The Property Academy Podcast
By Opes Partners
That's whether you're an existing or aspiring property investor, you want to get into your first home, or you're just interested in the property market.
Andrew Nicol and Ed McKnight host the podcast. Andrew is the Managing Partner of Opes Partners and a prolific investor himself. Ed is an economist. www.opespartners.co.nz/investment/property-investment
Legal Stuff: www.opespartners.co.nz/disclaimer-youtube-podcast-webinar
The Property Academy PodcastMay 15, 2024
How to buy a cheap house in an expensive suburb ⎜ Ep. 1724
In this episode, we discuss how to buy a cheap house in an expensive suburb.
This includes a look at Remuera (in Auckland), which has an average house value of $2.2 million. But some people are buying properties for less than $750,000.
And we also mention our red carpet events for the premiere of The Deal season 2, happening in Christchurch June 25th, and Auckland June 26th. Click to register for your free tickets.
For more from Opes Partners:
First Home Grant gone – "I'm $10k worse off" ⎜ Ep. 1723
In this episode, we discuss National's decision to cut the First Home Grant.
This was a subsidy geared towards first home buyers. We walk through what it means and who will hurt most.
And we also mention our red carpet events for the premiere of The Deal season 2, happening in Christchurch June 25th, and Auckland June 26th. Click to register for your free tickets.
For more from Opes Partners:
How to flip houses to make money – Tama Singh case study ⎜ Ep. 1722
In this episode, we are joined by Tama Singh, a Kiwi property flipper.
Here, Tama shares his investment journey and how he started flipping properties.
He also reveal when and how he became a property flipper.
And we also mention our red carpet events for the premiere of The Deal season 2, happening in Christchurch June 25th, and Auckland June 26th. Click to register for your free tickets.
For more from Opes Partners:
"This podcast made me lazy" – BRRRR vs Build and Hold strategy ⎜ Ep. 1721
In this episode, we compare the Build and Hold and BRRRR property investing strategies.
This includes who each strategy is right for and whether it's ok to be a lazy investor.
And we also mention our red carpet events for the premiere of The Deal season 2, happening in Christchurch June 25th, and Auckland June 26th. Click to register for your free tickets.
For more from Opes Partners:
Property investor's guide to valuations ⎜ Ep. 1720
In this episode, we discuss what property investors need to know about valuations.
This includes how to talk to a valuer, when to get a valuation and how to use them the right way.
And we also mention our red carpet events for the premiere of The Deal season 2, happening in Christchurch June 25th, and Auckland June 26th. Click to register for your free tickets.
For more from Opes Partners:
Property vs Shares – Is there a winner? ⎜ Ep. 1719
In this episode, we discuss the differences between property and shares as an investment strategy.
This includes the pros and cons of both so you can decide which is the best option for you.
For more from Opes Partners:
[Must Listen] Single-mum, 32 & almost mortgage-free – What do I do next? ⎜ Ep. 1718
In this episode, we are joined by Ruby from Queenstown. This is an inspiring case study.
At 32 Ruby is a single-mum. She's almost mortgage free and will try (almost) any thing to increase her income to pay off debt.
She's started her own business and wants to travel with her son.
Now Ruby wants to know what to do next. We give her our honest advice.
For more from Opes Partners:
Renting to WINZ tenants – pros and cons ⎜ Ep. #1717
In this episode, we discuss the pros and cons of renting your property to a beneficiary.
This includes the perceived risks – and the programmes WINZ has to protect landlords.
And we also mention our red carpet events for the premiere of The Deal season 2, happening in Christchurch June 25th, and Auckland June 26th. Click to register for your free tickets.
For more from Opes Partners:
Wolfbrook's $8k cash back. Is it as good as it seems? ⎜ Ep. 1716
In this episode, we discuss Wolfbrook's $8k cash back offer.
We dig through the details so that you can find out if it's too good to be true.
And we also mention our red carpet events for the premiere of The Deal season 2, happening in Christchurch June 25th, and Auckland June 26th. Click to register for your free tickets.
