Understanding Your Superannuation - A Series by Scientiam

In today's show, we talk about the returns for the previous financial year and what investors should look for when they receive their 30 June superannuation reports.

We would love to hear from more of our listeners - please comment/like. subscribe and share or email me at nigel@scientiam.com.au

In today's show, we look at where people are consuming information about investing in today's world.

The ASX released a very informative report this week and some of the findings may astonish you if you are running an advice business.

Unless you are starting to offer a way to engage these investors ( and they are not all young) with digital tools like video and the ability to research at their own speed and in their own time, you may miss out on and become irrelevant...sooner than you think!

So listen in and find out how to build these services into your proposition.

We would love to hear from more of our listeners - please comment/like. subscribe and share or email me at nigel@scientiam.com.au

In today's show, we talk about what to do before the end of the financial year.

We would love to hear from more of our listeners - please comment/like. subscribe and share or email me at nigel@scientiam.com.au

In today's show, we interview Nathan Krieger the co-head of client group Australia for Dimensional Fund Advisers.

Dimensional is one of the largest and I believe most interesting fund managers in the world. Having started in 1981 they now have over $900bn under advice and offices all around the world.

They have a strong belief in research and bringing these ideas to you and implementing them in a very efficient and robust manner. What I have found just as interesting as their long-term performance is their business model and how they have stayed true to their values and beliefs over a very long period. They are passionate about getting the best outcomes from capital markets for the end investor.

I'm sure you will enjoy this episode. More information on Dimensional can be found at Dimensional.com.au

We would love to hear from more of our listeners - please comment/like. subscribe and share or email me at nigel@scientiam.com.au

In this episode, we jump into the topic of running a successful business, the journey, ups and downs and how to use a world-class structure to get the best results for your team, clients and stakeholders.

The advice and superannuation industry has faced significant overhauls in the last decade, making running a business in this sector incredibly challenging. So we thought it was time for our audience, many who run advice-related businesses in superannuation, to hear some insights from EOS and Cam Ogilvie to hear about a way to get amazing traction and flow in your business so that you can survive and thrive in these volatile times.

#EOS #businessstrategy #success

In this episode we talk about all the bad news out there - and consider whether the world is actually getting worse or better, and how this relates to your super

we also talk about

- Making sure your super is safe

- How to avoid scams

- Some investment principles

Contact us at Scientiam.com.au , like and share or podcast or email me nigel@scientiam.com.au

We would love to hear from more of our listeners - please comment/like. subscribe and share or email me at nigel@scientiam.com.au

In this episode of Understanding your Superannuation , we talk to Scott Aggett from HelloHaus.co.

I have known Scott for 25 years and am excited to interview him today as we share knowledge about property with one of Australia's leading property experts

In this episode of Understanding your superannuation, we talk about 5 key topics with our guest Aimie Roberts.

• Education
• Access to advice
• Costs
• Online experience
• How is Scientiam used?

We would love to hear from more of our listeners - please comment/like. subscribe and share or email me at nigel@scientiam.com.au

In today's episode, we talk with Danielle Manion, a solicitor with Stuart Latham Solicitors

The topics we discuss are

 - death benefits in super

 - the different types of nominations

 - what happens if you won't make a nomination

 - estate planning and wills

 - collaborative estate planning

In this week's podcast, we run through the Quality of Advice Review. The Purpose of the review is "to ensure Australians have access to high quality, accessible and affordable financial advice" So it's important to understand what this all means for your super! Overall if legislated, these reviews look good for you as a superannuation investor.

In this episode we talk about costs. What are the costs involved with super. What should you be paying and what do the typical funds cost to run? 

In This episode of our series Understanding Your Superannuation, we discuss performance returns and explain the key principles to consider when understanding your super fund's performance. What should you expect as a return?

In this episode of our series " Understanding your Superannuation" , 

In this episode, we talk about planning for 2023... it can be daunting so we break it down into a few simple steps to get your finances humming for 2023!

In this episode of our series " Understanding your Superannuation" , we look at the new year stock predictions and go through some steps to work out whether this is a smart approach to manage superannuation money.

Theme – understanding your super so you can retire comfortably

This podcast is all about super and giving you the knowledge to do better.

We also run a weekly zoom class that you can attend for free and ask questions about this podcast topic of anything super, and of course its recorded for Scientiam members

Welcome to The Future Financial Adviser, where our mission is to make advice accessible to more Australians. On the show we discuss the latest digital platforms, best practices, and evidence-based investing strategies, to give financial advisers the tools they need to help more investors improve their financial well-being. 

