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Healthier Money

Healthier Money

By Healthier Money
Welcome to the Healthier Money Podcast. Our mission is to demystify the financial world and help you make smarter decisions with your money to Live Long And Profit!

Join us on this adventure and hopefully along the way you will laugh, learn, and earn.

Thank you for listening!
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It's All About CASH FLOW | Keep it in the business
If anything, 2020 has been the most uncertain year I've experienced in my 58 years of life. It's only proven that having assets, things that put money in your pocket, outside your business is vital to personal and financial wellbeing.  As business owners, we practice the old motto of pay everyone. else first and whatever. is left over goes to us. And let's be honest, what's really leftover at the end of the month? My mission has been to help. businesses and founders protect their cash flow and their personal liveliness. This is why I am passionate to bring the Alternative Risk Program to anyone who I can speak to. I want to make a difference in the risk-takers and entrepreneurs who really the driving force behind our economy and our country.  I hope you enjoy this rant and if you have questions about the Alternative Risk Program you can find out more information at or leave us a voice message on Anchor. Thank you and as always, Live Long and Profit.
November 18, 2020
Notre Dame V Clemson | Americans United
It's not about sports, but what sports does for us as people.  It doesn't matter if you're a football fan, the purpose of this is to highlight how events unify us. This weekend if you were a Notre Dame fan or Clemson fan, it didn't matter. 15,000 people rushed the field, and where that might not be the best thing right now from a health standpoint, it's what we need. To come together around the proverbial firepit and just be. Not as enemies, republicans, or democrats, but as Americans, and human beings. Whether your team won or lost you can share with your fellow human that experience. Differences aside, let's move forward remembering that we are all in this together. Communication is so divided and I want to encourage you to get out there and talk to your neighbor and find people who don't believe or think the way you do and just listen with an open mind. Agree to disagree and find common ground. You might find that despite what you think, you have more in common than you realize. Until the next time, Live Long and Profit. P.S. We use Anchor to post these podcasts which, despite them being an amazing company, has an awesome feature of voice memos. You can go to our page and leave us a question or request about something to talk about. Be it finance, work, investing, or whatever. Leave us a message and we might answer you in the next episode.
November 9, 2020
How To Start | Entrepreneurship Lessons From A Tax Pro
Like many people during this weird time, 2020, people are using their newly found freedom to do something different. If you. have ever thought about utilizing your time and starting a business one question you may ask yourself is, where do I start? Well, today you're in luck! We sat down with our resident tax professional Marc Sterling and he lays out the road map. Grab a pen and paper and get ready to take notes on the legal and financial necessities prior to executing on your big idea! Thank you as always for your attention and if you need a personal help you can reach out to Marc directly at or us at Live Long and Profit The Healthier Money Team
October 15, 2020
Your Health Your Decision | Long Term Care Insurance
This is a heart wrencher. Last week Pat was in San Diego and a gentleman he met told him the story of how his mother died. As a family the didn't have the resources for in-home health care and she was placed three an a half hours away in a state facility.   To even be placed in the state facility first all her assets had to be spent down to almost nothing. She then was moved into the long term care facility and unfortunately, the facility came under siege from COVID.  12 people were infected and 9 passed away including this gentleman's mother. Hindsight is 20/20 but there were things they could have put in place had they just known about them. Today in the conversation Pat and Kyle get into what Long Term Care Insurance is, what it isn't, and how it could have possibly saved this woman's life. But at a minimum empowered the family to make decisions about her care other than defaulting to the state. We hope you enjoy the conversation and as always, Live Long and Profit. P.S. If you have questions about anything we talked about or just want to see if we can help you with your retirement plans shoot us an email at
July 24, 2020
Changing The Way America Saves | James T Harris
James T Harris, patriot, thought leader, and host of The Conservative Circus joins us on the podcast today.  We get into his perspective on savings,  what he was taught, and how we might be able to look at things differently, among other things. You can find out more about James on his website or catch him every morning from 6-10 am.  Thank you for your attention, it means the world to us. If you have any questions we would love to answer then on the next podcast. Go to and leave us a voice message, we would love to help you with any financial issue you're dealing with. P.s. it would mean the world to us if you left us a review on apple podcast. Healthier Money is a financial services company specializing in insurance and annuity based asset protection and tax-free retirement strategies. To learn more about how we would design a portfolio contact us at or visit our website at Follow us around the web: Facebook: Instagram: Podcast: LinkedIn: Twitter: Website:
