Finance for Hippies Podcast

By Finance for Hippies Podcast

Finance for Hippies is a podcast for artists, creatives & designers wanting to improve their financial literacy. Every other week, we invite a guest (an artist or financial industry expert), we share drinks, and we have discourse on the episodes pending financial topic. Subscribe to Finance for Hippies for free on YouTube, Spotify, iTunes and everywhere. New episodes are uploaded every 2 weeks #FinanceforHippies

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Where Did My Money Go? Budgeting Episode S02E04 | Jikku Joseph

Finance for Hippies PodcastJan 17, 2022

00:00

01:27:17

The Medical Aid Episode S02E10 | Pinky Sithole

In the Season 2 finale episode, the show was to investigate the available different solutions for medical aid for an individual that is self-employed a freelancer or an artist. This is after realising that the true reality of things is that most people do not have medical aid and are grossly uninsured and therefore are not prepared for any serious medical emergency. The artist is not prepared for any incident that could lead them to be hospitalized or requiring emergency medical assistance..Our guests went through different options that are available that an individual can go onto the market and purchase in order to provide adequate insurance for different situations, these solutions can be suitable for different individuals depending on age and available income for spending on medical insurance. We go through some of the industry issues that cause poor coverage to the low-income sections of the population and the steps the government to regulate the industry.

We asked various questions, such as can someone overpay for medical aid. We investigate different products currently serving the market, including hospital plants as well as medical aids. We delve deeper into these products and demystify concepts such as gap covers, chronic diseases and also the limits of each product. Which is the best? Which highly recommended medical aid provider? About Our Guest: Pinky Sithole on Twitter Twitter: https://twitter.com/pinkysithole17

Dec 12, 202202:54:20

The Business of Music S02E08 | Aewon Wolf

On todays episode, we discussed business in the music industry with the self-made Rapper and Independent Record Label Owner, Aewon Wolf. Looking back at the evolution of his illustrious career in music - a career more in the mould of Tech N9ne in approach than your standard signed artist music deal - we discuss some of the mistakes that music artists usually made regarding contracts and ownership of masters. We specifically look at how hard it is for an up and coming artist in the middle of the music industry to get their legal affairs in order and how they usually fall victim to unscrupulous record labels - or as Aewon calls them; music industry banks.

In this very open-hearted discussion, we cover the challenge of monetization within the music industry and study how he has built great relationships and loyalty that have led to working with great brands over a sustainable period of time. Aewon Wolf reflects on how he decided to review the way he looks at life and started to determine what he wanted from life and music and what he values in life compared to a normal stereotype of a rapper. He describes the benefits of having your own record label and how it differs from working and promoting other different acts. If you're a new musician in the industry, this is one of the most important conversations that you will need to listen too before embarking on a career in music.

Apr 11, 202202:08:24

Aewon Wolf Episode Trailer - The Business of Music

Apr 08, 202201:43

Adapting Your Financial Vision after the Pandemic S02E07 | Kristia van Heerden

Finance for Hippies is invited to present a podcast the Turbine Art Fair, and our guest in this episode is Kristia van Heerden who is the former host of the The Fat Wallet Podcast and CEO of Just One Lap. Most people find the path to financial freedom to be very difficult to navigate and adjusting your financial vision after a global pandemic can be just another barrier. To make this easier, we explore a few financial concepts and principles that will help the artists and everyday people to make better financial decisions and adaptions post pandemic.

Kristia speaks on how adhering to these principles increases the probability of accumulation of wealth and better financial positions in the future. We look at the detrimental effects of interest, how to improve savings and how people waste money. We also look at what are the common financial mistakes that people usually make and pitfalls that repeatedly victimise the artist and many small businesses in this time. We also look at things from the glass half full perspective and consider some of the advantages that are offered by the economic system and how one can take advantage to improve one's financial position. Lastly, Kristia helps us offer some tips and tricks people can employ to navigate their finances in the economic system right now and beyond.

Disclaimer: Please note that since the date of the recording, Kristia has left JustOneLap & The FatWallet Podcast and she now works as Education Lead at IG Group. Please also note that the contents of this episode do not constitute financial advice.

