HUG Your Money!

Frances Rahaim, Ph.D. announces the launch of HUG Your Student Debt, Inc.  This unique financial coaching and proprietary software program, more than five years in the making, is now available to the public!  The program offers a real solution to managing student loans, parent loans and all other debt successfully, retiring all debt ahead of schedule without increasing monthly outlay or harming credit, so you can enjoy the life you imagined! 

Are you STILL paying for student loans and nearing retirement? Maybe you're considering using the equity in your home or delaying retirement. Maybe you're wondering if these loans will EVER get paid off!  Mention the words Student Loans and images abound of young graduates burdened with debt. The reality is however, that many older Americans are bearing the weight of education debt either as co-signors or primary borrowers. And...Parents may be still paying off their OWN loans as well as helping their children.  Carrying these loan payments into retirement is simply NOT working for most! Many are delaying retirement, putting their homes on the line using equity to cover the debt, working second jobs or depleting retirement reserves to stay afloat. There IS a better way. Tune in to find out more.

Do you argue with your partner about money? Maybe you don't discuss it at all. Some couples divide finances to avoid having to discuss where the money went, who spent how much on what or whether you can afford a vacation. Others opt for one person becoming the household financial manager while the other contributes in other ways. One thing is certain. No matter how you're managing your personal finances, involving a second person, a partner or spouse, compounds issues. Now you not only have your finances to worry about and your own "baggage" about how to manage money, but your relationship hangs in the balance! What to do? Listen in and start understanding WHY money is SUCH a volatile topic and how to get your partner on board so you can work as a team toward a brighter financial future.