Money & Mindset Podcast

Originally broadcasted as Season 1 Episode 6 in December 2020, hosts Sheryka Alford and Anntricia Bray Smith discuss money and relationships, which can get a little sticky.

In this episode they address the following questions:

• At what point in the courtship/relationship do you discuss money and to what extent?
• Should you and your spouse have joint bank accounts?
• Should you loan money to friends and relatives?

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Originally broadcasted as Season 1 Episode 19 in December 2020, hosts Sheryka Alford and Anntricia Bray Smith provide steps that you can take to create your financial plan. One of the steps was to calculate your net worth.

Originally broadcasted as Season 1 Episode 2 in December 2020, hosts Sheryka Alford and Anntricia Bray Smith discuss the shame, fear, embarrassment, and other emotions experienced when it comes to our finances. 

Also, they share the first steps to take in order to overcome emotional barriers.

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Have a question or comment? Email us at moneyandmindsetpodcast@gmail.com.

HEY PARENTS! Are you and your teen prepared for college dorm life?

In this episode hosts Sheryka Alford and Anntricia Bray Smith discuss ways to ease the transition from life at home to living on campus. In addition to the benefits of living on a college campus, they discuss the dark side of college life that people don’t usually talk about.

ALSO Check out Season 1 Episode 8: Preparing For College (https://anchor.fm/moneymindsetpodcast/episodes/Ep-8-Preparing-For-College-eo7fel).

And get your copy of Time To Talk by Anntricia Bray Smith.

To learn more about Anntricia Bray Smith and her courses/books offered,

Should religious organization leaders do more to encourage financial literacy within their congregation? 

Join hosts Sheryka Alford and Anntricia Bray Smith as they share their thoughts about teaching financial literacy in the church.  

Be sure to get your copy of Mini Money Lessons for Teens: The Little Guide That Sparks Big Discussions by Sheryka Alford and Trinity Alford. And Financial Education Simplified by Anntricia Bray Smith! Both books are available on Amazon.  

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Have a question or comment? Email us at moneyandmindsetpodcast@gmail.com. 

Have you considered dividend investing as an additional stream of income? 

Join hosts Sheryka Alford and Anntricia Bray Smith as they discuss dividend investing with the author of Dividends Are a Queen's Best Friend: A Beginner's Guide to Dividend Investing, Charlene Rhinehart, CPA.  To learn about Charlene’s dividend investing course visit wealthywomendaily.com/dividendqueens/ and you can follow her on Instagram @charlenerhinehart. 

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Have a question or comment? Email us at moneyandmindsetpodcast@gmail.com. 

Is Medicare free? 

When should I enroll in Medicare? 

Does Medicare cover all medical expenses?   

Join host Sheryka Alford as she has an insightful conversation with Jim Blankenship, CFP®, about Medicare. Jim is the author of A Medicare Owner's Manual: Your Guide to Medicare Benefits, available on Amazon. He also provides information about social security, IRAs, income tax, and all things financial on his website financialducksinarow.com.  

Visit medicare.gov for more information about Medicare.  And if you missed the previous interview with Jim about social security, check out Season 3 Episode 9 Understanding Social Security.  

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Have a question or comment? Email us at moneyandmindsetpodcast@gmail.com. 

You’ve got a working budget in place and things are going smoothly, but then you hit a pothole while on your financial freedom journey. 

What do you do?  

In this episode, hosts Sheryka Alford and Anntricia Bray Smith share practical tips that you can use to get back on track with your finances.  

Topics discussed include: 

• The emotional impact of dealing with finances 
• Evaluating previous spending patterns 
• Proper planning and updating your budget 
• Reviewing your credit report – available for free at www.annualcreditreport.com 

Be sure to visit www.linktr.ee/anntriciabraysmith to access a free download of 7 Ways You Can Control Your Finances and Improve Your Credit Score. 

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Have a question or comment? Email us at moneyandmindsetpodcast@gmail.com. 

In this episode host Sheryka Alford discuss the importance of budgeting with financial coach Marc Russell of BetterWallet. Marc shares his personal story about how he paid off $80K of debt in three years. To access Marc's budget template and other money tools, visit taplink.cc/betterwallet and you can follow him @betterwallet on Instagram.  

