The Perry Richey Group Podcast

Historically, investors spend a significant amount of time and energy reviewing financial statements, returns, valuations, etc. in order to make investment decisions and make sense of what is going on in the markets. Now more than ever the field of behavioral finance has emerged to shed light on the psychological influences that impact our behavior and investment related decisions. Listen in as Ross Mayfield and Josh Marson break down what all investors should understand about the influence of behavioral finance.

On this month’s Advisor Roundtable, Josh provides us with a market update, and Andrew gives us an update on the latest proposals coming out of Washington D.C. The Advisors also talk through year-end tax planning and how capital gains have the potential to impact investors that hold mutual funds this year. Investors should consider the investment objectives, risks, charges and expenses of each fund carefully before investing. This and other information is found in the prospectus and summary prospectus. For a prospectus or summary prospectus, contact Baird directly at 866-442-2473. Please read the prospectus or summary prospectus carefully before investing.

Are you a small business owner and had trouble starting a retirement plan for cost or administrative reasons? Jay Palmer, Regional Director at American Trust Company,  joins us on the Podcast to discuss Pooled Employer Plans. ‘PEPs’ as they can also be called are becoming more attractive solutions to help small business owners implement retirement plans in a more time and cost effective manner.

On this month’s Advisor Roundtable, Shawn and Andrew give an update on the markets as we have officially completed the third quarter. They also talk through the latest from Washington D.C. as it relates to raising the debt ceiling. Jacqueline Hunt also joins the podcast for our Team Member Spotlight and shares about the Certified Private Wealth Advisor Program that she will soon be working through

On this month’s Advisor Roundtable, catch up with Shawn, Drew, Josh, and Andrew as they announce upcoming team events, discuss what has been going on in the markets, and provide a few important tidbits for individuals who are on or signing up for Medicare.

Are you or a family member about to turn 65 and feel overwhelmed with the process of signing up for Medicare? Or perhaps you are already enrolled in Medicare, but you are looking to change your coverage. On this episode of The JPR Group Podcast, Andrew is joined by Craft Hayes, President of Bernard Healthcare Financial Planning. Together they breakdown the most important things you need to know about signing up for Medicare to make the process smooth and allowing you to feel at peace with your healthcare coverage.

On this month’s Advisor Roundtable, we are excited to bring you an update on the markets from our very own Josh Marson along with an update from Jacqueline Hunt on our existing COVID protocols for clients coming into the office. We also introduce you to Claire Wilson who is currently an Associate in Baird’s Foundation Program, and feature Savannah York on this month’s Team Member Spotlight

Mutual Funds and ETFs are two of the most common investment vehicles for investors to place funds in, but how exactly do they work? In this episode, Josh Marson and Ross Mayfield return for Part Two of our Market Education Series to explain the basics of Mutual Funds and ETFs and detail why investors would incorporate them into their portfolios.  Investors should consider the investment objectives, risks, charges and expenses of the fund carefully before investing. This and other information about the fund can be found in the prospectus or summary prospectus. A prospectus or summary prospectus may be obtained from your financial advisor or the fund website and should be read carefully before investing.

On this month’s Advisor Roundtable, we are excited to be joined by Drew Hubbard, the newest team member of The JPR Group for a Q&A Session. We also provide an update on our team’s events for the remainder of the year, highlight the Infrastructure Bill proposal grabbing headlines in Washington DC, and discuss the current market environment.

The founding partner of what is now The JPR Group, Mike Jennings, will be retiring this week after 35 years of service in his role as a Financial Advisor. His business partners of 20 years and 15 years respectively, Shawn Perry and Drew Richey, sit down for a final conversation to reflect on the many lessons, memories, and the lasting impact Mike has had on both his clients and our team.

You hear of them all the time- the Dow Jones Industrial Average (DJIA), the S&P500, Russell 2000, but what is a market index? In this episode, Josh Marson and Ross Mayfield break down the basics of what a market index is, how they are built, and how investors can better interpret the performance of an index.

On this month’s edition of the Advisor Roundtable, Shawn and Mike share an important update on our team including Mike’s upcoming retirement, and the addition of several new team members. Josh Marson also joins us to provide commentary for investors on what we’re thinking about the current market environment.

