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The Wealthy AchieveHer™ Show (Financial Independence Retire Early)

The Wealthy AchieveHer™ Show (Financial Independence Retire Early)

By Dr. Lakisha L. Simmons

Each month Dr. Lakisha L. Simmons interviews AchieveHers on their path to financial independence and some who plan to retire early (FIRE)! Get ready to be motivated and inspired. The Wealthy AchieveHer™ show will expose how financially successful women got where they are and share the stories of women currently on the path to FIRE (and their wealth building strategies).

Dr. Kisha is the single mom who saved $750k in 4 years after her divorce and quit her full time job at 41. She's a speaker, workshop facilitator, and financial hero for Personal Capital. Subscribe and turn on notifications!
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How to Cash Out with rich & Regular Julien & Kiersten Saunders

The Wealthy AchieveHer™ Show (Financial Independence Retire Early)Jun 14, 2022

00:00
40:10
How to Cash Out with rich & Regular Julien & Kiersten Saunders
Jun 14, 202240:10
Do you need a financial advisor?

Do you need a financial advisor?

Do you need a financial advisor or financial planner? I retired at 41 and truly believe it's possible for you too with a little education. 

I FIRED My Financial Advisor

One afternoon, I called my financial planner and told him I would no longer wire him my money. Furthermore, I would be transferring all of my money out of his firm and into accounts at Vanguard, and I would be managing my financial investments from now on. Now how do you think he took to that? His exact words were, "you'll be back." I felt so disrespected. "I do have a Ph.D.!" I told him. We ended the call, and I was on a mission to become financially independent by 45 years old. And guess what, I quit my full-time job at 41 years old!

Is it possible for me?

I know this may sound scary if you’ve never invested before. You may be thinking, “I can’t afford to lose any money” or “I don’t know where to start.” You can reach your goals with education, positive money affirmations, and experienced people by your side! You have to get started!

Is it even possible to become financially free? Is it possible to have all your expenses covered from capital gains (real estate, business, stock, bond, or equity investments)? It’s possible to live on less than you make and invest the rest. Not everyone can do it, but many of us who make average salaries or more can do it.



Apr 19, 202215:02
“ My budget is tight. Can I retire early?”

“ My budget is tight. Can I retire early?”

Who can think about saving for retirement when our daily needs, from food to housing, seem so expensive these days? Plus, you work hard for your money, right? You want to enjoy your money and live for today, right? But you may be concerned that you aren’t saving enough for retirement.  Well guess what? It is possible to save for (early) retirement and enjoy life at the same time! You just need a comprehensive financial plan. Let me explain the three strategy steps I took to early retire from a full-time job.



Apr 05, 202211:01
Holistic Wealth: How to Recover from Losing a Spouse.

Holistic Wealth: How to Recover from Losing a Spouse.

Keisha’s husband met an untimely death when he was 34 years old and she was 31. He suffered a medical mystery just eight weeks after she gave birth to their second child. His death was completely unanticipated, and everything changed for her in an instant. 

After the passing of her husband, she wrote a heartfelt and vulnerable article, “Forty Life Lessons I learned after my husband’s death” for Thrive Global as therapy for herself.  That article turned into an opportunity to create a book, Holistic Wealth, to dive deeper into the emotions of life and give readers more advice on how to recover from life’s challenges and disruptions. Holistic Wealth: is “Wealth that not only comprises your net worth and material possessions, but also your physical health, your emotional state and having a life purpose. All these ingredients come together to give you a wholeness and make you more resilient.”

Kisha was financially independent at the time of her husband’s passing. She has always believed in having “a well-planned future.” Listen in as she breaks down holistic wealth and some tips to get your through life's disruptions. Here are a few tools you can use from Keisha:

Holistic Wealth Quiz

Holistic Wealth Podcast

Holistic Wealth book on Amazon


Follow Dr. Kisha on social media at:

- instagram.com

- Linkedin

- YouTube

Grab your copies of Dr. Kisha's books here:

-Divorced: 7 Keys to Making It Through Your Parents' Divorce

-The Unlikely AchieveHer Workbook

-Diary of a Single Mom Journal

*Join my next group of Wealthy AchieveHers pursuing financial independence retire early.

Cheers to financial freedom!

Dr. Lakisha L. Simmons   https://LakishaSimmons.com

Disclaimer: This is not financial or legal advice. Seek your own professional advice before making decisions. Results vary. Investments can lose value.

Mar 15, 202237:13
March 2022 AMAZON STOCK split news, war, & Portfolio Update

March 2022 AMAZON STOCK split news, war, & Portfolio Update

Are you wondering about the Amazon Stock Split? 

