Cash Kaw - Finance for Everyone!
By Cash Kaw
Cash Kaw is a financial education channel specially dedicated to explaining basic accounting and financial concepts in bite-sized episodes. We will be going through financial concepts that are not only for accountants or businessmen, but for everyone to know! Let's get our Cash Kaw!
What is the OPR Rate?
In light of the BNM announcement of 9th September 2021 that OPR rate will remain the same at 1.75%, we're gonna talk about, well, OPR Rate and how it affects us. Let's go! Notes: 1. News from The Star on the OPR Announcement : https://www.thestar.com.my/business/business-news/2021/09/09/bank-negara-maintains-opr-at-175 Also, as mentioned on the podcast, we are now partnering with RakutenTrade to be a RakuNinja to bring you awesome rewards and more interesting content! Join with our unique link to get a bunch of RT Points that you can for Brokerage Fee Rebates! Here is our unique link: https://www.rakutentrade.my/device/accountopening?referralcode=Cash Kaw&mode=web You can also click here : https://bit.ly/3ztKVMT
September 10, 2021
Crypto Series #9 : Solana
Welcome to Cash Kaw! Today's episode is the ninth in our Crypto series and we're gonna have a chat about a blockchain and coin that we are very bullish about. Enjoy! *Nothing in the episode to be construed as a buy/sell call
August 28, 2021
Crypto Series #8 : Unstoppable Domains
Welcome to Cash Kaw! Today's episode is the eighth in our Crypto series and we're gonna have a chat about something cool in the crypto/NFT space, Unstoppable Domains and human-readable cryptocurrency addresses. Enjoy! Here is my Unstoppable Domains referral link : https://unstoppabledomains.com/r/6d2240daee5648a
August 21, 2021
Crypto Series #7 : What are Gas Fees?
Welcome to Cash Kaw! Today's episode is the seventh in our Crypto series and we're gonna have a chat about a key concept in the Ethereum blockchain, gas fees. Enjoy!
August 7, 2021
Crypto Series #6 : What is Monero (XMR)?
Welcome to Cash Kaw! Today's episode is the sixth in our Crypto series and we're gonna have a chat about a coin that puts a huge focus on privacy and anonymity. Enjoy! Cash Kaw Plugs: 1) @eagleswingsnursing on Instagram : Eagles' Wings Nursing provides professional healthcare and private nursing services to homes and hospitals, alongside physiotherapy, acupuncture and other services. Check out eagleswingsnursing.com for more info. 2) @ateclothing_ on Instagram : Ate Clothing does extremely cool t-shirts! Check out their super super dope designs on their Instagram page @ateclothing_ Show some love to these businesses!
July 31, 2021
3 Profit & Loss Red Flags
Welcome to Cash Kaw! Today's episode is about 3 red flags in the P&L statement that you should watch out for! Cash Kaw Plugs: 1) @partumkreatifutama on Instagram : Partum Kreative is a full-service creative design and printing center, from t-shirts, to banners to custom masks, they do it all! They can even do digital marketing, and so much more! Head to their website https://partumkreatif.com/ or their IG page for more info! 2) @projectone.coffee on Instagram : projectone.coffee sells premium specialty drip bag coffee on their IG page! They also sell other coffee related products like gooseneck kettles. Check out their products on their Instagram! Show some love to these businesses!
July 23, 2021
Crypto Series #5 : Stablecoins
Welcome to Cash Kaw! Today's episode is the fifth in our Crypto series and we're gonna have a chat all about Stablecoins. Enjoy! Cash Kaw Plugs: 1) @aloe.mind on Instagram : Aloe Mind has the goal of making mental health care affordable and accessible to all. You can hop on to their IG page and do a free mental health test! Also, for a limited time, they are offering a lifetime 20% discount for early members of Aloe Mind! 2) @AshEduTools on Instagram : AshEduTools have developed proprietary learning tools for kids that will help children learn to read all by themselves confidently. Their AshEduPhonics cards are loved by kids and help them pick reading up easily! Show some love to these businesses!
July 16, 2021
What is Dollar-Cost Averaging (DCA)?
Today we talk about an investment strategy that has been a proven winner, Dollar-Cost Averaging, or DCA. Let's go! Notes: https://ofdollarsanddata.com/even-god-couldnt-beat-dollar-cost-averaging/ - A great article about DCA and how it measures up to a so-called "God" investor.
July 2, 2021
Tulips and Bubbles!
