Mortgage Market Update
By Richard Campo
Mortgage Market UpdateNov 21, 2023
Buy To Let Mortgages - 3 key things to consider
In this episode, Richard Campo, Founder of Rose Capital Partners talks over the 3 main things you need to know when coming to arrange a Buy To Let mortgage: 1) How much can you borrow 2) How much deposit do you need 3) How much will it cost To find out more, please visit the relevant page on our website below which covers all of this off in much more detail, along with a podcast https://rosecp.co.uk/mortgages/buy-to-let-mortgages/
#mortgagenews #bestmortgagerates #mortgagebroker #mortgageadvice #mortgageadvisor #mortgages #mortgagegoals #interestrates #largeloans #LondonMortgageBroker #mortgageadvice #mortgage #largemortgageloans #BonusIncomeMortgage #remortgage #buytolet #buytoletproperty
High Net Worth Mortgages
In this podcast, Richard Campo, Founder of Rose Capital Partners talks over the 3 main things you need to know when coming to arrange a mortgage as a High Net Worth Borrower 1) Income Definition 2) Asset Defintion 3) Minimum Loan Size To find out more, please visit the relevant page on our website below which covers all of this off in much more detail, along with a podcast https://rosecp.co.uk/high-net-worth-m...
#mortgagenews #bestmortgagerates #mortgagebroker #mortgageadvice #mortgageadvisor #mortgages #mortgagegoals #interestrates #largeloans #LondonMortgageBroker #mortgageadvice #mortgage #largemortgageloans #BonusIncomeMortgage #homemove #highnetworth #hnw
Arranging An Interest Only Mortgage
In this video, Richard Campo, Founder of Rose Capital Partners talks over the 3 main things you need to know when looking to arrange an Interest Only Mortgage 1) How much can I borrow 2) How much will it cost 3) What fees do I have to pay To find out more, please visit the relevant page on our website below which covers all of this off in much more detail, along with a podcast https://rosecp.co.uk/interest-only-mo...#mortgagenews #bestmortgagerates #mortgagebroker #mortgageadvice #mortgageadvisor #mortgages #mortgagegoals #interestrates #largeloans #LondonMortgageBroker #mortgageadvice #mortgage #largemortgageloans #BonusIncomeMortgage #homemove #InterestOnly
Mortgage Market Update - October '23
In this months market update we cover off: - Are interest rates stabilising? - What product is best to take right now? - In depth look at market data So for all that and more, we hope you enjoy our Mortgage Market Update and if you need assistance, please do get in contact on the details below https://rosecp.co.uk/contact-us/ #mortgagenews #bestmortgagerates #mortgagebroker #mortgageadvice #mortgageadvisor #mortgages #mortgagegoals #interestrates #largeloans #LondonMortgageBroker #mortgageadvice #mortgage #largemortgageloans #BonusIncomeMortgage #firsttimebuyer #remortgage #homemover #lifeinsurance #protection #trusts #wills
Mortgage Market Update – Edition 379 – May '22 Round Up
This week, we look back over the key themes in May and how the rest of the year may shake out. Also, maybe why we are rubbish on Social Media, but we look back over (very) long term trends to get better context on the market. Key points looked at are:
· Mortgage Rates Continue to Rise
· House Prices Reach Record new highs (again)
· The Best Mortgage Rates and Money Markets
· How we digest this data to get your mortgage paid off faster!
So for that, a lot more, we hope you enjoy the update
#mortgagenews #bestmortgagerates #mortgagebroker #mortgageadvice #mortgageadvisor #mortgages #mortgagegoals #interestrates #largeloans #LondonMortgageBroker #mortgageadvice #mortgage #largemortgageloans #BonusIncomeMortgage #firsttimebuyer #remortgage #homemover #lifeinsurance #protection #trusts #wills
Mortgage Market Update | Edition 378 | Is Life Cover really complex? with Hilary Banks
This week, we are joined by the vivacious Hilary Banks, Head of Sales at Guardian to talk over all things Life Cover. On the surface, that may seem very simple, but as we talk over, it can get complicated very quickly. Especially if you have larger assets or more complex affairs. The main topics we talk over are:
· As we are primarily looking at our clients from a mortgage perspective, getting life cover in place is easy surely?
· Where do you see advisors get this part of the process wrong?
