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Usapang Pera

Usapang Pera

By Vince Rapisura
Hi, my name is Vince Rapisura and you can call me "Sir Vince". I've been teaching personal finance and social entrepreneurship to Filipinos for the past 20 years. The Usapang Pera podcast is about stories and practical tips on personal money management. Tandaan, "ang pagyaman napag-aaralan!"
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Welcome to the Usapang Pera Podcast!

Usapang Pera

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UPP 55: Productive and Meaningful Retirement through Pag-IBIG MP2
RETIREMENT is not about AGE.  In this episode, Sir Vince gives the tips on how we can have a productive and meaningful retirement through by maximizing our Pag-IBIG MP2. He also shares some factors to consider in planning for a great retirement life ahead of us. ——————————————————————————— Join the USAPANG PERA GROUP 🌐 https://bit.ly/peragroup ——————————————————————————— 📲  Connect with Sir Vince on all the things: 📘  Facebook: www.facebook.com/vincerapisura 🤳  Instagram: @vincerapisura 📺  YouTube: www.youtube.com/c/usapangpera 📧  Email: info@vincerapisura.com ğŸŒŽ Main Site: www.vincerapisura.com
19:44
August 14, 2022
UPP 54: How to Make Inflation Your Friend
Ano nga ba ang INFLATION? In this episode, the Financial Guros will walk you through what you need to know about INFLATION. Bakit nga ba bumababa ang value ng pera? What can we do to cope up with this, more so how can we make it our friend?  ——————————————————————————— Join the USAPANG PERA GROUP 🌐 https://bit.ly/peragroup ——————————————————————————— 📲  Connect with Sir Vince on all the things: 📘  Facebook: www.facebook.com/vincerapisura 🤳  Instagram: @vincerapisura 📺  YouTube: www.youtube.com/c/usapangpera 📧  Email: info@vincerapisura.com ğŸŒŽ Main Site: www.vincerapisura.com
20:56
August 07, 2022
UPP 53: Investment ba ang Condominium?
In this episode, Sir Vince and Sir Ed talked about whether you should treat condominium as an investment. Listen in the conversation as they discuss the points to consider in owning and making a condominium a possible investment. ——————————————————————————— Join the USAPANG PERA GROUP 🌐 https://bit.ly/peragroup ——————————————————————————— 📲  Connect with Sir Vince on all the things: 📘  Facebook: www.facebook.com/vincerapisura 🤳  Instagram: @vincerapisura 📺  YouTube: www.youtube.com/c/usapangpera 📧  Email: info@vincerapisura.com ğŸŒŽ Main Site: www.vincerapisura.com
32:10
July 31, 2022
UPP 52: Tipid Tips sa Gasolina
Paano nga ba makakatipid sa gasolina?  Bakit ang taas ng presyo ng petrolyo? Paano mapapababa ang presyo ng gasolina? In this episode, ang mga financial guro will give tipid tips sa gasolina and also will tackle the role of gas companies and government sa pagbaba ng gasolina. ——————————————————————————— Join the USAPANG PERA GROUP 🌐 https://bit.ly/peragroup ——————————————————————————— 📲  Connect with Sir Vince on all the things: 📘  Facebook: www.facebook.com/vincerapisura 🤳  Instagram: @vincerapisura 📺  YouTube: www.youtube.com/c/usapangpera 📧  Email: info@vincerapisura.com ğŸŒŽ Main Site: www.vincerapisura.com
20:37
July 24, 2022
UPP 51: Usapang Utang
ALAM MO BANG MAGPAUTANG or MANGUTANG ng TAMA? In this episode, we talk about debt and lending. Join Sir Vince as he discusses about: 1. Paano umutang at magpautang nang tama  2. Pundar: Hulugan versus pinag-ipunan ——————————————————————————— Join the USAPANG PERA GROUP 🌐 https://bit.ly/peragroup ——————————————————————————— 📲  Connect with Sir Vince on all the things: 📘  Facebook: www.facebook.com/vincerapisura 🤳  Instagram: @vincerapisura 📺  YouTube: www.youtube.com/c/usapangpera 📧  Email: info@vincerapisura.com ğŸŒŽ Main Site: www.vincerapisura.com
30:55
July 18, 2022
UPP 50: Budgeting Para sa Kumikita ng Above 140K per Month
In this episode, Sir Vince and Sir Ed discuss the realities on budgeting in a high income household. They also share tips on how one can maximize and how budgeting can help when one's income is above 140,000 Pesos. ——————————————————————————— Join the USAPANG PERA GROUP 🌐 https://bit.ly/peragroup ——————————————————————————— 📲  Connect with Sir Vince on all the things: 📘  Facebook: www.facebook.com/vincerapisura 🤳  Instagram: @vincerapisura 📺  YouTube: www.youtube.com/c/usapangpera 📧  Email: info@vincerapisura.com ğŸŒŽ Main Site: www.vincerapisura.com
05:59
July 10, 2022
UPP 49: Budgeting Para sa Kumikita ng 24K-140K per Month
In this episode, Sir Vince and Sir Ed discuss the realities on budgeting in a Middle class income household. They also share tips on how one can maximize and how budgeting can help when one's income is below 24,000 to 140,000 Pesos. ——————————————————————————— Join the USAPANG PERA GROUP 🌐 https://bit.ly/peragroup ——————————————————————————— 📲  Connect with Sir Vince on all the things: 📘  Facebook: www.facebook.com/vincerapisura 🤳  Instagram: @vincerapisura 📺  YouTube: www.youtube.com/c/usapangpera 📧  Email: info@vincerapisura.com ğŸŒŽ Main Site: www.vincerapisura.com
