Your Retirement in Focus

Your Retirement in Focus

By Teachers Retirement System of Georgia

The Teachers Retirement System of Georgia is committed to provide our members with valuable information about their retirement benefits. We will focus on educating and engaging our members through their retirement journey. Available on most platforms including iHeartRadio and Castbox! We want to hear from our listeners, please contact us at podcast@trsga.com.
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Employees' Retirement System of Georgia

Your Retirement in FocusApr 28, 2021
00:00
27:20
You Don't Need More Money! - "The Talk" Feat. Dale Alexander - Part 1

You Don't Need More Money! - "The Talk" Feat. Dale Alexander - Part 1

“Play now and pay later OR pay now and play later.” From your first paycheck to your most recent one, Dale Alexander shares wisdom on focusing in on your financial dreams, having “The Talk (About Money)" with your family, and how to treat new money as it enters your life. As an author and motivational speaker, Dale discusses finances through a practical, philosophical, and philanthropic lens.


Dale shares:

• Why money is difficult to talk about

• The benefit of treating 70% of your paycheck as 100%

• How to supercharge the other 30% of your paycheck

• The true impact of giving


Uplifting and enlightening, this episode is meant to supercharge your approach to your finances!


Timestamps

00:00 – Intro

02:39 – The WHY Behind the Book: “The Talk (About Money)”

06:46 – Why Parents Don’t Talk about Money

07:52 – The 70% Rule: “Make 70% your 100%.”

10:35 – How to Get Money Right

16:14 – It’s Never Too Late: How to Get to 70% Now

19:25 – Investing: Shifting Your Approach

24:27 – Fighting the Urge to Overspend

26:45 – The True Impact of Giving

31:23 – Outro


Are you about to retire? If you haven't had the chance to meet with us one-on-one in a virtual or in-person format, and are within 2 years of retirement eligibility, be sure to log in to your TRS account online and register for a session today!


Are you new to TRS or in the middle of your career? Be sure to designate your beneficiaries as soon as possible in your TRS online account.


We want to hear from our members! Please email the show for topic inquiries, questions and comments! Contact us at ⁠⁠⁠⁠podcast@trsga.com⁠⁠⁠⁠.


Host: Everett Crockett

Guest: Dale Alexander, Author of "The Talk About Money"


Connect with us on social:

https://www.facebook.com/trsgeorgia/

https://twitter.com/TRSGeorgia

https://www.instagram.com/trsgeorgia/

https://www.linkedin.com/company/state-of-georgia-teachers-retirement-system-of-georgia

https://podcasters.spotify.com/pod/show/trs-ga (Listen to the TRS podcast - Your Retirement in Focus)

This podcast is for information purposes only and should not be considered legal or tax advice. The views and opinions expressed are those of the speakers and may not reflect the views of the Teachers Retirement System of Georgia.

Jun 30, 202532:39
TRS Talks: February 2025 Update on the Social Security Fairness Act and More!
Mar 17, 202538:43
I'm Ready to Retire! Now What? Your Guide to the Retirement Application Process

I'm Ready to Retire! Now What? Your Guide to the Retirement Application Process

Timing is everything, especially when it comes to your retirement! TRS Counseling Team Lead, Monica Castine and TRS New Retirement Operations Manager, Carlos Marshall, will help you understand the process in two time periods: BEFORE and AFTER your retirement application has been submitted.


Monica will prepare you with:

  • when to turn in your application
  • the benefit of unused sick leave & other sick leave topics
  • information on purchasing service - including Air Time
  • how to get a benefit estimate
  • where and how to apply for retirement


Carlos provides insights on:

  • common issues that can delay the process
  • why changes in retirement calculations occur
  • when you can expect your first check
  • how sick leave & beneficiaries impact your retirement benefit
  • other practical tips to getting your application submitted correctly


Additional topics include:

  • healthcare subsidies & where to find more info
  • a review of important things to consider


Timestamps

00:00 - Intro

01:07 – When to apply for retirement?

01:55 – Sick leave minimum amount

02:18 – Accruing sick leave with more than one employer

02:46 – Sick leave awarded higher than the maximum monthly allowance

03:49 – Withdrawn sick leave

04:18 – Purchasing service toward retirement

05:30 – Airtime service

06:32 – Benefit estimates to calculate pension amount

07:25 – How do I apply for retirement

07:55 – Help with retirement application

08:21 – Documents to send with retirement application

08:57 – Delayed retirement benefits

09:39 – Salary changes prior to retirement

10:37 – Factors that can affect retirement benefit calculations

11:46 – When is the first check processed?

12:19 – Sick leave adjustments after retirement date

12:59 – Beneficiary effect on monthly benefit

13:53 – Avoiding early retirement reductions

14:30 – Advice for employers sending member info to TRS

15:16 – SHBP healthcare subsidy

16:20 – Ensuring a timely processing of your application


Are you about to retire? If you haven't had the chance to meet with us one-on-one in a virtual or in-person format, and are within 2 years of retirement eligibility, be sure to log in to your TRS account online and register for a session today!

Are you new to TRS or in the middle of your career? Be sure to designate your beneficiaries as soon as possible in your TRS online account.

We want to hear from our members! Please email the show for topic inquiries, questions and comments! Contact us at ⁠⁠⁠⁠podcast@trsga.com⁠⁠⁠⁠.


