: https://www.instagram.com/the_frug_life_podcast Get a free stock when you sign up for WeBull and deposit $100. Use my link below: https://act.webull.com/i/TwIJ8klybvIo
13:01
June 23, 2020
Scheduling Note
No Episode this week Want more Frugal Content? Follow me on: Twitter: https://twitter.com/thefruglife Facebook: https://www.facebook.com/TheFrugLife/ Instagram: https://www.instagram.com/the_frug_life_podcast Get a free stock when you sign up for WeBull and deposit $100. Use my link below: https://act.webull.com/i/TwIJ8klybvIo
00:41
June 9, 2020
5 Pieces of Dumb Financial Advice That Most People Believe
I discuss a article titled,  5 Pieces of Dumb Financial Advice That Most People Believe.  The article: https://sage.money/2020/05/5-pieces-of-dumb-financial-advice-that-most-people-believe/?fbclid=IwAR1HJD42M-jShMTERmdeTsZL4I1AfuhIX56hX8uKF5brGW-F5W0iFlXoeho Article 2 https://sage.money/2020/05/anyone-born-before-1989-should-take-advantage-of-these-5-money-tricks/ Investing advice https://www.cnbc.com/2020/05/22/warren-buffett-most-people-shouldnt-pick-single-stocks.html?fbclid=IwAR31SgAWuZF-PWJl9EtiDgJwwOgnjzovuq3kiVbOzwaYnd14dHYp2TtP0bY Link to Webull, get a free stock when to deposit $100 https://act.webull.com/i/TwIJ8klybvIo Link to Robinhood, get a free stock with sign up and deposit. http://share.robinhood.com/richarh220 Hey! I'm using SoFi Invest 📊 to buy and sell stocks (and pieces of stocks) with zero fees. Open an Active Investing account with $1,000 or more, and you'll get $75 in stock. I'll get $75 in stock, too! Use my link: https://www.sofi.com/share/invest/2588771 Music by the purple planet Want more Frugal Content? Follow me on: Twitter: https://twitter.com/thefruglife Facebook: https://www.facebook.com/TheFrugLife/ Instagram: https://www.instagram.com/the_frug_life_podcast Get a free stock when you sign up for WeBull and deposit $100. Use my link below: https://act.webull.com/i/TwIJ8klybvIo
09:09
June 2, 2020
Be Grateful
Sorry the episode is late. I reflect on one of the best free things in life. Music by the Purple Planet Want more Frugal Content? Follow me on: Twitter: https://twitter.com/thefruglife Facebook: https://www.facebook.com/TheFrugLife/ Instagram: https://www.instagram.com/the_frug_life_podcast Get a free stock when you sign up for WeBull and deposit $100. Use my link below: https://act.webull.com/i/TwIJ8klybvIo
06:36
May 26, 2020
Freedom Amidst the Virus
I share one reason the post-covid world isn’t going to be the same as the pre-covid world. Sources: https://www.bbc.com/news/world-us-canada-52311877 https://www.npr.org/transcripts/852861231 My Book https://amzn.to/2ABimU3 Music Credit: The purple Planet Want more Frugal Content? Follow me on: Twitter: https://twitter.com/thefruglife Facebook: https://www.facebook.com/TheFrugLife/ Instagram: https://www.instagram.com/the_frug_life_podcast Get a free stock when you sign up for WeBull and deposit $100. Use my link below: https://act.webull.com/i/TwIJ8klybvIo
08:26
May 19, 2020
Should you trade Forex?
In this episode I talk about how George Soros made over a billion dollars in the 90s. I explain what Forex is and answer the question, should you trade in it? Should you buy Forex signals? https://anchor.fm/thefruglife/episodes/Futures-and-options-ecm2ie Sources: https://www.investopedia.com/terms/forex/m/majors.asp https://www.youtube.com/watch?v=uScH7xktWKM https://moneyfortherestofus.com/214-trade-currencies-forex/ https://www.investopedia.com/ask/answers/08/george-soros-bank-of-england.asp https://www.thebalance.com/black-wednesday-george-soros-bet-against-britain-1978944 Music from the purple planet Want more Frugal Content? Follow me on: Twitter: https://twitter.com/thefruglife Facebook: https://www.facebook.com/TheFrugLife/ Instagram: https://www.instagram.com/the_frug_life_podcast Get a free stock when you sign up for WeBull and deposit $100. Use my link below: https://act.webull.com/i/TwIJ8klybvIo
13:58
May 12, 2020
Freelancing and Fiverr
In this episode I talk about my experiences using Fiverr and other freelance sites. I give some of my tips for using the sites to make the experience more enjoyable and profitable. Links: Fiverr Upwork Simbi My Book, a Real Money Book with tips on Freelancing Funny videos about using fiverr: https://www.youtube.com/watch?v=uScH7xktWKM https://www.youtube.com/watch?v=ROXWNtoW45Y https://www.youtube.com/watch?v=OPLSrEePWm0 https://www.youtube.com/watch?v=U6Og9wtO9jE Music Credit, the Purple Planet Want more Frugal Content? Follow me on: Twitter: https://twitter.com/thefruglife Facebook: https://www.facebook.com/TheFrugLife/ Instagram: https://www.instagram.com/the_frug_life_podcast Get a free stock when you sign up for WeBull and deposit $100. Use my link below: https://act.webull.com/i/TwIJ8klybvIo
11:37
May 5, 2020
Mrs. Frug's Thoughts on Frugal Living
Mrs. Frug talks about her experience being frugal.  Music Credit The Purple Planet Want more Frugal Content? Follow me on: Twitter: https://twitter.com/thefruglife Facebook: https://www.facebook.com/TheFrugLife/ Instagram: https://www.instagram.com/the_frug_life_podcast Get a free stock when you sign up for WeBull and deposit $100. Use my link below: https://act.webull.com/i/TwIJ8klybvIo
10:37
April 28, 2020
Futures and options
In this episode I discuss the following questions from wallstreetcalls on Instagram 1) Do you do any options trading? If so, what is your options strategy? 2) What is your overall investment strategy/how do you allocate/diversify? 3) If you had to choose between the two during this crisis, would you: A) increase your 401k contribution to indices like S&P500 OR B) would you keep your contribution as is? 4) What would your advice be to a 55 year old with no retirement or savings accounts. (Their employer doesn’t offer a 401k). They are able to save $100 per month. 5) Have we seen the “bottom” from coronavirus fall out? And how are you protecting your investments during this time? Want more Frugal Content? Follow me on: Twitter: https://twitter.com/thefruglife Facebook: https://www.facebook.com/TheFrugLife/ Instagram: https://www.instagram.com/the_frug_life_podcast Get a free stock when you sign up for WeBull and deposit $100. Use my link below: https://act.webull.com/i/TwIJ8klybvIo