08:34
July 03, 2022
UPP 48: Budgeting Para sa Kumikita ng 12K-24K per Month
In this episode, Sir Vince and Sir Ed discuss the realities on budgeting in a low income household. They also share tips on how one can maximize and how budgeting can help when one's income is below 12,000-24,000 Pesos. ——————————————————————————— Join the USAPANG PERA GROUP 🌐 https://bit.ly/peragroup ——————————————————————————— 📲  Connect with Sir Vince on all the things: 📘  Facebook: www.facebook.com/vincerapisura 🤳  Instagram: @vincerapisura 📺  YouTube: www.youtube.com/c/usapangpera 📧  Email: info@vincerapisura.com ğŸŒŽ Main Site: www.vincerapisura.com
10:12
June 26, 2022
UPP 47: Budgeting Para sa Kumikita ng 12K per Month
In this episode, Sir Vince and Sir Ed discuss the realities on budgeting in a low income household. They also share tips on how one can maximize and how budgeting can help when one's income is below 12,000 Pesos. ——————————————————————————— Join the USAPANG PERA GROUP 🌐 https://bit.ly/peragroup ——————————————————————————— 📲  Connect with Sir Vince on all the things: 📘  Facebook: www.facebook.com/vincerapisura 🤳  Instagram: @vincerapisura 📺  YouTube: www.youtube.com/c/usapangpera 📧  Email: info@vincerapisura.com ğŸŒŽ Main Site: www.vincerapisura.com
06:58
June 20, 2022
UPP 46: How to Stretch Your Income and Spend Wisely
In this episode, Sir Vince and Sir Ed tackle how one can maximize their income and on how to spend it wisely.  #UsapangPera: Mga Tips sa Pagyaman with  Sir Vince tackles money issues such as savings, loans, budgeting, and investing among others. ——————————————————————————— Join the USAPANG PERA GROUP 🌐 https://bit.ly/peragroup ——————————————————————————— 📲  Connect with Sir Vince on all the things: 📘  Facebook: www.facebook.com/vincerapisura 🤳  Instagram: @vincerapisura 📺  YouTube: www.youtube.com/c/usapangpera 📧  Email: info@vincerapisura.com ğŸŒŽ Main Site: www.vincerapisura.com
08:04
June 13, 2022
UPP 45: What You Should Have Financially in Your 40s
Are you in your 40s? In this episode, Sir Vince tackles the things na kailangan nating ma-achieve financially when we reach our 40s. Sir Vince will talk about pitfalls, challenges and the opportunities available so that we can build a solid financial standing when we retire. ——————————————————————————— Join the USAPANG PERA GROUP 🌐 https://bit.ly/peragroup ——————————————————————————— 📲  Connect with Sir Vince on all the things: 📘  Facebook: www.facebook.com/vincerapisura 🤳  Instagram: @vincerapisura 📺  YouTube: www.youtube.com/c/usapangpera 📧  Email: info@vincerapisura.com ğŸŒŽ Main Site: www.vincerapisura.com
12:48
June 05, 2022
UPP 44: 10 Financial Commandments in Your 30s
Are you in your 30s? In this episode, Sir Vince shares the 10 Financial Commandments one must follow if they're in their 30s. He shares tips, investments, and other financial steps one must consider to have a solid foundation later on in their financial journey. ——————————————————————————— Join the USAPANG PERA GROUP 🌐 https://bit.ly/peragroup ——————————————————————————— 📲  Connect with Sir Vince on all the things: 📘  Facebook: www.facebook.com/vincerapisura 🤳  Instagram: @vincerapisura 📺  YouTube: www.youtube.com/c/usapangpera 📧  Email: info@vincerapisura.com ğŸŒŽ Main Site: www.vincerapisura.com
30:47
May 29, 2022
UPP 43: 10 Financial Commandments in Your 20s
Is it too early to start planning financially? In this episode, Sir Vince and Sir Ed discusses the things we need to focus on as we journey in our 20s. They share the things 20-year olds need to avoid and the steps needed in building a solid financial life. ——————————————————————————— Join the USAPANG PERA GROUP 🌐 https://bit.ly/peragroup ——————————————————————————— 📲  Connect with Sir Vince on all the things: 📘  Facebook: www.facebook.com/vincerapisura 🤳  Instagram: @vincerapisura 📺  YouTube: www.youtube.com/c/usapangpera 📧  Email: info@vincerapisura.com ğŸŒŽ Main Site: www.vincerapisura.com
42:55
May 22, 2022
UPP 42: Kinds of Health Insurance in the Philippines
ANO-ANO NGA BA ANG HEALTH INSURANCE SA PINAS? In this episode, Sir Vince discusses the different kinds of health insurance in the Philippines. He also shares some of the alternatives and things to consider if you're planning to get one. ——————————————————————————— Join the USAPANG PERA GROUP 🌐 https://bit.ly/peragroup ——————————————————————————— 📲  Connect with Sir Vince on all the things: 📘  Facebook: www.facebook.com/vincerapisura 🤳  Instagram: @vincerapisura 📺  YouTube: www.youtube.com/c/usapangpera 📧  Email: info@vincerapisura.com ğŸŒŽ Main Site: www.vincerapisura.com
07:02
May 15, 2022
UPP 41: Ano ba ang Accident Insurance?