In today's episode, we speak with Chris Holcombe, compliance Manager for Compliance FP with over 20 years of experience working in financial services, assisting advisers and dealer groups in navigating all things compliance. He shares his backstory, the current key issues in the financial industry, and his thoughts on Michelle Levy's Quality of Advice Review Proposal Paper. He also talks about retail and wholesale financial advice, main compliance concerns, using technology to improve client servicing, and his best tips for financial planners in the industry. 

So, make sure to tune in to this episode of The Future Financial Adviser Podcast!

If you’re ready to modernise your financial advisory business and reach a new generation of investors, then this show is for you! If you’ve been enjoying the show, please make sure to share it with your network and leave a review on your favourite listening platform.

Episode Timestamps:

00:00 - Intro

01:16 - Chris' Backstory

02:13 - Key Issues in the Financial Industry Now

05:36 - Proposals from Quality Advice Review

09:46 - Wholesale and Retail Advice

11:12 - Intra-fund Advice

13:24 - More Businesses are Using Technology Today

15:35 - Lack of Advisers and the Future of the Industry

16:59 - Regulation Changes

19:26 - Best Tips and Practices from Chris

20:37 - Final Messages

23:34 - Outro

About Our Host

Nigel Baker is the founder of Scientiam.com.au, built by advisers for advisers to simply help advisers engaged with digital to help more people.

Scientiam is unique in that it believes advisers have an important role to play in educating and guiding clients. However, because of time and legislation, it is hard to help everyone and not everyone needs comprehensive advice.

In his private client business, Nigel and his team faced the problem of wanting to help people without turning them away - they looked for a solution and could not find one, so they built Scientiam.

Nigel has two decades of experience in the wealth management industry, having worked for some of the largest global institutions, and was a partner in one of Australia’s largest Accounting and Financial  Advice groups. He is also the author of ‘The Super Secret’ which uncovers the truth about how to invest successfully. 

Nigel is passionate about helping others understand money better so that they can achieve what is of utmost importance to themselves and their families.

Connect with Nigel:

Welcome to The Future Financial Adviser, where our mission is to make advice accessible to more Australians. On the show we discuss the latest digital platforms, best practices, and evidence-based investing strategies, to give financial advisers the tools they need to help more investors improve their financial well-being. 

In this episode, Dr Steve Garth and I conduct a quarterly market review for the third quarter of 2022. We provide an update on recent market activity in Australian and international markets. 

So, make sure to tune in to this episode of The Future Financial Adviser Podcast!

If you’re ready to modernise your financial advisory business and reach a new generation of investors, then this show is for you! If you’ve been enjoying the show, please make sure to share it with your network and leave a review on your favourite listening platform.

Episode Timestamps:

00:00 - Intro

01:17 - Updates in the Australian Markets

02:16 - Updates in International Markets

03:29 - How to Time your Markets

04:40 - Final Messages

04:56 - Outro

About Our Host

Nigel Baker is the founder of Scientiam.com.au, built by advisers for advisers to simply help advisers engaged with digital to help more people.

Scientiam is unique in that it believes advisers have an important role to play in educating and guiding clients. However, because of time and legislation it is hard to help everyone and not everyone needs comprehensive advice.

In his private client business Nigel and his team faced the problem of wanting to help people without turning them away - they looked for a solution and could not find one, so they built Scientiam.

Nigel has two decades of experience in the wealth management industry, having worked for some of the largest global institutions, and was a partner in one of Australia’s largest Accounting and Financial  Advice groups. He is also the author of ‘The Super Secret’ which uncovers the truth about how to invest successfully. 

Nigel is passionate about helping others understand money better so that they can achieve what is of utmost importance to themselves and their families.

Connect with Nigel:

Welcome to The Future Financial Adviser, where our mission is to make advice accessible to more Australians. On the show we discuss the latest digital platforms, best practices, and evidence-based investing strategies, to give financial advisers the tools they need to help more investors improve their financial well-being. 

In today's episode, we speak with Tom Buckley, Managing Director of Managed IT services company All IT. He shares his thoughts on the recent cybersecurity issues, what happens if your server gets hacked, the most important things businesses should look out for to tighten their cybersecurity, and some data protection fundamentals everyone, including financial advisers, needs to be aware of. 

So, make sure to tune in to this episode of The Future Financial Adviser Podcast!

If you’re ready to modernise your financial advisory business and reach a new generation of investors, then this show is for you! If you’ve been enjoying the show, please make sure to share it with your network and leave a review on your favourite listening platform.