10:05
April 21, 2020
Cook What You Have
I tips on my cooking strategy and mentality.  Referenced in the show: Pat Flynn https://www.youtube.com/watch?v=B7GrvFa_erU Adam Ragusea https://www.youtube.com/watch?v=UNHtj7QtCdk Instagram https://www.instagram.com/the_frug_life_podcast/ Music from the Purple Planet Want more Frugal Content? Follow me on: Twitter: https://twitter.com/thefruglife Facebook: https://www.facebook.com/TheFrugLife/ Instagram: https://www.instagram.com/the_frug_life_podcast Get a free stock when you sign up for WeBull and deposit $100. Use my link below: https://act.webull.com/i/TwIJ8klybvIo
09:39
April 14, 2020
My thoughts on Money Master the Game
In this episode I talk about the book Money Master the Game by Tony Robins. Learn the Secrets that the wealthy do to invest their money!  Source: https://www.slickcharts.com/sp500 Music Credit the Purple Planet Want more Frugal Content? Follow me on: Twitter: https://twitter.com/thefruglife Facebook: https://www.facebook.com/TheFrugLife/ Instagram: https://www.instagram.com/the_frug_life_podcast Get a free stock when you sign up for WeBull and deposit $100. Use my link below: https://act.webull.com/i/TwIJ8klybvIo
17:24
April 7, 2020
Fomo and why you might need to sell
In this episode I talk about the Fear of missing out and when you might need to sell in a downmarket. Music credit the Purple Planet Want more Frugal Content? Follow me on: Twitter: https://twitter.com/thefruglife Facebook: https://www.facebook.com/TheFrugLife/ Instagram: https://www.instagram.com/the_frug_life_podcast Get a free stock when you sign up for WeBull and deposit $100. Use my link below: https://act.webull.com/i/TwIJ8klybvIo
08:01
March 31, 2020
Runs and Routs
In this episode I talk about Taxhawk, the tax software I use. Why runs on food happen.  And what a rout is and why it might relate to our current situation. Free tax filing: https://www.irs.gov/filing/free-file-do-your-federal-taxes-for-free Routing Source: https://www.youtube.com/watch?v=1OsLESoAGg0 Resources for your business: https://www.smartpassiveincome.com/online-business-toolkit/ My book: https://amzn.to/3aaTVK4 Music Credit: The Purple Planet Sign up for your own investment account here. WeBull https://act.webull.com/i/TwIJ8klybvIo RobinHood http://share.robinhood.com/richarh220 Sofi https://www.sofi.com/share/invest/2588771 Also, if you use Taxhawk, use the promo code TAXHAWK25 for a discount Want more Frugal Content? Follow me on: Twitter: https://twitter.com/thefruglife Facebook: https://www.facebook.com/TheFrugLife/ Instagram: https://www.instagram.com/the_frug_life_podcast Get a free stock when you sign up for WeBull and deposit $100. Use my link below: https://act.webull.com/i/TwIJ8klybvIo
09:22
March 24, 2020
Buy Buy Buy
With volatility in the market should you sell? My answer is no! In fact, I am buying more stock at this time. https://moneyfortherestofus.com/290-what-are-closed-end-funds/ Music Credit the Purple Planet Want more Frugal Content? Follow me on: Twitter: https://twitter.com/thefruglife Facebook: https://www.facebook.com/TheFrugLife/ Instagram: https://www.instagram.com/the_frug_life_podcast Get a free stock when you sign up for WeBull and deposit $100. Use my link below: https://act.webull.com/i/TwIJ8klybvIo
08:54
March 17, 2020
Greed
What is Greed? What is rational self interest? Does it help the economy? And thanks Daniel for the app suggestion last week! https://twitter.com/TheFrugLife www.facebook.com/TheFrugLife https://www.instagram.com/the_frug_life_podcast Music Credit, the Purple Planet What more Frugal Content? Follow me on: Twitter: https://twitter.com/thefruglife Facebook: https://www.facebook.com/TheFrugLife/ Instagram: https://www.instagram.com/the_frug_life_podcast Get a free stock when you sign up for WeBull and deposit $100. Use my link below: https://act.webull.com/i/TwIJ8klybvIo
08:05
March 10, 2020
Coronas, Stocks, and Vons
In this episode I talk about Corona virus and the stock market as well as some apps to save money on groceries and fast food. Note, this is not personalized investment advice and is for general education purposes only.  Sign up here! https://act.webull.com/i/TwIJ8klybvIo http://share.robinhood.com/richarh220 Music Credit: https://www.purple-planet.com Want more Frugal Content? Follow me on: Twitter: https://twitter.com/thefruglife Facebook: https://www.facebook.com/TheFrugLife/ Instagram: https://www.instagram.com/the_frug_life_podcast Get a free stock when you sign up for WeBull and deposit $100. Use my link below: https://act.webull.com/i/TwIJ8klybvIo
09:07
March 3, 2020
Retirement has changed
Retirement isn't the same as it once was. In the olden days, a company would pay for your retirement with a pension. Now days, you are in charge of managing your investments and ensuring you have enough for retirement. Roth IRA Episode  Music by the Purple Planet Want more Frugal Content? Follow me on: Twitter: https://twitter.com/thefruglife Facebook: https://www.facebook.com/TheFrugLife/ Instagram: https://www.instagram.com/the_frug_life_podcast Get a free stock when you sign up for WeBull and deposit $100. Use my link below: https://act.webull.com/i/TwIJ8klybvIo
08:55
February 25, 2020
Health Savings Account