In this episode, Sir Vince and Sir Edwin discusses the things to know about ACCIDENT INSURANCE. Ano nga ba ang covered nito and ano-ano ang dapat nating malaman if ever we'll get one.  #UsapangPera: Mga Tips sa Pagyaman with  Sir Vince tackles money issues such as savings, loans, budgeting, and investing among others. Visit Sir VInce's website: www.vincerapisura.com Join the USAPANG PERA GROUP 🌐 https://bit.ly/peragroup ————————————————————————————— 📲 Connect with Sir Vince on all the things: 📘 Facebook: www.facebook.com/vincerapisura 🤳 Instagram: @vincerapisura 📺 YouTube: www.youtube.com/c/usapangpera 📧 Email: info@vincerapisura.com ğŸŒŽMain Site: www.vincerapisura.com
14:36
May 08, 2022
UPP 40: Term insurance versus Variable Universal Life (VUL) insurance
In this episode, paguusapan natin kung ano ang kaibahan ng VUL insurance na malimit na ino-offer ng mga insurance agents versus term insurance. Sir Vince also tackles also the advantages of term insurance and on why it already covers what we need without breaking our budget. Join the USAPANG PERA GROUP 🌐 https://bit.ly/peragroup ————————————————————————————— 📲 Connect with Sir Vince on all the things: 📘 Facebook: www.facebook.com/vincerapisura 🤳 Instagram: @vincerapisura 📺 YouTube: www.youtube.com/c/usapangpera 📧 Email: info@vincerapisura.com ğŸŒŽMain Site: www.vincerapisura.com
33:25
May 02, 2022
UPP 39: Insurance Explained
Ano nga ba INSURANCE? Iba-iba ang pagkakaintindi ng karamihan kung ano nga ba talaga ang insurance. Some people say that it's an investment, some say it's not, ano nga ba talaga ito? In this episode, Sir Vince and Sir Edwin discuss the different things to consider before getting an insurance that is right for you. Join the USAPANG PERA GROUP 🌐 https://bit.ly/peragroup ————————————————————————————— 📲 Connect with Sir Vince on all the things: 📘 Facebook: www.facebook.com/vincerapisura 🤳 Instagram: @vincerapisura 📺 YouTube: www.youtube.com/c/usapangpera 📧 Email: info@vincerapisura.com ğŸŒŽMain Site: www.vincerapisura.com
09:22
April 24, 2022
UPP 38: How To MP2
Alam mo ba kung paano gawin ang MP2? In this episode, Sir Vince and Sir Ed discusses the ways on how you can maximize your approach in investing in PAG-IBIG MP2. They discuss the personal MP2 hacks that they do for MP2 and why it remains one of their favorite investment vehicles. How to invest: https://m.me/vincerapisura?ref=w13160758 Join the USAPANG PERA GROUP 🌐 https://bit.ly/peragroup ————————————————————————————— 📲 Connect with Sir Vince on all the things: 📘 Facebook: www.facebook.com/vincerapisura 🤳 Instagram: @vincerapisura 📺 YouTube: www.youtube.com/c/usapangpera 📧 Email: info@vincerapisura.com ğŸŒŽMain Site: www.vincerapisura.com
21:07
April 17, 2022
UPP 37: SEXY Investments with Arnel Ignacio
SEXY ka ba? In this episode, Sir Vince together with actor Arnel Ignacio shares what it takes to have a SEXY investing framework. SEXY stands for (S)ecure, (E)ncashable, (X)-Factor and (Y)ield. So in this episode, alamin kung SEXY nga ba ang mga investment na you have in mind. Learn how to invest, the socially responsible way: https://m.me/vincerapisura?ref=w11269845 Join the USAPANG PERA GROUP 🌐 https://bit.ly/peragroup ————————————————————————————— 📲 Connect with Sir Vince on all the things: 📘 Facebook: www.facebook.com/vincerapisura 🤳 Instagram: @vincerapisura 📺 YouTube: www.youtube.com/c/usapangpera 📧 Email: info@vincerapisura.com ğŸŒŽMain Site: www.vincerapisura.com
32:45
April 10, 2022
UPP 36: Budgeting Para Sa Mga Gustong Yumaman
In this episode, Sir Vince and Sir Edwin discusses the ways one can start budgeting. They also discuss the kinds of approach in budgeting from low-income households up to high-income earners. To know the TOP COOPERATIVES in the Philippines simply visit the Facebook Page of Sir Vince. Bumisita sa Vince Rapisura Facebook page at ilike the page Click send message tapos isend ang “TOP COOP” Sundin ang mga instructions para makuha ang password at link kung saan makikita ang top coops sa Pilipinas. Join the USAPANG PERA GROUP 🌐 https://bit.ly/peragroup ————————————————————————————— 📲 Connect with Sir Vince on all the things: 📘 Facebook: www.facebook.com/vincerapisura 🤳 Instagram: @vincerapisura 📺 YouTube: www.youtube.com/c/usapangpera 📧 Email: info@vincerapisura.com ğŸŒŽMain Site: www.vincerapisura.com
24:41
April 03, 2022
UPP 35: Essentials Para Mag-"for good" ang mga OFW
Ano ano ba ang kailangang i-consider para makapag-"for good" ang isang OFW? In this episode, Sir Vince discusses the ways an OFW can prepare for a great reintegration back home to the Philippines. Join the USAPANG PERA GROUP 🌐 https://bit.ly/peragroup ————————————————————————————— 📲 Connect with Sir Vince on all the things: 📘 Facebook: www.facebook.com/vincerapisura 🤳 Instagram: @vincerapisura 📺 YouTube: www.youtube.com/c/usapangpera 📧 Email: info@vincerapisura.com ğŸŒŽMain Site: www.vincerapisura.com
13:36
March 27, 2022
UPP 34: Financial Guide For Your 50s
