MoneyHeart

Hosting this show has been an amazing experience for me. I hope the content has been valuable for you as well. The time has come for me to wrap up MoneyHeart and move on. In this crossover episode I share some of the history of how MoneyHeart got started and explain why it’s now time to end.

THANK YOU to all of my guests and listeners. It has been amazing and I am truly grateful. I hope you’ll all join me on my next adventure… The Real Deal with Camille. True stories of life as an entrepreneur.

"I'll figure it out."

-Camille Diaz

About Camille Diaz

Camille Diaz is a connector, author, optimization coach, speaker, and financial professional who loves to empower people with knowledge and resources. Her desire is to see others succeed in business and in life and to help inspired individuals design a path toward happiness, harmony, and financial security.

The best way to contact Camille is on social media @CamUnfiltered or you can visit her website https://camillediaz.com.

Money Mantra:

"If you don't choose your challenge, your challenge will choose you."

-Camille Diaz

Costumes

For this episode I wanted to wear something I’d never worn on the show before. This corset was a recent gift from my mother and this is the first time I pulled out this garage sale find hat for the show. 

More at moneyheartshow.com.

Trauma is not only caused by things like car accidents and bad breakups. Jessica “Vibrant” Hammock teaches that trauma can be caused by anything where we had an expectation and what actually happened did not meet our expectations. 

Therefore, anytime we have a money experience that doesn’t meet our expectations we may have a trauma response and store it in our bodies. This often appears as headaches, anxiety, depression, stress, and more.

In this episode, Jessica teaches us how to begin to rewire our thinking around money. She encourages us to give ourselves permission to recognize where we are, change our behaviors, and learn a new story. Join us!

"I always believe that there's this grace period for us when we learn new information to begin to walk it out... You don't have to fix it all today."

-Jessica "Vibrant" Hammock

About Jessica Hammock

Jessica Hammock is a Licensed Professional Counselor and Clinical Certified Trauma Specialist, Emotional Mastery Coach, Speaker and Author. Chief Creator and Visionary of Vibrant Voice. Jessica has over 15 years of experience in education as a teacher, counselor, and mental health specialist. She is married to her husband Aaron of 15 years and has an 8 month old miracle baby, Hope Elizabeth.

The best way to contact Jessica is by email at vibrantvoice20@gmail.com or you can visit her website https://vibrantvoice.life/

Money Mantra:

"My worth and value has nothing to do with the money that I have, keep or earn. I have exactly what it takes to earn unlimited amounts of money for all that I desire."

-Jessica Hammock

Costumes

Jessica’s focus is helping people to break free from their money chains. She suggested a prisoner costume for our recording and I loved the opportunity to create a look I hadn’t done before.

More at moneyheartshow.com.

Stéphanie’s parents weren’t always the best at managing money. As she was entering adulthood she realized that if she wanted to have money it was up to her. She worked hard and did well but continued to struggle. After her kids and husband were all diagnosed with ADHD, Stephanie finally allowed herself to be tested and discovered what she already knew, she had ADHD.

Knowing that her brain learns and processes differently, Stéphanie was able to rewrite her money story. She and her husband put tools in place to help them better manage their finances. They have regular check-in meetings to stay on track and they are now debt free. They have even been able to save and pay for a backyard renovation and regularly have space in their budget for fun stuff like eating dinner out.

Stéphanie now coaches those who want to overcome limiting beliefs and reach their full potential. In this episode she shares her experience and some of her best tips on how to break free from inner conflict and live the life you desire.

"If I wanted to have money it was up to me."

-Stéphanie Rourke Jackson

About Stéphanie Rourke Jackson

Stéphanie is a high energy, coffee drinking, naturally curious problem solver who likes to push limits. As founder of Beacon Coaching & Leadership she is a guide, coach and mentor for ambitious people who want to grow their confidence, crush limiting beliefs and discover their full potential. She is the creator of the radical self-awareness program and life plan called Identity Mapping. She also created the coaching program called ADDvance for Adults with ADHD who want to function well in work and at home. 

Stéphanie is a life learner who is inspired by success stories, especially when adversity is overcome. She’s passionate about human dignity and engages her voice to create awareness to end human trafficking.

In her downtime, she can be found at the beach with a good book or running on a trail listening to an inspiring podcast or classic rock, like John Mayer. Stéphanie loves laughing with her three grown children and husband of 30 years whom she married twice! She’s a firm believer that nothing is impossible when you know who you are and courageously empower yourself with support! 

You can connect with Stéphanie through her website https://beaconcoaching.ca/ on Instagram at  https://www.instagram.com/beacon_coachingca/ and on LinkedIn at https://www.linkedin.com/in/st%C3%A9phanie-rourke-jackson-9831663/.

Here are links to a few helpful tools:

Mint (free budgeting app): https://mint.intuit.com/

Stéphanie’s free workbook and “Get Outta the Rut” training: https://beaconcoaching.ca/get-outta-the-rut/

Money Mantra:

"Be generous in giving, it’ll always come back to you."

-Stéphanie Rourke Jackson

Costumes

Stéphanie asked to wear a unicorn costume for our recording to reflect how unique each person is. I already had a unicorn horn on standby and added a shiny shirt and boa to make my unicorn extra fancy.

More at moneyheartshow.com.

Is any of us prepared when we start our own business? Usually not! After starting her business El Knezevic found she kept running into blocks when it came to making money. Being the type of person who takes responsibility and seeks out solutions, El quickly discovered the blocks were not external, they were internal.

In this episode El brings up those tough money emotions like shame, worthiness, and all the other stuff stored in our subconscious. She talks about how we can get so easily distracted by small money issues like a little raise in price when we open a bill. Then she shares with us how we can start to change our money situation by changing in three key areas mindset, words, and action.

El explains that our minds are always looking for evidence and whatever you believe, you’re always right. You will always find evidence to support your belief, so change what you’re looking for! If you’ve been wanting to modify your money mindset in a fun, low-stress way, this is the episode for you.

"Some of that for me, please."

-El Knezevic

About El Knezevic

El Knezevic is an intuitive money mindset and abundance coach for women in business. El empowers women to break through their inner glass ceiling and get in the financially fierce mindset and energy that makes money inevitable. As a former business-owner in the male-dominated construction industry, El is passionate about shifting the financial consciousness of female leaders.

You can connect with El through her website www.abundanceplayground.com. 

Money Mantra:

"There is no loss in Divine mind. Whatever is meant for me comes to me with ease and abundance."

-El Knezevic

Costumes

El suggested fun hats as our theme. I made mine by decorating a plain had with autumn leaves. In her unique and cheerful style, El added pineapple sunglasses to her look and I absolutely loved them.