For more from Opes Partners:
Rapid fire – How to build a $100k passive income in 2024 ⎜ Ep. 1715
In this episode, we do a rapid fire where we answer your questions from our most recent webinar.
It's all about how to build a passive income through property investment in 2024
And we also mention our red carpet events for the premiere of The Deal season 2, happening in Christchurch June 25th, and Auckland June 26th. Click to register for your free tickets.
For more from Opes Partners:
What to invest in and when – Martin Hawes ⎜ Ep. 1714
In this episode, we are once again by Martin Hawes – an author and investment expert.
Here, Martin takes us through what you should invest in at each stage of your life.
For more from Opes Partners:
'The Block' winners share their renovation tricks – The Pearsons ⎜ Ep. 1713
In this episode, we are joined by the Pearsons. They won the Block back in 2013.
Here, they share their top renovation tips and tricks, what they're up to now, and the tricks the TV studios play which means you can't believe everything you see on TV.
And we also mention our red carpet events for the premiere of The Deal season 2, happening in Christchurch June 25th, and Auckland June 26th. Click to register for your free tickets.
Revealed: New build vs existing – Which goes up in value faster? ⎜ Ep. 1712
In this episode, we go through new data from CoreLogic and reveal which goes up in value faster – New Builds or existing properties?
We've tried to answer this in the past. But, there hasn't been really good data available.
So we paid the money to get the data and answer once and for all – which is better? New Builds or existing properties.
For more from Opes Partners:
Case Study Sunday – How to build spec homes with Michael Wilson ⎜ Ep. 1711
In this episode, we are joined by Michael Wilson to discuss his property investment strategy – building spec homes.
This is a classic property investment strategy that's not often discussed. Here Michael breaks down how he builds homes and then sells them once they're complete.
For more from Opes Partners:
Bonus - How to Build $100k Passive Income Plan Through Property - Webinar audio
In this special bonus episode, you'll hear the audio from the recent Property Live webinar where we looked at 'How to Build $100k Passive Income Plan Through Property' and teach you how to build your plan in 52 minutes!
How to earn more money: Pay rise vs side hustle vs boarder ⎜ Ep. 1710
In this episode, we discuss different ways to earn more money.
This includes a comparison between getting a pay rise, starting a side hustle and getting a boarder.
And we also mention our red carpet events for the premiere of The Deal season 2, happening in Christchurch June 25th, and Auckland June 26th. Click to register for your free tickets.
Martin Hawes – 45 years of investing in 20 minutes ⎜ Ep. 1709
In this episode, we are joined by Martin Hawes, one of New Zealand's most trusted financial commentators and authors.
Here Martin shares the principles he's learned over the last 45 of investing and condenses it all down into just 20 minutes.
For more from Opes Partners:
Are Baby Boomers about to kill the property market? ⎜ Ep. 1708
In this episode, we discuss the demographic changes happening in New Zealand and whether Baby Boomers are about to kill the housing market.
This includes what happens if Baby Boomers all downsize at the same time and the impact of immigration.
And we also mention our red carpet events for the premiere of The Deal season 2, happening in Christchurch June 25th, and Auckland June 26th. Click to register for your free tickets.
For more from Opes Partners:
Buy a house with $0 cash – The No Cash Needed method ⎜ Ep. 1707
In this episode, we discuss the No Cash Needed Method.
This is where you can buy a house with $0 of cash.
We walk through a case study of where Ed bought a house using this method so you can figure out if you can do it too.
And we also mention our Useable Equity calculator Try it out for yourself.
For more from Opes Partners:
Our honest advice for getting financial freedom ⎜ Ep. 1706
In this episode, we discuss our honest advice for achieving financial freedom.
This includes how to create a plan, set goals, and find out if you're already on track to hit them.
And we also mention our upcoming webinar 'Build your $100K retirement plan in 52 minutes'. It's on Tuesday May 14th at 7pm. Click the link to register.
What's a good yield? Updated Figures [2024] ⎜ Ep. 1705
In this episode, we discuss what a good gross yield is for property investors in 2024.
We look at data from TradeMe and OneRoof to figure out what yield property investors are actually getting.