Are you ready for your 50s? In this episode, Sir Vince guides us once again on what to look forward to on our 50s and on how we can prepare financially at this life stage. From insurances, purchase considerations as well as the investments, Sir Vince guides us to a thrive in our 50s. Join the USAPANG PERA GROUP 🌐 https://bit.ly/peragroup ————————————————————————————— 📲 Connect with Sir Vince on all the things: 📘 Facebook: www.facebook.com/vincerapisura 🤳 Instagram: @vincerapisura 📺 YouTube: www.youtube.com/c/usapangpera 📧 Email: info@vincerapisura.com ğŸŒŽ Main Site: www.vincerapisura.com
28:06
March 20, 2022
UPP 33: Midlife Financial Planning for Your 40s
Ikaw ba ay nasa edad 40-49? In this episode, Sir Vince discusses the financial planning needed in your midlife to prepare you for a thriving retirement. He also shares tips and stories on how one can simplify their financial journey for it to become successful. Join the USAPANG PERA GROUP 🌐 https://bit.ly/peragroup ————————————————————————————— 📲 Connect with Sir Vince on all the things: 📘 Facebook: www.facebook.com/vincerapisura 🤳 Instagram: @vincerapisura 📺 YouTube: www.youtube.com/c/usapangpera 📧 Email: info@vincerapisura.com ğŸŒŽMain Site: www.vincerapisura.com
25:27
March 13, 2022
UPP 32: Financial Must Haves in Your 30s
Ano ba ang kailangan mo financially in your 30s? In this episode, Sir Vince talks about the financial milestones and goals one should consider in their 30s. From their savings, financial planning for your children's education as well as owning your home.  Want to learn more?  Join the USAPANG PERA GROUP 🌐 https://bit.ly/peragroup ————————————————————————————— 📲 Connect with Sir Vince on all the things: 📘 Facebook: www.facebook.com/vincerapisura 🤳 Instagram: @vincerapisura 📺 YouTube: www.youtube.com/c/usapangpera 📧 Email: info@vincerapisura.com ğŸŒŽMain Site: www.vincerapisura.com
16:11
March 06, 2022
UPP 31: Term insurance with Pag-IBIG MP2 instead of VUL
Sir Vince talks about the alternative to the expensive VULs being offered and the strategy that can maximize your returns without breaking the bank. Join the USAPANG PERA GROUP 🌐 https://bit.ly/peragroup ————————————————————————————— 📲 Connect with Sir Vince on all the things: 📘 Facebook: www.facebook.com/vincerapisura 🤳 Instagram: @vincerapisura 📺 YouTube: www.youtube.com/c/usapangpera 📧 Email: info@vincerapisura.com ğŸŒŽMain Site: www.vincerapisura.com
29:18
March 28, 2021
UPP 30: Stopping VUL After One Year
In this episode, Sir Vince talks to Maria Luz on how one can stop the financial bleeding caused by VUL after one year. Join the USAPANG PERA GROUP 🌐 https://bit.ly/peragroup ————————————————————————————— 📲 Connect with Sir Vince on all the things: 📘 Facebook: www.facebook.com/vincerapisura 🤳 Instagram: @vincerapisura 📺 YouTube: www.youtube.com/c/usapangpera 📧 Email: info@vincerapisura.com ğŸŒŽMain Site: www.vincerapisura.com
05:10
March 21, 2021
UPP 29: VUL: Napakataas ng insurance agent commission
In this episode, Sir Vince reveals why insurance agents keep pushing VUL even if there are other better alternatives to it. Join the USAPANG PERA GROUP 🌐 https://bit.ly/peragroup ————————————————————————————— 📲 Connect with Sir Vince on all the things: 📘 Facebook: www.facebook.com/vincerapisura 🤳 Instagram: @vincerapisura 📺 YouTube: www.youtube.com/c/usapangpera 📧 Email: info@vincerapisura.com ğŸŒŽMain Site: www.vincerapisura.com
08:03
March 14, 2021
UPP 28: How to Make Financial Goals Come True
In this episode, Sir Vince talks about making those financial goals come to life. Join the USAPANG PERA GROUP 🌐 https://bit.ly/peragroup ————————————————————————————— 📲 Connect with Sir Vince on all the things: 📘 Facebook: www.facebook.com/vincerapisura 🤳 Instagram: @vincerapisura 📺 YouTube: www.youtube.com/c/usapangpera 📧 Email: info@vincerapisura.com ğŸŒŽMain Site: www.vincerapisura.com
28:39
March 07, 2021
UPP 27: Number 1 Bad Investment You Should Avoid
In this episode, Sir Vince talks about the number 1 BAD investment you should avoid Join the USAPANG PERA GROUP 🌐 https://bit.ly/peragroup ————————————————————————————— 📲 Connect with Sir Vince on all the things: 📘 Facebook: www.facebook.com/vincerapisura 🤳 Instagram: @vincerapisura 📺 YouTube: www.youtube.com/c/usapangpera 📧 Email: info@vincerapisura.com ğŸŒŽMain Site: www.vincerapisura.com
05:01
March 01, 2021
UPP 26: Budgeting para sa Katamtaman ang Suweldo o Kinikita
In this episode, Sir Vince talks about money management for the middle income earners and the possible ways once can do to improve their financial life. Join the USAPANG PERA GROUP 🌐 https://bit.ly/peragroup ————————————————————————————— 📲 Connect with Sir Vince on all the things: 📘 Facebook: www.facebook.com/vincerapisura 🤳 Instagram: @vincerapisura 📺 YouTube: www.youtube.com/c/usapangpera 📧 Email: info@vincerapisura.com ğŸŒŽMain Site: www.vincerapisura.com
10:09
February 21, 2021
UPP 25: Financial Questions na Dapat Itanong sa Jowa
In this episode, Sir Vince talks to Menchie Silvestre of Radyo Singko 92.3 News FM to discuss the matters of the heart and of course coupled with finance. Single ka? Here’s what you should do financially >>> https://vincerapisura.com/single-ka-heres-what-you-should-do-financially/ Join the USAPANG PERA GROUP 🌐 https://bit.ly/peragroup ————————————————————————————— 📲 Connect with Sir Vince on all the things: 📘 Facebook: www.facebook.com/vincerapisura 🤳 Instagram: @vincerapisura 📺 YouTube: www.youtube.com/c/usapangpera 📧 Email: info@vincerapisura.com ğŸŒŽMain Site: www.vincerapisura.com