May 15, 2020
Hard Work and Humble Beginnings | Christine Wilkinson
Today on the podcast, Dr. Christine Wilkinson. For her full bio see below, however, she is undeniably a force. Our conversation took us from her upbringing to her current position at ASU as Senior Vice President and Sectary of the University. That's the entire university...  We couldn't be more honored and excited to have her on the podcast and we hope you enjoy and get as much value from the conversation as we did.  Dr. Wilkinson, thank you again! Full bio: Dr. Christine K. Wilkinson is the Senior Vice President and Secretary of the University; ASU Alumni Association President and CEO; and Managing Director, Trustees of ASU.  Among her other executive roles, Dr. Wilkinson has served as the vice president of student affairs and the university’s interim athletic director on three separate occasions. She is a tenured faculty member in the Division of Educational Leadership and Innovation, Mary Lou Fulton Teacher College. Her current community engagement includes serving on the following boards: Valley of the Sun United Way, Southwest Autism Research & Resource Center, Arizona Business Leaders Association, Japanese American National Museum Governors, Pat Tillman Foundation and ASU InvestU.  She is also on the National Leadership Council for Big Brothers Big Sisters of America, and the Arizona Educational Foundation Advisory Board. She is a member of the Arizona Women’s Forum, Charter 100, and ASU Women & Philanthropy. Dr. Wilkinson was inducted into the Arizona Women’s Hall of Fame as the first Living Legacy in education and received the Most Admired Leader Lifetime Achievement award from the Phoenix Business Journal.  In 2018, she received the Tempe Community Council’s Don Carlos Humanitarian Award and was selected as one of the Most Influential Business Women by the AZ Business Magazine. She also has received the Tempe Business Woman of the Year from the Tempe Chamber of Commerce, the Valley Leadership Woman of the Year, the CASE Crystal Apple Award, and received additional community awards for leadership and service. Her educational background includes: BA in Education with distinction from ASU, a MA in Education, Counseling Psychology from the University of California at Berkeley, and a PhD in Higher Education Administration from ASU. Your comments and feedback are why we do this. Through content, we aim to educate and entertain, if you would please take a second to say “Hi” and let us know what you thought of the video.  P.s. it would mean the world to us if you left us a review on apple podcast. Healthier Money is a financial services company specializing in insurance and annuity based asset protection and tax-free retirement strategies. To learn more about how we would design a portfolio contact us at or visit our website at Follow us around the web: Facebook: Instagram: Podcast: LinkedIn: Twitter: Website:
May 12, 2020
Mark Sterling | Advice From A Tax Man
Death and taxes, right?   We all know that saying but how many of us really do anything about it?   Well, have no fear! Today on the podcast we sit down with Mark Sterling of Sterling Accounting and Tax. He has been a tax professional for over 30 years. At his largest, his firm handled over 4500+ clients from personal tax returns to large corporations and everything in between.   Recently Mark has moved his practice and family from Sedona to Phoenix and we had the fortunate opportunity to pick his brain. He drops some knowledge that everyone can use, from how to properly establish your business to minimize your tax liability all while following the law.   Check out this episode from the Healthier Money Podcast and as always, Live Long and Profit!   If you have any questions please leave us a message! Go to or follow us on the socials and hit us in the DM and we will try and get to your question on the next episode!   Thank you as always for your attention and we look forward to seeing you on the next one!     Follow us around the web:    Facebook:  I nstagram:   Podcast:   LinkedIn:   Twitter:   Website:   We have Webinars upcoming and would love for you to be a part to help you master your finances and live long and profit!
May 5, 2020
Christine Ellis | Inspiring Millions
It's not every day you get the opportunity to sit across and talk to someone of true character. Christine is one of those people.  She is a hard-working no BS woman who is looking out for her people in the city of Chandler.    We could not have enjoyed our conversation with her more.    Christine is an American public figure and currently running for City Council in Chandler Arizona. To learn more about her and her campaign visit   If you have any questions please leave us a message! Go to or follow us on the socials and hit us in the DM!  Thank you as always for your attention and we look forward to seeing you on the next one!   Follow us around the web:   Facebook:  Instagram:  Podcast:  LinkedIn:  Twitter:  Website:
May 5, 2020
Angela Olea | Caring For America
This is special, we had the chance to sit down with Angela Olea. She is an RN and the founder of Assisted Living Locators. Her company helps families find quality living facilities for the loved ones who need assisted living care. She started in Arizona and is expanding across the nation providing this extremely necessary and very needed service. In the conversation, we get into her background as an RN, how she got the idea to start her business, and how she has been consistently growing and expanding her business. Enjoy this amazing conversation with a truly inspiring woman. If you have any questions please leave us a message! Go to or follow us on the socials and hit us in the DM! Thank you as always for your attention and we look forward to seeing you on the next one!