Today we talk about a rather interesting tale in the world of Finance : Tulip Mania! From there, we have a segue into how bubbles work.
June 25, 2021
Crypto Series #4 : Bitcoin Halving
Welcome to Cash Kaw! Today's episode is the fourth in our Crypto series and we're gonna have a chat about the a fundamental characteristic of Bitcoin : Bitcoin Halving and why it matters.
June 18, 2021
Crypto Series #3 : Proof-of-Work VS Proof-of-Stake
Welcome to Cash Kaw! We're back with the crypto stuff! Today's episode is the third in our Crypto series and we're gonna have a chat about the two consensus mechanisms in use in the cryptocurrency spheres, how they work and a bunch of other stuff. This is, Proof-of-Work VS Proof-of-Stake!
June 11, 2021
What is Cost of Goods Sold (COGS)?
Welcome to Cash Kaw! Today we talk about something that is always to be found in Financial Statements, Cost of Goods Sold (COGS)! Let's learn about what it means.
June 4, 2021
Crypto Series #2 : What is Ethereum?
Welcome to Cash Kaw! Today's episode is the second in our Crypto series! We're gonna have a chat about Ethereum, how it works and what's coming up in the Ethereum 2.0 upgrade.
May 25, 2021
Crypto Series #1 : What is Bitcoin?
Welcome to Cash Kaw! Today's episode is the first in our Crypto series, and we talk about what Bitcoin is and what is special about it. Let's go!
May 21, 2021
#CashKaw IG Live : Interview with United Power Engineering - Save Power, Save Money With Solar Energy
Welcome to Cash Kaw! Today is a special episode where we talk to Vinod Mahendran from United Power Engineering about how Solar Energy can help you save energy and save money, as well as some other power saving tips! Instagram : @CashKaw https://unitedpowerengineering.com/ United Power Engineering Sdn. Bhd. is an accredited electrical contractor company. Their services are for both residential and commercial sectors. From power breakdowns to Solar Panel Installation, they can do it all!
May 13, 2021
What is Compound Annual Growth Rate (CAGR)?
Welcome to Cash Kaw! Today we talk about something that is often mentioned in financial news and the like, CAGR! Let's learn about what it means.
May 5, 2021
Trial Balance VS Balance Sheet : What's The Difference?
Welcome to Cash Kaw! Today we discuss the differences between a trial balance and a balance sheet. Let's go! Notes : https://www.youtube.com/watch?v=5Y3wjH-6gHk (Accounting Stuff) : A great video explaining the DEALER hack for remembering Debits and Credits!
April 29, 2021
Bull Market? Bear Market? Jom Belajar Bahasa "Saham"!
What's up kawan-kawan? Hari ini Cash Kaw mengeluarkan episod dalam Bahasa Malaysia pulak. Jom dengar pasal bahasa 'investment' seperti bull market, bear market, limit up, limit down, dan banyak lagi dengan Cash Kaw!
April 16, 2021
MFRS 16 : Last But Not Lease!
Welcome to Cash Kaw! Okay so the title was just a lame joke, but MFRS16 is far from lame, or a joke. Let's have a closer look into this sneaky little critter that seems to be infesting all Financial Statements...
April 10, 2021
GO+ by Touch 'n Go eWallet - A New Investment Tool?
Welcome to Cash Kaw! Today we chat about GO+ by Touch n' Go e-Wallet, the industry first eWallet investment solution in the country that provides you with a unique solution to earn daily returns. https://www.principal.com.my/en/Principal_eCash_faq
April 1, 2021
Segalanya Pasal Amanah Saham! ASB, ASM dan ASN
What's up kawan-kawan! Hari ini Cash Kaw mengeluarkan episod dalam Bahasa Malaysia pulak. Jom dengar pasal 'investment' Amanah Saham dengan Cash Kaw! Nota: 1. ASNB Master Prospectus (https://www.asnb.com.my/asnbv2_2funds_EN.php)
March 19, 2021
Books for Building Better Bovines (4B) - The Psychology of Money by Morgan Housel
Welcome to Cash Kaw! Today in another episode of 4B, we talk about the great book, The Psychology of Money by Morgan Housel! Enjoy!
March 12, 2021
Enron and Mark-to-Market (MTM) Accounting
Welcome to Cash Kaw! Today we talk about one of the most infamous financial scandals of our time, Enron, and what accounting trickery they used to make it a reality. Let's go!
March 6, 2021
Investing with RM10?! Boleh ke?