You’ve saved for retirement throughout your working years, and now finally reached the magic day…now what? In this episode, Andrew and Rod Smyth, the Director of Investments with RiverFront Investment Group talk about the most critical issues for investors who have retired and now need to access their investment portfolio for income throughout retirement. https://www.riverfrontig.com/insights/the-21st-century-retirement-plan RiverFront Investment Group, LLC (“RiverFront”), is a registered investment adviser with the Securities and Exchange Commission. Registration as an investment adviser does not imply any level of skill or expertise. Any discussion of specific securities is provided for informational purposes only and should not be deemed as investment advice or a recommendation to buy or sell any individual security mentioned. RiverFront is affiliated with Robert W. Baird & Co. Incorporated (“Baird”), member FINRA/SIPC, from its minority ownership interest in RiverFront. RiverFront is owned primarily by its employees through RiverFront Investment Holding Group, LLC, the holding company for RiverFront. Baird Financial Corporation (BFC) is a minority owner of RiverFront Investment Holding Group, LLC and therefore an indirect owner of RiverFront. BFC is the parent company of Robert W. Baird & Co. Incorporated, a registered broker/dealer and investment adviser.

I’m sure you’ve heard the phrase “Set it and forget it” as it relates to your investment portfolio. While in certain instances this can be good advice, The Sustain Phase is a critical time for those within 10 years of retirement where financial planning is critical. It’s a time where you become much clearer about your goals such as retirement age and retirement income. In this episode, Andrew and Rod Smyth, the Director of Investments with RiverFront Investment Group talk about the most critical issues for investors closing in on retirement. https://www.riverfrontig.com/insights/the-21st-century-retirement-plan-sustain-phase RiverFront Investment Group, LLC (“RiverFront”), is a registered investment adviser with the Securities and Exchange Commission. Registration as an investment adviser does not imply any level of skill or expertise. Any discussion of specific securities is provided for informational purposes only and should not be deemed as investment advice or a recommendation to buy or sell any individual security mentioned. RiverFront is affiliated with Robert W. Baird & Co. Incorporated (“Baird”), member FINRA/SIPC, from its minority ownership interest in RiverFront. RiverFront is owned primarily by its employees through RiverFront Investment Holding Group, LLC, the holding company for RiverFront. Baird Financial Corporation (BFC) is a minority owner of RiverFront Investment Holding Group, LLC and therefore an indirect owner of RiverFront. BFC is the parent company of Robert W. Baird & Co. Incorporated, a registered broker/dealer and investment adviser.

The earliest years can be the most critical in your retirement savings journey, so it’s critical that you don’t let them go to waste! In this episode, Andrew and Rod Smyth, the Director of Investments with RiverFront Investment Group talk about the most critical issues for young investors who are in the beginning stages of saving for retirement. https://www.riverfrontig.com/insights/the-21st-century-retirement-accumulate-phase RiverFront Investment Group, LLC (“RiverFront”), is a registered investment adviser with the Securities and Exchange Commission. Registration as an investment adviser does not imply any level of skill or expertise. Any discussion of specific securities is provided for informational purposes only and should not be deemed as investment advice or a recommendation to buy or sell any individual security mentioned. RiverFront is affiliated with Robert W. Baird & Co. Incorporated (“Baird”), member FINRA/SIPC, from its minority ownership interest in RiverFront. RiverFront is owned primarily by its employees through RiverFront Investment Holding Group, LLC, the holding company for RiverFront. Baird Financial Corporation (BFC) is a minority owner of RiverFront Investment Holding Group, LLC and therefore an indirect owner of RiverFront. BFC is the parent company of Robert W. Baird & Co. Incorporated, a registered broker/dealer and investment adviser.

On this month’s Advisor Roundtable, Drew and Andrew sit down to provide an update on the market and commentary around the Biden Administration Proposal released last week. Jacqueline Rowe also joins us on the podcast to discuss an exciting new partnership with Bernard Health – a resource our clients now how access to in order to help with health insurance coverage decisions, including Medicare.

In part two of our Estate Planning Basics Series, Shawn is joined on the podcast by Chris Staples, Chief Operating Officer of the Hilliard Lyons Trust Company. Chris provides some of the reasons that warrant changing your trust and estate documents along with commentary around the different parties involved in the administration and life of a Trust. Finally, Shawn and Chris touch on some potential changes that we could see with regards to Estate and Gift Tax law over the next few years.

In part one of our Estate Planning Basics Series, Shawn is joined on the podcast by Ella Neely, an Estate Planner with Baird’s Financial and Estate Planning Department. Together Shawn and Ella go over the basic documents everyone should consider putting into their estate plan. They also tackle common questions such as “When is it necessary to get a will?”, and “What is a Health Care Directive?”

On this month’s Advisor Roundtable, the JPR Group Advisors talk about a topic that has been getting a lot of headlines recently: Inflation. They discuss what investors need to understand about inflation, and also highlight some additional services our team is now offering to clients.

