FQMom Podcast

FQMom Podcast

By Rose Fres Fausto

Let’s talk about MONEY & FAMILY! Rose Fres Fausto is FQ MOM. FQ stands for FINANCIAL QUOTIENT, the ability to make sound decisions and actions with regard to personal finances. It is the IQ & EQ of handling money. With the use of Behavioral Economics principles (explained in simple terms), let’s make saving, investing, and doing the right thing in general more effortless and fun! Subscribe to this podcast to know what’s going to come out in FQ Mom’s article on PhilStar and FQMom.com ahead of time. Follow Rose at FQ Mom on FB, YT, Kumu; and theFQMom on IG and Twitter.
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Currently playing episode

#120 Why Is My Forever Taking Forever

FQMom PodcastFeb 12, 2025
00:00
32:32
#129 “Always Invert” “Baliktarin Mo Baby!” (Applying this mental model for a high FQ)
May 21, 202511:21
#128 The Way You Vote Reflects Your Money and Other Beliefs

#128 The Way You Vote Reflects Your Money and Other Beliefs

The midterm campaign period is not as heated (and toxic) as it is during presidential elections, and it might be a good opportunity for us to reflect on how we have been voting (or not voting) because the way we vote mirrors not just our political views but also our money mindset and life beliefs. 

Listen.

May 06, 202514:03
#127 Your Network is Your Net Worth

#127 Your Network is Your Net Worth

There’s a popular saying, “Your network is your net worth.” It’s a simple truth that reminds us how relationships often shape our success as much as skills and credentials do. And this goes beyond career advancement and financial gain.

Listen.

Apr 29, 202513:50
#126 A Practical Guide to Reflecting on Your Financial Life This Holy Week

#126 A Practical Guide to Reflecting on Your Financial Life This Holy Week

Holy Week is a time for reflection, sacrifice, and renewal—principles that also apply to our financial lives. Just as we use this season to pause and reconnect with our faith, we can also take this opportunity to assess our financial well-being and align it with our values. Listen.

Apr 13, 202512:01
#125 Financial Valor: Lessons from the heroes of Bataan applied on money

#125 Financial Valor: Lessons from the heroes of Bataan applied on money

Today, as we commemorate this historical event that we now rightfully call as Araw ng Kagiting (Day of Valor), let us draw some lessons that extend beyond the battlefield and into our everyday lives, particularly on how we handle our finances. Listen.

Apr 08, 202513:08
#124 The Financial Superpowers Women Have That Make Them Great Wealth Builders
Mar 25, 202513:46
#123 How Can Women Build a Strong Retirement Fund Despite Gender Pay Gap, Career Interruptions, and other Challenges?

#123 How Can Women Build a Strong Retirement Fund Despite Gender Pay Gap, Career Interruptions, and other Challenges?

In celebration of Women’s Month, here’s an article that helps women build a strong retirement nest egg despite the many money challenges faced. Listen.

Mar 18, 202523:52
#122 How much is enough?

#122 How much is enough?

Answering the question, “What is enough?” is very personal. That is why any financial planning should be tailor-fit.

Listen.

Mar 04, 202514:43
#121 What are Heuristics?

#121 What are Heuristics?

Let’s continue our discussion on how our human wiring does its decision-making in order to avoid the dangers of mental shortcuts. Listen, answer the exercises and share your quick answers

Feb 18, 202511:20
#120 Why Is My Forever Taking Forever

#120 Why Is My Forever Taking Forever

Attention: All the single ladies (sung to the tune of Beyoncé’s hit song ) and gentlemen as well!
Do you want to be married and have your #forever life partner but it seems like he/she is taking forever and ever to come?
I had an interesting conversation with speaker, writer, Gallup Strengths Coach Marianne Mencias about this topic.
Come join our conversation. I’d love to hear your comments, whether you agree with her beliefs or not. Remember, it’s always great to listen to different perspectives.
P.S. Please pass this on to your single loved ones who might be interested to watch/hear this.

Feb 12, 202532:32
#119 The Three Human Limitations That Get in The Way of our Rational Decision-Making

#119 The Three Human Limitations That Get in The Way of our Rational Decision-Making

Be it about money matters or other important decision-making, our Emotional Emong usually gets in the way such that we are not always able to make the best choices in life.