What is a health savings account? How can it help you pay less in taxes? Want more Frugal Content? Follow me on: Twitter: https://twitter.com/thefruglife Facebook: https://www.facebook.com/TheFrugLife/ Instagram: https://www.instagram.com/the_frug_life_podcast Get a free stock when you sign up for WeBull and deposit $100. Use my link below: https://act.webull.com/i/TwIJ8klybvIo
08:03
February 18, 2020
How To Turn $100 into $1 Million
Graham's Video https://www.youtube.com/watch?v=btJzJSgEuXo My Book Music Credit: The purple planet Want more Frugal Content? Follow me on: Twitter: https://twitter.com/thefruglife Facebook: https://www.facebook.com/TheFrugLife/ Instagram: https://www.instagram.com/the_frug_life_podcast Get a free stock when you sign up for WeBull and deposit $100. Use my link below: https://act.webull.com/i/TwIJ8klybvIo
10:47
February 11, 2020
The No. 1 thing people with fat savings accounts scrimp on that you likely don’t
I talk about an article I found about saving and share my thoughts. The article Voat tips The facebook post My Book Excerpt from my next book Music Credit: The purple planet Want more Frugal Content? Follow me on: Twitter: https://twitter.com/thefruglife Facebook: https://www.facebook.com/TheFrugLife/ Instagram: https://www.instagram.com/the_frug_life_podcast Get a free stock when you sign up for WeBull and deposit $100. Use my link below: https://act.webull.com/i/TwIJ8klybvIo
07:04
February 4, 2020
Ramit Sethi's I will teach you to be Rich
My thoughts on the book I will teach you to be Rich and a brief overview. Music by the Purple Planet. Want more Frugal Content? Follow me on: Twitter: https://twitter.com/thefruglife Facebook: https://www.facebook.com/TheFrugLife/ Instagram: https://www.instagram.com/the_frug_life_podcast Get a free stock when you sign up for WeBull and deposit $100. Use my link below: https://act.webull.com/i/TwIJ8klybvIo
08:43
January 28, 2020
Status update from Andrew and a Real Money Book
Learn about Andrew new app, Desolate Ruins, in the google play store! https://play.google.com/store/apps/details?id=com.FaerieGameStudio.DesolateRuins&hl=en_US Also learn about my new book on Amazon, a Real Money Book, where I show how to make money with little effort and investment. The book is $3 and will pay for itself almost instantly. https://amzn.to/2TJsul8 Music Credit: The purple planet Want more Frugal Content? Follow me on: Twitter: https://twitter.com/thefruglife Facebook: https://www.facebook.com/TheFrugLife/ Instagram: https://www.instagram.com/the_frug_life_podcast Get a free stock when you sign up for WeBull and deposit $100. Use my link below: https://act.webull.com/i/TwIJ8klybvIo
08:10
January 21, 2020
Tax credits you may find useful
In this episode I talk about some tax credits that may help you.  Specifically the child tax credit and child care credit,  the earned income credit, and the renter's credit in California. Sources: https://www.ftb.ca.gov/file/personal/credits/nonrefundable-renters-credit.html https://www.nerdwallet.com/blog/taxes/qualify-child-child-care-tax-credit/ My Book https://amzn.to/2FLL4kt Music Credit to Purple Planet Want more Frugal Content? Follow me on: Twitter: https://twitter.com/thefruglife Facebook: https://www.facebook.com/TheFrugLife/ Instagram: https://www.instagram.com/the_frug_life_podcast Get a free stock when you sign up for WeBull and deposit $100. Use my link below: https://act.webull.com/i/TwIJ8klybvIo
09:23
January 14, 2020
Dave Ramsey's Financial Peace Revisited
I want to share some of my perspectives on Dave’s book and talk about where Dave and I disagree and agree. Ultimately, I recommend reading this book yourself, it has great idea for budgeting and inspiring information on personal finance. Music Credit, the purple Planet Want more Frugal Content? Follow me on: Twitter: https://twitter.com/thefruglife Facebook: https://www.facebook.com/TheFrugLife/ Instagram: https://www.instagram.com/the_frug_life_podcast Get a free stock when you sign up for WeBull and deposit $100. Use my link below: https://act.webull.com/i/TwIJ8klybvIo
08:34
January 7, 2020
My income sources ( non financial)
Where's all my money coming from? In short, Blogs, this podcast,  Book sales and more. You can see all my blogs at rickyhirschi.com My book is also available at https://amzn.to/2ZuLULw music credit to purple planet Want more Frugal Content? Follow me on: Twitter: https://twitter.com/thefruglife Facebook: https://www.facebook.com/TheFrugLife/ Instagram: https://www.instagram.com/the_frug_life_podcast Get a free stock when you sign up for WeBull and deposit $100. Use my link below: https://act.webull.com/i/TwIJ8klybvIo
08:09
December 31, 2019
Tips for someone with Fixed Monthly Income
Tips for someone under SSDI The big takeaways are Know what you are spending on what each month. You can do it in google sheets like me, or use another tool that helps automate it, lime mint. Have an emergency fund. Emergencies come up, be ready. 3-6 months of expenses is ideal Invest the excess, just saving money isn’t enough, you need to invest it. In fact, due to inflation, you money may even lose value if it is just in a bank account. And there are almost always ways to make a little more money. Making money doesn’t have to be draining, you can find more enjoyable ways to do it. https://anchor.fm/thefruglife/episodes/Investments-vs-Vehicles-for-Investment-e9b1us https://anchor.fm/thefruglife/episodes/Roth-IRA-e4r62f https://anchor.fm/thefruglife/episodes/Robinhood-and-Investing-in-US-stocks-e3s011 Music Credit to the purple planet Want more Frugal Content? Follow me on: Twitter: https://twitter.com/thefruglife Facebook: https://www.facebook.com/TheFrugLife/ Instagram: https://www.instagram.com/the_frug_life_podcast Get a free stock when you sign up for WeBull and deposit $100. Use my link below: https://act.webull.com/i/TwIJ8klybvIo
09:09
December 24, 2019
A Frugal Spell???
