The Credit You Deserve

MMCCU is a local credit union that serves ANYONE who works in the medical field (including veterinarians, vet techs, and more*)! In this episode, host David Murphy interviews Karen Rau, executive director of the Marshfield Area Pet Shelter (MAPS). They discuss the upcoming "Paws for Brittany" Walk, which honors Marshfield native and animal-lover Brittany Zimmermann (who was tragically murdered in 2008). Learn more at www.PawsForBrittany.com. Karen provides details on this and other major MAPS fundraising events like the "Putts for Pets Golf Scramble" and "Paws and Pancakes" breakfast. She explains how MAPS relies heavily on donations, sponsorships and volunteers to operate, sharing different ways people can financially contribute or get involved. Karen emphasizes the important role MAPS plays in the community caring for stray animals, assisting owners who can no longer care for pets, providing services like microchipping and rabies clinics, and working with local municipalities. The conversation highlights the shelter's dedicated staff and over 50 volunteers who make their work possible. * Membership subject to eligibility. Visit www.mmccu.com/membership for details.

In this episode, David Murphy interviews Dr. Jill Dillon, an optometrist and co-founder of the Central Wisconsin Gift of Life organization. Dr. Dillon shares her personal story of being a living kidney donor and how that experience inspired her to start the nonprofit Central Wisconsin Gift of Life. She describes their biggest annual fundraiser, a fun community scavenger hunt, and how the funds support organ donation awareness as well as resources like the Restoring Hope Transplant House in Middleton, Wisconsin. Dr. Dillon highlights the great need for organ donors and the importance of registering to be an organ donor. The episode provides insights into the life-changing impact of organ donation.

In this episode of The Credit You Deserve podcast, hosts David Murphy and Breanna discuss the importance of credit scores, how credit scores are calculated, ways to check your credit score, steps to improve a low score, dealing with identity theft, what credit bureaus to use, credit freezes, being intentional with applying for new credit cards, factors that impact your score like missed payments and inquiries, advice for those with no credit history, and the benefits of working with a local credit union for personalized guidance on improving your credit. They emphasize monitoring your credit report regularly, being cautious about applying for store credit cards, and building relationships with local lenders who can provide more flexibility. The key takeaways are to check your credit score, start taking steps to improve it if needed, and meet with credit union staff for guidance.

In this episode we delve into the art of safeguarding your finances and protecting yourself against scams. From online shopping pitfalls to identifying fraudulent schemes, our episodes are packed with expert advice, real-life stories, and actionable tips to ensure a scam-free festive season. Tune in as we unravel the secrets to staying financially secure, empowering you with the knowledge needed to navigate the holiday hustle without falling prey to scams. Hosted by Carrie Lippert Gillaspie

In episode nine of the "Credit You Deserve" podcast, David Murphy, President of Marshfield Medical Center Credit Union, and Breanna, the marketing guru, discuss David's experience at a credit union program. Breanna joins the conversation to learn more about this program, which David recently attended. David won a scholarship to this program, and he shares his insights and experiences during the episode.

David attended a credit union program in Madison, Wisconsin, which hosted participants from all over the United States. The program is designed to immerse participants in credit union philosophy and principles. It includes group work and focuses on networking and team bonding.

David explains that one of the key aspects of the program is to check your ego at the door and be open-minded. Participants come from various roles within credit unions, from CEOs to service reps. The goal is to create an environment where people can trust each other and share their thoughts openly.

He also emphasizes the importance of Madison, Wisconsin, as a hub for credit unions, with many credit union-related organizations headquartered there. The program's content and format remain somewhat secretive to encourage a raw and immersive experience.

David's initial goal was to earn his designation from the program and take in as much information as possible. However, the program led him to brainstorm ideas for how credit unions can help those in need, such as addressing homelessness, food scarcity, and affordable education.

The podcast delves into the credit union difference, emphasizing that the ultimate goal is to better serve credit union members. The program helps reframe the focus on members and reminds participants of the impact credit unions can have on their communities.

Overall, the episode highlights the transformative experience of the credit union program and how it can inspire credit union professionals to make a difference in the lives of their members and communities.