46:17
February 14, 2021
UPP 24: Kahalagahan ng SSS sa Financial Literacy
In this episode, Sir Vince talks about the importance of Social Security System in our financial journey and its impact in our society. Join the USAPANG PERA GROUP 🌐 https://bit.ly/peragroup ————————————————————————————— 📲 Connect with Sir Vince on all the things: 📘 Facebook: www.facebook.com/vincerapisura 🤳 Instagram: @vincerapisura 📺 YouTube: www.youtube.com/c/usapangpera 📧 Email: info@vincerapisura.com ğŸŒŽMain Site: www.vincerapisura.com
09:33
February 07, 2021
UPP 23: 8 Investments na Dapat Unahin Ngayong 2021
Join Sir Vince as he recommends the top investments to consider this 2021. #UsapangPera: Mga Tips sa Pagyaman with  Sir Vince tackles money issues such as savings, loans, budgeting, and investing among others. Visit Sir VInce's website: www.vincerapisura.com.   Learn how to invest, the socially responsible way:  https://m.me/vincerapisura?ref=w11269845  Pag-IBIG MP2: https://m.me/vincerapisura?ref=w13160758 Join the USAPANG PERA GROUP 🌐 https://bit.ly/peragroup ————————————————————————————— 📲 Connect with Sir Vince on all the things: 📘 Facebook: www.facebook.com/vincerapisura 🤳 Instagram: @vincerapisura 📺 YouTube: www.youtube.com/c/usapangpera 📧 Email: info@vincerapisura.com ğŸŒŽMain Site: www.vincerapisura.com
32:06
January 31, 2021
UPP 22: Tips on How OFWs Should Invest While Abroad with Edwin Salonga
Sir Vince talks to Edwin Salonga on why OFWs should invest and prepare well for their future. #UsapangPera: Mga Tips sa Pagyaman with  Sir Vince tackles money issues such as savings, loans, budgeting, and investing among others. Visit Sir VInce's website: www.vincerapisura.com.  Learn how to invest, the socially responsible way:  https://m.me/vincerapisura?ref=w11269845 Join the USAPANG PERA GROUP 🌐 https://bit.ly/peragroup ————————————————————————————— 📲 Connect with Sir Vince on all the things: 📘 Facebook: www.facebook.com/vincerapisura 🤳 Instagram: @vincerapisura 📺 YouTube: www.youtube.com/c/usapangpera 📧 Email: info@vincerapisura.com ğŸŒŽMain Site: www.vincerapisura.com
24:54
January 24, 2021
UPP 21: Ano ba ang "Savings Rule?"
In this episode Sir Vince talks about the "Savings Rule" #UsapangPera: Mga Tips sa Pagyaman with  Sir Vince tackles money issues such as savings, loans, budgeting, and investing among others. The show reaches out to people who would like to understand more about managing their personal finances. Join the USAPANG PERA GROUP 🌐 https://bit.ly/peragroup ————————————————————————————— 📲 Connect with Sir Vince on all the things: 📘 Facebook: www.facebook.com/vincerapisura 🤳 Instagram: @vincerapisura 📺 YouTube: www.youtube.com/c/usapangpera 📧 Email: info@vincerapisura.com ğŸŒŽMain Site: www.vincerapisura.com
12:03
January 17, 2021
UPP 20: Saan Dapat Nakasulat ang Financial Plan?
Nagsimula na ang bagong taon. Naisulat mo na ba ang iyong financial plan? Kung kayo ang tatanungin, saan ba magandang isulat ito upang madali nating matandaan ang ating mga plano? Join the USAPANG PERA GROUP 🌐 https://bit.ly/peragroup ————————————————————————————— 📲 Connect with Sir Vince on all the things: 📘 Facebook: www.facebook.com/vincerapisura 🤳 Instagram: @vincerapisura 📺 YouTube: www.youtube.com/c/usapangpera 📧 Email: info@vincerapisura.com ğŸŒŽMain Site: www.vincerapisura.com
30:24
January 10, 2021
UPP 19: Usapang Pera with Miss Universe Philippines Rabiya Mateo
Samahan si Sir Vince as he talks to  Miss Universe Philippines Rabiya Mateo about money matters! In this episode, they talk about Ang pera ayon kay Rabiya Savings goal ni Rabiya How the youth should invest in themselves Paano humawak ng pera ang mga Ilonggo ayon kay Rabiya Mateo - Miss Universe Philippines Financially rewarding ba manalo sa Miss Universe Philippines? Financial goals ni Rabiya Mateo Join the USAPANG PERA GROUP 🌐 http://bit.ly/peragroup ————————————————————————————— 📲 Connect with Sir Vince on all the things: 📘 Facebook: www.facebook.com/vincerapisura 🤳 Instagram: @vincerapisura 📺 YouTube: https://www.youtube.com/c/usapangpera 📧 Email: info@vincerapisura.com ğŸŒŽMain Site: www.vincerapisura.com
54:44
January 03, 2021
UPP 18: How to Keep Your New Year's Resolution
Magbibigay ako ng tips kung paano masisigurong matutupad ang mga New Year's Reso;lution. Clue: Hindi mo ito kakayaning mag-isa.  Aside from that, pag-uusapan din natin ang 5 reasons bakit lugi ka sa VUL. Bilang pabuenas sa parating na new year, isang billionaire coop ulit ang ipopromote natin - DCCCO! Join the USAPANG PERA GROUP 🌐 https://www.facebook.com/groups/usapangpera/ ————————————————————————————— 📲 Connect with Sir Vince on all the things: 📘 Facebook: www.facebook.com/vincerapisura 🤳 Instagram: @vincerapisura 📺 YouTube: https://www.youtube.com/c/usapangpera 📧 Email: info@vincerapisura.com ğŸŒŽMain Site: www.vincerapisura.com
01:02:14
December 27, 2020
UPP 17: Budget para sa PASKO 2020