Episode Timestamps:

00:00 - Intro

01:08 - Tom Buckley's Backstory

02:23 - The Whole New World for the IT Industry

05:43 - 3 Risky Data Areas

08:22 - 3 Business Data Security Must-Haves

12:16 - Boosting Business Security

15:21 - Small Businesses Need Data Security

20:41 - Clients should know their data's location

22:58 - Data protection fundamentals

27:53 - Proactiveness is a Must

29:07 - Final Comments and Messages

29:52 - Outro

About Our Host

Nigel Baker is the founder of Scientiam.com.au, built by advisers for advisers to simply help advisers engaged with digital to help more people.

Scientiam is unique in that it believes advisers have an important role to play in educating and guiding clients. However, because of time and legislation, it is hard to help everyone and not everyone needs comprehensive advice.

In his private client business, Nigel and his team faced the problem of wanting to help people without turning them away - they looked for a solution and could not find one, so they built Scientiam.

Nigel has two decades of experience in the wealth management industry, having worked for some of the largest global institutions, and was a partner in one of Australia’s largest Accounting and Financial  Advice groups. He is also the author of ‘The Super Secret’ which uncovers the truth about how to invest successfully. 

Nigel is passionate about helping others understand money better so that they can achieve what is of utmost importance to themselves and their families.

Connect with Nigel:

Welcome to The Future Financial Adviser, where we discuss the latest digital platforms, best practices, and evidence-based investing strategies, to give financial advisers the tools they need to help more investors improve their financial well-being. 

In this episode, Josh, Nic, and I talk about the current market conditions and help you understand why the best course of action to navigate market volatility is to stay disciplined, and you will be rewarded in the long term. We also provide you with some historical data to illustrate that these market conditions are not unique, and history shows that markets always recover.

So, make sure to tune in to this episode of The Future Financial Adviser Podcast!

If you’re ready to modernise your financial advisory business and reach a new generation of investors, then this show is for you! If you’ve been enjoying the show, please make sure to share it with your network and leave a review on your favourite listening platform.

Episode Timestamps:

00:00 - Intro

01:24 - Update on the Market Today

02:05 - Expectations in the Market for the Long Term

03:09 - Benchmark Performance

04:17 - The Negative Market Impact on your Portfolios in the Future

05:40 - Market Tends to Bounce Back

08:47 - Don't Be Afraid of the Market Downturns

09:50 - Conclusion

10:57 - Outro

About Our Host

Nigel Baker is the founder of Scientiam.com.au, built by advisers for advisers to simply help advisers engaged with digital to help more people.

Scientiam is unique in that it believes advisers have an important role to play in educating and guiding clients. However, because of time and legislation it is hard to help everyone and not everyone needs comprehensive advice.

In his private client business Nigel and his team faced the problem of wanting to help people without turning them away - they looked for a solution and could not find one, so they built Scientiam.

Nigel has two decades of experience in the wealth management industry, having worked for some of the largest global institutions, and was a partner in one of Australia’s largest Accounting and Financial  Advice groups. He is also the author of ‘The Super Secret’ which uncovers the truth about how to invest successfully. 

Nigel is passionate about helping others understand money better so that they can achieve what is of utmost importance to themselves and their families.

Connect with Nigel:

Welcome to The Future Financial Adviser, where we discuss the latest digital platforms, best practices, and evidence-based investing strategies, to give financial advisers the tools they need to help more investors improve their financial well-being. 

In this episode, Dr Steve Garth and I conduct a quarterly market review for the second quarter of 2022.

Many recent events have caused concern among many people, so we provide some insights and information to help you understand what's going on with the economy. We share some major market updates, bonds' performance this past quarter, insights on recession, and more.

So, make sure to tune in to this episode of The Future Financial Adviser Podcast!

If you’re ready to modernise your financial advisory business and reach a new generation of investors, then this show is for you! If you’ve been enjoying the show, please make sure to share it with your network and leave a review on your favourite listening platform.

Episode Timestamps:

00:00 - Intro

01:59 - Updates in the Market in Some Parts of the World

04:49 - Don't Get Worried by Market Downturn

06:44 - Bond Yields

08:49 - What is a Recession?

10:15 - Final Advice for the Upcoming Update on the Market

13:40 - Outro

About Our Host

Nigel Baker is the founder of Scientiam.com.au, built by advisers for advisers to simply help advisers engaged with digital to help more people.

Scientiam is unique in that it believes advisers have an important role to play in educating and guiding clients. However, because of time and legislation it is hard to help everyone and not everyone needs comprehensive advice.

In his private client business Nigel and his team faced the problem of wanting to help people without turning them away - they looked for a solution and could not find one, so they built Scientiam.

Nigel has two decades of experience in the wealth management industry, having worked for some of the largest global institutions, and was a partner in one of Australia’s largest Accounting and Financial  Advice groups. He is also the author of ‘The Super Secret’ which uncovers the truth about how to invest successfully. 