Have you ever experienced an emergency or the loss of a loved one and felt overwhelmed trying to track down all of their various accounts, insurance policies, subscriptions, etc.? Jacqueline Rowe and Brooke Schakat with The JPR Group join us today to talk about The Personal Information Guide. The Personal Information Guide is a resource that is a part of our team’s Standard of Care that helps you consolidate all of your personal and financial information into a single document. The Personal Information Guide will help you locate information in the future, reduce confusion and stress in the event of an emergency, and decrease the likelihood of unclaimed assets for your heirs.

On this month’s Advisor Roundtable, The JPR Group is joined by Maggie Savage, CFA, a Research Analyst with the Specialized Asset Management (SAM) Team of Baird’s Asset Management Group. Maggie and Josh Marson of the JPR Group highlight the current interest rate environment and its impact on the market along with certain asset classes where they see opportunities for investors.

Listen in as Jacqueline Rowe chats with Cathy Moulton, Baird’s director of travel services, about traveling in the midst of a global pandemic.  They talk about travel trends, what you need to consider if you’re planning a trip, and tips for safe travel in these times.  Cathy also gives an update on cruising and shares the one item she cannot travel without!

On this month's Advisor Roundtable, we are excited to have a guest appearance by Ross Mayfield, CFA(R), Investment Strategy Analyst with Baird Private Wealth Management. Ross joins Shawn Perry and Josh Marson from The JPR Group to highlight reasonable expectations for key asset classes in 2021. Shawn also provides an update on The JPR Group's office schedule and introduces a new offering for our clients 2021: The Personal Information Guide.

In this month’s Advisor Roundtable, we are excited to have a guest appearance by Peter Lim, Portfolio Manager with the Hilliard Lyons Trust Company. Peter and our very own Josh Marson have a conversation about key themes to look for across various assets classes in 2021 and why diversification for investors should be top of mind for 2021.

On this months JPR Group Advisor Roundtable, listen in as Drew Richey, Shawn Perry, Mike Jennings, and Josh Marson compare this year to past precedence, discuss what to look for in 2021, and review the innovations the JPR group made in 2020 to serve our clients.

As we close in on the end of 2020, Josh, Mike and Andrew sit down to discuss some year end tax planning strategies for investors that have money in non-qualified accounts. They specifically highlight how mutual fund investors might be uniquely affected by the market movement in 2020 and potentially pay capital gains tax for investments that they didn’t sell!

In this episode, Andrew Boyles and Drew Almy from Unified Trust Company get back to the basics of budgeting. Our Retirement Readiness Series which was launched earlier in 2020 is focused on providing relevant information to individuals who saving for retirement and participating in retirement plans that our team consults on. 

Listen in as Mark Eibel of Russell Investments presents our most recent Capital Market Outlook.  He discusses the election, answers the number one question he’s been getting from advisors and investors around the country, and reminds us why it’s wise to not mix politics with planning.  He wraps up with a preview of what Russell is looking ahead to in the coming year.  Recorded on Friday, October 23rd, 2020.

Shawn, Josh, and Andrew sit down the morning after the election to unpack the events of November 3rd and what investors need to know. Jacqueline Rowe also makes a guest appearance to talk about Affordable Christmas – a charitable event sponsored by Hope House that our team and clients will be participating in over the next few weeks.

This month on the Advisor Roundtable, Drew, Shawn, Josh, and Andrew get together and discuss the markets ahead of the Presidential Election, talk through some year end tax planning strategies and provide and update on The JPR’s Groups return to the office.

Andrew Boyles chats with Jacqueline Rowe about Donor Advised Funds and the unique charitable and year-end tax planning opportunities they can offer.  They discuss the whitepaper that Jacqueline recently published on this topic, covering the basics of DAFs, the most advantageous types of assets to contribute to a DAF, and a strategy for maximizing the tax benefits of a donation to a DAF.  They wrap up the conversation by detailing the characteristics of a client for whom a DAF might make sense. Whitepaper referenced here: https://s3.amazonaws.com/static.contentres.com/media/documents/8298621e-cd64-4b69-bdbb-17119389b2ad.pdf

In the episode, Drew and Andrew sit down to talk about the complexities of Social Security and a common mistake that many people make when filing for Social Security. They go over several key considerations that everyone should think about before deciding to file for Social Security and an analysis tool our team has to help evaluate different filing scenarios.

In this episode, Drew and Andrew sit down to discuss a common dilemma that many retirees face. Their company offers them a pension, and they are forced to decide how they would like to receive that pension. The options can often be overwhelming and confusing. Listen in as the guys discuss what some of these options are and factors you should consider when making your decision.

