Financially Savvy Girl PODCAST
By FSG
A place where you learn, grow, improve your personal finance and start minding your money business.
Pay off debt, learn to budget, save and invest to build wealth.
Financially Savvy Girl PODCASTJul 26, 2019
Black Wealth Matters
On this episode of Financially Savvy Girl Podcast, I sit down with 5 other financial bloggers and coaches like myself to discuss why economic empowerment is a much needed driving force to see the change that we want, to combat anti black racism, bridge the racial wealth gap and reach equity.
Cinneah @flynanced, Liza @Debtfreetotravel, Brit @Mrs.FiscallyResponsible, Jateria @Debtfreetraveljourney; and Kenya @Kenya.imani all join me as co hosts for this much needed conversation on Black Wealth.
We discuss:
1. WHY WE EACH STARTED OUR PERSONAL FINANCE JOURNEY;
2. WHY BLACK WEALTH AN IMPORTANT TOPIC TO COVER WITH ALL THE CURRENT RACIAL TENSION AND VIOLENCE AGAINST BLACK PEOPLE;
3. WHY OUR VOICES ARE NEEDED IN THE FIRE ( FINANCIAL INDEPENDENCE RETIRE EARLY) MOVEMENT/DEBT FREE COMMUNITY;
4. WE EACH DEFINE BLACK WEALTH, SUPPORTING BLACK BUSINESSES AND TALK ABOUT OUR FINANCIAL VISION BOARDS;
5. WE TALK ABOUT WHY ECONOMIC EMPOWERMENT IS NEEDED TO BRIDGE THE RACIAL WEALTH GAP AND SEE THE CHANGE IN POLICIES AND POLITICS FOR THE BETTERMENT OF THE LIFE OF THE BLACK COMMUNITY.
FOLLOW US ON INSTAGRAM @FINANCIALLY_SAVVYGIRL, SUBSCRIBE TO THE PODCAST ON APPLE PODCAST OR SPOTIFY. NOTE THAT WE ARE ALSO ON YOUTUBE NOW AT FINANCIALLY SAVVY GIRL PODCAST. MAKE SURE TO ALSO FOLLOW THE ABOVE COHOSTS @FLY.NANCED; @DEBTFREETOTRAVEL; @MRS.FISCALLYRESPONSIBLE; @KENYA.IMANI; @DEBTFREETRAVELJOURNEY
Until next time, this is the Financially Savvy Girl Podcast, where you learn to mind your money business with financial intelligence.
YOUR CREDIT SCORE, THE INFORMANT: what is it telling others about you?
Your credit score is the informant telling others about your relationship with money. The question is: what is it informing about your creditworthiness and how can you change the narrative?
On this episode of the podcast, we discuss everything credit score. From what it says about you, the negative impacts of a poor credit score on prospect jobs, interest rate, mortgage application, rental housing application, employment, insurance and much more. We also talk about how our fico score is calculated, what impacts it and most importantly, how to improve it!
Watch it on OUR NEW youtube Channel Financially Savvy Girl Podcast for visual imageries of what we discussed! Tune in and enjoy the episode! Make sure to subscribe and click the bell button|
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You are listening to the Financially Savvy Girl Podcast where we provide financial intelligence for your personal financial growth!
FSG 018: Girlfriends talking personal finance , relationship and money talk for the very first time
Ever wonder what it would be like to discuss your personal finance with your girlfriends?
On this episode, I sit with some of my closest girlfriends and we talk personal finance, relationship and why it took us over 15 -20 years to have this conversation.
We share what our money personalities are, why we think money was such a taboo topic growing up, where we are in our personal finance, relationship and money talks and what advise we have for our younger selves about personal finance.
You do not want to miss this! Tune in and enjoy the podcast!
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Follow and rate the Financially Savvy Girl podcast on Apple Podcasts | Spotify
You are listening to the Financially Savvy Girl Podcast where we provide financial intelligence for your personal financial growth!
FSG 017: How can side hustlers, small businesses and entrepreneurs navigate through Covid19 - a talk with award winning broker and top business woman Sue Hameed
On this episode, I sit with the award winning broker and business woman Sue Hameed to talk about how can small businesses, self employed persons and side hustlers can flatten the financial risk of covid 19 in their businesses.
As a mortgage broker, she shares her thoughts as well on when to consider to defer your mortgage and when not to do it. And if you have an insured mortgage, what deferring you’re payments can mean for you.