More at moneyheartshow.com.

Len Glassman jokingly describes himself as a recovering attorney. He explains that after 4 years of law school and 12 years in practice he just wasn’t happy. Unfortunately (but actually, very fortunately) he was laid off from his job as an officer at a hospital. Right then he decided he never wanted to have another job where someone else was in control of his future.

The very next say he ran into an old friend who was a serial entrepreneur. She and her husband were about to start up a fitness training center and invited him to come work with them. He loved it, learned a ton, and eventually bought the business from them. He ran that business for years and expanded it to having 15 trainers.

In this episode Len opens up about how fitness not only saved his physical health but also his mental health. We have a fun discussing about the best way to build a business and some of the challenges of being an entrepreneur.

Before we wrap up Len provides us with a few exercises we can do to relieve the stress of sitting for long periods of time. Best of all the only equipment we need is a wall. Join us!

"If you feel uncomfortable in what you're doing everyday, then it's not the right place."

-Len Glassman

About Len Glassman

Len Glassman is a Master Level Personal Trainer and Certified Health Nutritionist with over 25 years of professional fitness experience. He is the owner of Personal Best Training Center and Fit Pro Express Virtual Training.

Len is dedicated to helping people achieve and maintain optimal health and fitness at all stages of life. He works with people to change their physical outlook on life through holistic health, optimal wellness and intellectual fitness, using a unique blend of personalized programming and expert instruction, to help them move better, feel physically and emotionally empowered and provide deeper meaning, purpose and insight into all aspects of their lives.

Len’s unique expertise was most recently featured in the Vitamin Shoppe blog article titled It’s Time To Master The Towel Workout (https://www.lenglassman.com/media-room), where he shared how to turn your towel into a workout weapon! He has also contributed to several high profile articles in national health and fitness magazines including AARP, Eat This Not That, Consumer Health Digest and Men’s Journal(https://www.lenglassman.com/media-room), and has served as a fitness and health advisor, corporate wellness and lifestyle consultant and motivational speaker. He is also an Affinity Partner with Castle Connolly Private Health Partners, LLC. (https://sens.ccphp.net/affinity-partners/)

Len is the acclaimed author of Soul Trainer (https://amzn.to/3kxnvDB), a fictional-fitness series of short stories that takes readers on an inspirational journey, where fictional characters with troubled lives find fitness as a way to overcome insurmountable obstacles, while challenging readers to gain control over their lives from the outside in.

He is also the creator of the Fitness Fundamentals Personal Training Exercise Program (https://www.lenglassman.com/products).

Len believes that in order to get people to move, you must create a movement, something bigger than yourself that people from all walks of life can relate to.

Money Mantra:

"Being Fiscally Fit and Physically Fit Go Hand in Hand."

-Len Glassman

Costumes

When I asked what costume he wanted to wear Len made the logical choice of fitness gear. Most of my fitness gear is pretty well used, lol, but I finally found a set that was color coordinated and without holes.

More at moneyheartshow.com.

After 20 years of work Sarah Leslie had a very high paying career doing something she was really good at… but it was killing her. The job was so intense that she was literally sleeping with her cell phone in the bed so she wouldn’t miss any work related calls. People were starting to comment that she was losing weight and turning pale.

One day during the final rest pose of a yoga class, lying there in the dark with about 50 other people, she started crying uncontrollably. That was totally out of character and it was enough to finally move her to action. When she got up from that mat she knew she had to make a change and resigned from her job the very next day.

Sarah is now an Identity Artist who helps highly motivated individuals become strategically liberated CEO over their whole lives, including the way they create money. In addition to sharing her story, in this episode Sarah reveals the underlying causes of why we get stuck in our money beliefs and how we can start to break free.

"Money is just paper. Money doesn't mean anything unless you and I agree it means something."

-Sarah Leslie

About Sarah Leslie

Sarah spent the first 20 years of her career working from the therapy chair and as the Director of Clinical services over a 150 bed residential facility.  

After a dramatic shift in her own life, she pivoted to the virtual space allowing her the freedom to work from anywhere!  Now, she helps highly motivated individuals become strategically liberated CEO over their whole lives, including the way they create money.  

She stands out from others in her field as she is fiercely committed to her own personal growth so that she can continue to push past her own limits. 

She loves nature, being near the water and the mountains, cooking delicious meals and having thought provoking conversations.

Sarah Leslie, CEO Identity Artist

Book a free consultation at https://sarahlesliecoaching.com/

The best way to contact @sarahleslieliberatedbadass is to send her a DM through her Facebook page: https://www.facebook.com/sarahleslieliberatedbadass. That’s where she hangs out the most.

Money Mantra:

"It's never about the money. It’s always about your beliefs about the money."

-Sarah Leslie

Costumes

The first time I met Sarah she was housesitting for a friend and had an enclosure with quite a few birds hopping about in the background. I used the bird theme as inspiration for this costume, although I took the creative liberty of making it dark instead of colorful. 

More at moneyheartshow.com.

Many of us, especially women, are taught that in order to serve we must sacrifice something precious to us. Frequently, the sacrifice we make is our own well being. We sacrifice our income, our physical health, and our and mental health to be what we believe to be the most helpful and the most useful person possible.

For years Linda-Ann Stewart did exactly that. She volunteered regularly and helped out with every event until her health took a turn for the worst and she was forced to learn to say “no”. As she practiced saying no she made some key discoveries about being of service versus giving a gift. Most importantly that service doesn’t have to be for free and that it’s incredibly hard to give when your energy and finances are low.

In this episode Linda-Ann shares her story and we discuss how value, priorities, feeling indebted, and feelings of  resentment all play into this theme. Linda-Ann does a wonderful job of teaching us where to draw the line, creative ways to say no with confidence and kindness, and how to serve without sacrifice.

"Service is different than a gift."

-Linda-Ann Stewart

About Linda-Ann Stewart

As a focus coach, hypnotherapist, speaker and writer, Linda-Ann Stewart works with women entrepreneurs and small business owners who have gotten stuck and distracted by shiny objects. She empowers them to focus, master their mindset and manage their priorities, so they manifest greater prosperity, well being and freedom. She opened her private hypnotherapy practice in 1990, a few years after moving to Sedona, Arizona.

A dozen years ago, she transitioned her business to coaching women to be more effective, efficient and productive. Over 300 of her articles on mindset, motivation, and empowerment have been published in magazines, newsletters and online. Many can be found on her website, and her Monthly Coaching Tips videos can be found on her YouTube channel: http://www.youtube.com/user/LindaAnnStewart 

Get a free gift and book a consultation on Linda-Ann’s website: http://www.Linda-AnnStewart.com

Money Mantra:

"When I'm being of service, I accept an equitable exchange of energy or reward that benefits both sides."

