The Frug Life

The Frug Life

By Ricky Hirschi
About
Welcome to the Frug life, a podcast on Frugal living and business. There are a lot of business podcasts and a lot of frugal living podcasts, why does the world need another one? Well, I am tired of the same interview format podcast many of these programs take. So instead, I am created a structured podcast where I can share my thoughts about Frugal living, the economy, and business.


Also follow us at www.facebook.com/TheFrugLife
More places to listen
Welcome to the Frug life, a podcast on Frugal living and business. There are a lot of business podcasts and a lot of frugal living podcasts, why does the world need another one? Well, I am tired of the same interview format podcast many of these programs take. So instead, I am created a structured podcast where I can share my thoughts about Frugal living, the economy, and business.


Also follow us at www.facebook.com/TheFrugLife
www.thefruglife.com/

More places to listen

Voat Questions, small home living and more.
I address some questions on Voat: What are some frugal/alt housing situations, something beyond a yurt or a tiny house?What really works? What is scalable? How should one go about finding an affordable plot of land? How can one survive without a job? If I ditch my car for a motorcycle, how much will I save? What will I do when it snows? Links House hacking https://www.youtube.com/watch?v=PobcKgC2QFg Link to book: https://amzn.to/2NdUvxJ https://smartasset.com/mortgage/buying-land Lighthouse listing https://realestatesales.gov/gsaauctions/aucdsclnk?sl=PEACH419003001 Music by the Purple Planet
11:35
November 12, 2019
Tips at Disneyworld and other parks
I give some tips for Disneyworld and other parks.  Link to book: https://amzn.to/2NdUvxJ Music Credit, the Purple Planet
05:19
November 5, 2019
A Graham Stephan Video, Millionaire Financial Advice
I talk about a youtuber I like, Graham Stephan, as well as another video The Contrepreneur Formula Exposed. I went to a conference recently and saw some similarities.  Millionaire Financial Advice For 18-35 Year Olds | Millennial Money https://www.youtube.com/watch?v=TPX_OTvGk9k The Contrepreneur Formula Exposed https://www.youtube.com/watch?v=vC5cmW8O3L8 Music Credit to the Purple Planet.
06:42
October 31, 2019
Which bank should I use online?
In this episode I cover the banks I use and I give a quick status update on the podcast.  My channel https://www.youtube.com/channel/UCA0Q5lakuMY-Md-lXWZjjjA? Capital One promo code https://capital.one/2UKURQR
04:17
October 22, 2019
Oopsy, I don't have my recording equipment with me
New episodes should resume shortly. Maybe 2-3 weeks. 
00:20
October 15, 2019
Life in Mexico, Interview with David and Dana Hagstrom
I interview David and Dana Hagstrom who have moved to Mexico to retire. We talk about international travel, retirement, starting your own business, and more! They wanted to share some links with you: For folks that want a taste of our coaching, see https://www.davidndana.com/solution For those interested in retirement, check out https://www.davidndana.com/Ideal Our Websites: http://davidndana.com – this is where you’ll find all our newest articles, videos, tips, and training. http://wishtoretire.com - retirement tips and resources On FaceBook: https://www.facebook.com/AskDavidnDana On Twitter: https://twitter.com/DavidnDana On YouTube: https://www.youtube.com/AskDavidnDana On Instagram: https://www.instagram.com/DavidnDana
32:02
October 11, 2019
What happens when I get paid
I share sometips from users on the website Voat. I also share what happens to my cash when I get a paycheck and how I manage my money.
13:51
September 24, 2019
Prenups and post cards
I discuss how a prenup could help my friend’s financial situation. Additionally, I talk about how to get a free custom postcard! My vlog https://www.youtube.com/channel/UCA0Q5lakuMY-Md-lXWZjjjA Free postcards https://www.mypostcard.com/en/address/AnotherBoringYoutubeChannelzEnU 3 month Financial statements for the blog and podcast https://www.thefruglife.com/2019/09/the-frug-life-quick-update.html
06:31
September 17, 2019
More food tips
I share more tips on saving money on food!