Welcome to Cash Kaw! Today we talk about investing with the bare minimum. As with most things, a good idea is to just get started, and pick skills up along the way. Join us as we dive deeper into this topic.
February 26, 2021
Free Cash Flow (FCF) and Discounted Cash Flow (DCF)
Welcome to Cash Flow! Today we talk about Free Cash Flow (FCF) and Discounted Cash Flow (DCF), two important concepts for business owners and investors to understand. Let's get into it!
February 19, 2021
Net Asset Value (NAV)
Welcome to Cash Kaw! Wishing everyone a very happy Chinese New Year! Xin Nian Kuai Le! Today is a rather off-the-cuff, short and simple episode about NAV or Net Asset Value, something that is important to know when talking about mutual funds or other type of closed or open-ended funds. Enjoy!
February 11, 2021
What In The World Happened With GameStop?!
Welcome to Cash Kaw! In today's episode, we talk about the event that got everyone talking about stocks, The GameStop Short. We discuss short selling, Reddit, WallStreetBets and Hedge Funds. Notes: 1. Here’s How Wall Street Has Always Manipulated the Markets | The Daily Social Distancing Show : https://www.youtube.com/watch?v=rrgvwYKG4AU 2. Robinhood CEO GRILLED by Elon Musk Over Gamestop Controversy (Full ClubHouse Interview) : https://www.youtube.com/watch?v=aicDIMtVld8
February 4, 2021
Real-World Lessons From Genshin Impact!
Welcome to Cash Kaw! Today is a rather unique episode, in which we talk about the great video game that took 2020 by storm, Genshin Impact. During our Genshin Impact sessions, we found there were so many lessons that could be applied to the real world, in order to boost your Adventure Rank in real life! Here we go! The lessons: 1. Surround Yourself with Great People 2. It's Better to Cook Your Own Food 3. Nearly Everything Has Intrinsic Value 4. Diversify, But Not Too Much! 5. Find Yourself a Paimon! In case you want to give the game a try: https://genshin.mihoyo.com/pc-launcher/ You can also search for it on your PlayStation Store or your favorite App Store!
January 27, 2021
The Graham Number
Welcome to Cash Kaw! Today we talk about a way of valuing a stock that has been extolled by the Father of Value Investing, Benjamin Graham, the Graham Number. Let's get going!
January 22, 2021
Books for Building Better Bovines (4B) - The Barefoot Investor
Welcome to Cash Kaw! Today in Books for Building Better Bovines (4B), Cash Kaw speaks about the a truly riveting and enjoyable read called the Barefoot Investor by Scott Pape! Enjoy!
January 15, 2021
Opening Your First Stock Brokerage Account
Welcome to Cash Kaw and Happy New Year 2021! Today's episode is all about opening up your first stock brokerage account and what you need to look for. Remember, do loads of research before buying your first stock! Notes: 1. RakutenTrade (https://www.rakutentrade.my/) referral code: 15a3dIRQOD or follow this link : https://www.rakutentrade.my/device/accountopening?referralcode=15a3dIRQOD&mode=web. Doing so will give you 500RT points that you can convert into AirAsia Big points, B Infinite or BonusLink points. You can also use for any other RakutenTrade campaigns that they organize such as the one with Tokenize as mentioned in the episode. Side Note: If you want to get into the cryptocurrency/Bitcoin craze, Luno is a great platform to use to buy and sell crypto. Use my code BRCWYS to get free RM25 worth of Bitcoin when you buy RM250 in crypto from Luno's instant Buy or Sell (Luno Exchange not included) Apologies for a very slight audio issue towards the end. Got cut off for some reason. :)
January 2, 2021
The Name's Bond, Treasury Bond! (And Other Bonds)
Welcome to Cash Kaw! In today's episode, we talk about Bonds and what we have to know before investing into bonds. Wishing all our listeners a Merry Christmas, Happy New Year and Happy Holidays! Notes: 1. FSMOne (formerly known as FundSuperMart) (https://www.fsmone.com.my/bonds) : FSMOne Malaysia (previously known as Fundsupermart.com Malaysia) is the online unit trust distribution arm of iFAST Capital Sdn. Bhd. ("iFAST Capital"), established in Malaysia since 2008. You can have a look at the listing of various bonds here.