Ricky teaches how MAGIC can help you be FRUGAL!?!? What?  The Tumblr post https://themanicnami.tumblr.com/post/157181019354/simple-money-saving-spell Sign up for WeBull or Robinhood, earn some free stock! https://act.webull.com/i/TwIJ8klybvIo http://share.robinhood.com/richarh220 Music Credit: https://www.purple-planet.com Want more Frugal Content? Follow me on: Twitter: https://twitter.com/thefruglife Facebook: https://www.facebook.com/TheFrugLife/ Instagram: https://www.instagram.com/the_frug_life_podcast Get a free stock when you sign up for WeBull and deposit $100. Use my link below: https://act.webull.com/i/TwIJ8klybvIo
06:22
December 17, 2019
Should you focus on increasing your income or lowering expenses?
I share perspectives from Ramit Sethi and Grant Cardone on the subject. Ultimately, I think it is easier to manage your expensive, while it is probably more important to raise your income. Of course it depends on your individual situation. Infact, all personal finance does, that is why it is personal. Ramit Sethi https://www.youtube.com/watch?v=XY5SeCl_8NE Tweet on Gurus https://twitter.com/TheFrugLife/status/1202441087106736135 My book https://amzn.to/36kWVRx Music Credit to Purple Planet Want more Frugal Content? Follow me on: Twitter: https://twitter.com/thefruglife Facebook: https://www.facebook.com/TheFrugLife/ Instagram: https://www.instagram.com/the_frug_life_podcast Get a free stock when you sign up for WeBull and deposit $100. Use my link below: https://act.webull.com/i/TwIJ8klybvIo
08:01
December 10, 2019
Investments vs Vehicles for Investment
I saw this article online and it irritated me a bit. First it talks about how you can invest and choose your stocks. It continues and says to invest in a 529 or roth ira etc. However these are not really investments, they are vehicles for investment. Let's talk about that. So in your roth ira, you can invest in stocks or bonds or whatever you want. There are even options to invest in real estate, but I'm not an expert on that. The point is, you don't really invest in an ira, that's just the vehicle for your investment. You can pick the actual investment and even change to another one. https://www.forbes.com/sites/jrose/2019/10/22/how-to-invest-1000-dollars/amp/ https://www.youtube.com/watch?v=1OHVzmzXA3A Want more Frugal Content? Follow me on: Twitter: https://twitter.com/thefruglife Facebook: https://www.facebook.com/TheFrugLife/ Instagram: https://www.instagram.com/the_frug_life_podcast Get a free stock when you sign up for WeBull and deposit $100. Use my link below: https://act.webull.com/i/TwIJ8klybvIo
06:44
December 4, 2019
Travel Tips (Flights, Hotels, etc)
In this episode I share some travel tips regarding traveling and booking hotels. My American express referral link: Apply for an American Express Card with this link. We can both get rewarded if you're approved! http://refer.amex.us/RICHAHMTbb?xl=cp01 EACH FRIEND CAN EARN 60,000 Bonus Miles after they use their new Gold Delta SkyMiles® Credit Card to make $2,000 in purchases within the first 3 months of Card Membership and a $50 Statement Credit after they make a Delta purchase with their new Card within the first 3 months of Card Membership. Limited Time Offer ends 1/29/2020. Your friend will be able to choose from all available American Express Personal and Business Card offers. You can receive your referral bonus no matter what Card your friend is approved for. My AirBnB link Music by the Purple Planet Want more Frugal Content? Follow me on: Twitter: https://twitter.com/thefruglife Facebook: https://www.facebook.com/TheFrugLife/ Instagram: https://www.instagram.com/the_frug_life_podcast Get a free stock when you sign up for WeBull and deposit $100. Use my link below: https://act.webull.com/i/TwIJ8klybvIo
09:24
November 26, 2019
Investing in real estate investing in distressed locations plus voat part 2
I discussing real estate investing in  distressed areas as well as some additional questions from Voat. "How does one deal frugally with unavoidable expenses (legal fees, emergency room visits, etc.)? How does someone of modest wealth defend against predatory behavior from the wealthy? Are there some things that simply require a certain amount of currency? What alternatives exist to traditional internet/cell/telephone contracts? How can frugality allow us to live more spiritual lives, less focused on material gain?" References: https://www.reddit.com/r/RealEstate/comments/1vzfvs/how_much_would_it_cost_to_buy_up_a_city_block_or/ https://www.youtube.com/watch?v=kW76liexoBY Music by the purple planet Want more Frugal Content? Follow me on: Twitter: https://twitter.com/thefruglife Facebook: https://www.facebook.com/TheFrugLife/ Instagram: https://www.instagram.com/the_frug_life_podcast Get a free stock when you sign up for WeBull and deposit $100. Use my link below: https://act.webull.com/i/TwIJ8klybvIo
14:04
November 19, 2019
Voat Questions, small home living and more.
