Will You Mortgage Me?

It's all about second mortgages in this episode. We'll discuss why they're becoming more popular, why they can be of great use, and most importantly, why an exit strategy is key (and our responsibility as brokers). Is a second mortgage for everyone? Absolutely not. Can a second mortgage be used strategically to build wealth? Heck yea! (If done right). Call us for more advice and guidance (905) 455-5005.

Yes, we're chatting about mortgage interest rates on this episode. That's probably no surprise to you - it's all everyone is talking about. But are interest rates really that bad? Will it get worse before it gets better? Is it all doom and gloom, or did 'pandemic rates' just spoil us? Enjoy the listen.

In this episode, we're chatting about confirmation bias... and how it influences the way potential clients think and make decisions pertaining to their mortgages. Mortgages are very large financial decisions and so, we work hard to educate people to break dangerous biases that only hurt them in the long run. We have your back! Enjoy the listen.

This one is for You, our loyal client base. We care about you, and we're here to support you during these financially scary times. 

Although we anticipated ('we' meaning the general public/analysts) an increase by the Bank of Canada of 75 basis points (3/4 of a percentage point), we instead got slapped by a full 1.00% on July 13, 2022. Now, this is news as no one saw that coming. Folks are starting to panic and rightfully so. Will it continue to rise? Will the government lower rates once the damage is realized? What happens to the real estate market? Listen in for some juicy conversation.

Having worked in this industry for over a decade, we can confidently say that Steve Cecchetto is among the best. When we have the pleasure of working together on files, Steve is more of an asset than we could hope for from any Realtor. This great discussion is all about perspective, which Steve brings a lot of (especially during a time that is very 'touch and go') - Enjoy the conversation. 

(Time of recording: June 23, 2022)

Here is a short episode where we discuss the basics that, we believe, every homeowner (and home buyer) should understand about mortgage financing. We'll discuss down payment requirements, amortization, payment frequency, and the mortgage stress test. We hope this brings some value to you.

In this episode, we're chatting about how the Canadian Real Estate market has flipped like a switch. It's not an easy topic to cover as this current state of this market is relatively new to us (speaking 'post pandemically'). We'll continue to report our experience and theories as things unfold more over the next few months.

In this episode, Aman and Neil chat about the latest Bank of Canada interest rate hike and the almost immediate impact it's had on the Canadian real estate market. We also speak about the upcoming change and how inflation ties into homeowners' concerns. 

This is our first episode, so be kind. We spend some time ranting about things that have been bothering us in the current state of the Canadian market. This episode is a little rough, but we’ll get better with time! To be clear, we don’t hate Realtors – we know many experienced and respectable ones… but some Realtors out there really are part of the problem. Let’s get into it.

Thank you for listening and for your support. We're excited to bring you free and relevant information to help you along your home ownership journey!