Host: Everett Crockett

Guest: Monica Castine, TRS Counseling Team Lead

Carlos Marshall, TRS New Retirement Operations Manager

For more information visit: ⁠⁠⁠⁠www.trsga.com⁠⁠⁠⁠

Facebook: ⁠⁠⁠⁠https://www.facebook.com/trsgeorgia ⁠⁠⁠⁠

YouTube: https://www.youtube.com/@trsgeorgia

#retirementplanning #pensionpodcasts #retirement


Mar 07, 202518:38
Why TRSGA is the Best Pension Plan: A Year-End Recap of 2024 feat. Dr. L.C. "Buster" Evans, Ed.D.

Why TRSGA is the Best Pension Plan: A Year-End Recap of 2024 feat. Dr. L.C. "Buster" Evans, Ed.D.

Join us for a year-end recap with our Executive Director, Dr. L.C. "Buster" Evans, Ed.D., for an insightful conversation as we delve into the highlights and challenges of 2024.

Topics discussed include:

  • How TRS achieved the highest return of all state pension systems in the US.
  • Legislative impacts on the system, including proposed and passed bills.
  • Addressing teacher shortages in Georgia .
  • The number of members who retired this year.
  • Retirees over the age of 100.
  • The importance of keeping beneficiary information up to date.
  • The state charitable contribution campaign.

Don't miss this opportunity to gain valuable insights into the state of Georgia's teacher retirement system and its commitment to securing the future of educators.


Timestamps

00:00 – Intro

01:36 – Legislative Impacts on the System

03:40 – TRS Challenges, Trends, & Triumphs

07:52 – Technology & Security Enhancements

10:48 – TRS’ Stellar FY 2024 Market Performance

13:08 – Adapting to Change: New, Current, and Retired Educators

22:42 – TRS Accessibility: On-Demand Content & Macon Office

26:23 – Member Retirement Trends

27:50 – Retiree Resources

31:08 – The Importance of TRS Beneficiary Designations

32:20 – Employer Shout-Out: Renee Lipp, Harris County Schools

34:29 – TRS Staff: Development, Initiatives, & Giving

40:58 – Priorities for the Year Ahead (2025)

43:02 – Words of Wisdom and Gratitude from Dr. L.C. (Buster) Evans

44:50 – Outro



Are you about to retire? If you haven't had the chance to meet with us one-on-one in a virtual or in-person format, and are within 2 years of retirement eligibility, be sure to log in to your TRS account online and register for a session today!


Are you new to TRS or in the middle of your career? Be sure to designate your beneficiaries as soon as possible in your TRS online account.


We want to hear from our members! Please email the show for topic inquiries, questions and comments! Contact us at ⁠⁠⁠podcast@trsga.com⁠⁠⁠.

Host: Everett Crockett

Guest: Dr. L.C. (Buster) Evans, Ed.D, TRS Executive Director

For more information visit: ⁠⁠⁠www.trsga.com⁠⁠⁠

Facebook: ⁠⁠⁠https://www.facebook.com/trsgeorgia⁠⁠⁠

YouTube: https://www.youtube.com/@trsgeorgia

#pensions #retirees #educators #teachers #pensionpodcasts

Dec 11, 202446:12
Estate Plans Are Not Just for the Rich. Why EVERYONE Needs an Estate Plan.

Estate Plans Are Not Just for the Rich. Why EVERYONE Needs an Estate Plan.

Estate Plans are not Just for the Rich. Why EVERYONE Needs an Estate Plan feat. Ryan Rasmussen, CFP

What does an estate plan include? Why is it important to start planning now? Through real-life narratives, examples, and facts, Ryan Rasmussen, CFP, takes you through what an estate plan is and why EVERYONE needs to have one. We aren’t all guaranteed a tomorrow and taking control of the “What Ifs” in life can help protect your assets and how your family is taken care of during a stressful time. Ryan specializes in retirement and wealth management and serves as the Assistant Director of Gift and Estate Planning for the University of Georgia.


This episode covers:

  • Estate planning and legal documents: power of attorney, last will and testament, and other directives
  • Common estate planning mistakes made: not updating your beneficiaries and more
  • Special situations: inheritance, assets left out of wills, dependents with disabilities
  • Protecting yourself from scams


Timestamps

00:00 – Intro

01:39 – Ryan Rasmussen’s Journey: Financial & Estate Planning

02:59 – How Financial, Retirement, & Estate Planning Intersect

06:01 – Estate Planning Explained: Who it Benefits & When to Start

11:27 – Unexpected Death in Active Service: 3 Things to Consider

17:02 – Life Events Affecting Wills, Trusts, & Power of Attorneys

22:25 – Solutions for Physical Possessions Not Captured in Wills

26:38 – Steps to Take When Receiving an Inheritance

31:29 – Planning for Dependents with Disabilities

33:32 – Common Mistakes Made in Estate Planning

36:25 – Protection Against Estate Planning Scams

39:26 – Contact Info & Final Thoughts

41:21 – Outro


Are you about to retire? If you haven't had the chance to meet with us one-on-one in a virtual or in-person format, and are within 2 years of retirement eligibility, be sure to log in to your TRS account online and register for a session today!

Are you new to TRS or in the middle of your career? Be sure to designate your beneficiaries as soon as possible in your TRS online account.

We want to hear from our members! Please email the show for topic inquiries, questions and comments! Contact us at ⁠⁠podcast@trsga.com⁠⁠.