Nigel is passionate about helping others understand money better so that they can achieve what is of utmost importance to themselves and their families.

Connect with Nigel:

Welcome to The Future Financial Adviser, where we discuss the latest digital platforms, best practices, and evidence-based investing strategies, to give financial advisers the tools they need to help more investors improve their financial well-being. 

In today's episode, we speak with Scott Douglas, Director and Wealth Specialist at IMFG. He shares his background story, how he persuades his clients to believe in the industry, his insights on dealing with problems and challenges in the market, and his thoughts on helping and managing smaller accounts.

So, make sure to tune in to this episode of The Future Financial Adviser Podcast!

If you’re ready to modernise your financial advisory business and reach a new generation of investors, then this show is for you! If you’ve been enjoying the show, please make sure to share it with your network and leave a review on your favourite listening platform.

About Our Host

Nigel Baker is the founder of Scientiam.com.au, built by advisers for advisers to simply help advisers engaged with digital to help more people.

Scientiam is unique in that it believes advisers have an important role to play in educating and guiding clients. However, because of time and legislation it is hard to help everyone and not everyone needs comprehensive advice.

In his private client business Nigel and his team faced the problem of wanting to help people without turning them away - they looked for a solution and could not find one, so they built Scientiam.

Nigel has two decades of experience in the wealth management industry, having worked for some of the largest global institutions, and was a partner in one of Australia’s largest Accounting and Financial  Advice groups. He is also the author of ‘The Super Secret’ which uncovers the truth about how to invest successfully. 

Nigel is passionate about helping others understand money better so that they can achieve what is of utmost importance to themselves and their families.

Connect with Nigel:

Welcome to The Future Financial Adviser, where we discuss the latest digital platforms, best practices, and evidence-based investing strategies, to give financial advisers the tools they need to help more investors improve their financial well-being. 

In today's episode, we speak with Keith Abraham, a world-renowned motivational speaker and leadership coach. He shares with us his background story, how he pivoted and changed his strategy for his business as COVID hit, and his key insights about the financial advisory industry and what needs to change.

He also shared some tools, techniques, and tips that might help financial advisers get clear on their goals and develop their talent so they can be prepared for what's next and what's beyond.

So, make sure to tune in to this episode of The Future Financial Adviser Podcast!

If you’re ready to modernise your financial advisory business and reach a new generation of investors, then this show is for you! If you’ve been enjoying the show, please make sure to share it with your network and leave a review on your favourite listening platform.

About Our Host

Nigel Baker is the founder of Scientiam.com.au, built by advisers for advisers to simply help advisers engaged with digital to help more people.

Scientiam is unique in that it believes advisers have an important role to play in educating and guiding clients. However, because of time and legislation, it is hard to help everyone and not everyone needs comprehensive advice.

In his private client business, Nigel and his team faced the problem of wanting to help people without turning them away - they looked for a solution and could not find one, so they built Scientiam.

Nigel has two decades of experience in the wealth management industry, having worked for some of the largest global institutions, and was a partner in one of Australia’s largest Accounting and Financial  Advice groups. He is also the author of ‘The Super Secret’ which uncovers the truth about how to invest successfully. 

Nigel is passionate about helping others understand money better so that they can achieve what is of utmost importance to themselves and their families.

Connect with Nigel:

Welcome to The Future Financial Adviser, where we discuss the latest digital platforms, best practices, and evidence-based investing strategies, to give financial advisers the tools they need to help more investors improve their financial well-being. 

In today's episode, we speak with Jim Stackpool, Founder of Certainty Advice Group. He shares with us his background story, the key themes he observes in the advisory industry, and his insights on how the current advisers are shaping their businesses for the future. He also talks about Certainty Advice Group in-depth and shares his goals and missions for its future. 

So, make sure to tune in to this episode of The Future Financial Adviser Podcast!

If you’re ready to modernise your financial advisory business and reach a new generation of investors, then this show is for you! If you’ve been enjoying the show, please make sure to share it with your network and leave a review on your favourite listening platform.

About Our Host

Nigel Baker is the founder of Scientiam.com.au, built by advisers for advisers to simply help advisers engaged with digital to help more people.

Scientiam is unique in that it believes advisers have an important role to play in educating and guiding clients. However, because of time and legislation it is hard to help everyone and not everyone needs comprehensive advice.

In his private client business Nigel and his team faced the problem of wanting to help people without turning them away - they looked for a solution and could not find one, so they built Scientiam.

Nigel has two decades of experience in the wealth management industry, having worked for some of the largest global institutions, and was a partner in one of Australia’s largest Accounting and Financial  Advice groups. He is also the author of ‘The Super Secret’ which uncovers the truth about how to invest successfully. 