-Linda-Ann Stewart

Costumes

Linda-Ann and I are both big fans of Renaissance festivals. She suggested wearing chainmail we’d each gotten at a faire along with some matching garb. The hardest part for me was choosing which chainmail pieces to wear!

More at moneyheartshow.com.

Not too long ago Jen Vellenga (Jen V) and Jennifer Rettele-Thomas (JRT) started a company dedicated to helping women speak with presence as a side hustle. Then after a few months, they decided to take a big risk. They chose to resign from their steady, stable, university jobs and make their side hustle their main gig.

In this episode, Jen V shares what it was like to take such a risk (yes, there was last minute panicking involved) and how they knew it would be worth it. She talks about her supportive husband and a few others who were much less supportive.

We also chat about what it’s like to be an entrepreneur, the power of partnerships, and quantum leaps. Join us!

"You learn along the way. Your clients teach you what you offer."

-Jen V

About Jen V

Jen Vellenga, Co-Founder of Voice First World.  Former professor of theatre, academic leader, stage director, and speaking coach turned entrepreneur.

Success Stories from Voice First World: https://www.voicefirstworld.com/testimonials

Join the Powerful Women Speakers Facebook Group: https://www.facebook.com/groups/powerfulwomenspeakers

Money Mantra:

"I don't have one, but my mom always said, 'It's only money.' That is stuck in my head for better or worse. LOL"

-Jen V

Costumes

Jen’s big concept for starting Voice First World was to help women speak with presence without being perfect. When she told me about her “Perfection is Overrated” t-shirt I decided to use that as the costume theme for this episode.

Then, because irony loves me, I forgot to take a pic while in costume and had to pull a screenshot from our video recording. Genius.

Follow the show on Instagram @moneyheartshow to see more pics of my costumes from each episode. I also include my guest’s costume when they choose to wear one.

More at moneyheartshow.com.

Pretty much everyone wants to monetize their media, but how does one stand out in a crowded marketplace? Marketing and media strategist, Patty Farmer, says you could do “lazy” marketing by throwing stuff up and seeing what sticks, OR you could work in your zone of genius and build authentic relationships.

In this episode Patty shares a wealth of information on how to create a business that is profitable without being painful. She talks about leveraging other people’s audiences, how to set your pricing, how to make sure you’re talking to the right people, and the importance of not going it alone. If you want learn how to grow both your business and your bank account, join us!

"When you do well, you can do good."

-Patty Farmer

About Patty Farmer

Patty Farmer is an award-winning Marketing & Media Strategist, International Speaker, Podcast Host, Magazine Publisher, and 7- Figure Event Producer.

As a global influencer and thought leader, she works with women CEO’s, entrepreneurs and speakers who are experts in their field to help them fully identify their expertise, attract (and convert) their ideal buyers, gain massive visibility, package their knowledge, and position them in the marketplace to increase sales, leverage the media and create marketing strategies that are profitable…not painful.

Her mission is to help her clients scale their business in a way that creates transformation for both them and their clients, to make a big impact in the world, and bigger deposits in their bank account while designing a lifestyle they want to live.

Money Mantra:

"It is NOT in my DNA to be broke, I have the power to reset my money story."

-Patty Farmer

Costumes

For the costume in this episode I was inspired by this new chainmail headpiece I’d recently picked up at a local event. The blue cloak seemed fitting and I love how it turned out.

More at https://moneyheartshow.com.

Did you know a desire to continuously give without receiving anything in return often stems from a lack mindset? When my guest Mary Meduna-Gross first found that out about herself she let the assessment results sit for seven years before circling back to address the issue. 

In this episode Mary shares how often we use generosity to mask our feelings of inadequacy. Fortunately, there is often ample evidence that we are enough. And ample evidence and that there is enough of what we need for all… if we are willing to pause and look for it.

Join us as Mary shares her journey of self discovery and growth as she went from educator to entrepreneur.

"I am good enough. I do have enough. I have enough value to offer."

-Mary Meduna-Gross

About Mary Meduna-Gross

Dr. Mary Meduna-Gross s a heart-centered business leadership coach and educator. She believes that we are happiest when we honor our inner strengths and gifts by using them to make life better for others. She knows that it takes a great deal of courage and self-compassion to let go of the old stories that no longer serve us so that we can experience this highest version of ourselves.

Mary has been teaching, leading, and coaching others on their journey for more than 30 years. She supports conscious entrepreneurs who struggle with self-doubt and lack clarity of purpose. With her guidance, her clients align with their inner power so that they can make the world a better place through their business, establish a satisfying culture within their organization and manage profits so they can make an even better impact.

Money Mantra:

"I am worthy of all the richness I desire."

-Mary Meduna-Gross

Costumes

When I asked what costume she would like to wear Mary told me she had a tiara that doesn’t get enough use. I was super excited to don my sparkly tiara again and then I couldn’t find it! Instead I combined a feather arrangement that fell off of a mask with a dark crown I made a few years ago. Tada!

More at https://moneyheartshow.com.

Annie P. Ruggles spent years living in what she calls “the martyrdom of overmarketing”. A place filled with stress and overwhelm wherein no one is allowed to like selling because selling makes you a terrible person. Never mind the fact that all entrepreneurs need to sell if they want to make a living!

In this episode Annie delightfully shares how she released her sales baggage and gives us some tips on how the rest of us can do the same. Spoiler Alert: sales don’t have to be stressful, creepy, or difficult. Selling can even be fun and you don’t have to spend your life as a miserable “stress beast.”

"The only thing that makes money faster is consistency in your marketing and brand awareness coupled with a willingness to ask and receive. That's it!"

-Annie P. Ruggles

About Annie P. Ruggles

For over a decade, Annie P. has harnessed her Hulk-like disdain for hard-sales, tacky self-promotion, and overly competitive sleazeballs as inspiration to help people find better ways to grow their small business. As Founder of The Non-Sleazy Sales Academy, she’s guided hundreds of people toward making deeper connections, lasting impressions, and friendlier, more lucrative transactions and conversations. Her pride and joy is her podcast, Too Legitimate to Quit: Instantly Actionable Small Business Strategies with a Pop Culture Spin. Visit her podcast website here: https://www.toolegitimate.com/

Money Mantra:

"I am someone people love to pay."

-Annie P. Ruggles

Costumes

Annie P. immediately suggested we wear sequins in our episode. I found this awesome scarf on a shopping trip shortly after. Annie’s personality turned out to be even more sparkly than her shirt and I had a blast recording our interview.

More at moneyheartshow.com.