· Should all policies to written into Trust? And if so, how do Wills then tie into this process
· Should clients use this as an opportunity to look at their wider affairs (Family, IHT etc) rather than just focusing on the mortgage?
So for that, a lot more, we hope you enjoy the update
#mortgagenews #bestmortgagerates #mortgagebroker #mortgageadvice #mortgageadvisor #mortgages #mortgagegoals #interestrates #largeloans #LondonMortgageBroker #mortgageadvice #mortgage #largemortgageloans #BonusIncomeMortgage #firsttimebuyer #remortgage #homemover #lifeinsurance #protection #trusts #wills
Mortgage Market Update | Edition 377 | The Impacts of Inflation on mortgages rates & House Prices
Off the back of the UK seeing the highest rate of inflation for 40 years, this week, Richard Campo, Founder of Rose Capital Partners, the mortgage advisors, talks over what we are seeing in the following areas:
- House price inflation, which is now 9.8% according to the ONS
- Lenders are pulling their products and increasing pricing faster than ever
- Lenders are tightening affordability if you have debts and kids, which means some people can not borrow as much as they thought
So for that, a lot more, but crucially - how you can still win in this very turbulent market? We hope you enjoy the update
#mortgagenews #bestmortgagerates #mortgagebroker #mortgageadvice #mortgageadvisor #mortgages #mortgagegoals #interestrates #largeloans #LondonMortgageBroker #mortgageadvice #mortgage #largemortgageloans #BonusIncomeMortgage #firsttimebuyer #remortgage #homemover #inflation
Mortgage Market Update – Edition 376 – Inside Private Banking with Peter Izard (with video)
This week we are joined by the engaging and extremely well tailored Peter Izard, Head of Intermediary Mortgages for Investec.
We have a wide ranging conversation about high net worth clients, large loans and more complicated situations, but specifically cover the main points below:
- What is it you are looking for in a mortgage client from a Private Banking perspective?
- How does the Private Banking lending approach differ from High Street lenders?
- What would your top tips(s) be for anyone who wants to take out a mortgage in this area?
So for that and a lot more, we hope you enjoy the update
#mortgagenews #bestmortgagerates #mortgagebroker #mortgageadvice #mortgageadvisor #mortgages #mortgagegoals #interestrates #largeloans #LondonMortgageBroker #mortgageadvice #mortgage #largemortgageloans #BonusIncomeMortgage #firsttimebuyer #remortgage #homemover
Mortgage Market Update – Edition 375 – Base Rate Reaction with Nick Plappert
Following the Bank of England’s rate rise in May, Nick Plappert, Director at Rose Capital Partners joins Richard Campo to talk over the main issues in this area, such as:
- Following the Bank of England taking rates from 0.75% to 1%, how high do you think rates will go? And over what timeframe?
- Have we seen lenders change many products off the back of this?
- Is it just the BoE pushing up mortgage rates or are there other factors at play?
- Has this affected lender criteria in any way or is there still appetite to lend?
- There is a lot of talk of recession now, even if that happens, do you think that will directly impact house prices or mortgage lending?
So for that and a lot more, we hope you enjoy the update
#mortgagenews #bestmortgagerates #mortgagebroker #mortgageadvice #mortgageadvisor #mortgages #mortgagegoals #interestrates #largeloans #LondonMortgageBroker #mortgageadvice #mortgage #largemortgageloans #BonusIncomeMortgage #firsttimebuyer #remortgage #homemover
Mortgage Market Update - Edition 374 - April '22 Round Up
This week we review the month of April and what themes are, and will be, affecting the mortgage and property markets. Key topics we talk over are:
- UK Base Rate and Mortgage Rates On The Rise
- House Prices Reach Record Levels Again
- Lenders Love Higher Earners
- Money Market & Mortgage Rates
So for that and a lot more, we hope you enjoy the update
#mortgagenews #bestmortgagerates #mortgagebroker #mortgageadvice #mortgageadvisor #mortgages #mortgagegoals #interestrates #largeloans #LondonMortgageBroker #mortgageadvice #mortgage #largemortgageloans #BonusIncomeMortgage #firsttimebuyer #remortgage #homemover
Mortgage Market Update | Edition 373 | Interest Only with Jerome Fick
This week we talk to Jerome Fick, Mortgage Expert at Rose Capital Partners, to talk over all aspects of Interest Only mortgages, which is a very complex and sometimes risky area. In the conversion we discuss the below points and a few case studies:
- What is an interest only loan?
