Credit Card Show

The Club Vistara IDFC First Credit Card is a premium credit card designed to satisfy the exacting demands of frequent travelers and aficionados of luxury. A number of benefits and bonuses are available as a result of this exclusive alliance between Club Vistara, one of India's top airlines, and IDFC First Bank, a renowned financial institution. Free lounge access, airline vouchers from Vistara, and Club Vistara Silver tier membership are some of the travel perks offered by credit cards. Because it also offers large rewards on routine expenditures, the card is a fantastic solution for anyone seeking both travel-related incentives and monetary security. The Club Vistara IDFC First Credit Card, which combines travel benefits with financial flexibility, is a great tool for anyone wishing to enjoy a luxurious lifestyle. Read More: https://cardinsider.com/idfc-first-bank/club-vistara-idfc-first-credit-card/

The Unified Payments Interface (UPI) can now be connected to RuPay credit cards in India, enabling clients to make purchases from businesses without needing to carry a real credit card. This is a huge accomplishment since it makes credit card payments more usable and accessible for Indian consumers. Users must first link their RuPay credit card to a UPI app in order to utilize it for UPI payments. To do this, adhere to the UPI app's instructions. Users can make purchases from any retailer that takes UPI once the card has been linked. Read More: https://cardinsider.com/rupay-credit-cards-for-upi-payments-in-india/

The apex of fashion and distinction in the credit card industry is represented by the HDFC Bank INFINIA Credit Card Metal Edition. If they seek unmatched advantages, bonuses, and exclusivity, high-net-worth individuals should apply for this particular credit card. The card's metal design radiates grandeur and sophistication and speaks volumes about the cardholder's position. The INFINIA Metal Edition is more than simply a credit card; it is a mark of exclusivity and luxury that grants access to airport lounges, concierge services, special travel privileges, and rewards programs, among other upmarket advantages. Read More: https://cardinsider.com/hdfc-bank/hdfc-bank-infinia-credit-card

The TripMoney Global Cash Card is your go-to travel companion for quick and safe international money transfers. Whether you're a frequent business traveler, an international student, or a globetrotting explorer, the TripMoney Global Cash Card is made to make managing your money while you're away from home simpler. You might put an end to the inconveniences associated with currency exchange and concerns about overpaying thanks to its cutting-edge features and popular acceptance. This card makes it simple to access your money, make purchases, and keep track of your spending in the age of borderless connectivity. You could also gain from the straightforwardness and favorable conversion rates of prepaid cards. Read more: https://cardinsider.com/forex-cards/tripmoney-global-cash-card/

The BookMyShow RBL Bank Play Credit Card is a jointly offered credit card by RBL Bank and BookMyShow, India's top online destination for purchasing tickets to movies, events, and experiences. This credit card's goal is to offer entertainment lovers a variety of discounts and rewards for dining, entertainment, and other activities. Read More: https://cardinsider.com/rbl-bank/bookmyshow-rbl-bank-play-credit-card/

The frequent flyer program, which enables users to accumulate and redeem reward points for lodging and travel, is one benefit that the Air India SBI Platinum Credit Card offers to cardholders. Read More: https://cardinsider.com/sbi-card/air-india-sbi-platinum-credit-card/

With the freshly released SBI Card Pulse credit card, customers may take advantage of additional health advantages to help them manage their finances and health. You can register for Rs. 1,500, and in return, you'll receive a free smartwatch with a Rs. 5,999 value. Your membership in Fitpass Pro and Netmeds First is automatically renewed for the next year when you pay the annual cost. You gain two reward points for every 100 rupees you spend on the rewards program. Additionally, when you purchase specific items, you earn an additional 5 reward points. Your statement balance is only one of the many things that can be purchased with earned Reward Points. Read More: https://cardinsider.com/sbi-card/sbi-card-pulse-credit-card/