Host: Everett Crockett

Guest: Ryan Rasmussen, CFP

For more information visit: ⁠⁠www.trsga.com⁠⁠

Facebook: ⁠⁠https://www.facebook.com/trsgeorgia⁠⁠

YouTube: https://www.youtube.com/@trsgeorgia


#EstatePlanning #Wills #Healthcaredirectives #PowerofAttorney #Moneypodcast

Sep 18, 202442:25
What Makes a Happy Retiree? Revisited! Feat. Best-Selling Author Wes Moss

What Makes a Happy Retiree? Revisited! Feat. Best-Selling Author Wes Moss

What do marriage, divorce, kids, hobbies, and income streams have in common? They all have an impact on your happiness! Join us as we revisit this insightful episode on retirement with Wes Moss, a seasoned financial professional, best-selling author, broadcaster, and teacher.

Highlights include:

  • The top 3 financial habits of the happiest retirees and the research behind it
  • How much money happy retirees have saved for retirement
  • Why Money + Health + Connectedness = A happy lifestyle!

Wes Moss, author of What the Happiest Retirees Know: 10 Habits for a Healthy, Secure, and Joyful Life, also has a quiz to see if you are on the path to becoming a happy retiree. You can take the quiz here: https://www.wesmoss.com/teachers-money-happiness-quiz/.


00:00 - Intro

04:09 - Research Method & Findings

08:25 - Top 3 Financial Habits of the Happiest Retirees

11:51 - Importance of Pensioners Investing

13:38 - Multiple Streams of Income

16:19 - Money + Health + Connectedness

20:31 - Impact of Romantic & Family Relationships on Retirees

27:07 - Cultivating Core Pursuits

32:15 - Unexpected Research Findings

34:46 - Contact Info & Key Tips for Teachers

38:14 - Outro


Are you about to retire? If you haven't had the chance to meet with us one-on-one in a virtual or in-person format, and are within 2 years of retirement eligibility, be sure to log in to your TRS account online and register for a session today!

Are you new to TRS or in the middle of your career? Be sure to designate your beneficiaries as soon as possible in your TRS online account.


We want to hear from our members! Please email the show for topic inquiries, questions and comments! Contact us at podcast@trsga.com.

Host: Everett Crockett

Guest: Wes Moss

For more information visit: www.trsga.com

Facebook: https://www.facebook.com/trsgeorgia

YouTube: https://www.youtube.com/@trsgeorgia


#Retirees #Retirement #Happiness #Finances #Moneypodcast

Jun 28, 202439:57
From Classroom to Cash Flow: Building Wealth as an Educator feat. Yahrasiel Colbert, Ed.S.

From Classroom to Cash Flow: Building Wealth as an Educator feat. Yahrasiel Colbert, Ed.S.

Emphasizing the financial challenges and opportunities educators face, podcast guest, Yahrasiel Colbert, Ed.S., leverages over 27 years of multidisciplinary expertise to help people build confidence in their financial independence. Yahrasiel is an educator, works as a consultant, and has authored a financial journal. During this episode, she provides resources for creating realistic budgets and achievable financial goals.

Host: Everett Crockett

Guest: Yahrasiel Colbert, Ed.S.

Highlights from this episode include:

  • the four biggest financial challenges faced by educators
  • the financial habits of Millennials and Gen Xers
  • strategies for managing debt, such as the snowball and avalanche methods
  • the importance of finding additional income sources
  • highlights from her financial journal

Prioritize your financial well-being by joining us for this episode!

00:00 – Intro

03:45 – Foundation of Yahrasiel Colbert’s Financial Journey

06:17 – The Passion Behind the Work: Educating Educators

07:47 – Four Biggest Financial Challenges for Educators

12:21 – The Importance of Financial Literacy

15:17 – Retirement Planning: Starting Early & Overcoming Obstacles

19:40 – Educators’ Concerns about Retiring Comfortably

22:01 – Resources for Budgeting & Setting Financial Goals

23:37 – Financial Planning Habits of Gen Xers vs. Millennials

26:19 – Managing Debt: Snowball & Avalanche Methods

30:35 – Securing Multiple Streams of Income

32:11 – From Red to Black: Weekly Financial Journal

35:42 – Retirement Savings Plans: 403(b)s, IRAs, & Annuities

41:51 – Catch-Up Contributions

43:35 – Key Takeaways & Contact Information

We want to hear from our members! Please email the show for topic inquiries, questions and comments! Contact us at podcast@trsga.com.

For more information visit: ⁠⁠⁠⁠⁠www.trsga.com⁠⁠⁠⁠⁠

Facebook: ⁠⁠⁠⁠⁠https://www.facebook.com/trsgeorgia⁠⁠⁠⁠

YouTube: ⁠⁠⁠⁠https://www.youtube.com/@trsgeorgia⁠⁠


If you haven't had the chance to meet with us one-on-one in a virtual or in-person format, and are within 2 years of retirement eligibility, be sure to log in to your TRS account online at TRSGA.com and register for a session today!

Don't forget to update your TRS beneficiaries in your online account!


Mar 15, 202447:44
2023 TRS Rewind: Cheers to Resilience, Retirement, and Rolling With the Changes in 2023

2023 TRS Rewind: Cheers to Resilience, Retirement, and Rolling With the Changes in 2023

Light the fire, pour the hot cocoa, and grab your headphones! This end-of-year special from the Teachers Retirement System of Georgia dives deep into the triumphs, challenges, and fascinating facts that marked 2023 for TRS.