Listen.

Feb 04, 202512:45
#118 Let's Talk About D.I.N.K.s and S.I.N.K.s

#118 Let's Talk About D.I.N.K.s and S.I.N.K.s

D.I.N.K. stands for Dual Income No Kids. S.I.N.K. means Single Income No Kids. This is a growing phenomenon among the younger generation. To understand this more about this, we discussed this in LegaZ, the podcast of ZCME (Zonta Club of Makati and Environs).

Jan 25, 202541:34
#117 A Fireside Chat with My Sons on the Power of Design

#117 A Fireside Chat with My Sons on the Power of Design

How are you doing during this Christmas rush? Are you harassed and shaking your head why you’re in this situation again, even if year after year, you resolve to avoid this situation? Rest assured, you’re not alone.

 I hope this article helps you use the power of design to avoid action-intention gaps.

Enjoy the read and the video of my fireside chat with my three loves—Martin, Enrique, and Anton.

Dec 17, 202426:37
#116 Do you treat your bonus as “house money?”

#116 Do you treat your bonus as “house money?”

Have you received your Christmas bonus? Ubos na ba? Today’s article is about how we normally treat Christmas and other bonuses.

Dec 03, 202414:30
#115 FQ Trilogy (Book Trailers)
Oct 14, 202405:26
#114 Do you want to design your financial life for the better? (FQ Book 3 Is Here!)

#114 Do you want to design your financial life for the better? (FQ Book 3 Is Here!)

Hello hello! I was out for a number of months and I am excited to be back writing about money, family, and everything in between. I was out because I had a semi-hibernation in order to devote all my writing efforts in completing the last installment of the FQ Trilogy. Listen.

Sep 17, 202413:22
#113 An Intimate Dinner with Former VP Leni Robredo

#113 An Intimate Dinner with Former VP Leni Robredo

Join me in this episode as I narrate our family’s wonderful experience of sharing an intimate dinner Atty. Leni Robredo, one of our most admired leaders.

Apr 22, 202417:45
#112 Marriage is a HUGE Commitment Device

#112 Marriage is a HUGE Commitment Device

Today’s podcast talk about the institution of marriage – a bit of history and it being a big commitment device. We will focus on the advantages of this feature.

Enjoy this piece as we start to wrap up the love month.

Feb 20, 202411:05
#111 Of Pre-nups and Balance Sheets

#111 Of Pre-nups and Balance Sheets

Our Valentine’s Day podcast discusses what every couple should know before saying, “I do.” I hope the high-profile break-up of the celebrity couple will bring heightened awareness to the importance of understanding the property law of marriage. Indeed, there’s a lot to learn by looking at someone’s Balance Sheet! Listen

Feb 13, 202419:37
#110 FQwentuhan with Rhoda Castro-Caliwara

#110 FQwentuhan with Rhoda Castro-Caliwara

Here's my interview with Rhoda Castro-Caliwara, the founder and president of Executive Genesis Services, Inc. who is also the president of the Philippine Association of Legitimate Service Contractors (PALSCON). She was also recognized as one of the Inspiring Filipina Entrepreneurs by Go Negosyo in 2022. Listen and be inspired.


Feb 09, 202419:15
#109 It’s time to place our bets on women entrepreneurs!

#109 It’s time to place our bets on women entrepreneurs!

I’ve discussed the Gender Pay Gap in past articles. Do you know that there is a less known gender bias against women, and the disparity is even bigger? It is called the GENDER-INVESTMENT GAP. Listen.

Feb 06, 202410:57
#108 Make Everyday Things as Teachable FQ Moments

#108 Make Everyday Things as Teachable FQ Moments

How we brought our sons, specifically on the financial aspect. FQ (Financial Quotient) is a value system, it is really in the everyday things that we should use as teachable moments to raise our children to develop this essential 21st century skill. Listen.

Jan 30, 202414:01
#107 The Knowledge-Behavior Gap

#107 The Knowledge-Behavior Gap

There is a huge gap between knowing and doing. This Knowledge-Behavior Gap is what we should mind. Listen.