- Why do clients want a loan this type of lending?
- What is the qualifying criteria for this?
- How does this fit within our principle of getting our clients debt free?
So for that and a lot more, we hope you enjoy the update
#mortgagenews #bestmortgagerates #mortgagebroker #mortgageadvice #mortgageadvisor #mortgages #mortgagegoals #interestrates #largeloans #LondonMortgageBroker #mortgageadvice #mortgage #largemortgageloans #BonusIncomeMortgage #firsttimebuyer #interestonlymortgage #interestonly
Mortgage Market Update | Edition 372 | Introduction to protection with Molly Dunn
This week we talk to our resident Protection Expert, Molly Dunn, on why it is so important to ensure you have adequate protection for your mortgage, why everyone needs cover and why we deny the numbers in this area. Key topics we discuss are:
- Why do clients need protection?
- What forms of protection are generally relevant to people?
- What if you have existing cover?
- What if I have cover through work?
So for that and a lot more, we hope you enjoy the update
#mortgagenews #bestmortgagerates #mortgagebroker #mortgageadvice #mortgageadvisor #mortgages #mortgagegoals #interestrates #largeloans #LondonMortgageBroker #mortgageadvice #mortgage #largemortgageloans #BonusIncomeMortgage #firsttimebuyer #mortgageprotection
Mortgage Market Update | Edition 371 | First Time Buyers with Joanna Ziou
This week we look at what info First Time Buyers should know when they come to get a mortgage with Joanna Ziou, Mortgage Expert at Rose Capital Partners. She also talks over a recent case study and also covers areas such as:
- Who qualifies as a first-time buyer?
- How much deposit does a first-time buyer need?
- What benefits do first-time buyers get?
- What is the average age of a first-time buyer?
So for that and a lot more, we hope you enjoy the update
#mortgagenews #bestmortgagerates #mortgagebroker #mortgageadvice #mortgageadvisor #mortgages #mortgagegoals #interestrates #largeloans #LondonMortgageBroker #mortgageadvice #mortgage #largemortgageloans #BonusIncomeMortgage #firsttimebuyer
Mortgage Market Update | Edition 370 | March ’22 Review
This week we review the month of March and what themes are, and will be, affecting the mortgage and property markets. Key topics we talk over are:
- UK Base Rate and Mortgage Rates On The Rise
- House Prices Reach Record Levels Again
- Lenders Love Higher Earners
- Money Market & Mortgage Rates:
So for that and a lot more, we hope you enjoy the update
#mortgagenews #bestmortgagerates #mortgagebroker #mortgageadvice #mortgageadvisor #mortgages #mortgagegoals #interestrates #largeloans #LondonMortgageBroker #mortgageadvice #mortgage #largemortgageloans #BonusIncomeMortgage #firsttimebuyer #remortgage #homemover
Mortgage Market Update | Edition 369 | Remortgage with Paul Asare
This week we look at top tips when you come to remortgage with Paul Asare, Mortgage Expert at Rose Capital Partners. He also talks over a recent case study and also covers areas such as:
1. How do I remortgage my house?
2. What is needed to remortgage?
3. Can you do a remortgage yourself?
4. How much deposit do you need to remortgage?
So for that and a lot more, we hope you enjoy the update
#mortgagenews #bestmortgagerates #mortgagebroker #mortgageadvice #mortgageadvisor #mortgages #mortgagegoals #interestrates #largeloans #LondonMortgageBroker #mortgageadvice #mortgage #largemortgageloans #BonusIncomeMortgage #remortgage
Mortgage Market Update | Edition 368 | Commission Income with Bethany Smith
This week we look at how to get a mortgage if commission is a large feature of your income, with Bethany Smith, Mortgage Expert and resident ray of sunshine at Rose Capital Partners. She also talks over a recent case study and also covers areas such as:
1. How lenders treat commission income
2. How to maximise your borrowing in the area if you need too
3. The most commonly asked questions in this area
So for that and a lot more, we hope you enjoy the update
#mortgagenews #bestmortgagerates #mortgagebroker #mortgageadvice #mortgageadvisor #mortgages #mortgagegoals #interestrates #largeloans #LondonMortgageBroker #mortgageadvice #mortgage #largemortgageloans #BonusIncomeMortgage #commission
Market Update | Edition 366 | Complex Income with Jerome Fick
This week we look at how to get a mortgage if you a complex income, with Jerome Fick, Mortgage Expert at Rose Capital Partners, who also talks over a recent case study. This will typically include people who are - self employed, working on a contract, have variable income, vesting stocks, carry, and even large bonuses or commission.
