Welcome to The Wealth Collective Podcast by Pekada, where the goal is make investing & finance accessible to everyday Australians, sharing tips and strategies on how people can improve their financial position and have a laugh along the way.
In this weeks episode we dive into the age old question of where should I invest, inside super or outside super?
Show notes here - https://www.pekada.com.au/2019/08/episode-36-inside-super-vs-outside-super-where-should-i-invest/
In this episode of the podcast Pete and Zac run through how to financially prepare for having a child and Pete runs us through some of his experiences as he currently has a one week old daughter and an 18 month old son.
One of the main questions we get asked as advisers is whether or not someone should get a self managed super fund. In this weeks podcast Pete and Zac go through and discuss the reasons and rationale for getting an SMSF and how it mightn't be right for everyone.
With most people getting an extra $1,080 in their tax returns this time around, Pete and Zac share their top 5 tips for what to do with your tax return.
Blog here: https://www.pekada.com.au/2019/07/top-5-tips-on-how-to-use-your-tax-return/
In this episode Pete and Zac look at an investment megatrend that has been gripping the US which is alternative plant based protein. We have seen this in the media a bit recently through the rise of the Beyond Meat IPO and the change to more and more people no longer eating meat. They take a deep dive into some of the companies working in this space.
This week Pete and Zac sat down with Kyp Kyprou, Director at the Home and Investment Lending Centre to talk about what is happening currently in the lending market and some tips for potential borrowers.
To contact Kyp go to www.hilc.com.au or email him at firstname.lastname@example.org
To get your credit report - https://www.equifax.com.au/
On this weeks episode Pete is joined by Brad Matthews from Plain English economics where they discuss;
the trade dispute between China and the U.S. and if it is a serious risk for equity market investors
interest rates have continued to decline locally and abroad and why they are being maintained at such low levels and
how locally there seems to be more optimism around the outlook for the housing market since the election and whether we have seen te bottom of the price cycle.
This week the RBA decided to cut rates to historic lows which means that we are currently in one of the lowest interest rate environments we have seen. Pete and Zac run through some tips on how to invest for income in these times.
In this episode Pete and Zac run through how the Golden State Warrior's starting five relates to investments and building a super-team-esque investment portfolio.
blog here: https://www.pekada.com.au/2019/05/what-the-nba-super-team-can-teach-us-about-investing/
In this episode we go through some of the questions we have received including how often people should review their insurances, what is a share buy back and is it worthwhile and also what is the best way to transition to retirement,
in this episode Pete and Zac discuss the financial implications of getting a redundancy and how you can make it work in your favour rather than seeing it only as a negative. They discuss the ways to make the most of your package and what you should be looking out for when you start a new job.
In this episode we are joined by Property Advisor from Synergy, Andrew Skubel. We discuss where we are at in the market and what people should be thinking if they are looking to buy property in the near future.
For more detail on Andrew go to http://synergybsm.com.au/ and his profile is here at http://synergybsm.com.au/agents/andrew-skubel/
In this episode we are joined by Senior Associate from Argent Law, Stephanie Hope. We discuss all things Divorce and the financial implications of this.
Steph is a family law specialist with years of expertise in the family law field. If you want more details on how to contact Steph please go to https://www.argentlaw.com.au/
In this special episode of the Wealth Collective podcast, Pete and Zac discuss the proposed changes and announcements from the 2019 federal budget and how these could potentially impact you.
If you have any questions about the budget and how it might impact you, email them through to email@example.com
In this episode Pete and Zac are joined by Cameron Johnson from Rucker Financial to discuss personal tax. Getting closer towards the end of financial year it is timely to discuss ways to legally minimise tax and what people should be doing during the year to make tax time a lot easier.
To get in contact with Cameron you can email him on firstname.lastname@example.org or call the office 03 9874 7255.
ATO App: https://www.ato.gov.au/General/Online-services/ATO-app/myDeductions/?=redirected
For more information on gifts and donations: https://www.ato.gov.au/individuals/income-and-deductions/deductions-you-can-claim/gifts-and-donations/
in this weeks episode Pete, Zac and Mardy talk about what it means to live richly and how to achieve it. We have just launched our #dontdiepoor campaign that is all about helping people live richly.
Read more about it here: https://www.pekada.com.au/2019/03/dont-die-poor-how-pekada-can-help-you-live-rich/
In this episode Zac and Pete discuss the proposed changes to franking credits should Labor get in at the next federal election which is looking more and more likely. This is a policy that will potentially affect a lot of self funded retirees so we look at the possible ramifications and what portfolio changes, if any, you should look to implement.
It is International Womens Day and Pete is joined on the podcast by Principal Adviser @ Pekada, Rhiannon Kanoniuk talking about some interesting studies which suggest that women are better investors than men.
There are some big generalisations here, but well worth diving into the findings.
Articles of interest:
Forbes - Why Women Are Better At Investing
Fidelity - Who's the Better Investor: Men or Women?
Berkley Study - Boys Will Be Boys
Fidelity - Women and Money
In this episode Pete and Zac are joined by Brad Matthews from Plain English Economics to discuss current market and economic conditions and what to expect in the future.
Zac and Pete also discuss what a risk profile is and how it can impact your investments and how you construct a portfolio.
In this episode Pete, Zac and Dan run through the findings of the royal commission and how these will affect you as an Australian. They look in detail at some of the key findings and what this will mean for everyday Australians looking at getting advice.
Royal Commission reports - https://financialservices.royalcommission.gov.au/Pages/reports.aspx
In this weeks episode Zac and Pete discuss the age old question 'will I have enough to retire?' They go into detail about how you can decide if you will have enough and what to do if it looks like you might be a bit short. They also discuss what asset allocation you should have in retirement.
Retirement Tracker - http://www.superguru.com.au/ExternalFiles/calculators/retirement-tracker/#/
ASFA Retirement Standards - https://www.superannuation.asn.au/ArticleDocuments/269/ASFA-RetirementStandard-Summary-2018.pdf.aspx?Embed=Y
Pete, Zac and Dan run through how to effectively set goals and how to set goals that you will actually work towards and be able to achieve. They also run through some of the most common financial resolutions that people set in a new year and give you some tips on how to make them happen.
Pete, Zac and Daniel take a look at the proposed changes to negative gearing that Labor is looking at bringing in if they're successful at the next election, which is looking more and more likely.
They take a look at the potential implications for these changes and what this could mean for you.
Pete, Zac and Daniel take a deep dive into superannuation funds and what you should be looking for in yours in terms of investment options, insurances, fees and beneficiary nominations.
Also, we were joined by Melissa Robinson from Loanworx (email@example.com) to talk about home loans, what has changed recently, some tips to ensure you get the best loan for you.
Any questions please contact us on Twitter, Facebook or firstname.lastname@example.org