Nigel is passionate about helping others understand money better so that they can achieve what is of utmost importance to themselves and their families.

Connect with Nigel:

Welcome to The Future Financial Adviser, where we discuss the latest digital platforms, best practices, and evidence-based investing strategies, to give financial advisors the tools they need to help more investors improve their financial well-being.

In this episode, we talk about the increased interest rate from 0.1% to 0.35% made by the Reserve Bank and how it affects businesses, retirees, people with expenses and debts, and our overall clients in the advisory space. 

So, make sure to tune in to this episode of The Future Financial Adviser Podcast!

If you’re ready to modernise your advisory business and reach a new generation of investors, then this show is for you! If you’ve been enjoying the show, please make sure to share it with your network and leave a review on your favourite listening platform.

About Our Host

Nigel Baker is the founder of Scientiam.com.au, built by advisers for advisers to simply help advisers engage with digital to help more people.

Scientiam is unique in that it believes advisers have an important role to play in educating and guiding clients. However, because of time and legislation, it is hard to help everyone and not everyone needs comprehensive advice.

In his private client business, Nigel and his team faced the problem of wanting to help people without turning them away - they looked for a solution and could not find one, so they built Scientiam.

Nigel has two decades of experience in the wealth management industry, having worked for some of the largest global institutions, and was a partner in one of Australia’s largest Accounting and Financial  Advice groups. He is also the author of ‘The Super Secret’ which uncovers the truth about how to invest successfully. 

Nigel is passionate about helping others understand money better so that they can achieve what is of utmost importance to themselves and their families.

Connect with Nigel:

Welcome to The Future Financial Adviser, where we discuss the latest digital platforms, best practices, and evidence-based investing strategies, to give financial advisors the tools they need to help more investors improve their financial well-being.

In this episode, Dr Steve Garth and I conduct a quarterly market review for the first quarter of 2022.

This quarter has been eventful with interest rates on the rise, inflation increasing and the war in Ukraine all having an impact on markets. We provide a summary on how these have influenced the performance of equities and bonds both in the Australian market and globally. 

So, make sure to tune in to this episode of The Future Financial Adviser Podcast!

If you’re ready to modernise your advisory business and reach a new generation of investors, then this show is for you! If you’ve been enjoying the show, please make sure to share it with your network and leave a review on your favourite listening platform.

About Our Host

Nigel Baker is the founder of Scientiam.com.au, built by advisers for advisers to simply help advisers engage with digital to help more people.

Scientiam is unique in that it believes advisers have an important role to play in educating and guiding clients. However, because of time and legislation, it is hard to help everyone and not everyone needs comprehensive advice.

In his private client business, Nigel and his team faced the problem of wanting to help people without turning them away - they looked for a solution and could not find one, so they built Scientiam.

Nigel has two decades of experience in the wealth management industry, having worked for some of the largest global institutions, and was a partner in one of Australia’s largest Accounting and Financial  Advice groups. He is also the author of ‘The Super Secret’ which uncovers the truth about how to invest successfully. 

Nigel is passionate about helping others understand money better so that they can achieve what is of utmost importance to themselves and their families.

Connect with Nigel:

Welcome to The Future Financial Adviser, where we discuss the latest digital platforms, best practices, and evidence-based investing strategies, to give financial advisers the tools they need to help more investors improve their financial well-being. 

In this episode, we speak with Evan Metcalf, Head of Product at ETF Securities Australia. He shares with us his experience working in the market, insights on key themes in the ETF space, his thoughts on advisers using ETFS in their advisory practices and a whole lot more.

So, make sure to tune in to this episode of The Future Financial Adviser Podcast!

If you’re ready to modernise your financial advisory business and reach a new generation of investors, then this show is for you! If you’ve been enjoying the show, please make sure to share it with your network and leave a review on your favourite listening platform.

About Our Host

Nigel Baker is the founder of Scientiam.com.au, built by advisers for advisers to simply help advisers engaged with digital to help more people.

Scientiam is unique in that it believes advisers have an important role to play in educating and guiding clients. However, because of time and legislation it is hard to help everyone and not everyone needs comprehensive advice.

In his private client business Nigel and his team faced the problem of wanting to help people without turning them away - they looked for a solution and could not find one, so they built Scientiam.

Nigel has two decades of experience in the wealth management industry, having worked for some of the largest global institutions, and was a partner in one of Australia’s largest Accounting and Financial  Advice groups. He is also the author of ‘The Super Secret’ which uncovers the truth about how to invest successfully. 