We also cover areas such as:
1. What a complex income actually is when looking at mortgages
2. How to find the right solutions when recommending lenders
3. The most commonly asked questions in this area
So for that and a lot more, we hope you enjoy the update
https://youtu.be/n8nfoMk6YCw
#mortgagenews #bestmortgagerates #mortgagebroker #mortgageadvice #mortgageadvisor #mortgages #mortgagegoals #interestrates #largeloans #LondonMortgageBroker #mortgageadvice #mortgage #largemortgageloans #BonusIncomeMortgage #selfemployed #contractor
Mortgage Market Update | Edition 366 | February Review
Wow, what a month it was! After a calm January heading into what looked like a world getting back to ‘normal’, we are then on cusp of the largest military campaign since 1945. These truly are uncertain times.
So in such uncertain times, we try our best to make sense of it all and how you ride out the storm.
Key topics discussed are:
1. How will the conflict in Ukraine affect the UK Mortgage Market?
2. Will there be an impact on the UK Property Market?
3. What is the outlook now for Interest Rates?
So for that, the best mortgage rates, money market & housing data, we hope you enjoy the update
#mortgagenews #bestmortgagerates #mortgagebroker #mortgageadvice #mortgageadvisor #mortgages #mortgagegoals #interestrates #largeloans #LondonMortgageBroker #mortgageadvice #mortgage #largemortgageloans #BonusIncomeMortgage
Market Update | Edition 365 | Bonus Income with Mike Brooker
This week we look at how to get a mortgage if you get bonus income in more detail with Mike Brooker, Mortgage Expert at Rose Capital Partners, who also talks over a recent case study. We also cover areas such as:
1. How different banks view bonus income
2. How much you can expect to borrow factoring in your bonus
3. How complex income such as Carry, Vesting stock and investments are assessed
So for that and a lot more, we hope you enjoy the update
#mortgagenews #bestmortgagerates #mortgagebroker #mortgageadvice #mortgageadvisor #mortgages #mortgagegoals #interestrates #largeloans #LondonMortgageBroker #mortgageadvice #mortgage #largemortgageloans #BonusIncomeMortgage
Market Update | Edition 364 | Large Loans with Nick Plappert
This week we look at large loans in more detail with Nick Plappert, Director at Rose Capital Partners, who also talks over a recent case study
We also cover areas such as:
1. Treatment of bonus income
2. How complex income such as Carry, Vesting stock and investments are assessed
3. High Street vs Private Bank lending
So for that and a lot more, we hope you enjoy the update
#mortgagenews #bestmortgagerates #mortgagebroker #mortgageadvice #mortgageadvisor #mortgages #mortgagegoals #interestrates #largeloans #LondonMortgageBroker #mortgageadvice #mortgage #largemortgageloans
Market Update | Edition 363 | Home Improvements
When you are looking to raise money for home improvements, there are 3 main aspects you need to consider:
1. Level of equity in your property
2. Ability to borrow the money = affordability
3. What type of work is being done
For a detailed look at the above areas, plus the best mortgage rates and a lot more, we hope you enjoy our weekly market update
You can also read the Ideal Home article Richard was quoted in on this subject here - https://www.idealhome.co.uk/property-advice/remortgaging-to-release-equity-301552
#mortgagenews #bestmortgagerates #mortgagebroker #mortgageadvice #mortgageadvisor #mortgages #mortgagegoals #interestrates #largeloans #LondonMortgageBroker #mortgageadvice #mortgage #largemortgageloans
Market Update | edition 362 | Up, Up & Away?
This week we look at:
- What impact has/will the base rate increase have on mortgage products and criteria?
- Is there now an affordability squeeze?
- Is the London property market coming back?
For that, the best mortgage rates and a lot more, we hope you enjoy our weekly market update
You can also find out more on Jack Monroe's work here - https://www.bbc.co.uk/news/business-60140858
#mortgagenews #bestmortgagerates #mortgagebroker #mortgageadvice #mortgageadvisor #mortgages #mortgagegoals #interestrates #largeloans #LondonMortgageBroker #mortgageadvice #mortgage #largemortgageloans
Mortgage Market Update | Non-UK & UK expat mortgages | 03 02 2022 | Edition 361
We explore the challenges for non-UK nationals and UK nationals abroad seeking a mortgage.