Handa, appliances, decorations - Ilan lamang ito sa mga nadadagdag sa ating budget tuwing Pasko at New Year. In this #UsapangPera, hayaan niyong ibahagi ko sa inyong ang ilang tipid tips na magagamit natin sa pang araw-araw at lalung-lalo na ngayong paparating na Pasko. More financial tips HERE: https://bit.ly/vince-rapisura Join the USAPANG PERA GROUP 🌐 https://www.facebook.com/groups/usapangpera/ ————————————————————————————— 📲 Connect with Sir Vince on all the things: 📘 Facebook: www.facebook.com/vincerapisura 🤳 Instagram: @vincerapisura 📺 YouTube: https://www.youtube.com/c/usapangpera 📧 Email: info@vincerapisura.com ğŸŒŽMain Site: www.vincerapisura.com
12:06
December 20, 2020
UPP 16: How to be SMART-KURIPOT para yumaman
Dugo at pawis ang puhunan at hindi basta-bastang napupulot ang pera. Ito ang ilan sa isinasaisip ng mga smart-kuripot. Mahirap kumita nang pera kaya wais dapat ang paggamit nito. Pag-usapan natin ang kanilang mga katangian at alamin kung ikaw ba ay isang certified SMART-KURIPOT.  Let's talk more about being SMART-KURIPOT  Join the USAPANG PERA GROUP 🌐 https://www.facebook.com/groups/usapangpera/ ————————————————————————————— 📲 Connect with Sir Vince on all the things: 📘 Facebook: www.facebook.com/vincerapisura 🤳 Instagram: @vincerapisura 📺 YouTube: https://www.youtube.com/c/usapangpera 📧 Email: info@vincerapisura.com ğŸŒŽMain Site: www.vincerapisura.com
21:04
December 13, 2020
UPP 15: Investments na Masisimulan sa Mababang Halaga
Anu-anong investment products ang nasimulan ninyo sa mababang halaga? Nasa magkano ito at kumusta naman ito?  In this #UsapangPera, pag-usapan natin ang iba't ibang investments na masisimulan natin sa mababang halaga at iba pang mga tips para sa inyo.  For investments at Php 1,000 Join the USAPANG PERA GROUP 🌐 https://www.facebook.com/groups/usapangpera/ ————————————————————————————— 📲 Connect with Sir Vince on all the things: 📘 Facebook: www.facebook.com/vincerapisura 🤳 Instagram: @vincerapisura 📺 YouTube: https://www.youtube.com/c/usapangpera 📧 Email: info@vincerapisura.com ğŸŒŽMain Site: www.vincerapisura.com
22:33
December 06, 2020
UPP 14: How to say "NO" to Financial Favors
Madali lang ba para inyo ang tumanggi sa mga financial favors mula sa inyong mga kapamilya at kaibigan? Kung oo, ano ang tips mo para sa mga nahihirapan paring gawin ito? Kung hindi naman, ano sa tingin mo ang dahilan kung bakit ka nahihirapang humindi sa kanila? :) More financial tips HERE Join the USAPANG PERA GROUP 🌐 https://www.facebook.com/groups/usapangpera/ ————————————————————————————— 📲 Connect with Sir Vince on all the things: 📘 Facebook: www.facebook.com/vincerapisura 🤳 Instagram: @vincerapisura 📺 YouTube: https://www.youtube.com/c/usapangpera 📧 Email: info@vincerapisura.com ğŸŒŽMain Site: www.vincerapisura.com
16:41
December 01, 2020
UPP 13: Paano Gamitin ang Pag-IBIG MP2 for Your Child's Education
Napakaraming mga investment products ang puwedeng i-offer sa atin para sa pag-aaral ng mga anak. Magandang man ito as in investment, hindi ibig sabihin ay swak na ito para sa edukasyon ng inyong mga anak. Nakabase sa ating purpose ang pagpili ng tamang investment product. Pag-aralan ang mga ito nang makapili ng tama para sa iyong financial goals. :) More tips at https://bit.ly/investments-para-sa-pag-aaral-ng-anak #UsapangPera #financialtips #investments Join the USAPANG PERA GROUP 🌐 https://www.facebook.com/groups/usapangpera/ ————————————————————————————— 📲 Connect with Sir Vince on all the things: 📘 Facebook: www.facebook.com/vincerapisura 🤳 Instagram: @vincerapisura 📺 YouTube: https://www.youtube.com/c/usapangpera 📧 Email: info@vincerapisura.com ğŸŒŽMain Site: www.vincerapisura.com
15:59
November 22, 2020
UPP 12: Paano Magbayad ng Pag-IBIG MP2 Online
Marami sa atin ang gustong yumaman agad dahil sa hirap ng buhay pero para sa akin, ang pinakamabilis pa rin na paraan sa pagyaman ay kung magdadahan-dahan. Isa sa mga paraan upang magawa ito ay ang Pag-IBIG MP2. May Pag-IBIG MP2 na ba kayo? Nasubukan niyo na bang magbayad ng inyong Pag-IBIG MP2 online? Madali lang ba itong gawin? More about Pag-IBIG at https://bit.ly/pag-ibig-101 Join the USAPANG PERA GROUP 🌐 https://www.facebook.com/groups/usapangpera/ ————————————————————————————— 📲 Connect with Sir Vince on all the things: 📘 Facebook: www.facebook.com/vincerapisura 🤳 Instagram: @vincerapisura 📺 YouTube: https://www.youtube.com/c/usapangpera 📧 Email: info@vincerapisura.com ğŸŒŽMain Site: www.vincerapisura.com
26:03
November 15, 2020
UPP 11: How to Open Pag-IBIG MP2 Account
Ang Modified Pag-IBIG Savings II o MP2 ay isang savings program na open para sa lahat ng members ng Pag-IBIG. Kinakailangan lang na more than PhP5,000 ang kinikita kada buwan para mag-qualify dito. Paano ba magbukas ng MP2 account at anu-ano ba ang mga benepisyo nito? Pag-usapan natin ito sa ating #UsapangPera. #PagIBIG #MP2 Read more about Pag-IBIG MP2 at http://bit.ly/pag-ibig-mp2 Join the USAPANG PERA GROUP 🌐 https://www.facebook.com/groups/usapangpera/ ————————————————————————————— 📲 Connect with Sir Vince on all the things: 📘 Facebook: www.facebook.com/vincerapisura 🤳 Instagram: @vincerapisura 📺 YouTube: https://www.youtube.com/c/usapangpera 📧 Email: info@vincerapisura.com ğŸŒŽMain Site: www.vincerapisura.com
13:30
November 08, 2020
UPP 10: Modified Pag-IBIG II (MP2) Program with Atom Araullo
