
Tips with Te
By Te'Aira Melvin


Ep. 194: Budgeting Made Simple
Budgeting doesn’t have to feel overwhelming or restrictive. It’s a tool that helps you take control of your money, align your spending with your priorities, and achieve financial success. In this episode, we’ll break down how to create a simple budget that fits your lifestyle, share practical tips to stick to it, and discuss how to budget for specific financial goals like travel, homeownership, retirement, side hustles, and debt repayment.
Ebooks: https://payhip.com/mjfm14
Booking services/consultation: https://mjfinancial.setmore.com/consulting
#tipswithte #podcast #letstalkmoney #entrepreneur #smallbusiness

Ep. 193: Good Debt vs. Bad Debt
Not all debt is created equal. Some debt can help build wealth and improve your financial future, while other debt can trap you in a cycle of financial stress. In this episode, we’ll break down the difference between good debt and bad debt, how to use debt wisely, and strategies for managing it effectively.
Ebooks: https://payhip.com/mjfm14 Booking services/consultation: https://mjfinancial.setmore.com/consulting
#tipswithte #podcast #letstalkmoney #entrepreneur #smallbusiness

Ep. 192: Student Loans: Paying Them Off
Student loan debt can feel like a heavy burden, but with the right strategies, it’s possible to pay it off while still saving for future goals. In this episode, we’ll explore practical ways to balance debt repayment with building savings, so you can secure both your present and future financial well-being.
Ebooks: https://payhip.com/mjfm14
Upcoming webinars:
https://www.eventbrite.com/o/mj-fwinancial-management-llc-20241339445
#tipswithte #podcast #letstalkmoney #entrepreneur #smallbusiness

Ep. 191: Financial Goal Setting: Achieving Milestones with Intention
Setting financial goals is the key to achieving financial freedom and stability. But without a clear plan, goals can feel overwhelming or unattainable. In this episode, we’ll break down how to set realistic, intentional financial goals and provide actionable steps to help you stay on track and reach your milestones.
Ebooks: https://payhip.com/mjfm14
Upcoming webinars:
https://www.eventbrite.com/o/mj-fwinancial-management-llc-20241339445
#tipswithte #podcast #letstalkmoney #entrepreneur #smallbusiness

Ep. 190: Paying Off Debt
Debt can feel overwhelming, but with the right strategies, it’s possible to pay it off and achieve financial freedom. In this episode, we’ll break down effective methods for tackling debt, including the popular snowball and avalanche methods. Whether you’re dealing with credit card balances, student loans, or medical bills, this episode provides actionable steps to help you get out of debt faster.Ebooks: https://payhip.com/mjfm14
#tipswithte #podcast #letstalkmoney #entrepreneur #smallbusiness

Ep. 189: Living Below Your Means
In this episode, we’ll explore the concept of living below your means—spending less than you earn while still enjoying a fulfilling lifestyle. We’ll share practical strategies to cut unnecessary expenses, make smarter financial decisions, and maintain a sense of balance and enjoyment in life.
Ebooks: https://payhip.com/mjfm14 #tipswithte #podcast #letstalkmoney #entrepreneur #smallbusiness

Ep. 188: Women and Wealth
In this episode, we focus on the unique challenges and opportunities women face in managing their finances. From the gender pay gap to navigating wealth-building strategies, this episode aims to empower women with the knowledge, tools, and confidence to take control of their financial futures.
Ebooks: https://payhip.com/mjfm14
#tipswithte #podcast #letstalkmoney #entrepreneur #smallbusiness

Ep. 187: Money and Mental Health
In this episode, we tackle the deep connection between money and mental health. Financial stress can lead to anxiety, depression, and burnout, while mental health struggles can make managing money even harder. We'll explore this cycle and share practical tips to protect both your wallet and your wellbeing. Ebooks: https://payhip.com/mjfm14 #tipswithte #podcast #letstalkmoney #entrepreneur #smallbusiness

