The Last 3 Digits

This week we go into detail about the census, mortgages and living in London in 2021. With commute towns on the rise and more people moving out of London. Are cities like Kent, Manchester and Bristol better options to live in? We discuss the different types of mortgages on the market at the moment. We also go into the census 2021. Dave was attacked on social media for photos with his friends, we also discuss that. 

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The Budget 2021 & How to be a content creator Ft Estare 

This week we sat down with well-renowned digital content creator Estare to discuss everything digital content creation and the 2021 budget. Disunomics took us through the 2021 budget, set out by Rishi Sunak. How will it impact young people? Will our tax increase? Find out on today’s episode. Are you interested in being a digital content creator? Learn from the best as Estare takes us through her personal journey and gives all the tips you’ll need

https://instagram.com/estaregrams?igshid=37biwh07h7ok

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This week the gang sit down with wedding host and contractor David Kumi to discuss the recent news around releasing the country from Lockdown. Does Boris’s plan mean we’ll be leaving lockdown for good? Is June 21st the official date? Find out on TL3D.

Also, Matt Hancock has been distributing contracts to his friends with no experience? We break down the how’s and why’s of this latest scandal. We also discuss contracting, the future elections and more!

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This week’s episode marks our official ONE YEAR ANNIVERSARY!

Tune in as we’re joined by host and presenter Qoy, who takes us through dating life, romance and all things Valentine’s! We also discuss how to get paid as a creative, how to manoeuvre as a lady in the negations and everything money and in between!

#TL3D 

Check out Qoy:

YouTube: https://www.youtube.com/channel/UC8LeSrL4tQgqvqYygEbV1uw

https://www.instagram.com/iamqoy/

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VAMP UK Ft. VAMP UK

Christina and Ruby came through to discuss everything VAMP! The first and biggest

PR and Influencer agency for diverse audiences from the UK! They’ve worked with Oprah Winfrey, Disney, Universal and many many more!

Step into the minds of the agency behind such talents as Nella Rose, Mariam Musa and many more.

What’s it like being a black woman in business? We dive into the perceptions, realities and expectations of said reality!

Check out Vamp UK:

https://www.wearevamp.co.uk/

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This week we were joined by Selina Flavius, author of Black Girl Finance. We discuss financial lessons and losses. Why do we find it difficult to speak to family about our finances?

Do we speak about life insurance enough?

Any more

We also spoke about the current sham of a situation involving the governments lack of support for your children.

Bitcoin is booming (at times). Disu himself has some. Will he find them? Who invented Bitcoin? Why is it valued where it is?

We explore this and much more on this week’s #TL3D

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**Trigger Warning**

On this episode, we are joined by special guest Shamila, she is currently a probation officer and also a director on the side. We start the podcast by discussing what it’s like working with sex offenders, murderers and rapists.

We also venture into the conversation of if we believe in generational curses. Nego gives insight into the notion that we can become the very thing we dislike in regards to our parents.

Last but not least, Shamila gets into her matchmaking business. We’ll leave you to listen to that segment on #TL3D

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On this podcast we are joined by Therapist & Mental Health Speaker @Shomicita. We got into why she became a therapist, the different levels of therapy and when she qualified. Do men and women react differently to heartbreak? Nego and Disu share their differences in how they deal with emotions. Furthermore, what does Nego & Disu think about therapy? Should you give it to God or give it to a counsellor? Find out on The Last 3 Digits. Catch Shom on twitter (https://twitter.com/Shomicita) & Lafiya Health (https://twitter.com/LafiyaHealth) on https://www.lafiyahealth.co.uk/

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We were joined by Temi Alchemy (@temialchemy), Fred Santana (@fredsantana) and VP (@vpinthecut) These three are the mastermind behind the 90s baby show (SUBSCRIBE!!! https://www.youtube.com/channel/UCOIOo7ybnNFNdwjSCgYDtOw) which has now become a network. In a time where we aren’t always given opportunities, the 90s baby show has made it possible for others to have a platform. From how they got started to their next steps, TL3D get the latest.

How do we feel about capitalism when it comes to black people? So often we talk about billionaires and we see one demographic dominating but as times are changing, we’re hoping to see diversity in that area.

Can auntie‘s have 44 properties without Twitter making noise? We discuss land, freehold and leasehold and if there’s a need for an equal playing field.

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This week we are joined by the great Bejay Mulenga to discuss his journey as an entrepreneur and how he is managing in this coronavirus environment. We also discussed the covid vaccine developments as well as the US elections.

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We were blessed to talk with the founder of Las Olas who also calls himself the rum papi (we’re kidding). TL3D ask about everything Las Olas related from how it started, how the name came about to the costs and the mistakes that made the business what it is today.

While some people celebrated Nigerian Independence Day from the comfort of Britain or America, people in Nigeria were not as keen due to their reality in Lagos. Based on what happened on the 20th of October 2020 can we blame them? This episode is dedicated to the heroes on the front line in Nigeria who are continuing to fight the good fight even in the face of potential death. Our hearts are with you and our hearts are with everyone in Africa who are living in a way that is inhumane.

As for transport for London, what they have in store for us seems unrealistic in light of the current recession, pandemic and the atrocious leadership. Here we talk about the plans that are in play and how it seems to be cutting out the working class every day.

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We start the pod talking about what this Tier 3 Lockdown means. Plus, with the furlough scheme coming to an end on October 31st, TL3D discuss all the redundancies happening and how some of our favourite restaurants are taking a hit.