We’ve all had an unpleasant experience with a sales person who made us feel like we wanted to run away and join the witness protection program to get away from them. Somehow, when many of us start a business we suddenly become that sales person because we’ve never had training or been exposed to a better way. In this episode Follow-up Boss, Bethany George, talks about how to generate more sales and higher dollar sales through relationship building. What’s even better is she teaches us how to do it without getting burned out.

"Stop treating them like prey and start treating them like a partner."

-Bethany George

About Bethany George

From a very young age Bethany has been an entrepreneur. Achieving early success going door to door selling candy bars for band and cookies for the girl scouts. That early success came from her own tenacity, and something else that is often overlooked. The relationships she had with neighbors, friends and local businesses.

As an adult, struggling to understand the secrets to sales success, she realized that underlying all success is a solid network of interpersonal relationships. Bethany has since expanded on that idea to unlock the secrets to accelerating business growth, creating powerful partnerships, and simplifying the sales process.

Follow Up with Bethany on her website https://thefollowupboss.com and connect with her on social media @thefollowupboss.

~~~

The CRM I mentioned in this episode and use personally is Less Annoying CRM. You can access their website here: https://www.lessannoyingcrm.com/a/93

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Money Mantra:

"The size of the obstacle is based purely on your perspective. If it looks too big, get a different perspective."

-Bethany George

Costumes

In our first meeting Bethany and I quickly discovered we both have a love of costumes and corsets. We quickly agreed on a pirate theme for this episode and I used the opportunity to don a green pirate look which I hadn’t worn before.

Follow the show on Instagram @moneyheartshow to see more pics of my costumes from each episode. I also include my guest’s costume when they choose to wear one.

More at moneyheartshow.com.

Robert spent 10 years traveling the world and working as a missionary. During his travels he learned many important lessons. One was that smiles and hugs translate into any language. Another was the fact that we need money to make an impact in the world. Robert came across many missionaries who believed they needed to give away all the money that came to them and that sacrifice was required to be righteous.

Robert realized the more money he had the more he could affect change in the world. In this episode he shares how he came to this conclusion and how he’s built a business based on teaching other entrepreneurs to do the same.

“Don't act in fear. Don't use money in fear. Money is meant to work.”

- Robert Peterson

About Robert Peterson

Robert Peterson is a podcaster, author, speaker and the Smiling Entrepreneur Coach. Here are a couple of links to Robert’s podcast and book as well as the best places to contact him.

Robert’s podcast episode with Mike Michalowicz:
https://www.addvalue2life.com/podcasts/add-value-2-entrepreneurs/episodes/2147772729

Robert’s Book, The Entrepreneur Mindset $hift: Growth Characteristics of Success:
https://www.addvalue2life.com/shift

Add Value 2 Life website:
https://www.addvalue2life.com/

Connect with Robert on LinkedIn:
https://www.linkedin.com/in/robertav2l/

Money Mantra

"You need more money to make a bigger impact."

- Robert Peterson

Costumes

Robert knew right away that he wanted to wear his smiling emoji hat and shirt. He’s devoted his business and life to helping entrepreneurs smile every day. I loved the emoji concept and found this really fun hat which made me smile.

Follow the show on Instagram @moneyheartshow to see more pics of my costumes from each episode. I also include my guest’s costume when they choose to wear one.

More at moneyheartshow.com.

In her Reiki practice Devin teaches that the spirt world loves joy and playful energy. When we focus too much on the “I need to make money” thought we are damming the flow of that energy and slowing our money energy to a trickle.

When we are open to abundance we realize that it will show up in all areas, including money. In this episode Devin and I discuss letting go of limiting beliefs and she shares some practical ways she’s implemented these concepts of playful money energy in her own life.

Devin reminds us that the universal energy isn’t vindictive and doesn’t hold grudges, so we can implement this new way of thinking and change our future at any time. Join us and test this new mindset for yourself!

“Now when I go out I think, I have space in my budget for this, but is this something I want to make space in my budget for?”

- Devin Grindrod

About Devin Grindrod

Devin Grindrod is a Reiki Master and Evidential Psychic Medium.

Devin is a strong advocate for empowerment and whole-person healing. She received her B.A. in Psychology and is currently working as an evidential psychic medium and Usui Reiki Master Teacher. Devin’s mission is to help women overcome self-limiting beliefs and learn to trust in the power of their own inner knowing.

Devin’s website is spirituallybalanced.com or find her on TikTok and Instagram @spirituallybalanced.

Money Mantra:

"I live in a constant state of abundance where money flows easily and effortlessly to me and through me."

- Devin Grindrod

Costumes

Some of what she does feels like magic so Devin chose a wizard costume as the theme for our episode. When we got on zoom we discovered we both had the same hat! So much fun.

More at moneyheartshow.com.

While running a highly successful business, Emily Wilcox got burned out on “hard” and started exploring what “easy” would look like. She led herself back to feminine energy, healed her money wounds, reprogrammed her subconscious mind and nervous system, and welcomed easy money. In this episode she explains the six money wounds which keep us stuck in lack and prevent us from reaching our full potential. They are:

1. Money Shame

2. Evil Money

3. Money Trust

4. Hard Money

5. Safe

6. Disappearing

Emily is an expert at identifying and healing money wounds to help entrepreneurs level up. Listen in and learn to level up your money game with ease!

“If we perceive the distance between where we're at and where we want to be as lack then we will perceive our entire lives as lack.”

- Emily Wilcox

About Emily Wilcox

Emily Wilcox is a crystal loving, coffee drinking, money magnetizer and business coach.

Emily’s mission is to help female entrepreneurs uncover their money wounds and heal them in community, so that more money flows to embodied women & collectively up levels the planet.

After building two 7-figure businesses in the masculine energy of hustle & grind, Emily decided to ditch the belief that it had to be hard. She put those businesses in the hands of her capable team so she could dive deeper and amplify what she truly loves: the inner work. She uses energetics, woo woo, and a sprinkle of strategy to help women call in more money, joy, ease, and play.

Emily’s website is emilywilcox.com or slide into her DMs on Instagram @em.makes.money.

Money Mantra:

"Money is easy, money is fun. I love money and money loves me."

- Emily Wilcox

Costumes

Thrilled to be diagnosing and healing money wounds, Emily chose a doctor’s costume as our theme. I love finding different ways to do this costume!

More at moneyheartshow.com.

After years of trying to work harder and faster Rita was at a breaking point. She was overwhelmed and feeling intense pressure to take care of her children, be a supportive spouse, and be a successful entrepreneur. Her business wasn’t generating the income she desired and she was becoming increasingly more distraught. Rita knew she was an intelligent person but for some reason she just couldn’t figure this one out.