Host: Everett Crockett

Guest: Dr. L.C. (Buster) Evans, Executive Director of Teachers Retirement System of GA

Join us as we:

  • Discuss market performance to member milestones.
  • Get the scoop on HB 385 and how it can benefit you.
  • Practical tips for maximizing your TRS benefit and planning for the future
  • Discover the heart of TRS with a peek into hard work by those who keep the plan running smoothly.
  • Celebrate the spirit of giving and learn how TRS supports Georgia's amazing charities.

This is your chance to unwind, gain valuable insights, and get pumped for the year ahead. So, whether you're an active member, a proud retiree, or simply fascinated by the world of education, tune in and get the inside scoop on TRS!

So, grab your headphones, hit play, and let's raise a toast to a year well-lived and a bright future ahead!

Timestamps

00:00 – Intro

01:35 – Dr. L.C. (Buster) Evans’ 2023 TRS Reflections

05:28 – TRS Market Performance

07:16 – Current Active Member & Retiree Totals

08:42 – Intriguing TRS Stats

11:35 – Working in Retirement & HB385 Benefits

15:34 – Tips for Active Members

17:40 – Pre-Retirement Counseling Session Options

21:54 – TRS Member Retirement Trends

22:41 – The Upcoming Legislative Session & What to Expect

26:42 – The Heart of TRS (Our 7 Operating Divisions)

31:04 – The Spirit of Giving in the TRS organization  

32:54 – Parting Words from Dr. L.C. (Buster) Evans

36:35 – Outro

We want to hear from our members! Please email the show for topic inquiries, questions and comments! Contact us at podcast@trsga.com.

For more information visit: ⁠⁠⁠⁠www.trsga.com⁠⁠⁠⁠

Facebook: ⁠⁠⁠⁠https://www.facebook.com/trsgeorgia⁠⁠⁠

YouTube: ⁠⁠⁠https://www.youtube.com/@trsgeorgia⁠

If you haven't had the chance to meet with us one-on-one in a virtual or in-person format, and are within 2 years of retirement eligibility, be sure to log in to your TRS account online at TRSGA.com and register for a session today!

Don't forget to update your TRS beneficiaries in your online account!

#TRS #retirement #education #Georgia #endoftheyear #podcast #givingback #financialplanning



Dec 29, 202337:44
Health Plan Decisions Made Easy: For Active & Retired Members feat. Louis Amis

Health Plan Decisions Made Easy: For Active & Retired Members feat. Louis Amis

All healthcare is not the same. Louis Amis, Executive Director of the State Health Benefit Plan (SHBP) discusses the importance of understanding your health, being realistic about your finances for emergencies, learning about preventative exams, and being aware of common healthcare mistakes so you can make the best decisions! During this episode, he also talks about the SHBP structure, changes to what is being offered, and information specific to active members and retirees. Take an active role in your healthcare and join us for this important podcast discussion.


Host: Everett Crockett

Guest: Louis Amis, Executive Director of the State Health Benefit Plan

Timestamps

00:00 – Intro

02:45 – Louis Amis' Road to Executive Director

04:21 – SHBP Structure

05:32 – Three Aspects of Total Wellness

06:51 – Provider Selection Process for the state of Georgia

08:07 – Good Practices for Healthcare Decision Making

11:51 – Common Mistakes made during Open Enrollment

13:18 – Upcoming SHBP Changes (2024 Coverages)

19:08 – Retirees and Medicare Supplements

26:02 – Guidance for Retirees Eligible for Medicare

30:10 – Coverage Info for Out-of-State Retirees

31:04 – Importance of Preventative Measures

32:40 – SHBP Resources

35:42 – Outro

We want to hear from our members! Please email the show for topic inquiries, questions and comments! Contact us at podcast@trsga.com.


For more information visit: ⁠⁠⁠www.trsga.com⁠⁠⁠

Facebook: ⁠⁠⁠https://www.facebook.com/trsgeorgia⁠⁠

YouTube: ⁠⁠https://www.youtube.com/@trsgeorgia

If you haven't had the chance to meet with us one-on-one in a virtual or in-person format, and are within 2 years of retirement eligibility, be sure to log in to your TRS account online at TRSGA.com and register for a session today!


Don't forget to update your TRS beneficiaries in your online account!

Oct 24, 202336:56
How to Become a Wealthy Teacher feat. Danny Kofke

How to Become a Wealthy Teacher feat. Danny Kofke

Former teacher, author, and returning podcast guest, Danny Kofke, discusses how to take control of your money using simplified and practical tactics. Through his path in teaching, financial education, writing, and TV guest appearances, Danny has learned that you can’t run a marathon in 30 days. It takes consistency and a personalized approach to build your financial margins…and you can do it too! Danny discusses the “messy middle”, habit-forming tactics, taking the bias out of your finances, the importance of vesting at 10 years, the TRS benefit, and supplementing your retirement income to become a wealthy teacher. As Danny says, “If this former school teacher can do it, so can you!”

If you haven't had the chance to meet with us one-on-one in a virtual or in-person format, and are within 2 years of retirement eligibility, be sure to log in to your TRS account online at TRSGA.com and register for a session today!

Timestamps


00:00 – Intro

02:03 – Danny Kofke’s Education Experience

03:47 – Benefits of Teaching Special Education

04:58 – Pivoting Career Paths

07:42 – Insights for Active Educators

11:59 – Tools for Budgeting & Saving

12:45 – Staying Focused

16:46 – Financial Advisers vs. Money Coaches

18:18 – Adjusting to Financial Changes

20:17 – Importance of Vesting

22:04 – How the TRS Benefit Helps

25:08 – Contact Info & Words of Encouragement

26:46 – Outro


We want to hear from our members! Please email the show for topic inquiries, questions and comments! Contact us at podcast@trsga.com.

