Your Credit Today
By Angela Setters Bessard
Your Credit TodayApr 20, 2020
073 I did but now I don't - Did you marry someone's past credit history or divorce their bad habits and forget to check in?
Marriage and Divorce - We never plan for divorce but we make a whole lot of wedding plans but no financial or credit plans. Some think its crazy to ask someone what their credit score is but honey, its crazy if you don't. Your future depends on details, make them before marriage and divorce, you'll be happily ever after either way!
072 Dude where's my car? Bumper to Bumper info on how buying or leasing a car details are important!
Sometimes we are too excited about the new car we forget the details of closing out the old one, take care of your business dude!
071 Can An Old Collection Hurt Me?
The business of collections and the industry is worth over $12 billion a year. Collection agencies work hard to recover unpaid debts and make it a practice to confuse the consumer in many different ways. Being informed and armed with the right information will help you navigate these issues and more when dealing with an old or current collection account.
070 Life Hacks #2 with my Kids
The Real Credit Queen continues her talk with her kids or young adults really, ages 23, 24 and 25 about the essentials of having a plan and working it to find success. Having a plan around your money and ideas is super important so listen in and spend time with your loved ones talking about their future!
069 The Real Credit Queen talks to her babies
Kids and their Life Hacks #1
They say we should teach our kids, but how can we in a busy world with so many things to do. I’ll tell you how! Schedule it! If you don’t schedule time to talk to your kids about training them up in the way they should go in the world someone else will, and it may not be the influencer you were thinking. Our kids no matter how old they are need us to train them, mentor them and love them into positions of greatness especially when it comes to living life in the way that shoots the arrows towards success! Listen in as I talk to my son and sister about our 7 weeks of Life Hacking!
068 Dear Credit Queen
The Credit Queen answers important questions from those that are struggling to find answers to their current credit predicament.
067 I have a collection now what?
Angela and Samantha talk about how Collections can be avoided if you monitor your credit but even then collections happen. Learn the tips and information need to combat the collection agencies and equip yourself with the knowledge to win and take action when it comes to navigating the collection world.
066 Why Monitoring Your Credit Rocks!
Angela will teach listeners the important tricks, trends and alerts about the monitoring process and how to pay attention when it matters most!
Episode Outline: Monitoring your credit is a sure way to catch fraud and identity theft and protect your valuable asset! But what about the importance of managing your score and learning how your credit and score can stay bankable, learning the trends of your creditors and ultimately feeling good about knowing what to expect when you make your next purchase. When we take the time to learn why our credit is a valuable asset we will always win and stay ahead of the game!
065 The Deferment Aftermath w special guest Sam Headlee
The Real Credit Queen and special guest Sam Headlee go though examples of clients who are dealing with unexpected issues related to their payments and credit.
Episode Outline: At the beginning of the stay at home order, many customers were looking for options to extend payments and reserve their cash for emergencies since they had lost jobs, contracts and business. Many entered into different options to defer payments. We discover and discuss just what those options were and what is happening now as we open the country back up.
064 Medical Collections and What You Should Know
You can avoid medical collections ending up on your credit report by negotiation ahead of time. Learn how to manage and navigate medical debt for success and saving your credit score!
What you will hear in this episode
1. When I am checking out of the doctors office or hospital
2. Do I understand my part to pay and my insurance
3. Understanding Cash Price versus insurance price
4. Setting up a payment plan in writing
063 The Importance of Paying Attention to your Statements #2 with Sam Headlee
In this episode the Real Credit Queen more statements types line by line.
062 The Importance of Paying Attention to your Statements #1
In this episode the Real Credit Queen explains mortgage and billing statements line by line.
061 Things you need to know about leasing or buying a car
The Real Credit Queen outlines the details you should know before you lease or purchase your next car.
060 How to increase your credit score in no less than 60 days.
The Real Credit Queen talks about ways to take advantage of the credit system and increase your credit score in less than 60 days.