December 24, 2020
Main, ACE and LEAP Markets on Bursa Malaysia
Welcome to Cash Kaw! Today we talk about the Main, ACE and LEAP Markets on Bursa Malaysia! If you're interested to know more, do hop on to the Bursa Malaysia website to check out the listing requirements, costs and etc. https://www.bursamalaysia.com/
December 18, 2020
The Concept of Going Concern
Welcome to Cash Kaw! Today is a simple and "nothing-too-fancy" episode in which we talk about the concept of Going Concern, a little bit about PN17, and what it means when you hear this term on the news. Notes: 1. The Edge report on "AirAsia X posts record quarterly loss of RM549m, auditors doubt it can continue as going concern" : https://www.theedgemarkets.com/article/airasia-x-posts-record-quarterly-loss-rm549m-auditors-doubt-it-can-continue-going-concern Do follow us on our socials: Instagram : @CashKaw TikTok : @CashKawFinance
December 10, 2020
ASB, ASM and ASN - The Amanah Saham Episode
Welcome to Cash Kaw! Today, we talk about a great investment tool for Malaysians, ASB, ASM and ASN! Let's learn more about these and ASNB! Notes: 1. ASNB Master Prospectus (https://www.asnb.com.my/asnbv2_2funds_EN.php) : Here is where you can find all the key information regarding the unit trusts under ASNB.
December 5, 2020
The Basics of REITs
Welcome to Cash Kaw! Today we talk about the basics of Real Estate Investment Trusts or REITs. Let's get into it and get our Cash Kaw! Notes: 1. NoMoneyLah (https://nomoneylah.com/) : Yi Xuan of NoMoneyLah has a great blog which talks about personal finance, personal growth and many other stuff. NoMoneyLah has a point of focus on REITs and is a great place to learn more about them! Check out his blog and follow him on Instagram or TikTok! 2. CF Lieu (https://www.youtube.com/user/lieucf) : I've learned a lot about REITs and how to analyze their annual reports from CF Lieu's YouTube channel, do check it out and I have no doubt you will learn something.
November 28, 2020
The F.I.R.E. Movement 🔥
Welcome to Cash Kaw! Today's episode touches on the F.I.R.E. (Financially Independent and Retiring Early) Movement, with a little bit of sharing on Cash Kaw's sentiment on it as well as the fundamentals of the F.I.R.E. Movement. Let's get our Cash Kaw!
November 20, 2020
Bulls, Bears and Other Weird Finance Words!
Welcome to Cash Kaw! Today, we talk about some words that will get your stock-adrenaline rushing! Limit up, limit down, bulls, bears, day trading and more! Let's get our Cash Kaw!
November 12, 2020
Key Terms in Economics
In conjunction with the tabling of Malaysia's Budget 2021, today's episode is about some key terms in economics including inflation, GDP, GNP, GNI and budget deficit. It's a lengthier episode than usual, so bear with us. Let's get our Cash Kaw! Notes: 1. The Star's article on Budget 2021 highlights : https://www.thestar.com.my/business/business-news/2020/11/06/highlights-of-budget-2021-proposals. You can also Google Budget 2021 for updates and key highlights by various media. 2. Investopedia's great explanation on GDP,GNP and GNI : https://www.investopedia.com/terms/g/gross-national-income-gni.asp
November 6, 2020
Books for Building Better Bovines (4B) - The Alchemist
Welcome to Cash Kaw! Today in Books for Building Better Bovines (4B), Cash Kaw speaks about the great classic that is The Alchemist by Paulo Coelho. Enjoy!
October 31, 2020
The Rule of 72
Welcome to Cash Kaw! Today we talk about the rule of 72 and how it can help you in making financial/investment decisions. Hope you enjoy! The Compound Interest Calculator I use for quick calculations : http://www.moneychimp.com/calculator/compound_interest_calculator.htm
October 24, 2020
CapEx VS OpEX (Capital VS Operating Expenditures)
Welcome to Cash Kaw! In today's episode, we talk about capital expenditures (CapEx) and operating expenditures (OPEX) and some differences between the two. We also get a little bit sidetracked into IFRS/MFRS 16 - Leases. Hope you enjoy!
October 16, 2020
Types of Companies (and a little about Sapiens by Yuval Noah Harari)
Welcome to Cash Kaw! In today's episode, we look at the types of companies or business entities found in Malaysia. We're focusing on Malaysia due to the cornucopia of various business entities found around the world, but the types of business entities found here should be found in some similar form around the globe. But before we get into that, let's talk about this great book called Sapiens by Yuval Noah Harari (https://www.amazon.com/Sapiens-Humankind-Yuval-Noah-Harari/dp/0062316095) Hope you enjoy, and let's get our Cash Kaw!
