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Your Credit Today

Your Credit Today

By Angela Setters Bessard

Angela Setters Bessard, the founder and CEO of Conquer Credit Management, Inc., is known as a pioneer in the credit industry. With a passion to help people understand how to leverage their credit as a tool to create wealth and attain financial stability, Angela has continued to educate consumers and change lives daily for more than three decades. Conquer Credit Management, Inc. works solely with referrals and trusted advisors and has long been a prominent credit management agency in the financial industry, consulting one-on-one to consumers including professional athletes, celebrities, high ne
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012 Your Credit Equals Your Habits

Your Credit TodayJul 08, 2019

00:00
17:34
073 I did but now I don't - Did you marry someone's past credit history or divorce their bad habits and forget to check in?

073 I did but now I don't - Did you marry someone's past credit history or divorce their bad habits and forget to check in?

Marriage and Divorce - We never plan for divorce but we make a whole lot of wedding plans but no financial or credit plans. Some think its crazy to ask someone what their credit score is but honey, its crazy if you don't. Your future depends on details, make them before marriage and divorce, you'll be happily ever after either way!

Mar 08, 202116:34
072 Dude where's my car? Bumper to Bumper info on how buying or leasing a car details are important!

072 Dude where's my car? Bumper to Bumper info on how buying or leasing a car details are important!

Sometimes we are too excited about the new car we forget the details of closing out the old one, take care of your business dude!

Mar 01, 202124:11
071 Can An Old Collection Hurt Me?

071 Can An Old Collection Hurt Me?

The business of collections and the industry is worth over $12 billion a year. Collection agencies work hard to recover unpaid debts and make it a practice to confuse the consumer in many different ways.  Being informed and armed with the right information will help you navigate these issues and more when dealing with an old or current collection account.

Jan 18, 202115:53
070 Life Hacks #2 with my Kids

070 Life Hacks #2 with my Kids

The Real Credit Queen continues her talk with her kids or young adults really, ages 23, 24 and 25 about the essentials of having a plan and working it to find success.  Having a plan around your money and ideas is super important so listen in and spend time with your loved ones talking about their future!

Jan 11, 202126:32
069 The Real Credit Queen talks to her babies

069 The Real Credit Queen talks to her babies

Kids and their Life Hacks #1

They say we should teach our kids, but how can we in a busy world with so many things to do.  I’ll tell you how! Schedule it! If you don’t schedule time to talk to your kids about training them up in the way they should go in the world someone else will, and it may not be the influencer you were thinking.  Our kids no matter how old they are need us to train them, mentor them and love them into positions of greatness especially when it comes to living life in the way that shoots the arrows towards success! Listen in as I talk to my son and sister about our 7 weeks of Life Hacking!

Jan 04, 202131:27
068 Dear Credit Queen

068 Dear Credit Queen

The Credit Queen answers important questions from those that are struggling to find answers to their current credit predicament.

Nov 30, 202032:12
067 I have a collection now what?

067 I have a collection now what?

Angela and Samantha talk about how Collections can be avoided if you monitor your credit but even then collections happen.  Learn the tips and information need to combat the collection agencies and equip yourself with the knowledge to win and take action when it comes to navigating the collection world.

Nov 09, 202035:44
066 Why Monitoring Your Credit Rocks!

066 Why Monitoring Your Credit Rocks!

Angela will teach listeners the important tricks, trends and alerts about the monitoring process and how to pay attention when it matters most!

Episode Outline: Monitoring your credit is a sure way to catch fraud and identity theft and protect your valuable asset! But what about the importance of managing your score and learning how your credit and score can stay bankable, learning the trends of your creditors and ultimately feeling good about knowing what to expect when you make your next purchase. When we take the time to learn why our credit is a valuable asset we will always win and stay ahead of the game!


Nov 02, 202024:09
065 The Deferment Aftermath w special guest Sam Headlee

065 The Deferment Aftermath w special guest Sam Headlee

The Real Credit Queen and special guest Sam Headlee go though examples of clients who are dealing with unexpected issues related to their payments and credit. 

Episode Outline: At the beginning of the stay at home order, many customers were looking for options to extend payments and reserve their cash for emergencies since they had lost jobs, contracts and business.  Many entered into different options to defer payments.  We discover and discuss just what those options were and what is happening now as we open the country back up. 

Oct 19, 202018:07
064 Medical Collections and What You Should Know

064 Medical Collections and What You Should Know

You can avoid medical collections ending up on your credit report by negotiation ahead of time. Learn how to manage and navigate medical debt for success and saving your credit score!