We discuss what government aid is In place especially for small businesses and how you can take advantage of that. Moreso, what type of assistance to avoid.
As a buyer or a sellor, we discuss what you need to understand about the current housing market and how it can impact you.
We finish the episode with words of wisdom from Sue regarding On what you should and should not do during this season.
You do not want to miss this episode. Make sure to subscribe to the podcast and share with a friend or two who can benefit from the knowledge!
Follow us on instagram @financially_savvygirl | Follow the podcast and rate us on Apple podcast and follow us on Spotify.
Until next time,
Remain financially savvy!
FSG 016: Leveraging in Real estate through Covid19 With guest speaker Alfonso Cuadra
On this first episode of season 3, I sit down with Alfonso Cuadra, serial real estate investor, businesses owner and mentor to talk about how can aspiring and real estate investors level up their real estate portfolio through Covid19.
We talk about what to do as a first time investor; how to increase your portfolio as current investor; What to do as a landlord through Covid 19; and what real estate formula he follows and how it has helped him in the past 20 years develop a multi million dollar real estate portfolio, diversify his sources of income, owning multiple businesses. This is all from someone who was homeless at the age of 15 and a teenage father at 17 years old.
His story, knowledge and this episode with truly help you in knowing how to level up your personal finance in this season.
Follow him on Youtube at Cuadra Alfonso.
This is the financially Savvy Girl podcast where we provide you financial intelligence for your financial freedom!
Follow me on instagram @financially_savvygirl for daily motivations for your personal finance.
You can now also find me on Youtube at Financially Savvy Girl Podcast
Sign up to our mailing list for more in dept contents delivered to your mail at www.financiallysavvygirl@gmail.com
Make sure to click the follow bottom and leave me a review on apple podcast for more visibility!
Until next time, remain financially savvy!
Cheers!
How Financially Savvy Girl Podcast helps you solve your financial problems!
FSG 015: Having 2020 vision on your goals by creating a vision board
For the year 2020, I want you to have 2020 vision! You do so by creating a vision board as a roadmap coupled with your determination as the lamp to guide you in your path to achieving your goals in 2020!
In this episode, I talk about why I believe in Vision Board and how I have used it to help me achieve each of my goals to so far -- successfully! I show you how to create effective vision boards as a roadmap to your 2020 financial and other goals!
I further share with you my secret ingredients to my vision boards that I believe have been the driving force behind my ability to effectively and efficiently achieve my goals!
This is the financially Savvy Girl podcast where we provide you financial intelligence for your financial freedom!
Find me on instagram @financially_savvygirl
Sign up to our mailing list for more in dept contents delivered to your mail at www.financiallysavvygirl@gmail.com
Make sure to click the follow bottom and leave me a review on apple podcast for more visibility!
FSG 014: A conversation with Michelle Obama : Post reflections
Why does she say when they go low, we go high? How is her concept of excellence important in your journey? who should you include in your advisory "winning" team to give you perspective? How wisdom comes with age ... if you allow it to.
A well spent afternoon learning and basking in wisdom and knowledge with Michelle Obama. How this experience impacted me and the how these nuggets can impact you, help you set goals and improve your journey as we prepare to say goodbye to this decade and shift gear towards 2020!
Follow us on instagram @financially_savvygirl; Facebook: Financially Savvy Girl ; Website: www.financiallysavvygirl.ca
This is your podcast, where we provide you with financial intelligence for your personal financial growth.
FSG 013: Common Financial Mistakes that Millennials are making
Mistake such as using their credit cards like an emergency fund, increasing their lifestyle as their income increase, not investing enough, soon enough and as much as they can etc.
This is the podcast where we provide you with financial intelligence for your personal financial growth,
Watch this episode and previous ones Leave us a review and follow us:
On Instagram @financially_savvygirl
On facebook: Financially Savvy Girl
Website/Blog: www.financiallysavvygirl.ca - stop by, read our blog post, send an email and say hello!
Cheers!
FSG 012: Preparing for the unexpected by having proper Insurance policies with Carlus Harris
On episode 12 of Financially Savvy Girl Podcast, I sit down to talk to Carlus Harris , Regional Vice President of the largest financial service marketing organization and an expert in insurance policies to discuss how you and I can be prepared for the unexpected by having proper insurance.
In a world where there are so many insurances providers and policies out there, how do you begin to prepare yourself and family in knowing which coverage you need, what type of insurance meet your needs and tailored to your personal circumstance?