Ep. 186: Generational Wealth: Building and Preserving Wealth for Future Generations
This episode focuses on generational wealth—creating financial security not only for yourself but for your children, grandchildren, and beyond. We'll explore strategies to build wealth and ensure it lasts across generations.
Ebooks: https://payhip.com/mjfm14
#tipswithte #podcast #letstalkmoney #entrepreneur #smallbusiness

Ep. 185: Breaking the Scarcity Mindset: Shifting to a Mindset of Abundance
In this episode, we’re exploring the scarcity mindset—the belief that resources are limited and there's never enough—and how it can hold you back financially and mentally. We'll explore practical steps to shift toward a mindset of abundance, where you believe opportunities are endless and growth is achievable.
Ebooks: https://payhip.com/mjfm14
#tipswithte #podcast #letstalkmoney #entrepreneur #smallbusiness

Ep. 184: Preparing Your Business for a Successful Upcoming Year
In this episode, we dive into the essential steps to prepare your business for a successful upcoming year. From reflecting on the past year’s performance to setting clear goals, planning budgets, refining your marketing strategy, and building a strong team, we’ll cover everything you need to ensure your business is ready to thrive. Tune in for practical tips and actionable insights to set your business up for growth and resilience in the new year!

Ep. 183: Tips for Protecting Your Business and Brand
In this episode, we dive into practical tips for protecting your business and brand. From securing trademarks and copyrights to enhancing cybersecurity and managing your online reputation, we’ll guide you through the essentials of building a resilient brand. Learn how to safeguard your intellectual property, establish brand consistency, and protect against cyber threats, ensuring your business stays secure and reputable. Whether you’re a new entrepreneur or a seasoned business owner, these tips will help you protect what you've worked so hard to build.
Ebooks: https://payhip.com/mjfm14

Ep. 182: The Benefits of Starting a Non-Profit in Your Community
In this episode, we explore the powerful impact of starting a non-profit and how it can transform your community. From addressing local needs and creating lasting social change to taking advantage of tax benefits and building community ties, we dive into the many reasons why launching a non-profit is a meaningful and rewarding endeavor. Tune in to learn how you can make a difference and leave a lasting legacy through community-driven initiatives!

Ep. 181: Tax Season Prep: Your Essential Guide
Description: Get ready to tackle tax season like a pro with our latest episode! Whether you're a seasoned taxpayer or new to the game, we've got you covered with essential tips and strategies to help you prepare effectively. From organizing your documents to maximizing deductions and credits, we'll walk you through everything you need to know to navigate tax season with confidence. Tune in and get ready to conquer tax season like never before!

Ep. 180: Building a Support System and Networking Group
In this episode, we delve into the essential topic of building a strong support system and networking group. Whether you're looking to expand your professional connections or find a circle of friends who share your interests and values, having a reliable network is crucial for personal and professional growth. Ebooks: https://payhip.com/mjfm14

Ep. 179: Making Money Work for You: Tips and Strategies
In this episode, we delve into the world of personal finance and explore how to make money work for you. From saving and investing to passive income streams, we provide practical tips and strategies to help you build wealth and achieve financial freedom.
Ebooks: https://payhip.com/mjfm14

Ep. 178: The Ultimate Guide to Bookkeeping Software for Small Businesses
In this episode of Tips with Te, we explore the best bookkeeping software options for small business owners. From comprehensive tools like QuickBooks Online and Xero to budget-friendly choices like Wave, we cover the key features, pricing, and benefits of each platform. Whether you're a freelancer, startup, or growing business, discover the right software to streamline your financial management and keep your books in order. Tune in for expert tips on choosing the perfect solution for your needs and budget!

