Risk Intelligence

Risk Intelligence

By Karen Adamsbaum

Insurance is the necessary evil. We all need it, in some way or another. With 20 years of experience, Karen Adamsbaum will be sharing her knowledge, shedding light on common questions, coverage explanations, as well has conversations with her brokers, clients and business colleagues. Karen's goal with this podcast is to keep the insurance topic simple and educative.
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Currently playing episode

Season 2 - Episode 4 - Don't cancel - Now more than ever - Management Liability Policies are needed

Risk IntelligenceJun 23, 2020
00:00
12:04
“One” word can cost you Thousands $$$$

“One” word can cost you Thousands $$$$

Choose your words carefully..
Feb 02, 202403:31
Season 2 - Episode 34 - Thats a wrap for Season 2

Season 2 - Episode 34 - Thats a wrap for Season 2

Season 2 was recorded all during Pandemic. The show must go on. Looking forward to Season 3.
Apr 27, 202107:52
Season 2 - Episode 33 - I love when my screentime is down.. this is how I did it..

Season 2 - Episode 33 - I love when my screentime is down.. this is how I did it..

2 simple tasks to decrease your screentime... the world is not ending.. put down your phone
Apr 17, 202103:17
Season 2 - Episode 32 - Journaling is for Business also

Season 2 - Episode 32 - Journaling is for Business also

Journaling is not just about the morning ritual you hear all the buzz about. Journaling can be for business as well. Hear how I embraced journaling for business
Apr 11, 202103:57
Season 2 - Episode 31 - What are your - Tools?

Season 2 - Episode 31 - What are your - Tools?

Every profession has tools.. most think of tools as a screwdriver. It is more than that. Take a listen to my thoughts about tools.
Mar 27, 202104:15
Season 2 - Episode 27 - One to One with Digital Marketer - Matt Szostak

Season 2 - Episode 27 - One to One with Digital Marketer - Matt Szostak

Marketing alone is a challenging career - now add digital to that.  Double the challenge.  Not for Matt, it is his forte'

Feb 27, 202115:51
Season 2 - Episode 25 - Stress, my experience and how I eliminated it.

Season 2 - Episode 25 - Stress, my experience and how I eliminated it.

Stress - we all experience it. However, is it really stress? Listen to my experience with stress and how I eliminated it
Jan 26, 202102:51
Season 2 - Episode 24 - What does Accounting and Nike having in common? Hear it within the Interview with Liz Capants.

Season 2 - Episode 24 - What does Accounting and Nike having in common? Hear it within the Interview with Liz Capants.

Interview with Career Coach Liz Capants.  Our discussions include various ways to overcome the roadblocks of job interviewing.  

Jan 10, 202123:28
Season 2 - Episode 22 - Do you have a Brand Wedgie? Find out by listening to Interview with Tracy O'Shaughnessy

Season 2 - Episode 22 - Do you have a Brand Wedgie? Find out by listening to Interview with Tracy O'Shaughnessy

Tracy and I had a lot of fun with this interview.  She had a "simple" vision and bought it to life and started company.    I can guarantee we all know someone who has a brand wedgie.  

Jan 02, 202117:50
Season 2 - Episode 21 - No Matter Your Position - BE YOUR OWN CEO - Interview with Yvonne Dam

Season 2 - Episode 21 - No Matter Your Position - BE YOUR OWN CEO - Interview with Yvonne Dam

This episode I sit with Yvonne Dam - Business and Life Couch.     Her work stands out, as I constantly are seeing testimonials.   She listens intensively and helps you become your own CEO. 

Dec 14, 202018:16
Season 2 - Episode 20 - We are Competitors yet, we still help each other - Interview with Justin Goodman

Season 2 - Episode 20 - We are Competitors yet, we still help each other - Interview with Justin Goodman

Justin and I are in the same industry, we are competitors, yet we help each other.    

Dec 08, 202014:21
Season 2 - Episode 19 - Would you leave your front door open? Interview with Founder of REP - Tom Kowalski - as we discuss Cybersecurity

Season 2 - Episode 19 - Would you leave your front door open? Interview with Founder of REP - Tom Kowalski - as we discuss Cybersecurity

if you do not leave your front door open, why would you keep you cybersecurity door open.   This interview with Founder of REP, Tom Kowalski about Cybersecurity and how the industry has changed. 

Nov 30, 202027:37
Season 2 - Episode 18 - Interview with Jack Kroll - Cost Optimizer Consultant

Season 2 - Episode 18 - Interview with Jack Kroll - Cost Optimizer Consultant

I sit with Jack Kroll - Cost Optimizer Consultant - he speaks about how he helps firms review and cut costs for in various everyday costs.  A few are Edocs, Telecom, Merchant Services, Small Package Shipping  and Waste Removal. 

Nov 17, 202015:24
Season 2 - Episode 17 Interview with Teri DiGrande - Owner of State Farm Insurance Agency

Season 2 - Episode 17 Interview with Teri DiGrande - Owner of State Farm Insurance Agency

Just 2 competitors yet partners in the insurance industry, Teri and I. 