Can an EU citizen get a mortgage in the UK?
Can I get a UK mortgage if I am paid in Euros?
Can I get a mortgage without a UK passport?
Can a non UK resident get a mortgage in the UK?
Mortgage Market Update | G-Rate Expectations | 24 01 2022 | Edition 360
This week we look at how rising inflation is changing the expectations of where interest rates may go this year, and what knock-on impact that will have on mortgage pricing.
So for that, the best mortgage rates, and a lot more, we hope you enjoy our weekly market update.
#mortgagenews #bestmortgagerates #mortgagebroker #mortgageadvice #mortgageadvisor #mortgages #mortgagegoals #interestrates #largeloans #LondonMortgageBroker #mortgageadvice #mortgage #largemortgageloans
Mortgage Market Update | Upside of Inflation | 17 01 2022
This week we're going to talk through a little bit about the upsides of inflation, and why inflation decreases costs in real terms, one of my favourite economics terms.
It's one of these symbiotic relationships in economic terms. The thing that triggered this thought is that GDP is now above pre-pandemic levels, what that means in the context of the very high inflation we have is in the UK right now, and then ultimately, where that will take us with mortgage interest rates.
Mortgage Market Update - Weekly Update 09 01 2022
Market Update – edition 358
Subject:
• End of LIBOR
• Introduction of SONIA
• Discounted Rates and why they trick best buy tables
Discounted Rates:
- Look closely at
o When was the lenders SVR changed
o What is it linked too
o Does this suit your risk appetite if it is the cheapest rate? (better to fix?)
End of Libor
- Why LIBOR ended
o In 2012, many major banks were implicated in a LIBOR rigging scandal -, including Deutsche Bank (DB), Barclays (BCS), Citigroup (C), JPMorgan Chase (JPM), and the Royal Bank of Scotland (RBS).
o Therefore LIBOR will be phased out by 30th June 2023, with SONIA introduced for one week – two month from 31st Dec 2021, so you will see this as a benchmark from now on
- How does this impact mortgages?
o Very limited. Only really Private Bank, Development, Commercial and some Buy To Let deals tend to be linked directly to LIBOR. For the vast majority of mortgages, The Bank of England Base rate has been the main indices for variable rates for some time
Discounted Rates
- For more common that banks link mortgages to their own SVR (Typically between 3-5%)
- Lenders set their own variable rate and do not have to follow the BoE, but typically do
- Therefore a Discounted mortgage is a reduction off this for a period of time, typically 2 years
o Why is this so important? In a rising interest rate environment these deals often top Best Buy tables, but that can be as
The lender hasn’t updated their SVR yet
Also there is a risk that may go higher than the BoE
This is why we aren’t a fan
Market rates:
Jan 6th change Term
1.428% 0.139% 5 year SWAP
1.351% 0.141% 2 year SWAP
0.483% 0.244% 3 mth LIBOR
0.25% 0.000% BoE
Best Rates:
2 Year Variable from 0.99% (discount from H&R, Tracker NW)
2 Year Fixed Rates from 1.09%
5 Year Fixed Rates from 1.37%
BTL Rates from 0.99%
The actual rate you will be offered will be dependent on your personal circumstance and deposit level. Please speak to one of our advisers so that they can guide you through this process
Source: Twenty7Tec January 2021
Mortgage Market Update 040122 | Rose Capital Partners
We are back! By popular demand, the weekly mortgage update is back in your life. To kick off the year, we are reviewing 2021 and how that will affect the key themes in 2022. Specifically in relation to:
- Interest Rates
- Mortgage Lending
- Property Prices
Rose Capital Mortgage Brokers in London are one among the best. Our Mortgage Advisors in London offer expert financial advice & connect you with UK lenders across a wide range of mortgage services.
What you should know about mortgages for multiple incomes
When you set out to buy a home with income from more than one source, securing a mortgage may not be as straightforward as you might think. While there isn’t a standard definition for what constitutes ‘multiple incomes’, if you have more than one income source, this video will help you understand key aspects of achieving a mortgage. Richard Campo, Managing Director of Rose Capital, shares his experienced views on what you should know before planning a mortgage with multiple or complex income streams.