Jan 23, 202411:25
#106 How To Avoid Giving Up On Your Resolutions So Easily

#106 How To Avoid Giving Up On Your Resolutions So Easily

The question is how do we keep ourselves committed to our resolutions? Listen to this podcast, there are some points to ponder upon so you can arm yourself accordingly, so at the end of the year, you will belong to that elite 1% of people who follow through their life goals.

Jan 16, 202415:20
#105 Ninang Advice For Robi and Maiqui Domingo and Other Young Couples

#105 Ninang Advice For Robi and Maiqui Domingo and Other Young Couples

On January 6, 2024, I stood as godmother in the beautiful wedding of Robi Domingo and Maiqui Pineda held at the Diocesan Shrine and Parish of San Isidro Labrador and the North Polo Club in Pulilan Bulacan. I wish to share some pieces of Ninang advice I’ve given them during our face-to-face conversations, viber messages, plus more. Listen

Jan 10, 202421:32
#104 Christmas Cramming and Deadlines

#104 Christmas Cramming and Deadlines

It’s five days before Christmas and here we are (that includes me), cramming once again for Christmas!

Dec 18, 202308:23
#103 SAGE and the importance of understanding Economics

#103 SAGE and the importance of understanding Economics

Majority of Filipinos are unable to make optimal financial decisions. Listen and get insights from this episode.

Dec 12, 202314:38
#102 That Elusive Progress

#102 That Elusive Progress

The year is about to end, let’s take time to assess what we can do with what is within our control and circle of influence, so that progress will not be elusive but easily attainable for everyone. Listen


Dec 05, 202311:48
#101 Are You Fund of Funds?

#101 Are You Fund of Funds?

The reality is that we all need to invest in order to live a financially healthy life and not be a burden to others. Since not everyone is equipped to do their own asset picking, funds should be our financial best friends. No matter what your profession is, you can still benefit from the fruits of proper investing because you can access these funds. Listen.


Nov 30, 202319:58
#100 The Way Out Is In (Solving Your Money And Other Problems By Being Mindful)

#100 The Way Out Is In (Solving Your Money And Other Problems By Being Mindful)

In this episode, I wish to discuss just a few points from her freshly published book. Although the book is not about money, I cannot help but pick up very valuable insights that are definitely applicable to the way we deal with money. Listen.

Nov 21, 202318:17
#99 What is the Ostrich Effect?

#99 What is the Ostrich Effect?

Ostrich Effect/Problem was first coined in Behavioral Economics in a 2006 article by researchers Dan Galai and Orly Sade when they the used the term to describe people who avoid knowing the risk of some financial decisions or situations. Listen to know more.

Nov 14, 202311:37
#98 Are you ready for an All-Weather Fund?

#98 Are you ready for an All-Weather Fund?

We all want to continue earning from our investments whether the market is doing well or not. This may help us achieve just that - an all-weather fund. Listen to the podcast or read the article.


Article link: https://fqmom.com/are-you-ready-for-an-all-weather-fund/

Nov 07, 202309:59
#97 Are you caught in the Sandwich Generation? (or are you among the lucky ones?)

#97 Are you caught in the Sandwich Generation? (or are you among the lucky ones?)

Are you caught in a sandwich generation? Do you know that there are different varieties of sandwich generation? Listen.

Oct 26, 202314:02
#96 What “Money Scripts” do you consciously or unconsciously subscribe to?

#96 What “Money Scripts” do you consciously or unconsciously subscribe to?

I have talked about Childhood Money Memories (CMM) and their importance to our current relationship with money. Related to that is the concept of having “money scripts,” a concept developed by Brad Klontz. In this podcast, I discuss the 4 basic money scripts namely:

1. Money Status Seekers

2. Money Vigilants

3. Money Worshippers

4. Money Avoiders

Oct 17, 202310:13
# 95 Let's talk about INVESTMENT with Mike Raz of BDO Securities

# 95 Let's talk about INVESTMENT with Mike Raz of BDO Securities

Are you investing in the stock market? Why or why not? Nalugi ka ba? Naiinip ka na ba? O baka sa tingin mo kulang ang pera mo para mag-invest?


Come join my FQwentuhan about STOCK INVESTING with Mike Raz of BDO Securities. It’s our first podcast episode with video! Who knows, the insights and lessons you’ll get from this episode might make a big difference in the way you will live your retirement years!


