The Risk Podcast

Taavi is the CEO and founder of Salv, a RegTech based in Estonia. Salv is an anti-money laundering platform built to help Banks and FinTech organisations fight Financial Crime.

Taavi has studied Data Science, Machine Learning, and Probability Theory, and has a decade long experience from building up AML and fraud solutions at Skype and TransferWise.

In this episode Jermaine is joined by Taavi to discuss:

• What the AML platform offers to Banks and FinTechs
• RegTech
• AML Bridge Data Sharing Project
• Cryptocurrency and Blockchain
• What can Banks and FinTech’s learn from the Cryptocurrency world

Shilpa is an experienced business leader with a strong track record of success in financial crime prevention, risk and controls, large-scale business and technology transformation, strategic change execution, and business risk management in the financial services sector.

She is a former Head of Financial Crime Prevention at Barclays and Santander UK.

In this episode Nader is joined by Shilpa to discuss:

• ACAMS and Shilpa's career journey
• Advice to candidates wanting to move into financial crime
• The three lines of defence model, how effective is this in mitigating financial crime risk?
• The difference in the way banks apply the 3LOD model versus FinTechs and other non-financial institutions
• The use of technology and AI
• How is the culture of AML is evolving in regulated entities
• Gender diversity in the financial crime prevention field

Ariane is the Managing Partner and Founder of Chapelle. A management consultancy comprised of experienced and passionate risk specialists, dedicated to providing clients its community with the best advisory and training services in operational risk and enterprise risk management.

In this episode Nader is joined by Ariane to discuss:

• Chapelle has received the award “Best Risk Management Advisory & Training Firm – Europe”, at Finance Awards 2020! – what makes Chapelle the best?
• Operational Resilience: what challenges remain for firms and regulators?
• One of the Top 10 Operational Risks for 2021 was “employee wellbeing” –  this replaced last year’s ops risk of 'Talent risk' – what is the development of this?
• Remote Management of a Global Risk Management team

Nicola is a highly accomplished/qualified Board-Level Global Risk & Compliance Leader with CRO/Head of Risk experience.

She is responsible for designing, driving, and implementing enterprise risk management frameworks from strategy, data, operations, and technology perspective, prudential risk, compliance, and operational business change to minimise corporate and commercial risk across multiple sectors.

In this episode Nader is joined by Nicola to discuss:

• Operational Resilience
• With many Financial Services firms going through some form of digital transformation – how can the risk arising from operational disruption be managed/ mitigated?
• Climate Change Risk - what are some of the most important trends risk professionals need to be aware of?
• ESG and Diversity in Risk

Tarik is currently a Director of Compliance and Government Relations for Crypto.com based in Singapore. Tarik is a frequent speaker at industry conferences, member of ACCESS Singapore cryptocurrency and blockchain industry association, JD holder and the founding member of SCAN (Compliance Association & Network of Singapore).

In this episode Jermaine is joined by Tarik to discuss:

• What is Cryptocurrency / Blockchain?
• Where is the true value added from Cryptocurrency?
• Advice for new investors
• What does the future of regulation look like for cryptocurrency?
• Does Cryptocurrency needs to be more regulated?
• Main traits you look for when going through that hiring process
• What challenges do you see long-term for the Cryptocurrency market?

Martin is the Head of Financial Crime at Paragon Bank Group and James Young the Head of Compliance and Enterprise Risk at Kantox. Martin is a highly knowledgeable and experienced Financial Crime leader who has worked with the likes of Accenture, Barclays and comes from a MOD investigator background. Martin is also a business mentor and now a Podcast specialist!

James has worked at some interesting businesses and comes from an Insurance background but has gradually moved into the interesting world of FinTech. James is a speaker, mentor, volunteer, and now part of the Steering Committee member for RAW Compliance.

In this episode Jermaine is joined by Martin and James to discuss:

• FinTech v Traditional Banking
• Why are customers choosing to move to FinTech banks?
• What can traditional banks do to ensure they retain and increase their customer base?
• How 2020 has been from an MLRO’s perspective.
• Financial Crime challenges for 2021?
• From a mental health perspective, what else can businesses do to support their employees?
• Throughout Covid, how have you both successfully managed to keep your teams engaged?
• What skills and attributes do you look out for when hiring?
• (other Banking / FinTech perspectives)

Nirvana is a thought leader, pioneer, author, keynote speaker, and recognised global influencer in the Regulatory Technology (RegTech) sector.

But most of all she is a teacher and advocate for humane ethical technology, and ensuring that we embed compliance by design at the development stage of technology to mitigate risk.

In this episode Nader is joined by Nirvana to discuss:  

* RegTech 

* The impact Covid had in accelerating the use of Regulatory Technology 

* Solving regulatory problems through the use of technology 

* Fraud, and is RegTech the only alternative available for financial institutions to comply with regulations effectively? 

* The purpose of diversity & inclusion

Vishwas is one of the Partners at Avantage Reply, before joining Avantage Reply Vishwas was a Director at Deloitte UK.

Vishwas has a history of leading teams and complex risk transformations for wholesale, investment, retail challenger banks, and FinTechs in the UK and across EMEA.

In this episode Nader is joined by Vishwas to discuss:

• What happened to Risk functions in 2020.
• Climate Change - why is it so important right now and what are Financial Services firms doing about it.
• Learnings from the experience of 2020, what are the key priorities for CRO’s in 2021
• People dimension, collaboration, and inclusiveness - why are these fundamental factors to building a successful team, and how are these best achieved?

Nicole is a Partner and Managing Director at Boston Consulting Group.

Nicole is also a frequent speaker at industry conferences, as well as a university lecturer and business mentor.

In this episode Jermaine is joined by Nicole to discuss:

• InsurTech
• Digital distribution; how long it takes to implement and what insurers can do to expedite a transition into a more tech-led solution
• What proactive steps market-leading Insurers can take now to ensure they can keep up to speed with the Tech-lead Insurers coming into the market
• The importance of inclusion and feedback to building successful teams
• Promoting diversity and inclusion, beyond gender, and what else can be done to bridge these gaps and encourage collaboration in a remote world