Ep. 177: From Idea to Action: Tips for Starting Your Business
Join us as we explore the exciting world of entrepreneurship in this episode of Tips with Te. From transforming your passion into a business idea to navigating the complexities of starting and growing a venture, we'll share essential tips and strategies for aspiring entrepreneurs. Whether you're at the beginning stages of launching your business or seeking inspiration to take the leap, this episode offers valuable insights to help you embark on your entrepreneurial journey with confidence. Tune in and learn how to turn your dreams into reality!
Register for upcoming webinars: https://www.eventbrite.com/o/mj-fwinancial-management-llc-20241339445

Ep. 176: The Power of Financial Management
In this episode, we delve into the critical role of financial management in shaping our financial well-being. From setting clear financial goals to budgeting, debt management, and retirement planning, we explore how effective financial management can empower individuals to take control of their finances and build a secure future. Join us as we discuss strategies for building wealth, developing healthy financial habits, and navigating the road to financial freedom.

Ep. 175: Financial Success for Business Owners
Tune in to this episode of "Financial Success for Business Owners" to discover essential tips for achieving financial goals as a business owner. From clarifying your objectives to improving cash flow, monitoring expenses, and seeking professional guidance, we cover key strategies to help you steer your business towards financial success. Join us as we delve into practical advice and actionable steps to enhance your financial management skills and secure a prosperous future for your business.

Ep. 174: Unlocking Success: The Importance of a Business Plan
Join us in this episode of "Unlocking Success: The Importance of a Business Plan" as we explore why having a solid business plan is essential for entrepreneurial triumph. From providing a roadmap for your journey to clarifying vision and goals, we uncover how a well-crafted plan sets the stage for success. Discover how it mitigates risks, attracts investors, and guides growth, ensuring your venture stays on course amidst the complexities of entrepreneurship. Tune in to unlock the secrets behind building a thriving business!
Business Webinar Register: https://www.eventbrite.com/e/how-to-write-a-business-plan-registration-888770294877?utm-campaign=social&utm-content=attendeeshare&utm-medium=discovery&utm-term=listing&utm-source=cp&aff=ebdsshcopyurl Ebooks: https://payhip.com/mjfm14

Ep. 173 : Quiet Moves: The Power of Silent Strategy in Business
Welcome to "Quiet Moves," the podcast that explores the underrated art of moving in silence when making business decisions. Join us as we delve into the benefits of keeping your strategic plans under wraps, from maintaining a competitive edge to avoiding unnecessary distractions and resistance. Discover stories of successful entrepreneurs who mastered the silent approach and learn practical tips on how to implement this powerful tactic in your own business journey. Tune in to transform your decision-making process and elevate your success through the power of silent strategy.

Ep. 172: Why Paying Yourself as a Business Owner is Crucial
In this episode, we delve into why paying yourself is essential for both your personal well-being and the health of your business. Join us as we explore the importance of financial sustainability, how to set a fair salary, and the impact of proper compensation on your motivation and business success. We'll share real-life stories, practical tips, and expert advice to help you strike the right balance between reinvesting in your business and ensuring your own financial stability. Tune in to learn how valuing your work can lead to a more profitable and rewarding entrepreneurial journey.

Ep. 171: Building Wealth: Understanding the Importance of Credit
In this episode of Building Wealth, we explore the pivotal role of credit in achieving financial success. From demystifying credit reports to strategies for building and repairing credit, we uncover the power of responsible credit management. Join us as we discuss how good credit can open doors to opportunities, secure favorable rates, and pave the way to long-term financial prosperity. Tune in to learn how to leverage credit effectively and unlock your path to financial freedom. Credit Repair 101 Webinar-June 15th, 2024 at 12pm EST Register: https://www.eventbrite.com/e/credit-repair-101-understanding-the-importance-about-credit-registration-888768509537?utm-campaign=social&utm-content=attendeeshare&utm-medium=discovery&utm-term=listing&utm-source=cp&aff=ebdsshcopyurl

Ep. 170: Tax Planning Tips for Business Owners in 2024
In this episode of Tips with Te, we dive into the dynamic world of tax planning for business owners in 2024. As the tax landscape continues to evolve, staying ahead with strategic planning is essential for maximizing savings and minimizing liabilities. From understanding recent tax changes to leveraging tax-efficient structures, maximizing deductions and credits, implementing retirement and investment strategies, timing strategies, and incorporating tax technology, we cover it all. Tune in to learn practical tips and insights tailored to help business owners navigate the complexities of tax planning in today's environment. Whether you're a seasoned entrepreneur or just starting your business journey, this episode offers valuable guidance to optimize your tax strategy and achieve financial success.