In this podcast we discuss how members now have access to a new online mobile banking experience!

The mobile app offers all of the standard features members have now, with some added tools. Members are still able to check accounts, see statements, and conduct transfers, with the addition of a PFM (personal finance manager) and the ability to monitor credit. Remote Deposit Capture is also available through the secure app.

The app offers convenience – backed up with professional support from the MMCCU team.

Welcome to Episode Six of “ The Credit You Deserve” podcast. In this episode, host David Murphy, President of Marshfield Medical Center Credit Union, talks with guest Trevor Neufeld from Neufeld Capital Management.

In this episode, they talk about the new Secure Act 2.0, which was included in one of the largest bills that were was signed into law at the end of December 2022.

They also discuss investing for retirement and how this new law may impact savings goals, as well as changes to ROTH accounts and 529 plans - and much more!

In this podcast, we will cover relevant topics that impact your personal finances. You will walk away better informed about the basics of personal finances with tips and recommendations you can incorporate into your own daily lives. We will also inform you to the latest developments in the financial world and the impact they may have on you. You work hard to take care of your finances. Isn’t it time you get the credit you deserve?

 MMCCU President David Murphy covers a plethora of topics related to the holiday season, including financial tips and personal reflections. Learn more about MMCCU at www.MMCCU.com! 

 Hey everybody, this is David Murphy, President at the Marshfield Medical Center Credit Union, and welcome to “The Credit You Deserve” podcast.  In this podcast, we will cover relevant topics that impact your personal finances.  You will walk away better informed about the basics of personal finances with tips and recommendations you can incorporate into your own daily lives.   We will also inform you to the latest developments in the financial world and the impact they may have on you.  You work hard to take care of your finances.  Isn’t it time you get the credit you deserve?

On this episode, my guest is Trevor Neufeld of Neufeld Capital Management as we discuss financial planning for college.

Securities and Advisory Services offered through Harbour Investments Inc. Member SIPC

529 Plan State tax laws and treatment may vary. Earnings on non-qualified distributions may be subject to income

tax and a 10% federal penalty tax. Please consult your tax adviser for more information.

This information is intended for educational purposes only. Please consult a tax/financial professional before making a financial decision.

Products and services offered 1) are not NCUA insured, 2) have no Credit union guarantee, 3) may lose value.

Hey everybody, welcome to “The Credit You Deserve” podcast. I'm your host, David Murphy, President at the Marshfield Medical Center Credit Union, and in today's episode, we're going to highlight what a credit union is, the history of credit unions in the United States, and the history of MMCCU.

If you've heard the term "credit union" but are unsure what it means or what they do, this is the podcast for you.

Credit unions are different from banks in several ways:

• Credit Unions are      not-for-profit institutions.
• Credit Unions make decisions      based on how they can benefit their member-owners instead of shareholders.      Profits go back to the member.
• Credit Unions are governed by      a volunteer Board of Directors elected by their members.
• Credit Unions are regulated      by a federal agency called the NCUA.
• Credit Unions typically use      money from deposits to make loans to members only.

Whether you're an MMCCU member or are simply interested in learning more about the Credit Union Difference, you're in the right place! Tune in to learn more about credit unions.

Hey everybody, this is David Murphy, President at the Marshfield Medical Center Credit Union, and welcome to “The Credit You Deserve” podcast.  In this podcast, we will cover relevant topics that impact your personal finances.  You will walk away better informed about the basics of personal finances with tips and recommendations you can incorporate into your own daily lives.   We will also inform you to the latest developments in the financial world and the impact they may have on you.  You work hard to take care of your finances.  Isn’t it time you get the credit you deserve? Visit www.MMCCU.com for more!

Explaining Interest Rates Through the Decades

With so much fluctuation surrounding interest rates, in this series from MMCCU we'll be exploring the evolution of interest rates through the decades.  Starting with the 1980's, we'll progress through to the present day, explaining how we got to where we are today. Our goal with this conversation is to provide the context for interest rates. Tune into the first episode of the MMCCU podcast to hear President David Murphy and VP of Lending Jerry Litwaitis discuss more in-depth on this subject. They also share their insights into what to expect moving forward.