I address some questions on Voat: What are some frugal/alt housing situations, something beyond a yurt or a tiny house?What really works? What is scalable? How should one go about finding an affordable plot of land? How can one survive without a job? If I ditch my car for a motorcycle, how much will I save? What will I do when it snows? Links House hacking https://www.youtube.com/watch?v=PobcKgC2QFg Link to book: https://amzn.to/2NdUvxJ https://smartasset.com/mortgage/buying-land Lighthouse listing https://realestatesales.gov/gsaauctions/aucdsclnk?sl=PEACH419003001 Work Online https://www.reddit.com/r/WorkOnline/ Music by the Purple Planet Want more Frugal Content? Follow me on: Twitter: https://twitter.com/thefruglife Facebook: https://www.facebook.com/TheFrugLife/ Instagram: https://www.instagram.com/the_frug_life_podcast Get a free stock when you sign up for WeBull and deposit $100. Use my link below: https://act.webull.com/i/TwIJ8klybvIo
11:36
November 12, 2019
Tips at Disneyworld and other parks
I give some tips for Disneyworld and other parks.  Link to book: https://amzn.to/2NdUvxJ Music Credit, the Purple Planet Want more Frugal Content? Follow me on: Twitter: https://twitter.com/thefruglife Facebook: https://www.facebook.com/TheFrugLife/ Instagram: https://www.instagram.com/the_frug_life_podcast Get a free stock when you sign up for WeBull and deposit $100. Use my link below: https://act.webull.com/i/TwIJ8klybvIo
05:19
November 5, 2019
A Graham Stephan Video, Millionaire Financial Advice
I talk about a youtuber I like, Graham Stephan, as well as another video The Contrepreneur Formula Exposed. I went to a conference recently and saw some similarities.  Millionaire Financial Advice For 18-35 Year Olds | Millennial Money https://www.youtube.com/watch?v=TPX_OTvGk9k The Contrepreneur Formula Exposed https://www.youtube.com/watch?v=vC5cmW8O3L8 Music Credit to the Purple Planet. Want more Frugal Content? Follow me on: Twitter: https://twitter.com/thefruglife Facebook: https://www.facebook.com/TheFrugLife/ Instagram: https://www.instagram.com/the_frug_life_podcast Get a free stock when you sign up for WeBull and deposit $100. Use my link below: https://act.webull.com/i/TwIJ8klybvIo
06:43
October 31, 2019
Which bank should I use online?
In this episode I cover the banks I use and I give a quick status update on the podcast.  My channel https://www.youtube.com/channel/UCA0Q5lakuMY-Md-lXWZjjjA? Capital One promo code https://capital.one/2UKURQR Want more Frugal Content? Follow me on: Twitter: https://twitter.com/thefruglife Facebook: https://www.facebook.com/TheFrugLife/ Instagram: https://www.instagram.com/the_frug_life_podcast Get a free stock when you sign up for WeBull and deposit $100. Use my link below: https://act.webull.com/i/TwIJ8klybvIo
04:18
October 22, 2019
Oopsy, I don't have my recording equipment with me
New episodes should resume shortly. Maybe 2-3 weeks.  Want more Frugal Content? Follow me on: Twitter: https://twitter.com/thefruglife Facebook: https://www.facebook.com/TheFrugLife/ Instagram: https://www.instagram.com/the_frug_life_podcast Get a free stock when you sign up for WeBull and deposit $100. Use my link below: https://act.webull.com/i/TwIJ8klybvIo
00:20
October 15, 2019
Life in Mexico, Interview with David and Dana Hagstrom
I interview David and Dana Hagstrom who have moved to Mexico to retire. We talk about international travel, retirement, starting your own business, and more! They wanted to share some links with you: For folks that want a taste of our coaching, see https://www.davidndana.com/solution For those interested in retirement, check out https://www.davidndana.com/Ideal Our Websites: http://davidndana.com – this is where you’ll find all our newest articles, videos, tips, and training. http://wishtoretire.com - retirement tips and resources On FaceBook: https://www.facebook.com/AskDavidnDana On Twitter: https://twitter.com/DavidnDana On YouTube: https://www.youtube.com/AskDavidnDana On Instagram: https://www.instagram.com/DavidnDana
32:03
October 11, 2019
What happens when I get paid
I share some tips from users on the website Voat. I also share what happens to my cash when I get a paycheck and how I manage my money. Want more Frugal Content? Follow me on: Twitter: https://twitter.com/thefruglife Facebook: https://www.facebook.com/TheFrugLife/ Instagram: https://www.instagram.com/the_frug_life_podcast Get a free stock when you sign up for WeBull and deposit $100. Use my link below: https://act.webull.com/i/TwIJ8klybvIo
13:52
September 24, 2019
Prenups and post cards
I discuss how a prenup could help my friend’s financial situation. Additionally, I talk about how to get a free custom postcard! My vlog https://www.youtube.com/channel/UCA0Q5lakuMY-Md-lXWZjjjA Free postcards https://www.mypostcard.com/en/address/AnotherBoringYoutubeChannelzEnU 3 month Financial statements for the blog and podcast https://www.thefruglife.com/2019/09/the-frug-life-quick-update.html Want more Frugal Content? Follow me on: Twitter: https://twitter.com/thefruglife Facebook: https://www.facebook.com/TheFrugLife/ Instagram: https://www.instagram.com/the_frug_life_podcast Get a free stock when you sign up for WeBull and deposit $100. Use my link below: https://act.webull.com/i/TwIJ8klybvIo
06:32
September 17, 2019
More food tips
I share more tips on saving money on food! Want more Frugal Content? Follow me on: Twitter: https://twitter.com/thefruglife Facebook: https://www.facebook.com/TheFrugLife/ Instagram: https://www.instagram.com/the_frug_life_podcast Get a free stock when you sign up for WeBull and deposit $100. Use my link below: https://act.webull.com/i/TwIJ8klybvIo
08:30
September 10, 2019
Status update and retiring at 55