Reach out to us at Email: info@rosecp.co.uk Phone no: 0207 935 7866
How to arrange Mortgages with Investment income
Achieving a mortgage based on your investment income - it's a question many of our clients ask us. In this video, Richard Campo, Managing Director of Rose Capital Partners, explains the below:
✅ Finer details of investment income mortgages
✅ How lenders assess your investment income
✅ How much you can borrow over investment returns.
Reach out to us at Email: info@rosecp.co.uk Phone no: 0207 935 7866
Why is Income Protection is so important when you have a mortgage?
As you need an income to get a mortgage in the first place, making sure you also get an income if you can’t work because of an injury or illness is vitally important. As the broadest type of protection there is, we talk over why we are such a fan of this cover.
In this video, Richard Campo of Rose Capital Partners shares key facts on Income Protection, so you make an informed decision when it’s time to make a choice.
What are your essential takes from this video?
✅ What is Income Protection?
✅ Who needs it?
✅ Why do you need it?
✅ How is it calculated?
✅ Types of health conditions it covers
Reach out to us at
Email: info@rosecp.co.uk
Phone no: 0207 935 7866
With our income protection insurance, we work with you until the mortgage is paid off. Our income protection policy offers solid income protection benefits.
Essential insight into Life Cover when you get a mortgage | Rose Capital Partners
Understanding the finer points of life cover when you’re getting a mortgage is important because the protection is not for you but ensures your family’s financial wellbeing in the event of life’s uncertainties. Richard Campo of Rose Capital Partners offers valuable insight into Life Cover and what it could mean for your family when you take out a mortgage. Here are your key takeaways in this video:
✅ Why do you need Life Cover when getting a mortgage?
✅ Effective planning for your family’s financial wellbeing
✅ Different types of life cover
Reach out to us at
Email: info@rosecp.co.uk
Phone no: 0207 935 7866
Keep your family safe from debt with life cover mortgage protection. Call us now for the best life cover insurance for your lifestyle and budget.
Critical Illness Cover, What it covers and why you need it
Life is unpredictable, therefore it is essential that you have the protection to support your financial freedom. The reason why we think critical illness protection is so important is that it sits with our core value of working with our clients until they’re mortgage-free.
Your essential takeaways:
✅ What is critical illness cover?
✅ Why it plays such an important role in your overall financial planning
We work with mortgage providers to offer a range of mortgage critical illness cover to suit every budget. Call now for the best critical illness protection.
RCP Mortgage Market Update - Mortgage War Hots Up
As lenders start to get more competitive, and undercut each other for both policy and pricing, this week we look at the hot areas and how you can benefit from this:
🟣 Mortgage Rates Hit All Time Low
🟣 Mortgages With Smaller Deposits More Accessible
🟣 Lenders Increase Appetite For Larger Loans
So for all this, a round up of the best mortgage rates, and more, we hope you enjoy the update
Rose Capital London Mortgage Brokers are among the best. We offer expert financial advice & connect you with UK lenders across a wide range of mortgage services.
#bestmortgagerates #mortgageadvice #mortgagebroker #mortgageadvisor #mortgages #mortgagenews #largemortgageloans #mortgagegoals
Essential insight into Life Cover when you get a mortgage | Rose Capital Partners
Understanding the finer points of life cover when you’re getting a mortgage is important because the protection is not for you but ensures your family’s financial wellbeing in the event of life’s uncertainties. Richard Campo of Rose Capital Partners offers valuable insight into Life Cover and what it could mean for your family when you take out a mortgage.
Here are your key takeaways:
✅ Why do you need Life Cover when getting a mortgage?
✅ Effective planning for your family’s financial wellbeing
✅ Different types of life cover
Reach out to us at
Email: info@rosecp.co.uk
Phone no: 0207 935 7866
Keep your family safe from debt with life cover mortgage protection. Call us now for the best life cover insurance for your lifestyle and budget.
Critical Illness Cover, What it covers and why you need it
Life is unpredictable, therefore it is essential that you have the protection to support your financial freedom. The reason why we think critical illness protection is so important is that it sits with our core value of working with our clients until they’re mortgage-free.
Your essential takeaways:
✅ What is critical illness cover?
✅ Why it plays such an important role in your overall financial planning
Reach out to us at
Email: info@rosecp.co.uk
Phone no: 0207 935 7866
We work with mortgage providers to offer a range of mortgage critical illness cover to suit every budget. Call now for the best critical illness protection.