Host: Everett Crockett

For more information visit: ⁠⁠www.trsga.com⁠⁠

Facebook: ⁠⁠https://www.facebook.com/trsgeorgia⁠

YouTube: ⁠https://www.youtube.com/@trsgeorgia

Aug 04, 202327:51
How GREA Benefits You! - Featuring Dr. Bill Sloan and Dr. Henrietta Gray

How GREA Benefits You! - Featuring Dr. Bill Sloan and Dr. Henrietta Gray

The Georgia Retired Educators Association (GREA) has over 32,000 members and advocates for and amplifies the voice of retired educators in Georgia. Dr. Sloan, GREA Executive Director, and 2022-23 President Dr. Henrietta Gray, discuss what sparks their passion for education, the rewards of being a TRS member (including your pension!), and the benefits of being involved with the GREA (fellowship, community, insurance and travel benefits, special projects, and much more). Tune in to be inspired by Dr. Sloan’s and Dr. Gray’s career journeys, student success stories, and insights on why working in education is worth it.


If you haven't had the chance to meet with us one-on-one in a virtual or in-person format, and are within 2 years of retirement eligibility, be sure to log in to your TRS account online and register for a session today!

Timestamps

00:00 - Intro

04:48 - Passion for Education

07:08 - Dr. Sloan & Dr. Gray’s Educational Career Journeys

11:03 - Pursuit of Higher Education

13:16 - How Rewarding Teaching Can Be

16:55 - TRS Pension & Benefits

21:17 - GREA Membership & Benefits

25:04 - Dr. Sloan & Dr. Gray’s Involvement

27:36 - Area Director Requirements

30:08 - How to Get Involved

34:11 - GREA Museum

38:10 - Advice for Active Educators 

41:18 - GREA Contact Information

42:38 - Outro


We want to hear from our members! Please email the show for topic inquiries, questions and comments! Contact us at podcast@trsga.com.

Host: Everett Crockett

For more information visit: ⁠www.trsga.com⁠

Facebook: ⁠https://www.facebook.com/trsgeorgia⁠

YouTube: https://www.youtube.com/@trsgeorgia

Jun 23, 202344:14
From the TRS Vault : The Retirement Application Process Part II - TRS Workshops, Service Purchases, & Working in Retirement

From the TRS Vault : The Retirement Application Process Part II - TRS Workshops, Service Purchases, & Working in Retirement

Join us in a republish of a previous episode to help you get prepared for your retirement.

Are you considering retiring this year?  Have you met with one of our counselors or received an estimate of your retirement benefits?  These are just a couple of the topics that are discussed in this episode.  Carlos Marshall, New Retirement Manager, and Winston Buckley, Communications Director, give best practices to ensure you receive the necessary information to make the application process as easy as possible for you.  We also discuss TRS outreach events, working in retirement, and service purchases.  

If you haven't had the chance to meet with us one-on-one in a virtual or in-person format, and are within 2 years of retirement eligibility, be sure to log in to your TRS account online and register for a session today!

We want to hear from our members! Please email the show for topic inquiries, questions and comments! Contact us at podcast@trsga.com.


Host: Everett Crockett

For more information visit: www.trsga.com

Facebook: https://www.facebook.com/trsgeorgia

YouTube: https://www.youtube.com/channel/UCdQHR__UTfknu9XAjNWsc5g


Timestamps

00:00 - Intro

02:06 - Member Resources

04:44 - Pre-Retirement Counseling Sessions

06:16 - TRS Events & How to Request Them

12:27 - Employer Advertising for TRS Events

14:13 - Summer Retirement Application Deadlines

14:44 - Sick Leave Balances

15:15 - Service Purchases & Air Time

16:46 - Requesting a Benefit Estimate

17:35 - How to Apply for Retirement

19:09 - Options for Working in Retirement

24:40 - Final Recommendations

27:56 - Outro


May 12, 202328:46
What Makes a Happy Retiree? Featuring Best-Selling Author Wes Moss!

What Makes a Happy Retiree? Featuring Best-Selling Author Wes Moss!

TRS podcast host, Everett Crockett talks to Wes Moss, a seasoned financial professional, best-selling author, broadcaster, and teacher. Wes discusses the top 3 financial habits of the happiest retirees and much more! How do events such as marriage, divorce, kids, location, hobbies, and income streams impact your happiness? Money + Health + Connectedness = A happy lifestyle! Join in on our conversation with Wes Moss, author of What the Happiest Retirees Know: 10 Habits for a Healthy, Secure, and Joyful Life.  

Wes has a quiz to see if you are on the path to becoming a happy retiree.  
You can take the quiz here
https://www.wesmoss.com/teachers-money-happiness-quiz/.

If you haven't had the chance to meet with us one-on-one in a virtual or in-person format, and are within 2 years of retirement eligibility, be sure to log in to your TRS account online and register for a session today!  Also, be sure to designate your beneficiaries as soon as possible!


Timestamps:

00:00 Intro

03:29 Research Method & Findings

08:11 Top 3 Financial Habits of the Happiest Retirees

11:30 Importance of Pensioners Investing

13:24 Multiple Streams of Income

16:05 Money + Health + Connectedness

20:18 Impact of Romantic & Family Relationships on Retirees

26:54 Cultivating Core Pursuits

32:01 Unexpected Research Findings

34:32 Contact Info & Key Tips for Teachers

38:00 Outro

We want to hear from our members! Please email the show for topic inquiries, questions and comments! Contact us at podcast@trsga.com.