Nigel is passionate about helping others understand money better so that they can achieve what is of utmost importance to themselves and their families.

Connect with Nigel:

Welcome to The Future Financial Adviser, where we discuss the latest digital platforms, best practices, and evidence-based investing strategies, to give financial advisers the tools they need to help more investors improve their financial well-being. 

In this episode, we speak with Patrick Anwandter, Managing Director of Strategy First Financial Planning. 

He's been ranked as one of the top 50 financial advisors in Australia by Barron's and he is a finalist at the IFA Excellence Awards. He has also been ranked in the top 50 of the AFR Smart Investor Magazine Masterclass for seven years.

Not only does he share his background story on how he got started in the advice industry, but he also shares insights on managing portfolios, establishing client trusts, using technology to improve your services, and many more.

If you’re ready to modernise your financial advisory business and reach a new generation of investors, then this show is for you! If you’ve been enjoying the show, please make sure to share it with your network and leave a review on your favourite listening platform.

About Our Host

Nigel Baker is the founder of Scientiam.com.au, built by advisers for advisers to simply help advisers engaged with digital to help more people.

Scientiam is unique in that it believes advisers have an important role to play in educating and guiding clients. However, because of time and legislation it is hard to help everyone and not everyone needs comprehensive advice.

In his private client business Nigel and his team faced the problem of wanting to help people without turning them away - they looked for a solution and could not find one, so they built Scientiam.

Nigel has two decades of experience in the wealth management industry, having worked for some of the largest global institutions, and was a partner in one of Australia’s largest Accounting and Financial Advice groups. He is also the author of ‘The Super Secret’ which uncovers the truth about how to invest successfully. 

Nigel is passionate about helping others understand money better so that they can achieve what is of utmost importance to themselves and their families.

Connect with Nigel:

Welcome to The Future Financial Adviser, where we discuss the latest digital platforms, best practices, and evidence-based investing strategies, to give financial advisers the tools they need to help more investors improve their financial well-being.

In this episode, we speak with Edwina Ogilvie, Director of Ogilvie Talent - a specialist Family Office recruitment consultancy.

She shares great ideas on how you can attract potential candidates in a talent short market, how you can better use technology for recruitment, and how you can effectively retain your employees.

Not only that but she also provides excellent examples of great work cultures in the Australian market and the key factors businesses should be focusing on.

I personally get a lot of great tips from this interview with Edwina and I’m pretty sure you will too! So, make sure to tune in to this episode of The Future Financial Adviser Podcast!

If you’re ready to modernise your financial advisory business and reach a new generation of investors, then this show is for you! If you’ve been enjoying the show, please make sure to share it with your network and leave a review on your favourite listening platform.

About Our Host

Nigel Baker is the founder of Scientiam, an online investing platform designed to help advisers engage with more clients to reach their goals. Nigel has over three decades of experience in the wealth management industry, having worked for some of the largest global institutions, and was a partner in one of Australia’s largest Accounting groups. He is also the author of ‘The Super Secret’ which uncovers the truth about how to invest successfully. Nigel is passionate about helping others understand money better so that they can achieve what is of utmost importance to themselves and their families.

Connect with Nigel:

Welcome to The Future Financial Adviser, where we discuss the latest digital platforms, best practices, and evidence-based investing strategies, to give financial advisors the tools they need to help more investors improve their financial well-being.

The financial industry is constantly dealing with new compliance and regulations, but what does this mean for you as an adviser?

In today's episode, we talk about how you can keep up with compliance and regulations and still provide excellent service for your clients.

We all know that compliance and regulations have forced a lot of advisers out in the industry and it caused a lot of stress and grief but there are some solutions to these issues.

If you want to learn more about some good practices you can do as a financial adviser and make the financial industry better, tune in to Episode 7 of The Future Financial Adviser Podcast!

If you’re ready to modernise your advisory business and reach a new generation of investors, then this show is for you!

If you’ve been enjoying the show, please make sure to share it with your network and leave a review on your favourite listening platform.

About Our Host

Nigel Baker is the founder of Scientiam, an online investing platform designed to help advisers engage with more clients to reach their goals. Nigel has over three decades of experience in the wealth management industry, having worked for some of the largest global institutions, and was a partner in one of Australia’s largest Accounting groups. He is also the author of ‘The Super Secret’ which uncovers the truth about how to invest successfully. Nigel is passionate about helping others understand money better so that they can achieve what is of utmost importance to themselves and their families.

Connect with Nigel:

Welcome to The Future Financial Adviser, where we discuss the latest digital platforms, best practices, and evidence-based investing strategies, to give financial advisers the tools they need to help more investors improve their financial well-being.