Ang Pag-IBIG ay ang national savings and housing program ng gobyerno. Lingid sa kaalaman ng marami, nagbibigay ng mataas na kita sa savings natin, 100% government-guaranteed at tax free pa.  Magandang gamitin ang Modified Savings Pag-IBIG 2 (MP2) para sa pag-iipon sa mahahalagang financial goals na long term in nature tulad ng pagpapaaral sa anak.  Alamin sa episode na ito ng #UsapangPera with Sir Vince and guest Atom Araullo. #UsapangPera More details here: https://bit.ly/2QfRD2J Join the USAPANG PERA GROUP 🌐 https://www.facebook.com/groups/usapangpera/ ————————————————————————————— 📲 Connect with Sir Vince on all the things: 📘 Facebook: www.facebook.com/vincerapisura 🤳 Instagram: @vincerapisura 📺 YouTube: https://www.youtube.com/c/usapangpera 📧 Email: info@vincerapisura.com ğŸŒŽMain Site: www.vincerapisura.com
06:16
November 01, 2020
UPP 9: How to open Personal Equity Retirement Account (PERA)
May PERA account na ba kayo? Kung wala pa, balak niyo bang magkaroon ng PERA account? Kailangang magbukas savings o checking account sa PERA administrator dahil ito ang magsisilbing settlement account. Ang settlement account ay ang bank account kung saan maaaring kunin ang investment, fees o kaya naman ay kita ng PERA. Let's learn more kung papaano ba magbukas ng inyong PERA account sa ating #UsapangPera. :) More at http://bit.ly/paano-magbukas-ng-pera-account #personalequityretirementaccount #retirement Join the USAPANG PERA GROUP 🌐 https://www.facebook.com/groups/usapangpera/ ————————————————————————————— 📲 Connect with Sir Vince on all the things: 📘 Facebook: www.facebook.com/vincerapisura 🤳 Instagram: @vincerapisura 📺 YouTube: https://www.youtube.com/c/usapangpera 📧 Email: info@vincerapisura.com ğŸŒŽMain Site: www.vincerapisura.com
18:41
October 25, 2020
UPP 8: How Personal Equity Retirement Account (PERA) Works
Papaano ba gumagana ang Personal Equity Retirement Account (PERA)? Alamin natin kung sinu-sino ba ang mga parties involved dito at kung paano ito makakatulong sa atin for our retirement in this #UsapangPera. More about PERA account at http://bit.ly/understanding-pera-account Join the USAPANG PERA GROUP 🌐 https://www.facebook.com/groups/usapangpera/ ————————————————————————————— 📲 Connect with Sir Vince on all the things: 📘 Facebook: www.facebook.com/vincerapisura 🤳 Instagram: @vincerapisura 📺 YouTube: https://www.youtube.com/c/usapangpera 📧 Email: info@vincerapisura.com ğŸŒŽMain Site: www.vincerapisura.com
12:26
October 18, 2020
UPP 7: Ano ang Personal Equity Retirement Account (PERA)?
Ang Personal Equity and Retirement Account o PERA ay isang financial instrument para sa retirement na isinabatas ayon sa Republic Act 9505 noong 2008. Ang layunin nito ay para maitaguyod at maisulong nito ang capital market at savings mobilization. In our #UsapangPera, alamin natin kung anu-ano ba ang mga benefits sa pagkakaroon ng PERA account at papaano natin ito magagamit towards achieving our financial freedom. :D More about PERA account at http://bit.ly/understanding-pera-account ————————————————————————————— Join the USAPANG PERA GROUP 🌐 https://www.facebook.com/groups/usapangpera/ 📚 READ my BOOK >>> http://bit.ly/sirvincebook ————————————————————————————— 📲 Connect with Sir Vince on all the things: 📘 Facebook: www.facebook.com/vincerapisura 🤳 Instagram: @vincerapisura 📺 YouTube: https://www.youtube.com/c/usapangpera 📧 Email: info@vincerapisura.com ğŸŒŽMain Site: www.vincerapisura.com
08:36
October 11, 2020
UPP 6: Misconceptions in Investing
In this episode, Sir Vince lists down the misconceptions that we have when it comes to investing and the steps we can take to start investing the right way. More about investments at http://bit.ly/investments-101 ————————————————————————————— Join the USAPANG PERA GROUP 🌐 https://www.facebook.com/groups/usapangpera/ 📚 READ my BOOK >>> http://bit.ly/sirvincebook ————————————————————————————— 📲 Connect with Sir Vince on all the things: 📘 Facebook: www.facebook.com/vincerapisura 🤳 Instagram: @vincerapisura 📺 YouTube: https://www.youtube.com/c/usapangpera 📧 Email: info@vincerapisura.com ğŸŒŽMain Site: www.vincerapisura.com
22:40
October 04, 2020
UPP 5: Benefits of Investing
Nag-iinvest ba kayo? Anu-ano ang benefits ng pag-iinvest base sa mga karanasan ninyo? Pag-usapan natin ang mga ito in this #UsapangPera. More about investments at http://bit.ly/investments-101 ————————————————————————————— Join the USAPANG PERA GROUP 🌐 https://www.facebook.com/groups/usapangpera/ 📚 READ my BOOK >>> http://bit.ly/sirvincebook ————————————————————————————— 📲 Connect with Sir Vince on all the things: 📘 Facebook: www.facebook.com/vincerapisura 🤳 Instagram: @vincerapisura 📺 YouTube: https://www.youtube.com/c/usapangpera 📧 Email: info@vincerapisura.com ğŸŒŽMain Site: www.vincerapisura.com
04:37
September 27, 2020
UPP 4: Financial Must Haves in Your 20s
In this episode, Sir Vince talks about the financial essentials and goals one must have in their 20s. ————————————————————————————— Join the USAPANG PERA GROUP 🌐 https://www.facebook.com/groups/usapangpera/ 📚 READ my BOOK >>> http://bit.ly/sirvincebook    ————————————————————————————— 📲 Connect with Sir Vince on all the things: 📘 Facebook: www.facebook.com/vincerapisura 🤳 Instagram: @vincerapisura 📺 YouTube: https://www.youtube.com/c/usapangpera 📧 Email: info@vincerapisura.com ğŸŒŽMain Site: www.vincerapisura.com
14:32
September 21, 2020
UPP 3: What is a Social Enterprise?