Host: Everett Crockett

Guest: Wes Moss

For more information visit: www.trsga.com

Facebook: https://www.facebook.com/trsgeorgia

YouTube: https://www.youtube.com/@trsgeorgia


Mar 17, 202339:28
From the TRS Vault - The Retirement Application Process Revisited
Feb 17, 202319:59
2022 TRS Year-End Wrap-Up featuring TRS's Executive Director, Dr. L.C. (Buster) Evans, Ed.D.
Dec 29, 202235:53
Important Things To Consider During Open Enrollment And The End Of The Year
Nov 01, 202225:01
House Bill (HB) 385 For Retirees and Employers Explained
Aug 15, 202238:14
Working In Retirement 2022 feat. Dale Alexander
May 30, 202240:57
How Do I Apply For Retirement? - A From The TRS Vault Episode
Mar 29, 202219:57
The Retirement Application Process - Things You Need To Know To Get Started
Feb 11, 202227:49
The Best of Your Retirement in Focus - Highlights of 2021
Dec 31, 202129:08
2021 TRS Year End Recap with Dr. L.C. “Buster” Evans

2021 TRS Year End Recap with Dr. L.C. “Buster” Evans

Join us as we wrap up our second season! This episode will highlight TRS's accomplishments throughout the calendar year of 2021.  It has been a year that has been full of challenges and surprises but TRS has continued to provide excellent customer service to its retirees.  Dr. L.C. "Buster" Evans, Executive Director of TRS, joins us to give an update about the plan's assets, key metrics about the system, as well as updates to the State Charitable Contributions Program and more! 

We want to hear from our members! Please email the show for topic inquiries, questions and comments! Contact us at podcast@trsga.com.

Host: Everett Crockett

Guest: Dr. L.C. "Buster" Evans

For more information visit: www.trsga.com

Facebook: https://www.facebook.com/trsgeorgia

YouTube: https://www.youtube.com/channel/UCdQHR__UTfknu9XAjNWsc5g

Dec 01, 202139:34
The Life Of A Wealthy Teacher With Special Guest Danny Kofke

The Life Of A Wealthy Teacher With Special Guest Danny Kofke

In this episode we had the opportunity to interview Danny Kofke, The Wealthy Teacher, as he describes just how he lives a wealthy lifestyle on a teacher's salary.  Danny shares both professional and personal testimony to give great advice on just how he and his family were able to overcome life's challenges and still stay on track to plan for financial security in retirement.  As a former teacher, Danny can relate to the challenges that many educators face with keeping up with the day-to-day demands along with life that continues to come full speed.

Danny’s love of teaching and personal finance has led him to write four books.  His everyday approach to handling money has led to appearances on numerous television shows including Fox & Friends, The CBS Early Show, CNN’s Newsroom, The 700 Club and The Clark Howard Show.  He has also been interviewed on over 600 radio shows and featured in a number of publications including USA Today, The Wall Street Journal, Yahoo.com, Money Magazine, Consumer Reports, Reader's Digest and The Huffington Post.

Danny's wife, Tracy, was a first grade teacher before becoming a stay-at-home to their two daughters - Ava and Ella.  She recently returned to the classroom.  Despite living on Danny's $42,000 yearly teaching salary for eight years, the Kofke's are on track to pay off their final debt - the mortgage - this year, have a one year emergency fund in place, will retire with a sizable nest and, most importantly, live wealthy lives on less.

Danny wants to show others if this school teacher can do well financially, they can too!

http://wealthyteacher.weebly.com/

www.trsga.com


Oct 30, 202135:28
Teachers Are Amongst The Wealthiest Retirees! - Dale Alexander of Alexander & Company

Teachers Are Amongst The Wealthiest Retirees! - Dale Alexander of Alexander & Company

In this episode we sat down with Dale Alexander of Alexander & Company as he shares personal testimony and his professional experience with educators across the state of Georgia.  Dale discusses how the Teachers Retirement System's monthly benefit serves as a cornerstone in retirement planning for so many.  He also gives invaluable advice to active members to help them make wise decisions to prepare for retirement.  Alexander & Company produced The Million Dollar Wagon video which has had a great impact by encouraging educators to continue in their fields and serves as a reminder of just how well a pension stacks up against defined contribution plans.  

Please subscribe and be sure to follow us on Facebook and YouTube as well by searching Teachers Retirement System of GA.

www.trsga.com

www.milliondollarwagon.com

Sep 25, 202149:16
Advice For Active Members And Retirees From A Retired TRS Member Mrs. Rhonda Lastie

Advice For Active Members And Retirees From A Retired TRS Member Mrs. Rhonda Lastie

In this episode, we interview retired TRS member, Mrs. Rhonda Lastie, who served at Athens Technical College.  Mrs. Lastie shares a wealth of knowledge and gives great advice to active members on what they should be doing to prepare for retirement.  Also, she gives helpful tips to our current retirees to enjoy their retirement to the fullest.  You do not want to miss this episode!  

Please subscribe and be sure to follow us on Facebook and YouTube as well by searching Teachers Retirement System of GA.

Aug 28, 202131:22
Things to Think About as a New Member of TRS - Part 4 of 4

Things to Think About as a New Member of TRS - Part 4 of 4

In this episode, we will discuss things you should be thinking about as a new member of TRS. This is the last episode in this series and we discuss some things outside of TRS you should think about as well.  It's never too early to start planning for your retirement and financial literacy is an important part of it!