How to get a mortgage if you have Commission Income ?
When you have an income that’s not standard every month, it’s naturally a challenge to understand how much you can borrow and how the lender will calculate your eligibility for the mortgage. In this short video, Richard Campo, Managing Director of Rose Capital Partners, shares his expert insights on securing a mortgage using commission income.
So what are your key takes in this video?
✅ How do the lenders view this type of income?
✅ What can you expect when trying to secure a mortgage?
Discover which commission income mortgages you qualify for and secure your best commission income mortgage plan through Rose Capital’s streamlined process.
Reach out to us at
Email: info@rosecp.co.uk
Phone no: 0207 935 7866
#RoseCapitalPartners #CommissionIncome #Mortgage #commissionincomemortgages #LifeGoals #BuyToLetMortgages #MortgageGoals #Uk
Essential insight into Life Cover when you get a mortgage | Rose Capital Partners
Understanding the finer points of life cover when you’re getting a mortgage is important because the protection is not for you but ensures your family’s financial wellbeing in the event of life’s uncertainties. Richard Campo of Rose Capital Partners offers valuable insight into Life Cover and what it could mean for your family when you take out a mortgage. Here are your key takeaways in this video:
✅ Why do you need Life Cover when getting a mortgage?
✅ Effective planning for your family’s financial wellbeing
✅ Different types of life cover
Keep your family safe from debt with life cover mortgage protection. Call us now for the best life cover insurance for your lifestyle and budget.
Reach out to us at
Email: info@rosecp.co.uk
Phone no: 0207 935 7866
RCP Mortgage Market Update - Back to Life, Back to Reality
This week we talk over the positive impact of getting back to the office (and School for many of our kids!). Main topics this week are: - Rental income on the rise in London - Sales now talking 16 weeks to complete - Market rate updates So for that, and more, we hope you enjoy our weekly
Rose Capital London Mortgage Brokers are among the best. We offer expert financial advice & connect you with UK lenders across a wide range of mortgage services.
#mortgagenews #mortgageadvice #mortgageadvisor #mortgagebroker #bestmortgagerates #mortgages #interestrates #buytolet #rentalincome
Can you use Trust Income when applying for a Mortgage?
In short, yes. Using trust income as your primary or secondary income source for a mortgage can be straightforward with the right approach. But many brokers and lenders are not aware of this complex area. In the insightful video, Richard Campo of Rose Capital Partners helps you understand:
✅ What falls into the Trust Income category
✅ How banks will assess income from trusts
✅ How that determines the sort of loan they might offer
✅ How much can you borrow?
Reach out to us at
Email: info@rosecp.co.uk
Phone no: 0207 935 7866
Trust income mortgage lending guidance & solutions from a dedicated team of mortgaging brokers with deep industry expertise. Arrange a free consultation today.
Mortgage Market Update - Broker exclusives back with a bang!
This week, we talk over the below points, but first, we did have a charity drive for our friends at Hand In Hand International. Please see the link below and we would be honoured if you could suport them as 4 of us ran the Vitality Half Marathon today!
But for all you mortgage fans, we still have our usual round up of mortgage news, which covers:
- New Exclusive Products we have access too
- Market Rate Update
- Best Mortgage Rates
Rose Capital London Mortgage Brokers are among the best. We offer expert financial advice & connect you with UK lenders across a wide range of mortgage services.
Hope you enjoy your weekly dose of #mortgagenews
#mortgagebroker #mortgageadvisor #mortgagegoals #vitalitybighalf #bestmortgagerates #mortgages
Mortgage Market Update - Start of a property boom?
This week we have a detailed look at why this trend of house prices may last for some time yet, which covers:
- Supply and Demand issues
- House Building and why that has been wrong for nearly 30 years
- Herd mentality is taking hold
Rose Capital London Mortgage Brokers are among the best. We offer expert financial advice & connect you with UK lenders across a wide range of mortgage services.
For that, plus a detailed look at market and mortgage rates, this is your weekly mortgage news
#mortgagenews #marketupdate #mortgages #mortgagebroker #mortgageadvisor #mortgageadvice #propertymarket #houseprices #interestrates #mortgage
Mortgage Market Update - Bumper Numbers
This week we look at:
- The Best Mortgage Rates fall again!