059 The Real Credit Queen speaks with her protege Sam Headlee
The Real Credit Queen and her protege Sam Headlee talk about current market scenarios that can adversely effect your credit report and limit your ability to leverage your credit.
058 Angela talks to Lisa Bruno with Bruno and Patterson CPA
Angela talks about tax planning and life and leadership with Lisa Bruno from Bruno and Patterson
Bruno and Patterson CPA
https://www.bestcpaservices.com/
lisa@bestcpaservices.com
877-998-1040
057 Angela discusses Real Credit Restoration Coaching Ep. 1
How to get your credit in tip top shape. What to expect when hiring a company to repair your credit. The Real Credit Queen takes a deep dive into areas to which you should be privy if you are serious about repairing your credit.
Understanding the Credit Score System
- Length of Credit History
- Debt to Credit Ratio
- Payment History
- Address History
- Multiple Names
- New Credit
- Types of Credit
- Any Credit closed over 90 day period
Credit Bureaus
Monitoring
Identity Theft
Collections & Legal Judgements
Statute of Limitations
Types of Collections
Credit Card companies and late payments
Mortgage Late
056 Angela talks with I AM Music Group about life and business
Taking a moment to share my interview with I AM Music Group. I AM Music Group is the company I use to record, produce and distribute my podcast. In this interview you will gain more insight into my life as the CEO of Conquer Credit Management and you'll find out what inspires me to lead in areas of credit and finance for over 30 years.
057 Angela talks with AnGele Cade, CEO of Exec On The Go, about current small business market conditions
Angele Cade, CEO of Exec on the go discusses growing your small business in the current market conditions with Angela.
Exec On the Go
055 Christen Berman shares with The Real Credit Queen why insurance is an investment.
The Real Credit Queen sits down with Christen Berman of Wealth Cornerstones to discuss why insurance should be seen as an investment.
Christen Berman | Wealth Cornerstones
http://www.wealthcornerstones.net | christen.berman@wealthcornerstones.net | 805-342-0711
054 Quarantine Questions Ep. 2
Angela takes time out to answer letters from past and new clients.
053 Quarantine Questions Ep. 1
Angela takes time out to answer letters from past and new clients.
052 Samantha Headlee Operations Manager of Conquer Credit tells Angela all about the student loan world!
Put on your seat belt. Grab a pen and pad. Samantha dives deep into the world of student loans and provides a wealth of information for those who are considering or already have existing student loans,
051 Dynamic duo’s Ralph and Angela Bessard talk about marriage and business life
050 Angela talks with super entertainment business management couple Amir & Pam Malek
049 Quick-tips, Reading the Fine Print during Covid 19 #4
Did you apply for a PPP loan? Did you sign the PPP loan contract? Have you received funds for you PPP loan? Did you ask for a forbearance on your mortgage? Quick tips regarding recent findings with some of Angela's clients.
048 Small Business Updates with Angela and Angele
Angela and Angele are at it again. Great tips to help start or create a healthy small business environment.
Special Guest
Angele Cade | Executive On The Go
047 Quick-tips, How to combat errors with credit agencies and creditors direct during Covid 19 #3
046 Angela talks with one of the nations top Investment Advisors Special Guest Jeffrey Fratarcangeli
We are happy to have Jeffrey on our show. Jeffrey's clients are: high net-worth families, family offices, athletes, entertainers, business owners, corporate executives, celebrities, and retirees. He also works with publicly traded small to large size companies. Jeffrey's team works with government agencies, employee benefit plans, ERISA qualified plans, endowments, foundations, and other institutional entities.
Fratarcangeli Wealth Management
045 Quick-tips, Low Risk/High Risk Deferment Questions during Covid-19 #2
Conquer Credit
Angela Setters Bessard
customerservice@conquercredit.com
044 Tax Debt Relief & Regulations -SBA Tips and Practice
Put on your seat belt, "This is a time to pivot and adapt." Special guest Michael Rozbruch provides an in depth look into the world of finance. Michael explains how to best navigate the IRS and insightful planning advice that many CPA's should use to help their clients remain strong during these these unstable times.