Please subscribe and be sure to follow us on Facebook and YouTube as well by searching Teachers Retirement System of GA.

Jul 31, 202120:17
Things to Think About as a New Member of TRS - Part 3 of 4

Things to Think About as a New Member of TRS - Part 3 of 4

In this episode, we will discuss things you should be thinking about as a new member of TRS. We are doing things a little different and will be releasing this episode in parts with this one being part three of four.  Jerry LeBlanc, CFEI, Employer Training Coordinator and Retirement Planner at TRS, discusses the TRS formula, and things you should be thinking about early in your career as it pertains to your retirement planning.

Please subscribe and be sure to follow us on Facebook and YouTube as well by searching Teachers Retirement System of GA.

Jul 24, 202111:31
Things to Think About as a New Member of TRS - Part 2 of 4

Things to Think About as a New Member of TRS - Part 2 of 4

In this episode, we will discuss things you should be thinking about as a new member of TRS. We are doing things a little different and will be releasing this episode in parts with this one being part two of four.  Shaleste Miller, Retirement Planner II at TRS, discusses the importance of starting to plan early in your career for retirement and touches on the importance of compounding interest.


Please subscribe and be sure to follow us on Facebook and YouTube as well by searching Teachers Retirement System of GA.

Jul 17, 202107:53
Things to Think About as a New Member of TRS - Part 1 of 4

Things to Think About as a New Member of TRS - Part 1 of 4

In this episode, we will discuss things you should be thinking about as a new member of TRS. We are doing things a little different and will be releasing this episode in parts with this one being the first of four.  Join Shaleste Miller, Retirement Planner II, and Jerry LeBlanc, Retirement Planner/Employer Training Coordinator, as they provide valuable information about TRS and your future.

Please subscribe and be sure to follow us on Facebook and YouTube as well by searching Teachers Retirement System of GA.

Jul 10, 202113:38
Your Retirement In Focus Has A New Format!

Your Retirement In Focus Has A New Format!

For the month of July we will be doing things just different in the way that we release our episodes.  Instead of releasing the entire episode at once, we will publish our podcasts in parts each week on Saturday mornings at 11:00 AM.  This will allow for you to digest all of the valuable information provided.  We know that retirement planning can be a daunting task, but we at TRS are here to help.  

This month we will be focusing on our new members of TRS, but this information is valuable to all of our members.  Thanks for the dedication to our young and adult learners across the state!

Jul 09, 202101:50
Retiring Early and The Application Process

Retiring Early and The Application Process

TRS Members, are you thinking about retiring early? Are you wondering what happens with your retirement benefit? What about penalties and sick leave? Listen as we dive into Early Retirement and eligibility requirements. Now that you have decided to retire, would you like to know where to apply and what to fill out online? Follow along with us as we go step-by-step through the online application process.

Host: Everett Crockett
May 27, 202123:21
Employees' Retirement System of Georgia

Employees' Retirement System of Georgia

Join us as we sit down with the Executive Director of the Employees' Retirement System of Georgia, Jim Potvin.   He will discuss plan options, PSERS, spending versus saving for retirement and so much more! He answers many of the questions that many state employees may have about their retirement plan including sharing his thoughts on the future of pensions. 

Jim Potvin is the Executive Director of the Employees’ Retirement System of Georgia (ERSGA). He joined ERSGA in February, 2009 as the Deputy Director, after 15 years in private industry working in retirement plan administration and consulting. He was appointed as the Executive Director in February, 2012.

Jim began his career as a pension administrator for Georgia-Pacific Corporation, before moving into a consulting role with Arthur Andersen LLP. He later joined Hewitt Associates, a global HR consulting firm, as the Location Manager for the RFM Pension Administration outsourcing group. At ERSGA, Jim is responsible for the administration and operations of five defined benefit plans, two life insurance plans, and three defined contribution plans covering more than 125,000 active members and 73,000 retirees.

A native of Connecticut, Jim holds a B.A. in Mathematical Economics and Managerial Studies from Rice University, and an M.S. from Georgia State University. He is President of the National Association of State Retirement Administrators, and a member of the National Association of Government Defined Contribution Administrators, Inc., the National Conference of State Social Security Administrators, and the Government Finance Officers Association.

Apr 28, 202127:20
Member Services Division

Member Services Division

The Member Services Division of the Teachers Retirement System of Georgia provides counseling sessions, process new retirement applications and provide refunds to our members. Take a listen as we learn more about how this department functions and assist TRS members with retirement. 


Guests: Dina Jones and Niki Morse

Mar 26, 202122:56
TRS: You've Got Email!
Feb 23, 202136:55
Contact Management and Employer Services

Contact Management and Employer Services

Do you have member or employer questions? Did you ever wonder how TRS assists its members? Do you have questions and are unsure of how to reach us?  How do I register for a TRS account? How do I reset my password? What are contributions? Who are TRS-covered employers? What happens after I obtain 40 years of service? Director, Paige Donaldson, Contact Management Supervisor, Alicia Sanders and Operations Manager Cherie Brown are all geared up to answer all of your questions!  For comments or questions: podcast@trsga.com


Host: Everett Crocket

Jan 25, 202153:41
 2020 End of Year Review

2020 End of Year Review

Join us as we wrap up our first season! This episode will highlight TRS's SCCP campaign, Are You Ready To Apply For Retirement, Retirement Plans and Working After Retirement episodes, TRS updates and more! We want to hear from our members! Please email the show for topic inquiries, questions and comments! Contact us at podcast@trsga.com. 