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Have a question or comment? Email us at moneyandmindsetpodcast@gmail.com.  

Are you constantly stressed out over the holidays? 

Do you regularly find yourself still paying for holiday expenses, after the New Year?  

In this episode, hosts Sheryka Alford and Anntricia Bray Smith offer tips on ways to prepare for the holidays and lessen the associated stress.  

Topics discussed include: 

• Creating a holiday sinking fund 
• Setting a budget and sticking to limits 
• Meal planning and delegation 
• Smart shopping ideas  

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Have a question or comment? Email us at moneyandmindsetpodcast@gmail.com. 

Wow, it’s hard to believe the Season 3 Finale is already here!  

This season hosts Sheryka Alford and Anntricia Bray Smith have discussed topics ranging from clearing out the clutter, financial planning for those with disabilities, turning your passion into profits, investing, understanding social security and much more.   

Be sure to catch any of the previous episodes, that you may have missed.  

Don’t forget to subscribe and leave a review.   

Have a question or comment? Email us at moneyandmindsetpodcast@gmail.com. 

How much will I get each month? 

Should I file for social security retirement benefits now or later? 

Will the social security program run out of money? 

These are some of the things that we have all probably wondered about or will, at some point.  

Join hosts Sheryka Alford and Anntricia Bray Smith as they have an insightful conversation with Jim Blankenship, CFP®, about social security retirement benefits. Jim is the author of A Social Security Owner’s Manual and Social Security for the Suddenly Single: Social Security Retirement and Survivor Benefits for Divorcees, available on Amazon. He also provides information about social security, IRAs, income tax, and all things financial on his website financialducksinarow.com.  Visit ssa.gov for social security modeling calculators.  

DISCLAIMER: Views expressed (by the hosts and guests) on the Money & Mindset podcast are for entertainment and informational purposes only and does not constitute any financial, legal, or other type of advice.  

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Have a question or comment? Email us at moneyandmindsetpodcast@gmail.com. 

Woman To Woman host Anntricia Bray Smith collaborates with Money & Mindset host Sheryka Alford to discuss the importance of being aware of where your money is going.  Some funds are easier to track than others.  While being disciplined in most areas of your spending, Anntricia and Sheryka discuss money that may be slipping through your fingertips that you may be blind too.  

This collaboration is necessary to discuss in your next steps to reaching financial independence and freedom. 

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Have a question or comment? Email us at moneyandmindsetpodcast@gmail.com. 

I’m too old. 

I don’t have enough money. 

I don’t have the time. 

I have kids.  

Do you find yourself making excuses for not following your passion?  

In today’s episode of the Money & Mindset podcast, hosts Sheryka Alford and Anntricia Bray Smith are joined by the award-winning author of Bold, Brave and Courageous: A NO FEAR Success Guide for Teen Girls, Wyjuana Montgomery.   

Wyjuana shares her story of turning her passion for working with teen girls into profit. She also provides words of wisdom for handling the obstacles faced by those striving for entrepreneurship. From the words of Wyjuana have NO FEAR! Never let anyone tell you what you cannot do. Open your mind to the possibility of your greatness. Fight for what you want. Expose yourself to new things. Act on opportunities to launch yourself. Reach forward.  

Be sure to follow Wyjuana Montgomery on Facebook and catch the Monday Night Chats for Moms & Mentors of Teen Girls at 7:00 PM central.  To learn more about Wyjuana and the services that she provides visit www.wyjuana.com/.   

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Have a question or comment? Email us at moneyandmindsetpodcast@gmail.com. 

Are you allowing fear to keep you from investing in the stock market? 

Would you like to learn more about how to invest? 

You don’t have to make a six-figure income to invest in the stock market.   

Join hosts Sheryka Alford and Anntricia Bray Smith as they chat with Kevin Matthews II, about the benefits of investing in the stock market. Kevin is the creator of buildingbread.com which provides resources that teach how to invest and build generational wealth. He’s also the author of From Burning to Blueprint: Rebuilding Black Wall Street After a Century of Silence, available on Amazon.  