Mar 18, 202201:22:36

Easy Investing with EasyEquities S02E06 | Standwa Nongauza

Please note that this episode was recorded in 2020. Standwa has since left EasyEquities and is based at London Stock Exchange Group (LSEG). Please also note that the contents of this episode do not constitute as financial advise.

We invited the brand manager of EasyEquities Standwa Nongauza to tell us who they are and how they are serving the market with their share trading platform. EasyEquities aims to disrupt and remove the barriers to entry in local and international stock markets, making the purchase of shares easy, cheap and available to as many people as possible.

Standwa clarifies some misconceptions people have regarding EasyEquities, that it is not a coaching platform for trading but a platform to help people to invest easier. We highlight the risks involved in trading your own personal and the benefits provided by EasyEquities' wide varieties of instruments and shares one can invest in. Its mission is to reduce tricky tech, jargon or complex functionality. We’ve kept things super simple so that your experience is quick, intuitive and fun. He also explains the use of leverage and how it helps the smaller investors be able to afford shares that would ordinarily be out of their reach. The ease of use and mobile app provides the user with live updates on their portfolio wherever they are.

Mar 01, 202201:23:25

The Fine Art of Monetizing Street Culture in South Africa S02E05 | Mpumelelo Frypan Mfula

We visited Soweto to spend a day with a street icon, creative entrepreneur and podcaster, Mpumelelo Frypan Mfula. Over Black Label beer we discuss the topic of Street culture, how it can be monetized and some of the pitfalls that people continue to fall into in their path for economic freedom. We also discussed how he has been able to have garnered street credibility and cultural reputation that he has, to the point of even being called the mayor of Braamfontein.

We cover how he has managed to build solid relationships with high-end sneaker brands and how he has nurtured it so that it brings many collaborations. Discussion turns to how understanding the streets leads to people being able to monetize and sell their products much better and Frypan highlights the importance of understanding your market and making sure to meet demand that's there. Key rule is to properly navigating the unwritten laws of Street culture.

About Our Guest: Mpumelelo Frypan Mfula

Instagram @frypanmfula https://www.instagram.com/frypanmfula/?hl=en

Fypan on Twitter: @frypanmfula https://twitter.com/frypanmfula

👨🏽‍🏫 Co Host: @Ndarkie_

👨🏽‍🏫 Co Host: @Mr_MediaX

🔊 Sound: @cfunkza

📸 Filmed By: FI Global Media

Illustrated By @raysoksillustrations

Design by: https://www.somethingelsedesign.co.za/

Feb 01, 202202:01:52

Where Did My Money Go? Budgeting Episode S02E04 | Jikku Joseph

In our first episode of 2022, we interviewed the Managing Director of 22Seven Budgeting Mobile App, Jikku Joseph. After a prosperous December period for many of our listeners, we try to assist people to answer the age old Finance for Hippies question, "Where did my money go?"

We aim to understand the nature of the expenditures people mostly spend their money on. The aim is to assist the people in better management of their personal finances whilst focusing specifically on looking at small expenditures that usually go under the radar and people consider insignificant but accumulate to a large amount at the end of the month.

From a recent survey we ran with our listeners, we found that most individuals find it difficult to monitor and account for each and every expenditure in their daily lives. This contributes to issues such as the low savings rate in South Africa and spending on frivolous items. The general lack of financial literacy in a large segment of the youth in South Africa has also led to poor financial decisions.

22Seven Budgeting Mobile App provides great features which include ability to set targets and forecasts, the ability to monitor your budget for a specific expenditure, all designed to see where your money is going.

About Our Guest: Jikku Joseph: Managing Director of 22Seven Budgeting App

LinkedIn: https://www.linkedin.com/in/jikkujose...