- Bank of England Hold Rates and QE
- Rents on the rise
Plus market rate data and our usual spin on the week
Rose Capital London Mortgage Brokers are among the best. We offer expert financial advice & connect you with UK lenders across a wide range of mortgage services.
#bestmortgagerates #mortgagenews #mortgageadvice #marketrates #mortgages #mortgageadvice #mortgagebroker #mortgageadvisor #mortgage #mortgagegoals
Mortgage Market Update - Rate Limbo - London Mortgage Broker
This week we look at:
- Mortgage Rates fall further still
- Lenders reward people for going green
- Housing Market hots up both on price and competition
For that and a lot more, we hope you enjoy this week's #mortgagenews #bestmortgagerates #mortgagebroker #mortgageadvice #mortgageadvisor #mortgage
Rose Capital London Mortgage Brokers are among the best. We offer expert financial advice & connect you with UK lenders across a wide range of mortgage services.
Mortgage Market Update - The best mortgage rates just get lower
This week we talk about:
- The best mortgage rates getting to their lowest ever level
- House Sales break all times records in June
- Good news for properties with cladding
- Look at market rates and best mortgage rates
For that, and more, we hope you enjoy this weeks update #bestmortgagerates #mortgageadvice #mortgageadvisor #mortgagebroker #mortgage #mortgages #mortagenews
Personalised Mortgage Advice
Richard Campo, Founder of Rose Capital Partners, talks over what you can expect when you come to arrange your mortgage with them.
For your personalised mortgage advice, reach out to us at
Email: info@rosecp.co.uk
Phone no: 0207 935 7866
Contact our dedicated team of mortgage brokers in London, UK. Drop by our office, call us or fill out our contact form to arrange a free mortgage consultation.
Are you self-employed and looking to arrange a mortgage?
Are you self-employed and looking to arrange a mortgage? If so, you may be unaware of some complicated rules that may apply to you. So here, we have:
✅ Outlined what the rules are and how they apply
✅ Discuss how to get the best outcome for you
✅ How to avoid wasting your valuable time and energy
For that, and a lot more, watch the video which we hope you find useful.
Reach out to us at Email: info@rosecp.co.uk Phone no: 0207 935 7866
Our brokers specialize in self employed & complex mortgages. We’ll actively guide you towards getting a UK self employed mortgage. Arrange a free consultation.
Mortgage Market Update - Rate Game
This week, we talk about the changing mood in the Bank of England around interest rates and what impact that will have the best mortgage rates. We are also seeing Rents start to increase and look at the trends around this. Plus as always, a look at what that all means for the mortgage world #bestmortgagerates #mortgageadvice #mortgageadvisor #mortgagebroker #mortgagenews #interestrates #inflation #moneymarkets
Rose Capital London Mortgage Brokers are among the best. We offer expert financial advice & connect you with UK lenders across a wide range of mortgage services.
Mortgage Market Update - Throwback Vibes
It's impossible not to talk about it! So we look forward to the England game with some nostalgic thoughts. This week we also look at some interesting mortgage topics such as
- #bestmortgagerates are now at the lowest EVER
- #houseprices also reach record highs
- #interestrates also make some interesting moves perhaps due to #inflation
For all this and more, we hope you enjoy our weekly #mortgagenews #mortgagebroker #mortgageadvice #mortgageadvisor
Rose Capital London Mortgage Brokers are among the best. We offer expert financial advice & connect you with UK lenders across a wide range of mortgage services.
Are you looking to use your bonus income to get a mortgage?
Are you looking to use your bonus income to get a mortgage? If so, you may be unaware of some complicated rules that may apply to you. So here, we have:
✅ Outlined what the rules are and how they apply
✅ Discuss how to get the best outcome for you
✅ Work out how much you can borrow
Bonus income mortgages from Rose Capital. Paid in shares? Variable bonuses? Trustworthy advice no matter the complexity of your income. Arrange a consultation.
Mortgage Market Update - Everything is on the up! - Mortgage Brokers London
Following hot on the heels of England's success at the weekend, the mortgage market also seems bouyed by the result!
This week we look at:
- #Inflation on the rise and the dilema that poses the #bankofengland- #houseprice rises outstripped the saving on stamp duty
- #BestMortgageRates down again! Also, LTV's up
So for that, and a lot more ,we hope you enjoy our weekly #MortgageNews #mortgagebroker #mortgages #mortgageadvice #mortgageadvisor