Rita hired a coach and started working with him over the phone. One of the first things he asked her to do was to pause and start taking care of herself. Over the next few years she completely changed her views on abundance and worthiness and discovered how she had been blocking all the goodness she desired. Join us as Rita shares about her transformation and gives us mindset tips on how we too can create extraordinary abundance in our lives.

“When you when you feel that not enoughness, there's not enough time, there's not enough money, there's not enough love, there's not enough food, nothing is enough. There's not enough goodness... and you're coming from that place.”

- Rita Desnoyers-Garcia

About Rita Desnoyers-Garcia

Rita Desnoyers-Garcia has been helping people reach their true potential for over 30 years. She has a BA in Psychology from College of the Holy Cross and an MSSW from Columbia University. After a long career as a social worker in New York City, and while raising her family, she had a spiritual transformation. She is now a spiritual teacher, speaker, life coach, and author, comedian and musician. She is the author of  3 books: Extraordinary Abundance, Outside of the Box Love Experiments, and The Self-Compassion Project (https://amzn.to/3RYKnXD) and the creator of The Forest Meditations. You can find out more about Rita’s work and offerings at www.becomingawake.com. She lives with her husband and three children in New Jersey.

Money Mantra:

"I am open to money appearing in all forms and in all ways."

- Rita Desnoyers-Garcia

Costumes

Rita chose not to dress in costume for our episode, so that gave me an opportunity to play. I chose a costume inspired by Dr. Olivia Octavius from Spiderman: Into the Spider-Verse. One of my kids volunteered to make the signature glasses for me. I love how they turned out.

More at moneyheartshow.com.

As Anna Roszak was listening to Episode 082 of MoneyHeart, Recovering from a Money Fight, she realized not enough people were speaking about emotional and financial abuse. In that episode my guest, Stephen Finney, recommended that rather than blame your partner for all the money problems, start by taking at least 1% ownership of the problem. Excellent advice. And he included one caveat which was… not if you’re in an abusive relationship.

Anna was so glad we brought that up because when she was in an abusive relationship she was blaming herself all the time. This realization sparked her to reach out to me and ask if we could record an episode about her experience in hopes that we may shed some light on this issue, help others to recognize their situation, and get help on the path to recovery.

In this episode, Anna shares her experience of emotional and financial abuse. It is different from many well known abuse cases because her husband never hit her. There was no physical abuse so for years she didn’t realize there was a problem. This is very common. She explains what happened, what the clues were, how she got help, and what you can do if you notice a friend who might be in a similar situation. I’m so grateful to Anna for being brave enough to share her story in support of the greater good.

“I didn’t know I was in an abusive relationship until I was out of it for years.”

- Anna Roszak

About Anna Roszak

Anna Roszak is the founder and director of DesignShack, a web and graphic design business based in Glasgow, Scotland. To see examples of Anna’s design work you can visit her website at https://www.design-shack.com/. You can contact her directly via email at anna@design-shack.com.

Money Mantra:

"For every giver there must be a receiver, and for every receiver there must be a giver."

- T. Harv Eker

Recovering from a Money Fight

The episode Anna mentioned listening to was Recovering from a Money Fight –  Stephen Finney – Episode 082. You can find it here: https://serenityfinancial.us/2022/01/20/recovering-from-a-money-fight/

Costumes

Anna told me she had a bee costume on hand so I matched her theme. I think we make excellent bees and I love the underlying metaphor of a colony who works together for the benefit of all.

More at moneyheartshow.com.

Building an entrepreneur mindset typically doesn’t happen overnight. In this episode SJ Barakony shares his journey of slowly transitioning from full-time employee to full-time entrepreneur. It wasn’t just a job switch. As he tested the entrepreneurial waters with a side-hustle his mindset started to transition and lead him to where he is today; now calling himself The Education Sherpa.

Join us as we discuss the growth that happens as one embraces being an entrepreneur and what it’s like to see life through the eyes of a business owner rather than the eyes of an employee. SJ says that truly happens when we become a producer of value instead of a consumer of resources.

“Have the courage and the heart, but also keep the discerning mind, too. Have that social circle around you that will be champions and encouragers.”

- SJ Barakony

About SJ Barakony

SJ Barakony, the Education Sherpa, is a restless entrepreneurial spirit who is involved in multiple ventures, totally self-employed, and joyful to have so much agency and autonomy. His day-to-day work sits right in the middle of the futures of work and of education. 

If you’d like to connect with SJ you can find him on LinkedIn: https://www.linkedin.com/in/sbslsfoundersj/ and Instagram: https://www.instagram.com/the.education.sherpa/

Money Mantra:

"Time = Gold. Money = Silver."

- SJ Barakony

Costumes

SJ’s title is The Education Sherpa so I decided to play with the Sherpa theme. After a bit of googling for inspiration I put together a costume representing those amazing guides who lead people up Mt. Everest.

Follow the show on Instagram @moneyheartshow to see more pics of my costumes from each episode. I also include my guest’s costume when they choose to wear one.

More at moneyheartshow.com.

Savannah and I easily connected over our shared experience of trying to tune out what everyone and everything else in the universe was trying to tell us. Once we finally embraced our callings life became infinitely better. In this episode Savannah shares her story of how she finally tuned into her worthiness and how you can, too. There are so many actionable exercises in this episode it’s definitely worth a listen. Savannah actually walks me through the exercises so you can see exactly how quickly they produce results.

“You always know. You may not be aware of it in the moment because you have a story or someone else's voice getting in the way, but you always know.”

-Savannah Joy

About Savannah Joy

Savannah Joy is the Founder of Embrace Your Wild and an Embodied Feminine Leadership Coach. Embrace Your Wild empowers visionary women to reclaim and embrace all parts of themselves, master their emotions + energy, take up space and be seen in their fullest expression in relationships and business. When you show up powerfully and authentically every day for yourself, you can show up for your biggest visions.

Through radical self-acceptance, feminine embodiment practices, and a deep connection to self, the Embrace Your Wild Method opens up a channel for ultimate sovereignty in mind, body and spirit. 

If you’d like to chat with Savannah further you can email her at hello@embraceyourwild.com. Visit her website https://www.embraceyourwild.com to view her retreats and photography.

Money Mantra

"It's already here."

-Savannah Joy

Costumes

Savannah chose not to wear a costume on the show so I chose a "wild" theme inspired by her work. She does amazing photography work and was kind enough to send me a photo of herself embracing her wild as well.

More at https://moneyheartshow.com.

If you've ever wanted to make a change your life but weren't sure you could do it, this is the episode for you. Anita Swetman was a shy, introverted, ordinary girl, until she became a national-multi-gold-award-winning beauty therapist, CEO of her own beauty business, massage therapist to celebrities, a published author.

Join us as Anita shares how she followed her heart and went from pharmacy tech to beauty consultant to the stars.