In this episode, we speak with Michael Rees-Evans who has over 20 years of experience in the financial industry. 

This interview will give you great insights, especially his thoughts on the ups and downs of the financial world. 

He also shares how you can build trusting relationships and provide a great experience with your clients using technology and excellent service. 

Michael has been in the industry long enough to know what he's talking about so if you want to learn more from him, tune in to Episode 7 of The Future Financial Adviser Podcast!

If you’re ready to modernise your financial advisory business and reach a new generation of investors, then this show is for you!

If you’ve been enjoying the show, please make sure to share it with your network and leave a review on your favorite listening platform.

About Our Host

Nigel Baker is the founder of Scientiam, an online investing platform designed to help advisers engage with more clients to reach their goals. Nigel has over three decades of experience in the wealth management industry, having worked for some of the largest global institutions, and was a partner in one of Australia’s largest Accounting groups. He is also the author of ‘The Super Secret’ which uncovers the truth about how to invest successfully. Nigel is passionate about helping others understand money better so that they can achieve what is of utmost importance to themselves and their families.

Connect with Nigel:

Welcome to The Future Financial Adviser, where we discuss the latest digital platforms, best practices, and evidence-based investing strategies, to give financial advisors the tools they need to help more investors improve their financial well-being.

In this episode, we talk about some strategies on how we can help our clients get the best possible investment outcomes.

As financial advisers, one of our jobs is to take a hard look at the evidence and the data so that we can do what's best for our clients.

Is there a higher probability to reach their outcomes using active funds or is there a higher probability to reach their outcomes using a lower-cost evidence-based approach?

Interested to learn more about evidence-based versus an active management investment approach for your clients? Tune in to Episode 6 of The Future Financial Adviser Podcast to find out more!

If you’re ready to modernise your advisory business and reach a new generation of investors, then this show is for you!

If you’ve been enjoying the show, please make sure to share it with your network and leave a review on your favourite listening platform.

About Our Host

Nigel Baker is the founder of Scientiam, an online investing platform designed to help advisers engage with more clients to reach their goals. Nigel has over three decades of experience in the wealth management industry, having worked for some of the largest global institutions, and was a partner in one of Australia’s largest Accounting groups. He is also the author of ‘The Super Secret’ which uncovers the truth about how to invest successfully. Nigel is passionate about helping others understand money better so that they can achieve what is of utmost importance to themselves and their families.

Connect with Nigel:

Welcome to The Future Financial Adviser, where we discuss the latest digital platforms, best practices, and evidence-based investing strategies, to give financial advisors the tools they need to help more investors improve their financial well-being.

In this episode of the Future Financial Adviser, I discuss the current state of the markets. 

Since I recorded this episode - so much has changed already with the invasion of Ukraine by Russia. I’m already out of date! And markets have changed so much. Our points remain relevant maybe even more so.

​​As a listener, you may be an investor who is holding shares and wondering if you should continue to hold them or not, or you’re a business owner who is trying to determine what the best strategy is for your clients.

When you're in an ever-changing market, it can be tough to determine what the next steps are for your investments and your business — don’t follow the noise, stay the course. So tune into Episode 5 of The Future Financial Adviser Podcast to find out more!

If you’re ready to modernise your advisory business and reach a new generation of investors, then this show is for you!

If you’ve been enjoying the show, please make sure to share it with your network and leave a review on your favourite listening platform.

About Our Host

Nigel Baker is the founder of Scientiam, built by advisers for advisers to help them use digital tools to onboards clients, access model portfolios and amazing content to improve their financial literacy.

Nigel has over three decades of experience in the wealth management industry, having worked for some of the largest global institutions, and was a partner in one of Australia’s largest Accounting groups. He is also the author of ‘The Super Secret’ which uncovers the truth about how to invest successfully. Nigel is passionate about helping others understand money better so that they can achieve what is of utmost importance to themselves and their families.

Connect with Nigel:

Welcome to The Future Financial Adviser, where we discuss the latest digital platforms, best practices, and evidence-based investing strategies, to give financial advisers the tools they need to help more investors improve their financial well-being.

In this episode, I reflect and dive into the possibilities for 2022. The last two years have been heavy on the people and of course the economic climate. I go into the distinct factors that greatly affect the financial system around the world and in Australia. 

The future of finance is not something that can be predicted with certainty, but we can prepare ourselves for what the future may bring. Having knowledge of the economic front can impact your investments in 2022, and there are many changes coming for all of us. 

If you’re ready to modernise your advisory business and reach a new generation of investors, then this show is for you!

If you’ve been enjoying the show, please make sure to share it with your network and leave a review on your favourite listening platform.