Well I'm discussing it this month during my portfolio update!  I hope this information is helpful. I want you to be bold and confident in your money decisions and I hope to model that behavior.   Why are you doing this? Why have you decided to get finally focus on financial freedom? Use that motivation to get your budget together. So download the same budget I use to help you determine your net worth and carve out money for saving, debt payoff and investing.   

*Get it here https://lakishasimmons.com/how-budget-bestie-can-save-you-200-a-month   

Connect with me on Instagram: https://www.instagram.com/drkishasimmons    

Cheers to Financial Freedom! Dr. Lakisha L. Simmons Retired at 41 with $900k

Mar 11, 202211:39
3 Tips to Retire by 40 - This 29 Year old Black Woman is on track to be financially free at 40 FIRE

3 Tips to Retire by 40 - This 29 Year old Black Woman is on track to be financially free at 40 FIRE

Meet Yorsa, 29 year-old on track to FIRE by 40. Yosra stumbled on the FIRE movement shortly after completing her studies. She buckled down and was able to pay off $30K in student loans over the course of 3 years and purchase her first investment property before the age of 30. She is now working towards achieving financial independence/early retirement by age 40. Yosra is a supply chain professional in the tech industry.   

Connect with Yorsa : IG & tiktok: @ymusa__ Youtube  

This savvy woman of color has some great advice for those on their FIRE Journey. Hear about her sacrifices to build wealth, why she's not concerned with what people think about her, how she uses a RoboAdvisor, and other surprising facts that has led her to a high net worth before 40!  

Grab your copies here:

-Divorced: 7 Keys to Making It Through Your Parents' Divorce

-The Unlikely AchieveHer Workbook

-Diary of a Single Mom Journal

-The Wealthy AchieveHer Planner

*Get my free financial planning starter kit

*Join my next group of Wealthy AchieveHers pursuing financial independence retire early.

Follow Dr. Kisha on social media at:

- facebook

- instagram.com

- Linkedin

- YouTube

Cheers to financial freedom!

Dr. Lakisha L. Simmons   https://LakishaSimmons.com

Disclaimer: This is not financial or legal advice. Seek your own professional advice before making decisions. Results vary. Investments can lose value.

Mar 01, 202234:46
Single Moms Tell All - Challenges and what inspires them to pursue financial freedom after divorce.
Feb 15, 202236:19
February 2022 Stock Market Update of my FIRE Portfolio | The Wealthy Achieveher Show
Feb 09, 202229:56
How to build a salon & barber business that builds generational wealth!
Jan 25, 202220:31
How I Travel for Free! Credit Card Hacking to Retire Earlier
Jan 19, 202228:31
Portfolio Update: $903,000 | January 2021 Year End FIRE Index Portfolio

Portfolio Update: $903,000 | January 2021 Year End FIRE Index Portfolio

Take a look at my portfolio to see my exact investments!  In this episode you will learn who I am, why I became a professor and how I retired at 41 years old by viewing my investment allocations. I hope it inspires you to take action on your journey to #FinancialFreedom!  

Becoming a millionaire (total net worth) took dedication and consistency. But it paid off! Even after quitting full-time work in 2021 year at 41 years old after making an average of 77k a year, my investments continue to grow and I’m so blessed to continue to share how I did it in hopes of inspiring you to start your journey to financial freedom. In 2021 I shared my wealth building tips and was featured in @people @businessinsider @blackenterprise @goodmorningamerica @abcnetwork @yahoofinance @cosmopolitan and many many more. And contrary to popular belief I’m not at all deprived. I just make wise choices with my money where and when it counts.

Get my free financial planning starter kit: https://LakishaSimmons.com

*Join my next group of Wealthy AchieveHers pursuing financial independence retire early at thttps://theachieveHer.com 

+ Purchase my books

+ FREE savings and investment tracker by Personal Capital (referral link)

+ FREE grocery cash back app Fetch 

+ FREE cash back when shopping online with Rakuten 

+ Achieve Financial Freedom! Get your FREE tools by Dr. Kisha!

Follow Dr. Kisha on social media at:

Cheers to financial freedom!

Dr. Lakisha L. Simmons

Disclaimer: This is not financial or legal advice. Seek your own professional advice before making decisions. Results vary. Investments can lose value.

Jan 12, 202247:13
Self-made Family of Four to reach financial independence in years of starting journey | The Wealthy AchieveHer Show
Dec 28, 202132:31
Travel Nurse Plans to FIRE in 5 YEARS!
Dec 23, 202147:44