08:29
September 10, 2019
Status update and retiring at 55
In this Episode I answer a listener question on withdrawing from a 401k at age 55 and other questions about retirement. I talk about the plans for the podcast and my upcoming trips. https://www.thebalance.com/what-is-the-rule-of-55-2894280 https://www.youtube.com/channel/UCA0Q5lakuMY-Md-lXWZjjjA
10:53
September 3, 2019
WeWork and Big announcement
I share my thoughts on WeWork for a Solopreneur. As well a big announcement for the podcast. Equifax hack episode https://anchor.fm/thefruglife/episodes/Earn-125-in-5-minute--Equifax-hack-settlement-e4onea Listing of class actions suits https://www.consumer-action.org/lawsuits/by-status/open Add we work ref code https://refer.wework.com/i/RickyHirschi NPR at WeWork https://www.npr.org/2019/06/04/729768929/all-wework-and-no-play The YouTube channel https://www.youtube.com/channel/UCA0Q5lakuMY-Md-lXWZjjjA Music by the Purple Planet
14:42
August 27, 2019
Instagram stories
I discuss a question someone on Instagram, how to get started investing.  I also share some stories of interactions on Instagram as well as more contest details.  Leave a review on the podcast app of your choice for a chance to win a $25 gift card.
06:55
August 20, 2019
The 3 Pillars of the Podcast and fruit/smoothie tips
  My dollar tree episode https://anchor.fm/thefruglife/episodes/Cleaning-and-Dollar-Tree-e416mp Investing episodes https://anchor.fm/thefruglife/episodes/Should-I-invest-in-two-stocks-e4bn32 https://anchor.fm/thefruglife/episodes/Robinhood-and-Investing-in-US-stocks-e3s011 My ebook  https://www.amazon.com/Real-Money-Book-Beginners-Passive-ebook/dp/B07L23SGSV/ref=pd_ybh_a_3?_encoding=UTF8&psc=1&refRID=5S5KTBAX89E5CX2XEXQC  Here are some of the resources used in the show, enjoy! Sign up here! https://act.webull.com/i/TwIJ8klybvIo http://share.robinhood.com/richarh220 Music Credit: https://www.purple-planet.com 
12:40
August 13, 2019
Roth IRA
I talk about a Roth IRA, employing a child, and tax avoidance vs evasion.   https://www.schwab.com/public/schwab/nn/refer-prospect.html   Music Credit: https://www.purple-planet.com
11:34
August 6, 2019
Earn $125 in 5 minute ( Equifax hack settlement)
  I talk about a way to make 125 in just 5 minutes ( hint, it's due to the Equifax hack.) I talk briefly about the book Crush it by Gary Vee. Lastly I talk about my adventure getting a smog check and harvesting berries.   https://eligibility.equifaxbreachsettlement.com/en/eligibility    Music Credit: https://www.purple-planet.com    Robinhood http://share.robinhood.com/richarh220 Audible link
08:12
July 30, 2019
Why I am podcasting
In this episode I cover why I am podcasting vs just blogging. I use a clip ( with permission) from the Smart Passive Income podcast, which I recommend listening to. I also talk a little about some of my other projects, like my blogs. Check them all out here.  http://anotherboringlifestoryblog.blogspot.com   http://btcplus.blogspot.com   https://www.thefruglife.com/   https://mindsalivation.blogspot.com/  Ricky@thefruglife.com   Music Credit: https://www.purple-planet.com 
11:05
July 23, 2019
Taxes on investments and Tolls
Are you worried about your taxes regarding your investments? I cover some of the basic principles regarding taxes on investments. I also share some thoughts of tolls. Some of the services I recommend in the episode  https://www.taxhawk.com   http://share.robinhood.com/richarh220   Music Credit: https://www.purple-planet.com 
12:59
July 16, 2019
Travel tips for the Philippines
Ricky has a discussion with his friend Andrew. They cover travel tips to the Philippines and check in on Andrew's status as a software developer as well as current passive income earnings.