How do we dismantle patriarchy? Disu and Nego have a very interesting discussion about assumptions and stereotypes when it comes to men and money.

We are joined by the genius that is Andy Davis, one of the cofounders of 10x10. The company recently put out the first qualitative and quantitative report on black founders in the UK. TL3D talks to Andy about everything, from working during university to what he looks for when investing in businesses.

Tune in, get informed and enjoy this episode.

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Bola talks about the regrets of not trademarking her merchandise slogan earlier on. Is there a popular slogan you use? Think about how you want to build and know that it is worth registering under the government website. The business world is slowly turning colder, make sure you protect what is yours.

With stamp duty on holiday, the word on the street is it time to buy a house but is it? The Last Three Digits discuss if the house prices are worth it even though properties are rising. Given the current state of the economy, could you buy a house right now?

Jollof rice originates from Senegal but this week we talk about the appreciation we have for Ghanaian jollof rice as well as Caribbean food.

Nego also tries to get Disunomics out of here but of course, it doesn’t land.

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With new announcements dropping every week from the government, we’ve got to stay on guard about new social distancing regulations. Plus, with #EatOutToHelpOut being left in the dust, what does that mean for both our pockets and the economy’s?

Although the US is apparently calling their recession a “shecession” we had to use this pod to big up so many female entrepreneurs who are killing it right now. From Annie Drea to Nella Rose to VAMP to all the female entrepreneurs who are invisible or stay anonymous, we have to give it to you! Regardless of what the economy is on, you are making it work. Power to the women.

Disu & Bola talk about their group trip to Greece. Was it worth the 14 day quarantine? Have a listen to #TL3D to find out.

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Leks & Tay who just like Disu went to the University of Birmingham. They speak about working at one of the big four, KPMG and the benefits of international travel for your career.

What’s it like to be married when you’re both ballers? Leks breaks down his lit wedding, how they pattern investments and the future of Capital Moments.

Don’t let Instagram comments have you out in the cold. TL3D discuss handling wild behaviour.

Lekz Twitter:

https://twitter.com/LekzLDN?s=20

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We were blessed to be joined by a special guest today. Samuel Falusi aka Flylusi is a father, teacher and photographer. TL3D spoke about the social and financial aspects of being a dad and the need to instil confidence into children.

Did you get beats growing up? We share our experiences of growing up in our individual African houses and if getting smacked made sense. TL3D talk about whether we intend to carry this trauma to our kids.

Last but not least we talk about teachers and how the educational system can work to understand their students better. Bola assumes teachers are better with their money because they have to be organised but Nego and Sam have differing opinions.

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On this episode we are joined by a special guest, Uchjn. She is a businesswoman, influencer and consultant to name a few. TL3D discuss transparency in influencing,

chasing up invoices and integrity that’s long lasting.

We had to get into the A Level results which is currently causing a lot of young people distress. A useless algorithm built by government officials has proven bias and it’s left a lot of uni students with no choice but to take a gap year.

BBLs seem to be the latest craze and we aren’t talking about bounce back loans. Brazilian butt lifts have become increasingly popular, TL3D explore why as well as the costs and the health factors to consider.

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What counts as a financial red flag for you? Nego, Bola & Disu talk about the asks that irk them when dating. Bola asks Nego & Disu if they’d be happy marrying a woman whose father is a billionaire. Disu reads out stats that show women with degrees are more likely to marry. Are degrees still worth the £9K that’s charged per year? Let us know using the #TL3D hashtag. Nego let’s Bola & Disu know that we are not the same when we chat about home cinemas.

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As TL3D were born and raised in London, UK, we discuss the likelihood of staying in the capital in the next 5 years. Nego, Bola & Disu compare house prices and question what we are really holding onto. One way we can save for that property is by cutting down on dates and using the word “no” more often. Can we really afford a house and Hakkasan? Let us know your thoughts using the hashtag #TL3D

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Are women allowed to be financially successful in peace? Bola starts the discussion of trends she’s noticed when women get notoriety for their craft.

What about when men become more financially successful? Nego speaks on mistaken identity, Times 100 and racism and elitism being mutually exclusive. Disu adds his perspective on the glass lens that is social media & how he handles his block list.

Have you experienced jealousy because of popularity, success or financial wealth? Use #TL3D and let us know.

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What digital banks do you use? #TL3D discuss their view of an up and coming cashless society. Nego goes into the details of where finance could be heading in the future.

Boohoo is under fire for underpaying staff and everyone is asking what to do with their shares. Bola shares her views on ethical and individual investing.

Rishi Sunak has made some announcements we should all be paying attention to. Disunomics gives us the round up of the latest in government news.

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Are we being mistreated in the influencer market? We discuss how you’re following, gender, race and more could possibly be holding you back from getting the money you deserve.

In light of being inside for the last few months, we have seen a lot of truths come too light. Between Misha B & J Cole, we have to wonder what we are standing for. Is It truth or our own version of events? Tune in and have your say using the hashtag #TL3D

Last but not least, outside is open again. We talk about what this means for us going forward as a society.

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Is it possible to have PTSD from living in certain conditions growing up? Nego, Bola and Disu take it back to uni days and times before then.

In current times, social media seems to be taking a volatile turn. Cancel culture is ripe so we discussed: who gets to be the judge of morality?

Last but not least, we talk about the black squares and the authenticity behind their support of #blacklivesmatter from particular businesses. Will there be lasting change? Let’s hope so.

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