Oct 13, 202339:30
#94 Insights from the Curriculum Review of Cha-ching

#94 Insights from the Curriculum Review of Cha-ching

I wish to discuss the three elements: Knowledge, Attitude, and Behavior because we can all apply them when we are aiming to improve something – be it our financial condition, career, relationships, and other important aspects of life.

Oct 03, 202318:32
#93 Money and Happiness (Lessons from Build the Life You Want by Arthur Brooks and Oprah Winfrey)

#93 Money and Happiness (Lessons from Build the Life You Want by Arthur Brooks and Oprah Winfrey)

If you believe that money and fame will make you happy such that the more you have of them, the happier you are, think again.

Sep 27, 202318:41
#92 Health is indeed Wealth! (Lessons from my recent hospital confinement)

#92 Health is indeed Wealth! (Lessons from my recent hospital confinement)

Good health is definitely great wealth. No amount of success, money, and other good things in life can be enjoyed well in the absence of good health. Listen

Sep 12, 202328:31
#91 A Millennial Asks How to Avoid Being Envious

#91 A Millennial Asks How to Avoid Being Envious

While no one wants to admit being envious of others, we have all been there! Listen to know how to avoid being envious.

Aug 22, 202314:07
#90 Ego Depletion and Your Life Choices

#90 Ego Depletion and Your Life Choices

Are you a disciplined person who can save and invest regularly? Do you have the willpower to eat well, exercise regularly, and sleep for eight hours at night? Do you have that self-control to put in the necessary work to advance in your studies, career, and even sustain meaningful relationships? Listen.


If you want to read the article, go to FQMom.com

Aug 15, 202311:24
#88 Romance and Finance
Aug 08, 202309:13
#87 Availability Heuristic, Closet, and Retirement

#87 Availability Heuristic, Closet, and Retirement

Let’s be aware of this behavioral bias called availability heuristic in order to make better decisions. Listen.

Aug 01, 202310:53
#86 Is home ownership overrated?

#86 Is home ownership overrated?

The cost and other expenses that go with ownership have become so steep. Moreover, since workers move around more quickly as we used to, financing benefits may not be as easily available and accessible as they used to be. Listen to know more.

Jul 25, 202313:28
#85 Understanding Evolution for a Physically and Financially Healthy You

#85 Understanding Evolution for a Physically and Financially Healthy You

Our financial environment has also drastically changed compared to the evolution of our internal money beliefs and values. Listen to know more.

Jul 18, 202312:12
#84 Beware of the Diderot Effect (Note: We have all been afflicted with this.)

#84 Beware of the Diderot Effect (Note: We have all been afflicted with this.)

Let’s be honest, no one is immune to the Diderot Effect. Listen

Jul 11, 202312:36
#83 Your Future Self with Hal Hershfield

#83 Your Future Self with Hal Hershfield

Do you think about your FUTURE SELF a lot? Or are you always caught up with your PRESENT SELF, or worse, deceived by your FILTERED SELF that you use in your social media posts? Hahaha!

Jul 10, 202329:33
#82 Understanding Our Three Selves for Better Saving and Investing

#82 Understanding Our Three Selves for Better Saving and Investing

Each one of us is essentially one person with one set of thumbprints, one body, one soul, but experiments show that we actually tend to perceive ourselves differently when thinking of our present and future versions. Listen.

Jul 04, 202316:11
#81 Help I want my husband to earn more!

#81 Help I want my husband to earn more!

Did you wish that your husband would exert more effort in pursuing your dream? Listen.

Jun 27, 202317:54
#80 Are you ready for an empty nest? (Steps to prepare for it)

#80 Are you ready for an empty nest? (Steps to prepare for it)

It’s important that we prepare for this stage because being unprepared may lead to sense of loss, depression, alcoholism, identity crisis, marital conflicts, etc. Listen.

Jun 20, 202322:04
#79 Is it true that you will never become rich as an employee?

#79 Is it true that you will never become rich as an employee?

These are the buzz words that are fed to us making it look like a 9-5 job is the most boring and dreadful thing to do. Listen.

Jun 13, 202319:38