For more from Opes Partners:
Case Study Sunday – "I own 4 properties at 38" ... How Dave did it ⎜ Ep. 1704
In this episode, we are joined by Dave from Hamilton. At just 38 years old, Dave already owns 4 properties.
He talks us through how he did it, the struggles he came up against ... and what it's all for.
For more from Opes Partners:
"I lost $10k from one bad decision" ⎜ Ep. 1703
In this episode, we discuss how this investor lost $10k from a single bad decision.
We share how this investor tried to find the perfect tenant possible – but in doing so, their property was empty for weeks.
This cost them thousands of dollars.
And we also mention our upcoming webinar 'Build your $100K retirement plan in 52 minutes'. It's on Tuesday May 14th at 7pm. Click the link to register.
Where is my money going? Ed + Andrew read their bank statements ⎜ Ep. 1702
In this episode, we discuss where our money is going. This includes what we spend money on and what we can cut back on.
We read out our credit card and bank statements to show you just how much we're frittering away (and how much you might be too.
This should be useful for property investors who are struggling with cashflow and need to find quick ways to cut back.
Are all Kainga Ora tenants gang members? ⎜ Ep. 1701
In this episode, we discuss who Kainga Ora tenants are and share their real stories.
This includes how Kainga Ora properties impact surrounding property prices and who these tenants really are.
And we also mention our upcoming webinar 'Build your $100K retirement plan in 52 minutes'. It's on Tuesday May 14th at 7pm. Click the link to register.
Easier to get a mortgage? New rules coming soon (CCCFA) ⎜ Ep. 1700
In this episode, we discuss the new CCCFA mortgage rules that have just been announced by the National government.
We go through what the rules mean, and whether it will actually make it easier to get a mortgage.
And we also mention our upcoming webinar 'Build your $100K retirement plan in 52 minutes'. It's on Tuesday May 14th at 7pm. Click the link to register.
For more from Opes Partners:
Cheaper to build + renovate property? What the government's building changes mean ⎜ Ep. 1699
In this episode, we are joined by Kyle Brookland from Informed Inspections – a property inspection company.
Kyle discusses the new building changes, including whether building materials will actually get cheaper once the rules change.
We also discuss how long it will take for the changes to flow through to the market.
For more from Opes Partners:
Revealed: When will I die? Actual numbers revealed ⎜ Ep. 1698
In this episode, we discuss how long we will live, and when we'll die.
This is based on numbers from Stats NZ that estimate how long we'll live and what it means for our retirement.
And we mention you can figure the numbers out for yourself using our 'How long will I live' spreadsheet. Click here to download your own copy to try.
For more from Opes Partners:
Case Study Sunday – "My Financial Adviser Fooled Me" – Livii ⎜ Ep. 1697
In this episode, we have another Case Study Sunday. Today we are joined by Livii, a property investor from Wanaka.
Livii shares her story, starting with the time she built a dual-income property.
It continues on to a time where her financial adviser pulled a fast one – and misled her.
She shares her tips for how you can avoid shady advisers to and how to grow your wealth.
For more from Opes Partners:
How to make money in your 20s vs 30s vs 40s vs 50s ⎜ Ep. 1696
In this episode, we discuss how to manage your money mindset across your lifetime.
This includes the mindset you should have in your 20s vs your 30s, your 40s and your 50+.
For more from Opes Partners:
Moving overseas as a property investor? – Don't forget these 4 things ⎜ Ep. 1695
In this episode, we discuss the 4 things you need to think about as a Kiwi property investor if you're moving overseas.
This includes what to think about when it comes to tax, managing your properties and sorting your mortgage.
And we also mention our upcoming webinar 'Build your $100K retirement plan in 52 minutes'. It's on Tuesday May 14th at 7pm. Click the link to register.
For more from Opes Partners:
Xero vs Excel vs Hnry – Top 3 best accounting software for property investors ⎜ Ep. 1694
In this episode, we compare the top 3 best accounting systems and software for property investors.
This includes comparing Xero with Excel vs Hnry.
Ultimately, you can use this to choose the best accounting system for you and your portfolio.
And we also mention our upcoming webinar 'Build your $100K retirement plan in 52 minutes'. It's on Tuesday May 14th at 7pm. Click the link to register.