22Seven on Twitter: @22Seven https://twitter.com/22seven

22Seven Website: 22seven.com

👨🏽‍🏫 Co Host: @Ndarkie_

👨🏽‍🏫 Co Host: @Mr_MediaX

🔊 Sound: @cfunkza

📸 Filmed By: Mel Media Productions

Illustrated By @raysoksillustrations

Design by: https://www.somethingelsedesign.co.za/

Jan 17, 202201:27:17

Finance for Hippies Podcast Trailer

Official trailer for the Finance for Hippies Podcast. Available on YouTube and all your favorite podcast streaming platforms

Nov 03, 202101:58

Tax 101 Episode S02E03 | Andre Bothma

We interviewed Andre Bothma, Founder of Tax Maverick at BankerX, a tax account manager and a YouTuber providing content on tax within South Africa. We discuss:

The key topics around the difficult and complicated topic of tax specifically for normal people as well as for artists.
We explore issues such as different types of tax that people need to pay. - We discuss the tax system, why it exists and how it contributes to the economy and social support.
We also look at the basic pillars of tax and what people need to understand regarding tax, the aim is to make it more comfortable to function within the tax system.
We also look at the impact of tax on small businesses which is the area in which most artists operate.
Lastly, we cover some of the benefits and tax breaks for small businesses and where self-employed artists and small businesses can get tax advice.

About Our Guest:

Andre Bothma: Tax guy on Twitter and YouTube

YouTube: https://www.youtube.com/andrebothmatax

Twitter: https://twitter.com/AndreBothmaTax

Subscribe on YouTube: https://www.youtube.com/channel/UC4LmLFD3wVzEBerdbZ15iSg

Listen on Spotify https://open.spotify.com/show/4Sj0r90i0JmUHFDefrRkoH?si=6ecf48eec3ec4665

Listen on Apple Podcasts: https://podcasts.apple.com/za/podcast/finance-for-hippies-podcast/id1437833813

.......................

👨🏽‍🏫 Co Host: @Mr_MediaX

👨🏽‍🏫 Co Host: @nadrkie

🔊 Sound: @cfunkza

📸 Filmed By: Joshua Maboea

Illustrated By @raysoksillustrations

Design by: https://www.somethingelsedesign.co.za/

#FinanceforHippies #AndreBothma #Personalfinance

Oct 29, 202101:37:33

An Introduction to Art Buying in South Africa S02E02 | Thembi Matroshe

Finance for hippies invites the lovely Thembakazi Matroshe, Head curator and executive director at Gallery Fanon, to the studio to discuss the current state-of-the-art affairs in South Africa as she sees it. We go into the issue of becoming an art collector with a limited or small budget. Thembi gives advice to young and upcoming artists on how to work, effectively function and market themselves in the art industry. She advises the listener her role in the art industry as a curator, which is somewhat regarded as a gatekeeper role. We discuss her passions for art and food and how she has combined them to form "The Art of Dining" We cover some of the challenges she's encountered working in the industry and how she has balanced her career as an influencer with the art world.

👨🏽‍🏫 Co Host: @Thabeng

👨🏽‍🏫 Co Host: @Mr_MediaX

🔊 Sound: @cfunkza

📸 Filmed By: @figlobalmedia

Illustrated By @raysoksillustrations

Design by: https://www.somethingelsedesign.co.za/

#FinanceforHippies #SetlamoragoMashilo #Personalfinance

Oct 15, 202101:17:16

How to Support Yourself Financially as an Artist S02E01 | Setlamorago Mashilo

We interview the Setlamorago Mashilo aka Mash to look at how an artist can sustain artistic life through being a full-time artist. We go through his life and the steps that led him to be where he is today and look at his career, how decisions of having a residency overseas and the impact it has had on his progress today. also looking at the different relationships he has had with various market participants in the art world including art galleries, funders, including working with other different artists and how he has noticed how these artists manage their financial affairs within the industry. He describes the different levels of success in the industry and how artist one can work towards achieving goals set.