"Don’t wait for a wake-up call to finally take action! Do it now!"

- Anita Swetman

About Anita Swetman

Anita Swetman is a Beauty Therapist, CEO, and published author. You can find her on social media and through her website.

Facebook @anitaswetmanofficial  https://www.facebook.com/anitaswetmanofficial

Twitter @anitaswetman  https://twitter.com/AnitaSwetman/

LinkedIn @anita-swetman-author   https://www.linkedin.com/in/anita-swetman-author/

Website: https://www.anitaswetman.com 

Anita’s book, No Ordinary Girl, is available on Amazon and wherever books are sold.  https://amzn.to/3CT7RcU

Money Mantra:

"I effortlessly attract more money into my life. There is plenty for everybody!"

-Anita Swetman

Costumes

At first Anita wasn’t sure what our costume theme would be. Then she messaged me and asked if we could do animal print. I love brining out my animal print dress and absolutely loved hers in pink.

Follow the show on Instagram @moneyheartshow to see more pics of my costumes from each episode. I also include my guest’s costume when they choose to wear one.

Almost at a loss for words when trying to say something about this episode. Episode 100!!! I can hardly believe all the amazing stories and learning that have come out of creating and producing the MoneyHeart podcast for the past couple of years. For this very special episode I’ve asked my friend, mentor, and former MoneyHeart guest, Peter Biadasz, to interview me. He got to make up all the questions and I had no idea what they would be going into the recording session.

"Peter: We'll start off with an easy question. What is the meaning of life?

Camille: 42"

If you got that joke your nerd game is at least as strong as mine and I’m impressed. If you didn’t get it and want to level up, you can read about that answer here: https://www.dictionary.com/e/slang/42/. Peter and I have a great time on this show and it will probably remain one of my favorite episodes. I hope you enjoy it as well.

The positive feedback I get from listeners and the stories you tell me about how various episodes have impacted your lives is really what keeps me going. Thank you all so much and stay tuned for Season 3!

PS: For those keeping track and paying attention to details like I do without even trying… in the show I said Peter’s episode was 016. I was wrong. It was actually Episode 014, Making the Best Out of the Worst: https://serenityfinancial.us/2020/07/30/making-the-best-out-of-the-worst/.

Peter’s company is called Total Publishing and Media. You can get in touch with him through LinkedIn: https://www.linkedin.com/in/peter-biadasz-bb73102/ and Facebook: https://www.facebook.com/peter.biadasz

Episode 016 was Transparency During the Aging Process with Cheryl Doyle. Access all 100 episodes here: https://serenityfinancial.us/blog/.

Aubrey and I both have entrepreneurial families with kids so we’re pretty familiar with what burnout feels like. In this episode we discuss what it means to set a good example as a hardworking parent. We talk about money, work, stress, and ways to combat that stress which shows up in everyone’s lives.

“You feel like you don’t know what to do next. You’re helpless.”

So many times we know we need to do the work to earn money and keep our businesses and lives going, but we just don’t feel like we have the energy. If you have tasks and chores piled up and don’t feel inspired at all to get up and do any of them, a few essential oils might help relieve your guilt and lift your spirits. The oils Aubrey shares about include:

Lavender – for calming, sleep, and inspiring openness, honesty and communication

Wild Orange & Peppermint – to wake up, boost energy and confidence

Peppermint – inspire encouragement and joy

Wild Orange – inspire a positivity and playfulness mindset

Copaiba – inspire worthiness, relieve feelings of guilt and stress

Balance (DoTerra blend) – relieve tension

Receive Aubrey’s “Stress Less” series with 9 tips on how to reduce stress in everyday life here: https://api.thewellnesscrm.com/widget/form/44UuHAoh6YOatJmlkt1V

To contact Aubrey send her a text at +1-870-937-6457 or find her on Facabook at https://www.facebook.com/aubrey.corcorankleinman/.

Schedule a 1:1 connect call with Aubrey here:  https://api.thewellnesscrm.com/widget/appointment/connectcall/connect_aubrey

More at http://moneyheartshow.com.

Wealth to Andrea was defined by what she had. Money in the bank, assets, the ability to buy anything she needed or wanted. She thought working hard would create fulfilling results, so she worked tirelessly towards what she thought was prosperity. It took death for her to fully redefine what it meant to be prosperous in life and to fully step into abundance.

“When you have nothing you can create anything.”

In this episode author and coach Andrea Blindt shares the story of how she dissolved her limiting beliefs and replaced them with empowering ones. We touch on values, making money decisions, what money can’t do, and what money can do. During our discussion, she provides us ways we can reframe the conversations in our head to lead ourselves towards the future we truly want to create.

Andrea Blindt (N-drey-uh) is a Registered nurse, holistic health practitioner, best-selling author, and life & mindset coach. Andrea empowers her clients through her own personal healing journey. She helps her clients create wealth by amplifying their health. She supports patients as they discover ways to enhance prosperity in their lives, by reclaiming their power, advocating for what is in their best interest, and learning the tools needed to be able to make decisions for themselves that are in alignment with their beliefs. This allows her patients to create abundance, experience tranquility, and live life with clear intention.

Connect with Andrea on instagram @andreablindt or by email her at heal@andreablindt.com. You can find information on her new book, “Prosperity Codes” and schedule a free 15 minute connection call on her website andreablindt.com.

To download the free Abundance Journal we mentioned in the show (and a whole bunch of other free stuff) visit andreablindt.com/gifts.

More at moneyheartshow.com.

We start off this episode by discussing the concept of success. Empath, Michelle J. Howe teaches there are two types of success: inner and outer. She explains that outer success is following someone else’s script. It’s the plan we think we need to follow based on what others expect of us. Inner success is following our own script and it’s the only way we’ll be truly happy

“If you sculpt your life with a priority for inner success and feeling good, the outer success will come from that.”

As we continue, Michelle shares her story of how she began her career as a certified public accountant (CPA). When she realized her true path and switched over to empathic coaching there were many people who questioned her decision and told her she was doing the wrong thing. Michelle points out that everything she’s done in the past has perfectly prepared her for what she is doing now.

Michelle J. Howe is the founder and president of Empath Evolution.  Michelle is a spiritual teacher and healer who channels high-vibrational, healing energies.  She helps her clients move beyond intense emotions, subconscious fears, and people drama that interferes with their level of success in the world. 

You can find a quiz, free training, and information on her upcoming workshops on her website www.empathevolution.com. Email is the best way to connect with Michelle. Her email is michelle@empathevolution.com.

More at moneyheartshow.com.

When Kimberly talks to her clients about the importance of preparing for their financial future it’s not just something she read in a book, it’s something she’s lived. Kimberly watched her grandmother build a financial empire of rental properties and businesses only to have it slowly whittled away by the expenses of caring for her mother, her brother, and her husband. Ultimately, by the time she needed the money to care for herself there wasn’t much left and she ended up living with family instead.