In this Episode I answer a listener question on withdrawing from a 401k at age 55 and other questions about retirement. I talk about the plans for the podcast and my upcoming trips. https://www.thebalance.com/what-is-the-rule-of-55-2894280 https://www.youtube.com/channel/UCA0Q5lakuMY-Md-lXWZjjjA Want more Frugal Content? Follow me on: Twitter: https://twitter.com/thefruglife Facebook: https://www.facebook.com/TheFrugLife/ Instagram: https://www.instagram.com/the_frug_life_podcast Get a free stock when you sign up for WeBull and deposit $100. Use my link below: https://act.webull.com/i/TwIJ8klybvIo
10:53
September 3, 2019
WeWork and Big announcement
I share my thoughts on WeWork for a Solopreneur. As well a big announcement for the podcast. Equifax hack episode https://anchor.fm/thefruglife/episodes/Earn-125-in-5-minute--Equifax-hack-settlement-e4onea Listing of class actions suits https://www.consumer-action.org/lawsuits/by-status/open Add we work ref code https://refer.wework.com/i/RickyHirschi NPR at WeWork https://www.npr.org/2019/06/04/729768929/all-wework-and-no-play The YouTube channel https://www.youtube.com/channel/UCA0Q5lakuMY-Md-lXWZjjjA Music by the Purple Planet Want more Frugal Content? Follow me on: Twitter: https://twitter.com/thefruglife Facebook: https://www.facebook.com/TheFrugLife/ Instagram: https://www.instagram.com/the_frug_life_podcast Get a free stock when you sign up for WeBull and deposit $100. Use my link below: https://act.webull.com/i/TwIJ8klybvIo
14:42
August 27, 2019
Instagram stories
I discuss a question someone on Instagram, how to get started investing.  I also share some stories of interactions on Instagram as well as more contest details.  Leave a review on the podcast app of your choice for a chance to win a $25 gift card. Music Credit The Purple Planet Want more Frugal Content? Follow me on: Twitter: https://twitter.com/thefruglife Facebook: https://www.facebook.com/TheFrugLife/ Instagram: https://www.instagram.com/the_frug_life_podcast Get a free stock when you sign up for WeBull and deposit $100. Use my link below: https://act.webull.com/i/TwIJ8klybvIo
06:55
August 20, 2019
The 3 Pillars of the Podcast and fruit/smoothie tips
  My dollar tree episode https://anchor.fm/thefruglife/episodes/Cleaning-and-Dollar-Tree-e416mp Investing episodes https://anchor.fm/thefruglife/episodes/Should-I-invest-in-two-stocks-e4bn32 https://anchor.fm/thefruglife/episodes/Robinhood-and-Investing-in-US-stocks-e3s011 My ebook  https://www.amazon.com/Real-Money-Book-Beginners-Passive-ebook/dp/B07L23SGSV/ref=pd_ybh_a_3?_encoding=UTF8&psc=1&refRID=5S5KTBAX89E5CX2XEXQC  Here are some of the resources used in the show, enjoy! Sign up here! https://act.webull.com/i/TwIJ8klybvIo http://share.robinhood.com/richarh220 Music Credit: https://www.purple-planet.com  Want more Frugal Content? Follow me on: Twitter: https://twitter.com/thefruglife Facebook: https://www.facebook.com/TheFrugLife/ Instagram: https://www.instagram.com/the_frug_life_podcast Get a free stock when you sign up for WeBull and deposit $100. Use my link below: https://act.webull.com/i/TwIJ8klybvIo
12:41
August 13, 2019
Roth IRA
I talk about a Roth IRA, employing a child, and tax avoidance vs evasion.   https://www.schwab.com/public/schwab/nn/refer-prospect.html   Music Credit: https://www.purple-planet.com Join my Newsletter: https://www.thefruglife.com/p/join.html Want more Frugal Content? Follow me on: Twitter: https://twitter.com/thefruglife Facebook: https://www.facebook.com/TheFrugLife/ Instagram: https://www.instagram.com/the_frug_life_podcast Get a free stock when you sign up for WeBull and deposit $100. Use my link below: https://act.webull.com/i/TwIJ8klybvIo
12:07
August 6, 2019
Earn $125 in 5 minute ( Equifax hack settlement)
  I talk about a way to make 125 in just 5 minutes ( hint, it's due to the Equifax hack.) I talk briefly about the book Crush it by Gary Vee. Lastly I talk about my adventure getting a smog check and harvesting berries.   https://eligibility.equifaxbreachsettlement.com/en/eligibility    Music Credit: https://www.purple-planet.com    Robinhood http://share.robinhood.com/richarh220 Audible link Want more Frugal Content? Follow me on: Twitter: https://twitter.com/thefruglife Facebook: https://www.facebook.com/TheFrugLife/ Instagram: https://www.instagram.com/the_frug_life_podcast Get a free stock when you sign up for WeBull and deposit $100. Use my link below: https://act.webull.com/i/TwIJ8klybvIo
08:12
July 30, 2019
Why I am podcasting
In this episode I cover why I am podcasting vs just blogging. I use a clip ( with permission) from the Smart Passive Income podcast, which I recommend listening to. I also talk a little about some of my other projects, like my blogs. Check them all out here.  http://anotherboringlifestoryblog.blogspot.com   http://btcplus.blogspot.com   https://www.thefruglife.com/   https://mindsalivation.blogspot.com/  Ricky@thefruglife.com   Music Credit: https://www.purple-planet.com  Want more Frugal Content? Follow me on: Twitter: https://twitter.com/thefruglife Facebook: https://www.facebook.com/TheFrugLife/ Instagram: https://www.instagram.com/the_frug_life_podcast Get a free stock when you sign up for WeBull and deposit $100. Use my link below: https://act.webull.com/i/TwIJ8klybvIo
11:06
July 23, 2019
Taxes on investments and Tolls
Are you worried about your taxes regarding your investments? I cover some of the basic principles regarding taxes on investments. I also share some thoughts of tolls. Some of the services I recommend in the episode  https://www.taxhawk.com   http://share.robinhood.com/richarh220   Music Credit: https://www.purple-planet.com  Want more Frugal Content? Follow me on: Twitter: https://twitter.com/thefruglife Facebook: https://www.facebook.com/TheFrugLife/ Instagram: https://www.instagram.com/the_frug_life_podcast Get a free stock when you sign up for WeBull and deposit $100. Use my link below: https://act.webull.com/i/TwIJ8klybvIo