16:31
July 9, 2019
Frugality on Reddit and Spousal Spending Habits
In this episode, I talk about some of my favorite subreddits that help me be frugal. Also, I answer a listener question about how to deal with a spouse's spending habits.  Join the community I mention in the episode here:  https://old.reddit.com/r/YourFreedomLifestyle/  Like the episode says, follow me on Social Media  https://twitter.com/TheFrugLife   https://www.facebook.com/TheFrugLife/    https://www.instagram.com/the_frug_life_podcast/ My Email thefruglife@rickyhirschi.com Music Credit: https://www.purple-planet.com
08:11
July 2, 2019
My college and savings
In this episode, I talk about my story going to college,  and which savings accounts to use. Links: We bull Robinhood Charles swcab My Email thefruglife@rickyhirschi.com Music Credit: https://www.purple-planet.com 
10:51
June 25, 2019
Should I invest in two stocks?
In this episode I discuss a listener question, should I invest in just two specific stocks? The short answer is no.  Robinhood, join today, get some free stock. http://share.robinhood.com/richarh220 Audible link get two free audio books! Music Credit: https://www.purple-planet.com 
07:20
June 18, 2019
Step Zero to Investing, Reading the News
  In this episode I talk about the benefits to being informed. I recommend two services, The Brew, and The Hustle. Referral links and other references: morningbrew.com/?kid=9479a7 http://ambassadors.thehustle.co/?ref=95291ae44f https://anchor.fm/thefruglife/episodes/Robinhood-and-Investing-in-US-stocks-e3s011 http://share.robinhood.com/richarh220 Music Credit: https://www.purple-planet.com
07:19
June 11, 2019
Reading and the Country
In this episode, I talk about the joys of reading and speculate about which Elon Musk Project will revolutionize the world first.  I also talk about my predictions about the changes in population dynamics surrounding cities.  These are all just my opinions and shouldn’t be construed as advice. ricky@thefruglife.com Leave my a recording here! https://anchor.fm/thefruglife/message Support the show here https://anchor.fm/thefruglife/support Music Credit: https://www.purple-planet.com
10:07
June 4, 2019
Budgeting Advice and Credit Cards
In this episode I share my thoughts on budgeting and using credit cards. Most budgeting advice is total nonsense, splitting money between a food fund, a laundry fund, a fun fund, etc. I have a much simpler system.  I personally use a Quicksilver cash back card and you can get one too.  Capital one:  Sign up for Capital one card yourself! If you are approved I get $100. This is a great way to support the show! https://capital.one/2UKURQR Survey https://docs.google.com/forms/d/e/1FAIpQLSeZ-RvVTsqCete_lbmtVlVW8rFx5edJG3k_dmL5oYwsUFc3Cw/viewform?usp=sf_link Music Credit: https://www.purple-planet.com Leave me a message! https://anchor.fm/thefruglife/message Email Ricky@thefruglife.com
07:29
May 27, 2019
Bitcoin as an investment
  In this Episode I discuss bitcoin and other cryptocurrency as an investment, and ways to actually invest cryptocurrency to generate a return on investment.  Sources: https://www.buybitcoinworldwide.com/anonymity/ https://www.cnbc.com/2014/03/14/buffett-blasts-bitcoin-as-mirage-stay-away.html Bitcoin blog: http://btcplus.blogspot.com/ Link to Ebook https://payhip.com/b/oh7a Survey https://docs.google.com/forms/d/e/1FAIpQLSeZ-RvVTsqCete_lbmtVlVW8rFx5edJG3k_dmL5oYwsUFc3Cw/viewform?usp=sf_link Music Credit: https://www.purple-planet.com
09:02
May 21, 2019
Cleaning and Dollar Tree