About Our Host

Nigel Baker is the founder of Scientiam, an online investing platform designed to help advisers engage with more clients to reach their goals. Nigel has over three decades of experience in the wealth management industry, having worked for some of the largest global institutions, and was a partner in one of Australia’s largest Accounting groups. He is also the author of ‘The Super Secret’ which uncovers the truth about how to invest successfully. Nigel is passionate about helping others understand money better so that they can achieve what is of utmost importance to themselves and their families.

Connect with Nigel:

Welcome to The Future Financial Adviser, where we discuss the latest digital platforms, best practices, and evidence-based investing strategies, to give financial advisors the tools they need to help more investors improve their financial well-being.

In this episode, I am joined by Josh – one of our financial advisors on our team. Today we talk about the Magellan Fund in Australia and their recent underperformance. While it is creating headlines - is this really unusual for a star active manager to underperform?

Magellan has almost $100 billion in net assets and recent significant underperformance, as well as issues within the team, are creating headlines they don't pay for. 

Underperformance within the active managed fund space is quite normal and should be part of your research and understanding when investing or recommending funds. Many advisers think they are adding value by recommending funds like Magellan and are swooned by lavish lunches and fancy presentations. Why would an adviser make their clients pay 1.35% for a fund like this that has underperformed so drastically? Did they not do the research and simply listen to the marketing?

At the end of the day, who wins when using this “pick a manager” approach? The investor or the fund manager?  There is a smarter way to invest than using these high-cost managers that rely on one key “star” manager.

If you’re ready to modernise your advisory business and reach a new generation of investors, then this show is for you!

If you’ve been enjoying the show, please make sure to share it with your network and leave a review on your favourite listening platform.

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About Our Host

Nigel Baker is the founder of Scientiam, designed by advisers to help advisers engage with more clients to access the truth about money and investments. Nigel has over three decades of experience in the wealth management industry, having worked for some of the largest global institutions, and was a partner in one of Australia’s largest Accounting groups. He is also the author of ‘The Super Secret’ which uncovers the truth about how to invest successfully. Nigel is passionate about helping others understand money better so that they can achieve what is of utmost importance to themselves and their families.

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Connect with Nigel:

Welcome to The Future Financial Adviser, where we discuss the latest digital platforms, best practices, and evidence-based investing strategies, to give financial advisers the tools they need to help more investors improve their financial well-being.

In this episode, I talk about the future of financial advice in Australia in the next 50 years. In the last 10 years, the financial industry has been on an evolving journey with many significant changes and growth occurring. I elaborate on what’s going to happen in the economy and how you can keep up with the ongoing adversities right now. 

As the industry continues to change and evolve, it is important to be able to look at the bigger picture in order to help your business stay on trend and maintain relevance in the financial space. 

If you’re ready to modernise your advisory business and reach a new generation of investors, then this show is for you!

If you’ve been enjoying the show, please make sure to share it with your network and leave a review on your favourite listening platform.

About Our Host

Nigel Baker is the founder of Scientiam, an online investing platform designed to help advisers engage with more clients to reach their goals. Nigel has over three decades of experience in the wealth management industry, having worked for some of the largest global institutions, and was a partner in one of Australia’s largest Accounting groups. He is also the author of ‘The Super Secret’ which uncovers the truth about how to invest successfully. Nigel is passionate about helping others understand money better so that they can achieve what is of utmost importance to themselves and their families.

Connect with Nigel:

Welcome to The Future Financial Adviser, where we discuss the latest digital platforms, best practices, and evidence-based investing strategies, to give financial advisors the tools they need to help more investors improve their financial well-being.

In this episode, I talk about fixed income. It’s often considered to be a ‘boring’ topic, an asset class that isn’t as well understood by a lot of financial advisers and investors alike. I’ve come across many advisors over the years that don’t even use fixed income - they just use cash and term deposits. 

I refer to an article on fixed incomes by Index Fund Advisors, a big advisory firm based in the US, with the purpose of going over things that should be considered when discussing fixed income and bonds with your clients in any age group. 

If you’re ready to modernise your advisory business and reach a new generation of investors, then this show is for you!

If you’ve been enjoying the show, please make sure to share it with your network and leave a review on your favourite listening platform.

About Our Host

Nigel Baker is the founder of Scientiam, an online investing platform designed to help advisers engage with more clients to reach their goals. Nigel has over three decades of experience in the wealth management industry, having worked for some of the largest global institutions, and was a partner in one of Australia’s largest Accounting groups. He is also the author of ‘The Super Secret’ which uncovers the truth about how to invest successfully. Nigel is passionate about helping others understand money better so that they can achieve what is of utmost importance to themselves and their families.

Connect with Nigel: