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Money Shifts by Tom Young.

Money Shifts by Tom Young.

By Thomas W Young

Money and how we lose it unknowingly and many times unnecessarily. Financial Mastery Coaching was created to help millions survive the financial crash that is evident. Check out USDebtclock.org and begin to realize doing the same over and over but expecting a different outcome is, well, not smart.
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Human nature’s way of preventing our success

Money Shifts by Tom Young.Feb 19, 2020

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12:02
EP # 687, Part X “What is Infinite Banking & Parallel Paths?”

EP # 687, Part X “What is Infinite Banking & Parallel Paths?”

We all travel on parallel paths in our lives. One path is about Protection and the other is Wealth Accumulation. The results are very disturbing since, 95% end up dead or dead broke. This has always challenged me and my thinking. Most of the Financial education I have received is very tainted as to who it benefits. Let's Explore.
Mar 27, 202416:11
EP # 686, Part IX “What is Infinite Banking & Actuarial Science?”

EP # 686, Part IX “What is Infinite Banking & Actuarial Science?”

Hi, everyone the idea that a life insurance can produce wealth has been proven over and over. Banks use it, Corporations use it, and the public is kept in the dark. Here is my question, Isn't there money that needs delivered when we die to our loved ones? I believe all would answer yes to the question. Now How do I do this without losing money? Listen up!
Mar 25, 202413:21
EP # 685, Part VIII “The Infinite Banking Concept the Why.”

EP # 685, Part VIII “The Infinite Banking Concept the Why.”

Every real thing we do does or should have a why attached. Why are we doing what we are doing? This is the fundamental basis for success. Remember success is a journey not a destination. Your reasons for doing things should always start with a why. When I meet new people in my office or online, the discussions always are about the why.
Mar 20, 202418:55
EP # 684, “The Infinite Banking Concept, the story.”

EP # 684, “The Infinite Banking Concept, the story.”

I see that some has commented this is BS. It amazes me how broke people that have never done anything becomes an expert at something even when Banks BOLI, Bank Owned Life Insurance. COLI Corporate Owned Life Insurance. have figured it out. Remember, the number of companies that offer this type of life Insurance is less than 1% of the marketplace that exceeds 850 companies. The secret is here with no risk.
Mar 18, 202418:24
EP # 683, Part Vl “What is Infinite Banking?”

EP # 683, Part Vl “What is Infinite Banking?”

Let’s talk about the storage of capital and how to possibly eliminate the government and taxes from your life. Have access to your capital for emergencies and opportunities. Without all the information and studying the information correctly we end up with wrong bad decisions.
Mar 15, 202417:28
EP # 682, Part V “What is Infinite Banking Process?”

EP # 682, Part V “What is Infinite Banking Process?”

Managing Cash Flows are the secret to creating Passive Residual Income and Wealth. I Have a unique way to find cash flows, they are currently being lost by most folks. Helping people to save astonishing amounts of money and create Wealth beyond their expectation.
Mar 13, 202414:20
EP # 680, Part lll “What is Infinite Banking?”

EP # 680, Part lll “What is Infinite Banking?”

As we continue our journey finding the truth about being your own Banker, we have to examine the why's of the journey. Why should I do this and what is the benefits that are received from the process? I will try to fill in the blanks as we go thru the information. My purpose is to help you get the most out of your future with the least amount of taxes and expenses.
Mar 08, 202418:26
EP # 679, “Part II, “What is Infinite Banking Concept?”

EP # 679, “Part II, “What is Infinite Banking Concept?”

This is challenging to say the least. I had computer melt down last week and now I'm back. Infinite Banking Concept by R. Nelson Nash. This is a life changing concept if your open minded enough to clear out the clutter put there by the financial world. Let me try to help you.
Mar 06, 202408:11
EP # 676, “4 Goals to Financial Freedom!”

EP # 676, “4 Goals to Financial Freedom!”

Does your ship have a rudder? Ships without a rudder get lost at sea. Our
financial and personal lives are driven by goals. Either we set goals for
ourselves or the people around us, i.e.. our boss at work sets our goals.
Being Goal orientated is very important. Written down goals work best.
Listen up!
Feb 23, 202417:22
EP # 675, “How to Break a Poverty Mindset!”

EP # 675, “How to Break a Poverty Mindset!”

Hi folks, it all comes down to how we think about all things future. The
planning has to happen before action comes. When you go on a trip or
vacation, doesn't it require planning. You not only have to know where you
are going, you also need to know where you are starting from.
Feb 21, 202411:57
EP # 674, “The Financial Success System!”

EP # 674, “The Financial Success System!”

We must figure out where we are going before we start our journey. Thinking
the path through first is essential for a successful journey. Life is a
journey, and we are on that path all our lives. Today we will talk about how
to develop that path with surety and positive expectation.
Feb 19, 202414:56
EP # 673, “Do the Politicians Eat Their Young?”

EP # 673, “Do the Politicians Eat Their Young?”

We have politicians in America that see no future. They are spending money
that won't exist for decades and then some. Why do they feel they can just
spend, spend, spend, and never have to pay the money back. What created this
thinking? I has to stop or there will be no tomorrow for America.
Feb 16, 202412:29
EP # 672, “Did the FEDERAL RESERVE DEFAULT?”

EP # 672, “Did the FEDERAL RESERVE DEFAULT?”

In the recent years we have seen several banks fail and be taken over by the federal Reserve. This I believe in their own makings by the way they have raided interest rates. The rising interest rates cause bond values to drop. This is the core reserve the banks have. When this reserve reduces below their required reserve level they are in default.
Feb 14, 202415:39
EP # 670, “The Real Financial Education!”

EP # 670, “The Real Financial Education!”

If 95 % are ending up dead or dead broke, what is the chance I will get the truth? The correct information is is conflict because the Financial World makes money on your money only if you do it their way. Think about it, their way simply gives them all your money, more ongoing, they keep control a long time, and give little back. That doesn't sound like a plan for your success!
Feb 02, 202408:55
EP # 669, “The Secrets of PEM. (Personal Economic Model)

EP # 669, “The Secrets of PEM. (Personal Economic Model)

In my 48 years working in the Financial Services industry, I was blessed to meet a man 35 years ago that changed my life. He continues to do so even today. I am launching the Greatest Financial Education program in the financial industry. Already fully adopted by several US Colleges including the University of Florida. You have access to the college Curricula here.
Jan 31, 202408:30
EP # 668, “The Financial Conspiracy Theory!”

EP # 668, “The Financial Conspiracy Theory!”

Hi Everyone, today we look at the 30,000-foot view of where we ae and where we are headed. This includes the January 6 riots at the Capital. All these events and outcomes create challenges for us. The politicians play their own game. This is my theory of what and why things happened as they did.
Jan 29, 202414:17
EP # 667,”Are you Prepared for the Crash?”

EP # 667,”Are you Prepared for the Crash?”

There is so much going on right now it's hard to explain it all. The Federal Reserve is currently in default and making decisions for their survival not ours. The interest rates have gone from .25% to 5.25% and now they are talking about lowering the rates. I ask why since inflation is not controlled and not gone away!
Jan 26, 202414:58
EP # 666, “The 4 Most Important Retirement Questions!”

EP # 666, “The 4 Most Important Retirement Questions!”

Are we asking ourselves the right questions about our finances and future retirement plans. I think not. We must be prepared to find answers to the 4 most important questions. listen up to find out and learn how to fix the problems.
Jan 24, 202413:29
EP # 665, “Am I on my way to financial ruin?”

EP # 665, “Am I on my way to financial ruin?”

What habits of finance have you been taught? The ones that make the financial world richer or the secret ones to enhance your financial future. This is a real challenge, many things we are taught not only by our parents (who were taught by the financial world). People of influence have a huge impact on our decisions making process.
Jan 22, 202417:13
EP # 664, “Prosperity Secrets!”

EP # 664, “Prosperity Secrets!”

The secret is so simple that people just don't believe it. It all starts with us. Faith, Belief, and Action that requires us to set goals.
Jan 19, 202412:39
EP # 663, “The ongoing Crash of America!”

EP # 663, “The ongoing Crash of America!”

We see only bits and pieces from time to time about what is going on in our world. The Elites of the world want more power over us and therefore they are working overtime to crash the American system. We must stand up and let it hit us in the chest. I call it the 30,000-foot view. Let me explain.
Jan 17, 202419:07
EP # 661, “Friday Success Thoughts.”

EP # 661, “Friday Success Thoughts.”

How do you start your day? With a positive launch or a negative slow-moving day? This is the first step in finding success of any kind. How you think and start your attitude for the day will most likely set the tone for your day. If you expect positive results, you'll have a better chance of getting them.
Jan 12, 202412:48
EP # 660, “Mind Suggestions for Success.”

EP # 660, “Mind Suggestions for Success.”

As I have said and promoted, the road to success in anything starts with the 6 inches between your ears. Faith, Belief, Action is required for success in any endeavors you choose. Having a self-talk that you repeat twice a day, once in the morning and once at night is the foundation. Memorized and repeated several times a day works even better.
Jan 10, 202413:47
EP # 659, “The Secret of Success in 2024.”

EP # 659, “The Secret of Success in 2024.”

Let's start with what do I have to Think, then we will talk about doing. Setting goals that are realistic and attainable if you are willing to do the work. Example, I am a 74-year-old kid, and still working on improving myself physically and mentally. Are You?
Jan 08, 202412:31
EP # 658, “Success Goals for 2024!”

EP # 658, “Success Goals for 2024!”

Some people set New Years resolutions, a few set Goals.
The answer lies in the writing down goals and action plans. This would include any obstacle's that would stand in your way and how you would handle them.
Jan 03, 202414:01
EP # 657, “Hail Mary, 2024!”

EP # 657, “Hail Mary, 2024!”

Are you prepared to fight for America in 2024. This is the most important year in a lifetime. What is at stake? Everything, and we better stand up and let it hit us in the chest and stop allowing the information to pass over our head unknowingly.
Dec 29, 202317:01
EP # 656, “Why People Fail.”

EP # 656, “Why People Fail.”

We are programed to fail. Our education, the workplace, and even our family help us to fail. Why is it that 95% of the people end up dead or dead broke? There must be a reason for this when we live in the greatest country in the world and have opportunity surrounding us each day.
Dec 27, 202317:33
EP # 655, “How are they Stealing from you?”

EP # 655, “How are they Stealing from you?”

Many of the expenses we have are not real, not understandable and can be eliminated. Simply thinking differently can save you thousands maybe even hundreds of thousands. You have been programmed to think a certain way that feeds the financial world more than you know.
Dec 22, 202312:41
EP # 654, “Velocity of Money & Multiplier Explained.”

EP # 654, “Velocity of Money & Multiplier Explained.”

The concepts and Principles are unlearned and not taught in schools, not even at the MBA levels. I have several clients that are MBAs, and they all ask the same question. Why doesn't anyone teach this stuff at schools? Well, that is a long and short explanations for this, and it is basically that they don't want you to know.
Dec 20, 202314:01
EP # 653, “secrets of Cash Flow Management!”

EP # 653, “secrets of Cash Flow Management!”

Asset management is what everybody talks about. Active or Passive management. Well, Cash Flow Management is where the wealth is really created. It creates painless discipline relating to saving more and having more. Check it out!
Dec 13, 202312:40
EP # 652, “How to Create Wealth!”

EP # 652, “How to Create Wealth!”

There are several specific ways to create Wealth. The most overlooked is the Family. Investing in and with the Family creates the most secure and tax advantaged wealth. This Wealth can be multiplied over generations. wealthy of the past know this secret and keep it hidden from us.
Dec 11, 202318:02
EP # 651, “Rules of Prosperity.”

EP # 651, “Rules of Prosperity.”

Everything has rules, even when no rules are apparent. The real challenge we have is, do we have the discipline to follow the rules even when we can't see the results for a time. This comes from faith and belief. Whether we believe something strongly enough to endure when all else looks wrong.
Dec 08, 202315:46
EP # 648, “The Secrets of Wealth Creation!”

EP # 648, “The Secrets of Wealth Creation!”

When we think of creating financial security, what do we think about? Maximizing my 401K? Owning a Business? Being an Entrepreneur? What is it? I realized a long time ago it takes a thinking process to make this happen. You must think and believe first. Have a vision.
Dec 01, 202318:49
EP # 647, “The Enemy called Resistance.”

EP # 647, “The Enemy called Resistance.”

Did you ever have a conversation with yourself? I believe we all do occasionally and wonder why we aren't successful and have become stuck in ourselves. I have all these goals and Procrastination rules my life more than I care to admit. The Boob "War of Art" by Steven Pressfield has opened my eyes to my own issues with myself.
Nov 24, 202314:31
EP # 646, “Prosperity Principles Today, got it?”

EP # 646, “Prosperity Principles Today, got it?”

Everyone wants to be successful, agreed? Why aren't they being more successful than they are? It all starts with the 6 inches between our ears. When we first decide to be successful our brain plays tricks on us. The devil on your shoulder overcomes the angel on your shoulder and tells you subconsciously you can't do that. You need to knock him off your shoulder.
Nov 22, 202316:36
EP # 645, “Human Nature Pitfalls that cause our failures.”

EP # 645, “Human Nature Pitfalls that cause our failures.”

We are the result of ourselves, meaning you are where you are because of you. We made all the decisions to bring us to this point in our lives and all the results are our own. The problems we face today are most likely the procrastinations of yesterday.
Nov 20, 202315:51
EP#644, “5 Core Elements to Avoid for Financial Success.”

EP#644, “5 Core Elements to Avoid for Financial Success.”

Things we take for granted are the most dangerous elements to our financial future. Understanding and controlling the 5 core elements of Risk, Taxes, Regulations, Inflation, and De-Valuing the Money supply are the biggest preventers of financial success.
Nov 17, 202315:29
EP # 643, “Self-Insure VS Insurance?”

EP # 643, “Self-Insure VS Insurance?”

I hear so many times that "I can self-Insure." This is an expensive and risky way of doing things. The better way is Other People’s Money ( OPM ) This is how wealth is built and maintained. This mindset is different than what we have been told. Listen up!
Nov 15, 202312:58
EP # 642, “Don’t lose pay raises to the government.”

EP # 642, “Don’t lose pay raises to the government.”

Managing assets is one thing everyone talks about. Fee only management of your money. The approach should be about managing your cash flows. This is the #1 problem I believe for most people. We spend all we make and then some. Here is how you can change all that and get ahead.
Nov 13, 202312:25
EP # 641, “Asset Management VS Cash Flow Management!”

EP # 641, “Asset Management VS Cash Flow Management!”

The CFO Project as related to "The Family Money Farm - The CFO Project" is as much managing your cash flow as managing your assets. Cash flow is the key to financial success. Passive Residual Income is what we all want, however, we don't make that our priority.
Nov 10, 202314:51
EP # 640, “Family Money Farm for Sale?”

EP # 640, “Family Money Farm for Sale?”

You can't buy a Family Money Farm; you must build it unless you inherit it from Mother and Father or Grandmother Grandfather. Will you be the one to start building your farm to secure your family's future? It is a decision, and the Financial world will do everything they can to discourage you and confuse you.
Nov 08, 202318:01
EP # 639, “Are you Ready for the Battle?”

EP # 639, “Are you Ready for the Battle?”


It seems like every day is a battle about something. Finances are the biggest in most people's minds. Our fight over the current lifestyle and our future lifestyle will eventually change everyone's thinking. Add in all the other battles and the submarine oxygen is getting thin.
Nov 06, 202320:23
EP # 638, “Your Stolen Financial Freedom.”

EP # 638, “Your Stolen Financial Freedom.”

The advice we seek and receive we believe is credible and honest. However, let's investigate what is really going on here. First, we don't realize the curtain hides what is really going on and the mainstream media continues to print and produce misleading directions that are not in our best interest. Remember the Suitability VS Fiduciary approach? Follow along.
Nov 03, 202319:05
EP # 637, “The Fraudsters Around Us!”

EP # 637, “The Fraudsters Around Us!”

Why are so few people ending up with so little saved and accumulated for their future? Do you think this is their plan? I don't believe it was your plan, am I right? So, let’s look at the reasons most people end up dead or dead broke!
Nov 01, 202316:28
EP # 636, “The Fraudsters of the Financial World.”

EP # 636, “The Fraudsters of the Financial World.”

I believe all of us at one time or more found ourselves taken. With more information regarding the transaction, we would not have made the decisions we made. That is the problem with the financial world. There is nobody sending a lightning bolt down saying this is right or wrong. Let's explore some of my experiences.
Oct 30, 202315:55
EP # 635. “The Devil’s in the Details!”

EP # 635. “The Devil’s in the Details!”

We live our lives day to day, paycheck to paycheck for the most part. The decisions we must make regarding our cash flow and future lifestyle are driven by what we read and hear, People we meet and places we go to get experiences. We judge the success of others around us by what we see on the surface, not really knowing whether they are making it or not.
Oct 27, 202311:40
EP # 634, “How Fraudulent is the Advice we get?”

EP # 634, “How Fraudulent is the Advice we get?”

The advice we receive from so called qualified persons or organizations is not always in our best interest. How do we discern the difference between good and bad information? Can they mathematically prove their advice or is it hearsay? This podcast is about truth and how to find it.
Oct 23, 202315:21
EP # 633, “Macroeconomic Approach to Financial Success.”

EP # 633, “Macroeconomic Approach to Financial Success.”

Macroeconomics simply means making a dollar $ do more than one thing. As money flows through your life, typically it only does one thing, and the result is Microeconomic or one thing accomplished. Velocity of Money through Macroeconomics creates wealth beyond expectations.
Oct 20, 202316:39
EP # 632, “The How Money Velocity!”

EP # 632, “The How Money Velocity!”

Velocity or movement of money is critical to financial success. Understanding how money works and the different ways it is taxed,
and used for wealth creation will increase your chances of success. Just turning your money over to the Financial world and hoping for the best won't work.
Oct 18, 202317:27
EP # 631, “How to Increase Money Supply!”

EP # 631, “How to Increase Money Supply!”

Today I want to talk about where all your money goes. Unknowingly and Unnecessarily is the key theft mechanism that steals your money. This is not a physical activity but a mental one that has been ingrained into your brain by the financial world. This would include the banks, Wall-Street, the Government, and the Banks. You must first realize this to stop it.
Oct 16, 202317:35