In this episode, we discuss the details of getting into a social enterprise. Masarap kumita at magkapera at the same time nakakatulong sa kapwa. Social enterprise ang tawag diyan. Sir Vince will answer several questions from an OFW in Abu Dhabi about business and also introduce us to the different options available to invest in a social enterprise. Know the list of SEDPI Social Enterprises here: https://vincerapisura.com/sedpi-list-of-social-enterprises/ ————————————————————————————— Join the USAPANG PERA GROUP 🌐 https://www.facebook.com/groups/usapangpera/ 📚 READ my BOOK >>> http://bit.ly/sirvincebook    ————————————————————————————— 📲 Connect with Sir Vince on all the things: 📘 Facebook: www.facebook.com/vincerapisura 🤳 Instagram: @vincerapisura 📺 YouTube: https://www.youtube.com/c/usapangpera 📧 Email: info@vincerapisura.com ğŸŒŽMain Site: www.vincerapisura.com
19:37
August 07, 2020
UPP 2: Iba't-ibang Investment Options with Atom Araullo
Kung may naipon kang Php100,000, saan mo ito i-iinvest?  Kailangang gumawa muna tayo ng financial plan at i-match ang pipiliing investment vehicles sa ating financial goals. Kahit mapa-Php1,000 pa man o Php100,000 ang iyong pera, kailangang pag-isipang mabuti kung ano ang investment na iyong pipiliin at kung ito ba talaga ang makakatulong sa iyo upang matupad ang iyong mga financial goals.  More tips at http://bit.ly/investments-100000  ————————————————————————————— Join the USAPANG PERA GROUP 🌐 https://www.facebook.com/groups/usapangpera/ 📚 READ my BOOK >>> http://bit.ly/sirvincebook ————————————————————————————— 📲 Connect with Sir Vince on all the things: 📘 Facebook: www.facebook.com/vincerapisura 🤳 Instagram: @vincerapisura 📺 YouTube: https://www.youtube.com/c/usapangpera 📧 Email: info@vincerapisura.com ğŸŒŽMain Site: www.vincerapisura.com
08:19
August 07, 2020
UPP 1: COVID-19 Financial Tips
In this pilot episode, Sir Vince presents 12 financial tips that will help you navigate the #NewNormal that we're in today. Nababalot ngayon ang mundo ng pangamba at kalituhan dahil sa kawalang-katiyakan dulot ng COVID-19 pandemic. Hindi ako magtataka kung maraming natatakot at siyempre nakakadagdag pa sa stress ang lockdown at alalahanin tungkol sa pera. Ngunit mas makakatulong kung kakalmahin natin ang ating sarili at gamitn ang panahong itong maghanda at ayusin ang ating financial health. Mas magandang harapin natin ito ngayon at magkaroon ng desisyon sa mga what-if scenarios kaysa saka pa lang tayo mag-iisip ng solusyon kung nasa harap na natin ang di inaasahang sitwasyon. Narito ang mga tips ko sa inyo para mapagaan ang dinadala nating pangamba ngayon. Blog Post about this episode: https://vincerapisura.com/worried-about-covid-19-lockdown-heres-how-you-should-react/ ————————————————————————————— Join the USAPANG PERA GROUP 🌐 https://www.facebook.com/groups/usapangpera/ 📚 READ my BOOK >>> http://bit.ly/sirvincebook ————————————————————————————— 📲 Connect with Sir Vince on all the things: 📘 Facebook: www.facebook.com/vincerapisura 🤳 Instagram: @vincerapisura 📺 YouTube: https://www.youtube.com/c/usapangpera 📧 Email: info@vincerapisura.com ğŸŒŽMain Site: www.vincerapisura.com
12:29
August 07, 2020
Welcome to the Usapang Pera Podcast!
The Usapang Pera Podcast with  Sir Vince tackles money issues such as savings, loans, budgeting, and social investing among others. The show reaches out to people who would like to understand more about managing their personal finances. Join the USAPANG PERA GROUP 🌐 https://www.facebook.com/groups/usapangpera/ ————————————————————————————— 📲 Connect with Sir Vince on all the things: 📘 Facebook: www.facebook.com/vincerapisura 🤳 Instagram: @vincerapisura 📺 YouTube: https://www.youtube.com/c/usapangpera 📧 Email: info@vincerapisura.com ğŸŒŽMain Site: www.vincerapisura.com
00:44
August 07, 2020