May 5, 2020
Doug Lasater | An Entrepreneurs Journey
On the podcast today we had the chance to sit down with a friend and client Doug Lasater of DSD Design.  Doug understands several important things when it comes to business, especially multiple income streams. He doesn't put all his eggs in one basket and he leverages his time accordingly.  Join us for this insightful conversation on one man's journey into entrepreneurship and business.  Thank you for listening and follow us on all the socials! Don't forget, if you ever have a question and would like to ask Pat or the team directly, you can do that right here on the anchor ap or on Thank you for your attention and we can wait to see you on the next one!
May 5, 2020
Governor Doug Ducey | $1 Billion in Debt to $1 Billion Surplus and His Thoughts On Personal Finance
Today on the podcast we had the amazing opportunity to spend time talking with Governor Ducey about his successes, the importance of financial literacy, and the State of Arizona economy.   If he can take a billion-dollar deficit and turn it around to a billion-dollar surplus...we all can get our finances in order.   On the topic of personal finances, his message is simple, "cut down on your spending and pay yourself first...."    We hope you enjoy and find value from this conversation, we for sure did. If you need help with your finances or have questions about how to build a balanced financial portfolio please feel free to reach out 
December 19, 2019
Rebuilding Your Career In Your 40s | Jessica Bischof And Her Unshakable Mindset
Today on the podcast we sit down with a friend and client Jessica Bischof, what we learned was amazing. Jessica is an example of someone who clearly defines her goals and realizes them through hard work and dedication. As we recorded this episode we were sitting at the pool of her newly purchased investment property. This was a 2019 goal of hers and she realized this goal of owning her first investment property in November. The conversation ended up taking us to mindset, goal setting, and hustle. We couldn't be more excited to welcome her to the Healthier Money family and to prosper and grow with her.   
December 10, 2019
AT&T, Dividend Reinvestment, Young Money Mindset
In this week's episode of the podcast Senior BrightAdvisor, Pat Moran sits down with Junior BrightAdvisor Brock Brenneman and talk shop. Volatile times in the stock market, AT&T's place in a stock portfolio and how dividend reinvestment has paid off. What makes a strong stock and what potential investors might want to consider when choosing individual stocks. Brock breaks down his mentality on investing as a 20 something and why most have it wrong. Also, if you're located in Arizona we have upcoming seminars and workshops and we would love for you to attend. Currently, all our seminars are full for September but head over to to see all upcoming workshops. If you want a second opinion on your portfolio, feel free to shoot us a message or call to schedule an appointment at 602-789-3099. As always, thank you for your attention. We are doing our best to create an informed community of empowered citizens who are smart with their money. #LiveLongandProfit
September 10, 2019
Stop Overpaying The Government | Get up to 18% Back With Research and Development Tax Credits
On this episode, we had the pleasure of sitting with Tiffany Bisconer of Acena Consulting. She is a CPA and speciality tax consultant on research and development credits and activities. She works with CPA's and business owners to identify qualifying activities that can in most cases reduce the business owners tax liability.  Dive into this episode and if you would like to reach Tiffany directly to see if your business activities qualify reach out to her at Thank you for listening!
April 5, 2019
Parent Advice | College and Retirement Planning On A Tight Budget
We think if you're a single parent or a parent, in general, looking to find ways to save for college for your kids while preparing for retirement as well, this is a must. Please take a few minutes out of your day and learn a few strategies that you can adopt for as little as $25 a month. If you have any questions please reach out in the comments or send us a message. As always thank you for your attention, Live Long and Profit!
April 3, 2019
Life Insurance Explained To A Millennial
There are so many myths and misconceptions that surround life insurance. The necessity to explain the benefits and uses to our youth and educate individuals to make informed and intelligent decisions on how they protect and prepare for their future is so important to us. Please enjoy this demystifying conversation with a 23 year old guy. As always, we appreciate your attention and if you have any questions please leave us a message here on anchor, on any of the social @healthiermoney, or
January 14, 2019
7 Payments To Retirement | Healthier Money Way
In this episode we dive deep into a really exciting product that Kim Coulter of Northstar Funding Partners created. What Kim and his company identified was there was a gap in the marketplace for middle American. Products that assist the ultra wealthy to build and maintain wealth were just not available to the rest of us. Their revolutionary premium finance life insurance product, coined and trademarked the New I.R.A., is just such a product. In this first episode of our podcast we do in deep on the applications and benefits of such a product and who it best serves. We hope you enjoy this conversation as much as we did! If you have any questions please feel free to send us a message through the anchor app, on all the socials @healthiermoney or email Thank you for your attention and for listening. We hope you enjoy and get something out of this.
January 11, 2019