For more from Opes Partners:
House sold for $1 – do one-dollar reserve auctions work? ⎜ Ep. 1693
In this episode, we discuss the house that sold for just a single dollar.
This includes a discussion of $1 reserve auctions and whether they really work.
And we also mention our upcoming webinar 'Build your $100K retirement plan in 52 minutes'. It's on Tuesday May 14th at 7pm. Click the link to register.
For more from Opes Partners:
Should I Pay Down Debt vs Invest – Live Case Study ⎜ Ep. 1692
In this episode, we discuss a case study of whether this couple should pay down debt or invest.
We dig through their numbers, consider their goals and share what their potential options are.
And we also mention our upcoming webinar 'Build your $100K retirement plan in 52 minutes'. It's on Tuesday May 14th at 7pm. Click the link to register.
For more from Opes Partners:
Revealed: Do houses with more land go up in value faster? ⎜ Ep. 1691
In this episode, we discuss whether properties with more land get more capital growth and go up in value faster.
This is based on a new data from CoreLogic and provided to the podcast.
It shows that properties with more land don't go up in value much faster than properties with less land.
For more from Opes Partners:
Case Study Sunday – We 2.5x our income by moving to Australia – Tamati and Liana ⎜ Ep. 1690
In this episode, we are joined by Tamati and Liana to talk about their property investment journey.
They share how they 2.5x their incomes by moving to Australia.
They share how they did, what properties they're investing in and what they're doing for their future.
For more from Opes Partners:
6 years of changes in 6 months – Do you realise how much is going on? ⎜ Ep. 1689
In this episode, we discuss the big changes that are happening in the property market.
This includes tax changes, tenancy law changes, lending changes. All up, we reckon there's about 6 years of changes coming in the next 6 months.
And we also mention our upcoming webinar 'Build your $100K retirement plan in 52 minutes'. It's on Tuesday May 14th at 7pm. Click the link to register.
For more from Opes Partners:
Buyers market vs sellers market – what's the difference? ⎜ Ep. 1688
In this episode, we discuss the differences between buyers and sellers markets.
This includes how to tell whether it is currently a buyers or a sellers market.
You'll also learn what emotions you'll need to overcome to make the most of each type of market.
And we also mention our upcoming webinar 'Build your $100K retirement plan in 52 minutes'. It's on Tuesday May 14th at 7pm. Click the link to register.
For more from Opes Partners:
New inflation data – The good and bad news ⎜ Ep. 1687
In this episode, we discuss the latest inflation data.
Inflation has fallen to 4%. That's good. but domestic inflation is still high.
What does it mean for your interest rates and mortgage? Join Ed and Andrew to find out.
And we also mention our upcoming webinar 'Build your $100K retirement plan in 52 minutes'. It's on Tuesday May 14th at 7pm. Click the link to register.
For more from Opes Partners:
Buying vs investing in property – what's the difference? ⎜ Ep. 1686
In this episode, we discuss the differences between buying a property vs investing in property.
We share how – as a property investor – you need to look at properties in a very different way than if you were buying them to live in.
We give you the tools so you can see whether you are looking to buy a property or invest in property.
For more from Opes Partners
Buying and selling off-market – is it a good idea? ⎜ Ep. 1685
In this episode, we discuss buying and selling properties off-market.
This includes the pros and cons for both sellers and buyers.
This is to give you a good sense of whether using an off-market strategy could be the right fit for you.
For more from Opes Partners
The Property Clock: how to time the market (the right way) ⎜ Ep. 1684
In this episode, we discuss the property clock.
This is a classic model investors use to understand the property cycles and what might happen next in the market.
We walk you through a standard cycle around the property clock along with what you can expect at each stage.
For more from Opes Partners
Case Study Sunday – "$50k passive income in 7 years" with Hannah Presswood ⎜ Ep. 1683
In this episode, we are joined by Hannah Presswood for another Case Study Sunday.
Hannah shares the story of how she started investing in property ... how she has grown her portfolio.
And most importantly, she shares how she's now on track to build a $50k passive income over the next 7 years.