“After X time, maybe 2 years in, hey, I can’t really afford $6k a month.”

In this episode Kimberly shares her family story of having wealth but not being able to pass it on to the next generation because of lingering illness. We teach the rule of 72 and discuss the many benefits of life insurance as a wealth protecting and wealth building building tool.

Kimberly talks about the week she found search results for 780,000 posts on GoFundMe requesting help with final expenses just within the US. We talk about how many families use GoFundMe to cover final expenses for their loved ones and how this could be so easily changed through even a small life insurance policy.

Kimberly is a licensed financial educator, who teaches individuals what’s not taught in school. She can be reached through her Link Tree at https://linktr.ee/ktromatore.

More at moneyheartshow.com.

When most people think about a sales person, they cringe. Kevin Hayler is trying to change all that from the ground up. He wants to make being a salesperson a respected and sought after career that moms everywhere can say with pride when they brag about their children. In this episode titled after Kevin’s company, “Sales Made Easy” we talk about what a quality sales professional brings to the table and the foundations of becoming a quality sales professional.

“Simplistically, build relationships with people. Build trust with people.”

Kevin teaches that only by focusing on the prospects needs, building trust, and solving their problems can we be truly effective at sales. He graciously shares his “Seven foundations on which to build your success in sales.”

ONE: Activity
TWO: Engage
THREE: Question
FOUR: Listen
FIVE: Know
SIX: Solve
SEVEN: Do It

You can download a copy of this list along with the details of each foundation on Kevin’s website www.salesmadeeasy.sale. While you’re there you can check out his memberships. The free level gives you access to the forum, podcasts, webinars, tips, guides, and training courses!

Kevin Hayler the Founder and CEO of Sales Made Easy. To get in touch with Kevin you can email him at Kevin@salesmadeeasy.sale or find him on LinkedIn.

More at moneyheartshow.com.

Video marketing is continuing to grow and many business owners feel they need to get on the video bandwagon to keep up. Unfortunately they often feel confused and uncertain about what videos to create and what would be best for their business. Video marketing expert, Anush Mnatsakanyan, helps make video marketing simple. In this episode she explains the basic types of videos and shares tips on how to get started.

“It’s the video which explains and which helps the customers to understand how they can get any kind of solution from this company.”

Anush teaches us the difference between types of videos like explainers, promos, and guides. She helps us understand why a company should never start a marketing video with their logo. She also teaches us how to get comfortable on camera if we’re a bit nervous to do so.

Anush Mnatsakanyan is the Co-Founder and CEO of Burnwe, a video marketing agency. Burnwe specializes in creating digital videos of all types and formats: from animated explainers to app tutorials, demo videos, and social media ads. With Anush’s leadership, today Burnwe cooperates with various international IT companies and startups from all over the world.

She is an expert in the video marketing industry consulting and helping tech companies to develop an effective video marketing strategy and successfully market online. Anush and Burnwe combine the best practices of video production and video marketing to give companies exposure and results.

You can contact Anush via email: anush@burnwe.com or Linkedin: https://www.linkedin.com/in/anush-mnatsakanyan/. She has a vlog with video marketing tips for entrepreneurs on YouTube: https://www.youtube.com/burnwe

More at moneyheartshow.com.

Conrad Ruiz thinks about time a little differently from most. At time of recording he was 26 and his father was 95 years old. His entire life Conrad has felt the pressure of limited time with his “old man”. Several years ago Conrad was diagnosed with a kidney condition which essentially cut his life expectancy in half. After several years in biomedical engineering trying to discover a cure, he really starting thinking about how to maximize all the time he has.

“We are all under this societal pressure that our time is our money and we need to figure out a way to make the most of it.”

In this episode Conrad and I discuss how individuals choose to spend their time and the concept of diminishing returns. We talk in depth about the value of time. Instead of exploring the emotional side of money (this show’s theme) we explore the emotional side of time.

Conrad is the Founder of Well Aware and Co-founder of Intro’d. Conrad studied biomedical engineering after he was made aware that he had only one kidney with multiple cysts. Rather than continue down his path of study, Conrad’s ultimate reflections on struggling with his and his father’s health led him to focus more on time and time management. Conrad loves communicating via email. To reach him you can send an email to cruiz@wellaware.me.

More at moneyheartshow.com.

Just about every couple has been in a money fight at some point. Even a fight triggered by something else can have a root cause which is a money issue. Financial coach, Stephen Finney, helps couples stop fighting about money. He shares the importance of getting to the main issue to start to solve the problem which might be less complicated than we think.

“I’m not stressed because we don’t have the money. I’m stressed because I don’t have clarity and confidence around where our money’s going. If I did, it would probably be fine.”

Stephen shares his first 6 steps on how to recover from a money fight and we discuss the best ways to diffuse the situation quickly so positive actions can happen.

1. Take some time to process. Emotions are high, one of you needs time to process emotion.

2. Gain awareness around your thoughts. Are you blaming? Building your case against them? Just ask yourself without self-judgment what you are doing.

3. Find the 1% of the conflict that YOU were responsible for. Own it, admit it to yourself. Put them first in spite of it. This is hard. The risk is that they won’t reciprocate. Do it anyway!

4. Approach them and own your part, without blaming them.

5. THEN, and only then: Use a “when, I felt” statement. When this situation happened, I felt ______.

6. Get some help! Don’t wait. Use me or a counselor to be a third party. It’s ok to ask for help.

To contact Stephen you can visit his website finneyfinancial.com.

More at moneyheartshow.com.

After years of feeling sick and fatigued, enduring multiple tests, having a surgery, and struggling to get pregnant, Thursall finally went to see a functional nutrition doctor. She just wanted to stop feeling tired all the time. Her doctor helped her change her diet and she finally got pregnant with her first child.

“Oh my gosh! I can change this and I can be happier and I can care for myself.”

Thursall now teaches others how to change their lives through quality functional nutrition. In this episode of MoneyHeart we discuss how to make changes and the importance of creating a nutrition plan which is sustainable for you. We cover how the money spent now on better food can bring a lifetime of savings in medical expenses. Thursall encourages everyone by letting us know that even small changes can make a big difference.

Thursall Celle is a Functional Nutrition Therapy Practitioner. She takes a holistic approach and performs a deep dive to really get to the root of your health or fertility issues. Thursall practices virtually from North Carolina. She has her 2 beautiful miracles and has recently added a dog to the family! Thursall has additional training in Fertility, Gluten + Autoimmunity, and Diabetes.

If you’d like to get in touch with Thursall you can sign up for a free chat on her calendar: bit.ly/Thursall. Her websites are www.elementalbloom.com and www.focusingonfertility.com.