With the introduction of the AURUM Credit Card, SBI Card joined the market for super-premium credit cards. The HDFC Bank Infinia, ICICI Bank Emeralde, and American Express Platinum credit cards are in direct competition with the AURUM Credit Card. The Auram Card recently replaced the ELITE Credit Card as the most expensive SBI Card option. The metallic finish, fashionable black finish, and dotted golden lines give the SBI AURUM Credit Card a premium appeal. Read More: https://cardinsider.com/sbi-card/sbi-aurum-credit-card/

The Magnus Credit Card is a high-end credit card offered by Axis Bank, one of India's top private sector banks. The Magnus Credit Card, which offers numerous unique incentives and privileges, is marketed to high-net-worth consumers. Customers may take use of a variety of lifestyle benefits with this card, including free access to airport lounges, concierge services, and opulent travel experiences. Read More: https://cardinsider.com/axis-bank/axis-bank-magnus-credit-card/

The Paytm HDFC Bank Credit Card is a co-branded credit card that is issued by the bank in association with Paytm, as the name suggests. The Paytm HDFC Bank Card Select, which is this card's upgraded version, is one of the bank's other two co-branded credit cards with Paytm. Regarding the Paytm HDFC Bank Credit Card, it offers its users an exclusive Paytm First Membership, which entitles them to a variety of extra perks and promotions on the Paytm app. Read More: https://cardinsider.com/hdfc-bank/paytm-hdfc-bank-credit-card/

The SBI Aurum Credit Card and the HDFC Bank Infinia Credit Card are two premium credit cards offered by State Bank of India (SBI) and HDFC Bank, respectively. These cards were developed to serve the most affluent segment of customers and offer a variety of special incentives and privileges. Due to their hefty annual fees and stringent eligibility conditions, the SBI Aurum and HDFC Bank Infinia Credit Cards are both best suited for those with sizable incomes and spending budgets. Read More: https://cardinsider.com/blog/sbi-aurum-credit-card-vs-hdfc-bank-infinia-credit-card/

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 Rewards Indigo Credit Card Benefits & Features

Welcome Benefits

With the 6E Rewards IndiGo HDFC Credit Card, you can get one complimentary 6E Prime voucher which will give you access to priority check-in, preference of seat, a free meal, and baggage claim assistance. 

Dining Benefits:

Enjoy exclusive dining privileges at premium partner restaurants across top cities under the Good Food Trail Dining Program.

Fuel Surcharge Waiver

Avail 1% fuel surcharge waiver for fuel transactions performed at any fuel stations across India. The waiver is valid on card transactions over Rs. 400 and the maximum surcharge waiver is capped at Rs. 250 per statement cycle.

Milestone Benefit

Make three or more transactions in each of the first three months and avail one complimentary IndiGo air ticket worth Rs 1,500.

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What is Credit and Credit Score

Understanding Credit - Credit is the ability to borrow money or access goods or services with the understanding that the borrower will pay later 

Understanding Credit Scores - These help lenders in determining whether or not a loan application can be approved and determining what loan terms need to be offered to a borrower. 

Types of Credit

There are three main categories of credit generally available for borrowers:

Revolving Credit

This is one of the most common types of credits. It is a line of credit that has no cap on borrowing or how much can be used at any given time. It includes credit cards and home equity lines of credit and it generally requires monthly payments and interest charges if the borrower carries a balance.  

Instalment Credit

The most unique features of an instalment credit account are the predetermined length and end date, often referred to as the term of the loan. The loan agreement includes an amortization schedule, in which the principal is gradually reduced via instalment payments over the course of several years. 

Open Credit

Open credit is uncommon and not many people tend to opt for this form of credit. It refers to accounts that one can borrow from which have a fixed limit (similar to a credit card). The borrowed amount must be paid back in full each month. Open credit is generally linked to charge cards.

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So, how do you maximize credit card reward points? There is no harm in getting something for nothing. Understand that every purchase made with a credit card carries a reward value. To ensure that you make the best of the reward plan, here are a few tips to make a note of: 

1. Choose a credit card that suits your lifestyle

2. Sign up at the right time

3. Redeem reward points regularly

4. Use an online portal that offers cashback

5. Utilise bonus opportunities 

6. Focus more on food and grocery

7. Maximise benefits during the interest-free period.

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Top RBL Bank Credit Cards in India 2022

Here are some of the top credit cards offered by RBL Bank. Based on your needs and requirements you can check your eligibility and apply for the best RBL Bank credit cards. 