👨🏽‍🏫 Co Host: @Mr_MediaX

👨🏽‍🏫 Co Host: @nadrkie

🔊 Sound: @cfunkza

📸 Filmed By: @figlobalmedia

Illustrated By @raysoksillustrations

Design by: https://www.somethingelsedesign.co.za/

#FinanceforHippies #SetlamoragoMashilo #Personalfinance

Oct 15, 202101:45:57

Episode 9 - How the Treasurer Met the Artist Pt. 2

Our season finale is finally upon us. It’s Episode 9 (Or Part 2 of Episode 8) and since we’re the real life X-Men, we’re wrapping it off with our podcast origin stories where we discuss “How the Treasurer met the Artist” . No guest this week and no gimmicks – just straight talk and focused podcasting (yeah right). However, it's been a wild ride and a massive learning experience for all involved. So on this episode, you’ll get to learn a bit more about our podcast hosts TeethSwag and Ndarkie and how they came to this point in their lives and careers. Enjoy the second part of the conversation that started in Episode 8 :-)

Buckle up, and lets finish the Finance for Hippies origin episode over a bottle of South African rapper AKA’s Cruz Vodka (Watermelon flavor).

Enjoy the show

Aug 11, 201939:38

Episode 8 - How the Treasurer Met the Artist Pt. 1

Our season finale is finally upon us. It’s Episode 8 and since we’re the real life X-Men, we’re wrapping it off with our podcast origin stories where we discuss “How the Treasurer met the Artist” . No guest this week and no gimmicks – just straight talk and focused podcasting (yeah right). However, it's been a wild ride and a massive learning experience for all involved. So on this episode, you’ll get to learn a bit more about our podcast hosts TeethSwag and Ndarkie and how they came to this point in their lives and careers. We touch on

· How TeethSwag and Ndarkie met,

· Why they decided to make this show

· Ndarkie breaks down the life of his alter ego “Thabeng Sehume the Treasure” and what he does in his real world 9 – 5 job

· Stories, insights and challenges of starting a podcast

So buckle up, and lets get down into the Finance for Hippies origin episode over a bottle of South African rapper AKA’s Cruz Vodka (Watermelon flavor).

Enjoy the show

Jul 20, 201942:51

Episode 7 - Life, Love & Making Profit Online in Africa ft. Adewale Adejumo

Episode 7 started as an opportunity to invite a guest to discuss online entrepreneurship and hacks for creatives and other small business entrepreneurs to make passive incomes online. We were able to invite Adewale Adejumo - one of the most sort after South African eCommerce speakers and entrepreneurs on this topic. However, in true hippie fashion, the conversation took some surprise turns early on as we wound up discussing athletics, WWE wrestling, Adewale’s music taste as well as his perspective on human genetic modification. When we eventually decided to get serious after about 25 minutes of good banter, we finally got going in a more practical direction to unpack his journey into the rough and tough world of eCommerce business in Africa.

As he tells it himself, as a boy, he believed that he would be the director of a science institute one day. So, early on in his career he got a BSc in Genetics and an MSc in Plant Pathology - until he ran short of money for his studies and like a well-seasoned mixtape rapper, he began selling Chinese electronic tablets from the boot of his car in 2010. This small business proved so lucrative that it led him to doing a postgraduate diploma in Marketing, Finance, Banking and Investment. In 2013, he then took a leap of faith and founded Zasttra.com – which went on to become one of South Africa’s fastest growing online retail stores. He was young, black and trailblazing. From building Zasttra came with many accolades and opportunities, such as speaking on the TEDxCapeTown stage, guest speaking at Google Start-Up Grind and acknowledgement as one of the 100 Young Independents in South Africa amongst many other media accomplishments. So we know your question: Why in the world in this prestigious gentleman sitting in the same room to do a podcast with 2 struggle rappers named TeethSwag & Ndarkie. Surely he is better than this?

Outside of having a long running friendship with podcast host TeethSwag, Adewale also has a genuine inside story about all the realities one faces in doing online business in Africa. Having just launched his second ecommerce platform named Dropstore which simplifies online business trade for South Africans, he wanted to use this opportunity to share his story, insights, challenges and expertise with budding online entrepreneurs of the future. So, with over 10 years’ experience building leading eCommerce platforms in the tough African digital marketing space - he is armed with amazing online business hacks for this episode that will help you gain digital relevance, sustainability and profitability on the online world

Over some Coca Cola and good conversation, we delve deep into this conversation of Life, Love and Making Profit online in Africa