Host: Everett Crockett 

For more information visit: www.trsga.com

Dec 22, 202022:24
Retirement Services: Beneficiaries, Overpayments and Retiree Pension Checks Part 2- Anchor Version

Retirement Services: Beneficiaries, Overpayments and Retiree Pension Checks Part 2- Anchor Version

Are you wondering about payments after death? Do you need clarity on primary and secondary beneficiaries? Do you have questions about sick leave and receiving your benefit check? Listen as we dive into our Retirement Services Division and get all of your questions answered. Join us as we continue our discussion of beneficiaries with Jennifer Alridge in this podcast. We also sit down with Master Payroll Operations Manager, Evangeline Griffin to discuss pension checks, sick leave credit, IRS levy, bankruptcies, recalculations, and so much more!!
Nov 18, 202041:15
Retirement Services: Beneficiaries, Over Payments and Retiree Pension Checks- Part 2

Retirement Services: Beneficiaries, Over Payments and Retiree Pension Checks- Part 2

Episodes with music are only available on Spotify.

Are you wondering about payments after death? Do you need clarity on primary and secondary beneficiaries? Do you have questions about sick leave and receiving your benefit check? Listen as we dive into our Retirement Services Division and get all of your questions answered. Join us as we continue our discussion of beneficiaries with Jennifer Alridge in this podcast. We also sit down with Master Payroll Operations Manager, Evangeline Griffin to discuss pension checks, sick leave credit, IRS levy, bankruptcies, recalculations, and so much more!! 

***Song on this episode can only be heard on Spotify Podcasts*****

Host: Everett Crockett


Nov 18, 202046:06
Retirement Services: Beneficiaries, Over Payments and Retiree Pension Checks- Part 1

Retirement Services: Beneficiaries, Over Payments and Retiree Pension Checks- Part 1

 Are you wondering about payments after death? Do you need clarity on primary and secondary beneficiaries? Do you have questions about sick leave and receiving your benefit check? Listen as we dive into our Retirement Services Division and get all of your questions answered! 

Guests: Cory Buice, Jennifer Alridge, Evangeline Griffin

Host: Everett Crockett


Oct 16, 202043:51
TRS Benefit Formula and Lump-Sum Payments

TRS Benefit Formula and Lump-Sum Payments

In this episode, we will discuss the benefit formula, how contributions and interest work, benefit amounts, deductions and legislative updates. At retirement, in addition to selecting Plan A (maximum plan) or Plan B (survivor-ship plan), you may also elect to receive a one-time lump-sum distribution (cash payment) in addition to your monthly retirement benefit. Would you like to know more about distribution options? We will explain what makes members eligible for a Partial Lump-Sum Option payment. 

Sep 17, 202029:01
Working in Retirement

Working in Retirement

Are you recently retired? Are you planning on working after you retire? Are you unsure of the rules? Do you want to know more about working at 49% capacity? If so, take a listen to this episode as we speak with Retirement Services Operations Manager, Christy Gray in the Working After Retirement section of TRS. She will spend some time with us explaining rules and guidelines for returning to work. She answers some of our most frequently asked questions!

Topics include Re-Retirement, Contract Work, Disability, Job Categories, Indirect VS Direct Employment, Part-Time VS Salary, Suspension vs Terminating Retirement and so much more!


Aug 18, 202027:45
TRS Retirement Plan Options
Jul 17, 202020:15
Communications and Outreach

Communications and Outreach

This episode is highlighting the Communications Division, which essentially functions as the face of the agency. This division handles marketing, outreach, and training our employers. We chat with the new Director of Communications and Outreach, Winston Buckley about his vision. We discuss the past, present, and the future of what’s next for this department. Topics include Planning, Employer Training, and Workshops for Active Members and Retirees. 

Guest 1: Winston Buckley, Director of Communications and Outreach

Guest 2: Mike Zarem Program and Outreach Manager

Guest 3: Dr. Candice Jackson, Retirement Planning Manager

Guest 4: Angela Swisher, Retirement Planning Manager

Guest 5: Jerry LeBlanc, Retirement Planner/Trainer

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Jun 18, 202001:19:15
Are You Ready To Apply For Retirement?

Are You Ready To Apply For Retirement?

So, are you ready to retire? What's next? Join us as we navigate the application process, types of service purchases, and processing service purchase requests. Topics: Deadlines and Application Process, Do's and Don'ts of Service Purchases, Review of the types of Service Purchases 

"This is our peak season in New Retirements"...... Operations Manager, Carlos Marshall discusses the application process, service purchases by Team Lead Monica Castine, along with Myra Woodson Refund and Service Purchase Supervisor both from Member Services. Send us a message and subscribe!

May 15, 202029:59
The Teachers Retirement System of Georgia Financial Update

The Teachers Retirement System of Georgia Financial Update

We sit down with our Executive Director L.C. "Buster" Evans to talk financial updates, Covid-19, legislative updates and more!

Apr 08, 202028:49
TRS In Focus

TRS In Focus

Hello Members! The Teachers Retirement System of Georgia will empower, engage and educate you about retirement. We will provide a quick history lesson on TRS, share our goals for the new show and invite you to participate in Feedback Friday! Make sure to leave us a message below and subscribe!
Apr 06, 202009:25