Michael Rozbruch
Roz Strategies.com
info@rozstrategies.com
888-670-0303
043 Quick-tips, Protection And informative reminders during Covid-19 #1
Do you have interest in starting your own podcast? Check out
I AM Music Group
www.iammusicgroup.com/podcast
Let them know that "A" to the "N" to the "G" sent you.
042 The Financial Market and Public Accounting Recruitment with Special Guest Allan Fisher
Learn more about Accounting Recruitment what's happening in the current financial market with special guest:
Allan Fisher
Premier Financial Search
(661) 799-0101
041 The Credit and Hospitality Queens Chat!
Angela interviews her mother, Frances Kiradjian, a four year decade expert in the hospitality industry.
Frances Kiradjian
Founder & CEO
BLLA - Boutique & Lifestyle Leaders Association
Co-Founder & Executive Editor
StayBoutique
040 Making the Right Credit Moves
What can we do right now to ensure that our credit and finances are in good standing? This show and our upcoming shows will give tips to ways you can protect, rebuild, and maintain your credit so you can take advantage of the opportunities ahead.
039 The Opportunity
We are now in times where opportunity can be found by those who look for it. Find out what you should be focusing on in your finances. Plan and prepare for the future.
038 Having a Plan
As we move into a new normal with the current state of our world, this is a great time to get ready for what's ahead. Find out what you can do to plan for the future and keep your credit and finances in order.
Though we are not endorsed, find out what we have to say about creditkarma.com
We share helpful tips and tools to give you an advantage in todays financial market.
037 The Truth about Nonprofits with Angela and Angele
Angele Cade | Executive On The Go
www.exconthego.com
036 Ep.2_LLC, S Corp and C corps with special guest Angele Cade
Do you need to know about LLC, S Corp and C corps listen to the expert as Angele de spells the mystery.
With Special Guest
Angele Cade | Executive On The Go
035 Ep. 1_LLC, S Corp and C corps with special guest Angele Cade
Do you need to know about LLC, S Corp and C corps listen to the expert as Angele de spells the mystery.
With Special Guest
Angele Cade | Executive On The Go
034 Coffee Talk with Kristina Theard from The Agency
Kristina Theard - The Agency
310.245.9262 | Kristina.Theard@TheAgencyRE.com
033 Your Kids, Teens and Young Adults
Are you educating your kids about credit so they have a bright financial future? This show will give you the tips you need to help introduce your children to the credit system and how it works.
032 Credit Score Fluctuation
Don't understand why you credit score keeps going up and down? We provide the answers in this show.
031 All About Reverse Mortgages with special guest Marc Gertz
Reverse Mortgages explained. Today we sit down with mortgage expert, Marc Gertz to find out what Reverse Mortgages are and how they are being used in today's market.
Marc Gertz - West-Cal, Reverse
reverseurthinking.com | marc@westcalmtg.com
030 Keeping Good Books and Records with special Guest Hannah Wilson Frey
More great information on keeping your books and records with special guest Hannah Wilson Frey. With over 15 years of experience, Hannah's company Accountability 108 focuses on bookkeeping and financial management that is specifically tailored for each customer needs.
Hannah's contact
Accountability108.com | hannah@accountability108.com
029 Good and Bad Debt
This your opportunity to learn what type of debt works or against you.
028 To Settle or Not to Settle Debt
Do you or anyone you know have questions about settling debt? This show will give you a clear picture of when or when not to settle.
027 The Best Way To Use Your Credit Card
Find out why you need a credit card and the best way to use it.
026 Do You Need To Build Your Credit?
Do you know if you need to build your credit? Do you know how? Find out the answers in this show.
025 The Truth About Credit Scoring
If you are still confused about how your credit score the different scoring systems this is the show for you.