Ep. 169: Improve your performance with Philip Andersson
Philip gives tips on some things we can do to improve our overall performance.

Ep. 168: Wealth Wisdom: Navigating Trusts in Estate Planning
Welcome to "Tips with Te," your go-to podcast for insightful discussions on managing and growing your wealth. In this episode, we explore the intricate world of trusts and their pivotal role in estate planning. This episode dives deep into understanding trusts and how they can safeguard your assets and legacy.

Ep. 167: Understanding the Will and Testament
In this episode, we delve into the heart of estate planning - the last will and testament. Discover the significance of this powerful legal document and how it ensures your wishes are honored after you're gone. From key components like testators, executors, and beneficiaries to the step-by-step process of creating a will, we cover it all. Learn why having a will is essential for protecting your loved ones and minimizing conflicts.

Ep. 166: Legacy Matters: Navigating Estate Planning for a Secure Tomorrow
Welcome to "Legacy Matters," the podcast that unpacks the intricacies of estate planning to empower you on your financial journey. Join us as we explore the essential components of proper estate planning, from wills and trusts to minimizing taxes and fostering open communication with your loved ones.
In this episode, we break down complex concepts, debunk myths, and provide practical tips to help you create a comprehensive estate plan tailored to your unique needs. Learn from expert guests, including estate planning attorneys, financial advisors, and tax professionals, as they share valuable insights and guide you through the nuances of this critical process.
Whether you're just starting to consider your estate plan or looking to fine-tune existing arrangements, "Legacy Matters" offers the knowledge and resources you need. Your legacy is more than just assets; it's a reflection of your values and the well-being of those you care about.
Subscribe now to "Legacy Matters" and embark on a journey to secure your tomorrow, leaving a lasting impact that transcends generations. Because when it comes to your legacy, every detail matters.

Ep. 165: Safeguarding Your Legacy: The Importance of Life Insurance
Welcome to Tips with Te, where we unpack the essentials of financial well-being. In this episode, we're diving into a topic that holds the key to securing your family's future – life insurance. Join us as we explore the emotional and financial protection life insurance provides, debunk common myths, and guide you through the different types of policies. Whether you're a young professional or a seasoned family person, understanding the significance of life insurance is crucial for building a robust financial foundation. Tune in to learn how life insurance isn't just a policy; it's a strategy for safeguarding your legacy. Don't wait – secure your family's future today!

Ep. 164: Unveiling the Corporate Transparency Act: Demystifying the Beneficial Ownership Information Report (BOIR)
Episode Description: Unveiling the Corporate Transparency Act: Demystifying the Beneficial Ownership Information Report (BOIR)In this eye-opening episode of [Podcast Name], we shine a spotlight on the Corporate Transparency Act (CTA) and its pivotal component – the Beneficial Ownership Information Report (BOIR). Join us as we navigate through the intricacies of this groundbreaking legislation aimed at enhancing corporate transparency and combating financial malfeasance.
Disclaimer: This podcast episode provides general information and should not be considered legal advice. For specific guidance on compliance with the Corporate Transparency Act and the BOIR, consult legal professionals. https://www.fincen.gov/

Ep. 163: Unleashing Potential: The Importance of Having a Business Coach
In this empowering episode of Tips with Te, we unravel the transformative power of having a business coach. Join us as we explore the role of a coach in personal development, strategic planning, and overcoming challenges. Discover the stories of successful entrepreneurs who attribute their achievements to the guidance of a mentor. Coaching Services Packages: https://mailchi.mp/mjfinancial/coachingsale

Ep. 162: Mastering Your Finances in 2024
Join us as we empower you to take charge of your financial destiny in 2024. This episode is your roadmap to financial success, so grab a notebook, get ready to take some notes, and let's make 2024 your most financially fulfilling year yet!