On this roundtable Drew, Mike, Josh, and Andrew sit down and talk about what's been going on in the market over the last month, begin discussing the upcoming Presidential Election, and highlight the money you could be leaving on the table by taking Social Security at the wrong time.

Listen in as Mike Antonelli, Baird Managing Director, PWM Market Strategist, and author of the nationally acclaimed blog Bull and Baird, discusses the “Covid Crash” and finding your center in today’s market with Drew Richey from The JPR Group. With a dose of humor and wit, Mike presents valuable information you won’t want to miss!

For 13 years, Heikki Rinne served as the CEO for Halton Group Ltd, a global technology ventilation company, with operations in 34 countries. Heikki also served as CEO of eFruit International Inc., and as President of Halton Systems Ltd. Currently,  Heikki leads Sitoumus, a firm he founded in 2017 that is dedicated to increasing employee engagement.  In this episode, Drew and Heikki dissect ways that business owners and leaders can best navigate through the COVID-19 pandemic and beyond.

On this episode, the JPR Advisor Team Roundtable discussion is back. Shawn, Drew, Mike, and Brooke Canary from the JPR Service Team sit down (virtually) and talk about what's been going on in the market over the last month, begin discussing the upcoming Presidential Election, and introduce our new Client Advocate Program.

With the average age of farmers rising, change is on the horizon in the agricultural industry. Consolidation of farming operations and a diminishing interest in continuing farming from the next generation two of the factors contributing to this disruption. In this episode, Shawn speaks with Lance Woodbury who is a Principal at K Coe Isom and serves as an advisor to closely-held agricultural businesses. Lance has published two books on family business, The Enduring Legacy: Essential Family Business Valuesand Family Business: Genesis 37-50 and the Family of Joseph. For more information about Lance, you can visit www.lancewoodbury.com and www.kcoe.com.

Brooke and Jacqueline have a conversation with Elizabeth Downing, Director of Outreach with Timesavers, about starting the conversation with loved ones about end of life stages before they happen, services Timesavers can provide to help alleviate stress, as well as how a pandemic can change the way families are planning for long term care.

In this episode, we continue with part two of our International Investing Series. Home Country Bias is a behavioral finance concept that causes investors to favor owning investments in their own country. Drew, Josh, and our partners at Chautauqua Capital Management break down what Home Country Bias is and how we can overcome this tendency to build a diversified investment portfolio. For more about Chautauqua Capital Management, you can visit them at https://chautauquacapital.com/

Running and passing down a family business is a unique challenge. In this episode, Shawn speaks with Lance Woodbury who is a Principal at K Coe Isom and serves as an advisor to closely held agricultural businesses. Lance has published two books on family business, The Enduring Legacy: Essential Family Business Valuesand Family Business: Genesis 37-50 and the Family of Joseph. For more information about Lance, you can visit www.lancewoodbury.com and www.kcoe.com.

Did you know that fifty-five percent of managers say they will allow their employees to work remotely more often than they did before COVID-19? Over the last three months, business owners have been tasked with keeping their workforce engaged and efficient while transitioning into a work from home environment and no clear indication on how or when things may return to normal. In this episode, Drew speaks with Heikki and Timo Rinne, a father-son duo who run Sitoumus, a firm dedicated to increasing employee engagement, to talk through how business leaders can effectively manage this new work environment. For more information about Sitoumus, you can visit: https://sitoumus.com/ Employee Engagement White Paper: https://www.linkedin.com/pulse/engaging-employees-era-social-distancing-heikki-rinne

On this episode, the JPR Advisor Team Roundtable discussion is back. Shawn, Drew, Josh, and Andrew sit down (virtually) and talk about what's been going on in the market over the last month, important planning topics for retirees, and an update on how we will be conducting our summer and fall client reviews. 

International investing is a key component of diversification, but a concept that many investors struggle to understand and feel confident in. International investing presents a host of opportunities and risk that differ from investments based in the United States. On today’s episode of The JPR Group Podcast, Drew and Josh sit down with David Lubchenco and Nate Velarde of Chautauqua Capital Management to get perspective on the unique characteristics of international investing. To learn more about what David and Nate are working on at Chautauqua you can visit https://chautauquacapital.com/.

Many business owners have been overcome with wave after wave of difficult decisions to keep their businesses afloat over the last several months leaving them little time to think about strategic opportunities for the business . In this episode, Shawn and Jaleigh White, Director of High-Net-Worth Solutions at Baird, discuss both personal and business planning opportunities that business owners specifically can take advantage of in response to the COVID-19 pandemic. 