For more from Opes Partners
Interest rates vs house prices – should I wait for interest rates to come down before I invest in property? ⎜ Ep. 1682
In this episode, we compare interest rates and house prices.
We specifically look at the numbers to see whether you should wait for interest rates to come down before you invest in property.
We know that interest rates will likely come down. But when that happens, house prices will probably go up.
So what's better? Waiting or buying now?
For more from Opes Partners
Want to become a successful property investor? The 'Ultimate NZ Property Investor Bundle' has everything you need, featuring spreadsheets, ebooks, an audiobook, and exclusive software.
How to set the right rent for your investment property ⎜ Ep. 1681
In this episode, we discuss the Right Rent system. This comes from Ed and Andrew's book – Wealth Plan.
It includes the exact process that you can use to set the right rent for your property every single time.
For more from Opes Partners
Rental yield
Want to know what your investment property could earn? Use our rental yield calculator to forecast your property's potential income.
Government announces 'Pet Bonds' – what property investors need to know ⎜ Ep. 1680
In this episode, we discuss the government's most recent change to the tenancy laws.
This includes details about the policy of pet bonds.
Soon, property investors will be able to charge an extra 2 weeks' worth of rent to their tenants.
But how does it work and what other changes are coming? That's what you'll learn in the show.
Free weekly newsletter
Want exclusive insights into the NZ property market? Join Andrew Nicol's private property community with the other 30,000 people. Delivered to your inbox every Thursday.
Rental yield
Want to know what your investment property could earn? Use our rental yield calculator to forecast your property's potential income.
Bonus: New Tax Rules For Kiwi Property Investors [2024] - Webinar audio
In this special bonus episode, you'll hear the audio from the recent Property Live webinar where we looked at 'New Tax Rules For Kiwi Property Investors [2024]'.
Should property investors lower their rent? The morals of property ⎜ Ep. 1679
In this episode, we discuss whether property investors have a moral obligation to lower their rents when the tax rules change.
National's tax cuts will improve investor's cashflow.
We dig through the data to show how much rents have gone up vs costs over the last few years.
This gives you a sense of whether investors have extra money to pass on to tenants.
Email Newsletter –
Want exclusive insights into the NZ property market? Join Andrew Nicol's private property community with the other 30,000 people. Delivered to your inbox every Thursday.
Download all our best resources –
The 'Ultimate NZ Property Investor Bundle' has everything you need, featuring spreadsheets, ebooks, an audiobook, and exclusive software.
Cashflow calculator –
Want to quickly calculate your investment property's cashflow? Use our cashflow calculator to find out.
The accidental capital gains tax (Tainting). Where investors go wrong ⎜ Ep. 1678
In this episode, we discuss tainting and when property investors accidentally need to pay tax on their capital gains.
This is particularly important when the bright line test changes. Because developers, traders, property flippers and builders will have stricter rules.
And we also mention our upcoming webinar Property Investment Webinar: NZ Tax Edition happening on Tuesday 16th April at 7pm.
Weekly newsletter –
Want exclusive insights into the NZ property market? Join Andrew Nicol's private property community with the other 30,000 people. Delivered to your inbox every Thursday.
Get all our best resources for free –
The 'Ultimate NZ Property Investor Bundle' has everything you need, featuring spreadsheets, ebooks, an audiobook, and exclusive software.
Cashflow calculator –
Want to quickly calculate your investment property's cashflow? Use our cashflow calculator to find out.
Property developers – how to get your projects off the ground ⎜ Ep. 1677
In this episode, we discuss how property developers can get their projects off the ground.
This includes which buyers to target, how to get pre-sales, where to build your properties and how to know what type of properties to build.
We mention a few of our best resources including:
- Capital growth and yield maps for the Auckland property market
- The tenant tool
Weekly newsletter –
Want exclusive insights into the NZ property market? Join Andrew Nicol's private property community with the other 30,000 people. Delivered to your inbox every Thursday.
Get all our best resources for free –
The 'Ultimate NZ Property Investor Bundle' has everything you need, featuring spreadsheets, ebooks, an audiobook, and exclusive software.