12:59
July 16, 2019
Travel tips for the Philippines
Ricky has a discussion with his friend Andrew. They cover travel tips to the Philippines and check in on Andrew's status as a software developer as well as current passive income earnings. Music Credit, The Purple Planet Want more Frugal Content? Follow me on: Twitter: https://twitter.com/thefruglife Facebook: https://www.facebook.com/TheFrugLife/ Instagram: https://www.instagram.com/the_frug_life_podcast Get a free stock when you sign up for WeBull and deposit $100. Use my link below: https://act.webull.com/i/TwIJ8klybvIo
16:31
July 9, 2019
Frugality on Reddit and Spousal Spending Habits
In this episode, I talk about some of my favorite subreddits that help me be frugal. Also, I answer a listener question about how to deal with a spouse's spending habits.  Join the community I mention in the episode here:  https://old.reddit.com/r/YourFreedomLifestyle/  Like the episode says, follow me on Social Media  https://twitter.com/TheFrugLife   https://www.facebook.com/TheFrugLife/    https://www.instagram.com/the_frug_life_podcast/ My Email thefruglife@rickyhirschi.com Music Credit: https://www.purple-planet.com Want more Frugal Content? Follow me on: Twitter: https://twitter.com/thefruglife Facebook: https://www.facebook.com/TheFrugLife/ Instagram: https://www.instagram.com/the_frug_life_podcast Get a free stock when you sign up for WeBull and deposit $100. Use my link below: https://act.webull.com/i/TwIJ8klybvIo
08:12
July 2, 2019
My college and savings
In this episode, I talk about my story going to college,  and which savings accounts to use. Links: We bull Robinhood Charles swcab My Email thefruglife@rickyhirschi.com Music Credit: https://www.purple-planet.com  Want more Frugal Content? Follow me on: Twitter: https://twitter.com/thefruglife Facebook: https://www.facebook.com/TheFrugLife/ Instagram: https://www.instagram.com/the_frug_life_podcast Get a free stock when you sign up for WeBull and deposit $100. Use my link below: https://act.webull.com/i/TwIJ8klybvIo
10:52
June 25, 2019
Should I invest in two stocks?
In this episode I discuss a listener question, should I invest in just two specific stocks? The short answer is no.  Robinhood, join today, get some free stock. http://share.robinhood.com/richarh220 Audible link get two free audio books! Music Credit: https://www.purple-planet.com  Want more Frugal Content? Follow me on: Twitter: https://twitter.com/thefruglife Facebook: https://www.facebook.com/TheFrugLife/ Instagram: https://www.instagram.com/the_frug_life_podcast Get a free stock when you sign up for WeBull and deposit $100. Use my link below: https://act.webull.com/i/TwIJ8klybvIo
07:20
June 18, 2019
Step Zero to Investing, Reading the News
  In this episode I talk about the benefits to being informed. I recommend two services, The Brew, and The Hustle. Referral links and other references: morningbrew.com/?kid=9479a7 http://ambassadors.thehustle.co/?ref=95291ae44f https://anchor.fm/thefruglife/episodes/Robinhood-and-Investing-in-US-stocks-e3s011 http://share.robinhood.com/richarh220 Music Credit: https://www.purple-planet.com Want more Frugal Content? Follow me on: Twitter: https://twitter.com/thefruglife Facebook: https://www.facebook.com/TheFrugLife/ Instagram: https://www.instagram.com/the_frug_life_podcast Get a free stock when you sign up for WeBull and deposit $100. Use my link below: https://act.webull.com/i/TwIJ8klybvIo
07:20
June 11, 2019
Reading and the Country
In this episode, I talk about the joys of reading and speculate about which Elon Musk Project will revolutionize the world first.  I also talk about my predictions about the changes in population dynamics surrounding cities.  These are all just my opinions and shouldn’t be construed as advice. ricky@thefruglife.com Leave my a recording here! https://anchor.fm/thefruglife/message Support the show here https://anchor.fm/thefruglife/support Music Credit: https://www.purple-planet.com Want more Frugal Content? Follow me on: Twitter: https://twitter.com/thefruglife Facebook: https://www.facebook.com/TheFrugLife/ Instagram: https://www.instagram.com/the_frug_life_podcast Get a free stock when you sign up for WeBull and deposit $100. Use my link below: https://act.webull.com/i/TwIJ8klybvIo
10:08
June 4, 2019
Budgeting Advice and Credit Cards
In this episode I share my thoughts on budgeting and using credit cards. Most budgeting advice is total nonsense, splitting money between a food fund, a laundry fund, a fun fund, etc. I have a much simpler system.  I personally use a Quicksilver cash back card and you can get one too.  Capital one:  Sign up for Capital one card yourself! If you are approved I get $100. This is a great way to support the show! https://capital.one/2UKURQR Survey https://docs.google.com/forms/d/e/1FAIpQLSeZ-RvVTsqCete_lbmtVlVW8rFx5edJG3k_dmL5oYwsUFc3Cw/viewform?usp=sf_link Music Credit: https://www.purple-planet.com Leave me a message! https://anchor.fm/thefruglife/message Email Ricky@thefruglife.com Want more Frugal Content? Follow me on: Twitter: https://twitter.com/thefruglife Facebook: https://www.facebook.com/TheFrugLife/ Instagram: https://www.instagram.com/the_frug_life_podcast Get a free stock when you sign up for WeBull and deposit $100. Use my link below: https://act.webull.com/i/TwIJ8klybvIo
07:29
May 27, 2019
Bitcoin as an investment