For a free download of How to Start Investing in Just 3 Days visit www.buildingbread.com/3days. Also, you can purchase the Perfect Portfolio Course at www.buildingbread.com/ppc. To learn more about Kevin, follow him on social media @buildingbread.  

DISCLAIMER: Views expressed on the Money & Mindset podcast (by the hosts and guests) are for entertainment and informational purposes only and does not constitute any financial, legal, or other type of advice.  

Don’t forget to subscribe and leave a review. 

Have a question or comment? Email us at moneyandmindsetpodcast@gmail.com. 

In today’s episode of the Money & Mindset podcast, hosts Sheryka Alford and Anntricia Bray Smith discuss how to use your gifts and talents to obtain additional sources of income. 

Anntricia shares her personal story of developing her untapped talent and turning what she is passionate about into profit, through entrepreneurship.   Also, they share a few things to consider before you decide to take the final leap from your 9 – 5.  

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Have a question or comment? Email us at moneyandmindsetpodcast@gmail.com. 

Can you believe we’ve already made it halfway through the year?  Now is a great time to conduct a mid-year check in!  

Is the beneficiary information current on all your policies and accounts? 

Have you started a sinking fund for upcoming large expenses? 

Have you re-evaluated your budget/spending plan lately? 

Are you content with your career? 

Do you need to improve your skill set?  

In today’s episode of the Money & Mindset podcast, hosts Sheryka Alford and Anntricia Bray Smith discuss actions that you can take today that will help improve your financial health.   

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Have a question or comment? Email us at moneyandmindsetpodcast@gmail.com. 

Now that school is out, what are you going to do with all that free time? 

In today's episode of the Money & Mindset podcast, hosts Sheryka Alford and Anntricia Bray Smith share ways to have fun this summer without breaking the bank. They talk about activities like scavenger hunts, park activities, volunteering, and more. 

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Have a question or comment? Email us at moneyandmindsetpodcast@gmail.com. 

For most of us, just the thought of financial planning causes stress levels and emotions to rise to 10. And for those considering the futures and wellbeing of a loved one with special needs, financial planning can be extremely overwhelming.  

In today’s episode of the Money & Mindset podcast, hosts Sheryka Alford and Anntricia Bray Smith discuss different ways to provide financial assistance to a loved one with disabilities.    

In today’s episode hosts Sheryka Alford and Anntricia Bray Smith reminisce as they wrap up Season 2 of the Money & Mindset podcast.

Looking back at all the shows there seems to be a common theme for accomplishing success while on your financial journey:

- Shift in mindset

- Positive community

- Continuous education (books, podcasts, mentors, etc.)

And if you listened to both Season 1 and Season 2, you have been equipped with the information needed to:

- Create a spending plan

- Be more intentional about your purchases

- Obtain appropriate insurance

Be sure to catch any of the previous episodes that you may have missed.

And we’ll see you back here for Season 3 of the Money & Mindset on May 18, 2021!

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Have a question or comment? Email us at moneyandmindsetpodcast@gmail.com.

To learn more about Anntricia Bray Smith and her courses/books offered,

Do you find it difficult to approach the topic of finances with your partner?

In many relationships, just the thought of discussing money and budgeting leads to a battle.

In today’s episode hosts Sheryka Alford and Anntricia Bray Smith are joined by Wood and Britt Smith of Debt Me Not. They share their story of how they are working together to reach financial freedom. And they also provide helpful tips for couples who are striving to get on one accord with their finances.

You have big dreams of impacting others and being successful!

But, when opportunity knocks at your door, are you hesitant to answer?

If so, you’re not alone it happens to the best of us.

Join hosts Sheryka Alford and Anntricia Bray Smith as business strategist coach Kristen Edwards shares her personal story. Kristen also offers tips on how to be more accountable and successful in reaching your goals.

Have you ever created a plan to get out of debt, but somehow fell off track along the way?

If so, you are not alone.

In this episode hosts Sheryka Alford and Anntricia Bray Smith are joined by Timmya of Timmya’s Tiny Budget. Timmya shares her story of how she was able to get back on the right path of her personal finance journey. 

Timmya also drops some gems about the importance of mindset, paying yourself first, and educating yourself.