What you will hear in this episode

1. When I am checking out of the doctors office or hospital

2. Do I understand my part to pay and my insurance

3. Understanding Cash Price versus insurance price

4. Setting up a payment plan in writing

Oct 12, 202025:37
063 The Importance of Paying Attention to your Statements #2 with Sam Headlee

063 The Importance of Paying Attention to your Statements #2 with Sam Headlee

In this episode the Real Credit Queen more statements types line by line.

Oct 05, 202033:01
062 The Importance of Paying Attention to your Statements #1

062 The Importance of Paying Attention to your Statements #1

In this episode the Real Credit Queen explains mortgage and billing statements line by line. 

Sep 28, 202030:33
061 Things you need to know about leasing or buying a car

061 Things you need to know about leasing or buying a car

The Real Credit Queen outlines the details you should know before you lease or purchase your next car.

Sep 21, 202019:57
060 How to increase your credit score in no less than 60 days.

060 How to increase your credit score in no less than 60 days.

The Real Credit Queen talks about ways to take advantage of the credit system and increase your credit score in less than 60 days.

Sep 14, 202015:16
059 The Real Credit Queen speaks with her protege Sam Headlee

059 The Real Credit Queen speaks with her protege Sam Headlee

The Real Credit Queen and her protege Sam Headlee talk about current market scenarios that can adversely effect your credit report and limit your ability to leverage your credit.

Sep 07, 202035:18
058 Angela talks to Lisa Bruno with Bruno and Patterson CPA
Aug 31, 202028:26
057 Angela discusses Real Credit Restoration Coaching Ep. 1

057 Angela discusses Real Credit Restoration Coaching Ep. 1

How to get your credit in tip top shape. What to expect when hiring a company to repair your credit. The Real Credit Queen takes a deep dive into areas to which you should be privy if you are serious about repairing your credit.

Understanding the Credit Score System

  1. Length of Credit History
  2. Debt to Credit Ratio
  3. Payment History
  4. Address History
  5. Multiple Names
  6. New Credit
  7. Types of Credit
  8. Any Credit closed over 90 day period

Credit Bureaus

Monitoring

Identity Theft

Collections & Legal Judgements

Statute of Limitations

Types of Collections

Credit Card companies and late payments

Mortgage Late

Aug 24, 202034:09
056 Angela talks with I AM Music Group about life and business

056 Angela talks with I AM Music Group about life and business

Taking a moment to share my interview with I AM Music Group.  I AM Music Group is the  company I use to record, produce and distribute my podcast.  In this interview you will gain more insight into my life as the CEO of Conquer Credit Management and you'll find out what inspires me to lead in areas of credit and finance for over 30 years.  

Aug 17, 202040:09
057 Angela talks with AnGele Cade, CEO of Exec On The Go, about current small business market conditions
Aug 03, 202046:17
055 Christen Berman shares with The Real Credit Queen why insurance is an investment.

055 Christen Berman shares with The Real Credit Queen why insurance is an investment.

The Real Credit Queen sits down with Christen Berman of Wealth Cornerstones to discuss why insurance should be seen as an investment.

Christen Berman | Wealth Cornerstones

http://www.wealthcornerstones.net | christen.berman@wealthcornerstones.net | 805-342-0711

Jul 20, 202027:31
054 Quarantine Questions Ep. 2

054 Quarantine Questions Ep. 2

Angela takes time out to answer letters from past and new clients.

Jul 13, 202019:46
053 Quarantine Questions Ep. 1

053 Quarantine Questions Ep. 1

Angela takes time out to answer letters from past and new clients. 

Jul 06, 202029:10
052 Samantha Headlee Operations Manager of Conquer Credit tells Angela all about the student loan world!

052 Samantha Headlee Operations Manager of Conquer Credit tells Angela all about the student loan world!

Put on your seat belt. Grab a pen and pad.  Samantha dives deep into the world of student loans and provides a wealth of information for those who are considering or already have existing student loans,

May 25, 202042:22
051 Dynamic duo’s Ralph and Angela Bessard talk about marriage and business life

051 Dynamic duo’s Ralph and Angela Bessard talk about marriage and business life

Dynamic duo’s Ralph and Angela Bessard talk about marriage and business life
May 18, 202035:59
050 Angela talks with super entertainment business management couple Amir & Pam Malek

050 Angela talks with super entertainment business management couple Amir & Pam Malek

Looking into the world of Entertainment with business management couple Amir & Pam Malek.
May 11, 202037:47
049 Quick-tips, Reading the Fine Print during Covid 19 #4

049 Quick-tips, Reading the Fine Print during Covid 19 #4

Did you apply for a PPP loan? Did you sign the PPP loan contract? Have you received funds for you PPP loan? Did you ask for a forbearance on your mortgage? Quick tips regarding recent findings with some of Angela's clients.