Adewale Adejumo on LinkedIn https://bit.ly/2FkloLM

Adewale Adejumo on Twitter https://twitter.com/waleadejumo?lang=en

Visit Dropstore https://www.dropstore.co.za/

Zasttra.com https://www.zasttra.com/

What We’re Drinking https://www.coca-cola.com/

Jun 19, 201901:30:29

Episode 6 - Investing on a Hippies Budget of R250 or Less ft. Dineo Tsamela

Episode 6 finds our hosts TeethSwag and Ndarkie yet again completely outclassed on the microphone as they’re joined by another caliber of guest beyond their intellectual pay-grade. Today we're joined by Nelspruit born Dineo Tsamela who leads a new wave of young and tech savvy South African financial industry professionals who are making it their business to educate and inform the African masses about better ways of managing their money. The self-confessed bookworm is no stranger to debt herself since early in her career she found herself overwhelmed with debt and no real plan as to how to get herself out of the financial distress that most young people seem to find themselves in. So she did what any young lady in her early twenties would do – moved to Joburg and took a four year break from all social activities, cutting down her spending to her most basic living expenses and proceeded to kick life’s financially draining butt. The best thing of all? She survived and lived to share her tail of survival with hippies all around the world!.

Now far removed from the earlier stresses that slowed her down earlier on in her career, today Dineo finds herself professionally stationed as a Communication Manager of Global Markets in the banking sector as well operating as a sort-after media speaker, columnist and panelist on all matters relating to money and investing in South Africa. In between founding her labour of love financial literacy blog Piggy Banker, freelancing for City Press and The Sunday Times as a business columnist and authoring her own ebook “A Step-by-Step Guide to Paying off Your Debt”, Dineo also somehow finds time to be a mom and an avid traveler.

In the next hour and a half, TeethSwag and Ndarkie attempt their first fully sober episode as they deep dive into her life journey so far, her love and passion for the arts as well as some critical pointers she gives our hosts on how to move from being in debt to being a smarter investor on a hippies budget.

Dineo Tsamela on LinkedIn https://bit.ly/2HgDPBs

Dineo Tsamela on Instagram https://www.instagram.com/dineo_t/

Dineo Tsamela on Twitter https://bit.ly/2JhX1Ce

A Step-by-Step Guide to Paying off Your Debt https://bit.ly/2PWa2BZ

May 14, 201901:27:33

Episode 5 - How to Adult with Your Finances ft. Morwesi Ramonyai

We're back to wrap up season 1 and what a journey it has been! Episode 5 is finally here and its available everywhere. According to TeethSwag, this Finance for Hippies episode is also the first classic episode (aka 5 mics, aka XXL) as our guest Morwesi Ramonyai gives our podcast hosts the 411 and honest hard truth on "How to Adult with your Finances". Outside of being one of the coolest, humble and funniest people you will ever meet, at her young age Morwesi holds an Executive MBA from the University of Cape Town and is a trailblazing impact entrepreneur with a keen passion for developing ideas and projects that create effective social impact. Her expertise extend to the energy and fintech space where she spends her days running her company Borena Energy.

Over uncapped sips of Krone Borealis Bru, Morwesi finally brought some class to our ratchet podcast set as she took us through her journey from huge financial debt and being blacklisted - to becoming the person Ndarkie refers too as "a fully fledged adult". Through experiencing many losses and wins in her entrepreneurship journey, this interview is really special as she really does not hold back on insights and pockets of excellence gained from her years of experience. As someone who no longer engages too much with the media, she really used this platform to openly discuss a range of topics - from the false fantasy of life as an entrepreneur, personal self-worth when it comes to money, all the way to proving that even super anarchist TeethSwag benefited from having a job.

Not sure if we're qualified to use the words 'Hard Hitting Interview" when it comes to our content yet, but if we didn't come close this episode, I doubt that we ever will. Or maybe you just a hater ;-)

Morwesi Ramonyai on LinkedIn https://bit.ly/2HXpkFb

Morwesi on Instagram https://bit.ly/2UcS82Z

What We're Drinking https://bit.ly/2OICaaV

Apr 04, 201901:20:39