Hosts Sheryka Alford and Anntricia Bray Smith recap their discussion with Melissa Rodriguez of Drop Debt Diva from Season 2 Episode 15. Also, they open up about themselves and go deeper into the “why” of creating the Money & Mindset Podcast.

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Have a question or comment? Email us at moneyandmindsetpodcast@gmail.com.

Going through a divorce. Mother passed away. Relocating to another state, with no family.

Melissa Rodriguez endured these painfully challenging experiences. But she did not allow them to stop her from reaching her goal of paying off $71K in four years.

Join hosts Sheryka Alford and Anntricia Bray Smith as Melissa shares her amazing story of how she accomplished debt freedom.

Hosts Sheryka Alford and Anntricia Bray Smith recap their discussion with Brenda Kilhoffer of Cheap Mama Life from Season 2 Episode 13. Also, they discuss how to know when it’s time to change your plan of action and the importance of personal development.

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Have a question or comment? Email us at moneyandmindsetpodcast@gmail.com.

What does success look like for you? In this episode hosts Sheryka Alford and Anntricia Bray Smith talk about defining success and living your purpose. Also, Anntricia provides insight on how to shift your mindset, to be intentional and focused. For more information, take a look at her book Recreating A Better Me, available on Amazon.  

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Have a question or comment? Email us at moneyandmindsetpodcast@gmail.com. 

Wise investing in the stock market is one way to achieve wealth, but many don’t participate because of fear. Today hosts Sheryka Alford and Anntricia Bray Smith discuss overcoming those fears. Also, Sheryka explains the difference between stocks and bonds.  

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Have a question or comment? Email us at moneyandmindsetpodcast@gmail.com. 

In this episode hosts Sheryka Alford and Anntricia Bray Smith talk about the challenges faced when you’re the only one in your circle focused on financial freedom. They provide tips regarding expectations and relating to friends and family members that are on different financial paths.  

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Have a question or comment? Email us at moneyandmindsetpodcast@gmail.com. 

In this episode hosts Sheryka Alford and Anntricia Bray Smith discuss the financial demands in your 30s. Anntricia shares about the pressures associated with the success of being the “first one” in the family. They also discuss the tough decisions and sacrifices that go along with being an adult.  

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Have a question or comment? Email us at moneyandmindsetpodcast@gmail.com. 

In this episode we are joined by Anntricia Bray Smith’s daughter, Snowyte Bray, to discuss life and finances in your 20s. She enlightens us about the challenges faced by those who are adulting and attending college at the same time. Also, Snowyte shares key advice that helps her to stay motivated and encouraged during trying times. If you are a young adult or parent of a young adult, you definitely want to tune in.

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Have a question or comment? Email us at moneyandmindsetpodcast@gmail.com.

To learn more about Anntricia Bray Smith and her courses/books offered,

In this episode hosts Sheryka Alford and Anntricia Bray Smith discuss the dangers of comparing yourself to others. Comparison can cause resentment and damage your relationships. By focusing on looking inward, instead of outward, you will find that you have value, the ability to solve problems, and discover your purpose.

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Have a question or comment? Email us at moneyandmindsetpodcast@gmail.com.

In this episode hosts Sheryka Alford and Anntricia Bray Smith discuss various types of fees that eat away at your budget. They also provide tips on ways to avoid bank and credit card fees.

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Have a question or comment? Email us at moneyandmindsetpodcast@gmail.com.

In this episode host Anntricia Bray Smith provides motivation and valuable tips for new and upcoming entrepreneurs. Highlights include discussions on:

1.  Conducting career and personality assessments

2.  Exploring your business idea

3.  Researching the industry

4.  Creating effective business models

5.  Taking business courses

In this episode, Sheryka Alford and Anntricia Bray Smith provide steps that you can take to create your financial plan. One of the steps was to calculate your net worth.

In this episode we break down the components of credit scores and the ways in which your credit score impacts your day-to-day life. We also talk about ways to improve your credit score.

Don’t forget to subscribe and leave a review.

Have a question or comment? Email us at moneyandmindsetpodcast@gmail.com

Entrepreneurship is not for me. I’ll always be poor. I could never write a book.

In this episode we discuss the negative impacts that certain beliefs have on our lives and ways to overcome those beliefs.