  In this Episode I discuss bitcoin and other cryptocurrency as an investment, and ways to actually invest cryptocurrency to generate a return on investment.  Sources: https://www.buybitcoinworldwide.com/anonymity/ https://www.cnbc.com/2014/03/14/buffett-blasts-bitcoin-as-mirage-stay-away.html Bitcoin blog: http://btcplus.blogspot.com/ Link to Ebook https://payhip.com/b/oh7a Survey https://docs.google.com/forms/d/e/1FAIpQLSeZ-RvVTsqCete_lbmtVlVW8rFx5edJG3k_dmL5oYwsUFc3Cw/viewform?usp=sf_link Music Credit: https://www.purple-planet.com Want more Frugal Content? Follow me on: Twitter: https://twitter.com/thefruglife Facebook: https://www.facebook.com/TheFrugLife/ Instagram: https://www.instagram.com/the_frug_life_podcast Get a free stock when you sign up for WeBull and deposit $100. Use my link below: https://act.webull.com/i/TwIJ8klybvIo
09:03
May 21, 2019
Cleaning and Dollar Tree
 I talk about tips for cleaning your house cheap, frugal laundry tips,  and shopping at the dollar store. Go to  https://www.thefruglife.com/2019/05/best-dollar-tree-foods.html  for my full dollar store food review. Survey https://docs.google.com/forms/d/e/1FAIpQLSeZ-RvVTsqCete_lbmtVlVW8rFx5edJG3k_dmL5oYwsUFc3Cw/viewform?usp=sf_link My Email thefruglife@rickyhirschi.com Music Credit: https://www.purple-planet.com Chicken Adobo recipe  http://www.thecookingguy.com/stcg-online-stcgo-episodes/2018/1/9/easy-chicken-adobo Want more Frugal Content? Follow me on: Twitter: https://twitter.com/thefruglife Facebook: https://www.facebook.com/TheFrugLife/ Instagram: https://www.instagram.com/the_frug_life_podcast Get a free stock when you sign up for WeBull and deposit $100. Use my link below: https://act.webull.com/i/TwIJ8klybvIo
07:15
May 18, 2019
Birthdays and San Francisco on the cheap
 Want to learn a few tricks to get free stuff on your birthday? And no, not from your parents! Well take a listen. Also in today's episode are a few tips for a vacation in San Francisco, all part my  most recent frugal life adventures.  Show notes Survey https://docs.google.com/forms/d/e/1FAIpQLSeZ-RvVTsqCete_lbmtVlVW8rFx5edJG3k_dmL5oYwsUFc3Cw/viewform?usp=sf_link My Email ricky@thefruglife.com Music Credit: https://www.purple-planet.com https://www.bradsdeals.com/blog/free-birthday-meals Btcplus.blogspot.com Want more Frugal Content? Follow me on: Twitter: https://twitter.com/thefruglife Facebook: https://www.facebook.com/TheFrugLife/ Instagram: https://www.instagram.com/the_frug_life_podcast Get a free stock when you sign up for WeBull and deposit $100. Use my link below: https://act.webull.com/i/TwIJ8klybvIo
07:24
May 7, 2019
Robinhood and Investing in US stocks
Should you invest in US equities? Short answer, yes! I go through some of the ways you can and should invest. Note, this is not personalized investment advice and is for general education purposes only. Here are some of the resources used in the show, enjoy! Sign up here! https://act.webull.com/i/TwIJ8klybvIo http://share.robinhood.com/richarh220 Survey https://docs.google.com/forms/d/e/1FAIpQLSeZ-RvVTsqCete_lbmtVlVW8rFx5edJG3k_dmL5oYwsUFc3Cw/viewform?usp=sf_link My Email thefruglife@rickyhirschi.com Music Credit: https://www.purple-planet.com Sponsor of the show, BTC+ btcplus.blogspot.com Sources: https://www.daveramsey.com/blog/the-12-reality https://www.investopedia.com/ask/answers/042415/what-average-annual-return-sp-500.asp https://ycharts.com/indicators/sandp_500_1_year_return Want more Frugal Content? Follow me on: Twitter: https://twitter.com/thefruglife Facebook: https://www.facebook.com/TheFrugLife/ Instagram: https://www.instagram.com/the_frug_life_podcast Get a free stock when you sign up for WeBull and deposit $100. Use my link below: https://act.webull.com/i/TwIJ8klybvIo
12:01
April 30, 2019
Apps to find free food
 In this episode, I go over tips on how I spent less than $20 on food for two people. I also talk about some apps that can help you get free food! I am running a survey looking for feedback on the blog and the podcast, link will be in the show notes ( right here!). It will be super short and the survey will guide you through the steps and you will have a chance to win an Amazon gift card. Probably not a huge gift card, as I’m not making too much on this podcast yet, but something. Olio:  https://play.google.com/store/apps/details?id=com.olioex.android&hl=en_US  LunchBox:  https://play.google.com/store/apps/details?id=com.roberts.lunchbox    Survey https://docs.google.com/forms/d/e/1FAIpQLSeZ-RvVTsqCete_lbmtVlVW8rFx5edJG3k_dmL5oYwsUFc3Cw/viewform?usp=sf_link My Email thefruglife@rickyhirschi.com Music Credit: https://www.purple-planet.com Want more Frugal Content? Follow me on: Twitter: https://twitter.com/thefruglife Facebook: https://www.facebook.com/TheFrugLife/ Instagram: https://www.instagram.com/the_frug_life_podcast Get a free stock when you sign up for WeBull and deposit $100. Use my link below: https://act.webull.com/i/TwIJ8klybvIo
06:37
April 23, 2019
Welcome to The Frug Life (The Original Episode one)
 An introduction to me and the podcast. I am almost a CPA, a big 4 auditor, a blogger, and now a podcaster.  I managed to get out of grad school not only debt free, but with some savings as well! This podcast is my tips and tricks to living frugally as well as investing. In this episode we discuss the mindset of always looking for a deal, and I give a few service recommendations. Related blog post https://thefruglife.blogspot.com/2018/11/welcome-to-blog-lemonade.html Music Credit: https://www.purple-planet.com My Book: https://amzn.to/2Z6dFs7 Questions or other thoughts? Email: thefruglife@rickyhirschi.com Trade your skills for services! Offer a service using my link —> https://simbi.com/ricky-h/welcome to start with 75 credits which can be exchanged for any service on Simbi — the world’s largest service-trading network! Want more Frugal Content? Follow me on: Twitter: https://twitter.com/thefruglife Facebook: https://www.facebook.com/TheFrugLife/ Instagram: https://www.instagram.com/the_frug_life_podcast Get a free stock when you sign up for WeBull and deposit $100. Use my link below: https://act.webull.com/i/TwIJ8klybvIo
06:21
April 17, 2019