 I talk about tips for cleaning your house cheap, frugal laundry tips,  and shopping at the dollar store. Go to  https://www.thefruglife.com/2019/05/best-dollar-tree-foods.html  for my full dollar store food review. Survey https://docs.google.com/forms/d/e/1FAIpQLSeZ-RvVTsqCete_lbmtVlVW8rFx5edJG3k_dmL5oYwsUFc3Cw/viewform?usp=sf_link My Email thefruglife@rickyhirschi.com Music Credit: https://www.purple-planet.com Chicken Adobo recipe  http://www.thecookingguy.com/stcg-online-stcgo-episodes/2018/1/9/easy-chicken-adobo
07:14
May 18, 2019
Birthdays and San Francisco on the cheap
 Want to learn a few tricks to get free stuff on your birthday? And no, not from your parents! Well take a listen. Also in today's episode are a few tips for a vacation in San Francisco, all part my  most recent frugal life adventures.  Show notes Survey https://docs.google.com/forms/d/e/1FAIpQLSeZ-RvVTsqCete_lbmtVlVW8rFx5edJG3k_dmL5oYwsUFc3Cw/viewform?usp=sf_link My Email ricky@thefruglife.com Music Credit: https://www.purple-planet.com https://www.bradsdeals.com/blog/free-birthday-meals Btcplus.blogspot.com
07:23
May 7, 2019
Robinhood and Investing in US stocks
Should you invest in US equities? Short answer, yes! I go through some of the ways you can and should invest. Note, this is not personalized investment advice and is for general education purposes only. Here are some of the resources used in the show, enjoy! Sign up here! https://act.webull.com/i/TwIJ8klybvIo http://share.robinhood.com/richarh220 Survey https://docs.google.com/forms/d/e/1FAIpQLSeZ-RvVTsqCete_lbmtVlVW8rFx5edJG3k_dmL5oYwsUFc3Cw/viewform?usp=sf_link My Email thefruglife@rickyhirschi.com Music Credit: https://www.purple-planet.com Sponsor of the show, BTC+ btcplus.blogspot.com Sources: https://www.daveramsey.com/blog/the-12-reality https://www.investopedia.com/ask/answers/042415/what-average-annual-return-sp-500.asp https://ycharts.com/indicators/sandp_500_1_year_return
12:00
April 30, 2019
Apps to find free food
 In this episode, I go over tips on how I spent less than $20 on food for two people. I also talk about some apps that can help you get free food! I am running a survey looking for feedback on the blog and the podcast, link will be in the show notes ( right here!). It will be super short and the survey will guide you through the steps and you will have a chance to win an Amazon gift card. Probably not a huge gift card, as I’m not making too much on this podcast yet, but something. Olio:  https://play.google.com/store/apps/details?id=com.olioex.android&hl=en_US  LunchBox:  https://play.google.com/store/apps/details?id=com.roberts.lunchbox    Survey https://docs.google.com/forms/d/e/1FAIpQLSeZ-RvVTsqCete_lbmtVlVW8rFx5edJG3k_dmL5oYwsUFc3Cw/viewform?usp=sf_link My Email thefruglife@rickyhirschi.com Music Credit: https://www.purple-planet.com
06:37
April 23, 2019
Welcome to The Frug Life
 An introduction to me and the podcast. I am almost a CPA, a big 4 auditor, a blogger, and now a podcaster.  I managed to get out of grad school not only debt free, but with some savings as well! This podcast is my tips and tricks to living frugally as well as investing. In this episode we discuss the mindset of always looking for a deal, and I give a few service recommendations. Related blog post https://thefruglife.blogspot.com/2018/11/welcome-to-blog-lemonade.html Music Credit: https://www.purple-planet.com My Book: https://amzn.to/2Z6dFs7 Questions or other thoughts? Email: thefruglife@rickyhirschi.com Trade your skills for services! Offer a service using my link —> https://simbi.com/ricky-h/welcome to start with 75 credits which can be exchanged for any service on Simbi — the world’s largest service-trading network!
06:21
April 17, 2019
Make your own podcast for free with Anchor!