Apply for Best Credit Card Online

If you are exclusively interested in RBL Bank credit cards, you can directly contact the bank. 

ENTER YOUR MOBILE NUMBER

Provide your mobile number in the credit card form to start the application process.

VERIFY OTP AND CHECK AVAILABLE OFFERS

Provide the OTP received on your active mobile number to find the pre-approved offers on the screen.

SELECT PREFERRED RBL BANK CREDIT CARD

Compare all available options as per your eligibility and select the credit card that suits your requirements the best.

APPLY AND PROVIDE DOCUMENTS

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How to Check Eligibility Online?

You can find HDFC credit cards you may be eligible for by providing your occupation and income details on the bank website. You can also select from the list of card categories such as lifestyle, travel, entertainment, etc. 

Check HDFC Credit Card Eligibility 

To check your eligibility for HDFC credit cards.

• Enter the details as asked and then filter the results by selecting HDFC Bank
• Now, you can see all the credit cards that you may be eligible for along with the chances of approval* for each card
• Choose a card and click on the ‘Check eligibility’ button
• You will now have to enter a few more details to check whether you are qualified for the selected HDFC Card

How to Apply?

Currently, does not offer any of the HDFC Bank credit cards. However, if you want to apply for a credit card through our platform, then you can follow the below-mentioned steps:

• Provide your mobile number to start with the application process
• You can find pre-approved offers on the screen once you enter the OTP
• Compare available options and select the credit card that suits your requirements the best
• Apply for the card and provide documents for smooth processing of the application

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Key Highlights of the 6E Rewards IndiGo HDFC Bank Credit Card

• When you make 3 transactions or more in each of the first 3 months of your card being issued, get 1 complimentary IndiGo flight ticket voucher (Rs.1,500).
• 10% 6E Rewards on all feature partners.
• 2% 6E Rewards on dining, entertainment, and grocery expenses.
• 1% waiver of fuel surcharge on all fuel transactions (Your minimum transaction should be Rs.400, and the maximum waiver you get is Rs.250 per statement cycle)

Features and Benefits of the 6E Rewards IndiGo HDFC Bank Credit Card

Welcome Benefits

1 free 6E Prime voucher.

When you make 3 transactions or more in each of the first 3 months of your card being issued, get 1 complimentary IndiGo flight ticket voucher (Rs.1,500).

Reward Benefits

• 2% 6E Rewards on dining, entertainment, and grocery expenses.
• Get 2.5% 6E Rewards on all transactions made through the IndiGo mobile app and IndiGo website.
• 10% 6E Rewards on all feature partners. 
• 1% 6E Rewards on all spends (excluding wallet re-load and fuel)

Please check the HDFC website to learn about any conditions that apply.

Flight Benefits

A convenience fee of Rs.100 per person on all domestic flight bookings via the IndiGo mobile app, and IndiGo website.

Fuel Benefits

1% waiver of fuel surcharge on all fuel transactions (Your minimum transaction should be Rs.400, and the maximum waiver you get is Rs.250 per statement cycle)

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With a credit card, you can also save a good sum of money every month in the form of discounts and other deals. But, to enjoy these benefits, you need to select a card tailored to suit your needs. IndusInd Bank is an institution that offers credit cards that meet all your needs and aid your financial wellbeing. With its new Easy Credit Card, the bank delivers an even superior experience to its customers.

If you’re considering applying for a credit card, here are 5 reasons why you should choose IndusInd Bank’s Easy Credit Card. 

1. Ease of application

2. Higher limits

3. Diverse perks and privileges 

4. International Acceptance

5. Relaxed eligibility criteria

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There are four major credit card networks:

• Visa
• Mastercard
• American Express
• Discover 

What’s a Credit Card Issuer?