October 10, 2020
Blue-Chip Companies and Stocks
Welcome to Cash Kaw! In today's episode, we take a look at blue-chip stocks and what makes a company "blue chip". Enjoy and let us know if you have any thoughts!
October 2, 2020
Accruals and Deferrals
Welcome to Cash Kaw! In today's episode, it's a rather brisk one as we talk about Accruals and Deferrals, a key part of the Accrual Method of Accounting. Let's get into it!
September 25, 2020
Debits and Credits : A Primer
Welcome to Cash Kaw! In today's episode we touch a little on the basics of 2 of the accountant's favorite terms, Debits and Credits. Let's get right into it! Notes: 1. Accounting Stuff, a spectacular YouTube channel which teaches a whole ton of stuff to do with accounting. The DEALER mnemonic for organizing debit and credit accounts is "credited" (pun intended) to them. Their channel : https://www.youtube.com/watch?v=VhwZ9t2b3Zk 2. Investopedia, a cornucopia of wonderful business terminology info. Also my go-to source for definitions and great explanations of business and financial concepts that I need refreshers on. Here is their post on Double-Entry Accounting: https://www.investopedia.com/terms/d/double-entry.asp
September 19, 2020
ETFs, Unit Trusts and Roboadvisors
Welcome to Cash Kaw! In today's episode, we have a brief look at ETFs, Unit Trusts/Mutual Funds and Roboadvisors. Notes: 1. MrMoneyTv, an excellent channel which has taught me so much through their content. Check out their videos on ETFs & Unit Trusts. They also have amazing live sessions every week which you definitely should check out! Their YouTube channel: https://www.youtube.com/c/MrMoneyTV 2. Suyin Ong, is an amazing personal finance YouTuber who, through her videos, has given loads and loads of value to me. Do check her videos out, especially regarding Stashaway and other roboadvisors. Her YouTube channel: https://www.youtube.com/user/SuyinOng26 3. No Money Lah is a personal blog focusing on adulting topics such as happiness and personal finance. Yi Xuan, who runs the site, also gives a ton of amazing insights on REITS and many other topics, including Roboadvisors. His blog: https://nomoneylah.com/ 4. The amazing interview with Hugh Jackman on The Tim Ferriss Show. Astounding number of insights, and even made my eyes water at certain parts. The episode link on his blog (also available on Spotify and many other platforms) : https://tim.blog/2020/06/26/hugh-jackman/ Do message me to talk about anything! Disclaimer: The opinions in this and all other episodes of Cash Kaw are purely personal and do not constitute as investment advice.
September 12, 2020
Financial Accounting VS Managerial Accounting
Welcome to Cash Kaw! In today's episode, let's take a look at Financial Accounting and how it differs from Managerial or Management Accounting.
September 5, 2020
Books for Building Better Bovines (4B) #1 - The Richest Man in Babylon
Welcome to Cash Kaw! Today we're introducing a new segment called Books for Building Better Bovines (4B), in which we talk about impactful books that have great lessons and takeaways. In today's 4B, we talk about George S. Clason's classic, The Richest Man in Babylon! Notes: 1. Suyin Ong (from whom I first heard about this book), is an amazing personal finance YouTuber who, through her videos, has given loads and loads of value. Do check her videos out. Her YouTube channel: https://www.youtube.com/user/SuyinOng26
August 30, 2020
The Quick and Dirty on EBITDA
Welcome to Cash Kaw! In today's episode, we discuss a commonly used metric in Financial Reporting : the famous/infamous EBITDA, as well as a little bit on Depreciation and Amortization. Hope you enjoy!
August 22, 2020
The Fantastic Foursome of Finance - The Financial Statements (Part 2)
Welcome to Cash Kaw! In today's episode we continue the discussion about the Financial Statements! In Part 2 of this episode, we look at the Statement of Cash Flows and the Statement of Changes in Equity. Hope you enjoy!
August 19, 2020
The Fantastic Foursome of Finance - The Financial Statements (Part 1)
Welcome to Cash Kaw, a financial education channel specially dedicated to explaining basic accounting and financial concepts in bite-sized episodes. Today we discuss a key part of finance and accounting, the Financial Statements! In Part 1 of this episode, we look at the Statement of Profit & Loss as well as the Balance Sheet or Statement of Financial Position. Hope you enjoy!
August 18, 2020
August 1, 2020
August 1, 2020