More at moneyheartshow.com.

When Chris Rivera helps clients change their thinking he doesn’t focus on who they are now, he focuses on helping them become the person they want to be. We have an amazing discussion on the importance of charging what you’re worth and how you can change your mindset to feel more comfortable doing so.

“When you undercharge someone what incentive do they have to stick with it?”

Chris shares how important it is to set a goal which inspires you and to just get started. We can’t know all the steps at the beginning so stop planning and get going! Once you are committed to the goal and take the first step you’ll be in a better position to figure out the next step.

Many entrepreneurs start a business to create something special.  They have a gift or skill they want to share with the world through their business and in doing so, they want to create a sense of fulfillment, joy, happiness, and balance in their life.  There’s a sense of peace that comes with creating a successful business.

Unfortunately, those same business owners are struggling for a variety of reasons.  In many cases, they know what action steps they should be taking but they have difficulty following through.  It’s the gap between what they know they should be doing and what they’re actually doing.

Chris works with entrepreneurs and network marketers on how to close that gap to begin following through the action steps that generate revenue and clients.  Chris helps them build within themselves the future successful self that is worthy of achieving their goals.  When his clients begin operating from that future successful self, success is no longer a guessing game; success becomes guaranteed.

You can contact Chris via LinkedIn. Book a free strategy session with him here. Be sure to mention you found him through his MoneyHeart episode.

More at moneyheartshow.com.

There is so much to consider with having a baby. Financial, emotional, and practical. In this episode Fairy GodMentor, Angie Taylor, shares just a snippet of her knowledge on planning for, having, and then caring for a new baby.

“As parents we are always the expert of our child.”

Angie strongly advocates for parents-to-be to educate themselves before birth and to ask as many questions as they need to find answers during the process. She wants parents to know they have choices about all aspects of their journey into creating a tiny human. Angie shares best practices on prenatal health, involving the father, child birthing, breastfeeding, and sleeping through the night. Whether you’re planning for your first child or your fifth child, this episode is worth a listen.

Angie Taylor is the Fairy GodMentor, Birth Insider, and an Oola Life Coach. She can be reached by emailing angie@angietaylorfairygodmentor.com or visit her website angietaylorfairygodmentor.com.

More at moneyheartshow.com.

What often happens when you make a ton of money but don’t have any money management skills? Usually, you get stuck! That’s exactly what happened to Financial Coach, Jessica Medina. She walked into a 6-figure salary at a prestigious law firm right out of law school and was spending everything she made on rent, loans, child care, and conveniences to keep herself sane. Fast forward a few years and all she wanted was a life where she got to enjoy herself and spend quality time with her children, but she felt she couldn’t afford the pay cut.

“That’s kind of where I landed. Knowing that I was going to need to be commanding as much money as I possibly could to meet all of the obligations I had created for myself. But when I got there and I started making money it didn’t go nearly as far as I thought that it would!”

Jessica Medina taught herself how to take control of her money and not just survive, but thrive on a reasonable budget. In this episode she reveals the truth of how challenging it is to ask for help when everyone expects you to know it all and she gives an insider’s perspective on the life of the instantly wealthy.

Jessica shares the four categories where most people with high-pressure, high-income jobs tend to spend, including convenience and self-soothing expenses. She also shares her biggest tip on how to begin to unwind the golden handcuffs and make change if you want to. It’s not always fun in the beginning, but it does work, and the results are undeniable.

You can get in touch with Jessica through her website https://www.jessicamedinallc.com/ and download her PDF 5 Money Mistakes Lawyers Make (and what to do instead) from her website https://www.jessicamedinallc.com/money. Jessica is also highly active on LinkedIn.

More at moneyheartshow.com.

Elizabeth King began her career working for a non-profit and has been passionate about giving ever since. As we near giving Tuesday she encourages all of us to find ways we can contribute to our community and make an impact with our giving.

“It can be time, talent or treasure. It doesn’t have to just be money.”

Giving doesn’t just help the receiver, it helps the giver as well. Those who donate their time and talents have actually been found to live longer. If your company does corporate giving it can help your audience connect with you because they know you share the same values. Elizabeth emphasizes that it’s ok for our giving focus to shift as our life shifts. No need to feel obligated to donate to the same cause every year. She also points out that it’s the many small gifts combined from all of us which really make the difference.

To research a charity and determine if it aligns with your values you can visit www.guidestar.org or www.charitynavigator.org. 

To attend one of Elizabeth’s What Works Webinars visit her LinkedIn page: https://www.linkedin.com/company/elizabeth-king-consulting/

More at moneyheartshow.com.

If you think closing an old credit card will help you raise your score, think again! Those old accounts without balances are actually helping you raise two of the factors which make up your credit: longevity and debt to credit ratio. In this episode credit expert, Helen Arroyo, shares what makes up our credit score and busts some really common myths about how to improve our credit.

“If you closed a card down that you've had for 10 years, you've just lost 10 years of history.”

We may not love credit, but it’s an essential part of our financial lives. Not knowing how credit works can cost us thousands of dollars over our lifetimes. Would you rather send higher interest payments to a lender or use your money for things which are important to you like retirement savings, college education, or family vacations? This episode is critical listening for all those who are learning to build credit or want to improve their credit score.

Helen Arroyo is Marketing Director at Professional Negotiators Inc. and former banker of nearly 30 years. If you’d like to get in contact with Helen she can be reached by email at helen.pronegotiator@gmail.com or by calling (954) 646-1172.

More at moneyheartshow.com.

Tabitha Taylor has really been through a lot. Her mother struggled with addiction while she was growing up. Her son passed away when he was 14 months old and then she got divorced while she was 3-months pregnant with her daughter. Her business closed after they expanded too quickly and recently, her family got into a battle over inheritance money after her parents passed away.

“It took many years but over time I was able to go on to live a very happy life.”

In this episode Tabitha shares some of the money struggles people often experience when going through difficult times and explains how she has been able to work through the grief. She speaks very openly about her trials and her decision to stop being the victim, start taking control over her life, and start enjoying herself.

Tabitha L. Taylor is the founder of Phoenix Masterminds. She focuses on helping women rise above the ashes of adversity. You can contact Tabitha through her website tabithaltaylor.com and on LinkedIn. Follow her on Instagram @tabithaltaylor.

More at moneyheartshow.com.