In this episode, Shawn sits down with Jaleigh White, Director of High-Net-Worth Strategies at Baird, to discuss how to effectively engage with and support non-profit organizations in response to the COVID-19 pandemic. Now more than ever these organizations, which are vital to our communities, are depending on their Board of Directors and key volunteers to help them successfully navigate this uncharted territory. 

In the episode, you will hear from the Advisor Team at the JPR Group - Shawn, Drew, Mike, Josh, and Andrew. They'll be providing you with an update on the market, timely planning concepts in midst of COVID-19, and an update on what our team is working as it relates to upcoming communications and re-opening our office. 

In this episode, we get an updated market outlook from Mark Eibel. Mark is the Director of Investment Strategies for Russell Investments and frequently appears on networks such as CNBC, Bloomberg TV, and Bloomberg Radio.

On this episode, Drew sits down with Ron Bunch who is the President and CEO of the Bowling Green Area Chamber of Commerce to hear about the impact the Chamber is having on the South Central Kentucky community during the COVID-19 pandemic and resources available to small businesses. For mor information about the Bowling Green Area Chamber of Commerce visit www.bgchamber.com.

In this episode, Shawn speaks to Doug Sandler, Head of Global Strategy at RiverFront Investment Group. Doug speaks to natural stages that emerge during a market crisis and gives his thoughts as to where we currently sit on that spectrum. For more information about Doug and his team visit www.riverfrontig.com

In the episode, we take a break from providing you a market update and Shawn talks with Sam Ushio, Founder of GvG17 and Principal of Ikigai Labs. Sam who previously worked in a Corporate environment in the Financial Services Industry is now working with business and individuals to help them discover a greater purpose and meaning in their work. To see more of the great work Sam is doing visit https://gvg17.com,

In this episode, Shawn sits down with Mark Nickel to get an update on the markets and discuss the opportunities and challenges of leading the Hilliard Lyons Trust Company in the new work from home environment.

Shawn sits down with Michael Antonelli who is a Managing Director and Equity Trader at Baird to reflect on the events of the last month and lessons we can take from the Coronavirus pandemic. Michael is also well known for his blog titled, Bull and Baird, which you can view here: http://www.rwbaird.com/bull-and-baird-market-blog.

With the passage of the CARES Act on March 27th Coronavirus financial was provided for individuals and small businesses. On this episode, Andrew sits down with Monika Hubbard of Unified Trust Company to discuss what options were made available inside of qualified retirement plans to help participants if they face hardship.

The recently pass CARES Act, or Coronavirus Aide, Relief and Economic Security Act provide many benefits to small businesses, individuals, and families. Last week, Drew had an opportunity to speak with Ian Loos, Attorney at Bell Orr Ayers and Moore (BOAM). Listen in as they discuss specifically how this legislation impacts small businesses and what steps need to be taken to access the resources.

*Recorded on Tuesday 03/24/2020. In this episode, Shawn spends a few minutes with Mark Eibel of Russell Investments getting an update on the status of COVID-19 and what investors need to be thinking about at this point in time.

Recorded on Monday, March 16th, the JPR Group Advisors shares their thoughts on the market activity over the last several weeks related to COVID-19.

In this episode, we hear from Mark Eibel, Director of Investment Strategies for Russell Investments. Pending trade deals, the Federal Reserve and Presidential Election will be major headlines this year and Mark provides some thoughts trends we could see in the market. Mark is the principal spokesman for Russell and frequently appears on networks such as CNBC, Bloomberg TV, and Bloomberg Radio.

In this episode, Drew sits down with Dr. Greg Kasten, Founder and CEO of Unified Trust Company to hear what inspired Dr. Kasten to leave his career as an Anesthesiologist and build a Retirement Plan Recordkeeping business that’s focused on retirement readiness for it’s participants. For more information on Dr. Kasten and Unified Trust Company please visit www.unifiedtrust.com.

In this episode, Drew sits down with Max Mann, a Portfolio Manager with the Baird Specialized Asset Management (SAM) Group. The SAM Group is a part of Baird Asset Management that offers investment solutions for High Net Worth individuals.

Matt Bravo is the Managing Actuary at Acuff & Associates and he joins us to discuss Cash Balance Plans. Cash Balance Plans are a type of Qualified Retirement Plan that offer tax deferral savings above and beyond 401(k) and profit sharing plans for entrepreneurs.

Drew, Josh, and Andrew spend time talking about the latest news around Hilliard Lyons transition to Baird, and our thoughts on the current market environment.