Visa and Mastercard do not actually issue credit cards to consumers. Instead, financial institutions like banks or credit unions work with credit card networks to issue cards. The “issuer” is the bank or credit union that backs the card financially. You may also hear the issuer referred to as the “issuing bank” or even just the “credit card company.” 

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The issuing bank of a credit card:

• Approves or denies credit card applications
• Sets the credit limits, APRs, terms, and most of the benefits on the account
• Pays for transactions on behalf of the cardholder
• Collects payments from the cardholder
• Provides customer service

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From instant cashback or discounts to earning reward points on every purchase are some of the types of offers provided by the Citibank credit cards. So, whether you are a movie buff, love to dine out, or are an avid traveler, Citibank has something in store for you. 

Features of Citibank Credit Cards

There are several great features of Citibank credit cards viz.

Zero Annual Fee - Citibank cares for its valued customers and thus, they do not levy any annual fees on their credit card range. The bank offers this facility to its customers across all credit cards.

Rewards – Citibank credit cards are known for their exclusive offers and rewards are one such way that it keeps its customers happy. The bank allows the customers to earn brownie points on each valid transaction and the customer can redeem the accrued points against a wide range of options. Citibank has a tie-up with some of the prestigious merchants across locations where the customers can use their cards to earn points.

To redeem the credit card points online, the cardholder can visit the rewards section of the bank website and can select from diverse rewards redemptions options that include hotels, entertainment, travel, apparel, accessories, books, and more. Best of all rewards points earned on some of the credit cards never expire, leaving the option for the customer to use them accordingly.

Internet Banking – Customers can view their credit card account information online easily, through the internet banking system. They are not just able to view their current and previous month's details and even obtain them, but they can also check their monthly statement, payment status, pay bills using an online payment gateway, generate a duplicate PIN online, change communication address, and much more.

Cashless Transactions – Credit cards rule out the need of carrying physical cash thereby, reducing the hassles of carrying cash at all times, everywhere. Citibank offers a range of digitized credit cards that offer a hassle-free experience by helping you pay bills on the go as you shop, dine, travel, fill up your fuel tank, or simply enjoy a movie.

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 Send a text, give a call or send an e-mail, the team will be ready to make your experience with American Express a delight. American Express also known as AMEX has a specialized security system to keep your data secure and spot any odd activity.

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 They ensure that fraudulent transactions do not affect the customers of Amex. The belief of Credit Card users on the company states the quality of service offered. The Credit Cards come with various exciting offers on shopping, travel, lodging, dining-out, and bill payments. The best thing is, you can avail all these benefits by Applying for the Credit Card Online. 

• American Express Membership Rewards® Credit Card
• American Express® Platinum Travel Credit Card
• American Express® Gold Card
• American Express® Platinum ReserveSM Credit Card
• Jet Airways American Express® Platinum Credit Card
• American Express® Platinum Card
• Instances When a Credit Card Make More Sense Than a Small Business Loan

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How do credit cards work?

A credit card is tied to a credit account with a financial institution. When you use the card, you're borrowing money from the credit card issuer. You can use a credit card to purchase goods or services with any merchant that accepts credit cards. Some cards also let you get a cash advance, although this isn't recommended because of the high fees involved. 

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The amount you owe on a credit card is called the balance. If you make a $100 purchase, your card's balance would increase by $100.

Each credit card has a credit limit, which is the maximum amount you can owe the bank at one time. For example, if your card's credit limit is $1,000, then the balance can't exceed that amount. 

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Credit Limit

It came with a decent credit limit in the usual range given for any Premium credit card.

While the credit limit is a lot lesser than my other super-premium cards, it is sufficient to begin the journey with.  

Why Choose Bank of Baroda Credit Cards?

The credit cards offered by the Bank of Baroda are designed to provide maximum benefits to the cardholders. Apart from getting money on credit when required, people can earn rewards on their purchases that can be redeemed to earn exclusive offers. There is no surcharge on fuel transactions made by the customers using Bank of Baroda credit cards. The cards also have many other attractive features which include low annual and membership fees, free add-on cards, insurance coverage, etc.