May 06, 202010:04
048 Small Business Updates with Angela and Angele
May 04, 202035:56
047 Quick-tips, How to combat errors with credit agencies and creditors direct during Covid 19 #3

047 Quick-tips, How to combat errors with credit agencies and creditors direct during Covid 19 #3

In this episode Angela gives up-to-date tips regarding credit scores and credit history as she reviews the questions she's received from clients.
Apr 29, 202016:48
046 Angela talks with one of the nations top Investment Advisors Special Guest Jeffrey Fratarcangeli
Apr 27, 202029:34
045 Quick-tips, Low Risk/High Risk Deferment Questions during Covid-19 #2
Apr 22, 202019:23
044 Tax Debt Relief & Regulations -SBA Tips and Practice

044 Tax Debt Relief & Regulations -SBA Tips and Practice

Put on your seat belt, "This is a time to pivot and adapt."  Special guest Michael Rozbruch provides an in depth look into the world of finance. Michael explains how to best navigate the IRS and insightful planning advice that many CPA's should use to help their clients remain strong during these these unstable times. 

Michael Rozbruch 

Roz Strategies.com

 info@rozstrategies.com 

888-670-0303

Apr 20, 202020:32
043 Quick-tips, Protection And informative reminders during Covid-19 #1
Apr 15, 202011:41
042 The Financial Market and Public Accounting Recruitment with Special Guest Allan Fisher
Apr 13, 202025:10
041 The Credit and Hospitality Queens Chat!
Apr 06, 202020:19
040 Making the Right Credit Moves

040 Making the Right Credit Moves

What can we do right now to ensure that our credit and finances are in good standing? This show and our upcoming shows will give tips to ways you can protect, rebuild, and maintain your credit so you can take advantage of the opportunities ahead.

Mar 30, 202017:39
039 The Opportunity

039 The Opportunity

We are now in times where opportunity can be found by those who look for it.  Find out what you should be focusing on in your finances. Plan and prepare for the future.

Mar 23, 202016:56
038 Having a Plan

038 Having a Plan

As we move into a new normal with the current state of our world, this is a great time to get ready for what's ahead.  Find out what you can do to plan for the future and keep your credit and finances in order.

Though we are not endorsed, find out what we have to say about creditkarma.com 

We share helpful tips and tools to give you an advantage in todays financial market.

Mar 16, 202016:20
037 The Truth about Nonprofits with Angela and Angele
Mar 09, 202045:12
036 Ep.2_LLC, S Corp and C corps with special guest Angele Cade
Mar 02, 202035:01
035 Ep. 1_LLC, S Corp and C corps with special guest Angele Cade
Feb 24, 202032:18
034 Coffee Talk with Kristina Theard from The Agency
Feb 17, 202033:33
033 Your Kids, Teens and Young Adults

033 Your Kids, Teens and Young Adults

Are you educating your kids about credit so they have a bright financial future? This show will give you the tips you need to help introduce your children to the credit system and how it works. 

Feb 10, 202020:53
032 Credit Score Fluctuation

032 Credit Score Fluctuation

Don't understand why you credit score keeps going up and down? We provide the answers in this show.

Feb 03, 202009:46
031 All About Reverse Mortgages with special guest Marc Gertz

031 All About Reverse Mortgages with special guest Marc Gertz

Reverse Mortgages explained. Today we sit down with mortgage expert, Marc Gertz to find out what Reverse Mortgages are and how they are being used in today's market.

Marc Gertz - West-Cal, Reverse

reverseurthinking.com | marc@westcalmtg.com

Jan 27, 202037:17
030 Keeping Good Books and Records with special Guest Hannah Wilson Frey

030 Keeping Good Books and Records with special Guest Hannah Wilson Frey

More great information on keeping your books and records with special guest Hannah Wilson Frey.  With over 15 years of experience, Hannah's company Accountability 108 focuses on bookkeeping and financial management that is specifically tailored for each customer needs.

Hannah's contact

Accountability108.com | hannah@accountability108.com

Jan 20, 202022:58
029 Good and Bad Debt

029 Good and Bad Debt

This your opportunity to learn what type of debt works or against you.

Jan 13, 202016:26
028 To Settle or Not to Settle Debt

028 To Settle or Not to Settle Debt

Do you or anyone you know have questions about settling debt?  This show will give you a clear picture of when or when not to settle. 

Jan 06, 202014:47
027 The Best Way To Use Your Credit Card

027 The Best Way To Use Your Credit Card

Find out why you need a credit card and the best way to use it. 

Dec 30, 201920:32
026 Do You Need To Build Your Credit?

026 Do You Need To Build Your Credit?

Do you know if you need to build your credit?  Do you know how? Find out the answers in this show.

Dec 23, 201921:06
025 The Truth About Credit Scoring

025 The Truth About Credit Scoring

If you are still confused about how your credit score the different scoring systems this is the show for you.

Dec 16, 201914:51