Listen to this episode as we talk about life insurance, how much coverage you need per insurance, what questions you should be asking your insurance agents and more.
If you want to get a hold of Carlus Harris, you can find him on Facebook under "Carlus Harris" https://www.facebook.com/carlus.harris.9.
This is Financially Savvy Girl Podcast where we provide financial intelligence for your personal financial growth!
Follow me on instagram @financially_savvygirl; Facebook page: Financially Savvy Girl . Join the Financially Savvy Girl Circle or read our blog posts by visiting www.financiallysavvygirl.ca. Let me know as well by email on the website how you are improving your personal finance.
FSG 011: Best wealth management mindset questions to ask your accountant with Zi Matarirano
On this episode of the Financially Savvy Girl Podcast, we kick off season 2 with a professional CPA who has over 15 years of experience to help us develop a wealthy management mindset and know what to do off tax season to adequately prepare ourselves for tax season? We discuss the importance of proper book keeping and record keeping for your personal finance and your business(es); great questions to ask your accountant so that you can maximize your return, networth and assets building; what to look for in your choice of an accountant?
It is so important to start asking wealthy mindset questions to your accountant and think like the wealthy in your accounting. CPA Zi Matarirano talks about what are those questions and the type of relationship you should develop with your accountant.
We further talk about the need to utilize the resources within our own community!
Mr. Matarirano is passionate to work with small businesses to help them grow from a non profitable to a successful and profitable businesses. IF you need to retain his services, contact him at Zivanayib@hotmail.com.
This is the Financially Savvy Girl Podcast, where we provide financial intelligence for your personal financial growth!
Follow me on instagram a @financially_savvygirl; Facebook page: Financially Savvy Girl . Join the Financially Savvy Girl Circle by visiting www.financiallysavvygirl.ca and sending me an email on how you would like to improve your personal finance.
FSG 010: 7 tips on using your credit card wisely and avoiding the plastic trap
On this episode of the Financially Savvy Girl Podcast , we talk about the importance of using your credit card wisely and share 7 tips on how to do so. your credit card has significant impact on your credit score and it is important to know about these 7 tips as they would greatly increase your credit score if applied.
This is the Financially Savvy Girl Podcast, where we provide financially intelligence for your personal financial growth!
Follow me on instagram @financially_savvygirl ; Facebook page Financially Savvy Girl
Join the Financially Savvy Girl circle by visiting www.financiallysavvygirl.ca
FSG 009: 10 Simple Tips on How to Save Money
On this episode, I share 10 simple tips that I practice to save money. Before even considering investment, developing good saving habits are important. In your saving journey know that money is simply a tool, a powerful one but nonetheless a tool. Therefore, having money is not the goal, rather it is the tool for you to achieve your goals. You will then be able to work towards establishing what your saving goals are, achieve them more successfully . Those who plan/set goals are twice more likely to keep up with your savings and be successful in reaching their goals.
With that in mind, listen to the 10 tips I share on the episode, I know that it will assist in helping you save more consistently, more money and achieve your goals!
If you have more saving tips, please do not hesitate to share them with us by going on www.financiallysavvygirl.ca and send me a message, we will make sure to post them! Also leave any questions, feedback you have for this episode and what else you would want to hear.
Follow on instagram @financially_savvygirl; Facebook page: Financially Savvy Girl; visit the blog at www.financiallysavvygirl.ca where we provide financial intelligence for your personal financial growth.
FSG 008: The impact of my Financially Savvy Husband and why couples need to get on the same financial page.
On this episode of Financially Savvy Girl podcast, I talk about the impact that my financially savvy husband has had on me and why it is so important for couples to come together, get on the same page financially, set common goals and embark on the journey together.
Financial problems are the #1 causes of divorce, no sex or even infidelity but FINANCE/MONEY. And since we all know that your marriage certificate does not come with a manual on how to handle your finances as a couple, in this episode I talk about a few basic tips ..... and later on in the podcast, we will do a couple episode where him and I will answer some Q&A and dive deeper into our journey together as a couple - the growing pains, the early struggles, and how today we are on the same page and walking our journey to financial independence. stay tuned for this future episode.
For now, listen to this episode where I give you a few nuggets on setting the proper atmosphere so that you and your spouse can be financially naked with one another. Share this episode with your spouse, a friend, a relative - anyone who can benefit from hearing this message. After that, go to www.financiallysavvygirl.ca and send me a message on any questions, feedback you have for this episode and what else you would want to hear.