Oct 31, 202009:20
Season 2 - Episode 16 - Stockton University - Cannabis Study Program

Season 2 - Episode 16 - Stockton University - Cannabis Study Program

This podcast is with Mariah Duffey - who heads up the Cannabis Study Program at Stockton University.  

Oct 31, 202013:02
Season 2 - Episode 17 - The hidden coverage “Valuable Papers” within a Business Owners Policy

Season 2 - Episode 17 - The hidden coverage “Valuable Papers” within a Business Owners Policy

Most do not know they have coverage on your business ownrs policy that helps you restore your documents that were lost during a claim. This coverage is very crucial for attorneys and those in the medical field.
Oct 20, 202004:03
Season 2 - Episode 16 - Why the insurance industry gets a bad rap

Season 2 - Episode 16 - Why the insurance industry gets a bad rap

During this episode I speak about some of the experiences my new clients have encountered from their prior agents and brokers.  Its no wonder why the insurance industry gets a bad rap. 

Oct 13, 202005:22
Season 2 - Episode 15 - Interview with Dr. David Cunic.

Season 2 - Episode 15 - Interview with Dr. David Cunic.

This episode discusses his thoughts on Cannabis Industry, Client relationships and his constant positivity in life.
Oct 06, 202021:02
Season 2 - Episode 14 - He just knew marketing was for him, hear the journey of Marc Mustachio

Season 2 - Episode 14 - He just knew marketing was for him, hear the journey of Marc Mustachio

Marc and I talk about his interest in Marketing, and how he just knew it would be in his future.     We also discuss various insights that are happening within the Marketing Industry.

Sep 20, 202014:15
Season 2 - Episode 13 - Superman of the Insurance Industry - Tony Canas

Season 2 - Episode 13 - Superman of the Insurance Industry - Tony Canas

Interview with Tony Canas, Superman of Insurance Industry Tony Canas.   How he started out in the industry and took it upon himself to take it to the next level.  Now he is Traveling all over giving key note speeches. 

Sep 08, 202022:33
Agency Nation - Play by Play on Starting Social Media and Digital Marketing for your Agency

Agency Nation - Play by Play on Starting Social Media and Digital Marketing for your Agency

Getting Started with Social Media and/or Digital Marketing can be challenging for Agency Owners and Partners.  With this podcast I will explain my journey on accomplishing this task.      

Sep 01, 202020:27
Season 2 - Episode 12 - If your premises is vacant, you may be without coverage

Season 2 - Episode 12 - If your premises is vacant, you may be without coverage

This episode speaks about the vacancy clause that are in homeowners, dwelling fire and commercial property policies.

Aug 20, 202003:44
Season 2 - Episode 11 - Interview with Eric Silverman - His Success by just "Changing the Verbiage"

Season 2 - Episode 11 - Interview with Eric Silverman - His Success by just "Changing the Verbiage"

Eric's describes his view on Voluntary Benefits and his career journey as to starting his firm called Voluntary Disruption.

Aug 16, 202017:10
Season 2 - Episode 10 - Marketing ideas from owner Chuck of Jersey Girl Brewery

Season 2 - Episode 10 - Marketing ideas from owner Chuck of Jersey Girl Brewery

This episode I sat down with onwer Chuck from Jersey Girl Brewery. We discussed the birth of the brewery and how he has had to pivit multiple times to stay on the game.
Aug 11, 202054:18
Season 2 - Episode 9 LLC vs Inc. relating to Workers Compensation

Season 2 - Episode 9 LLC vs Inc. relating to Workers Compensation

This episode I explain the pros and cons pertaining to LLC vs Inc. as it relates to Workers Compensation premiums.
Aug 04, 202003:13
Season 2 - Episode 8 - We all love to brag about our business but it will hurt you...

Season 2 - Episode 8 - We all love to brag about our business but it will hurt you...

We all love to brag about our business but in the end it could have negative impact with insurance underwriters

Jul 28, 202003:20
Season 2 - Episode 7 - Final Day Preparation - We all need to do this

Season 2 - Episode 7 - Final Day Preparation - We all need to do this

Discussions with Dina Koulosousas  - Elder Law and Trust Attorney -the importance of having all affairs in order in prepare of the final day.

Jul 21, 202009:06
Season 2 - Episode 6 - 3 ingredients for the Recipe of Success

Season 2 - Episode 6 - 3 ingredients for the Recipe of Success

With every dish, every cake comes those special ingredients that just make the dish.   Same holds true with Success.  This episode speaks those 3 ingredients. 



Jul 07, 202003:53
Season 2 - Episode 5 - Business Ideas - Where do you Start - with Nick Wagner

Season 2 - Episode 5 - Business Ideas - Where do you Start - with Nick Wagner

This podcast I sit down with Nick Wagner.   Anyone who follows Nick Wagner knows he is the mastermind of how to allow an idea in your head to come out so everyone can hear it.   He makes it seem so easy. 

Jul 01, 202016:19
Season 2 - Episode 4 - Don't cancel - Now more than ever - Management Liability Policies are needed

Season 2 - Episode 4 - Don't cancel - Now more than ever - Management Liability Policies are needed

This episode speaks of how some business owners are looking to save costs on insurance coverage - the management liability polices such as Directors and Officers, Professional Liability and Employment Practices Liability are needed more than ever. 

