Joel Saves Big

In today's episode I spoke with Maggie from @friends.onfire and her husband Greg who retired early at 41 & 43! Tune in to learn a short 20 minute of their WHY and how they achieved FIRE.

Maggie and her friend Mike have their own podcast and I highly recommend that y'all take a listen! You can find them on instagram @friends.onfire.

In today's episode I had the privilege of speaking with Liz from @lizgetsloaded. She spoke about why she created the page and how she is planning to retire in 3 YEARS!

In today's episode I had the privelege of speaking with Steph from @themaineredhead 

In today's episode, I had the privilege of speaking with Mel and Murph from @fitnfunds. 

In today's episode, H from @datadrivenfrugalliving talks about how she started on her debt-free journey even with a setbacks.

In today's episode, I had the privelege of speaking with Brandyn from @debt_free_2020. She talks about how the steps that she took to be able to pay off $135,000+ and is setting herself and her family up for success! 

In today's episode, I had the privilege of speaking with Hannah from @budgetwithme1! Hannah talked about her money-saving journey that she is on to be able to afford a home and the steps she is and has been taking to reach her goals! 

In today's episode, I had the privilege of speaking with Georgiy, from @funancialism! He talks about how he got started (shoutout MOM)! He doesn't have a six-figure income but understands the power of time in the market and also invests in pokemon cards and crypto! A very different perspective from the average Joe(l). What items do you invest in?!

In today's episode, I had the privilege of speaking with Darcy from @wewantguac_blog. She also has a blog which you can find in her bio! Darcy talks about the steps she took to increase her income while decreasing her expenses while investing the difference!

In today's episode, I had the privilege of speaking with Diana from @dianaonadime! She talks about the steps she took to be able to pay off 200k while on a teacher's salary. She has since left the full teaching industry but continues her passion on the side as a Tutor! She is now a project manager focusing on saving/investing while trying to get her foot into the door on her first house hack! She also has a blog https://dianaonadime.com/

In today's episode, I had the privilege of speaking with Nikki from @underdogfinance_

In today's episode of speaking with Ore from @growingyourcoins!

In today's episode, I had the pleasure of speaking with @phd_on_fire! 

In today's episode I had the privelege of speaking with Ms. M from @money.mealprep.andmore! She talks about how she is on her path to Financial Independence and even though not defined she continues to follow a high savings rate along with being frugal. Not cheap! "Learning to cook for yourself using a recipe or not is one of the best things you can do for your wallet, diet, and relationship with food. It doesn't need to be complicated"

In today's episode, I had the privilege of speaking with Mel from @fckdebt. If you want to have art created be sure to check out her husband's Instagram @seanmachoff. Want a cool hat be sure to checkout https://www.fck-debt.com/

In today's episode, I had the privilege of speaking with Emma from @health.builds.wealth! She talks about how she manages her finances as a 1st generation college graduate and is on a mission to normalize conversations about money!

In today's episode, I had the privilege of speaking with Haywood and Brittney from @debt.me.not! They both talk about how they got started on their debt-free journey and how they had some friends and family questioning their gazelle intensity. But they both realized that it's their debt and not their friends'. So they both put their heads down and tackled all consumer debt. Brittney talks about the importance of starting to invest early to let compound interest be on your side.

In today's episode, I had the privilege of speaking with @thebusinessperiod. Bria talks about the importance of just starting. How she got started on her journey and the creative ways she makes money!

In today's episode, I spoke with Manuela from @paying_myself_first. In today's episode Manuela talks about how she got started by watching @budgetgirl on YouTube. The biggest takeaway for me was as the holidays are coming up, sometimes it's not the material gift but the time or the thoughtfulness behind the smallest gift! Hope you enjoy!

In today's episode, I am joined by @thebudgetdaddy. Jay works full-time and has a full house at home. Jay talks about the importance of having a WHY to keep the focus and celebrate the small wins! In his free time, Jay helps Minorites achieve their financial goals! 

Today I had the privilege of speaking with Taylor from @uncommn_cents who talked about the importance of just starting. Taylor talks about the struggle between deciding whether she should be saving for long-term goals (retirement accounts) vs short term goals (sinking funds) and how to find the balance. The biggest takeaway for me was to just start!

In today's episode, I had the privilege of being able to speak with @kiwidollars. Nelly is a college student who budgets and uses the Mint App to track her expenses! Tune in to hear about her journey to COASTFI and how she is managing living in the moment while setting herself up for success all while still in school!

Had the pleasure of being able to connect with @dropout4fire today and discuss his journey to where he is today and how he manages his money on his journey towards Financial Independence!

In this week's episode, Joel is joined by Morgan from @ohhtobedebtfree and we talk about her journey towards Financial Independance. Key Takeaway is that personal finance is personal!