Follow on instagram @financially_savvygirl; Facebook page: Financially Savvy Girl; visit the blog at www.financiallysavvygirl.ca
FSG - providing financial intelligence for your personal financial growth.
FSG 007: Girl, get your money right! A call for action to all women
Do you know what’s going on with your money?
-Only 22 % of women have a formal retirement plan versus 32 per cent of men;
-The average income for women at retirement is less than Men;
- 50-51% of marriage end in divorce and when it comes to down to it, the majority of women in divorce see a decrease in their standard of living;
- 80% of women die widowed and are often ill prepared to manage their inheritance as a result of financial illiteracy;
- The average woman lives 7 years longer than the average man;
- Some women who assume that the men in their lives will take care of them financially, end up discovering that they have more liabilities then assets after their spouse passes away. Leaving them in a precarious situation.
Do not sleep on your money! This episode is a call for action for women of all background redargless of their marital status to please level up their personal financial game and take control over their finances. We simply cannot afford not to!
Visit www.financiallysavvygirl.ca and tell me how you are levelling up your money game in 2019!
Follow the PodCast; Instagram @financially_savvygirl ; Facebook page: Financially Savvy Girl
FSG 006: Pursue your passion, let’s grow and monetize your social followings with Kristina Dapaah
In this episode, you will learn how you too can monetize from social media, grow your audience, use your time as your biggest asset whether in your side hustle, entrepreneurship ventures and overall personal financial growth.
Show notes: financiallysavvygirl.ca/podcast/ ---- Want to improve your personal finance, pay off debt and learn how to grow your wealth?Book a consultation: : financiallysavvygirl.ca/consultations/
Follow us: on instagram @financially_savvygirl ; facebook @ Financially Savvy Girl
Connect with Kristina Dapaah: https://www.kouturekitten.com; Instagram @kritinadapaah; Pinterest: Kristina Dapaah
FSG 005: Your Net Worth is your path to financial freedom!
On this episode of the Financially Savvy Girl Podcast, I talk about the importance of knowing what net worth is and specifically what yours is and tracking it. How some people believe that their net worth is the accumulation of their assets alone but that is not how you calculate it. It is the sum of your assets minus the sum of all of your liabilities. I share how I am very conservative in my calculation of my net worth and deliberately choose not to add certain asserts and why. My NW was $680,500.00 just yesterday but $680,900.00 today as a result of an additional $400 transfer that I made into my investment portfolio literally today - my goal is to reach . I talk about the net worth worksheet I prepared and can send to you if you go on www.financiallysavvygirl.ca and sign up to the email list. Upon receipt of your email, you will receive your FREE net worth worksksheet tracker!
Make sure to follow the podcast for future episodes. Also, follow us on insta @financially_savvygirl, Facebook page: financially savvy girl
www.financiallysavvygirl.ca : providing you financial intelligence for your financial freedom!
FSG 004: How I paid off $68,000 of debt in 3 years!!!
In this Episode, I talk about how I was able to pay off $68,000 of debt in 3 years when I became financially literate!!! Sharing tips and strategies how you too can pay off your debts and not continue to live pay check to paycheck.
Debt reduces your net worth and until you get a handle of it, your ability to build wealth will be negatively impacted. You do not have to continue swimming in debt, find out in this episode how to effectively pay if off. Share with someone who can benefit from this . Follow the podcast, leave us a review on apple podcast.
Email financiallysavvygirl@gmail.com for help on coming up with a strategy tailored for you to effectively pay off your debts.
Follow on Insta: financially_savvygirl ; Facebook: Financially Savvy Girl
Visit www.financiallysavvygirl to read our blog posts and improve your personal finance.
FSG 003: Budgeting to regain control of your money
www.financiallysavvygirl.ca
Insta: @financially_savvygirl
Facebook page: Financially Savvy Girl
Go on the website, read our blog posts and send us an email if you want to receive our budgeting spreadsheet or want help on budgeting or any other aspect of your personal finance.
FSG 002: Your Money Blueprint
The Financially Savvy Girl Podcast where we learn, grow and improve our personal finance.
Your Money Blueprint will impact your habits, behaviour and success rate in your personal financial journey. FSG
www.financiallysavvygirl@gmail.com
Instagram @financially_savvygirl
Facebook page: Financially Savvy Girl
FSG 001: Introduction to The Financially Savvy Girl Podcast
Instagram @financially_savvygirl
Facebook page: financially Savvy Girl
www.financiallysavvygirl.ca