Ep. 161: 2024 Vision: Setting Goals for Success
🎙️ As we kick off the year 2024, join us on a journey of self-discovery and empowerment. In this episode, we delve into the art of setting goals that propel you toward success and fulfillment. Ready to unleash the power of your goals? Hit play and let's make 2024 the year you turn dreams into reality! 🚀 #2024Vision #GoalSetting #NewYearNewYou

Ep. 160: Wrapping Up the End of the Season
Te takes the time to wrap up the podcast season with tips and reflection.

Ep. 159: Are you ready for tax season?
Te gives tips on how to get prepared for the upcoming tax season.

Ep. 158: Life Insurance Planning with John Ensley.
John shares his journey to the insurance industry and explains why life insurance planning should be included during financial planning.
Social Media handles:
https://www.linkedin.com/in/johnensley/
https://www.facebook.com/JEnsleyFinancial
https://twitter.com/johnensley
www.jumponwithjohn.com

Ep. 157: Health is Wealth with Dr. Amanda Adkins
Dr. Amanda shares her journey of becoming a plant-based doctor and health coach to help women of color to live a healthy life.
SocialMedia Handles:
YouTube channel: https://bit.ly/DrAmandaAdkinsYouTubeChannel
Facebook: www.facebook.com/DrAmandaAdkins
Instagram: www.instagram.com/DrAmandaAdkins
Website: www.dramandamd.com

Ep. 156: Naturally Improve your Health with Amel Innovations.
The owners of Amel Innovations share how they overcame sicknesses by using natural remedies which later inspired them to start their own business. Social Media Handles:
Website:www.amelinnvowellness.com
FB: Amel Innovations LLC
IG: amelinnvo_health

Ep. 155: Invest in Community Engagement with Lafrieda Smith
Lafrieda shares her journey of becoming an entrepreneur and how investing in community engagement benefits your business.
Social Media Handles:
https://linktr.ee/AuthorLaFrieda
http://www.lafriedasmith.com

Ep. 154: Monetize your podcast with Kyla Denanyoh
Kyla shares her journey of becoming an entrepreneur in podcasting and how she was able to monetize her podcast.
Social Media Handles:
Podcast Management (business website): www.skiptheboringstuff.com
Instagram: https://www.instagram.com/mrsdenanyoh/
LinkedIn: https://www.linkedin.com/in/kyla-hemphill/

Ep. 153: Parent leadership with Jesse Sweed
Jesse shares his journey of becoming an entrepreneur and why parent leadership is important.
Social Media Handles:
Linktree: https://linktr.ee/jesse.sweed
Conscious Leading Playbook:
https://eaglemethod.newzenler.com/f/playbook


Ep. 151: Pivoting your business with Shavonne Moorer
Shavonne shares how she was about to pivot her business during the pandemic.

Ep. 150: Marketing Strategies with Janelle Jones
Janelle shares marketing strategies on how to make money online to prepare for the recession.


Ep. 148: Tap into the power of creating your own life with Sheila Kamuda

Ep. 147: Taking control of your subconscious mind with Monica Cox.
Monica shares how our subconscious mind play a role in our life.
Social Media Handles:
IG: https://www.instagram.com/findingfertility/
TikTok: https://www.tiktok.com/@findingfertility
Facebook: https://www.facebook.com/FindingFertility
Youtube: https://www.youtube.com/channel/UCARY6ftLoWk5-N9FHVYtzHw
Linkedin: https://www.linkedin.com/in/monica-cox-64ba0993/
Podcast: https://podcasts.apple.com/us/podcast/finding-fertility/id1467058429

Ep. 146: Money Management with Kenny Ingersoll.
Kenny share his journey on how he developed money mindset and now he uses his tips to help his clients.
Social Media Handles:
https://www.facebook.com/kenny.ingersoll/
https://www.facebook.com/profile.php?id=100063608280889
https://www.instagram.com/kenny.ingersoll