Jun 23, 202012:04
Season 2 - Episode 3 - Legal and Insurance - 3rd party claims on horizon for Covid 19

Season 2 - Episode 3 - Legal and Insurance - 3rd party claims on horizon for Covid 19

For this episode attorneys Trish and Laura join me to speak about 3rd party claims that are on the horizon due to Covid 19.

Jun 14, 202014:08
Season 2 - Episode 2 - Finally some relief with Pandemic and Workers Compensation Rates

Season 2 - Episode 2 - Finally some relief with Pandemic and Workers Compensation Rates

This episode speaks about the changes in rate structure due to Pandemic 

Jun 07, 202003:39
Season 2 - Episode 1 - Excited for Season 2 and Why I love what I do

Season 2 - Episode 1 - Excited for Season 2 and Why I love what I do

They say you are not working if you love what you do.   I believe that statement 1000%

Jun 02, 202006:06
Special Edition - Brilliant Gen-Z-ers on the rise - Makin' Lemonade

Special Edition - Brilliant Gen-Z-ers on the rise - Makin' Lemonade

I am super excited about this episode for a few reasons.   Two Gen-Z-ers, thinking out of the box by Makin' Lemonade and Gen-Z-ers are on the rise.

May 17, 202007:56
Season 1 - thats a wrap ----- Season 2 on the way

Season 1 - thats a wrap ----- Season 2 on the way

My journey for season 1... what I have noticed along the way.....

Apr 21, 202003:15
Episode 50 - Similarity with Pod-castors and Musicians

Episode 50 - Similarity with Pod-castors and Musicians

This episode about the commonalities between pod-castors and musicians - both are creative and able to speak their mind 

Apr 14, 202002:18
Episode 49 - Times of Crisis - Customer Service stands out

Episode 49 - Times of Crisis - Customer Service stands out

This episode speaks about the importance of Customer Service during times of crisis 

Apr 07, 202004:46
Episode 48 - Zoom-ing - what a great platform

Episode 48 - Zoom-ing - what a great platform

Since COVID-19 Zoom as gained alot of momentum - my thoughts of other ways to use it 

Mar 31, 202004:09
Episode 47 - Coronavirus - Observe - Change

Episode 47 - Coronavirus - Observe - Change

This episode speaks about how a situation can allow us to open our eyes, and maybe change is for the better

Mar 22, 202004:02
Episode 46 - Flood Insurance - Limits are important

Episode 46 - Flood Insurance - Limits are important

This episode speaks about limits on your flood policy - there are certain limits allowed, so you have to be certain you have excess limits as needed.

Mar 16, 202029:58
Episode 45 - Keeping up with the times - importance of reading

Episode 45 - Keeping up with the times - importance of reading

This episode speaks about how its important to keep reading - learning one of the keys to success
Mar 07, 202005:16
Episode 44 - Audits for Workers Compensation Policies

Episode 44 - Audits for Workers Compensation Policies

This episode I speak about why the Workers Compensation Audits need to occur. 

Mar 01, 202003:51
Episode 43 - Malpractice Insurance - Defense Inside vs Outside

Episode 43 - Malpractice Insurance - Defense Inside vs Outside

This episode speaks about what it means when you have defense inside vs outside on your Malpractice Insurance. 

Feb 25, 202003:13
Episode 42 - The birth of CannaRiskCon 1.0 - How it happened

Episode 42 - The birth of CannaRiskCon 1.0 - How it happened

This podcast tells the journey of how CannaRiskCon 1.0 was created. 

Feb 18, 202011:16
Episode 41 - Business Pet Peeves - We all have them

Episode 41 - Business Pet Peeves - We all have them

Everyday we have a routine..  some are our pet peeves, some are not.   We all have them. 

Feb 12, 202002:10
Episode 40 - Why is it called Sales and Marketing?

Episode 40 - Why is it called Sales and Marketing?

Just a brief conversation on my thoughts about the term Sales and Marketing. 

Feb 04, 202001:43
Episode 39 - Interview with Dan McManamon - Residential Loan Specialist

Episode 39 - Interview with Dan McManamon - Residential Loan Specialist

Discussions about Residential Loans to do those home projects -- they are not the same as a Equity Loan

Jan 22, 202011:06
Episode 38 - Are E&O, Malpractice and Professional Liability the same?

Episode 38 - Are E&O, Malpractice and Professional Liability the same?

This episode speaks about E&O, Malpractice and Professional Liability terms - are they the same?

Dec 21, 201902:49
Episode 37 - Claims - it is so important to keep your agent involved

Episode 37 - Claims - it is so important to keep your agent involved

This episode speaks about the importance of that dreadful day you have a claim - and the importance of keeping your agent involved

Dec 21, 201902:30
Episode 36 - Change is hard - I share my personal story

Episode 36 - Change is hard - I share my personal story

First podcast of 2020 - Change is hard - I share my personal story

Dec 21, 201903:20